XML 19 R4.htm IDEA: XBRL DOCUMENT v3.3.1.900
Consolidated Statements Of Income - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Revenues [Abstract]      
Finance charges $ 730.5 $ 630.4 $ 590.4
Premiums earned 48.2 52.3 51.5
Other Income 46.6 40.8 40.2
Total revenue 825.3 723.5 682.1
Costs and expenses [Abstract]      
Salaries and wages 116.4 100.2 87.3
General and administrative 37.8 34.3 34.4
Sales and marketing 45.9 36.8 34.5
Provision for credit losses 41.5 12.8 21.9
Interest 76.0 56.7 65.0
Provision for claims 33.2 40.0 40.8
Loss on extinguishment of debt 0.0 21.8 0.0
Total costs and expenses 350.8 302.6 283.9
Income before provision for income taxes 474.5 420.9 398.2
Provision for income taxes 174.8 154.7 145.1
Net income $ 299.7 $ 266.2 $ 253.1
Net income per share [Abstract]      
Basic $ 14.35 $ 11.96 $ 10.61
Diluted $ 14.28 $ 11.92 $ 10.54
Weighted average Shares Outstanding [Abstract]      
Basic 20,891,695 22,257,104 23,850,789
Diluted 20,980,753 22,331,401 24,009,593