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Consolidated Statements Of Cash Flows (USD $)
In Thousands
9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Cash Flows From Operating Activities:  
Net income$ 137,995$ 123,097
Adjustments to reconcile cash provided by operating activities:  
Provision for credit losses22,3948,218
Depreciation3,0763,404
Amortization4,3465,298
Loss on retirement of property and equipment2864
Provision for deferred income taxes8,76312,358
Stock-based compensation1,5563,055
Change in operating assets and liabilities:  
Increase (decrease) in accounts payable and accrued liabilities15,951(2,345)
Decrease (increase) in income taxes receivable11,503(3,020)
Increase in income taxes payable4480
(Increase) decrease in other assets(3,703)527
Net cash provided by operating activities202,357150,656
Cash Flows From Investing Activities:  
(Increase) decrease in restricted cash and cash equivalents(24,676)23,970
Purchases of restricted securities available for sale(532)(1,063)
Proceeds from sale of restricted securities available for sale762,112
Maturities of restricted securities available for sale4541,256
Principal collected on Loans receivable748,242589,727
Advances To Dealer-Partners(888,602)(588,869)
Purchases of Consumer Loans(94,212)(78,110)
Accelerated payments of Dealer Holdback(37,275)(23,784)
Payments of Dealer Holdback(58,734)(33,419)
Net decrease in other loans797135
Purchases of property and equipment(3,569)(1,154)
Net cash used in investing activities(358,031)(109,199)
Cash Flows From Financing Activities:  
Borrowings under revolving secured line of credit1,757,500618,100
Repayments under revolving secured line of credit(1,794,800)(612,700)
Proceeds from secured financing600,000217,200
Repayments of secured financing(385,293)(293,697)
Principal payments under mortgage note and capital lease obligations(175)(495)
Proceeds from sale of senior notes106,000243,738
Payments of debt issuance costs(6,849)(13,536)
Repurchase of common stock(126,675)(202,247)
Proceeds from stock options exercised2,7811,360
Tax benefits from stock-based compensation plans3,027190
Net cash provided by (used in) financing activities155,516(42,087)
Effect of exchange rate changes on cash0(3)
Net decrease in cash and cash equivalents(158)(633)
Cash and cash equivalents, beginning of period3,7922,170
Cash and cash equivalents, end of period3,6341,537
Supplemental Disclosure of Cash Flow Information:  
Cash paid during the period for interest37,67731,862
Cash paid during the period for income taxes$ 55,116$ 56,467