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Loans Receivable (Summary Of Changes In Allowance For Credit Losses) (Details) (USD $)
In Millions, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period $ 195.4us-gaap_LoansAndLeasesReceivableAllowance $ 176.4us-gaap_LoansAndLeasesReceivableAllowance $ 154.3us-gaap_LoansAndLeasesReceivableAllowance
Provision for credit losses 12.8us-gaap_ProvisionForLoanAndLeaseLosses 21.9us-gaap_ProvisionForLoanAndLeaseLosses 24.0us-gaap_ProvisionForLoanAndLeaseLosses
Write-offs (3.2)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs (5.3)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs (4.2)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Recoveries 1.9us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts [1] 2.4us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts [1] 2.3us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts [1]
Balance, end of period 206.9us-gaap_LoansAndLeasesReceivableAllowance 195.4us-gaap_LoansAndLeasesReceivableAllowance 176.4us-gaap_LoansAndLeasesReceivableAllowance
Dealer Loans [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 185.7us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
167.4us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
141.7us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Provision for credit losses 13.7us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
21.3us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
27.1us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Write-offs (3.1)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(5.2)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(3.6)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Recoveries 1.8us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[1] 2.2us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[1] 2.2us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[1]
Balance, end of period 198.1us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
185.7us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
167.4us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Purchased Loans [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 9.7us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
9.0us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
12.6us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Provision for credit losses (0.9)us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
0.6us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(3.1)us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Write-offs (0.1)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(0.1)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(0.6)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Recoveries 0.1us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[1] 0.2us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[1] 0.1us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[1]
Balance, end of period $ 8.8us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
$ 9.7us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
$ 9.0us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[1] Represents collections received on previously written off Loans.