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Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Millions, unless otherwise specified
9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Cash Flows From Operating Activities:    
Net income $ 193.2 $ 187.2
Adjustments to reconcile cash provided by operating activities:    
Provision for credit losses 13.4 17.3
Depreciation 4.0 4.1
Amortization 5.7 5.5
Loss on retirement of property and equipment 0.1 0.1
Provision (benefit) for deferred income taxes 33.8 (2.6)
Loss on extinguishment of debt 21.8 0
Stock-based compensation 9.6 6.0
Change in operating assets and liabilities:    
(Decrease) increase in accounts payable and accrued liabilities (2.4) 4.1
Increase in income taxes receivable (0.3) (0.1)
Decrease in income taxes payable (8.4) (0.6)
(Increase) decrease in other assets (0.1) 0.4
Net cash provided by operating activities 270.4 221.4
Cash Flows From Investing Activities:    
Increase in restricted cash and cash equivalents (94.1) (23.8)
Purchases of restricted securities available for sale (57.6) (75.4)
Proceeds from sale of restricted securities available for sale 10.6 9.6
Maturities of restricted securities available for sale 48.9 59.7
Principal collected on Loans receivable 1,171.7 1,008.4
Advances to Dealers (1,103.6) (1,048.0)
Purchases of Consumer Loans (142.8) (90.2)
Accelerated payments of Dealer Holdback (31.6) (30.8)
Payments of Dealer Holdback (101.5) (86.3)
Net increase in other loans (0.2) (0.3)
Purchases of property and equipment (3.6) (4.3)
Net cash used in investing activities (303.8) (281.4)
Cash Flows From Financing Activities:    
Borrowings under revolving secured line of credit 1,982.2 2,068.1
Repayments under revolving secured line of credit (2,076.2) (2,024.0)
Proceeds from secured financing 1,583.9 806.9
Repayments of secured financing (1,168.2) (667.5)
Proceeds from issuance of senior notes 300.0 0
Repayment of senior notes (350.0) 0
Principal payments under mortgage note (3.8) (0.2)
Payments of debt issuance and debt extinguishment costs (29.9) (3.5)
Repurchase of common stock (218.7) (127.2)
Proceeds from stock options exercised 0.6 0.6
Tax benefits from stock-based compensation plans 13.6 1.4
Net cash provided by financing activities 33.5 54.6
Net increase (decrease) in cash and cash equivalents 0.1 (5.4)
Cash and cash equivalents, beginning of period 4.2 9.0
Cash and cash equivalents, end of period 4.3 3.6
Supplemental Disclosure of Cash Flow Information:    
Cash paid during the period for interest 47.9 51.0
Cash paid during the period for income taxes $ 71.7 $ 108.3