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Consolidated Statements Of Income (USD $)
In Millions, except Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Revenue:        
Finance charges $ 147.5 $ 134.0 $ 290.4 $ 260.1
Premiums earned 12.9 12.0 24.9 22.8
Other income 9.0 5.8 18.8 11.3
Total revenue 169.4 151.8 334.1 294.2
Costs and expenses:        
Salaries and wages 23.1 20.4 45.0 39.8
General and administrative 8.3 7.3 16.2 14.7
Sales and marketing 8.5 7.5 17.5 15.3
Provision for credit losses 5.4 2.8 11.2 8.0
Interest 16.2 15.6 32.2 30.8
Provision for claims 10.5 9.0 19.5 17.6
Total costs and expenses 72.0 62.6 141.6 126.2
Income before provision for income taxes 97.4 89.2 192.5 168.0
Provision for income taxes 35.9 32.6 70.4 61.1
Net income $ 61.5 $ 56.6 $ 122.1 $ 106.9
Net income per share:        
Basic $ 2.57 $ 2.18 $ 5.06 $ 4.11
Diluted $ 2.56 $ 2.18 $ 5.04 $ 4.10
Weighted average shares outstanding:        
Basic 23,974,099 25,925,627 24,151,080 25,993,389
Diluted 24,017,273 25,979,872 24,220,403 26,083,112