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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Revenue:        
Finance charges $ 180.2 $ 157.9 $ 350.1 $ 310.7
Premiums earned 12.6 13.6 24.7 26.8
Other income 10.3 8.3 22.5 19.2
Total revenue 203.1 179.8 397.3 356.7
Costs and expenses:        
Salaries and wages 28.5 24.4 58.9 50.0
General and administrative 9.1 8.5 18.2 16.7
Sales and marketing 10.9 8.8 22.6 18.4
Provision for credit losses 8.4 4.6 14.6 9.3
Interest 19.6 13.3 34.5 29.3
Provision for claims 9.2 11.0 17.8 22.0
Loss on extinguishment of debt 0.0 0.0 0.0 21.8
Total costs and expenses 85.7 70.6 166.6 167.5
Income before provision for income taxes 117.4 109.2 230.7 189.2
Provision for income taxes 43.2 39.8 85.0 70.0
Net income $ 74.2 $ 69.4 $ 145.7 $ 119.2
Net income per share:        
Basic (in usd per share) $ 3.54 $ 3.06 $ 6.96 $ 5.16
Diluted (in usd per share) $ 3.54 $ 3.06 $ 6.95 $ 5.15
Weighted average shares outstanding:        
Basic (in shares) 20,946,827 22,653,393 20,934,790 23,122,288
Diluted (in shares) 20,951,832 22,658,891 20,949,048 23,157,289