Income Taxes (Tables)

12 Months Ended

Dec. 31, 2012

Income Taxes [Abstract]

Schedule Of Income Tax Provision

(In millions)	For the Years Ended December 31,
	2012		2011			2010
Income before provision for income taxes:	$	343.1	$	296.4		$	253.5
Current provision for income taxes:
Federal	$	94.9	$	87.7		$	66.2
State		3.5		6.3			3.7
		98.4		94.0			69.9
Deferred provision for income taxes:
Federal		23.6		13.3			16.7
State		1.4		2.0			(2.8	)
		25.0		15.3			13.9
Interest and penalties benefit:
Interest		-		(0.7	)		(0.2	)
Penalties		-		(0.2	)		(0.2	)
		-		(0.9	)		(0.4	)
Provision for income taxes	$	123.4	$	108.4		$	83.4

Schedule Of Deferred Tax Assets And Liabilities

(In millions)	As of December 31,
	2012		2011
Deferred tax assets:
Allowance for credit losses	$	64.2	$	56.3
Stock-based compensation		10.0		5.9
Deferred state net operating loss		1.9		2.7
Other, net		6.6		4.9
Total deferred tax assets		82.7		69.8
Deferred tax liabilities:
Valuation of Loans receivable		220.5		184.4
Deferred Loan origination costs		3.7		3.4
Other, net		6.9		5.4
Total deferred tax liabilities		231.1		193.2
Net deferred tax liability	$	148.4	$	123.4

Schedule Of Reconciliation Of The U.S. Federal Statutory Rate To Effective Tax Rate

	For the Years Ended December 31,
	2012			2011			2010
U.S. federal statutory rate		35.0	%		35.0	%		35.0	%
State income taxes		1.4	%		2.1	%		0.2	%
Changes in reserve for uncertain tax positions as a result of settlements and lapsed statutes and related interest		-0.6	%		-0.5	%		-2.4	%
Other		0.2	%		-	%		0.1	%
Effective tax rate		36.0	%		36.6	%		32.9	%

Schedule Of Unrecognized Tax Benefits

(In millions)	For the Years Ended December 31,
	2012			2011			2010
Unrecognized tax benefits at January 1,	$	10.0		$	7.8		$	11.8
Additions based on tax positions related to current year		3.1			2.7			2.3
Additions in tax positions of prior years		-			0.4			0.1
Reductions for tax positions of prior years		(0.4	)		-			(0.1	)
Settlements		(0.2	)		-			(5.8	)
Reductions as a result of a lapse of the statute of limitations		(1.5	)		(0.9	)		(0.5	)
Unrecognized tax benefits at December 31,	$	11.0		$	10.0		$	7.8