Business Segment And Other Information

12 Months Ended

Dec. 31, 2011

Business Segment And Other Information [Abstract]

Business Segment And Other Information

15. BUSINESS SEGMENT AND OTHER INFORMATION

Business Segment Overview

We identify operating segments as components of our business for which separate financial information is regularly evaluated by the chief operating decision-maker ("CODM") in making decisions regarding resource allocation and assessing performance.  We periodically review and redefine our segment reporting as internal management reporting practices evolve and the components of our business change.  Currently, the CODM reviews consolidated financial statements and metrics to allocate resources and assess performance.  Thus, we have determined that we operate in one reportable operating segment.  The consolidated financial statements reflect the financial results of our one reportable operating segment.

Geographic Information

Our revenues derived outside the United States from continuing operations were less than one percent for the years ended December 31, 2011, 2010 and 2009.  Our long-lived assets and total assets maintained outside the United States were less than one percent for the years ended December 31, 2011 and 2010.

Products and Services Information

Our primary product consists of providing auto loans to consumers, regardless of their credit history, through our network of Dealer-Partners within the United States.  We also provide Dealer-Partners the ability to offer vehicle service contracts and a GAP product to consumers on vehicles financed by us.

Major Customer Information

We did not have any Dealer-Partners that provided 10% or more of our revenue during 2011, 2010 or 2009.  Additionally, no single Dealer-Partner's Loans receivable balance accounted for more than 10% of total Loans receivable as of December 31, 2011 or 2010.