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Loans Receivable (Summary of Changes In Allowance for Credit Losses) (Details) (USD $)
In Millions, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Allowance for Loan and Lease Losses [Roll Forward]    
Balance, beginning of period $ 206.9us-gaap_LoansAndLeasesReceivableAllowance $ 195.4us-gaap_LoansAndLeasesReceivableAllowance
Provision for credit losses 6.2us-gaap_ProvisionForLoanAndLeaseLosses 4.7us-gaap_ProvisionForLoanAndLeaseLosses
Write-offs (3.2)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs (0.5)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Recoveries 0.5us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts [1] 0.5us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts [1]
Balance, end of period 210.4us-gaap_LoansAndLeasesReceivableAllowance 200.1us-gaap_LoansAndLeasesReceivableAllowance
Dealer Loans [Member]    
Allowance for Loan and Lease Losses [Roll Forward]    
Balance, beginning of period 198.1us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
185.7us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Provision for credit losses 6.2us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
5.1us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Write-offs (3.1)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(0.5)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Recoveries 0.4us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[1] 0.5us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[1]
Balance, end of period 201.6us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
190.8us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Purchased Loans [Member]    
Allowance for Loan and Lease Losses [Roll Forward]    
Balance, beginning of period 8.8us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
9.7us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Provision for credit losses 0us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(0.4)us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Write-offs (0.1)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
0us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Recoveries 0.1us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[1]  
Balance, end of period $ 8.8us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
$ 9.3us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[1] Represents collections received on previously written off Loans.