8-K

0001628280-15-007622.txt : 20151008 0001628280-15-007622.hdr.sgml : 20151008 20151008110708 ACCESSION NUMBER: 0001628280-15-007622 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20151008 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Regulation FD Disclosure ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20151008 DATE AS OF CHANGE: 20151008 FILER: COMPANY DATA: COMPANY CONFORMED NAME: WILSON BANK HOLDING CO CENTRAL INDEX KEY: 0000885275 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 621497076 STATE OF INCORPORATION: TN FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-20402 FILM NUMBER: 151150258 BUSINESS ADDRESS: STREET 1: 623 W MAIN STREET STREET 2: P.O. BOX 768 CITY: LEBANON STATE: TN ZIP: 37087 BUSINESS PHONE: 6154442265 MAIL ADDRESS: STREET 1: 623 W MAIN STREET STREET 2: P.O. BOX 768 CITY: LEBANON STATE: TN ZIP: 37087 8-K 1 a8k10082015.htm 8-K 8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 8, 2015

WILSON BANK HOLDING COMPANY

(Exact name of registrant as specified in its charter)



Tennessee	000-20402	62-1497076
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

623 West Main Street
Lebanon, Tennessee		37087
(Address of principal executive offices)		(Zip Code)
	(615) 444-2265
(Registrant’s telephone number, including area code)

	Not Applicable
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.02 Results of Operations and Financial Condition.

On October 8, 2015, Wilson Bank Holding Company (the “Company”) mailed a letter to its shareholders describing, among other things, the Company’s earnings for the first nine months of 2015. The letter is furnished herewith as Exhibit 99.1.

Item 7.01 Regulation FD Disclosure.

The information set out in Item 2.02 is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

99.1 Letter to shareholders mailed October 8, 2015.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

WILSON BANK HOLDING COMPANY

By:__/s/ J. Randall Clemons_____________

J. Randall Clemons

President and Chief Executive Officer

Date: October 8, 2015

EXHIBIT INDEX

Exhibit No. Description

99.1 Letter to shareholders mailed October 8, 2015.

15095109.1

EX-99.1 2 exhibit991lettertosharehol.htm EXHIBIT 99.1 Exhibit

October 8, 2015

Dear Stockholders:

The Board of Directors of Wilson Bank Holding Company would like to share with you certain preliminary financial information for the first nine months of 2015.

The Company’s total assets as of September 30, 2015 were $1.959 billion representing an increase of $86 million since January 1, 2015. The Company’s earnings for the first nine months of 2015 were a record $17.9 million, up $3.2 million, or 22%, from the first nine months of 2014.

Most recently, on its 2015 scorecard, Bank Director Magazine ranked Wilson Bank & Trust as one of the top performing banks in the country, placing our bank as #15 among banks with assets of one to five billion. The publication’s rankings are scored by profitability, capital adequacy and asset quality. Two other industry sources each ranked Wilson Bank & Trust sixth among the top banks in the state. Banks Street Partners’ number six rating is based on net interest margin, non-interest income, overhead, asset quality and return on average equity. Financial Management Consulting Group, which also rated WB&T at number six in Tennessee, uses an evaluation that incorporates similar criteria plus efficiency and return on assets in its overall ratings. Once again, we received the highest “Five-Star” rating from Bauer Financial, Inc. based on June, 2015 financial data.

Our new Cookeville office is on schedule to open Sunday, January 3, 2016 and we continue to have great growth in that new market. We expect to begin construction on our new Highway 96 office in Murfreesboro in the next few weeks.

Our “28^th Annual Oktoberfest” at our Main Office in Lebanon will take place on October 17^th and 18^th as we also celebrate the 25th Anniversary of our Solid Gold Club.

As we continue to keep up with the changing needs of our customers, we will be changing our debit cards to MasterCard with the new EMV chip for your security. Our new MasterCard debit card will include many new benefits including extended warranty, price protection and identity protection. These cards will be mailed in the next two months. We encourage you to always initiate your transactions as credits and also to never give your financial information to anyone as there are currently numerous scams being attempted.

We have commenced a new TV ad campaign as we promote being “Middle Tennessee’s Community Bank”. The latest price at which the Company’s common stock has been sold was $49.55 per share.

In closing, we deeply thank you for investing in Wilson Bank Holding Company and for your continual support.

Sincerely,

WILSON BANK HOLDING COMPANY

Randall Clemons, President/CEO Jerry Franklin, Chairman