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Consolidated Statements of Income (Unaudited) (USD $)
In Millions, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Revenue:    
Finance charges $ 169.9us-gaap_FinancialServicesRevenue $ 152.8us-gaap_FinancialServicesRevenue
Premiums earned 12.1us-gaap_PremiumsEarnedNet 13.2us-gaap_PremiumsEarnedNet
Other income 12.2us-gaap_OtherIncome 10.9us-gaap_OtherIncome
Total revenue 194.2us-gaap_Revenues 176.9us-gaap_Revenues
Costs and expenses:    
Salaries and wages 30.4us-gaap_LaborAndRelatedExpense 25.6us-gaap_LaborAndRelatedExpense
General and administrative 9.1us-gaap_GeneralAndAdministrativeExpense 8.2us-gaap_GeneralAndAdministrativeExpense
Sales and marketing 11.7us-gaap_SellingAndMarketingExpense 9.6us-gaap_SellingAndMarketingExpense
Provision for credit losses 6.2us-gaap_ProvisionForLoanAndLeaseLosses 4.7us-gaap_ProvisionForLoanAndLeaseLosses
Interest 14.9us-gaap_InterestExpense 16.0us-gaap_InterestExpense
Provision for claims 8.6us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 11.0us-gaap_PolicyholderBenefitsAndClaimsIncurredNet
Loss on extinguishment of debt 0us-gaap_GainsLossesOnExtinguishmentOfDebt 21.8us-gaap_GainsLossesOnExtinguishmentOfDebt
Total costs and expenses 80.9us-gaap_CostsAndExpenses 96.9us-gaap_CostsAndExpenses
Income before provision for income taxes 113.3us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 80.0us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Provision for income taxes 41.8us-gaap_IncomeTaxExpenseBenefit 30.2us-gaap_IncomeTaxExpenseBenefit
Net income $ 71.5us-gaap_NetIncomeLoss $ 49.8us-gaap_NetIncomeLoss
Net income per share:    
Basic (in usd per share) $ 3.42us-gaap_EarningsPerShareBasic $ 2.12us-gaap_EarningsPerShareBasic
Diluted (in usd per share) $ 3.41us-gaap_EarningsPerShareDiluted $ 2.12us-gaap_EarningsPerShareDiluted
Weighted average shares outstanding:    
Basic (in shares) 20,922,620us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 23,463,380us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Diluted (in shares) 20,948,676us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 23,528,466us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding