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Consolidated Statements Of Income (USD $)
In Millions, except Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Revenue:        
Finance charges $ 148.7 $ 137.5 $ 439.1 $ 397.6
Premiums earned 13.1 12.2 38.0 35.0
Other income 10.9 6.0 29.7 17.3
Total revenue 172.7 155.7 506.8 449.9
Costs and expenses:        
Salaries and wages 20.1 21.7 65.1 61.5
General and administrative 8.7 6.8 24.9 21.5
Sales and marketing 8.5 8.2 26.0 23.5
Provision for credit losses 6.1 9.8 17.3 17.8
Interest 16.1 16.3 48.3 47.1
Provision for claims 11.0 9.1 30.5 26.7
Total costs and expenses 70.5 71.9 212.1 198.1
Income before provision for income taxes 102.2 83.8 294.7 251.8
Provision for income taxes 37.1 30.9 107.5 92.0
Net income $ 65.1 $ 52.9 $ 187.2 $ 159.8
Net income per share:        
Basic $ 2.75 $ 2.13 $ 7.80 $ 6.24
Diluted $ 2.75 $ 2.12 $ 7.78 $ 6.22
Weighted average shares outstanding:        
Basic 23,672,635 24,908,247 23,989,845 25,629,034
Diluted 23,708,043 24,962,054 24,047,443 25,706,147