Note 9 - Deposits

12 Months Ended

Dec. 31, 2022

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

(9) Deposits

Deposits at  December 31, 2022 and 2021 are summarized as follows:

	In Thousands
	2022		2021
Demand deposits	$	414,905		433,500
Savings accounts		338,963		296,434
Negotiable order of withdrawal accounts		1,070,629		1,030,743
Money market demand accounts		1,301,349		1,201,235
Certificates of deposit $250,000 or greater		230,408		123,297
Other certificates of deposit		471,249		399,850
Individual retirement accounts $250,000 or greater		7,727		8,618
Other individual retirement accounts		57,475		61,394
Total	$	3,892,705		3,555,071

Principal maturities of certificates of deposit and individual retirement accounts at  December 31, 2022 are as follows:

	(In Thousands)
Maturity	Total
2023	$	494,645
2024		153,385
2025		77,029
2026		15,993
2027		25,807
Thereafter		—
	$	766,859

The aggregate amount of overdrafts reclassified as loans receivable was $1,453,000 and $529,000 at  December 31, 2022 and 2021, respectively.

The aggregate balances of related party deposits at  December 31, 2022 and 2021 were $9,743,000 and $5,806,000, respectively.

As of  December 31, 2022 and 2021, Wilson Bank was not required to maintain a cash balance with the Federal Reserve.