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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Revenue:    
Finance charges $ 202.8 $ 169.9
Premiums earned 10.8 12.1
Other income 14.3 12.2
Total revenue 227.9 194.2
Costs and expenses:    
Salaries and wages 32.7 30.4
General and administrative 12.1 9.1
Sales and marketing 13.7 11.7
Provision for credit losses 22.1 6.2
Interest 22.1 14.9
Provision for claims 6.8 8.6
Total costs and expenses 109.5 80.9
Income before provision for income taxes 118.4 113.3
Provision for income taxes 44.0 41.8
Net income $ 74.4 $ 71.5
Net income per share:    
Basic (in usd per share) $ 3.64 $ 3.42
Diluted (in usd per share) $ 3.63 $ 3.41
Weighted average shares outstanding:    
Basic (in shares) 20,435,201 20,922,620
Diluted (in shares) 20,485,832 20,948,676