XML 63 R59.htm IDEA: XBRL DOCUMENT v2.4.1.9
Loans Receivable (Schedule Of Consumer Loans Performance) (Details) (USD $)
In Millions, unless otherwise specified
Dec. 31, 2014
Sep. 30, 2014
Jun. 30, 2014
Mar. 31, 2014
Dec. 31, 2013
Sep. 30, 2013
Jun. 30, 2013
Mar. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Loans receivable $ 2,719.8us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome       $ 2,408.2us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome       $ 2,109.9us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome $ 1,752.9us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Allowance for credit losses (206.9)us-gaap_LoansAndLeasesReceivableAllowance       (195.4)us-gaap_LoansAndLeasesReceivableAllowance       (176.4)us-gaap_LoansAndLeasesReceivableAllowance (154.3)us-gaap_LoansAndLeasesReceivableAllowance
Loans receivable, net 2,512.9us-gaap_LoansAndLeasesReceivableNetReportedAmount 2,407.4us-gaap_LoansAndLeasesReceivableNetReportedAmount 2,358.0us-gaap_LoansAndLeasesReceivableNetReportedAmount 2,318.0us-gaap_LoansAndLeasesReceivableNetReportedAmount 2,212.8us-gaap_LoansAndLeasesReceivableNetReportedAmount 2,163.4us-gaap_LoansAndLeasesReceivableNetReportedAmount 2,092.7us-gaap_LoansAndLeasesReceivableNetReportedAmount 2,028.6us-gaap_LoansAndLeasesReceivableNetReportedAmount    
Loan Pool Performance Meets Or Exceeds Initial Estimates [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Loans receivable 1,262.8us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
      908.7us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
         
Allowance for credit losses 0us-gaap_LoansAndLeasesReceivableAllowance
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
      0us-gaap_LoansAndLeasesReceivableAllowance
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
         
Loans receivable, net 1,262.8us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
      908.7us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
         
Loan Pool Performance Less Than Initial Estimates [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Loans receivable 1,457.0us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
      1,499.5us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
         
Allowance for credit losses (206.9)us-gaap_LoansAndLeasesReceivableAllowance
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
      (195.4)us-gaap_LoansAndLeasesReceivableAllowance
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
         
Loans receivable, net 1,250.1us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
      1,304.1us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
         
Dealer Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Loans receivable 2,389.8us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
      2,155.5us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
      1,869.4us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
1,506.5us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Allowance for credit losses (198.1)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
      (185.7)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
      (167.4)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(141.7)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Loans receivable, net 2,191.7us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
      1,969.8us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
         
Dealer Loans [Member] | Loan Pool Performance Meets Or Exceeds Initial Estimates [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Loans receivable 945.1us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
      681.4us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
         
Allowance for credit losses 0us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
      0us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
         
Loans receivable, net 945.1us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
      681.4us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
         
Dealer Loans [Member] | Loan Pool Performance Less Than Initial Estimates [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Loans receivable 1,444.7us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
      1,474.1us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
         
Allowance for credit losses (198.1)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
      (185.7)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
         
Loans receivable, net 1,246.6us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
      1,288.4us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
         
Purchased Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Loans receivable 330.0us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
      252.7us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
      240.5us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
246.4us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Allowance for credit losses (8.8)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
      (9.7)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
      (9.0)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(12.6)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Loans receivable, net 321.2us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
      243.0us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
         
Purchased Loans [Member] | Loan Pool Performance Meets Or Exceeds Initial Estimates [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Loans receivable 317.7us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
      227.3us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
         
Allowance for credit losses 0us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
      0us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
         
Loans receivable, net 317.7us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
      227.3us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceMeetsOrExceedsInitialEstimatesMember
         
Purchased Loans [Member] | Loan Pool Performance Less Than Initial Estimates [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Loans receivable 12.3us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
      25.4us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
         
Allowance for credit losses (8.8)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
      (9.7)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
         
Loans receivable, net $ 3.5us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember
      $ 15.7us-gaap_LoansAndLeasesReceivableNetReportedAmount
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
/ cacc_LoansAxis
= cacc_LoanPoolPerformanceLessThanInitialEstimatesMember