XML 14 R48.htm IDEA: XBRL DOCUMENT v2.4.1.9
Loans Receivable (Schedule of Consumer Loans Performance) (Details) (USD $)
In Millions, unless otherwise specified
Mar. 31, 2015
Dec. 31, 2014
Mar. 31, 2014
Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans receivable $ 2,943.6us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome $ 2,719.8us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome $ 2,518.1us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome $ 2,408.2us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Allowance for credit losses (210.4)us-gaap_LoansAndLeasesReceivableAllowance (206.9)us-gaap_LoansAndLeasesReceivableAllowance (200.1)us-gaap_LoansAndLeasesReceivableAllowance (195.4)us-gaap_LoansAndLeasesReceivableAllowance
Loans receivable, net 2,733.2us-gaap_LoansAndLeasesReceivableNetReportedAmount 2,512.9us-gaap_LoansAndLeasesReceivableNetReportedAmount    
Loan Pool Performance Meets Or Exceeds Initial Estimates [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans receivable 1,321.4us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
1,262.8us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
   
Loans receivable, net 1,321.4us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
1,262.8us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
   
Loan Pool Performance Less Than Initial Estimates [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans receivable 1,622.2us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
1,457.0us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
   
Allowance for credit losses (210.4)us-gaap_LoansAndLeasesReceivableAllowance
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
(206.9)us-gaap_LoansAndLeasesReceivableAllowance
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
   
Loans receivable, net 1,411.8us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
1,250.1us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
   
Dealer Loans [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans receivable 2,564.3us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
2,389.8us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
2,247.0us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
2,155.5us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Allowance for credit losses (201.6)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(198.1)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(190.8)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(185.7)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Loans receivable, net 2,362.7us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
2,191.7us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
   
Dealer Loans [Member] | Loan Pool Performance Meets Or Exceeds Initial Estimates [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans receivable 986.5us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
945.1us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
   
Loans receivable, net 986.5us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
945.1us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
   
Dealer Loans [Member] | Loan Pool Performance Less Than Initial Estimates [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans receivable 1,577.8us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
1,444.7us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
   
Allowance for credit losses (201.6)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
(198.1)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
   
Loans receivable, net 1,376.2us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
1,246.6us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
   
Purchased Loans [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans receivable 379.3us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
330.0us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
271.1us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
252.7us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Allowance for credit losses (8.8)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(8.8)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(9.3)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(9.7)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Loans receivable, net 370.5us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
321.2us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
   
Purchased Loans [Member] | Loan Pool Performance Meets Or Exceeds Initial Estimates [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans receivable 334.9us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
317.7us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
   
Loans receivable, net 334.9us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
317.7us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
   
Purchased Loans [Member] | Loan Pool Performance Less Than Initial Estimates [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans receivable 44.4us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
12.3us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
   
Allowance for credit losses (8.8)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
(8.8)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
   
Loans receivable, net $ 35.6us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
$ 3.5us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember