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Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Cash Flows From Operating Activities:    
Net income $ 106,851 $ 88,035
Adjustments to reconcile cash provided by operating activities:    
Provision for credit losses 7,957 17,844
Depreciation 2,487 2,040
Amortization 3,330 2,773
Loss on retirement of property and equipment 10 13
Provision for deferred income taxes 10,990 671
Stock-based compensation 4,556 1,192
Change in operating assets and liabilities:    
Increase in accounts payable and accrued liabilities 9,867 21,077
(Increase) decrease in income taxes receivable (18) 9,278
Increase in income taxes payable 4,408  
Decrease (increase) in other assets 1,141 (2,964)
Net cash provided by operating activities 151,579 139,959
Cash Flows From Investing Activities:    
Increase in restricted cash and cash equivalents (23,703) (19,560)
Purchases of restricted securities available for sale (100) (303)
Proceeds from sale of restricted securities available for sale 45  
Maturities of restricted securities available for sale   380
Principal collected on Loans receivable 597,598 494,412
Advances to Dealers (675,346) (610,207)
Purchases of Consumer Loans (60,754) (63,495)
Accelerated payments of Dealer Holdback (24,223) (24,416)
Payments of Dealer Holdback (62,616) (34,749)
Net decrease in other loans 68 538
Purchases of property and equipment (6,009) (2,569)
Net cash used in investing activities (255,040) (259,969)
Cash Flows From Financing Activities:    
Borrowings under revolving secured line of credit 1,262,600 1,112,200
Repayments under revolving secured line of credit (1,293,400) (1,121,700)
Proceeds from secured financing 922,650 295,000
Repayments of secured financing (757,481) (142,435)
Principal payments under mortgage note and capital lease obligations (122) (116)
Proceeds from sale of senior notes   106,000
Payments of debt issuance costs (3,731) (5,164)
Repurchase of common stock (28,465) (126,675)
Proceeds from stock options exercised 345 2,473
Tax benefits from stock-based compensation plans 1,558 2,325
Net cash provided by financing activities 103,954 121,908
Net increase in cash and cash equivalents 493 1,898
Cash and cash equivalents, beginning of period 4,657 3,792
Cash and cash equivalents, end of period 5,150 5,690
Supplemental Disclosure of Cash Flow Information:    
Cash paid during the period for interest 27,567 24,690
Cash paid during the period for income taxes 44,094 38,030
Supplemental Disclosure of Non-Cash Transactions    
Repurchase of common stock during the period and settled after June 30, 2012 $ 84,450