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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data
3 Months Ended 6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
Jun. 30, 2011
Jun. 30, 2010
Revenue:        
Finance charges $ 113,830 $ 95,549 $ 220,333 $ 185,212
Premiums earned 10,190 8,245 18,733 15,949
Other income 5,945 7,985 14,411 13,880
Total revenue 129,965 111,779 253,477 215,041
Costs and expenses:        
Salaries and wages 15,402 14,050 31,473 30,160
General and administrative 6,509 5,920 12,142 12,462
Sales and marketing 5,772 4,834 12,181 9,644
Provision for credit losses 8,928 1,790 17,844 8,216
Interest 14,950 12,267 27,573 23,972
Provision for claims 7,771 6,282 14,370 11,494
Total costs and expenses 59,332 45,143 115,583 95,948
Income from continuing operations before provision for income taxes 70,633 66,636 137,894 119,093
Provision for income taxes 25,789 17,571 49,859 38,013
Income from continuing operations 44,844 49,065 88,035 81,080
Discontinued operations        
Loss from discontinued United Kingdom operations 0 (25) 0 (30)
Provision for income taxes 0 0 0 0
Loss from discontinued operations 0 (25) 0 (30)
Net income $ 44,844 $ 49,040 $ 88,035 $ 81,050
Net income per share:        
Basic $ 1.73 $ 1.57 $ 3.31 $ 2.61
Diluted $ 1.72 $ 1.55 $ 3.29 $ 2.56
Income from continuing operations per share:        
Basic $ 1.73 $ 1.57 $ 3.31 $ 2.61
Diluted $ 1.72 $ 1.55 $ 3.29 $ 2.57
Loss from discontinued operations per share:        
Basic $ 0.00 $ 0.00 $ 0.00 $ 0.00
Diluted $ 0.00 $ 0.00 $ 0.00 $ 0.00
Weighted average shares outstanding:        
Basic 25,975 31,172 26,582 31,108
Diluted 26,111 31,601 26,796 31,601