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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Revenue:        
Finance charges $ 137,495 $ 117,905 $ 397,563 $ 338,238
Premiums earned 12,206 10,462 34,987 29,195
Other income 5,977 5,372 17,313 19,783
Total revenue 155,678 133,739 449,863 387,216
Costs and expenses:        
Salaries and wages 21,720 15,929 61,530 47,402
General and administrative 6,797 6,044 21,463 18,186
Sales and marketing 8,129 5,587 23,478 17,768
Provision for credit losses 9,759 4,550 17,716 22,394
Interest 16,289 14,600 47,150 42,173
Provision for claims 9,122 8,363 26,704 22,733
Total costs and expenses 71,816 55,073 198,041 170,656
Income before provision for income taxes 83,862 78,666 251,822 216,560
Provision for income taxes 30,874 28,706 91,983 78,565
Net income $ 52,988 $ 49,960 $ 159,839 $ 137,995
Net income per share:        
Basic $ 2.13 $ 1.92 $ 6.24 $ 5.23
Diluted $ 2.12 $ 1.91 $ 6.22 $ 5.19
Weighted average shares outstanding:        
Basic 24,908 26,033 25,629 26,397
Diluted 24,962 26,136 25,706 26,573