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Loans Receivable (Summary Of Changes In Loans Receivable) (Details) (USD $)
In Millions, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period $ 2,408.2us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome $ 2,109.9us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome $ 1,752.9us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
New Consumer Loan assignments 1,675.7cacc_NewConsumerLoanAssignments [1] 1,480.6cacc_NewConsumerLoanAssignments [1] 1,362.4cacc_NewConsumerLoanAssignments [1]
Principal collected on Loans receivable (1,540.1)us-gaap_ProceedsFromCollectionOfLoansReceivable (1,334.4)us-gaap_ProceedsFromCollectionOfLoansReceivable (1,162.8)us-gaap_ProceedsFromCollectionOfLoansReceivable
Accelerated Dealer Holdback payments (41.7)cacc_AcceleratedPaymentsOfDealerHoldback (40.4)cacc_AcceleratedPaymentsOfDealerHoldback (43.7)cacc_AcceleratedPaymentsOfDealerHoldback
Dealer Holdback payments 135.5cacc_PaymentsOfDealerHoldback 114.2cacc_PaymentsOfDealerHoldback 115.7cacc_PaymentsOfDealerHoldback
Transfers 0cacc_LoansAndLeasesReceivableTransfers [2] 0cacc_LoansAndLeasesReceivableTransfers [2] 0cacc_LoansAndLeasesReceivableTransfers [2]
Write-offs (3.2)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs (5.3)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs (4.2)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Recoveries 1.9us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts [3] 2.4us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts [3] 2.3us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts [3]
Net change in other loans 0.1us-gaap_ProceedsFromCollectionOfOtherReceivables 0.4us-gaap_ProceedsFromCollectionOfOtherReceivables (0.1)us-gaap_ProceedsFromCollectionOfOtherReceivables
Balance, end of period 2,719.8us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome 2,408.2us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome 2,109.9us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Dealer Loans [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 2,155.5us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
1,869.4us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
1,506.5us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
New Consumer Loan assignments 1,471.4cacc_NewConsumerLoanAssignments
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[1] 1,356.6cacc_NewConsumerLoanAssignments
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[1] 1,253.6cacc_NewConsumerLoanAssignments
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[1]
Principal collected on Loans receivable (1,392.6)us-gaap_ProceedsFromCollectionOfLoansReceivable
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(1,204.6)us-gaap_ProceedsFromCollectionOfLoansReceivable
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(1,024.8)us-gaap_ProceedsFromCollectionOfLoansReceivable
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Accelerated Dealer Holdback payments (41.7)cacc_AcceleratedPaymentsOfDealerHoldback
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(40.4)cacc_AcceleratedPaymentsOfDealerHoldback
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(43.7)cacc_AcceleratedPaymentsOfDealerHoldback
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Dealer Holdback payments 135.5cacc_PaymentsOfDealerHoldback
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
114.2cacc_PaymentsOfDealerHoldback
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
115.7cacc_PaymentsOfDealerHoldback
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Transfers (20.5)cacc_LoansAndLeasesReceivableTransfers
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[2] (17.9)cacc_LoansAndLeasesReceivableTransfers
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[2] (23.8)cacc_LoansAndLeasesReceivableTransfers
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[2]
Write-offs (3.1)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(5.2)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(3.6)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Recoveries 1.8us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[3] 2.2us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[3] 2.2us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
[3]
Net change in other loans 0.1us-gaap_ProceedsFromCollectionOfOtherReceivables
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
0.4us-gaap_ProceedsFromCollectionOfOtherReceivables
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
(0.1)us-gaap_ProceedsFromCollectionOfOtherReceivables
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Balance, end of period 2,389.8us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
2,155.5us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
1,869.4us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_DealerLoansMember
Purchased Loans [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 252.7us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
240.5us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
246.4us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
New Consumer Loan assignments 204.3cacc_NewConsumerLoanAssignments
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[1] 124.0cacc_NewConsumerLoanAssignments
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[1] 108.8cacc_NewConsumerLoanAssignments
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[1]
Principal collected on Loans receivable (147.5)us-gaap_ProceedsFromCollectionOfLoansReceivable
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(129.8)us-gaap_ProceedsFromCollectionOfLoansReceivable
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(138.0)us-gaap_ProceedsFromCollectionOfLoansReceivable
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Accelerated Dealer Holdback payments 0cacc_AcceleratedPaymentsOfDealerHoldback
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
0cacc_AcceleratedPaymentsOfDealerHoldback
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
0cacc_AcceleratedPaymentsOfDealerHoldback
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Dealer Holdback payments 0cacc_PaymentsOfDealerHoldback
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
0cacc_PaymentsOfDealerHoldback
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
0cacc_PaymentsOfDealerHoldback
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Transfers 20.5cacc_LoansAndLeasesReceivableTransfers
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[2] 17.9cacc_LoansAndLeasesReceivableTransfers
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[2] 23.8cacc_LoansAndLeasesReceivableTransfers
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[2]
Write-offs (0.1)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(0.1)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
(0.6)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Recoveries 0.1us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[3] 0.2us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[3] 0.1us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[3]
Net change in other loans 0us-gaap_ProceedsFromCollectionOfOtherReceivables
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
0us-gaap_ProceedsFromCollectionOfOtherReceivables
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
0us-gaap_ProceedsFromCollectionOfOtherReceivables
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
Balance, end of period $ 330.0us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
$ 252.7us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
$ 240.5us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= cacc_PurchasedLoansMember
[1] The Dealer Loans amount represents advances paid to Dealers on Consumer Loans assigned under our Portfolio Program. The Purchased Loans amount represents one-time payments made to Dealers to purchase Consumer Loans assigned under our Purchase Program.
[2] Under our Portfolio Program, certain events may result in Dealers forfeiting their rights to Dealer Holdback. We transfer the Dealer’s outstanding Dealer Loan balance to Purchased Loans in the period this forfeiture occurs.
[3] Represents collections received on previously written off Loans.