Note 7 - Regulatory Capital (Tables)

6 Months Ended

Jun. 30, 2023

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	Actual					Minimum Capital Adequacy					For Classification Under Corrective Action Plan as Well Capitalized
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(dollars in thousands)
June 30, 2023
Total capital to risk weighted assets:
Consolidated	$	538,392		13.9	%	$	310,487		8.0	%	$	388,109		10.0	%
Wilson Bank		534,956		13.8			310,376		8.0			387,970		10.0
Tier 1 capital to risk weighted assets:
Consolidated		491,192		12.7			232,864		6.0			310,486		8.0
Wilson Bank		487,756		12.6			232,780		6.0			310,374		8.0
Common equity Tier 1 capital to risk weighted assets:
Consolidated		491,129		12.7			174,648		4.5			N/A		N/A
Wilson Bank		487,693		12.6			174,586		4.5			252,180		6.5
Tier 1 capital to average assets:
Consolidated		491,192		10.7			184,444		4.0			N/A		N/A
Wilson Bank		487,756		10.6			184,379		4.0			230,474		5.0

	Actual					Minimum Capital Adequacy					For Classification Under Corrective Action Plan as Well Capitalized
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(dollars in thousands)
December 31, 2022
Total capital to risk weighted assets:
Consolidated	$	512,025		13.5	%	$	303,440		8.0	%	$	379,300		10.0	%
Wilson Bank		509,169		13.4			303,334		8.0			379,168		10.0
Tier 1 capital to risk weighted assets:
Consolidated		466,076		12.3			227,580		6.0			303,440		8.0
Wilson Bank		463,220		12.2			227,500		6.0			303,333		8.0
Common equity Tier 1 capital to risk weighted assets:
Consolidated		466,061		12.3			170,685		4.5			N/A		N/A
Wilson Bank		463,205		12.2			170,625		4.5			246,458		6.5
Tier 1 capital to average assets:
Consolidated		466,076		11.2			166,712		4.0			N/A		N/A
Wilson Bank		463,220		11.1			166,648		4.0			208,310		5.0