XML 29 R47.htm IDEA: XBRL DOCUMENT v2.4.0.8
Loans Receivable (Summary of Changes in Accretable Yield) (Details) (USD $)
In Millions, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Certain Loans Acquired in Transfer Not Accounted for as Loans Accretable Yield Movement Schedule [Roll Forward]        
Balance, beginning of period $ 826.4 $ 754.4 $ 780.3 $ 718.1
New Consumer Loan assignments 153.3 [1] 147.0 [1] 344.1 [1] 322.3 [1]
Finance charge income (157.9) (147.5) (310.7) (290.4)
Forecast changes 11.1 11.2 17.8 14.0
Transfers 1.2 [2] 1.0 [2] 2.6 [2] 2.1 [2]
Balance, end of period 834.1 766.1 834.1 766.1
Dealer Loans [Member]
       
Certain Loans Acquired in Transfer Not Accounted for as Loans Accretable Yield Movement Schedule [Roll Forward]        
Balance, beginning of period 706.7 640.0 667.5 602.9
New Consumer Loan assignments 136.7 [1] 135.4 [1] 307.5 [1] 299.0 [1]
Finance charge income (138.6) (129.4) (273.1) (253.5)
Forecast changes 6.9 10.3 11.7 10.1
Transfers (2.1) [2] (1.5) [2] (4.0) [2] (3.7) [2]
Balance, end of period 709.6 654.8 709.6 654.8
Purchased Loans [Member]
       
Certain Loans Acquired in Transfer Not Accounted for as Loans Accretable Yield Movement Schedule [Roll Forward]        
Balance, beginning of period 119.7 114.4 112.8 115.2
New Consumer Loan assignments 16.6 [1] 11.6 [1] 36.6 [1] 23.3 [1]
Finance charge income (19.3) (18.1) (37.6) (36.9)
Forecast changes 4.2 0.9 6.1 3.9
Transfers 3.3 [2] 2.5 [2] 6.6 [2] 5.8 [2]
Balance, end of period $ 124.5 $ 111.3 $ 124.5 $ 111.3
[1] The Dealer Loans amount represents the net cash flows expected at the time of assignment on Consumer Loans assigned under our Portfolio Program, less the related advances paid to Dealers. The Purchased Loans amount represents the net cash flows expected at the time of assignment on Consumer Loans assigned under our Purchase Program, less the related one-time payments made to Dealers.
[2] Under our Portfolio Program, certain events may result in Dealers forfeiting their rights to Dealer Holdback. We transfer the Dealer’s outstanding Dealer Loan balance and related expected future net cash flows to Purchased Loans in the period this forfeiture occurs.