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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Revenue:        
Finance charges $ 186.2 $ 158.0 $ 536.3 $ 468.7
Premiums earned 12.0 12.7 36.7 39.5
Other income 12.0 11.0 34.5 30.2
Total revenue 210.2 181.7 607.5 538.4
Costs and expenses:        
Salaries and wages 28.6 22.0 87.5 72.0
General and administrative 9.8 8.7 28.0 25.4
Sales and marketing 11.9 8.7 34.5 27.1
Provision for credit losses 13.2 4.1 27.8 13.4
Interest 20.4 13.5 54.9 42.8
Provision for claims 8.4 9.4 26.2 31.4
Loss on extinguishment of debt 0.0 0.0 0.0 21.8
Total costs and expenses 92.3 66.4 258.9 233.9
Income before provision for income taxes 117.9 115.3 348.6 304.5
Provision for income taxes 43.9 41.3 128.9 111.3
Net income $ 74.0 $ 74.0 $ 219.7 $ 193.2
Net income per share:        
Basic (in usd per share) $ 3.53 $ 3.38 $ 10.49 $ 8.49
Diluted (in usd per share) $ 3.53 $ 3.38 $ 10.49 $ 8.48
Weighted average shares outstanding:        
Basic (in shares) 20,946,827 21,888,591 20,938,847 22,750,868
Diluted (in shares) 20,952,711 21,895,222 20,949,508 22,776,197