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Summary Of Significant Accounting Policies (Narrative) (Details) (USD $)
12 Months Ended
Dec. 31, 2014
portfolio_segment
segment
Dec. 31, 2013
Dec. 31, 2012
Summary Of Significant Accounting Policies [Line Items]      
Number of Portfolio Segments 2cacc_NumberofPortfolioSegments    
Number of Reportable Segments 1us-gaap_NumberOfReportableSegments    
Monthly fee charged Dealer in Portfolio Program $ 599cacc_MonthlyFeePortfolioProgram    
One-time enrollment fee in program 9,850cacc_RevenueFromEnrollmentAndRegistrationFeesInProgram    
Percentage of first accelerated Dealer Holdback payment retained 50.00%cacc_PaymentHoldbackPercentage    
Percentage of enrollment fee of first accelerated dealer holdback payment 50.00%cacc_PercentageOfRevenueFromEnrollmentAndRegistrationFeesInProgram    
Period after Consumer Loan assignment that Dealer Loans written off 120 months    
Period after month of purchase that Purchased Loans written off 120 months    
Unamortized debt issuance expense 16,100,000us-gaap_UnamortizedDebtIssuanceExpense 15,100,000us-gaap_UnamortizedDebtIssuanceExpense  
Threshold to determine likelihood of being sustained 50.00%cacc_ThresholdToDetermineProbability    
Maximum matching contribution 3.50%us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent    
Recognized compensation expense 2,500,000us-gaap_DefinedContributionPlanCostRecognized 2,200,000us-gaap_DefinedContributionPlanCostRecognized 1,800,000us-gaap_DefinedContributionPlanCostRecognized
Advertising expense 300,000us-gaap_AdvertisingExpense 200,000us-gaap_AdvertisingExpense 200,000us-gaap_AdvertisingExpense
Cash and Cash Equivalents [Member]      
Summary Of Significant Accounting Policies [Line Items]      
Uninsured cash and cash equivalents 5,800,000us-gaap_CashUninsuredAmount
/ us-gaap_CashAndCashEquivalentsAxis
= us-gaap_CashAndCashEquivalentsMember
3,600,000us-gaap_CashUninsuredAmount
/ us-gaap_CashAndCashEquivalentsAxis
= us-gaap_CashAndCashEquivalentsMember
 
Restricted Cash And Cash Equivalents [Member]      
Summary Of Significant Accounting Policies [Line Items]      
Uninsured cash and cash equivalents $ 155,300,000us-gaap_CashUninsuredAmount
/ us-gaap_CashAndCashEquivalentsAxis
= cacc_RestrictedCashAndCashEquivalentsMember
$ 109,500,000us-gaap_CashUninsuredAmount
/ us-gaap_CashAndCashEquivalentsAxis
= cacc_RestrictedCashAndCashEquivalentsMember
 
Initial [Member]      
Summary Of Significant Accounting Policies [Line Items]      
Employer matching contribution, match percentage 100.00%us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch
/ us-gaap_StatementScenarioAxis
= cacc_InitialMember
   
Matching contribution 1.00%us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent
/ us-gaap_StatementScenarioAxis
= cacc_InitialMember
   
Additional [Member]      
Summary Of Significant Accounting Policies [Line Items]      
Employer matching contribution, match percentage 50.00%us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch
/ us-gaap_StatementScenarioAxis
= cacc_AdditionalMember
   
Matching contribution 5.00%us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent
/ us-gaap_StatementScenarioAxis
= cacc_AdditionalMember
   
Building [Member]      
Summary Of Significant Accounting Policies [Line Items]      
Estimated useful lives P40Y    
Building Improvements [Member]      
Summary Of Significant Accounting Policies [Line Items]      
Estimated useful lives P10Y    
Data Processing Equipment [Member]      
Summary Of Significant Accounting Policies [Line Items]      
Estimated useful lives P3Y    
Software [Member]      
Summary Of Significant Accounting Policies [Line Items]      
Estimated useful lives P5Y    
Office Furniture And Equipment [Member]      
Summary Of Significant Accounting Policies [Line Items]      
Estimated useful lives P7Y    
Leasehold Improvements [Member]      
Summary Of Significant Accounting Policies [Line Items]      
Estimated useful lives P7Y    
Software Development [Member]      
Summary Of Significant Accounting Policies [Line Items]      
Estimated useful lives P5Y