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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Revenue:        
Finance charges $ 134,002 $ 113,830 $ 260,068 $ 220,333
Premiums earned 12,011 10,190 22,781 18,733
Other income 5,768 5,945 11,336 14,411
Total revenue 151,781 129,965 294,185 253,477
Costs and expenses:        
Salaries and wages 20,406 15,402 39,810 31,473
General and administrative 7,257 6,509 14,666 12,142
Sales and marketing 7,596 5,772 15,349 12,181
Provision for credit losses 2,710 8,928 7,957 17,844
Interest 15,649 14,950 30,861 27,573
Provision for claims 9,030 7,771 17,582 14,370
Total costs and expenses 62,648 59,332 126,225 115,583
Income before provision for income taxes 89,133 70,633 167,960 137,894
Provision for income taxes 32,620 25,789 61,109 49,859
Net income $ 56,513 $ 44,844 $ 106,851 $ 88,035
Net income per share:        
Basic $ 2.18 $ 1.73 $ 4.11 $ 3.31
Diluted $ 2.18 $ 1.72 $ 4.10 $ 3.29
Weighted average shares outstanding:        
Basic 25,926 25,975 25,993 26,582
Diluted 25,980 26,111 26,083 26,796