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Loans Receivable (Schedule of Loans Receivable) (Details) (USD $)
In Millions, unless otherwise specified
Mar. 31, 2015
Dec. 31, 2014
Mar. 31, 2014
Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans receivable $ 2,943.6us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome $ 2,719.8us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome $ 2,518.1us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome $ 2,408.2us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Allowance for credit losses (210.4)us-gaap_LoansAndLeasesReceivableAllowance (206.9)us-gaap_LoansAndLeasesReceivableAllowance (200.1)us-gaap_LoansAndLeasesReceivableAllowance (195.4)us-gaap_LoansAndLeasesReceivableAllowance
Loans receivable, net 2,733.2us-gaap_LoansAndLeasesReceivableNetReportedAmount 2,512.9us-gaap_LoansAndLeasesReceivableNetReportedAmount    
Dealer Loans [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans receivable 2,564.3us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
2,389.8us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
2,247.0us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
2,155.5us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Allowance for credit losses (201.6)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(198.1)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(190.8)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(185.7)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Loans receivable, net 2,362.7us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
2,191.7us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
   
Purchased Loans [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans receivable 379.3us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
330.0us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
271.1us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
252.7us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Allowance for credit losses (8.8)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(8.8)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(9.3)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(9.7)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Loans receivable, net $ 370.5us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
$ 321.2us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember