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Consolidated Statements Of Income (USD $)
In Millions, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Revenue:      
Finance charges $ 538.2 $ 460.6 $ 388.0
Premiums earned 47.1 40.0 32.7
Other income 23.9 24.6 21.4
Total revenue 609.2 525.2 442.1
Costs and expenses:      
Salaries and wages 82.2 63.0 61.3
General and administrative 30.5 25.6 26.4
Sales and marketing 31.2 23.6 19.7
Provision for credit losses 24.0 29.0 10.0
Interest 63.4 57.2 47.8
Provision for claims 34.8 30.4 23.4
Total costs and expenses 266.1 228.8 188.6
Income before provision for income taxes 343.1 296.4 253.5
Provision for income taxes 123.4 108.4 83.4
Net income $ 219.7 $ 188.0 $ 170.1
Net income per share:      
Basic $ 8.65 $ 7.15 $ 5.79
Diluted $ 8.58 $ 7.07 $ 5.67
Weighted average shares outstanding:      
Basic 25,409,655 26,302,289 29,393,309
Diluted 25,598,956 26,600,855 29,984,819