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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Revenue:    
Finance charges $ 126,066 $ 106,503
Premiums earned 10,770 8,543
Other income 5,568 8,466
Total revenue 142,404 123,512
Costs and expenses:    
Salaries and wages 19,404 16,071
General and administrative 7,409 5,633
Sales and marketing 7,753 6,409
Provision for credit losses 5,247 8,916
Interest 15,212 12,623
Provision for claims 8,552 6,599
Total costs and expenses 63,577 56,251
Income before provision for income taxes 78,827 67,261
Provision for income taxes 28,489 24,070
Net income $ 50,338 $ 43,191
Net income per share:    
Basic $ 1.92 $ 1.59
Diluted $ 1.92 $ 1.57
Weighted average shares outstanding:    
Basic 26,158 27,196
Diluted 26,284 27,489