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Loans Receivable (Summary of Changes in Accretable Yield) (Details) (USD $)
In Millions, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Certain Loans Acquired in Transfer Not Accounted for as Loans Accretable Yield Movement Schedule [Roll Forward]    
Balance, beginning of period $ 861.7cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYield $ 780.3cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYield
New Consumer Loan assignments 251.4cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldAdditions [1] 190.8cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldAdditions [1]
Finance charge income (169.9)us-gaap_FinancialServicesRevenue (152.8)us-gaap_FinancialServicesRevenue
Forecast changes 13.2cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldReclassificationsFromNonaccretableDifference 6.7cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldReclassificationsFromNonaccretableDifference
Transfers 1.1cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldTransfers [2] 1.4cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldTransfers [2]
Balance, end of period 957.5cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYield 826.4cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYield
Dealer Loans [Member]    
Certain Loans Acquired in Transfer Not Accounted for as Loans Accretable Yield Movement Schedule [Roll Forward]    
Balance, beginning of period 725.2cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYield
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
667.5cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYield
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
New Consumer Loan assignments 216.6cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldAdditions
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[1] 170.8cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldAdditions
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[1]
Finance charge income (147.0)us-gaap_FinancialServicesRevenue
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(134.5)us-gaap_FinancialServicesRevenue
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Forecast changes 8.6cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldReclassificationsFromNonaccretableDifference
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
4.8cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldReclassificationsFromNonaccretableDifference
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Transfers (1.0)cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldTransfers
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[2] (1.9)cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldTransfers
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[2]
Balance, end of period 802.4cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYield
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
706.7cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYield
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Purchased Loans [Member]    
Certain Loans Acquired in Transfer Not Accounted for as Loans Accretable Yield Movement Schedule [Roll Forward]    
Balance, beginning of period 136.5cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYield
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
112.8cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYield
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
New Consumer Loan assignments 34.8cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldAdditions
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[1] 20.0cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldAdditions
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[1]
Finance charge income (22.9)us-gaap_FinancialServicesRevenue
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(18.3)us-gaap_FinancialServicesRevenue
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Forecast changes 4.6cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldReclassificationsFromNonaccretableDifference
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
1.9cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldReclassificationsFromNonaccretableDifference
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Transfers 2.1cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldTransfers
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[2] 3.3cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYieldTransfers
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[2]
Balance, end of period $ 155.1cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYield
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
$ 119.7cacc_CertainLoansAcquiredInTransferAccountedForAsLoansAccretableYield
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[1] The Dealer Loans amount represents the net cash flows expected at the time of assignment on Consumer Loans assigned under our Portfolio Program, less the related advances paid to Dealers. The Purchased Loans amount represents the net cash flows expected at the time of assignment on Consumer Loans assigned under our Purchase Program, less the related one-time payments made to Dealers.
[2] Under our Portfolio Program, certain events may result in Dealers forfeiting their rights to Dealer Holdback. We transfer the Dealer’s outstanding Dealer Loan balance and related expected future net cash flows to Purchased Loans in the period this forfeiture occurs.