Description of Business (Tables)

3 Months Ended

Mar. 31, 2016

Percentage of Consumer Loans Assigned with FICO Score of Less Than 650 or No FICO Score

The following table shows the percentage of Consumer Loans assigned to us with either FICO® scores below 650 or no FICO® scores:

Schedule of Percentage of Consumer Loans Assigned Based on Unit Volumes

The following table shows the percentage of Consumer Loans assigned to us based on unit volumes under each of the programs for each of the last five quarters:



Quarter Ended	Portfolio Program		Purchase Program
March 31, 2015	88.6	%	11.4	%
June 30, 2015	87.7	%	12.3	%
September 30, 2015	87.3	%	12.7	%
December 31, 2015	85.7	%	14.3	%
March 31, 2016	82.4	%	17.6	%

For the Three Months Ended March 31,

Consumer Loan Assignment Volume

Percentage of total unit volume with either FICO® scores below 650 or no FICO® scores