Quarterly Financial Data

12 Months Ended

Dec. 31, 2014

Quarterly Financial Information Disclosure [Abstract]

Quarterly Financial Data

QUARTERLY FINANCIAL DATA (unaudited)

The following is a summary of the quarterly financial position and results of operations as of and for the years ended December 31, 2014 and 2013, which have been prepared in accordance with GAAP.

(In millions, except share and per share data)	2014
	Quarters Ended
	March 31		June 30		September 30		December 31
Balance Sheets
Loans receivable, net	$	2,318.0	$	2,358.0	$	2,407.4	$	2,512.9
All other assets	255.7		269.6		315.1		272.5
Total assets	$	2,573.7	$	2,627.6	$	2,722.5	$	2,785.4
Total debt	$	1,558.2	$	1,654.7	$	1,660.1	$	1,752.5
Other liabilities	300.5		300.1		313.9		330.7
Total liabilities	1,858.7		1,954.8		1,974.0		2,083.2
Shareholders' equity  (1)	715.0		672.8		748.5		702.2
Total liabilities and shareholders' equity	$	2,573.7	$	2,627.6	$	2,722.5	$	2,785.4
Income Statements
Revenue	$	176.9	$	179.8	$	181.7	$	185.1
Costs and expenses	96.9		70.6		66.4		68.7
Income before provision for income taxes	80.0		109.2		115.3		116.4
Provision for income taxes	30.2		39.8		41.3		43.4
Net income	$	49.8	$	69.4	$	74.0	$	73.0
Net income per share:
Basic	$	2.12	$	3.06	$	3.38	$	3.46
Diluted	$	2.12	$	3.06	$	3.38	$	3.45
Weighted average shares outstanding:
Basic	23,463,380		22,653,393		21,888,591		21,109,349
Diluted	23,528,466		22,658,891		21,895,222		21,171,235

(1) No dividends were paid during the periods presented.

(In millions, except share and per share data)	2013
	Quarters Ended
	March 31		June 30		September 30		December 31
Balance Sheets
Loans receivable, net	$	2,028.6	$	2,092.7	$	2,163.4	$	2,212.8
All other assets	219.7		222.6		221.8		220.6
Total assets	$	2,248.3	$	2,315.3	$	2,385.2	$	2,433.4
Total debt	$	1,356.0	$	1,407.2	$	1,434.0	$	1,392.4
Other liabilities	267.7		254.2		261.4		290.9
Total liabilities	1,623.7		1,661.4		1,695.4		1,683.3
Shareholders' equity  (1)	624.6		653.9		689.8		750.1
Total liabilities and shareholders' equity	$	2,248.3	$	2,315.3	$	2,385.2	$	2,433.4
Income Statements
Revenue	$	164.7	$	169.4	$	172.7	$	175.3
Costs and expenses	69.6		72.0		70.5		71.8
Income before provision for income taxes	95.1		97.4		102.2		103.5
Provision for income taxes	34.5		35.9		37.1		37.6
Net income	$	60.6	$	61.5	$	65.1	$	65.9
Net income per share:
Basic	$	2.49	$	2.57	$	2.75	$	2.81
Diluted	$	2.48	$	2.56	$	2.75	$	2.80
Weighted average shares outstanding:
Basic	24,330,027		23,974,099		23,672,635		23,438,153
Diluted	24,426,127		24,017,273		23,708,043		23,575,786

(1) No dividends were paid during the periods presented.