Summary of Significant Accounting Policies (Tables)

9 Months Ended

Sep. 30, 2014

Accounting Policies [Abstract]

Summary of Reinsurance Activity

A summary of reinsurance activity is as follows:

(In millions)	For the Three Months Ended   September 30,				For the Nine Months Ended   September 30,
	2014		2013		2014		2013
Net assumed written premiums	$	10.7	$	13.7	$	36.3	$	44.1
Net premiums earned	12.7		13.1		39.5		38.0
Provision for claims	9.4		11.0		31.4		30.5
Amortization of capitalized acquisition costs	0.2		0.3		0.9		0.9

Schedule of Trust Assets and Reinsurance Liabilities

We are considered the primary beneficiary of the trusts and as a result, the trusts have been consolidated on our balance sheet.  The trust assets and related reinsurance liabilities are as follows:

(In millions)		As of
	Balance Sheet location	September 30, 2014		December 31, 2013
Trust assets	Restricted cash and cash equivalents	$	1.5	$	1.2
Trust assets	Restricted securities available for sale	51.4		53.6
Unearned premium	Accounts payable and accrued liabilities	39.2		42.4
Claims reserve (1)	Accounts payable and accrued liabilities	1.6		1.7

(1) The claims reserve is estimated based on historical claims experience.