0001437749-22-026485.txt : 20221109 0001437749-22-026485.hdr.sgml : 20221109 20221109102722 ACCESSION NUMBER: 0001437749-22-026485 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 84 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221109 DATE AS OF CHANGE: 20221109 FILER: COMPANY DATA: COMPANY CONFORMED NAME: WILSON BANK HOLDING CO CENTRAL INDEX KEY: 0000885275 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 621497076 STATE OF INCORPORATION: TN FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 000-20402 FILM NUMBER: 221371090 BUSINESS ADDRESS: STREET 1: 623 W MAIN STREET STREET 2: P.O. BOX 768 CITY: LEBANON STATE: TN ZIP: 37087 BUSINESS PHONE: 6154442265 MAIL ADDRESS: STREET 1: 623 W MAIN STREET STREET 2: P.O. BOX 768 CITY: LEBANON STATE: TN ZIP: 37087 10-Q 1 wbhc20220930_10q.htm FORM 10-Q wbhc20220930_10q.htm
0000885275 WILSON BANK HOLDING CO false --12-31 Q3 2022 995,115 906,135 2.00 2.00 50,000,000 50,000,000 11,460,587 11,460,587 11,201,504 11,201,504 40,760 2,235 0.75 99,224 2,839 12,148 0.75 103,141 6,182 1,011 1.85 250,329 8,754 38,525 1.35 186,583 14,333 3,019 1 5 0 0 0 0 130,594,000 368,718,000 26.14 0 2018 2019 2020 2021 2019 2020 2021 2 The fair value is generally determined through independent appraisals of the underlying collateral, which may include Level 3 inputs that are not identifiable, or by using the discounted cash flow method if the loan is not collateral dependent. As of September 30, 2022 no valuation allowance was recorded on collateral dependent loans. As of December 31, 2021 no valuation allowance was recorded on impaired loans. Estimated fair values are consistent with an exit-price concept. The assumptions used to estimate the fair values are intended to approximate those that a market-participant would realize in a hypothetical orderly transaction. 00008852752022-01-012022-09-30 xbrli:shares 00008852752022-11-09 thunderdome:item iso4217:USD 00008852752022-09-30 00008852752021-12-31 iso4217:USDxbrli:shares 00008852752022-07-012022-09-30 00008852752021-07-012021-09-30 00008852752021-01-012021-09-30 0000885275us-gaap:CommonStockMember2022-06-30 0000885275us-gaap:AdditionalPaidInCapitalMember2022-06-30 0000885275us-gaap:RetainedEarningsMember2022-06-30 0000885275us-gaap:NoncontrollingInterestMember2022-06-30 0000885275us-gaap:AccumulatedOtherComprehensiveIncomeMember2022-06-30 00008852752022-06-30 0000885275us-gaap:CommonStockMember2022-07-012022-09-30 0000885275us-gaap:AdditionalPaidInCapitalMember2022-07-012022-09-30 0000885275us-gaap:RetainedEarningsMember2022-07-012022-09-30 0000885275us-gaap:NoncontrollingInterestMember2022-07-012022-09-30 0000885275us-gaap:AccumulatedOtherComprehensiveIncomeMember2022-07-012022-09-30 0000885275us-gaap:CommonStockMember2022-09-30 0000885275us-gaap:AdditionalPaidInCapitalMember2022-09-30 0000885275us-gaap:RetainedEarningsMember2022-09-30 0000885275us-gaap:NoncontrollingInterestMember2022-09-30 0000885275us-gaap:AccumulatedOtherComprehensiveIncomeMember2022-09-30 0000885275us-gaap:CommonStockMember2021-06-30 0000885275us-gaap:AdditionalPaidInCapitalMember2021-06-30 0000885275us-gaap:RetainedEarningsMember2021-06-30 0000885275us-gaap:NoncontrollingInterestMember2021-06-30 0000885275us-gaap:AccumulatedOtherComprehensiveIncomeMember2021-06-30 00008852752021-06-30 0000885275us-gaap:CommonStockMember2021-07-012021-09-30 0000885275us-gaap:AdditionalPaidInCapitalMember2021-07-012021-09-30 0000885275us-gaap:RetainedEarningsMember2021-07-012021-09-30 0000885275us-gaap:NoncontrollingInterestMember2021-07-012021-09-30 0000885275us-gaap:AccumulatedOtherComprehensiveIncomeMember2021-07-012021-09-30 0000885275us-gaap:CommonStockMember2021-09-30 0000885275us-gaap:AdditionalPaidInCapitalMember2021-09-30 0000885275us-gaap:RetainedEarningsMember2021-09-30 0000885275us-gaap:NoncontrollingInterestMember2021-09-30 0000885275us-gaap:AccumulatedOtherComprehensiveIncomeMember2021-09-30 00008852752021-09-30 0000885275us-gaap:CommonStockMember2021-12-31 0000885275us-gaap:AdditionalPaidInCapitalMember2021-12-31 0000885275us-gaap:RetainedEarningsMember2021-12-31 0000885275us-gaap:NoncontrollingInterestMember2021-12-31 0000885275us-gaap:AccumulatedOtherComprehensiveIncomeMember2021-12-31 0000885275us-gaap:CommonStockMember2022-01-012022-09-30 0000885275us-gaap:AdditionalPaidInCapitalMember2022-01-012022-09-30 0000885275us-gaap:RetainedEarningsMember2022-01-012022-09-30 0000885275us-gaap:NoncontrollingInterestMember2022-01-012022-09-30 0000885275us-gaap:AccumulatedOtherComprehensiveIncomeMember2022-01-012022-09-30 0000885275srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:CommonStockMember2021-12-31 0000885275srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:AdditionalPaidInCapitalMember2021-12-31 0000885275srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:RetainedEarningsMember2021-12-31 0000885275srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:NoncontrollingInterestMember2021-12-31 0000885275srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:AccumulatedOtherComprehensiveIncomeMember2021-12-31 0000885275srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2021-12-31 0000885275us-gaap:CommonStockMember2020-12-31 0000885275us-gaap:AdditionalPaidInCapitalMember2020-12-31 0000885275us-gaap:RetainedEarningsMember2020-12-31 0000885275us-gaap:NoncontrollingInterestMember2020-12-31 0000885275us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-12-31 00008852752020-12-31 0000885275us-gaap:CommonStockMember2021-01-012021-09-30 0000885275us-gaap:AdditionalPaidInCapitalMember2021-01-012021-09-30 0000885275us-gaap:RetainedEarningsMember2021-01-012021-09-30 0000885275us-gaap:NoncontrollingInterestMember2021-01-012021-09-30 0000885275us-gaap:AccumulatedOtherComprehensiveIncomeMember2021-01-012021-09-30 xbrli:pure 0000885275wbhc:EncompassHomeLendingLlcMember2022-06-01 0000885275us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2022-01-01 0000885275us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2022-01-012022-01-01 0000885275us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:UnfundedLoanCommitmentMember2022-01-01 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMember2021-12-31 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMember2022-09-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMember2021-12-31 0000885275us-gaap:ConsumerPortfolioSegmentMember2022-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMember2021-12-31 utr:Y 0000885275wbhc:RealEstatePortfolioSegmentMembersrt:MinimumMember2022-01-012022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMembersrt:MaximumMember2022-01-012022-09-30 0000885275us-gaap:CommercialPortfolioSegmentMemberwbhc:SBACARESActPaycheckProtectionProgramMember2022-09-30 0000885275us-gaap:CommercialPortfolioSegmentMemberwbhc:SBACARESActPaycheckProtectionProgramMember2021-12-31 0000885275us-gaap:ConsumerPortfolioSegmentMembersrt:MinimumMember2022-01-012022-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMembersrt:MaximumMember2022-01-012022-09-30 0000885275srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberwbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMember2021-12-31 0000885275srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberwbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMember2021-12-31 0000885275srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberwbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMember2021-12-31 0000885275srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberwbhc:CommercialIndustrialAndAgriculturalPortfolioMember2021-12-31 0000885275srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberwbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMember2021-12-31 0000885275srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:ConsumerPortfolioSegmentMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMember2022-01-012022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMember2022-01-012022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMember2022-01-012022-09-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMember2022-01-012022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMember2022-01-012022-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMember2022-01-012022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMember2020-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMember2020-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMember2020-12-31 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMember2020-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMember2020-12-31 0000885275us-gaap:ConsumerPortfolioSegmentMember2020-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMember2021-01-012021-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMember2021-01-012021-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMember2021-01-012021-09-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMember2021-01-012021-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMember2021-01-012021-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMember2021-01-012021-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMember2021-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMember2021-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMember2021-09-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMember2021-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMember2021-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMember2021-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMember2022-06-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMember2022-06-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMember2022-06-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMember2022-06-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMember2022-06-30 0000885275us-gaap:ConsumerPortfolioSegmentMember2022-06-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMember2022-07-012022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMember2022-07-012022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMember2022-07-012022-09-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMember2022-07-012022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMember2022-07-012022-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMember2022-07-012022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMember2021-06-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMember2021-06-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMember2021-06-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMember2021-06-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMember2021-06-30 0000885275us-gaap:ConsumerPortfolioSegmentMember2021-06-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMember2021-07-012021-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMember2021-07-012021-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMember2021-07-012021-09-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMember2021-07-012021-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMember2021-07-012021-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMember2021-07-012021-09-30 0000885275us-gaap:RealEstateMemberwbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMember2022-09-30 0000885275wbhc:OtherCollateralMemberwbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMember2022-09-30 0000885275us-gaap:CollateralPledgedMemberwbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMember2022-09-30 0000885275us-gaap:RealEstateMemberwbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMember2022-09-30 0000885275wbhc:OtherCollateralMemberwbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMember2022-09-30 0000885275us-gaap:CollateralPledgedMemberwbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMember2022-09-30 0000885275us-gaap:RealEstateMemberwbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMember2022-09-30 0000885275wbhc:OtherCollateralMemberwbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMember2022-09-30 0000885275us-gaap:CollateralPledgedMemberwbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMember2022-09-30 0000885275us-gaap:RealEstateMemberwbhc:CommercialIndustrialAndAgriculturalPortfolioMember2022-09-30 0000885275wbhc:OtherCollateralMemberwbhc:CommercialIndustrialAndAgriculturalPortfolioMember2022-09-30 0000885275us-gaap:CollateralPledgedMemberwbhc:CommercialIndustrialAndAgriculturalPortfolioMember2022-09-30 0000885275us-gaap:RealEstateMemberwbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMember2022-09-30 0000885275wbhc:OtherCollateralMemberwbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMember2022-09-30 0000885275us-gaap:CollateralPledgedMemberwbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMember2022-09-30 0000885275us-gaap:RealEstateMemberus-gaap:ConsumerPortfolioSegmentMember2022-09-30 0000885275wbhc:OtherCollateralMemberus-gaap:ConsumerPortfolioSegmentMember2022-09-30 0000885275us-gaap:CollateralPledgedMemberus-gaap:ConsumerPortfolioSegmentMember2022-09-30 0000885275us-gaap:RealEstateMember2022-09-30 0000885275wbhc:OtherCollateralMember2022-09-30 0000885275us-gaap:CollateralPledgedMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:FinancialAssetPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:FinancialAssetNotPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:FinancialAssetPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:FinancialAssetNotPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:FinancialAssetPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:FinancialAssetNotPastDueMember2022-09-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-09-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-09-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-09-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:FinancialAssetPastDueMember2022-09-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:FinancialAssetNotPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancialAssetPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancialAssetNotPastDueMember2022-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMember2022-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2022-09-30 0000885275us-gaap:FinancingReceivables30To59DaysPastDueMember2022-09-30 0000885275us-gaap:FinancingReceivables60To89DaysPastDueMember2022-09-30 0000885275us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-09-30 0000885275us-gaap:FinancialAssetPastDueMember2022-09-30 0000885275us-gaap:FinancialAssetNotPastDueMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:FinancialAssetPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:FinancialAssetNotPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:FinancialAssetPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:FinancialAssetNotPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:FinancialAssetPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:FinancialAssetNotPastDueMember2021-12-31 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2021-12-31 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2021-12-31 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2021-12-31 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:FinancialAssetPastDueMember2021-12-31 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:FinancialAssetNotPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancialAssetPastDueMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancialAssetNotPastDueMember2021-12-31 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2021-12-31 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2021-12-31 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2021-12-31 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMember2021-12-31 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2021-12-31 0000885275us-gaap:FinancingReceivables30To59DaysPastDueMember2021-12-31 0000885275us-gaap:FinancingReceivables60To89DaysPastDueMember2021-12-31 0000885275us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2021-12-31 0000885275us-gaap:FinancialAssetPastDueMember2021-12-31 0000885275us-gaap:FinancialAssetNotPastDueMember2021-12-31 0000885275us-gaap:PerformingFinancingReceivableMember2022-09-30 0000885275us-gaap:PerformingFinancingReceivableMember2021-12-31 0000885275us-gaap:NonperformingFinancingReceivableMember2022-09-30 0000885275us-gaap:NonperformingFinancingReceivableMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:PassMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:SpecialMentionMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:SubstandardMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:PassMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:SpecialMentionMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:SubstandardMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:PassMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:SpecialMentionMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:SubstandardMember2022-09-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:PassMember2022-09-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:SpecialMentionMember2022-09-30 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:SubstandardMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:PassMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:SpecialMentionMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:SubstandardMember2022-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:PassMember2022-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:SpecialMentionMember2022-09-30 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:SubstandardMember2022-09-30 0000885275us-gaap:PassMember2022-09-30 0000885275us-gaap:SpecialMentionMember2022-09-30 0000885275us-gaap:SubstandardMember2022-09-30 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:PassMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:PassMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:PassMember2021-12-31 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:PassMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:PassMember2021-12-31 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:PassMember2021-12-31 0000885275us-gaap:PassMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:SpecialMentionMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:SpecialMentionMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:SpecialMentionMember2021-12-31 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:SpecialMentionMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:SpecialMentionMember2021-12-31 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:SpecialMentionMember2021-12-31 0000885275us-gaap:SpecialMentionMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:Residential1To4FamilyMemberus-gaap:SubstandardMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:CommercialAndMultifamilyMemberus-gaap:SubstandardMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberwbhc:ConstructionLandDevelopmentAndFarmlandMemberus-gaap:SubstandardMember2021-12-31 0000885275wbhc:CommercialIndustrialAndAgriculturalPortfolioMemberus-gaap:SubstandardMember2021-12-31 0000885275wbhc:RealEstatePortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:SubstandardMember2021-12-31 0000885275us-gaap:ConsumerPortfolioSegmentMemberus-gaap:SubstandardMember2021-12-31 0000885275us-gaap:SubstandardMember2021-12-31 0000885275wbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember2022-09-30 0000885275us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember2022-09-30 0000885275us-gaap:MortgageBackedSecuritiesMember2022-09-30 0000885275us-gaap:AssetBackedSecuritiesMember2022-09-30 0000885275us-gaap:CorporateDebtSecuritiesMember2022-09-30 0000885275us-gaap:USStatesAndPoliticalSubdivisionsMember2022-09-30 0000885275wbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember2021-12-31 0000885275us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember2021-12-31 0000885275us-gaap:MortgageBackedSecuritiesMember2021-12-31 0000885275us-gaap:AssetBackedSecuritiesMember2021-12-31 0000885275us-gaap:CorporateDebtSecuritiesMember2021-12-31 0000885275us-gaap:USStatesAndPoliticalSubdivisionsMember2021-12-31 0000885275us-gaap:CollateralizedMortgageObligationsMember2022-09-30 0000885275us-gaap:CollateralizedMortgageObligationsMember2021-12-31 0000885275us-gaap:AssetPledgedAsCollateralMemberwbhc:PublicDepositsAndOtherRequiredPurposesMember2022-09-30 0000885275us-gaap:AssetPledgedAsCollateralMemberwbhc:PublicDepositsAndOtherRequiredPurposesMember2021-12-31 0000885275us-gaap:InterestRateSwapMemberus-gaap:FairValueHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2020-06-30 0000885275us-gaap:InterestRateSwapMemberus-gaap:FairValueHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2022-01-012022-09-30 0000885275us-gaap:InterestRateSwapMemberus-gaap:FairValueHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMemberus-gaap:LondonInterbankOfferedRateLiborSwapRateMember2022-09-30 0000885275us-gaap:InterestRateSwapMemberus-gaap:FairValueHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2022-09-30 0000885275us-gaap:OtherAssetsMemberus-gaap:InterestRateSwapMemberus-gaap:FairValueHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2022-09-30 0000885275us-gaap:InterestRateSwapMemberus-gaap:FairValueHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2021-01-012021-12-31 0000885275us-gaap:InterestRateSwapMemberus-gaap:FairValueHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMemberus-gaap:LondonInterbankOfferedRateLiborSwapRateMember2021-12-31 0000885275us-gaap:InterestRateSwapMemberus-gaap:FairValueHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2021-12-31 0000885275us-gaap:OtherAssetsMemberus-gaap:InterestRateSwapMemberus-gaap:FairValueHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2021-12-31 0000885275us-gaap:InterestRateSwapMember2022-01-012022-09-30 0000885275us-gaap:InterestRateSwapMember2021-01-012021-09-30 0000885275us-gaap:InterestRateSwapMemberus-gaap:FairValueHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2021-01-012021-09-30 0000885275us-gaap:InterestRateLockCommitmentsMember2022-09-30 0000885275us-gaap:InterestRateLockCommitmentsMember2021-12-31 0000885275us-gaap:ForwardContractsMember2022-09-30 0000885275us-gaap:ForwardContractsMember2021-12-31 0000885275us-gaap:InterestRateContractMember2022-01-012022-09-30 0000885275us-gaap:InterestRateContractMember2021-01-012021-09-30 0000885275us-gaap:ForwardContractsMember2022-01-012022-09-30 0000885275us-gaap:ForwardContractsMember2021-01-012021-09-30 0000885275us-gaap:InterestRateContractMember2022-09-30 0000885275us-gaap:InterestRateContractMember2021-12-31 0000885275wbhc:The2009StockOptionPlanMember2009-04-30 0000885275wbhc:The2009StockOptionPlanMember2019-04-13 0000885275wbhc:The2009StockOptionPlanMember2022-09-30 0000885275wbhc:The2016EquityIncentivePlanMember2016-06-30 0000885275wbhc:The2016EquityIncentivePlanMember2022-09-30 0000885275us-gaap:StockAppreciationRightsSARSMemberwbhc:The2016EquityIncentivePlanMember2022-09-30 0000885275us-gaap:StockAppreciationRightsSARSMember2022-09-30 0000885275wbhc:StockOptionsAndStockAppreciationRightsMember2021-12-31 0000885275wbhc:StockOptionsAndStockAppreciationRightsMember2020-12-31 0000885275wbhc:StockOptionsAndStockAppreciationRightsMember2022-01-012022-09-30 0000885275wbhc:StockOptionsAndStockAppreciationRightsMember2021-01-012021-09-30 0000885275wbhc:StockOptionsAndStockAppreciationRightsMember2022-09-30 0000885275wbhc:StockOptionsAndStockAppreciationRightsMember2021-09-30 0000885275wbhc:WilsonBankMember2022-09-30 0000885275wbhc:WilsonBankMember2021-12-31 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2022-09-30 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2022-09-30 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2022-09-30 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2022-09-30 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberwbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberwbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberwbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberwbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember2022-09-30 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember2022-09-30 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesMember2022-09-30 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2022-09-30 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CorporateDebtSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CorporateDebtSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CorporateDebtSecuritiesMember2022-09-30 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CorporateDebtSecuritiesMember2022-09-30 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2022-09-30 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2022-09-30 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2022-09-30 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2022-09-30 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2021-12-31 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2021-12-31 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2021-12-31 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2021-12-31 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberwbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberwbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberwbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberwbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember2021-12-31 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember2021-12-31 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesMember2021-12-31 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2021-12-31 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CorporateDebtSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CorporateDebtSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CorporateDebtSecuritiesMember2021-12-31 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CorporateDebtSecuritiesMember2021-12-31 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2021-12-31 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2021-12-31 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2021-12-31 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2021-12-31 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsNonrecurringMember2022-09-30 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsNonrecurringMember2022-09-30 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsNonrecurringMember2022-09-30 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsNonrecurringMember2022-09-30 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsNonrecurringMember2021-12-31 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsNonrecurringMember2021-12-31 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsNonrecurringMember2021-12-31 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueMeasurementsNonrecurringMember2021-12-31 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:MeasurementInputDiscountRateMembersrt:WeightedAverageMember2022-09-30 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMember2022-09-30 0000885275us-gaap:EstimateOfFairValueFairValueDisclosureMember2022-09-30 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2022-09-30 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2022-09-30 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2022-09-30 0000885275us-gaap:CarryingReportedAmountFairValueDisclosureMember2021-12-31 0000885275us-gaap:EstimateOfFairValueFairValueDisclosureMember2021-12-31 0000885275us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2021-12-31 0000885275us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2021-12-31 0000885275us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2021-12-31 00008852752021-01-012021-06-30 0000885275us-gaap:StateAndLocalJurisdictionMemberwbhc:StateOfTennesseeMember2022-01-012022-09-30 0000885275us-gaap:DomesticCountryMemberus-gaap:InternalRevenueServiceIRSMember2022-01-012022-09-30 0000885275us-gaap:StandbyLettersOfCreditMember2022-01-012022-09-30 0000885275us-gaap:CommitmentsToExtendCreditMember2022-09-30 0000885275us-gaap:StandbyLettersOfCreditMember2022-09-30 0000885275srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2020-12-31 0000885275us-gaap:InterestRateSwapMember2022-01-012022-09-30 0000885275wbhc:MortgageBankingDerivativesMember2022-01-012022-09-30
 

 

Table of Contents

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 

FORM 10-Q

 

(Mark One)

 

 

☒

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the quarterly period ended September 30, 2022

 

or 

 

 

☐

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the transition period from                      to                     

 

Commission File Number 0-20402

 

 

WILSON BANK HOLDING COMPANY

(Exact name of registrant as specified in its charter) 

 

 

Tennessee

 

 

62-1497076

(State or other jurisdiction of incorporation or organization)

 

 

(I.R.S. Employer Identification No.)

 

623 West Main Street

Lebanon

TN

37087

(Address of principal executive offices)

 

 

(Zip Code)

 (615) 444-2265

(Registrant’s telephone number, including area code)

 

Not Applicable

(Former name, former address and former fiscal year, if changed since last report)

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    Yes   ☒    No  ☐

 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).    Yes  ☒    No  ☐

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company”, and "emerging growth company" in Rule 12b-2 of the Exchange Act.

 

Large accelerated filer

☐

Accelerated filer

☒

 

Non-accelerated filer

☐ 

Smaller reporting company

☐

 

 

Emerging growth company

☐

 

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    Yes  ☐    No  ☒

 

Securities registered pursuant to Section 12(b) of the Exchange Act: None

 

Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date.

 

Common stock outstanding: 11,461,087 shares at November 9, 2022

 

 
Table of Contents

 

 

 

Part I:

 

FINANCIAL INFORMATION

3

 

 

 

 

Item 1.

 

Financial Statements.

3

 

 

 

 

The unaudited consolidated financial statements of the Company and its subsidiary are as follows:

 

 

 

 

 

 

 

Consolidated Balance Sheets — September 30, 2022 and December 31, 2021.

3

 

 

 

 

 

 

Consolidated Statements of Earnings — For the three and nine months ended September 30, 2022 and 2021.

4

 

 

 

 

 

 

Consolidated Statements of Comprehensive Earnings — For the three and nine months ended September 30, 2022 and 2021.

5

 

 

 

 

 

 

Consolidated Statements of Changes in Stockholders' Equity — For the three and nine months ended September 30, 2022 and 2021.

6

 

 

 

 

 

 

Consolidated Statements of Cash Flows — For the nine months ended September 30, 2022 and 2021.

7

 

 

 

 

Item 2.

 

Management’s Discussion and Analysis of Financial Condition and Results of Operations.

33

 

 

 

 

Item 3.

 

Quantitative and Qualitative Disclosures About Market Risk.

47

 

 

 

 

 

 

Disclosures required by Item 3 are incorporated by reference to Management’s Discussion and Analysis of Financial Condition and Results of Operations.

 

 

 

 

 

Item 4.

 

Controls and Procedures.

47

 

 

 

 

Part II:

 

OTHER INFORMATION

48

 

 

 

 

Item 1.

 

Legal Proceedings.

48

 

 

 

 

Item 1A.

 

Risk Factors.

48

 

 

 

 

Item 2.

 

Unregistered Sales of Equity Securities and Use of Proceeds.

48

 

 

 

 

Item 3.

 

Defaults Upon Senior Securities.

48

 

 

 

 

Item 4.

 

Mine Safety Disclosures.

48

 

 

 

 

Item 5.

 

Other Information.

48

 

 

 

 

Item 6.

 

Exhibits.

48

 

 

 

 

Signatures

49
   

EX-31.1 SECTION 302 CERTIFICATION OF THE CEO

 

EX-31.2 SECTION 302 CERTIFICATION OF THE CFO

 

EX-32.1 SECTION 906 CERTIFICATION OF THE CEO

 

EX-32.2 SECTION 906 CERTIFICATION OF THE CFO

 

EX-101.INS

 

EX-101.SCH

 

EX-101.CAL

 

EX-101.DEF

 

EX-101.LAB

 

EX-101.PRE

 
EX-104  

 

 
Table of Contents

 

 

 

Part I. Financial Information

 

Item 1. Financial Statements

 

WILSON BANK HOLDING COMPANY

Consolidated Balance Sheets

September 30, 2022 and December 31, 2021

 

  

(Unaudited)

  

(Audited)

 
  September 30, 2022  December 31, 2021 
  

(Dollars in Thousands Except Share Amounts)

 

Assets

        

Loans

 $2,991,325  $2,483,914 

Less: Allowance for credit losses

  (37,580)  (39,632)

Net loans

  2,953,745   2,444,282 

Securities available-for-sale, at market (amortized cost $995,115 and $906,135, respectively)

  839,152   897,585 

Loans held for sale

  3,555   11,843 

Interest bearing deposits

  78,713   400,940 

Restricted equity securities

  4,357   5,089 

Federal funds sold

  —   27,055 

Total earning assets

  3,879,522   3,786,794 

Cash and due from banks

  16,859   25,423 

Bank premises and equipment, net

  60,074   62,846 

Accrued interest receivable

  9,868   7,641 

Deferred income tax asset

  52,874   12,792 

Bank owned life insurance

  57,619   46,206 

Other assets

  48,765   43,089 

Goodwill

  4,805   4,805 

Total assets

 $4,130,386  $3,989,596 

Liabilities and Stockholders’ Equity

        

Deposits:

        

Noninterest-bearing

 $436,287  $433,500 

Interest bearing

  1,097,905   1,030,743 

Savings and money market accounts

  1,611,120   1,497,669 

Time

  600,344   593,159 

Total Deposits

  3,745,656   3,555,071 

Accrued interest payable and other liabilities

  42,167   20,808 

Total liabilities

  3,787,823   3,575,879 

Stockholders’ equity:

        

Common stock, $2.00 par value; authorized 50,000,000 shares, issued and outstanding 11,460,587 and 11,201,504 shares, respectively

  22,921   22,403 

Additional paid-in capital

  121,526   105,177 

Retained earnings

  313,287   292,452 

Noncontrolling interest in consolidated subsidiary

  32   — 

Accumulated other comprehensive losses, net of taxes of $40,760 and $2,235 respectively

  (115,203)  (6,315)

Total stockholders’ equity

  342,563   413,717 

Total liabilities and stockholders’ equity

 $4,130,386  $3,989,596 

 

See accompanying notes to consolidated financial statements (unaudited)

 

 

3
Table of Contents

 

 

WILSON BANK HOLDING COMPANY

Consolidated Statements of Earnings

Three Months and Nine Months Ended September 30, 2022 and 2021

(Unaudited)

 

  

Three Months Ended

  

Nine Months Ended

 
  

September 30,

  

September 30,

 
  

2022

  

2021

  

2022

  

2021

 
  

(Dollars in Thousands Except Per Share Amounts)

  

(Dollars in Thousands Except Per Share Amounts)

 

Interest income:

                

Interest and fees on loans

 $36,566  $30,773  $98,474  $88,211 

Interest and dividends on securities:

                

Taxable securities

  4,374   2,372   11,548   6,167 

Exempt from federal income taxes

  351   329   1,030   905 

Interest on loans held for sale

  64   80   232   340 

Interest on federal funds sold

  29   4   95   9 

Interest on balances held at depository institutions

  585   128   1,126   315 

Interest and dividends on restricted securities

  55   33   115   84 

Total interest income

  42,024   33,719   112,620   96,031 

Interest expense:

                

Interest on negotiable order of withdrawal accounts

  522   475   1,444   1,383 

Interest on money market and savings accounts

  1,942   482   3,060   1,587 

Interest on time deposits

  1,406   1,884   3,717   6,027 

Interest on Federal Home Loan Bank advances

  —   —   —   133 

Interest on Federal funds purchased

  7   —   7   — 

Interest on finance leases

  17   —   50   — 

Total interest expense

  3,894   2,841   8,278   9,130 

Net interest income before provision for credit losses

  38,130   30,878   104,342   86,901 

Provision for credit losses

  2,543   130   6,060   1,012 

Net interest income after provision for credit losses

  35,587   30,748   98,282   85,889 

Non-interest income:

                

Service charges on deposit accounts

  1,974   1,682   5,470   4,418 

Brokerage income

  1,919   1,586   5,348   4,665 

Debit and credit card interchange income

  3,259   3,012   9,870   8,894 

Other fees and commissions

  376   439   1,144   1,064 

Income on BOLI and annuity contracts

  357   315   1,074   946 

Gain (loss) on sale of loans

  (56)  2,275   2,669   7,929 

Mortgage servicing income

  40   —   63   — 

Gain (loss) on sale of securities

  (281)  28   (281)  28 

Gain (loss) on sale of fixed assets

  232   (6)  260   (29)

Loss on sale of other real estate

  —   (4)  —   (15)

Gain on sale of other assets

  —   1   8   2 

Other income

  47   20   39   20 

Total non-interest income

  7,867   9,348   25,664   27,922 

Non-interest expense:

                

Salaries and employee benefits

  14,443   13,456   43,353   40,778 

Occupancy expenses, net

  1,422   1,436   4,167   4,067 

Advertising & public relations expense

  886   736   2,233   1,830 

Furniture and equipment expense

  838   846   2,547   2,508 

Data processing expense

  1,908   1,509   5,533   4,419 

ATM & interchange expense

  1,363   1,218   3,806   3,522 

Directors’ fees

  146   179   447   463 

Audit, legal & consulting expenses

  217   323   635   684 

Provision expense (benefit) for credit losses on unfunded commitments

  (515)  84   (298)  221 

Other operating expenses

  3,040   2,904   8,789   8,673 

Total non-interest expense

  23,748   22,691   71,212   67,165 

Earnings before income taxes

  19,706   17,405   52,734   46,646 

Income taxes

  4,523   4,063   12,037   11,021 

Net earnings

 $15,183  $13,342  $40,697  $35,625 

Net loss attributable to noncontrolling interest

  7   —   5   — 

Net earnings attributable to Wilson Bank Holding Company

 $15,190  $13,342  $40,702  $35,625 

Weighted average number of common shares outstanding-basic

  11,429,027   11,165,313   11,348,628   11,110,006 

Weighted average number of common shares outstanding-diluted

  11,460,943   11,197,410   11,380,255   11,140,586 

Basic earnings per common share

 $1.33  $1.19  $3.59  $3.21 

Diluted earnings per common share

 $1.33  $1.19  $3.58  $3.20 

Dividends per common share

 $0.75  $0.75  $1.85  $1.35 

 

See accompanying notes to consolidated financial statements (unaudited)

 

4
Table of Contents

 

 

WILSON BANK HOLDING COMPANY

Consolidated Statements of Comprehensive Earnings (Losses)

Three Months and Nine Months Ended September 30, 2022 and 2021

(Unaudited)

 

  

Three Months Ended

  

Nine Months Ended

 
  

September 30,

  

September 30,

 
  

2022

  

2021

  

2022

  

2021

 
  

(In Thousands)

 

Net earnings

 $15,183  $13,342  $40,697  $35,625 

Other comprehensive earnings (losses):

                

Unrealized losses on available-for-sale securities

  (46,767)  (3,840)  (147,694)  (11,521)

Reclassification adjustment for net losses (gains) included in net earnings

  281   (28)  281   (28)

Tax effect

  12,148   1,011   38,525   3,019 

Other comprehensive earnings (losses):

  (34,338)  (2,857)  (108,888)  (8,530)

Comprehensive earnings (losses)

 $(19,155) $10,485  $(68,191) $27,095 

Comprehensive (earnings) losses attributable to noncontrolling interest

  7   —   5   — 

Comprehensive earnings (losses) attributable to Wilson Bank Holding Company

 $(19,148) $10,485  $(68,186) $27,095 

 

See accompanying notes to consolidated financial statements (unaudited)

 

5
Table of Contents

 

 

WILSON BANK HOLDING COMPANY

Consolidated Statements of Changes in Stockholders’ Equity

Three Months and Nine Months Ended September 30, 2022 and 2021

(Unaudited) 

 

  

Dollars In Thousands

 
  

Common Stock

  

Additional Paid-In Capital

  

Retained Earnings

  

Noncontrolling Interest

  

Accumulated Other Comprehensive Earnings (Loss)

  

Total

 

Three months ended:

                        

September 30, 2022

                        

Balance at beginning of period

 $22,717   114,943   306,615   39   (80,865)  363,449 

Cash dividends declared, $.75 per share

  —   —   (8,518)  —   —   (8,518)

Issuance of 99,224 shares of common stock pursuant to dividend reinvestment plan

  199   6,305   —   —   —   6,504 

Issuance of 2,839 shares of common stock pursuant to exercise of stock options, net

  5   63   —   —   —   68 

Share based compensation expense

  —   215   —   —   —   215 

Net change in fair value of available-for-sale securities during the period, net of tax benefit of $12,148

  —   —   —   —   (34,338)  (34,338)

Net earnings (loss) for the quarter

  —   —   15,190   (7)  —   15,183 

Balance at end of period

 $22,921   121,526   313,287   32   (115,203)  342,563 
                         

September 30, 2021

                        

Balance at beginning of period

 $22,170   98,321   273,622   —   1,492   395,605 

Cash dividends declared, $.75 per share

  —   —   (8,314)  —   —   (8,314)

Issuance of 103,141 shares of common stock pursuant to dividend reinvestment plan

  206   6,080   —   —   —   6,286 

Issuance of 6,182 shares of common stock pursuant to exercise of stock options, net

  13   239   —   —   —   252 

Share based compensation expense

  —   115   —   —   —   115 

Net change in fair value of available-for-sale securities during the period, net of tax benefit of $1,011

  —   —   —   —   (2,857)  (2,857)

Net earnings for the quarter

  —   —   13,342   —   —   13,342 

Balance at end of period

 $22,389   104,755   278,650   —   (1,365)  404,429 

 

  

Dollars In Thousands

 
  

Common Stock

  

Additional Paid-In Capital

  

Retained Earnings

  

Noncontrolling Interest

  

Accumulated Other Comprehensive Earnings (Loss)

  

Total

 

Nine Months Ended:

                        

September 30, 2022

                        

Balance at beginning of period

 $22,403   105,177   292,452   —   (6,315)  413,717 

Cash dividends declared, $1.85 per share

  —   —   (20,878)  —   —   (20,878)

Issuance of 250,329 shares of common stock pursuant to dividend reinvestment plan

  501   15,616   —   —   —   16,117 

Issuance of 8,754 shares of common stock pursuant to exercise of stock options, net

  17   147   —   —   —   164 

Share based compensation expense

  —   586   —   —   —   586 

Net change in fair value of available-for-sale securities during the period, net of tax benefit of $38,525

  —   —   —   —   (108,888)  (108,888)

Cumulative effect of change in accounting principle from the adoption of ASC 326

  —   —   1,011   —   —   1,011 

Noncontrolling interest contribution

  —   —   —   37   —   37 

Net earnings (loss) for the period

  —   —   40,702   (5)  —   40,697 

Balance at end of period

 $22,921   121,526   313,287   32   (115,203)  342,563 
                         

September 30, 2021

                        

Balance at beginning of period

 $21,987   93,034   257,935   —   7,165   380,121 

Cash dividends declared, $1.35 per share

  —   —   (14,910)  —   —   (14,910)

Issuance of 186,583 shares of common stock pursuant to dividend reinvestment plan

  373   10,815   —   —   —   11,188 

Issuance of 14,333 shares of common stock pursuant to exercise of stock options, net

  29   544   —   —   —   573 

Share based compensation expense

  —   362   —   —   —   362 

Net change in fair value of available-for-sale securities during the period, net of tax benefit of $3,019

  —   —   —   —   (8,530)  (8,530)

Net earnings for the period

  —   —   35,625   —   —   35,625 

Balance at end of period

 $22,389   104,755   278,650   —   (1,365)  404,429 

 

See accompanying notes to consolidated financial statements (unaudited)

 

6
Table of Contents

 

 

WILSON BANK HOLDING COMPANY

Consolidated Statements of Cash Flows

Nine Months Ended September 30, 2022 and 2021

Increase (Decrease) in Cash and Cash Equivalents

(Unaudited) 

 

  

Nine Months Ended September 30,

 
  

2022

  

2021

 
  

(In Thousands)

 

OPERATING ACTIVITIES

        

Net earnings

 $40,697  $35,625 

Adjustments to reconcile consolidated net income to net cash provided (used) by operating activities

        

Provision for credit losses

  6,060   1,012 

Deferred income taxes benefit

  (1,915)  (1,056)

Depreciation and amortization of premises and equipment

  3,346   3,180 

Loss (gain) on disposal of premises and equipment

  (260)  29 

Net amortization of securities

  3,181   3,999 

Net realized losses (gains) on sales of securities

  281   (28)

Gains on mortgage loans sold, net

  (2,669)  (7,929)

Share-based compensation expense

  1,410   986 

Loss on other real estate

  —   15 

Gain on sale of other assets

  (8)  (2)

Increase in value of life insurance and annuity contracts

  (1,074)  (766)

Mortgage loans originated for resale

  (94,149)  (167,429)

Proceeds from sale of mortgage loans

  105,106   184,296 

Right of use asset amortization

  293   1,299 

Change in

        

Accrued interest receivable

  (2,227)  (681)

Other assets

  249   (4,598)

Accrued interest payable

  94   (860)

Other liabilities

  3,633   5,917 

TOTAL ADJUSTMENTS

  21,351   17,384 

NET CASH PROVIDED BY OPERATING ACTIVITIES

  62,048   53,009 

INVESTING ACTIVITIES

        

Activities in available for sale securities

        

Purchases

  (175,289)  (403,894)

Sales

  12,073   39,652 

Maturities, prepayments and calls

  70,774   120,378 

Redemptions (purchases) of restricted equity securities

  732   — 

Net increase in loans

  (511,575)  (94,979)

Purchase of buildings, leasehold improvements, and equipment

  (505)  (7,671)

Proceeds from sale of premises and equipment

  260   — 

Proceeds from sale of other assets

  34   83 

Proceeds from sale of other real estate

  —   167 

Purchase of life insurance and annuity contracts

  (10,729)  (15,000)

Increase in other investments

  —   (2,000)

NET CASH USED IN INVESTING ACTIVITIES

  (614,225)  (363,264)

FINANCING ACTIVITIES

        

Net change in deposits - non-maturing

  183,400   421,953 

Net change in deposits - time

  7,185   (8,052)

Net change in Federal Home Loan Bank Advances

  —   (3,638)

Change in escrow balances

  8,326   (2,148)

Repayment of finance lease obligation

  (20)  — 

Noncontrolling interest contributions

  37   — 

Issuance of common stock related to exercise of stock options

  164   573 

Issuance of common stock pursuant to dividend reinvestment plan

  16,117   11,188 

Cash dividends paid on common stock

  (20,878)  (14,910)

NET CASH PROVIDED BY FINANCING ACTIVITIES

  194,331   404,966 

NET CHANGE IN CASH AND CASH EQUIVALENTS

  (357,846)  94,711 

CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD

  453,418   338,856 

CASH AND CASH EQUIVALENTS - END OF PERIOD

 $95,572  $433,567 

 

See accompanying notes to consolidated financial statements (unaudited)

 

7
Table of Contents

 

WILSON BANK HOLDING COMPANY

Consolidated Statements of Cash Flows, Continued

Nine Months Ended September 30, 2022 and 2021

Increase (Decrease) in Cash and Cash Equivalents

(Unaudited) 

 

   

Nine Months Ended September 30,

  
   

2022

    

2021

  
   

(In Thousands)

  

Supplemental disclosure of cash flow information:

                

Cash paid during the period for

                

Interest

   $ 8,184     $ 9,259  

Taxes

   $ 15,346     $ 13,327  

Non-cash investing and financing activities:

                

Change in fair value of securities available-for-sale, net of tax benefit of $38,525 and $3,019 for the nine months ended September 30, 2022 and 2021, respectively

   $ (108,888 )   $ (8,530 )

Non-cash transfers from loans to other real estate

   $ —     $ 182  

Non-cash transfers from loans to other assets

   $ —     $ 81  

 

See accompanying notes to consolidated financial statements (unaudited)

 

8
Table of Contents

 

WILSON BANK HOLDING COMPANY

Notes to Consolidated Financial Statements

(Unaudited)

 

Note 1. Summary of Significant Accounting Policies

 

Nature of Business — Wilson Bank Holding Company (the “Company”) is a bank holding company whose primary business is conducted by its wholly-owned subsidiary, Wilson Bank & Trust (the “Bank”). The Bank is a commercial bank headquartered in Lebanon, Tennessee. The Bank provides a full range of banking services in its primary market areas of Wilson, Davidson, Rutherford, Trousdale, Sumner, Dekalb, Putnam, Smith, and Williamson Counties, Tennessee. On June 1, 2022, the Bank began operations with a newly-formed joint venture, Encompass Home Lending, LLC ("Encompass") of which the Bank owns 51% of the outstanding membership interests. Encompass offers residential mortgage banking services to customers of certain home builders in our markets.

 

Basis of Presentation — The accompanying unaudited, consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and therefore do not include all information and footnotes necessary for a fair presentation of financial position, results of operations, and cash flows in conformity with U.S. generally accepted accounting principles. All adjustments consisting of normally recurring accruals that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods covered by the report have been included. The accompanying unaudited consolidated financial statements should be read in conjunction with the Company’s consolidated audited financial statements and related notes appearing in the Company's Annual Report on Form 10-K for the year ended December 31, 2021.

 

These consolidated financial statements include the accounts of the Company, the Bank, and Encompass. Significant intercompany transactions and accounts are eliminated in consolidation.

 

Use of Estimates — The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities as of the balance sheet date and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term include the determination of the allowance for credit losses, the valuation of deferred tax assets, determination of any impairment of goodwill or other intangibles, the valuation of other real estate (if any), and the fair value of financial instruments. These financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. There have been no significant changes to the Company’s significant accounting policies as disclosed in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 other than the adoption of ASC 326 as described in Note 1. Summary of Significant Accounting Policies - Accounting Changes, Reclassifications and Restatements and in Note 2 - Loans and Allowance for Credit Losses.

 

Accounting Changes, Reclassifications and Restatements – Certain items in prior financial statements have been reclassified to conform to the current presentation. In addition, on January 1, 2022, we adopted Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments,” as subsequently updated for certain clarifications, targeted relief and codification improvements. Accounting Standards Codification (“ASC”) Topic 326 (“ASC 326”) replaces the previous “incurred loss” model for measuring credit losses, which encompassed allowances for current known and inherent losses within the portfolio, with an “expected loss” model, which encompasses allowances for losses expected to be incurred over the life of the portfolio. The new current expected credit loss (“CECL”) model requires the measurement of all expected credit losses for financial assets measured at amortized cost and certain off-balance-sheet credit exposures based on historical experience, current conditions, and reasonable and supportable forecasts. ASC 326 also requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. In addition, ASC 326 includes certain changes to the accounting for available-for-sale securities including the requirement to present credit losses as an allowance rather than as a direct write-down for available-for-sale securities management does not intend to sell or believes that it is more likely than not they will be required to sell.

 

We adopted ASC 326 using the modified retrospective method for all financial assets measured at amortized cost and off-balance-sheet credit exposures. Upon adoption, we recognized an after-tax cumulative effect increase to retained earnings totaling $1.0 million.  Operating results for periods after January 1, 2022 are presented in accordance with ASC 326 while prior period amounts continue to be reported in accordance with previously applicable standards and the accounting policies described in our 2021 Form 10-K.

 

In connection with the adoption of ASC 326, we revised certain accounting policies and implemented certain accounting policy elections. The revised accounting policies are described below.

 

Allowance For Credit Losses - Loans — The allowance for credit losses on loans is a contra-asset valuation account, calculated in accordance with ASC 326, that is deducted from the amortized cost basis of loans to present management's best estimate of the net amount expected to be collected. Loans are charged-off against the allowance when deemed uncollectible by management. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Adjustments to the allowance are reported in our income statement as a component of credit loss expense. Management has made the accounting policy election to exclude accrued interest receivable on loans from the estimate of credit losses. Further information regarding our policies and methodology used to estimate the allowance for credit losses on loans is presented in Note 2 - Loans and Allowance for Credit Losses.

 

Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures — The allowance for credit losses on off-balance-sheet credit exposures is a liability account, calculated in accordance with ASC 326, representing expected credit losses over the contractual period for which we are exposed to credit risk resulting from a contractual obligation to extend credit. No allowance is recognized if we have the unconditional right to cancel the obligation. The allowance is reported as a component of accrued interest payable and other liabilities in our consolidated balance sheets. Adjustments to the allowance are reported in our income statement as a component of non-interest expense. Further information regarding our policies and methodology used to estimate the allowance for credit losses on off-balance-sheet credit exposures is presented in Note 11 - Commitments and Contingent Liabilities.

 

Securities – Securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them until maturity. Securities to be held for indefinite periods of time are classified as available for sale and carried at fair value, with the unrealized holding gains and losses (those for which no allowance for credit losses are recorded) reported as a component of other comprehensive earnings, net of tax. Securities held for resale in anticipation of short-term market movements are classified as trading and are carried at fair value, with changes in unrealized holding gains and losses included in income. Management determines the appropriate classification of securities at the time of purchase. Securities with limited marketability, such as stock in the Federal Reserve Bank and the Federal Home Loan Bank, are carried at cost.

 

9
Table of Contents
 

Interest income on securities includes amortization of purchase premiums and discounts. Premiums and discounts on securities are generally amortized using the interest method with a constant effective yield without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Premiums on callable securities are amortized to their earliest call date. A security is placed on non-accrual status if (i) principal or interest has been in default for a period of 90 days or more or (ii) full payment of principal and interest is not expected. Interest accrued but not received for a security placed on non-accrual status is reversed against interest income. Gains and losses on sales are recorded on the trade date and are derived from the amortized cost of the security sold.

 

Allowance for Credit Losses - Securities Available-for-Sale — For any securities classified as available-for-sale that are in an unrealized loss position at the balance sheet date, the Company assesses whether or not it intends to sell the security, or more likely than not will be required to sell the security, before recovery of its amortized cost basis. If either criteria is met, the security's amortized cost basis is written down to fair value through net income. If neither criteria is met, the Company evaluates whether any portion of the decline in fair value is the result of credit deterioration. Such evaluations consider the extent to which the amortized cost of the security exceeds its fair value, changes in credit ratings and any other known adverse conditions related to the specific security. If the evaluation indicates that a credit loss exists, an allowance for credit losses is recorded for the amount by which the amortized cost basis of the security exceeds the present value of cash flows expected to be collected, limited by the amount by which the amortized cost exceeds fair value. Any impairment not recognized in the allowance for credit losses is recognized in other comprehensive income.

 

Recently Issued Accounting Pronouncements    

 

Information about certain recently issued accounting standards updates is presented below. Also refer to Note 1 - Accounting Standards Updates in our 2021 Form 10-K for additional information related to previously issued accounting standards updates.

 

ASU 2020-04, “Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting.” In March 2020, the FASB issued this ASU and has issued subsequent amendments thereto, which provides temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. The guidance is effective for all entities as of March 12, 2020 through December 31, 2022. The Company has implemented a transition plan to identify and modify its loans and other financial instruments with attributes that are either directly or indirectly influenced by LIBOR. The Company has discontinued originating LIBOR-based loans during 2022 and has begun negotiating loans primarily using its preferred replacement index, the Secured Overnight Financing Rate ("SOFR"). For the Company’s currently outstanding LIBOR-based loans, the timing and manner in which each customer's contract transitions to SOFR will vary on a case-by-case basis. The Company expects to complete all transitions by August 2023.

 

ASU 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” ASU 2016-13 requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts and requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. As noted above, effective  January 1, 2022 the Company adopted ASU 2016-13, which resulted in a $7.6 million decrease to the allowance for credit losses and a $6.2 million increase to the reserve for unfunded commitments, resulting in a $1.0 million increase in retained earnings (net of taxes). See Note 2 – Loans and Allowance for Credit Losses for additional information.

 

ASU 2022-01, “Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method.” ASU 2022-01 was issued to expand the scope of assets eligible for portfolio layer method hedging to include all financial assets. The update also expands the current last-of-layer method that permits only one hedged layer to allow multiple hedged layers of a single closed portfolio. The last-of-layer method is renamed the portfolio layer method, because more than the last layer of a portfolio could be hedged.  The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after  December 15, 2022.  The adoption of ASU 2022-01 is not expected to have a significant impact on our financial statements.

 

ASU 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures.” ASU 2022-02 was issued to respond to feedback received from post-implementation review of Topic 326. The amendments eliminate the troubled debt restructuring (TDR) recognition and measurement guidance and now require that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments enhance existing disclosures and include new disclosure requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. To improve consistency for vintage disclosures, the ASU requires that public business entities disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20.  The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after  December 15, 2022.   The adoption of ASU 2022-02 is not expected to have a significant impact on our financial statements.

 

Other than those previously discussed, there were no other recently issued accounting pronouncements that are expected to materially impact the Company.

 
 

Note 2. Loans and Allowance for Credit Losses

 

Loans — Loans are reported at their outstanding principal balances less unearned income, the allowance for credit losses and any deferred fees or costs on originated loans. Interest income on loans is accrued based on the principal balance outstanding. Loan origination fees, net of certain loan origination costs, are deferred and recognized as an adjustment to the related loan yield using a method which approximates the interest method.

 

For financial reporting purposes, the Company classifies its loan portfolio based on the underlying collateral utilized to secure each loan. This classification is consistent with that utilized in the Quarterly Report of Condition and Income filed by the Bank with the Federal Deposit Insurance Corporation (“FDIC”).

 

The following schedule details the loans of the Company at September 30, 2022 and December 31, 2021:

 

  

(In Thousands)

 
  September 30, 2022  December 31, 2021 
         

Residential 1-4 family real estate

 $812,433  $689,579 

Commercial and multi-family real estate

  993,647   908,673 

Construction, land development and farmland

  853,326   612,659 

Commercial, industrial and agricultural

  124,115   118,155 

1-4 family equity lines of credit

  142,043   92,229 

Consumer and other

  79,720   74,643 

Total loans before net deferred loan fees

  3,005,284   2,495,938 

Net deferred loan fees

  (13,959)  (12,024)

Total loans

  2,991,325   2,483,914 

Less: Allowance for credit losses

  (37,580)  (39,632)

Net loans

 $2,953,745  $2,444,282 

 

Risk characteristics relevant to each portfolio segment are as follows:

 

Construction, land development and farmland: Loans for non-owner-occupied real estate construction or land development are generally repaid through cash flow related to the operation, sale or refinance of the property. The Company also finances construction loans for owner-occupied properties. A portion of the Company’s construction and land portfolio segment is comprised of loans secured by residential product types (residential land and single-family construction). With respect to construction loans to developers and builders that are secured by non-owner occupied properties that the Company may originate from time to time, the Company generally requires the borrower to have had an existing relationship with the Company and have a proven record of success. Construction and land development loans are underwritten utilizing independent appraisal reviews, sensitivity analysis of absorption and lease rates, market sales activity, and financial analysis of the developers and property owners. Construction loans are generally based upon estimates of costs and value associated with the completed project. These estimates may be inaccurate. Construction loans often involve the disbursement of substantial funds with repayments substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing.

 

Residential 1-4 family real estate: Residential real estate loans represent loans to consumers or investors to finance a residence. These loans are typically financed on 15 to 30 year amortization terms, but generally with shorter maturities of 5 to 15 years. Many of these loans are extended to borrowers to finance their primary or secondary residence. Loans to an investor secured by a 1-4 family residence will be repaid from either the rental income from the property or from the sale of the property. This loan segment also includes closed-end home equity loans that are secured by a first or second mortgage on the borrower’s residence. This allows customers to borrow against the equity in their home. Loans in this portfolio segment are underwritten and approved based on a number of credit quality criteria including limits on maximum Loan-to-Value ("LTV") ratios, minimum credit scores, and maximum debt to income ratios. Real estate market values as of the time the loan is made directly affect the amount of credit extended and, in addition, changes in these residential property values impact the depth of potential losses in this portfolio segment.

 

1-4 family equity lines of credit: This loan segment includes open-end home equity loans that are secured by a first or second mortgage on the borrower’s residence. This allows customers to borrow against the equity in their home utilizing a revolving line of credit. These loans are underwritten and approved based on a number of credit quality criteria including limits on maximum LTV ratios, minimum credit scores, and maximum debt to income ratios. Real estate market values as of the time the loan is made directly affect the amount of credit extended and, in addition, changes in these residential property values impact the depth of potential losses in this portfolio segment. Because of the revolving nature of these loans, as well as the fact that many represent second mortgages, this portfolio segment can contain more risk than the amortizing 1-4 family residential real estate loans.

 

Commercial and multi-family real estate: Multi-family and commercial real estate loans are subject to underwriting standards and processes similar to commercial and industrial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate.

 

Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s commercial real estate portfolio are diverse in terms of type. This diversity helps reduce the Company’s exposure to adverse economic events that affect any single market or industry. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria. The Company also utilizes third-party experts to provide insight and guidance about economic conditions and trends affecting the market areas it serves. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans. Non-owner occupied commercial real estate loans are loans secured by multifamily and commercial properties where the primary source of repayment is derived from rental income associated with the property (that is, loans for which 50 percent or more of the source of repayment comes from third party, nonaffiliated, rental income) or the proceeds of the sale, refinancing, or permanent financing of the property. These loans are made to finance income-producing properties such as apartment buildings, office and industrial buildings, and retail properties. Owner-occupied commercial real estate loans are loans where the primary source of repayment is the cash flow from the ongoing operations and business activities conducted by the party, or affiliate of the party, who owns the property.

 

11
Table of Contents
 

Commercial, industrial, and agricultural: The commercial and industrial loan portfolio segment includes commercial and industrial loans to commercial customers for use in normal business operations to finance working capital needs, equipment purchases or other expansion projects. Also included in this category are PPP loans guaranteed by the SBA, which totaled $169,000 at  September 30, 2022 and $5.0 million at December 31, 2021. Collection risk in this portfolio is driven by the creditworthiness of underlying borrowers, particularly cash flow from customers’ business operations. Commercial and industrial loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower, if any. The cash flows of borrowers, however, may not be as expected and any collateral securing these loans may fluctuate in value. Most commercial and industrial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and usually incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.

 

Consumer: The consumer loan portfolio segment includes non-real estate secured direct loans to consumers for household, family, and other personal expenditures. Consumer loans may be secured or unsecured and are usually structured with short or medium term maturities. These loans are underwritten and approved based on a number of consumer credit quality criteria including limits on maximum LTV ratios on secured consumer loans, minimum credit scores, and maximum debt to income ratios. Many traditional forms of consumer installment credit have standard monthly payments and fixed repayment schedules of one to five years. These loans are made with either fixed or variable interest rates that are based on specific indices. Installment loans fill a variety of needs, such as financing the purchase of an automobile, a boat, a recreational vehicle or other large personal items, or for consolidating debt. These loans may be unsecured or secured by an assignment of title, as in an automobile loan, or by money in a bank account. In addition to consumer installment loans, this portfolio segment also includes secured and unsecured personal lines of credit as well as overdraft protection lines. Loans in this portfolio segment are sensitive to unemployment and other key consumer economic measures.

 

Allowance For Credit Losses ("ACL") - Loans. The allowance for credit losses on loans is a contra-asset valuation account, calculated in accordance with ASC 326, that is deducted from the amortized cost basis of loans to present the net amount expected to be collected. The amount of the allowance represents management's best estimate of current expected credit losses on loans considering available information, from internal and external sources, relevant to assessing collectability over the loans' contractual terms, adjusted for expected prepayments when appropriate. Relevant available information includes historical credit loss experience, current conditions and reasonable and supportable forecasts. While historical credit loss experience provides the basis for the estimation of expected credit losses, adjustments to historical loss information may be made for differences in current portfolio-specific risk characteristics, environmental conditions or other relevant factors. The allowance for credit losses is measured on a collective basis for portfolios of loans when similar risk characteristics exist. Loans that do not share risk characteristics are evaluated for expected credit losses on an individual basis and excluded from the collective evaluation. Expected credit losses for collateral dependent loans, including loans where the borrower is experiencing financial difficulty but foreclosure is not probable, are based on the fair value of the collateral at the reporting date, adjusted for selling costs as appropriate.

 

The Company’s discounted cash flow methodology incorporates a probability of default and loss given default model, as well as expectations of future economic conditions, using reasonable and supportable forecasts. Together, the probability of default and loss given default model with the use of reasonable and supportable forecasts generate estimates for cash flows expected and not expected to be collected over the estimated life of a loan. Estimates of future expected cash flows ultimately reflect assumptions made concerning net credit losses over the life of a loan. The use of reasonable and supportable forecasts requires significant judgment. Management leverages economic projections from reputable and independent third parties to inform and provide its reasonable and supportable economic forecasts. The Company’s model reverts to a straight line basis for purposes of estimating cash flows beyond a period deemed reasonable and supportable. The Company forecasts probability of default and loss given default based on economic forecast scenarios over a four quarter time period before reverting to a straight line basis for a four quarter time period. The duration of the forecast horizon, the period over which forecasts revert to a straight line basis, the economic forecasts that management utilizes, as well as additional internal and external indicators of economic forecasts that management considers, may change over time depending on the nature and composition of our loan portfolio. Changes in economic forecasts, in conjunction with changes in loan specific attributes, impact a loan’s probability of default and loss given default, which can drive changes in the determination of the ACL. Expectations of future cash flows are discounted at the loan’s effective interest rate. The resulting ACL represents the amount by which the loan’s amortized cost exceeds the net present value of a loan’s discounted cash flows expected to be collected. The ACL is recorded through a charge to provision for credit losses and is reduced by charge-offs, net of recoveries on loans previously charged-off. It is the Company’s policy to charge-off loan balances at the time they have been deemed uncollectible.

 

For segments where the discounted cash flow methodology is not used, a remaining life methodology is utilized. The remaining life method uses an average annual charge-off rate applied to the contractual term, further adjusted for estimated prepayments to determine the unadjusted historical charge-off rate for the remaining balance of assets.

 

The estimated loan losses for all loan segments are adjusted for changes in qualitative factors not inherently considered in the quantitative analyses. The qualitative categories and the measurements used to quantify the risks within each of these categories are subjectively selected by management. The data for each measurement may be obtained from internal or external sources. The current period measurements are evaluated and assigned a factor commensurate with the current level of risk relative to past measurements over time. The resulting qualitative adjustments are applied to the relevant collectively evaluated loan portfolios. These adjustments are based upon the following:

 

 

1.

Changes in lending policies and procedures, including changes in underwriting standards and collection, charge-off, and recovery practices not considered elsewhere in estimating credit losses.

 

2.

Changes in international, national, regional, and local economic and business conditions and developments that affect the collectability of the portfolio, including the condition of various market segments.

 

3.

Changes in the nature and volume of the portfolio and in the terms of loans.

 

4.

Changes in the experience, ability, and depth of lending management and other relevant staff.

 

5.

Changes in the volume and severity of past-due loans, the volume of non-accrual loans, and the volume and severity of adversely classified or graded loans.

 

6.

Changes in the quality of the Company's loan review system.

 

7.

Changes in the value of underlying collateral for collateral-dependent loans.

 

8.

The existence and effect of any concentrations of credit, and changes in the level of such concentrations.

 

9.

The effect of other external factors such as competition and legal and regulatory requirements on the level of estimated credit losses in the Company’s existing portfolio.

 

12
Table of Contents
 

The qualitative allowance allocation, as determined by the processes noted above, is increased or decreased for each loan segment based on the assessment of these various qualitative factors.

 

Loans that do not share similar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated pools. Individual evaluations are generally performed for loans greater than $500,000 which have experienced significant credit deterioration. Such loans are evaluated for credit losses based on either discounted cash flows or the fair value of collateral. When management determines that foreclosure is probable, expected credit losses are based on the fair value of the collateral, less selling costs. For loans for which foreclosure is not probable, but for which repayment is expected to be provided substantially through the operation or sale of the collateral, the Company has elected the practical expedient under ASC 326 to estimate expected credit losses based on the fair value of collateral, with selling costs considered in the event sale of the collateral is expected. Loans for which terms have been modified in a TDR are evaluated using these same individual evaluation methods. In the event the discounted cash flow method is used for a TDR, the original interest rate is used to discount expected cash flows. 

 

In assessing the adequacy of the allowance for credit losses, the Company considers the results of the Company's ongoing independent loan review process. The Company undertakes this process both to ascertain those loans in the portfolio with elevated credit risk and to assist in its overall evaluation of the risk characteristics of the entire loan portfolio. Its loan review process includes the judgment of management, independent internal loan reviewers and reviews that may have been conducted by third-party reviewers including regulatory examiners. The Company incorporates relevant loan review results in the allowance.

 

In accordance with CECL, losses are estimated over the remaining contractual terms of loans, adjusted for prepayments and curtailment. The contractual term excludes expected extensions, renewals and modifications unless management has a reasonable expectation at the reporting date that a TDR will be executed or such renewals, extensions or modifications are included in the original loan agreement and are not unconditionally cancellable by the Company.

 

Credit losses are estimated on the amortized cost basis of loans, which includes the principal balance outstanding and deferred loan fees and costs. 

 

While management utilizes its best judgment and information available, the ultimate appropriateness of the allowance is dependent upon a variety of factors beyond our control, including the performance of our loan portfolio, the economy, changes in interest rates and the view of the regulatory authorities toward loan classifications. 

 

Allowance for Loan Losses (allowance) - Prior to the Adoption of FASB ASC 326 on January 1, 2022, which introduced the CECL methodology for credit losses, the allowance for loan losses was composed of the result of two independent analyses pursuant to the provisions of ASC 450-20, Loss Contingencies and ASC 310-10-35, Receivables. The ASC 450-20 analysis was intended to quantify the inherent risks in the performing loan portfolio. The ASC 310-10-35 analysis included a loan-by-loan analysis of impaired loans, primarily consisting of loans reported as nonaccrual or troubled-debt restructurings.

 

The allowance allocation began with a process of estimating the probable losses in each of the twelve loan segments. The estimates for these loans were based on our historical loss data for that category over twenty quarters. Each segment was then analyzed such that an allocation of the allowance was estimated for each loan segment.

 

The estimated loan loss allocation for all twelve loan portfolio segments was then adjusted for several “environmental” factors. The allocation for environmental factors is particularly subjective and did not lend itself to exact mathematical calculation. This amount represented estimated probable inherent credit losses which existed, but had not yet been identified, as of the balance sheet date, and were based upon quarterly trend assessments in delinquent and nonaccrual loans, unanticipated charge-offs, credit concentration changes, prevailing economic conditions, changes in lending personnel experience, changes in lending policies, increase in interest rates, or procedures and other influencing factors. These environmental factors were considered for each of the twelve loan segments and the allowance allocation, as determined by the processes noted above for each component, was increased or decreased through provision expense based on the incremental assessment of those various environmental factors.

 

We then tested the resulting allowance by comparing the balance in the allowance to industry and peer information. Our management then evaluated the result of the procedures performed, including the result of our testing, and concluded on the appropriateness of the balance of the allowance in its entirety. The board of directors reviewed and approved the assessment prior to the filing of quarterly and annual financial information.
 

A loan was impaired when, based on current information and events, it was probable that we would be unable to collect all amounts due according to the contractual terms of the loan agreement. Collection of all amounts due according to the contractual terms means that both the interest and principal payments of a loan would be collected as scheduled in the loan agreement.

 

An impairment allowance was recognized if the fair value of the loan was less than the recorded investment in the loan (recorded investment in the loan was the principal balance plus any accrued interest, net of deferred loan fees or costs and unamortized premium or discount). The impairment was recognized through the allowance. Loans that were impaired were recorded at the present value of expected future cash flows discounted at the loan’s effective interest rate, or if the loan was collateral dependent, impairment measurement was based on the fair value of the collateral, less estimated disposal costs. If the measure of the impaired loan was less than the recorded investment in the loan, the Company recognized an impairment by creating a valuation allowance with a corresponding charge to the provision for loan losses or by adjusting an existing valuation allowance for the impaired loan with a corresponding charge or credit to the provision for loan losses. Management believes it followed appropriate accounting and regulatory guidance in determining impairment and accrual status of impaired loans.
 

13
Table of Contents

 

Loans are charged off when management believes that the full collectability of the loan is unlikely. As such, a loan may be partially charged-off after a “confirming event” has occurred which serves to validate that full repayment pursuant to the terms of the loan is unlikely.

 

Transactions in the allowance for credit losses for the nine months ended September 30, 2022  and allowance for loan losses for the nine months ended September 30, 2021 are summarized as follows:

 

  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

September 30, 2022

                            

Allowance for credit losses:

                            

Beginning balance January 1,

 $9,242   16,846   9,757   1,329   1,098   1,360   39,632 

Impact of adopting ASC 326

  (3,393)  (3,433)  (266)  219   (324)  (367)  (7,564)

Provision for credit losses on loans

  1,048   1,155   2,504   106   312   935   6,060 

Charge-offs

  (8)  —   —   (9)  —   (1,038)  (1,055)

Recoveries

  106   —   17   27   —   357   507 

Ending balance

 $6,995   14,568   12,012   1,672   1,086   1,247   37,580 

 

  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

September 30, 2021

                            

Allowance for loan losses:

                            

Beginning balance January 1,

 $8,203   18,343   8,090   1,391   997   1,515   38,539 

Provision

  620   (1,378)  1,741   (120)  53   96   1,012 

Charge-offs

  —   —   (23)  (3)  —   (690)  (716)

Recoveries

  58   —   47   5   —   366   476 

Ending balance

 $8,881   16,965   9,855   1,273   1,050   1,287   39,311 

 

Transactions in the allowance for credit losses for the three months ended  September 30, 2022 and allowance for loan losses for the three months ended  September 30, 2021 are summarized as follows:

 

  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

September 30, 2022

                            

Allowance for credit losses:

                            

Beginning balance July 1,

 $6,291   13,609   11,696   1,542   916   1,184   35,238 

Provision for credit losses

  616   959   305   119   170   374   2,543 

Charge-offs

  (8)  —   —   (9)  —   (445)  (462)

Recoveries

  96   —   11   20   —   134   261 

Ending balance

 $6,995   14,568   12,012   1,672   1,086   1,247   37,580 

 

  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

September 30, 2021

                            

Allowance for loan losses:

                            

Beginning balance July 1,

 $8,540   17,583   9,353   1,294   1,048   1,496   39,314 

Provision

  331   (618)  484   (22)  2   (47)  130 

Charge-offs

  —   —   —   —   —   (276)  (276)

Recoveries

  10   —   18   1   —   114   143 

Ending balance

 $8,881   16,965   9,855   1,273   1,050   1,287   39,311 

 

The following table details the allowance for loan losses and recorded investment in loans by loan classification and by impairment evaluation method as of December 31, 2021, as determined in accordance with ASC 310 prior to the adoption of ASC 326:

 

  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

December 31, 2021

                            

Allowance for loan losses:

                            

Ending balance individually evaluated for impairment

 $—   —   —   —   —   —   — 

Ending balance collectively evaluated for impairment

 $9,242   16,846   9,757   1,329   1,098   1,360   39,632 

Loans:

                            

Ending balance

 $689,579   908,673   612,659   118,155   92,229   74,643   2,495,938 

Ending balance individually evaluated for impairment

 $134   531   —   —   —   —   665 

Ending balance collectively evaluated for impairment

 $689,445   908,142   612,659   118,155   92,229   74,643   2,495,273 

 

14
Table of Contents
 

The following table presents the amortized cost basis of collateral dependent loans at September 30, 2022, which are individually evaluated to determine expected credit losses:

 

  

In Thousands

 
  

Real Estate

  

Other

  

Total

 

September 30, 2022

            

Residential 1-4 family real estate

 $131   —   131 

Commercial and multi-family real estate

  512   —   512 

Construction, land development and farmland

  —   —   — 

Commercial, industrial and agricultural

  —   —   — 

1-4 family equity lines of credit

  —   —   — 

Consumer and other

  —   —   — 
  $643   —   643 

 

The following table presents impaired loans at December 31, 2021 as determined under ASC 310 prior to the adoption of ASC 326. Impaired loans generally include nonaccrual loans, troubled debt restructurings, and other loans deemed to be impaired but that continue to accrue interest. Presented are the recorded investment, unpaid principal balance and related allowance of impaired loans at December 31, 2021 by loan classification:

 

  

December 31, 2021

 
  

Recorded Investment

  

Unpaid Principal Balance

  

Related Allowance

 
  In Thousands 

With no related allowance recorded:

            

Residential 1-4 family real estate

 $136   134   — 

Commercial and multi-family real estate

  532   531   — 

Construction, land development and farmland

  —   —   — 

Commercial, industrial and agricultural

  —   —   — 

1-4 family equity lines of credit

  —   —   — 

Consumer and other

  —   —   — 
  $668   665   — 

With related allowance recorded:

            

Residential 1-4 family real estate

 $—   —   — 

Commercial and multi-family real estate

  —   —   — 

Construction, land development and farmland

  —   —   — 

Commercial, industrial and agricultural

  —   —   — 

1-4 family equity lines of credit

  —   —   — 

Consumer and other

  —   —   — 
  $—   —   — 

Total:

            

Residential 1-4 family real estate

 $136   134   — 

Commercial and multi-family real estate

  532   531   — 

Construction, land development and farmland

  —   —   — 

Commercial, industrial and agricultural

  —   —   — 

1-4 family equity lines of credit

  —   —   — 

Consumer and other

  —   —   — 
  $668   665   — 

 

15
Table of Contents
 

The following table details the average recorded investment and the amount of interest income recognized on a cash basis for the nine months ended September 30, 2021, respectively, of impaired loans by loan classification as determined under ASC 310 prior to the adoption of ASC 326:

 

  

September 30, 2021

 
  

Average Recorded Investment

  

Interest Income Recognized

 
  

In Thousands

 

With no related allowance recorded:

        

Residential 1-4 family real estate

 $870   6 

Commercial and multi-family real estate

  248   11 

Construction, land development and farmland

  —   — 

Commercial, industrial and agricultural

  —   — 

1-4 family equity lines of credit

  —   — 

Consumer and other

  —   — 
  $1,118   17 

With related allowance recorded:

        

Residential 1-4 family real estate

 $912   — 

Commercial and multi-family real estate

  508   7 

Construction, land development and farmland

  —   — 

Commercial, industrial and agricultural

  —   — 

1-4 family equity lines of credit

  —   — 

Consumer and other

  —   — 
  $1,420   7 

Total:

        

Residential 1-4 family real estate

 $1,782   6 

Commercial and multi-family real estate

  756   18 

Construction, land development and farmland

  —   — 

Commercial, industrial and agricultural

  —   — 

1-4 family equity lines of credit

  —   — 

Consumer and other

  —   — 
  $2,538   24 

 

Loans are placed on nonaccrual status when there is a significant deterioration in the financial condition of the borrower, which often is determined when the principal or interest on the loan is more than 90 days past due, unless the loan is both well-secured and in the process of collection. Generally, all interest accrued but not collected for loans that are placed on nonaccrual status, is reversed against current income. Interest income is subsequently recognized only to the extent cash payments are received while the loan is classified as nonaccrual, but interest income recognition is reviewed on a case-by-case basis. A nonaccrual loan is returned to accruing status once the loan has been brought current and collection is reasonably assured or the loan has been “well-secured” through other techniques. Past due status is determined based on the contractual due date per the underlying loan agreement.

 

The following tables present the Company’s nonaccrual loans and past due loans as of September 30, 2022 and December 31, 2021.

 

Loans on Nonaccrual Status

 

  

In Thousands

 
  

September 30,

  

December 31,

 
  

2022

  

2021

 

Residential 1-4 family real estate

 $—  $— 

Commercial and multi-family real estate

  —   — 

Construction, land development and farmland

  —   — 

Commercial, industrial and agricultural

  —   — 

1-4 family equity lines of credit

  —   — 

Consumer and other

  —   — 

Total

 $—  $— 

 

16
Table of Contents
 

Past Due Loans

 

  

(In thousands)

 
  

30-59 Days Past Due

  

60-89 Days Past Due

  

Non Accrual and Greater Than 90 Days Past Due

  

Total Non Accrual and Past Due

  

Current

  

Total Loans

  

Recorded Investment Greater Than 90 Days Past Due and Accruing

 

September 30, 2022

                            

Residential 1-4 family real estate

 $1,053   842   386   2,281   810,152   812,433  $386 

Commercial and multi-family real estate

  133   91   —   224   993,423   993,647   — 

Construction, land development and farmland

  —   48   —   48   853,278   853,326   — 

Commercial, industrial and agricultural

  76   74   —   150   123,965   124,115   — 

1-4 family equity lines of credit

  244   213   57   514   141,529   142,043  $57 

Consumer and other

  694   104   98   896   78,824   79,720   98 

Total

 $2,200   1,372   541   4,113   3,001,171   3,005,284  $541 

December 31, 2021

                            

Residential 1-4 family real estate

 $2,072   169   357   2,598   686,981   689,579  $357 

Commercial and multi-family real estate

  —   —   —   —   908,673   908,673   — 

Construction, land development and farmland

  1,154   215   —   1,369   611,290   612,659   — 

Commercial, industrial and agricultural

  59   81   —   140   118,015   118,155   — 

1-4 family equity lines of credit

  170   —   9   179   92,050   92,229   9 

Consumer and other

  287   99   23   409   74,234   74,643   23 

Total

 $3,742   564   389   4,695   2,491,243   2,495,938  $389 

 

17
Table of Contents
 

The Bank’s loan portfolio includes certain loans that have been modified in a troubled debt restructuring ("TDR"), where economic or other concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Bank’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonperforming at the time of restructure and may only be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period, generally six months.

 

The following table summarizes the carrying balances of TDRs at September 30, 2022 and December 31, 2021. 

 

  

September 30, 2022

  

December 31, 2021

 
  

(In thousands)

 

Performing TDRs

 $846  $876 

Nonperforming TDRs

  114   165 

Total TDRS

 $960  $1,041 

 

The following table outlines the amount of each troubled debt restructuring, categorized by loan classification, made during the nine months ended September 30, 2022 and the nine months ended September 30, 2021 (in thousands, except for number of contracts): 

 

  

September 30, 2022

  

September 30, 2021

 
  Number of Contracts  Pre Modification Outstanding Recorded Investment  Post Modification Outstanding Recorded Investment, Net of Related Allowance  Number of Contracts  Pre Modification Outstanding Recorded Investment  Post Modification Outstanding Recorded Investment, Net of Related Allowance 

Residential 1-4 family real estate

  —  $—  $—   —  $—  $— 

Commercial and multi-family real estate

  —   —   —   —   —   — 

Construction, land development and farmland

  —   —   —   —   —   — 

Commercial, industrial and agricultural

  —   —   —   —   —   — 

1-4 family equity lines of credit

  —   —   —   —   —   — 

Consumer and other

  —   —   —   —   —   — 

Total

  —  $—  $—   —  $—  $— 

 

As of September 30, 2022 and  September 30, 2021 the Company had no loan relationships that had been previously classified as a TDR subsequently default within twelve months of restructuring. 

 

As of September 30, 2022 there were no consumer mortgage loans in the process of foreclosure. As of  December 31, 2021, the Company's recorded investment in consumer mortgage loans in the process of foreclosure totaled $262,000.

 

Potential problem loans, which include nonperforming loans, amounted to approximately $5.7 million at September 30, 2022 and $7.7 million at December 31, 2021. Potential problem loans represent those loans with a well-defined weakness and where information about possible credit problems of borrowers has caused management to have serious doubts about the borrower’s ability to comply with present repayment terms. This definition is believed to be substantially consistent with the standards established by the FDIC, the Bank’s primary federal regulator, for loans classified as special mention, substandard, or doubtful.

 

The following summary presents the Bank's loan balances by primary loan classification and the amount classified within each risk rating category. Pass rated loans include all credits other than those included in special mention, substandard and doubtful which are defined as follows:

 

 

•

Special mention loans have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date.

 

•

Substandard loans are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Assets so classified must have a well-defined weakness or weaknesses that jeopardize liquidation of the debt. Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.

 

•

Doubtful loans have all the characteristics of substandard loans with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. The Bank considers all doubtful loans to be collateral dependent and places such loans on nonaccrual status.

 

18
Table of Contents
 

The table below presents loan balances classified within each risk rating category by primary loan type and based on year of origination as of September 30, 2022:

 

  

In Thousands

 
                          

Revolving

     
  

2022

  

2021

  

2020

  

2019

  

2018

  

Prior

  

Loans

  

Total

 

September 30, 2022

                                

Residential 1-4 family real estate

                                

Pass

 $234,604   259,368   111,245   63,610   30,948   86,292   21,489   807,556 

Special mention

  —   —   901   —   116   2,005   349   3,371 

Substandard

  —   —   37   131   —   1,338   —   1,506 

Total Residential 1-4 family real estate

 $234,604   259,368   112,183   63,741   31,064   89,635   21,838   812,433 

Commercial and multi-family real estate

                                

Pass

 $198,521   228,852   163,568   109,657   75,934   187,572   29,249   993,353 

Special mention

  —   —   163   —   —   40   —   203 

Substandard

  —   —   —   —   —   91   —   91 

Total Commercial and multi-family real estate

 $198,521   228,852   163,731   109,657   75,934   187,703   29,249   993,647 

Construction, land development and farmland

                                

Pass

 $300,954   279,972   88,983   10,153   5,551   10,074   157,560   853,247 

Special mention

  —   —   —   —   —   61   —   61 

Substandard

  —   —   —   —   —   18   —   18 

Total Construction, land development and farmland

 $300,954   279,972   88,983   10,153   5,551   10,153   157,560   853,326 

Commercial, industrial and agricultural

                                

Pass

 $25,034   13,332   28,612   20,980   5,581   5,060   25,421   124,020 

Special mention

  —   21   19   —   —   55   —   95 

Substandard

  —   —   —   —   —   —   —   — 

Total Commercial, industrial and agricultural

 $25,034   13,353   28,631   20,980   5,581   5,115   25,421   124,115 

1-4 family equity lines of credit

                                

Pass

 $—   —   —   —   —   —   141,915   141,915 

Special mention

  —   —   —   —   —   —   11   11 

Substandard

  —   —   —   —   —   —   117   117 

Total 1-4 family equity lines of credit

 $—   —   —   —   —   —   142,043   142,043 

Consumer and other

                                

Pass

 $23,251   13,365   7,409   6,404   486   6,932   21,672   79,519 

Special mention

  19   51   10   3   —   —   —   83 

Substandard

  74   14   14   1   14   1   —   118 

Total Consumer and other

 $23,344   13,430   7,433   6,408   500   6,933   21,672   79,720 

 

The table below presents loan balances classified within each risk rating category based on year of origination as of September 30, 2022:

 

  

In Thousands

 
  

2022

  

2021

  

2020

  

2019

  

2018

  

Prior

  

Revolving Loans

  

Total

 

September 30, 2022

                                

Pass

 $782,364   794,889   399,817   210,804   118,500   295,930   397,306   2,999,610 

Special mention

  19   72   1,093   3   116   2,161   360   3,824 

Substandard

  74   14   51   132   14   1,448   117   1,850 

Total

 $782,457   794,975   400,961   210,939   118,630   299,539   397,783   3,005,284 

 

The following table outlines the risk category of loans as of December 31, 2021:

 

  

In Thousands

 
                             
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 Family Equity Lines of Credit

  

Consumer and Other

  

Total

 

Credit Risk Profile by Internally Assigned Grade

                            

December 31, 2021

                            

Pass

 $682,527   908,409   612,537   118,058   92,208   74,513   2,488,252 

Special mention

  5,566   —   93   96   11   89   5,855 

Substandard

  1,486   264   29   1   10   41   1,831 

Total

 $689,579   908,673   612,659   118,155   92,229   74,643   2,495,938 

 

19
Table of Contents
 
 

Note 3. Debt and Equity Securities

 

Debt and equity securities have been classified in the consolidated balance sheet according to management’s intent. Debt and equity securities at September 30, 2022 and December 31, 2021 are summarized as follows:

 

  

September 30, 2022

 
  

Securities Available-For-Sale

 
  

In Thousands

 
  Amortized Cost  Gross Unrealized Gains  Gross Unrealized Losses  Estimated Market Value 

U.S. Treasury and other U.S. government agencies

 $14,658   —   1,180   13,478 

U.S. Government-sponsored enterprises (GSEs)

  180,264   —   31,410   148,854 

Mortgage-backed securities

  531,472   5   78,069   453,408 

Asset-backed securities

  41,256   —   1,526   39,730 

Corporate bonds

  2,500   —   121   2,379 

Obligations of states and political subdivisions

  224,965   —   43,662   181,303 
  $995,115   5   155,968   839,152 

 

  

December 31, 2021

 
  

Securities Available-For-Sale

 
  

In Thousands

 
  Amortized Cost  Gross Unrealized Gains  Gross Unrealized Losses  Estimated Market Value 

U.S. Treasury and other U.S. government agencies

 $7,320   —   99   7,221 

U.S. Government-sponsored enterprises (GSEs)

  163,700   20   4,490   159,230 

Mortgage-backed securities

  465,588   2,726   6,537   461,777 

Asset-backed securities

  46,583   213   83   46,713 

Corporate bonds

  2,500   75   —   2,575 

Obligations of states and political subdivisions

  220,444   2,611   2,986   220,069 
  $906,135   5,645   14,195   897,585 

 

Included in mortgage-backed securities are collateralized mortgage obligations totaling $147,779,000 (fair value of $126,143,000) and $130,594,000 (fair value of $128,281,000) at September 30, 2022 and December 31, 2021, respectively.

 

Securities carried on the balance sheet of approximately $417,122,000 (approximate market value of $352,371,000) and $368,718,000 (approximate market value of $364,893,000) were pledged to secure public deposits and for other purposes as required by law at  September 30, 2022 and December 31, 2021, respectively.

 

The amortized cost and estimated market value of debt securities at September 30, 2022 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

 

  

Available-For-Sale

 
  

In Thousands

 
  Amortized Cost  Estimated Market Value 

Due in one year or less

 $5,455  $5,277 

Due after one year through five years

  85,654   78,157 

Due after five years through ten years

  271,526   226,693 

Due after ten years

  632,480   529,025 
  $995,115  $839,152 

 

20
Table of Contents
 

The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2022 and December 31, 2021.

 

  

In Thousands, Except Number of Securities

 
  

Less than 12 Months

  

12 Months or More

  

Total

 

September 30, 2022

 Fair Value  Unrealized Losses  Number of Securities Included  Fair Value  Unrealized Losses  Number of Securities Included  Fair Value  Unrealized Losses 

Available-for-Sale Securities:

                                

U.S. Treasury and other U.S. government agencies

 $7,061  $252   2  $6,417  $928   3  $13,478  $1,180 

U.S. Government-sponsored enterprises (GSEs)

  27,129   4,477   9   121,725   26,933   49   148,854   31,410 

Mortgage-backed securities

  229,613   30,715   152   222,875   47,354   98   452,488   78,069 

Asset-backed securities

  34,357   1,346   25   5,373   180   4   39,730   1,526 

Corporate bonds

  2,379   121   1   —   —   —   2,379   121 

Obligations of states and political subdivisions

  102,539   20,465   133   78,764   23,197   94   181,303   43,662 
  $403,078  $57,376   322  $435,154  $98,592   248  $838,232  $155,968 

 

  

In Thousands, Except Number of Securities

 
  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2021

 Fair Value  Unrealized Losses  Number of Securities Included  Fair Value  Unrealized Losses  Number of Securities Included  Fair Value  Unrealized Losses 

Available-for-Sale Securities:

                                

U.S. Treasury and other U.S. government agencies

 $7,221  $99   3  $—  $—   —  $7,221  $99 

U.S. Government-sponsored enterprises (GSEs)

  110,981   2,466   33   45,725   2,024   19   156,706   4,490 

Mortgage-backed securities

  317,211   4,644   96   54,692   1,893   33   371,903   6,537 

Asset-backed securities

  17,945   67   9   484   16   1   18,429   83 

Corporate bonds

  —   —   —   —   —   —   —   — 

Obligations of states and political subdivisions

  83,510   1,460   74   36,225   1,526   32   119,735   2,986 
  $536,868  $8,736   215  $137,126  $5,459   85  $673,994  $14,195 

 

For any securities classified as available-for-sale that are in an unrealized loss position at the balance sheet date, the Company assesses whether or not it intends to sell the security, or more likely than not will be required to sell the security, before recovery of its amortized cost basis which would require a write-down to fair value through net income. Because the Company currently does not intend to sell those securities that have an unrealized loss at September 30, 2022, and it is not more-likely-than-not that the Company will be required to sell the securities before recovery of their amortized cost bases, which may be maturity, the Company has determined that no write-down is necessary. In addition, the Company evaluates whether any portion of the decline in fair value is the result of credit deterioration, which would require the recognition of an allowance for credit losses. Such evaluations consider the extent to which the amortized cost of the security exceeds its fair value, changes in credit ratings and any other known adverse conditions related to the specific security. The unrealized losses associated with securities at September 30, 2022 are driven by changes in interest rates and are not due to the credit quality of the securities, and accordingly, no allowance for credit losses is considered necessary related to available-for-sale securities at September 30, 2022. These securities will continue to be monitored as a part of the Company's ongoing evaluation of credit quality. Management evaluates the financial performance of the issuers on a quarterly basis to determine if it is probable that the issuers can make all contractual principal and interest payments. The Company did not have any securities classified as held-to-maturity at  September 30, 2022 or December 31, 2021.

 

21
Table of Contents
 
 

Note 4. Derivatives

 

Derivatives Designated as Fair Value Hedges

 

For derivative instruments that are designated and qualify as a fair value hedge, the gain or loss on the derivative instrument as well as the offsetting loss or gain on the hedged asset or liability attributable to the hedged risk are recognized in current earnings. The gain or loss on the derivative instrument is presented on the same income statement line item as the earnings effect of the hedged item. The Company utilizes interest rate swaps designated as fair value hedges to mitigate the effect of changing interest rates on the fair values of fixed rate loans. The hedging strategy on loans converts the fixed interest rates to LIBOR-based variable interest rates. These derivatives are designated as partial term hedges of selected cash flows covering specified periods of time prior to the maturity dates of the hedged loans.

 

During the second quarter of 2020, the Company entered into one swap transaction with a notional amount of $30,000,000 pursuant to which the Company pays the counter-party a fixed interest rate and receives a floating rate equal to 1 month LIBOR. The derivative transaction is designated as a fair value hedge.

 

A summary of the Company's fair value hedge relationships as of  September 30, 2022 and  December 31, 2021 are as follows (in thousands):

 

September 30, 2022

                   
 

Balance Sheet Location

 

Weighted Average Remaining Maturity (In Years)

  

Weighted Average Pay Rate

  

Receive Rate

 

Notional Amount

  Estimated Fair Value 

Interest rate swap agreements - loans

Other assets

  7.67   0.65% 

1 month LIBOR

 $30,000   4,826 

 

December 31, 2021

                   
 

Balance Sheet Location

 

Weighted Average Remaining Maturity (In Years)

  

Weighted Average Pay Rate

  

Receive Rate

 

Notional Amount

  Estimated Fair Value 

Interest rate swap agreements - loans

Other assets

  8.42   0.65% 

1 month LIBOR

 $30,000   1,192 

 

The effects of fair value hedge relationships reported in interest income on loans on the consolidated statements of income for the nine months ended September 30, 2022 and 2021 were as follows (in thousands):

 

  

Nine Months Ended September 30,

 

Gain (loss) on fair value hedging relationship

 

2022

  

2021

 

Interest rate swap agreements - loans:

        

Hedged items

 $(3,616)  (986)

Derivative designated as hedging instruments

  3,634   1,053 

 

The following amounts were recorded on the balance sheet related to cumulative basis adjustments for fair value hedges at  September 30, 2022 and  December 31, 2021 (in thousands):

 

  

Carrying Amount of the Hedged Assets

  Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets 

Line item on the balance sheet

 

September 30, 2022

  

December 31, 2021

  September 30, 2022  December 31, 2021 

Loans

 $25,101   28,717   (4,899)  (1,283)

 

22
Table of Contents
 

Mortgage Banking Derivatives

 

Commitments to fund certain mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of mortgage loans to third party investors under the Bank's mandatory delivery program are considered derivatives. It is the Company's practice to enter into forward commitments for the future delivery of residential mortgage loans when interest rate lock commitments are entered into in an effort to economically hedge the effect of changes in interest rates resulting from its commitments to fund the loans. At September 30, 2022 and December 31, 2021, the Company had approximately $13,487,000 and $20,340,000, respectively, of interest rate lock commitments and approximately $12,250,000 and $20,500,000, respectively, of forward commitments for the future delivery of residential mortgage loans. The fair value of these mortgage banking derivatives was reflected by a derivative liability of $147,000 and a derivative asset of $657,000 at September 30, 2022 and December 31, 2021, respectively, and a derivative asset of $320,000 and $6,000 at September 30, 2022 and December 31, 2021, respectively. Changes in the fair values of these mortgage-banking derivatives are included in net gains on sale of loans.

 

The net gains (losses) relating to free-standing derivative instruments used for risk management is summarized below (in thousands):

 

  

In Thousands

 
  

September 30, 2022

  

September 30, 2021

 

Interest rate contracts for customers

 $(804)  87 

Forward contracts related to mortgage loans held for sale and interest rate contracts

  314   247 

 

The following table reflects the amount and fair value of mortgage banking derivatives included in the consolidated balance sheet as of September 30, 2022 and December 31, 2021 (in thousands):

 

  

In Thousands

 
  

September 30, 2022

  

December 31, 2021

 
  

Notional Amount

  

Fair Value

  

Notional Amount

  

Fair Value

 

Included in other assets (liabilities):

                

Interest rate contracts for customers

 $13,487   (147)  20,340   657 

Forward contracts related to mortgage loans held-for-sale

  12,250   320   20,500   6 

 

 
 

Note 5. Mortgage Servicing Rights

 

During the first quarter of 2022, the Company began selling a portfolio of residential mortgage loans to a third party, while retaining the rights to service the loans. Mortgage loans serviced for others are not reported as assets. The principal balances of these loans as of September 30, 2022 are as follows:

 

  

In Thousands

 

September 30,

 

2022

 

Mortgage loan portfolios serviced for:

    

FHLMC

 $80,675 

 

For the nine months ended September 30, 2022, the change in carrying value of the Company's mortgage servicing rights accounted for under the amortization method was as follows:

 

  

In Thousands

 

September 30,

 

2022

 

Balance at beginning of period

 $— 

Servicing rights retained from loans sold

  1,320 

Amortization

  (304)

Valuation Allowance Provision

  — 

Balance at end of period

 $1,016 

Fair value, end of period

 $1,194 

 

The key data and assumptions used in estimating the fair value of the Company's mortgage servicing rights as of September 30, 2022 were as follows:

 

  

September 30, 2022

 

Prepayment speed

  6.91%

Weighted-average life (in years)

  9.12 

Weighted-average note rate

  4.21%

Weighted-average discount rate

  9.00%

 

23
Table of Contents
 
 

Note 6. Equity Incentive Plans

 

In April 2009, the Company’s shareholders approved the Wilson Bank Holding Company 2009 Stock Option Plan (the “2009 Stock Option Plan”). The 2009 Stock Option Plan was effective as of April 14, 2009. Under the 2009 Stock Option Plan, awards could be in the form of options to acquire common stock of the Company. Subject to adjustment as provided by the terms of the 2009 Stock Option Plan, the maximum number of shares of common stock with respect to which awards could be granted under the 2009 Stock Option Plan was 100,000 shares. The 2009 Stock Option Plan terminated on April 13, 2019, and no additional awards may be issued under the 2009 Stock Option Plan. The awards granted under the 2009 Stock Option Plan prior to the plan's expiration will remain outstanding until exercised or otherwise terminated. As of September 30, 2022, the Company had outstanding 5,987 options under the 2009 Stock Option Plan with a weighted average exercise price of $35.31.

 

During the second quarter of 2016, the Company’s shareholders approved the Wilson Bank Holding Company 2016 Equity Incentive Plan, which authorizes awards of up to 750,000 shares of common stock. The 2016 Equity Incentive Plan was approved by the Board of Directors and effective as of January 25, 2016 and approved by the Company’s shareholders on April 12, 2016. On September 26, 2016, the Board of Directors approved an amendment and restatement of the 2016 Equity Incentive Plan (as amended and restated the “2016 Equity Incentive Plan”). Except for certain limitations, awards can be in the form of stock options (both incentive stock options and non-qualified stock options), stock appreciation rights, restricted shares and restricted share units, performance awards and other stock-based awards. As of September 30, 2022, the Company had 195,476 shares remaining available for issuance under the 2016 Equity Incentive Plan. As of September 30, 2022, the Company had outstanding 248,834 options with a weighted average exercise price of $55.67 and 181,090 cash-settled stock appreciation rights with a weighted average exercise price of $53.48 under the 2016 Equity Incentive Plan.

 

As of September 30, 2022, the Company had outstanding 254,821 stock options with a weighted average exercise price of $55.19 and 181,090 cash-settled stock appreciation rights each with a weighted average exercise price of $53.48.

 

The following table summarizes information about stock options and cash-settled SARs for the nine months ended September 30, 2022 and 2021:

 

  

September 30, 2022

  

September 30, 2021

 
  

Shares

  Weighted Average Exercise Price  

Shares

  Weighted Average Exercise Price 

Options and SARs outstanding at beginning of period

  357,254  $50.18   284,591  $43.71 

Granted

  114,332   64.06   24,999   59.02 

Exercised

  (34,508)  41.95   (38,883)  40.75 

Forfeited or expired

  (1,167)  46.81   (100)  31.31 

Outstanding at end of period

  435,911  $54.48   270,607  $45.55 

Options and SARs exercisable at September 30

  168,017  $43.67   164,544  $41.91 

 

As of  September 30, 2022, there was $5,024,000 of total unrecognized cost related to non-vested share-based compensation arrangements granted under the Company's equity incentive plans. The cost is expected to be recognized over a weighted-average period of 3.92 years.

 

24
Table of Contents
 
 

Note 7. Regulatory Capital

 

Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. Management believes as of September 30, 2022, the Bank and the Company meet all capital adequacy requirements to which they are subject.

 

Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized and critically undercapitalized, although these terms are not used to represent overall financial condition. If an institution is classified as adequately capitalized or lower, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is growth and expansion, and capital restoration plans are required. As of September 30, 2022 and December 31, 2021, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the institution’s category.

 

The Company’s and Wilson Bank’s actual capital amounts and ratios as of  September 30, 2022 and  December 31, 2021 are presented in the following tables. The capital conservation buffer of 2.5% is not included in the required minimum ratios of the tables presented below.

 

  

Actual

  

Minimum Capital Adequacy

  

For Classification Under Corrective Action Plan as Well Capitalized

 
  

Amount

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

 
  

(dollars in thousands)

 

September 30, 2022

                        

Total capital to risk weighted assets:

                        

Consolidated

 $497,360   13.5% $294,682   8.0% $368,352   10.0%

Wilson Bank

  494,996   13.4   294,680   8.0   368,350   10.0 

Tier 1 capital to risk weighted assets:

                        

Consolidated

  452,928   12.3   221,011   6.0   294,681   8.0 

Wilson Bank

  450,564   12.2   221,011   6.0   294,681   8.0 

Common equity Tier 1 capital to risk weighted assets:

                        

Consolidated

  452,928   12.3   165,758   4.5   N/A   N/A 

Wilson Bank

  450,564   12.2   165,758   4.5   239,429   6.5 

Tier 1 capital to average assets:

                        

Consolidated

  452,928   11.0   165,284   4.0   N/A   N/A 

Wilson Bank

  450,564   10.9   165,229   4.0   206,537   5.0 

 

  

Actual

  

Minimum Capital Adequacy

  

For Classification Under Corrective Action Plan as Well Capitalized

 
  

Amount

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

 
  

(dollars in thousands)

 

December 31, 2021

                        

Total capital to risk weighted assets:

                        

Consolidated

 $455,813   13.9% $261,404   8.0% $326,755   10.0%

Wilson Bank

  452,130   13.8   261,317   8.0   326,646   10.0 

Tier 1 capital to risk weighted assets:

                        

Consolidated

  415,226   12.7   196,052   6.0   261,403   8.0 

Wilson Bank

  411,543   12.6   195,987   6.0   261,316   8.0 

Common equity Tier 1 capital to risk weighted assets:

                        

Consolidated

  415,226   12.7   147,039   4.5   N/A   N/A 

Wilson Bank

  411,543   12.6   146,990   4.5   212,319   6.5 

Tier 1 capital to average assets:

                        

Consolidated

  415,226   10.8   154,280   4.0   N/A   N/A 

Wilson Bank

  411,543   10.7   154,230   4.0   192,787   5.0 

 

Dividend Restrictions

 

The Company and the Bank are subject to dividend restrictions set forth by the Tennessee Department of Financial Institutions and federal banking agencies, as applicable. Additional restrictions may be imposed by the Tennessee Department of Financial Institutions and federal banking agencies under the powers granted to them by law.

 

25
Table of Contents
 
 

Note 8. Fair Value Measurements

 

FASB ASC 820, Fair Value Measurements and Disclosures, which defines fair value, establishes a framework for measuring fair value in U.S. GAAP and expands disclosures about fair value measurements. The definition of fair value focuses on the exit price, i.e., the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date, not the entry price (i.e., the price that would be paid to acquire the asset or received to assume the liability at the measurement date). The statement emphasizes that fair value is a market-based measurement, not an entity-specific measurement. Therefore, the fair value measurement should be determined based on the assumptions that market participants would use in pricing the asset or liability.

 

Valuation Hierarchy

 

FASB ASC 820 establishes a three-level valuation hierarchy for disclosure of fair value measurements. The valuation hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date. The three levels are defined as follows:

 

 

•

Level 1 — inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets.

   
 

•

Level 2 — inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument.

   
 

•

Level 3 — inputs to the valuation methodology are unobservable and significant to the fair value measurement.

 

A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. Following is a description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such assets and liabilities pursuant to the valuation hierarchy.

 

Assets

 

Securities available-for-sale — Where quoted prices are available for identical securities in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities include highly liquid government securities and certain other financial products. If quoted market prices are not available, then fair values are estimated by using pricing models that use observable inputs or quoted prices of securities with similar characteristics and are classified within Level 2 of the valuation hierarchy. In certain cases where there is limited activity or less transparency around inputs to the valuation and more complex pricing models or discounted cash flows are used, securities are classified within Level 3 of the valuation hierarchy.

 

Hedged loans — The fair value of our hedged loan portfolio is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction.

 

Collateral dependent loans – Collateral dependent loans are measured at the fair value of the collateral securing the loan less estimated selling costs. The fair value of real estate collateral is determined based on real estate appraisals which are generally based on recent sales of comparable properties which are then adjusted for property specific factors. Non-real estate collateral is valued based on various sources, including third party asset valuations and internally determined values based on cost adjusted for depreciation and other judgmentally determined discount factors. Collateral dependent loans are classified within Level 3 of the valuation hierarchy due to the unobservable inputs used in determining their fair value such as collateral values and the borrower's underlying financial condition.

 

Other real estate owned — Other real estate owned (“OREO”) represents real estate foreclosed upon by the Company through loan defaults by customers or acquired in lieu of foreclosure. Substantially all of these amounts relate to construction and land development loans, other loans secured by land, and commercial real estate loans for which the Company believes it has adequate collateral. Upon foreclosure, the property is recorded at the lower of cost or fair value, based on appraised value, less selling costs estimated as of the date acquired with any loss recognized as a charge-off through the allowance for credit losses. Additional OREO losses for subsequent valuation downward adjustments are determined on a specific property basis and are included as a component of noninterest expense along with holding costs. Any gains or losses realized at the time of disposal are also reflected in noninterest expense, as applicable. OREO is included in Level 3 of the valuation hierarchy due to the lack of observable market inputs into the determination of fair value. Appraisal values are property-specific and sensitive to the changes in the overall economic environment.

 

Mortgage loans held-for-sale — Mortgage loans held-for-sale are carried at fair value, and are classified within Level 2 of the valuation hierarchy. The fair value of mortgage loans held-for-sale is determined using quoted prices for similar assets, adjusted for specific attributes of that loan.

 

Derivative Instruments — The fair values of derivatives are based on valuation models using observable market data as of the measurement date (Level 2).

 

Other investments — Included in other investments are investments recorded at fair value primarily in certain nonpublic investments and funds. The valuation of these nonpublic investments requires management judgment due to the absence of observable quoted market prices, inherent lack of liquidity and the long-term nature of such assets. These investments are valued initially based upon transaction price. The carrying values of other investments are adjusted either upwards or downwards from the transaction price to reflect expected exit values as evidenced by financing and sale transactions with third parties. These investments are included in Level 3 of the valuation hierarchy if the entities and funds are not widely traded and the underlying investments are in privately-held and/or start-up companies for which market values are not readily available.

 

26
Table of Contents
 

The following tables present the financial instruments carried at fair value as of September 30, 2022 and December 31, 2021, by caption on the consolidated balance sheet and by FASB ASC 820 valuation hierarchy (as described above): 

 

  

Assets and Liabilities Measured at Fair Value on a Recurring Basis

 
  

(In Thousands)

 
  Total Carrying Value in the Consolidated Balance Sheet  Quoted Market Prices in an Active Market (Level 1)  Models with Significant Observable Market Parameters (Level 2)  Models with Significant Unobservable Market Parameters (Level 3) 

September 30, 2022

                

Hedged Loans

 $25,101   —   25,101   — 

Investment securities available-for-sale:

                

U.S. Treasury and other U.S. government agencies

  13,478   13,478   —   — 

U.S. Government sponsored enterprises

  148,854   —   148,854   — 

Mortgage-backed securities

  453,408   —   453,408   — 

Asset-backed securities

  39,730   —   39,730   — 

Corporate bonds

  2,379   —   2,379   — 

State and municipal securities

  181,303   —   181,303   — 

Total investment securities available-for-sale

  839,152   13,478   825,674   — 

Mortgage loans held for sale

  3,555   —   3,555   — 

Derivative instruments

  5,146   —   5,146   — 

Other investments

  2,073   —   —   2,073 

Total assets

 $875,027   13,478   859,476   2,073 
                 

Derivative instruments

 $147   —   147   — 

Total liabilities

 $147   —   147   — 
                 
                 

December 31, 2021

                

Hedged Loans

 $28,717   —   28,717   — 

Investment securities available-for-sale:

                

U.S. Treasury and other U.S. government agencies

  7,221   7,221   —   — 

U.S. Government sponsored enterprises

  159,230   —   159,230   — 

Mortgage-backed securities

  461,777   —   461,777   — 

Asset-backed securities

  46,713   —   46,713   — 

Corporate bonds

  2,575   —   2,575   — 

State and municipal securities

  220,069   —   220,069   — 

Total investment securities available-for-sale

  897,585   7,221   890,364   — 

Mortgage loans held for sale

  11,843   —   11,843   — 

Derivative instruments

  1,855   —   1,855   — 

Other investments

  2,034   —   —   2,034 

Total assets

 $942,034   7,221   932,779   2,034 
                 

Derivative instruments

 $—   —   —   — 

Total liabilities

 $—   —   —   — 

 

27
Table of Contents
 
  

Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis

 
  

(In Thousands)

 
  Total Carrying Value in the Consolidated Balance Sheet  Quoted Market Prices in an Active Market (Level 1)  Models with Significant Observable Market Parameters (Level 2)  Models with Significant Unobservable Market Parameters (Level 3) 

September 30, 2022

                

Other real estate owned

 $—   —   —   — 

Collateral dependent loans (¹)

  643   —   —   643 

Total

 $643   —   —   643 

December 31, 2021

                

Other real estate owned

 $—   —   —   — 

Impaired loans, net (¹)

  668   —   —   668 

Total

 $668   —   —   668 

 

(1) 

As of  September 30, 2022 no valuation allowance was recorded on collateral dependent loans. As of  December 31, 2021 no valuation allowance was recorded on impaired loans.

 

The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which we have utilized Level 3 inputs to determine fair value at September 30, 2022 and December 31, 2021:

 

  

Valuation Techniques (1)

 

Significant Unobservable Inputs

 

Weighted Average

 

Collateral dependent loans

 

Appraisal

 

Estimated costs to sell

 10% 

Other real estate owned

 

Appraisal

 

Estimated costs to sell

 

10%

 

 

(1) The fair value is generally determined through independent appraisals of the underlying collateral, which may include Level 3 inputs that are not identifiable, or by using the discounted cash flow method if the loan is not collateral dependent.

 

In the case of its investment securities portfolio, the Company monitors the valuation technique utilized by various pricing agencies to ascertain when transfers between levels have been affected. The nature of the remaining assets and liabilities is such that transfers in and out of any level are expected to be rare. For the nine months ended September 30, 2022, there were no transfers between Levels 1, 2 or 3.

 

The table below includes a rollforward of the balance sheet amounts for the three and nine months ended September 30, 2022 and 2021 (including the change in fair value) for financial instruments classified by the Company within Level 3 of the valuation hierarchy for assets and liabilities measured at fair value on a recurring basis. When a determination is made to classify a financial instrument within Level 3 of the valuation hierarchy, the determination is based upon the significance of the unobservable factors to the overall fair value measurement. However, since Level 3 financial instruments typically include, in addition to the unobservable or Level 3 components, observable components (that is, components that are actively quoted and can be validated to external sources), the gains and losses in the table below include changes in fair value due in part to observable factors that are part of the valuation methodology (in thousands):

 

  

For the Three Months Ended September 30,

 
  

2022

  

2021

 
  

Other Assets

  

Other Liabilities

  

Other Assets

  

Other Liabilities

 

Fair value, July 1

 $2,026   —  $—   — 

Total realized gains (losses) included in income

  47   —   20   — 

Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at September 30

  —   —   —   — 

Purchases, issuances and settlements, net

  —   —   2,000   — 

Transfers out of Level 3

  —   —   —   — 

Fair value, September 30

 $2,073   —  $2,020   — 

Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30

 $47   —  $20   — 

 

  

For the Nine Months Ended September 30,

 
  

2022

  

2021

 
  Other Assets  Other Liabilities  Other Assets  Other Liabilities 

Fair value, January 1

 $2,034   —  $—   — 

Total realized gains (losses) included in income

  39   —   20   — 

Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at September 30

  —   —   —   — 

Purchases, issuances and settlements, net

  —   —   2,000   — 

Transfers out of Level 3

  —   —   —   — 

Fair value, September 30

 $2,073   —  $2,020   — 

Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30

 $39   —  $20   — 

 

28
Table of Contents
 

The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments that are not measured at fair value. In cases where quoted market prices or observable components are not available, fair values are based on estimates using discounted cash flow models. Those models are significantly affected by the assumptions used, including the discount rates, estimates of future cash flows and borrower creditworthiness. The fair value estimates presented herein are based on pertinent information available to management as of September 30, 2022 and December 31, 2021. Such amounts have not been revalued for purposes of these consolidated financial statements since those dates and, therefore, current estimates of fair value may differ significantly from the amounts presented herein.

 

Cash and cash equivalents — The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1.

 

Loans — The fair value of our loan portfolio includes a credit risk factor in the determination of the fair value of our loans. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. Our loan portfolio is initially fair valued using a segmented approach. We divide our loan portfolio into the following categories: variable rate loans, collateral dependent loans and all other loans. The results are then adjusted to account for credit risk.

 

For variable-rate loans that reprice frequently and have no significant change in credit risk, fair values approximate carrying values. Fair values for collateral dependent loans are estimated using discounted cash flow models or based on the fair value of the underlying collateral. For other loans, fair values are estimated using discounted cash flow models, using current market interest rates offered for loans with similar terms to borrowers of similar credit quality. The values derived from the discounted cash flow approach for each of the above portfolios are then further discounted to incorporate credit risk to determine the exit price.

 

Mortgage servicing rights — The fair value of servicing rights is based on the present value of estimated future cash flows of mortgages sold, stratified by rate and maturity date. Assumptions that are incorporated in the valuation of servicing rights include assumptions about prepayment speeds on mortgages and the cost to service loans.

 

Deposits and Federal Home Loan Bank borrowings — Fair values for deposits and Federal Home Loan Bank borrowings are estimated using discounted cash flow models, using current market interest rates offered on deposits with similar remaining maturities.

 

Off-Balance Sheet Instruments — The fair values of the Company’s off-balance-sheet financial instruments are based on fees charged to enter into similar agreements. However, commitments to extend credit do not represent a significant value to the Company until such commitments are funded.

 

The following table presents the carrying amounts, estimated fair value and placement in the fair valuation hierarchy of the Company’s financial instruments at September 30, 2022 and December 31, 2021. This table excludes financial instruments for which the carrying amount approximates fair value. For short-term financial assets such as cash and cash equivalents, the carrying amount is a reasonable estimate of fair value due to the relatively short time between the origination of the instrument and its expected realization.

 

  Carrying/ Notional  

Estimated

  Quote Market Prices in an Active Market  Models with Significant Observable Market Parameters  Models with Significant Unobservable Market Parameters 

(in Thousands)

 

Amount

  

Fair Value (¹)

  

(Level 1)

  

(Level 2)

  

(Level 3)

 

September 30, 2022

                    

Financial assets:

                    

Cash and cash equivalents

 $95,572   95,572   95,572   —   — 

Loans, net

  2,928,644   2,862,636   —   —   2,862,636 

Mortgage servicing rights

  1,016   1,194   —   1,194   — 

Financial liabilities:

                    

Deposits

  3,745,656   3,021,826   —   —   3,021,826 
                     

December 31, 2021

                    

Financial assets:

                    

Cash and cash equivalents

 $453,418   453,418   453,418   —   — 

Loans, net

  2,444,282   2,439,539   —   —   2,439,539 

Financial liabilities:

                    

Deposits

  3,555,071   3,227,520   —   —   3,227,520 

 

(1) 

Estimated fair values are consistent with an exit-price concept. The assumptions used to estimate the fair values are intended to approximate those that a market-participant would realize in a hypothetical orderly transaction.

 

29
Table of Contents
 
 

Note 9. Income Taxes

 

Accounting Standards Codification (“ASC”) 740, Income Taxes, defines the threshold for recognizing the benefits of tax return positions in the financial statements as “more-likely-than-not” to be sustained by the taxing authority. This section also provides guidance on the derecognition, measurement and classification of income tax uncertainties, along with any related interest and penalties, and includes guidance concerning accounting for income tax uncertainties in interim periods. As of September 30, 2022, the Company had no unrecognized tax benefits related to Federal or state income tax matters and does not anticipate any material increase or decrease in unrecognized tax benefits relative to any tax positions taken prior to September 30, 2022.

 

The Company’s effective tax rate for the three and nine months ended September 30, 2022 was 22.95% and 22.83%, respectively compared to  23.34% and 23.63% for the same periods in 2021. The difference between the effective tax rate and the federal and state income tax statutory rate of 26.14% at September 30, 2022 and 2021 is primarily due to investments in bank qualified municipal securities, participation in the Tennessee Community Investment Tax Credit (CITC) program, and tax benefits associated with share-based compensation, and bank-owned life insurance, offset in part by the limitation on deductibility of meals and entertainment expense and non-deductible executive compensation.

 

As of and for the nine months ended September 30, 2022, the Company has not accrued or recognized interest or penalties related to uncertain tax positions. The Company’s policy is to recognize interest and/or penalties related to income tax matters in income tax expense.

 

The Company and the Bank file consolidated U.S. Federal and State of Tennessee income tax returns. The Company is currently open to audit under the statute of limitations by the State of Tennessee for the years ended December 31, 2018 through 2021 and the IRS for the years ended December 31, 2019 through 2021.

 
 

Note 10. Earnings Per Share

 

The computation of basic earnings per share is based on the weighted average number of common shares outstanding during the period, adjusted for stock splits. The computation of diluted earnings per share for the Company begins with the basic earnings per share and includes the effect of common shares contingently issuable from stock options.

 

The following is a summary of components comprising basic and diluted earnings per share (“EPS”) for the three and nine months ended September 30, 2022 and 2021:

 

  

Three Months Ended September 30,

  

Nine Months Ended September 30,

 
  

2022

  

2021

  

2022

  

2021

 
  

(Dollars in Thousands Except Share and Per Share Amounts)

  

(Dollars in Thousands Except Share and Per Share Amounts)

 

Basic EPS Computation:

                

Numerator – Earnings available to common stockholders

 $15,190  $13,342  $40,702  $35,625 

Denominator – Weighted average number of common shares outstanding

  11,429,027   11,165,313   11,348,628   11,110,006 

Basic earnings per common share

 $1.33  $1.19  $3.59  $3.21 

Diluted EPS Computation:

                

Numerator – Earnings available to common stockholders

 $15,190  $13,342  $40,702  $35,625 

Denominator – Weighted average number of common shares outstanding

  11,429,027   11,165,313   11,348,628   11,110,006 

Dilutive effect of stock options

  31,916   32,097   31,627   30,580 

Weighted average diluted common shares outstanding

  11,460,943   11,197,410   11,380,255   11,140,586 

Diluted earnings per common share

 $1.33  $1.19  $3.58  $3.20 

 

30
Table of Contents
 
 

Note 11. Commitments and Contingent Liabilities

 

In the normal course of business, the Bank has entered into off-balance sheet financial instruments which include commitments to extend credit (i.e., including unfunded lines of credit) and standby letters of credit. Commitments to extend credit are usually the result of lines of credit granted to existing borrowers under agreements that the total outstanding indebtedness will not exceed a specific amount during the term of the indebtedness. Typical borrowers are commercial concerns that use lines of credit to supplement their treasury management functions, thus their total outstanding indebtedness may fluctuate during any time period based on the seasonality of their business and the resultant timing of their cash flows. Other typical lines of credit are related to home equity loans granted to consumers. Commitments to extend credit generally have fixed expiration dates or other termination clauses and may require payment of a fee.

 

Standby letters of credit are generally issued on behalf of an applicant (the Bank's customer) to a specifically named beneficiary and are the result of a particular business arrangement that exists between the applicant and the beneficiary. Standby letters of credit have fixed expiration dates and are usually for terms of two years or less unless terminated sooner due to criteria specified in the standby letter of credit. A typical arrangement involves the applicant routinely being indebted to the beneficiary for such items as inventory purchases, insurance, utilities, lease guarantees or other third party commercial transactions. The standby letter of credit would permit the beneficiary to obtain payment from the Bank under certain prescribed circumstances. Subsequently, the Bank would then seek reimbursement from the applicant pursuant to the terms of the standby letter of credit.

 

The Bank follows the same credit policies and underwriting practices when making these commitments as it does for on-balance sheet instruments. Each customer’s creditworthiness is evaluated on a case-by-case basis, and the amount of collateral obtained, if any, is based on management’s credit evaluation of the customer. Collateral held varies but may include cash and cash equivalents, real estate and improvements, marketable securities, accounts receivable, inventory, equipment, and personal property.

 

The contractual amounts of these commitments are not reflected in the consolidated financial statements and would only be reflected if drawn upon. Since many of the commitments are expected to expire without being drawn upon, the contractual amounts do not necessarily represent future cash requirements. However, should the commitments be drawn upon and should our customers default on their resulting obligation to us, the Company’s maximum exposure to credit loss, without consideration of collateral, is represented by the contractual amount of those instruments.

 

A summary of the Company’s total contractual amount for all off-balance sheet commitments at September 30, 2022 is as follows:

 

Commitments to extend credit

 $1,274,381,000 

Standby letters of credit

 $79,404,000 

 

Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures. The allowance for credit losses on off-balance-sheet credit exposures is a liability account, calculated in accordance with ASC 326, representing expected credit losses over the contractual period for which we are exposed to credit risk resulting from a contractual obligation to extend credit. No allowance is recognized if we have the unconditional right to cancel the obligation. Off-balance-sheet credit exposures primarily consist of amounts available under outstanding lines of credit and letters of credit detailed in the table above. For the period of exposure, the estimate of expected credit losses considers both the likelihood that funding will occur and the amount expected to be funded over the estimated remaining life of the commitment or other off-balance-sheet exposure. The likelihood and expected amount of funding are based on historical utilization rates. The amount of the allowance represents management's best estimate of expected credit losses on commitments expected to be funded over the contractual life of the commitment.

 

Estimating credit losses on amounts expected to be funded uses the same methodology as described for loans in Note 2 - Loans and Allowance for Credit Losses as if such commitments were funded.

 

The following table details activity in the allowance for credit losses on off-balance-sheet credit exposures for the nine months ended September 30, 2022 and 2021.

 

  

(In Thousands)

 
  

2022

  

2021

 

Beginning balance, January 1

 $955   693 

Impact of adopting ASC 326

  6,195   — 

Credit loss expense (benefit)

  (298)  221 

Ending balance, September 30,

 $6,852   914 

 

The Bank originates residential mortgage loans, sells them to third-party purchasers, and may or may not retain the servicing rights. These loans are originated internally and are primarily to borrowers in the Company’s geographic market footprint. These sales are typically to investors that follow guidelines of conventional government sponsored entities ("GSE") and the Department of Housing and Urban Development/U.S. Department of Veterans Affairs ("HUD/VA"). Generally, loans held for sale are underwritten by the Company, including HUD/VA loans. In the fourth quarter of 2018, the Bank began to participate in a mandatory delivery program that requires the Bank to deliver a particular volume of mortgage loans by agreed upon dates. A majority of the Bank’s secondary mortgage volume is delivered to the secondary market via mandatory delivery with the remainder done on a best efforts basis. The Bank does not realize any exposure delivery penalties as the mortgage department only bids loans post-closing to ensure that 100% of the loans are deliverable to the investors. 

 

Each purchaser has specific guidelines and criteria for sellers of loans, and the risk of credit loss with regard to the principal amount of the loans sold is generally transferred to the purchasers upon sale. While the loans are sold without recourse, the purchase agreements require the Bank to make certain representations and warranties regarding the existence and sufficiency of file documentation and the absence of fraud by borrowers or other third parties such as appraisers in connection with obtaining the loan. If it is determined that the loans sold were in breach of these representations or warranties or the loan had an early payoff or payment default, the Bank has obligations to either repurchase the loan for the unpaid principal balance and related investor fees or make the purchaser whole for the economic benefits of the loan.

 

31
Table of Contents
 

To date, repurchase activity pursuant to the terms of these representations and warranties or due to early payoffs or payment defaults has been insignificant and has resulted in insignificant losses to the Company.

 

Based on information currently available, management believes that the Bank does not have significant exposure to contingent losses that may arise relating to the representations and warranties that it has made in connection with its mortgage loan sales or for early payoffs or payment defaults of such mortgage loans.

 

Various legal claims also arise from time to time in the normal course of business. In the opinion of management, the resolution of these claims outstanding at September 30, 2022 will not have a material impact on the Company’s consolidated financial statements.
 

Note 12. Subsequent Events

 

ASC 855, Subsequent Events, establishes general standards of accounting for and disclosure of events that occur after the balance sheet date but before financial statements are issued. Wilson Bank Holding Company evaluated all events or transactions that occurred after  September 30, 2022, through the date of the issued financial statements. 

 

32
Table of Contents
 

Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations

 

The purpose of this discussion is to provide insight into the financial condition and results of operations of the Company and its bank subsidiary, Wilson Bank (the "Bank") and Encompass Home Loan Lending, LLC ("Encompass"), a company offering mortgage banking services that is 51% owned by the Bank and 49% owned by two home builders operating in the Bank's market areas. The results of Encompass, which commenced operations on June 1, 2022, are consolidated in the Company's financial statements included elsewhere in this Quarterly Report. This discussion should be read in conjunction with the Company's consolidated financial statements appearing elsewhere in this report. Reference should also be made to the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 for a more complete discussion of factors that impact the Company's liquidity, capital and results of operations.

 

Forward-Looking Statements

 

This Form 10-Q contains certain forward-looking statements within the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended (the "Exchange Act") regarding, among other things, the anticipated financial and operating results of the Company. Investors are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof. The Company undertakes no obligation to publicly release any modifications or revisions to these forward-looking statements to reflect events or circumstances occurring after the date hereof or to reflect the occurrence of unanticipated events.

 

The Company cautions investors that future financial and operating results may differ materially from those projected in forward-looking statements made by, or on behalf of, the Company. The words “expect,” “intend,” “should,” “may,” “could,” “believe,” “suspect,” “anticipate,” “seek,” “plan,” “estimate” and similar expressions are intended to identify such forward-looking statements, but other statements not based on historical fact may also be considered forward-looking. Such forward-looking statements involve known and unknown risks and uncertainties, including, but not limited to those described in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021, and also include, without limitation, (i) deterioration in the financial condition of borrowers resulting in significant increases in credit losses and provisions for these losses, (ii) deterioration in the real estate market conditions in the Company’s market areas including demand for residential real estate loans as a result of rising rates on residential real estate mortgage loans, (iii) the impact of increased competition with other financial institutions, including pricing pressures on loans and deposits, and the resulting impact on the Company's results, including as a result of compression to net interest margin, (iv) adverse conditions in local or national economies, including the economy in the Company’s market areas, including as a result of inflationary pressures on our customers and on their businesses (v) fluctuations or differences in interest rates on earning assets and interest bearing liabilities from those that the Company is modeling or anticipating, including as a result of the Bank's inability to maintain deposit rates or defer increases to those rates in a rising rate environment in connection with the changes in the short-term rate environment, or that affect the yield curve, (vi) the ability to grow and retain low-cost core deposits, (vii) significant downturns in the business of one or more large customers, (viii) the inability of the Company to comply with regulatory capital requirements, including those resulting from changes to capital calculation methodologies, required capital maintenance levels, or regulatory requests or directives, (ix) changes in state or Federal regulations, policies, or legislation applicable to banks and other financial service providers, including regulatory or legislative developments arising out of current unsettled conditions in the economy, including implementation of the Dodd Frank Wall Street Reform and Consumer Protection Act, (x) changes in capital levels and loan underwriting, credit review or loss reserve policies associated with economic conditions, examination conclusions, or regulatory developments, (xi) inadequate allowance for credit losses, (xii) the effectiveness of the Company’s activities in improving, resolving or liquidating lower quality assets, (xiii) results of regulatory examinations, (xiv) the vulnerability of the Company's network and online banking portals, and the systems of parties with whom the Company contracts, to unauthorized access, computer viruses, phishing schemes, spam attacks, human error, natural disasters, power loss, and other security breaches, (xv) the possibility of additional increases to compliance costs or other operational expenses as a result of increased regulatory oversight, (xvi) loss of key personnel, (xvii) adverse results (including costs, fines, reputational harm and/or other negative effects) from current or future litigation, examinations or other legal and/or regulatory actions, (xviii) the effects of new outbreaks of COVID-19, including actions taken by governmental officials to curb the spread of the virus, and the resulting impact on general economic and financial market conditions and on the Company's and its customers' business, results of operations, asset quality and financial condition, and (xix) the efficacy of vaccines against the COVID-19 virus, including new variants. These risks and uncertainties may cause the actual results or performance of the Company to be materially different from any future results or performance expressed or implied by such forward-looking statements. The Company’s future operating results depend on a number of factors which were derived utilizing numerous assumptions that could cause actual results to differ materially from those projected in forward-looking statements.

 

Impact of COVID-19

 

Information regarding the impact of the COVID-19 pandemic on our financial condition and results of operations as of and for the three and nine months ended September 30, 2022 and comparable prior year periods is noted throughout "Management's Discussion and Analysis of Financial Condition and Results of Operations" in this Quarterly Report on Form 10-Q.

 

 

Application of Critical Accounting Policies and Accounting Estimates

 

We follow accounting and reporting policies that conform, in all material respects, to accounting principles generally accepted in the United States and to general practices within the financial services industry. The preparation of financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. While we base estimates on historical experience, current information, forecasted economic conditions, and other factors deemed to be relevant, actual results could differ from those estimates.

 

We consider accounting estimates to be critical to reported financial results if (i) the accounting estimate requires management to make assumptions about matters that are highly uncertain and (ii) different estimates that management reasonably could have used for the accounting estimate in the current period, or changes in the accounting estimate that are reasonably likely to occur from period to period, could have a material impact on our financial statements.

 

33
Table of Contents

 

Accounting policies related to the allowance for credit losses on financial instruments including loans and off-balance-sheet credit exposures are considered to be critical as these policies involve considerable subjective judgment and estimation by management. As discussed in Note 1 - Summary of Significant Accounting Policies, our policies related to allowances for credit losses changed on January 1, 2022 in connection with the adoption of a new accounting standard update as codified in Accounting Standards Codification (“ASC”) Topic 326 (“ASC 326”) Financial Instruments - Credit Losses. In the case of loans, the allowance for credit losses is a contra-asset valuation account, calculated in accordance with ASC 326, that is deducted from the amortized cost basis of loans to present the net amount expected to be collected. In the case of off-balance-sheet credit exposures, the allowance for credit losses is a liability account, calculated in accordance with ASC 326, reported as a component of accrued interest payable and other liabilities in our consolidated balance sheets. The amount of each allowance account represents management's best estimate of current expected credit losses on these financial instruments considering available information, from internal and external sources, relevant to assessing exposure to credit loss over the contractual term of the instrument. Relevant available information includes historical credit loss experience, current conditions and reasonable and supportable forecasts. While historical credit loss experience provides the basis for the estimation of expected credit losses, adjustments to historical loss information may be made for differences in current portfolio-specific risk characteristics, environmental conditions or other relevant factors. While management utilizes its best judgment and information available, the ultimate adequacy of our allowance accounts is dependent upon a variety of factors beyond our control, including the performance of our portfolios, the economy, changes in interest rates and the view of the regulatory authorities toward classification of assets. For additional information regarding critical accounting policies, refer to Note 1 - Summary of Significant Accounting Policies and Note 2 - Loans and Allowance for Credit Losses in the notes to consolidated financial statements contained elsewhere in this Quarterly Report.

 

Non-GAAP Financial Measures
 

This Quarterly Report contains certain financial measures that are not measures recognized under U.S. GAAP and, therefore, are considered non-GAAP financial measures. Members of Company management use these non-GAAP financial measures in their analysis of the Company’s performance, financial condition, and efficiency of operations. Management of the Company believes that these non-GAAP financial measures provide a greater understanding of ongoing operations and enhance comparability of results with prior periods. Management of the Company also believes that investors find these non-GAAP financial measures useful as they assist investors in understanding underlying operating performance and identifying and analyzing ongoing operating trends. However, the non-GAAP financial measures discussed herein should not be considered in isolation or as a substitute for the most directly comparable or other financial measures calculated in accordance with U.S. GAAP. Moreover, the manner in which the non-GAAP financial measures discussed herein are calculated may differ from the manner in which measures with similar names are calculated by other companies. You should understand how other companies calculate their financial measures similar to, or with names similar to, the non-GAAP financial measures we have discussed herein when comparing such non-GAAP financial measures. 

 

The non-GAAP measures in this Quarterly Report include “pre-tax pre-provision income,” “pre-tax pre-provision basic earnings per share,” “pre-tax pre-provision annualized return on average stockholders' equity,” and “pre-tax pre-provision annualized return on average assets.” A reconciliation of these measures to the comparable GAAP measures is included below.

 

34
Table of Contents

 

Selected Financial Information

 

The executive management and Board of Directors of the Company evaluate key performance indicators (KPIs) on a continuing basis. These KPIs serve as benchmarks of Company performance and are used in making strategic decisions. The following table represents the KPIs that management presently has determined to be important in making decisions for the Bank:

 

   

As of or For the Three Months Ended September 30,

            

As of or For the Nine Months Ended September 30,

          
   

2022

    

2021

    

2022 - 2021 Percent Increase (Decrease)

    

2022

    

2021

    

2022 - 2021 Percent Increase (Decrease)

  

PER SHARE DATA:

                                                

Basic earnings per common share (GAAP)

   $ 1.33     $ 1.19       11.76 %   $ 3.59     $ 3.21       11.84 %

Pre-tax pre-provision basic earnings per share (1)

   $ 1.90     $ 1.58       20.55 %   $ 5.15     $ 4.31       19.49 %

Diluted earnings per common share (GAAP)

   $ 1.33     $ 1.19       11.76 %   $ 3.58     $ 3.20       11.88 %

Cash dividends per common share

   $ 0.75     $ 0.75       — %   $ 1.85     $ 1.35       37.04 %

Dividends declared per common share as a percentage of basic earnings per common share

     56.39 %     63.03 %     (10.53 )%     51.53 %     42.06 %     22.53 %

 

   

As of or For the Three Months Ended September 30,

            

As of or For the Nine Months Ended September 30,

          
   

2022

    

2021

    

2022 - 2021 Percent Increase (Decrease)

    

2022

    

2021

    

2022 - 2021 Percent Increase (Decrease)

  

PERFORMANCE RATIOS:

                                                

Annualized return on average stockholders' equity (GAAP) (1)

     16.67 %     13.10 %     27.25 %     14.58 %     12.13 %     20.20 %

Pre-tax pre-provision annualized return on average stockholders' equity (2)

     23.86 %     17.30 %     37.92 %     20.96 %     16.31 %     28.51 %

Annualized return on average assets (GAAP) (3)

     1.46 %     1.42 %     2.82 %     1.33 %     1.33 %     — %

Pre-tax pre-provision annualized return on average assets (2)

     2.09 %     1.87 %     11.76 %     1.91 %     1.79 %     6.70 %

Efficiency ratio (4)

     51.63 %     56.41 %     (8.47 )%     54.78 %     58.49 %     (6.34 )%

 

(1) Annualized return on average stockholders' equity is the result of net income for the reported period on an annualized basis, divided by average stockholders' equity for the period.

(2) Excludes income tax expense, and for 2022 provision for credit losses and provision for credit losses on unfunded commitments. For 2021 excludes income tax expense, provision for loan losses, and provision for unfunded commitments.

(3) Annualized return on average assets is the result of net income for the reported period on an annualized basis, divided by average assets for the period.

(4) Efficiency ratio is the ratio of noninterest expense to the sum of net interest income and non-interest income.

 

   

September 30, 2022

    

December 31, 2021

    

2022 - 2021 Percent Increase (Decrease)

  

BALANCE SHEET RATIOS:

                        

Total capital to assets ratio

     8.29 %     10.37 %     (20.06 )%

Equity to asset ratio (Average equity divided by average total assets)

     9.13 %     10.86 %     (15.93 )%

Tier 1 capital to average assets

     10.96 %     10.77 %     1.76 %

Non-performing asset ratio

     0.02 %     0.01 %     100.00 %

Book value per common share

   $ 29.89     $ 36.93       (19.06 )%

 

35
Table of Contents

 

Reconciliation of Non-GAAP Financial Measures

 

   

Three Months Ended

    

Nine Months Ended

  
   

September 30, 2022

    

September 30, 2021

    

September 30, 2022

    

September 30, 2021

  

Pre-tax pre-provision income:

                                

Net income attributable to common stockholders (GAAP)

   $ 15,190     $ 13,342     $ 40,702     $ 35,625  

Add: provision for credit losses

     2,543       130       6,060       1,012  

Add: provision expense (benefit) for credit losses on unfunded commitments

     (515 )     84       (298 )     221  

Add: income tax expense

     4,523       4,063       12,037       11,021  

Pre-tax pre-provision income

   $ 21,741     $ 17,619     $ 58,501     $ 47,879  
                                 

Pre-tax pre-provision basic earnings per share:

                                

Pre-tax pre-provision income

   $ 21,741     $ 17,619     $ 58,501     $ 47,879  

Weighted average shares

     11,429,027       11,165,313       11,348,628       11,110,006  
                                 

Basic earnings per common share (GAAP)

   $ 1.33     $ 1.19     $ 3.59     $ 3.21  

Provision for credit losses

   $ 0.22     $ 0.01     $ 0.53     $ 0.09  

Provision expense (benefit) for credit losses on unfunded commitments

   $ (0.05 )   $ 0.01     $ (0.03 )   $ 0.02  

Income tax expense

   $ 0.40     $ 0.37     $ 1.06     $ 0.99  

Pre-tax pre-provision basic earnings per common share

   $ 1.90     $ 1.58     $ 5.15     $ 4.31  
                      .          

Pre-tax pre-provision annualized return on average assets:

                                

Pre-tax pre-provision income

   $ 21,741     $ 17,619     $ 58,501     $ 47,879  

Average assets

     4,135,538       3,732,561       4,086,409       3,583,758  
                                 

Annualized return on average assets (GAAP)

     1.46 %     1.42 %     1.33 %     1.33 %

Provision for credit losses

     0.24 %     0.01 %     0.20 %     0.04 %

Provision expense (benefit) for credit losses on unfunded commitments

     (0.05 )%     0.01 %     (0.01 )%     0.01 %

Income tax expense

     0.44 %     0.43 %     0.39 %     0.41 %

Pre-tax pre-provision annualized return on average assets

     2.09 %     1.87 %     1.91 %     1.79 %
                                 

Pre-tax pre-provision annualized return on average stockholders' equity:

                                

Pre-tax pre-provision income

   $ 21,741     $ 17,619     $ 58,501     $ 47,879  

Average total stockholders' equity

     361,549       404,134       373,238       392,580  
                                 

Annualized return on average stockholders' equity (GAAP)

     16.67 %     13.10 %     14.58 %     12.13 %

Provision for credit losses

     2.79 %     0.13 %     2.17 %     0.34 %

Provision expense (benefit) for credit losses on unfunded commitments

     (0.57 )%     0.08 %     (0.11 )%     0.08 %

Income tax expense

     4.97 %     3.99 %     4.32 %     3.76 %

Pre-tax pre-provision annualized return on average stockholders' equity

     23.86 %     17.30 %     20.96 %     16.31 %

 

Results of Operations

 

Net earnings of the Company increased $5,077,000, or 14.25%, to $40,702,000 for the nine months ended September 30, 2022, from $35,625,000 in the first nine months of 2021. Net earnings of the Company were $15,190,000 for the quarter ended September 30, 2022, an increase of $1,848,000, or 13.85%, from $13,342,000 for the three months ended September 30, 2021 and an increase of $1,051,000, or 7.43%, over the quarter ended June 30, 2022. The increase in net earnings during the three and nine months ended September 30, 2022 as compared to the prior year comparable period was primarily due to an increase in net interest income, partially offset by an increase in provision for credit losses, a decrease in non-interest income, and an increase in non-interest expense. The increase in net interest income for the three months ended September 30, 2022 compared to the comparable period in 2021 is due to an increase in average interest earning asset balances between the relevant periods, partially offset by decreased yield on loans and an increase in cost of funds. The increase in net interest income for the nine months ended September 30, 2022 compared to the comparable period in 2021 is due to an increase in average interest earning asset balances between the relevant periods and a decrease in cost of funds, partially offset by decreased yield on loans. The decrease in yield on loans was primarily due to decreased PPP loan fees during the three and nine months ended September 30, 2022 from the comparable periods in 2021, though such decline was partially offset by rising interest rates. The increase in cost of funds for the three months ended September 30, 2022 when compared to the comparable period in 2021 occurred as we increased the rates we are paying on our deposit products as a result of competitive pressures in our markets and the impact of the rising rate environment. The decrease in non-interest income for the three and nine months ended September 30, 2022 compared to the comparable periods in 2021 primarily resulted from a decrease in the gain on sale of loans which resulted from a decrease in the volume of refinancing and purchase money transactions for residential real estate loans due to rising mortgage interest rates. The increase in non-interest expense for the three and nine months ended September 30, 2022 compared to the comparable periods in 2021 resulted from the Company's continued growth.

 

Return on average assets (ROA) and return on average stockholders' equity (ROE) are common benchmarks for bank profitability and are calculated by taking our annualized net earnings for the relevant period and dividing by the average assets and average equity for the relevant periods, respectively. ROA and ROE measure a company’s return on investment in a format that is easily comparable to other financial institutions. ROA is particularly important to the Company as it serves as the basis for certain executive and employee bonuses. The ROA for the nine month periods ended September 30, 2022 and 2021 was 1.33%. The ROA for the three month periods ended September 30, 2022 and 2021 was 1.46% and 1.42%, respectively. The ROE for the nine month periods ended September 30, 2022 and 2021 was 14.58% and 12.13%, respectively. The ROE for the three month periods ended September 30, 2022 and 2021 was 16.67% and 13.10%, respectively. 

 

36
Table of Contents

 

Net Interest Income

 

The average balances, interest, and average rates of our assets and liabilities for the three and nine-month periods ended September 30, 2022 and September 30, 2021 are presented in the following table (dollars in thousands):

 

   

Three Months Ended

    

Three Months Ended

    

Net Change Three Months Ended

  
   

September 30, 2022

    

September 30, 2021

    

September 30, 2022 versus September 30, 2021

  
   

Average Balance

    

Interest Rate

    

Income/ Expense

    

Average Balance

    

Interest Rate

    

Income/ Expense

    

Due to Volume

    

Due to Rate

    

Net Change

    

Percent Change

  

Loans, net of unearned interest (1) (2)

   $ 2,889,178       5.10 %   $ 36,566     $ 2,394,042       5.19 %   $ 30,773     $ 9,242     $ (3,449 )   $ 5,793          

Investment securities—taxable

     834,871       2.08       4,374       686,671       1.37       2,372       590       1,412       2,002          

Investment securities—tax exempt

     72,159       1.93       351       80,146       1.63       329       (161 )     183       22          

Taxable equivalent adjustment (3)

     —       0.51       93       —       0.43       87       (43 )     49       6          

Total tax-exempt investment securities

     72,159       2.44       444       80,146       2.06       416       (204 )     232       28          

Total investment securities

     907,030       2.11       4,818       766,817       1.44       2,788       386       1,644       2,030          

Loans held for sale

     4,177       6.08       64       13,293       2.39       80       (307 )     291       (16 )        

Federal funds sold

     5,971       1.93       29       35,227       0.05       4       (25 )     50       25          

Accounts with depository institutions

     123,519       1.88       585       374,536       0.14       128       (624 )     1,081       457          

Restricted equity securities

     4,548       4.80       55       5,089       2.57       33       (22 )     44       22          

Total earning assets

     3,934,423       4.30       42,117       3,589,004       3.80       33,806       8,650       (339 )     8,311       24.58 %

Cash and due from banks

     24,934                       23,450                                                  

Allowance for credit losses

     (35,166 )                     (39,316 )                                                

Bank premises and equipment

     61,493                       60,621                                                  

Other assets

     149,854                       98,802                                                  

Total assets

   $ 4,135,538                     $ 3,732,561                                                  

 

   

Three Months Ended

    

Three Months Ended

    

Net Change Three Months Ended

  
   

September 30, 2022

    

September 30, 2021

    

September 30, 2022 versus September 30, 2021

  
   

Average Balance

    

Interest Rate

    

Income/ Expense

    

Average Balance

    

Interest Rate

    

Income/ Expense

    

Due to Volume

    

Due to Rate

    

Net Change

    

Percent Change

  

Deposits:

                                                                                

Negotiable order of withdrawal accounts

   $ 1,095,614       0.19 %   $ 522     $ 935,771       0.20 %   $ 475     $ 205     $ (158 )   $ 47          

Money market demand accounts

     1,272,022       0.51       1,643       1,103,871       0.13       364       63       1,216       1,279          

Time Deposits

     580,352       0.96       1,406       607,838       1.23       1,884       (82 )     (396 )     (478 )        

Other savings

     346,317       0.34       299       266,825       0.18       118       43       138       181          

Total interest-bearing deposits

     3,294,305       0.47       3,870       2,914,305       0.39       2,841       229       800       1,029          

Finance leases

     2,291       2.94       17       —       —       —       —       17       17          

Fed funds purchased

     364       7.44       7       —       —       —       —       7       7          

Total interest-bearing liabilities

     3,296,960       0.47       3,894       2,914,305       0.39       2,841       229       824       1,053       37.06 %

Non-interest bearing deposits

     433,421                       392,455                                                  

Other liabilities

     43,608                       21,667                                                  

Stockholders’ equity

     361,549                       404,134                                                  

Total liabilities and stockholders’ equity

   $ 4,135,538                     $ 3,732,561                                                  

Net interest income, on a tax equivalent basis

                   $ 38,223                     $ 30,965     $ 8,421     $ (1,163 )   $ 7,258       23.44 %

Net interest margin (4)

             3.91 %                     3.48 %                                        

Net interest spread (5)

             3.83 %                     3.41 %                                        

 

Notes:

(1) Yields on loans and total earning assets include the impact of State income tax credits related to incentive loans at below market rates and tax exempt loans to municipalities.

(2) Loan fees of $3.9 million are included in interest income in 2022, inclusive of $10,000 in 2022 in SBA fees related to PPP loans. Loan fees of $4.8 million are included in interest income in 2021, inclusive of $926,000 in  2021 in SBA fees related to PPP loans.

(3) The tax equivalent adjustment has been computed using a 21% Federal tax rate.

(4) Annualized net interest income on a tax equivalent basis divided by average interest-earning assets.

(5) Average interest rate on interest-earning assets less average interest rate on interest-bearing liabilities.

 

37
Table of Contents

 

   

Nine Months Ended

    

Nine Months Ended

    

Net Change Nine Months Ended

  
   

September 30, 2022

    

September 30, 2021

    

September 30, 2022 versus September 30, 2021

  
   

Average Balance

    

Interest Rate

    

Income/ Expense

    

Average Balance

    

Interest Rate

    

Income/ Expense

    

Due to Volume

    

Due to Rate

    

Net Change

    

Percent Change

  

Loans, net of unearned interest (1) (2)

   $ 2,708,354       4.95 %   $ 98,474     $ 2,352,977       5.10 %   $ 88,211     $ 14,661     $ (4,398 )   $ 10,263          

Investment securities—taxable

     833,037       1.85       11,548       601,697       1.37       6,167       2,807       2,574       5,381          

Investment securities—tax exempt

     74,528       1.85       1,030       79,338       1.53       905       (86 )     211       125          

Taxable equivalent adjustment (3)

     —       0.49       274       —       0.41       241       (23 )     56       33          

Total tax-exempt investment securities

     74,528       2.34       1,304       79,338       1.94       1,146       (109 )     267       158          

Total investment securities

     907,565       1.89       12,852       681,035       1.44       7,313       2,698       2,841       5,539          

Loans held for sale

     8,513       3.64       232       18,002       2.53       340       (278 )     170       (108 )        

Federal funds sold

     20,118       0.63       95       32,448       0.04       9       (8 )     94       86          

Accounts with depository institutions

     252,697       0.60       1,126       351,906       0.12       315       (168 )     979       811          

Restricted equity securities

     4,906       3.13       115       5,089       2.21       84       (5 )     36       31          

Total earning assets

     3,902,153       3.93       112,894       3,441,457       3.80       96,272       16,900       (278 )     16,622       17.27 %

Cash and due from banks

     24,608                       34,384                                                  

Allowance for credit losses

     (36,102 )                     (39,072 )                                                

Bank premises and equipment

     62,212                       58,782                                                  

Other assets

     133,538                       88,207                                                  

Total assets

   $ 4,086,409                     $ 3,583,758                                                  

 

   

Nine Months Ended

    

Nine Months Ended

    

Net Change Nine Months Ended

  
   

September 30, 2022

    

September 30, 2021

    

September 30, 2022 versus September 30, 2021

  
   

Average Balance

    

Interest Rate

    

Income/ Expense

    

Average Balance

    

Interest Rate

    

Income/ Expense

    

Due to Volume

    

Due to Rate

    

Net Change

    

Percent Change

  

Deposits:

                                                                                

Negotiable order of withdrawal accounts

   $ 1,083,667       0.18 %   $ 1,444     $ 885,129       0.21 %   $ 1,383     $ 365     $ (304 )   $ 61          

Money market demand accounts

     1,250,454       0.27       2,546       1,057,663       0.15       1,216       254       1,076       1,330          

Time Deposits

     574,958       0.86       3,717       609,602       1.32       6,027       (326 )     (1,984 )     (2,310 )        

Other savings

     329,618       0.21       514       243,435       0.20       371       135       8       143          

Total interest-bearing deposits

     3,238,697       0.34       8,221       2,795,829       0.43       8,997       428       (1,204 )     (776 )        

Federal Home Loan Bank advances

     —       —       —       1,147       15.50       133       (66 )     (67 )     (133 )        

Finance leases

     1,807       3.70       50       —       —       —       —       50       50          

Fed funds purchased

     126       1.06       7       —       —       —       —       7       7          

Total interest-bearing liabilities

     3,240,630       0.34       8,278       2,796,976       0.44       9,130       362       (1,214 )     (852 )     (9.33 %)

Non-interest bearing deposits

     435,279                       373,817                                                  

Other liabilities

     37,262                       20,385                                                  

Stockholders’ equity

     373,238                       392,580                                                  

Total liabilities and stockholders’ equity

   $ 4,086,409                     $ 3,583,758                                                  

Net interest income, on a tax equivalent basis

                   $ 104,616                     $ 87,142     $ 16,538     $ 936     $ 17,474       20.05 %

Net interest margin (4)

             3.64 %                     3.45 %                                        

Net interest spread (5)

             3.59 %                     3.36 %                                        

 

Notes:

(1) Yields on loans and total earning assets include the impact of State income tax credits related to incentive loans at below market rates and tax exempt loans to municipalities.

(2) Loan fees of $10.4 million are included in interest income in 2022, inclusive of $129,000 in 2022 in SBA fees related to PPP loans. Loan fees of $12.3 million are included in interest income in 2021, inclusive of $3.2 million in  2021 in SBA fees related to PPP loans.

(3) The tax equivalent adjustment has been computed using a 21% Federal tax rate.

(4) Annualized net interest income on a tax equivalent basis divided by average interest-earning assets.

(5) Average interest rate on interest-earning assets less average interest rate on interest-bearing liabilities.

 

38
Table of Contents

 

The components of our loan yield, a key driver to our net interest margin for the three and nine months ended September 30, 2022 and 2021, were as follows:

 

   

Three Months Ended September 30,

  
   

2022

    

2021

  
   

Interest Income

    

Average Yield

    

Interest Income

    

Average Yield

  

Loan yield components:

                                

Contractual interest rates

     32,716       4.49 %     25,977       4.31 %

Origination and other fee income

     3,840       0.53 %     3,870       0.64 %

PPP loan fee income

     10       — %     926       0.15 %

Loan tax credits

     570       0.08 %     529       0.09 %

Total

   $ 37,136       5.10 %   $ 31,302       5.19 %

 

   

Nine Months Ended September 30,

  
   

2022

    

2021

  
   

Interest Income

    

Average Yield

    

Interest Income

    

Average Yield

  

Loan yield components:

                                

Contractual interest rates

     88,073       4.35 %     75,950       4.32 %

Origination and other fee income

     10,272       0.51 %     9,050       0.51 %

PPP loan fee income

     129       0.01 %     3,211       0.18 %

Loan tax credits

     1,710       0.08 %     1,588       0.09 %

Total

   $ 100,184       4.95 %   $ 89,799       5.10 %

 

 

Net interest margin for the nine months ended September 30, 2022 and 2021 was 3.64% and 3.45%, respectively, and 3.91% and 3.48% for the quarter ended September 30, 2022 and 2021, respectively. The increase in net interest margin for the nine months ended September 30, 2022  was due to an increase in the yield earned on our earning assets, with the exception of loans, and a decrease in rates paid on our interest-bearing liabilities. The increase in net interest margin for the three months ended September 30, 2022 was due to an increase in the yield earned on our earning assets, other than loans,  partially offset by an increase in rates paid on our interest bearing liabilities. The Federal Reserve influences the general market rates of interest, including the deposit and loan rates offered by many financial institutions. Our loan portfolio is significantly affected by changes in the prime interest rate. The prime interest rate, which is the rate offered on loans to borrowers with strong credit, increased 300 basis points in the nine months ended September 30, 2022, as the Federal Reserve sought to address high levels of inflation. The direction and speed with which short-term interest rates move has an impact on our net interest income. At present, we believe the Federal Reserve plans to raise short-term rates to 4.50% as long as inflation remains elevated. On November 2, 2022 the Federal Reserve Open Market Committee raised short-term interest rates by an additional 75 basis points to a target of 4.00%. If short term interest rates continue to increase and we continue to experience loan growth that outpaces our deposit growth, then our net interest income should increase during the remainder of 2022 and into 2023, though, as noted below, the rates we pay on our deposits may increase as well and such increases to the extent they outpace increases in our loan yields could cause compression to our net interest margin. Similarly, if loan growth slows as we believe is possible, increases in our rates we pay on deposits would similarly cause compression in our net interest margin. The yield on loans decreased during the three and nine months ended September 30, 2022 when compared to the comparable periods in 2021 due to a decrease in loan fees related to PPP loans. Loan fees related to PPP loans for the nine months ended September 30, 2022 and 2021 accounted for 1 basis point versus 18 basis points, respectively, of our loan yields. Loan fees related to PPP loans for the quarter ended September 30, 2022 and 2021 accounted for no basis points versus 15 basis points, respectively, of our loan yields. The yield on securities increased due to management's decision to utilize the Company's excess liquidity to purchase additional higher yielding securities. The net interest spread was 3.59% and 3.36% for the nine months ended September 30, 2022 and September 30, 2021, respectively, and 3.83% and 3.41% for the quarter ended September 30, 2022 and 2021, respectively. The rates we pay on our deposits decreased in the nine months ended September 30, 2022 when compared to the comparable period in 2021, as higher paying time deposits repriced at lower rates throughout 2021 and some of those deposits have yet to reprice again, though this decrease was partially offset by an increase in rates we paid on other deposits in 2022. The rate we pay on our deposits increased in the three months ended September 30, 2022 when compared to the comparable period in 2021, as we increased the rates we paid on several of our deposit products as a result of competitive pressures in our markets and increases in short-term rates. We expect deposit costs to continue to increase during the remainder of 2022 and into 2023 due to those same reasons and the expected repricing of a portion of those time deposits that repriced in 2021.

 

Net interest income represents the amount by which interest earned on various earning assets exceeds interest paid on deposits and other interest-bearing liabilities and is the most significant component of the Company’s earnings. Net interest income, excluding tax equivalent adjustments relating to tax exempt securities and loans, for the three and nine months ended September 30, 2022 totaled $38,130,000 and $104,342,000, respectively compared to $30,878,000 and $86,901,000 for the same periods in 2021, an increase of $7,252,000 and $17,441,000 between respective periods. 

 

The increase in interest income for the three and nine months ended September 30, 2022 when compared to the three and nine months ended September 30, 2021 was primarily attributable to an increase in interest and fees earned on loans as well as as increase in interest and dividends earned on securities. The increase in interest and fees earned on loans resulted from an overall increase in average loans, partially offset by the decreased yield discussed above. The increase in interest and dividends earned on securities resulted from an overall increase in the average balance of securities, due to management's decision to purchase additional securities to utilize excess liquidity, and an increase in rates. The ratio of average earning assets to total average assets for the three and nine months ended September 30, 2022 was 95.1% and 95.5%, respectively, compared to 96.2% and 96.0% for the same periods in 2021.

 

The increase in interest expense for the three months ended September 30, 2022 as compared to the prior year's comparable period was primarily due to an increase in the rate and volume of average interest bearing deposits (other than time deposits), reflecting a rising interest rate environment and competitive pressures in our markets. The decrease in interest expense for the nine months ended September 30, 2022 as compared to the prior year's comparable period was primarily due to a decrease in the rates of average time deposit renewal rates, reflecting the low rate environment that we were experiencing prior to the first quarter of 2022. The decrease in rates was partially offset by an overall increase in the volume of average interest-bearing deposits. Should our liquidity decrease, including as a result of loan growth that outpaces deposit growth and continued interest rate increases by the Federal Reserve, the rates we pay on our deposits may increase at levels that exceed those levels we experienced in the first half of 2022. In addition, if interest rates remain elevated when those time deposits that were priced in 2021 mature in 2023, our interest expense will likely increase if such deposits are renewed.

 

39
Table of Contents

 

Provision for Credit Losses and Allowance for Credit Losses

 

On January 1, 2022, we adopted FASB ASU 2016-13, which introduces the current expected credit losses (CECL) methodology and requires us to estimate all expected credit losses over the remaining life of our loan portfolio. The provision for credit losses represents a charge to earnings necessary to establish an allowance for credit losses that, in management’s evaluation, is adequate to provide coverage for all expected credit losses. The provision for credit losses for the nine months ended September 30, 2022 was $6,060,000 calculated under the CECL methodology, compared to $1,012,000 incurred in the first nine months of 2021 under the incurred loss methodology. The provision for credit losses for the three months ended September 30, 2022 was $2,543,000 calculated under the CECL methodology, compared to $130,000 recorded in the three months ended September 30, 2021 under the incurred loss methodology. The increase in provision expense for the three and nine months ended September 30, 2022 from the comparable periods in 2021 is primarily attributable to an increase in the volume of loans originated during the period.

 

Upon and subsequent to adoption of CECL, for available-for-sale debt securities in an unrealized loss position, we evaluate the securities at each measurement date to determine whether the decline in the fair value below the amortized cost basis is due to credit-related factors or noncredit-related factors. Any impairment that is not credit related is recognized in other comprehensive income, net of applicable taxes. Credit-related impairment is recognized through the allowance for credit losses on the balance sheet, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings via provision for credit loss. At January 1, 2022 and September 30, 2022, we determined that available-for-sale securities that experienced a decline in fair value below the amortized cost basis were due to noncredit-related factors, principally the result of the rising interest rate environment we have been experiencing. Therefore, there was no provision for credit loss recognized during the three or nine months ended September 30, 2022 with respect to our available-for-sale securities.

 

The Bank’s charge-off policy for collateral dependent loans is similar to its charge-off policy for all loans in that loans are charged-off in the month when a determination is made that the loan is uncollectible. The volume of net loans charged off for the first nine months of 2022 totaled approximately $548,000 compared to approximately $240,000 in net loans charged off during the first nine months of 2021. The volume of net loans charged off for the third quarter of September 30, 2022 totaled approximately $201,000 compared to approximately $133,000 in net charge offs during the third quarter of 2021. The increase in net loans charged off for the three and nine months ended September 30, 2022 was primarily attributable to an increase in overdrafts.

 

Our allowance for credit losses at September 30, 2022 reflects an amount deemed appropriate to adequately cover all expected future losses as of the date the allowance is determined based on our allowance for credit losses assessment methodology. The allowance for credit losses (net of charge-offs and recoveries) was $37,580,000 at September 30, 2022, a decrease of $2,052,000 or 5.18%, from an allowance for loan losses of $39,632,000 at December 31, 2021 and a decrease of $1,731,000, or 4.40%, from an allowance for loan losses of $39,311,000 at September 30, 2021. The decrease in the allowance for credit losses is the result of the implementation of CECL on January 1, 2022, which resulted in a downward adjustment to the opening balance of the allowance for credit losses of $7.6 million; offset by increased provisioning during the nine months ended September 30, 2022 largely due to an increase in loan growth. The allowance for credit losses was 1.26% of total loans outstanding at September 30, 2022, compared to an allowance for loan losses of 1.60% of total loans at December 31, 2021 and 1.63% at September 30, 2021. The internally classified loans as a percentage of the allowance for credit losses and allowance for loan losses, as applicable, were 15.1%, 19.4%, and 21.5% respectively, at September 30, 2022, December 31, 2021, and September 30, 2021.

 

The level of the allowance and the amount of the provision for credit losses involve evaluation of uncertainties and matters of judgment. The Company maintains an allowance for credit losses which management believes is adequate to absorb losses in the loan portfolio. A formal calculation is prepared quarterly by the Company's Chief Financial Officer and provided to the Board of Directors to determine the adequacy of the allowance for credit losses. The calculation includes an evaluation of historical default and loss experience, current and forecasted economic conditions, an evaluation of qualitative factors, industry and peer bank loan quality indicators and other factors. See the discussion above under “Application of Critical Accounting Policies and Accounting Estimates” for more information. Management believes the allowance for credit losses at September 30, 2022 to be adequate, but if forecasted economic conditions deteriorate beyond management’s current expectations the allowance for credit losses may require an increase through additional provision for credit loss expense which would negatively impact earnings.

 

40
Table of Contents

 

Non-Interest Income

 

Our non-interest income is composed of several components, some of which vary significantly between quarterly and annual periods. The following is a summary of our non-interest income for the three and nine months ended September 30, 2022 and 2021 (in thousands):

 

   

Three Months Ended September 30,

    

Nine Months Ended September 30,

  
   

2022

    

2021

    

$ Increase (Decrease)

    

% Increase (Decrease)

    

2022

    

2021

    

$ Increase (Decrease)

    

% Increase (Decrease)

  

Service charges on deposit accounts

   $ 1,974     $ 1,682     $ 292       17.36 %   $ 5,470     $ 4,418     $ 1,052       23.81 %

Brokerage income

     1,919       1,586       333       21.00       5,348       4,665       683       14.64  

Debit and credit card interchange income

     3,259       3,012       247       8.20       9,870       8,894       976       10.97  

Other fees and commissions

     376       439       (63 )     (14.35 )     1,144       1,064       80       7.52  

Income on BOLI and annuity contracts

     357       315       42       13.33       1,074       946       128       13.53  

Gain (loss) on sale of loans

     (56 )     2,275       (2,331 )     (102.46 )     2,669       7,929       (5,260 )     (66.34 )

Mortgage servicing income

     40       —       40       100.00       63       —       63       100.00  

Gain (loss) on sale of securities

     (281 )     28       (309 )     (1,103.57 )     (281 )     28       (309 )     (1,103.57 )

Gain (loss) on sale of fixed assets

     232       (6 )     238       3,966.67       260       (29 )     289       996.55  

Loss on sale of other real estate

     —       (4 )     4       100.00       —       (15 )     15       100.00  

Gain on sale of other assets

     —       1       (1 )     (100.00 )     8       2       6       300.00  

Other income

     47       20       27       135.00       39       20       19       95.00  

Total non-interest income

   $ 7,867     $ 9,348     $ (1,481 )     (15.84 %)   $ 25,664     $ 27,922     $ (2,258 )     (8.09 %)

 

The decrease in non-interest income for the three and nine months ended September 30, 2022 when compared to the comparable periods in 2021 is primarily attributable to a decrease in gain on sale of loans and sale of securities, partially offset by an increase in service charges on deposit accounts, an increase in debit and credit card interchange income, an increase in brokerage income, and gain on sale of fixed assets.

 

The loss on sale of loans for the three months ended September 30, 2022 resulted from the rise in interest rates in the mortgage market that negatively impacted the fair value of our interest rate lock commitments, loans held for sale as of the reporting date and loans that were sold during the three months ended September 30, 2022 offset in part by gains in our mortgage hedging activities. The decrease in gain on sale of loans for the nine months ended September 30, 2022 was due to the rising rate environment which contributed to weakened demand for purchase money mortgage loans and refinancing transactions that also negatively impacted the fair value of our the interest rate lock commitments, offset in part by mortgage hedging activities mentioned above. In addition, inflation has increased home prices which has contributed to a decrease in the volume of home purchases. The volume of mortgage loans originated for the nine months ended September 30, 2022 was $94,149,000 compared to $167,429,000 for the nine months ended September 30, 2021. The mortgage industry expects volume to continue to decrease throughout the remainder of 2022. In anticipation of the slowing of mortgage origination volume due to the rising rate environment, the Company began to retain servicing rights on some of the loans it originates during the first quarter of 2022. We expect Encompass to contribute additional income through gain on sale of loans and operating fees paid to the Bank which should increase as the volume of mortgages made by Encompass increases.

 

The loss on sale of securities was due to management's decision to sell these securities to provide additional liquidity. Management is evaluating the possibility of selling additional available-for-sale securities in the fourth quarter in an effort to restructure a portion of the securities portfolio into higher yielding securities in an effort to mitigate some of the pressure on the Company's net interest margin that would be experienced if rates continue to rise. Doing so would likely involve the sale of securities that are currently in a loss position which would trigger the Company recognizing those losses in the quarter where those securities are sold.

 

The increase in service charges on deposit accounts for the three and nine months ended September 30, 2022 primarily was due to an increase in service charges earned on overdraft fees and fees for paper statements. The increase in fees for paper statements resulted from an account conversion that placed new qualifications on certain account types.

 

The increase in debit and credit card interchange income for the three and nine months ended September 30, 2022 was due to an increase in the number and volume of debit and credit card holders and transactions as well as the introduction of a new type of business debit card. 

 

The increase in brokerage income for the three and nine months ended September 30, 2022 was primarily due to an increase in the opening of new investment accounts during the last twelve months. In addition, the increase in interest rates has increased customers' interest in opportunities to capitalize on products and services provided.

 

The gain on sale of fixed assets was attributable to the sale of a lot which was originally purchased for a future branch location. 

 

41
Table of Contents

 

Non-Interest Expense

 

Non-interest expense consists primarily of employee costs, occupancy expenses, furniture and equipment expenses, advertising and public relations expenses, data processing expenses, ATM and interchange expenses, director’s fees, audit, legal and consulting fees, and other operating expenses. The following is a summary of our non-interest expense for the three and nine months ended September 30, 2022 and 2021 (in thousands):

 

   

Three Months Ended September 30,

    

Nine Months Ended September 30,

  
   

2022

    

2021

    

$ Increase (Decrease)

    

% Increase (Decrease)

    

2022

    

2021

    

$ Increase (Decrease)

    

% Increase (Decrease)

  

Salaries and employee benefits

   $ 14,443     $ 13,456     $ 987       7.34 %   $ 43,353     $ 40,778     $ 2,575       6.31 %

Occupancy expenses, net

     1,422       1,436       (14 )     (0.97 )     4,167       4,067       100       2.46  

Advertising & public relations expense

     886       736       150       20.38       2,233       1,830       403       22.02  

Furniture and equipment expense

     838       846       (8 )     (0.95 )     2,547       2,508       39       1.56  

Data processing expense

     1,908       1,509       399       26.44       5,533       4,419       1,114       25.21  

ATM & interchange expense

     1,363       1,218       145       11.90       3,806       3,522       284       8.06  

Directors’ fees

     146       179       (33 )     (18.44 )     447       463       (16 )     (3.46 )

Audit, legal & consulting expenses

     217       323       (106 )     (32.82 )     635       684       (49 )     (7.16 )

Provision expense (benefit) for credit losses on unfunded commitments

     (515 )     84       (599 )     (713.10 )     (298 )     221       (519 )     (234.84 )

Other operating expenses

     3,040       2,904       136       4.68       8,789       8,673       116       1.34  

Total non-interest expense

   $ 23,748     $ 22,691     $ 1,057       4.66 %   $ 71,212     $ 67,165     $ 4,047       6.03 %

 

The increase in non-interest expense for the three and nine months ended September 30, 2022 when compared to the comparable periods in 2021 is primarily attributable to an increase in salaries and employee benefits, an increase in data processing expense, an increase in advertising expense, and an increase in ATM & interchange expense for the nine months ended September 30, 2022, partially offset by a decrease in provision for credit losses on unfunded commitments.

 

Salaries and employee benefits increased for the three and nine months ended September 30, 2022 primarily due to an increase in the number of employees necessary to support the Company’s growth in operations and branch count as well as an increase in incentives and temporary salaries, offset by a decrease in commission salaries. The increase in occupancy expense for the nine months ended September 30, 2022 is primarily attributable to an increase in lease expense due to an increase in leased branches, an increase in depreciation expense resulting from the opening of a new branch, and an increase in utilities due to an increase in cost of energy, offset by a decrease in building maintenance and repairs due to the elimination of COVID-19 related cleaning expenses as well as parking lot repairs that occurred in 2021. The Company anticipates that salaries and employee benefits expense and occupancy expense will continue to increase as the Company's operations and facilities continue to grow and competition to retain and attract associates is becoming more intense. 

 

Data processing expense increased for the three and nine months ended September 30, 2022 primarily due to an increase in computer maintenance, computer license expense, and call center expense. The computer maintenance and license expenses included movement of in-house systems to cloud servers, additional investments in digital banking solutions, and an increase in information security expenses. The increase in call center expense resulted from an increase in call volume due to the call center extending their operating hours. The Company anticipates that data processing expenses will continue to increase as the Company's operations grow and the focus by the Company on the acceleration of digital product offerings increases.

 

Advertising and public relations expense increased for the three and nine months ended September 30, 2022 partially due to the opening of a new branch which included targeted marketing efforts to drive traffic and awareness for the new location, as well as additional targeted marketing efforts to help increase market share in our growth areas. We also saw an increase in expenses related to the return of in-person events, both bank hosted and those hosted by our community partners, as COVID-19 restrictions continued to loosen. The Company was also the sole sponsor for a Habitat for Humanity home build. 

 

ATM and interchange expense increased for the three and nine months ended September 30, 2022 primarily due to an increase in debit card interchange fee expense due to the volume of transactions, and an increase in economic activity.

 

Provision for credit losses on unfunded commitments decreased for the three and nine months ended September 30, 2022 due primarily to an adjustment to our economic qualitative factor in the construction segment in our CECL model and a decrease in non-cancellable unfunded commitments.

 

The efficiency ratio is a common and comparable KPI used in the banking industry. The Company uses this metric to monitor how effective management is at using our internal resources. It is calculated by dividing our non-interest expense by our net interest income plus non-interest income. Our efficiency ratio for the three months ended September 30, 2022 and 2021 was 51.63% and 56.41%, respectively. Our efficiency ratio for the nine months ended September 30, 2022 and 2021 was 54.78% and 58.49%, respectively. The improvement in the efficiency ratio for the three and nine months ended September 30, 2022 was due to increased levels of interest income, partially offset by a decrease in the gain on sale of loans due to the rising rate environment.

 

Income Taxes

 

The Company’s income tax expense was $12,037,000 for the nine months ended September 30, 2022, an increase of $1,016,000 over the comparable period in 2021. Income tax expense was $4,523,000 for the quarter ended September 30, 2022, an increase of $460,000 over the same period in 2021. The percentage of income tax expense to net income before taxes was 22.83% and 23.63% for the nine months ended September 30, 2022 and 2021, respectively, and 22.95% and 23.34% for the quarters ended September 30, 2022 and 2021, respectively. Our effective tax rate represents our blended federal and state rate of 26.14% affected by the impact of anticipated favorable permanent differences between our book and taxable income such as bank-owned life insurance, income earned on tax-exempt securities and loans, and certain federal and state tax credits.

 

42
Table of Contents

 

Financial Condition

 

Balance Sheet Summary

 

The Company’s total assets increased $140,790,000, or 3.53%, to $4,130,386,000 at September 30, 2022 from $3,989,596,000 at December 31, 2021. Total assets increased $19,245,000, or 0.47%, at September 30, 2022 from June 30, 2022. Loans, net of allowance for credit losses, totaled $2,953,745,000 at September 30, 2022, a 20.84% increase compared to $2,444,282,000 at December 31, 2021, and a 7.92% increase compared to $2,737,002,000 at June 30, 2022. In 2021, management targeted owner-occupied commercial real estate, residential real estate lending and consumer lending as areas of focus on growing our loan portfolio. In 2022, management is targeting owner-occupied commercial real estate, residential real estate lending and small business lending as areas of focus.

 

The following details the loans of the Company at September 30, 2022 and December 31, 2021:

 

   

September 30, 2022

    

December 31, 2021

                  
   

Balance

    

% of Portfolio

    

Balance

    

% of Portfolio

    

Balance $ Increase (Decrease)

    

Balance % Increase (Decrease)

  

Residential 1-4 family real estate

   $ 812,433       27.03 %   $ 689,579       27.63 %   $ 122,854       17.82 %

Commercial and multi-family real estate

     993,647       33.07       908,673       36.41       84,974       9.35  

Construction, land development and farmland

     853,326       28.39       612,659       24.55       240,667       39.28  

Commercial, industrial and agricultural

     124,115       4.13       118,155       4.73       5,960       5.04  

1-4 family equity lines of credit

     142,043       4.73       92,229       3.69       49,814       54.01  

Consumer and other

     79,720       2.65       74,643       2.99       5,077       6.80  

Total loans before net deferred loan fees

   $ 3,005,284       100.00 %   $ 2,495,938       100.00 %   $ 509,346       20.41 %

 

  Overall, the Bank's loan demand and related new loan production has continued to be strong, though loan demand weakened in the third quarter of 2022 when compared to the second quarter of 2022. The net loan growth of 20.84% from December 31, 2021, reflects the strong production, partially offset by several large loan payoffs. The demand is supported by the continued population growth and corporate relocations in the Bank's primary market areas, the opening of new branches, and increased marketing efforts. The increase in residential 1-4 family real estate loans is attributable to the Bank being able to grow its residential portfolio through marketing efforts directed at those building houses, and the developing investor sector of 1-4 family. The increase in construction, land development and farmland loans, commercial and multi-family real estate, and 1-4 family equity lines of credit is primarily attributable to the addition of several large loan relationships. Although the Company has continued to grow loans in 2022, the Company expects to experience a decline in demand for loans as interest rates continue to rise and the economy worsens, including as a result of persistent high inflation.

 

Because construction loans remain a meaningful portion of our portfolio, the Bank has implemented an additional layer of monitoring as it seeks to avoid advancing funds that exceed the present value of the collateral securing the loan. The responsibility for monitoring percentage of completion and distribution of funds tied to these completion percentages is now monitored and administered by a Credit Administration Department independent of the lending function. The Bank continues to seek to diversify its real estate portfolio as it seeks to lessen concentrations in any one type of loan. 

 

For a detailed discussion regarding our allowance for credit losses, see “Provision for Credit Losses and Allowance for Credit Losses” above.

 

Securities decreased $58,433,000, or 6.51%, to $839,152,000 at September 30, 2022 from $897,585,000 at December 31, 2021, and decreased $76,955,000, or 8.40%, from June 30, 2022 primarily due to an increase in interest rates that caused the fair market value of our securities portfolio to decline, partially offset by the purchase of new securities. The average yield, excluding tax equivalent adjustment, of the securities portfolio at September 30, 2022 was 1.99% with a weighted average life of 8.17 years, as compared to an average yield of 1.59% and a weighted average life of 8.17 years at December 31, 2021. The weighted average lives on mortgage-backed securities reflect the repayment rate used for book value calculations.

 

Premises and equipment decreased$2,772,000, or 4.41%, from December 31, 2021 to September 30, 2022. The primary reason for the decrease was due to current year depreciation of $3,346,000 and the sale of a property which was originally purchased for a new branch location. This was partially offset by an increase in leasehold improvements and an increase in furniture, fixtures and equipment from the opening of a new branch, the remodel of five branches, as well as an increase in equipment that was primarily attributable to the purchase of new debit card printers for several branches and security cameras, an increase in computer hardware and software, and the purchase of a company vehicle.

 

The increase in deposits in the first nine months of 2022, which is described below, was outpaced by loan growth during the period, causing interest bearing deposits with other financial institutions to decrease. Interest bearing deposits with other financial institutions decreased to $78,713,000 at September 30, 2022 from $400,940,000 at December 31, 2021. 

 

Total liabilities increased by 5.93% to $3,787,823,000 at September 30, 2022 compared to $3,575,879,000 at December 31, 2021. Total liabilities increased $40,131,000, or 1.07%, at September 30, 2022 from the quarter ended June 30, 2022. The increase in total liabilities since December 31, 2021 was composed of a $190,585,000, or 5.36% increase in total deposits and a $21,359,000, or 102.65%, increase in accrued interest and other liabilities. The increase in total deposits since December 31, 2021 was primarily attributable to growth in market share which resulted in the opening of new deposit accounts. The increase in accrued interest and other liabilities since December 31, 2021 was attributable to an increase in reserve for unfunded commitments due to the adoption of CECL on January 1, 2022, which resulted in an adjustment to the opening balance of the reserve for unfunded commitments of $6,195,000. This increase was also attributable to an increase in escrow payable, an increase in finance lease payable due to the opening of a branch in January 2022, and an increase in employee bonus payable, partially offset by a decrease in reserve for income taxes. We expect to see a slight downward trend in deposit balances as inflation has caused consumers to spend more money and as consumers seek to move deposits from liquid funds to other higher earning investments.

 

43
Table of Contents

 

Non-Performing Assets

 

Non-performing loans, which included nonaccrual loans and loans 90 days past due, at September 30, 2022 totaled $541,000, an increase from $389,000 at December 31, 2021. The increase in non-performing loans during the nine months ended September 30, 2022 of $152,000 is due primarily to the addition of three residential 1-4 family real estate loan relationships, one 1-4 family equity line of credit relationship, and one consumer loan relationship that were not 90 days past due at December 31, 2021, partially offset by three residential 1-4 family real estate loan relationships that are no longer 90 days past due. Management believes that it is probable that it will incur losses on its non-performing loans but believes that these losses should not exceed the amount in the allowance for credit losses already allocated to these loans, unless there is unanticipated deterioration of local real estate values.

 

The net non-performing asset ratio (NPA) is used as a measure of the overall quality of the Company's assets. Our NPA ratio is calculated by taking the total of our loans greater than 90 days past due and accruing interest, nonaccrual loans, non-performing TDRs and other real estate owned and dividing that sum by our total assets outstanding. Our NPA ratio for the periods ended September 30, 2022 and December 31, 2021 was 0.02% and 0.01%, respectively. 

 

Other loans may be classified as collateral dependent when the current net worth and financial capacity of the borrower or of the collateral pledged, if any, is viewed as inadequate and it is probable that the Company will be unable to collect the scheduled payments of principal and interest due under the contractual terms of the loan agreement. Such loans generally have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt, and if such deficiencies are not corrected, there is a probability that the Company will sustain some loss. In such cases, interest income continues to accrue as long as the loan does not meet the Company’s criteria for nonaccrual status. Collateral dependent loans are measured at the fair value of the collateral less estimated selling costs. If the measure of the collateral dependent loan is less than the recorded investment in the loan, the Company shall recognize impairment by creating a valuation allowance with a corresponding charge to the provision for credit losses or by adjusting an existing valuation allowance for the collateral dependent loan with a corresponding charge or credit to the provision for credit losses.

 

At September 30, 2022 the Company had a recorded investment in collateral dependent loans totaling $643,000, down from a recorded investment in impaired loans totaling $668,000 at December 31, 2021. The decrease during the nine months ended September 30, 2022 as compared to December 31, 2021 is primarily due to the paydown of three collateral dependent relationships. The allowance for credit losses related to collateral dependent loans was measured based upon the estimated fair value of related collateral.

 

Loans are charged-off in the month when the determination is made that the loan is uncollectible. Net charge-offs for the nine months ended September 30, 2022 were $548,000 as compared to $240,000 in net charge-offs for the same period in 2021. The increase in net charge-offs during the nine months ended September 30, 2022 as compared to the same time period in 2021 was primarily attributable to an increase in net charge-offs for overdraft accounts. Overall, the Bank has experienced minimal charge-offs during 2022. It is expected that charge-offs will be modest for the remainder of 2022; however, a deterioration in local economic conditions may negatively impact charge-offs in the future. 

 

At September 30, 2022, our internally classified loans decreased $2,012,000, or 26.18%, to $5,674,000 from $7,686,000 at December 31, 2021 primarily due to the payoff of three internally classified loan relationships. Classified loan balances have remained relatively consistent due to the stable markets in which we operate; however, if short-term rates continue to rise and economic conditions worsen, our classified loan balances could increase. Loans are listed as classified when information obtained about possible credit problems of the borrower has prompted management to question the ability of the borrower to comply with the repayment terms of the loan agreement.

 

44
Table of Contents

 

Liquidity and Asset Management

 

The Company’s management seeks to maximize net interest income by managing the Company’s assets and liabilities within appropriate constraints on capital, liquidity and interest rate risk. Liquidity is the ability to maintain sufficient cash levels necessary to fund operations, meet the requirements of depositors and borrowers, and fund attractive investment opportunities. Higher levels of liquidity, like those we built up in response to the COVID-19 pandemic, bear corresponding costs, measured in terms of lower yields on short-term, more liquid earning assets and higher interest expense involved in extending liability maturities.

 

Liquid assets include cash, due from banks, interest bearing deposits in other financial institutions and unpledged investment securities that will mature within one year. The Company’s primary source of liquidity is a stable core deposit base. In addition, Federal funds purchased, FHLB advances, and brokered deposits provide a secondary source. These sources of liquidity are generally short-term in nature and are used to fund asset growth and meet other short-term liquidity needs. Liquidity needs can also be met from loan payments and investment security sales or maturities. At September 30, 2022, the Company’s liquid assets totaled $582.5 million down from $985.9 million at December 31, 2021, though a portion of these liquid assets include available-for-sale securities that are in an unrealized loss position. If the Company was required to sell any of these securities while they are in an unrealized loss position the Company would be required to recognize the loss on those securities through the income statement when they are sold. Additionally, as of September 30, 2022, the Company had available approximately $123.8 million in unused federal funds lines of credit with regional banks and, subject to certain restrictions and collateral requirements, approximately $482.4 million of borrowing capacity with the Federal Home Loan Bank of Cincinnati to meet short term funding needs. The Company maintains a formal asset and liability management process to quantify, monitor and control interest rate risk and to assist management as management seeks to maintain stability in net interest margin under varying interest rate environments. The Company accomplishes this process through the development and implementation of lending, funding and pricing strategies designed to maximize net interest income under varying interest rate environments subject to specific liquidity and interest rate risk guidelines and competitive market conditions.

 

Analysis of rate sensitivity and rate gap analysis are the primary tools used to assess the direction and magnitude of changes in net interest income resulting from changes in interest rates. Included in the analysis are cash flows and maturities of financial instruments held for purposes other than trading, changes in market conditions, loan volumes and pricing and deposit volume and mix. These assumptions are inherently uncertain, and, as a result, net interest income cannot be precisely estimated nor can the impact of higher or lower interest rates on net interest income be precisely predicted. Actual results will differ due to timing, magnitude and frequency of interest rate changes and changes in market conditions and management’s strategies, among other factors.

 

The Company also uses simulation modeling to evaluate both the level of interest rate sensitivity as well as potential balance sheet strategies. The Company's Asset Liability Committee meets quarterly to analyze the interest rate shock simulation. The interest rate shock simulation model is based on a number of assumptions. These assumptions include, but are not limited to, prepayments on loans and securities, deposit decay rates, pricing decisions on loans and deposits, reinvestment and replacement of asset and liability cash flows and balance sheet management strategies. We model instantaneous change in interest rates using a growth in the balance sheet as well as a flat balance sheet to understand the impact to earnings and capital. Based on the Company's IRR simulation, the Company had a neutral interest-rate risk position as of September 30, 2022. The Company’s net interest margin and earnings could be negatively impacted if short-term rates continue to rise and competitive pressures in the Company's market areas force the Company to increase deposit rates faster than it is able to increase yields on loans. As discussed elsewhere herein, the Bank anticipates that its net interest margin is likely to contract during the remainder of 2022 because of the Company's current balance sheet position and the rising rate environment we are currently experiencing and expect to continue in the near term. The Company also uses Economic Value of Equity (“EVE”) sensitivity analysis to understand the impact of changes in interest rates on long-term cash flows, income and capital. EVE is calculated by discounting the cash flows for all balance sheet instruments under different interest rate scenarios. The EVE is a longer term view of interest rate risk because it measures the present value of the future cash flows. Presented below is the estimated impact on the Bank’s net interest income and EVE as of September 30, 2022, assuming an immediate shift in interest rates:

 

   

% Change from Base Case for Immediate Parallel Changes in Rates

  
   

-300 BP

    

-200 BP

    

-100 BP

    

+100 BP

    

+200 BP

    

+300 BP

  

Net interest income

     (9.91 )%     (5.73 )%     (2.33 )%     (1.17 )%     (2.50 )%     (4.03 )%

EVE

     (18.20 )%     (8.18 )%     (2.31 )%     (0.97 )%     (2.66 )%     (4.83 )%

 

While an instantaneous and severe shift in interest rates was used in this analysis to provide an estimate of exposure under these scenarios, we believe that a gradual shift in interest rates would have a more modest impact. Further, the earnings simulation model does not take into account factors such as future balance sheet growth, changes in product mix, changes in yield curve relationships, and changing product spreads that could mitigate any potential adverse impact of changes in interest rates. Moreover, since EVE measures the discounted present value of cash flows over the estimated lives of instruments, the change in EVE does not directly correlate to the degree that earnings would be impacted over a shorter time horizon (i.e., the current year). Further, EVE does not take into account factors such as future balance sheet growth, changes in product mix, changes in yield curve relationships, hedging strategies that we may institute, and changing product spreads that could mitigate any potential adverse impact of changes in interest rates.

 

Interest rate risk (sensitivity) management focuses on the earnings risk associated with changing interest rates. Management seeks to maintain profitability in both immediate and long-term earnings through funds management/interest rate risk management. The Company’s rate sensitivity position has an important impact on earnings. Senior management of the Company analyzes the rate sensitivity position quarterly. Management focuses on the spread between the Company’s cost of funds and interest yields generated primarily through loans and investments.

 
The Company’s securities portfolio consists of earning assets that provide interest income. Securities classified as available-for-sale include securities intended to be used as part of the Company’s asset/liability strategy and/or securities that may be sold in response to changes in interest rate, prepayment risk, or the need to fund loan demand. At September 30, 2022, securities totaling appro ximately $34,609,000 mature or will be subject to rate adjustments within the next twelve months.
 
A secondary source of liquidity is the Company’s loan portfolio. At September 30, 2022 , loans totaling appr oximately $943,397,000 either will become du e or will be subject to rate adjustments within twelve months from that date.
 
As for liabilities, at September 30, 2022 , certificates of deposit of $250,000 or greater totaling approxi mately $100,644,000 will beco me due or reprice during the next twelve months. Historically, there has been no significant reduction in immediately withdrawable accounts such as negotiable order of withdrawal accounts, money market demand accounts, demand deposit accounts and regular savings accounts. Management anticipates that there will be no significant withdrawals from these accounts in the future.
 

Management believes that with present maturities, borrowing capacity with the Federal Home Loan Bank of Cincinnati and the efforts of management in its asset/liability management program, liquidity will not pose a problem in the near term future. 

 

45
Table of Contents

 

Off Balance Sheet Arrangements

 

At September 30, 2022, we had unfunded loan commitments outstanding of $1,274,381,000 and outstanding standby letters of credit of $79,404,000. Because these commitments generally have fixed expiration dates and many will expire without being drawn upon, the total commitment level does not necessarily represent future cash requirements. If needed to fund these outstanding commitments, the Bank has the ability to liquidate federal funds sold or securities available-for-sale or on a short-term basis to borrow and purchase federal funds from other financial institutions. Additionally, the Bank could sell participations in these or other loans to correspondent banks. As mentioned above, the Bank has been able to fund its ongoing liquidity needs through its stable core deposit base, loan payments, investment security maturities and short-term borrowings.

 

Capital Position and Dividends

 

At September 30, 2022, total stockholders’ equity was $342,563,000, or 8.29% of total assets, which compares with $413,717,000, or 10.37% of total assets, at December 31, 2021. The dollar decrease in stockholders’ equity during the nine months ended September 30, 2022 is the result of the net effect of a $108,888,000 unrealized loss on investment securities (described elsewhere in this report) net of applicable income tax benefit of $38,525,000, cash dividends declared of $20,878,000, net of $16,117,000 reinvested under the Company’s dividend reinvestment plan, $586,000 related to stock option compensation, $1,011,000 related to the cumulative effect of change in accounting principle for the adoption of CECL, the Company’s net income of $40,702,000 and proceeds from the issuance of common stock related to exercise of stock options of $164,000. Also included was $5,000 of net loss related to minority interest and $37,000 in non-controlling contributions related to Encompass.

 

46
Table of Contents

 

Item 3. Quantitative and Qualitative Disclosures About Market Risk

 

The Company’s primary component of market risk is interest rate volatility. Fluctuations in interest rates will ultimately impact both the level of income and expense recorded on a large portion of the Company’s assets and liabilities, and the market value of all interest-earning assets and interest-bearing liabilities, other than those which possess a short term to maturity. Based upon the nature of the Company’s operations, the Company is not subject to foreign currency exchange or commodity price risk.

 

Interest rate risk (sensitivity) management focuses on the earnings risk associated with changing interest rates. Management seeks to maintain profitability in both short-term and long-term earnings through funds management/interest rate risk management. The Company’s rate sensitivity position has an important impact on earnings. Senior management of the Company meets monthly to analyze the rate sensitivity position. These meetings focus on the spread between the cost of funds and interest yields generated primarily through loans and investments.

 

There have been no material changes in reported market risks during the nine months ended September 30, 2022.

 

Item 4. Controls and Procedures

 

The Company maintains disclosure controls and procedures, as defined in Rule 13a-15(e) promulgated under the Exchange Act, that are designed to ensure that information required to be disclosed by the Company in the reports that it files or submits under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in the Securities and Exchange Commission’s rules and forms and that such information is accumulated and communicated to the Company’s management, including its Chief Executive Officer and its Chief Financial Officer, as appropriate, to allow timely decisions regarding required disclosure. The Company carried out an evaluation, under the supervision and with the participation of its management, including its Chief Executive Officer and Chief Financial Officer, of the effectiveness of the design and operation of its disclosure controls and procedures as of the end of the period covered by this report. Based on the evaluation of these disclosure controls and procedures, its Chief Executive Officer and its Chief Financial Officer concluded that the Company’s disclosure controls and procedures were effective.

 

Overall, there were no changes in the Company’s internal control over financial reporting during the Company’s fiscal quarter ended September 30, 2022 that have materially affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting.

 

47
Table of Contents

 

PART II. OTHER INFORMATION

 

Item 1. LEGAL PROCEEDINGS

 

Not applicable

 

Item 1A. RISK FACTORS

 

There were no material changes to the Company’s risk factors as previously disclosed in Part I, Item 1A of the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2021.

 

Item 2. UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS

 

(a) None

 

(b) Not applicable.

 

(c) None

 

Item 3. DEFAULTS UPON SENIOR SECURITIES

 

(a) None

 

(b) Not applicable.   

 

Item 4. MINE SAFETY DISCLOSURES

 

Not applicable

 

Item 5. OTHER INFORMATION

 

None

 

Item 6. EXHIBITS

 

31.1

  

Certification of the Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

 
 

 

 

 

31.2

  

Certification of the Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

 

 

 

32.1

  

Certification of the Chief Executive Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.

 

 

 

32.2

  

Certification of the Chief Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.

 

 

 

101.INS

  

Inline XBRL Instance Document (the Instance Document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document)

 

 

 

101.SCH

 

Inline XBRL Taxonomy Extension Schema Document.

 

 

 

101.CAL

 

Inline XBRL Taxonomy Extension Calculation Linkbase Document.
     

101.DEF

 

Inline XBRL Taxonomy Extension Definition Linkbase Document.

 

 

 

101.LAB

 

Inline XBRL Taxonomy Extension Label Linkbase Document.

 

 

  

101.PRE

 

Inline XBRL Taxonomy Extension Presentation Linkbase Document.
     
104   Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101)
     
*   Management compensatory plan or contract.

 

48
Table of Contents

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

 

 
     

 

 

WILSON BANK HOLDING COMPANY

 

 

(Registrant)

 

 

 

DATE: November 9, 2022

 

/s/ John C. McDearman III

 

 

John C. McDearman III

 

 

President and Chief Executive Officer

 

 

 

DATE: November 9, 2022

 

/s/ Lisa Pominski

 

 

Lisa Pominski

 

 

Executive Vice President & Chief Financial Officer

 

 

49
EX-31.1 2 ex_418842.htm EXHIBIT 31.1 ex_418842.htm

 

Exhibit 31.1

 

 

CERTIFICATIONS

 

I, John C. McDearman III, certify that:

   

1.

I have reviewed this quarterly report on Form 10-Q of Wilson Bank Holding Company;
   

2.

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
   

3.

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
   

4.

The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
     
 

(a)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
     
 

(b)

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
     
 

(c)

Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and
     
 

(d)

Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and
   

5.

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):
     
 

(a)

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):
     
 

(b)

Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.
 
     

DATE: November 9, 2022

 

 

 

 

 

 

 

/s/ John C. McDearman III

 

 

John C. McDearman III, President and Chief Executive Officer

 

 

 

 
 EX-31.2 3 ex_418843.htm EXHIBIT 31.2 ex_418843.htm

 

Exhibit 31.2

 

 

CERTIFICATIONS

 

I, Lisa Pominski, certify that:

   

1.

I have reviewed this quarterly report on Form 10-Q of Wilson Bank Holding Company;
   

2.

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
   

3.

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
   

4.

The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
     
 

(a)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
     
 

(b)

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
     
 

(c)

Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and
     
 

(d)

Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and
   

5.

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):
     
 

(a)

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):
     
 

(b)

Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.
 
     

DATE: November 9, 2022

 

 

 

 

 

 

 

/s/ Lisa Pominski

 

 

Lisa Pominski, Executive Vice President and Chief Financial Officer

 

 

 

 
 EX-32.1 4 ex_418844.htm EXHIBIT 32.1 ex_418844.htm

 

Exhibit 32.1

 

 

CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

 

In connection with the Quarterly Report of Wilson Bank Holding Company (the “Company”) on Form 10-Q for the quarter ended September 30, 2022 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, John C. McDearman III, President and Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

     
 

(1)

The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and
     
 

(2)

The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

 

A signed original of this written statement required by Section 906 has been provided to Wilson Bank Holding Company and will be retained by Wilson Bank Holding Company and furnished to the Securities and Exchange Commission or its staff upon request.

 
     

DATE: November 9, 2022

 

 

 

 

 

 

 

/s/ John C. McDearman III

 

 

John C. McDearman III, President and Chief Executive Officer

 

 

 
 EX-32.2 5 ex_418845.htm EXHIBIT 32.2 ex_418845.htm

 

Exhibit 32.2

 

 

CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

 

In connection with the Quarterly Report of Wilson Bank Holding Company (the “Company”) on Form 10-Q for the quarter ended September 30, 2022 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Lisa Pominski, Executive Vice President and Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

     
 

(1)

The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and
     
 

(2)

The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

 

A signed original of this written statement required by Section 906 has been provided to Wilson Bank Holding Company and will be retained by Wilson Bank Holding Company and furnished to the Securities and Exchange Commission or its staff upon request.

 
     

DATE: November 9, 2022

 

 

 

 

 

 

 

/s/ Lisa Pominski

 

 

Lisa Pominski, Executive Vice President and Chief Financial Officer

 

 

 

 
 EX-101.SCH 6 wbhc-20220930.xsd XBRL TAXONOMY EXTENSION SCHEMA 000 - Document - Document And Entity Information link:calculationLink link:definitionLink link:presentationLink 001 - Statement - Consolidated Balance Sheets (Current Period Unaudited) link:calculationLink link:definitionLink link:presentationLink 002 - Statement - Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) link:calculationLink link:definitionLink link:presentationLink 003 - Statement - Consolidated Statements of Earnings (Unaudited) link:calculationLink link:definitionLink link:presentationLink 004 - Statement - Consolidated Statements of Comprehensive Earnings (Losses) (Unaudited) link:calculationLink link:definitionLink link:presentationLink 005 - Statement - Consolidated Statements of Changes in Stockholders' Equity (Unaudited) link:calculationLink link:definitionLink link:presentationLink 006 - Statement - Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) link:calculationLink link:definitionLink link:presentationLink 007 - Statement - Consolidated Statements of Cash Flows (Unaudited) link:calculationLink link:definitionLink link:presentationLink 008 - Statement - Consolidated Statements of Cash Flows (Unaudited) (Parentheticals) link:calculationLink link:definitionLink link:presentationLink 009 - Disclosure - Note 1 - Summary of Significant Accounting Policies link:calculationLink link:definitionLink link:presentationLink 010 - Disclosure - Note 2 - Loans and Allowance for Credit Losses link:calculationLink link:definitionLink link:presentationLink 011 - Disclosure - Note 3 - Debt and Equity Securities link:calculationLink link:definitionLink link:presentationLink 012 - Disclosure - Note 4 - Derivatives link:calculationLink link:definitionLink link:presentationLink 013 - Disclosure - Note 5 - Mortgage Servicing Rights link:calculationLink link:definitionLink link:presentationLink 014 - Disclosure - Note 6 - Equity Incentive Plans link:calculationLink link:definitionLink link:presentationLink 015 - Disclosure - Note 7 - Regulatory Capital link:calculationLink link:definitionLink link:presentationLink 016 - Disclosure - Note 8 - Fair Value Measurements link:calculationLink link:definitionLink link:presentationLink 017 - Disclosure - Note 9 - Income Taxes link:calculationLink link:definitionLink link:presentationLink 018 - Disclosure - Note 10 - Earnings Per Share link:calculationLink link:definitionLink link:presentationLink 019 - Disclosure - Note 11 - Commitments and Contingent Liabilities link:calculationLink link:definitionLink link:presentationLink 020 - Disclosure - Note 12 - Subsequent Events link:calculationLink link:definitionLink link:presentationLink 021 - Disclosure - Significant Accounting Policies (Policies) link:calculationLink link:definitionLink link:presentationLink 022 - Disclosure - Note 2 - Loans and Allowance for Credit Losses (Tables) link:calculationLink link:definitionLink link:presentationLink 023 - Disclosure - Note 3 - Debt and Equity Securities (Tables) link:calculationLink link:definitionLink link:presentationLink 024 - Disclosure - Note 4 - Derivatives (Tables) link:calculationLink link:definitionLink link:presentationLink 025 - Disclosure - Note 5 - Mortgage Servicing Rights (Tables) link:calculationLink link:definitionLink link:presentationLink 026 - Disclosure - Note 6 - Equity Incentive Plans (Tables) link:calculationLink link:definitionLink link:presentationLink 027 - Disclosure - Note 7 - Regulatory Capital (Tables) link:calculationLink link:definitionLink link:presentationLink 028 - Disclosure - Note 8 - Fair Value Measurements (Tables) link:calculationLink link:definitionLink link:presentationLink 029 - Disclosure - Note 10 - Earnings Per Share (Tables) link:calculationLink link:definitionLink link:presentationLink 030 - Disclosure - Note 11 - Commitments and Contingent Liabilities (Tables) link:calculationLink link:definitionLink link:presentationLink 031 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Details Textual) link:calculationLink link:definitionLink link:presentationLink 032 - Disclosure - Note 2 - Loans and Allowance for Credit Losses (Details Textual) link:calculationLink link:definitionLink link:presentationLink 033 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Loans (Details) link:calculationLink link:definitionLink link:presentationLink 034 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) link:calculationLink link:definitionLink link:presentationLink 035 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Amortized Cost Bases of Collateral Dependent Loans (Details) link:calculationLink link:definitionLink link:presentationLink 036 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Impaired Loans (Details) link:calculationLink link:definitionLink link:presentationLink 037 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Loans on Nonaccrual Status (Details) link:calculationLink link:definitionLink link:presentationLink 038 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Age Analysis of Past Due Loans (Details) link:calculationLink link:definitionLink link:presentationLink 039 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Troubled Debt Restructuring (Details) link:calculationLink link:definitionLink link:presentationLink 040 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details) link:calculationLink link:definitionLink link:presentationLink 041 - Disclosure - Note 3 - Debt and Equity Securities (Details Textual) link:calculationLink link:definitionLink link:presentationLink 042 - Disclosure - Note 3 - Debt and Equity Securities - Debt and Equity Securities (Details) link:calculationLink link:definitionLink link:presentationLink 043 - Disclosure - Note 3 - Debt and Equity Securities - Debt Securities by Contractual Maturity (Details) link:calculationLink link:definitionLink link:presentationLink 044 - Disclosure - Note 3 - Debt and Equity Securities - Gross Unrealized Losses and Fair Value of Company's Investments (Details) link:calculationLink link:definitionLink link:presentationLink 045 - Disclosure - Note 4 - Derivatives (Details Textual) link:calculationLink link:definitionLink link:presentationLink 046 - Disclosure - Note 4 - Derivatives - Summary of Fair Value Hedge Relationships (Details) link:calculationLink link:definitionLink link:presentationLink 047 - Disclosure - Note 4 - Derivatives - Income Statement Effects of Fair Value Hedge Relationships (Details) link:calculationLink link:definitionLink link:presentationLink 048 - Disclosure - Note 4 - Derivatives - Amounts Recorded on the Balance Sheet Related to Cumulative Basis Adjustments for Fair Value Hedges (Details) link:calculationLink link:definitionLink link:presentationLink 049 - Disclosure - Note 4 - Derivatives - Net Gains (Losses) Relating to Free-standing Derivative Instruments (Details) link:calculationLink link:definitionLink link:presentationLink 050 - Disclosure - Note 4 - Derivatives - Amount and Fair Value of Mortgage Banking Derivatives (Details) link:calculationLink link:definitionLink link:presentationLink 051 - Disclosure - Note 5 - Mortgage Servicing Rights - Principal Balances (Details) link:calculationLink link:definitionLink link:presentationLink 052 - Disclosure - Note 5 - Mortgage Servicing Rights - Mortgage Servicing Rights Under Amortization Method (Details) link:calculationLink link:definitionLink link:presentationLink 053 - Disclosure - Note 5 - Mortgage Servicing Rights - Key Data and Assumptions Used in Estimating Fair Value (Details) link:calculationLink link:definitionLink link:presentationLink 054 - Disclosure - Note 6 - Equity Incentive Plans (Details Textual) link:calculationLink link:definitionLink link:presentationLink 055 - Disclosure - Note 6 - Equity Incentive Plans - Summary of Stock Option Activity (Details) link:calculationLink link:definitionLink link:presentationLink 056 - Disclosure - Note 7 - Regulatory Capital - Summary of Company's and Wilson Banks Actual Capital Amounts and Ratios (Details) link:calculationLink link:definitionLink link:presentationLink 057 - Disclosure - Note 8 - Fair Value Measurements (Details Textual) link:calculationLink link:definitionLink link:presentationLink 058 - Disclosure - Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Recurring Basis (Details) link:calculationLink link:definitionLink link:presentationLink 059 - Disclosure - Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Non-recurring Basis (Details) link:calculationLink link:definitionLink link:presentationLink 060 - Disclosure - Note 8 - Fair Value Measurements - Additional Information on Assets Measured on a Nonrecurring Basis (Details) link:calculationLink link:definitionLink link:presentationLink 061 - Disclosure - Note 8 - Fair Value Measurements - Changes in Fair Value Due to Observable Factors (Details) link:calculationLink link:definitionLink link:presentationLink 062 - Disclosure - Note 8 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details) link:calculationLink link:definitionLink link:presentationLink 063 - Disclosure - Note 9 - Income Taxes (Details Textual) link:calculationLink link:definitionLink link:presentationLink 064 - Disclosure - Note 10 - Earnings Per Share - Basic and Diluted Earnings Per Share (Details) link:calculationLink link:definitionLink link:presentationLink 065 - Disclosure - Note 11 - Commitments and Contingent Liabilities (Details Textual) link:calculationLink link:definitionLink link:presentationLink 066 - Disclosure - Note 11 - Commitments and Contingent Liabilities - Total Contractual Amount for All Off-balance Sheet Commitments (Details) link:calculationLink link:definitionLink link:presentationLink 067 - Disclosure - Note 11 - Commitments and Contingent Liabilities - Allowance on Off-balance Sheet Credit Exposures (Details) link:calculationLink link:definitionLink link:presentationLink EX-101.CAL 7 wbhc-20220930_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE EX-101.DEF 8 wbhc-20220930_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE EX-101.LAB 9 wbhc-20220930_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE Document And Entity Information Redemptions (purchases) of restricted equity securities Due after ten years, securities available-for-sale, estimated market value Derivative, amount Derivative, Notional Amount Note To Financial Statement Details Textual Significant Accounting Policies Note 2 - Loans and Allowance for Credit Losses Due in one year or less, securities available-for-sale, amortized cost Hedging Relationship [Domain] Note 3 - Debt and Equity Securities Collateralized Mortgage Obligations [Member] Fair Value Hedging [Member] Note 4 - Derivatives Due in one year or less, securities available-for-sale, estimated market value Note 5 - Mortgage Servicing Rights Due after one year through five years, securities available-for-sale, estimated market value Note 6 - Equity Incentive Plans Due after five years through ten years, securities available-for-sale, estimated market value Note 7 - Regulatory Capital Collateralized Mortgage-Backed Securities [Member] Note 8 - Fair Value Measurements Note 10 - Earnings Per Share Change in fair value of securities available-for-sale, net of tax benefit of $38,525 and $3,019 for the nine months ended September 30, 2022 and 2021, respectively Hedging Relationship [Axis] Income Tax Disclosure [Text Block] Note 11 - Commitments and Contingent Liabilities Note 2 - Loans and Allowance for Credit Losses - Loans (Details) us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax Net change in fair value of available-for-sale securities during the period, net of taxes Hedging Designation [Axis] Note 2 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) Hedging Designation [Domain] Note 2 - Loans and Allowance for Credit Losses - Amortized Cost Bases of Collateral Dependent Loans (Details) Designated as Hedging Instrument [Member] Note 2 - Loans and Allowance for Credit Losses - Impaired Loans (Details) Note 2 - Loans and Allowance for Credit Losses - Loans on Nonaccrual Status (Details) Note 2 - Loans and Allowance for Credit Losses - Age Analysis of Past Due Loans (Details) Change in fair value of securities available-for-sale, taxes Note 2 - Loans and Allowance for Credit Losses - Troubled Debt Restructuring (Details) Asset-Backed Securities [Member] Note 2 - Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details) Note 3 - Debt and Equity Securities - Debt and Equity Securities (Details) Note 3 - Debt and Equity Securities - Debt Securities by Contractual Maturity (Details) Note 3 - Debt and Equity Securities - Gross Unrealized Losses and Fair Value of Company's Investments (Details) Note 4 - Derivatives - Summary of Fair Value Hedge Relationships (Details) Note 4 - Derivatives - Income Statement Effects of Fair Value Hedge Relationships (Details) US States and Political Subdivisions Debt Securities [Member] Note 4 - Derivatives - Amounts Recorded on the Balance Sheet Related to Cumulative Basis Adjustments for Fair Value Hedges (Details) Note 4 - Derivatives - Net Gains (Losses) Relating to Free-standing Derivative Instruments (Details) Note 4 - Derivatives - Amount and Fair Value of Mortgage Banking Derivatives (Details) Loans held for sale Note 5 - Mortgage Servicing Rights - Principal Balances (Details) Note 5 - Mortgage Servicing Rights - Mortgage Servicing Rights Under Amortization Method (Details) Share-Based Payment Arrangement, Option, Activity [Table Text Block] Note 5 - Mortgage Servicing Rights - Key Data and Assumptions Used in Estimating Fair Value (Details) Note 6 - Equity Incentive Plans - Summary of Stock Option Activity (Details) Available-for-Sale Securities, 12 Months or More, Unrealized Losses Pass [Member] Note 7 - Regulatory Capital - Summary of Company's and Wilson Banks Actual Capital Amounts and Ratios (Details) Available-for-Sale Securities, Total, Unrealized Losses Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Recurring Basis (Details) Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Non-recurring Basis (Details) us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Ending Balance (in dollars per share) Note 8 - Fair Value Measurements - Additional Information on Assets Measured on a Nonrecurring Basis (Details) Note 8 - Fair Value Measurements - Changes in Fair Value Due to Observable Factors (Details) Note 8 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details) Note 10 - Earnings Per Share - Basic and Diluted Earnings Per Share (Details) Note 11 - Commitments and Contingent Liabilities - Total Contractual Amount for All Off-balance Sheet Commitments (Details) Available-for-Sale Securities, Less than 12 Months, Unrealized Losses Note 11 - Commitments and Contingent Liabilities - Allowance on Off-balance Sheet Credit Exposures (Details) Sales Internal Credit Assessment [Axis] Notes To Financial Statements Maturities, prepayments and calls US Government-sponsored Enterprises Debt Securities [Member] Internal Credit Assessment [Domain] Notes To Financial Statements [Abstract] Corporate Debt Securities [Member] Accumulated other comprehensive losses, taxes Proceeds from sale of other assets us-gaap_OtherComprehensiveIncomeLossTax Tax effect Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block] Options and SARs exercisable at September 30 (in dollars per share) us-gaap_PaymentsToAcquireOtherInvestments Increase in other investments Available-for-Sale Securities, Less than 12 Months, Number of Securities Included Available-for-Sale Securities, 12 Months or More, Number of Securities Included Proceeds from sale of other real estate Available-for-Sale Securities, Total, Fair Value Interest Rate Contract [Member] Options and SARs exercisable at September 30 (in shares) us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest Total stockholders’ equity Balance at beginning of period Balance at end of period Available-for-Sale Securities, Less than 12 Months, Fair Value Available-for-Sale Securities, 12 Months or More, Fair Value us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt Purchases Financial Instruments [Domain] Financial Asset, Past Due [Member] us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Ending Balance (in dollars per share) Options and SARs outstanding at beginning of period (in dollars per share) Outstanding at end of period (in dollars per share) Financial Instrument [Axis] Forfeited or expired, Weighted Average Exercise Price (in dollars per share) Financial Asset, Not Past Due [Member] us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number, Ending Balance (in shares) wbhc_ImpairedLoansFairValue Impaired loans, net (¹) Fair value portion of impaired loans. Granted, Weighted Average Exercise Price (in dollars per share) us-gaap_DerivativeAssetNotionalAmount Notional Amount Exercised, Weighted Average Exercise Price (in dollars per share) Loans, gross Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number, Ending Balance (in shares) Options and SARs outstanding at beginning of period (in shares) Outstanding at end of period (in shares) Loans, Notes, Trade and Other Receivables Disclosure [Text Block] us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod Forfeited or expired (in shares) Credit Facility [Axis] Proceeds from sale of premises and equipment Credit Facility [Domain] us-gaap_PolicyTextBlockAbstract Accounting Policies us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear 2018 Special Mention [Member] us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear Prior Substandard [Member] us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear 2020 us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear 2019 us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares) us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear 2021 us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear 2022 us-gaap_FinancingReceivableRevolving Revolving loans us-gaap_PaymentsToAcquirePropertyPlantAndEquipment Purchase of buildings, leasehold improvements, and equipment Dilutive effect of stock options (in shares) Non-cash transfers from loans to other real estate Non-cash investing and financing activities: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares) Total TDRS wbhc_GainLossOnSaleOfRepossessedAssets Gain on sale of other assets The amount of gain (loss) on the sale of repossessed assets. State of Tennessee [Member] Related to the state of Tennessee. us-gaap_DebtAndEquitySecuritiesGainLoss Net realized losses (gains) on sales of securities wbhc_IncreaseDecreaseInLifeInsuranceAndAnnuities Increase in value of life insurance and annuity contracts The amount of increase (decrease) in life insurance an annuities. us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount Net deferred loan fees Liabilities and Stockholders’ Equity us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment, Net of Related Allowance us-gaap_Assets Total assets Supplemental disclosure of cash flow information: Plan Name [Axis] Plan Name [Domain] Number of Contracts us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year) Impaired Financing Receivables [Table Text Block] Financing Receivable, Troubled Debt Restructuring [Table Text Block] Deferred income tax asset Share-Based Payment Arrangement [Text Block] Other assets Loans Insured or Guaranteed by Government Authorities [Axis] Award Type [Domain] Loans Insured or Guaranteed by Government Authorities [Domain] Award Type [Axis] Numerator – Earnings available to common stockholders us-gaap_NetIncomeLoss Net earnings attributable to Wilson Bank Holding Company Financial Instrument Performance Status [Axis] Financial Instrument Performance Status [Domain] Performing Financial Instruments [Member] Nonperforming Financial Instruments [Member] Standby Letters of Credit [Member] Recorded Investment Greater Than 90 Days and Accruing Stock Appreciation Rights (SARs) [Member] Financing Receivable Credit Quality Indicators [Table Text Block] us-gaap_NetIncomeLossAttributableToNoncontrollingInterest Net loss attributable to noncontrolling interest Forward Contracts [Member] Loans on Nonaccrual Status Loss Contingency, Nature [Domain] Qualitative and Quantitative Information, Transferor's Continuing Involvement [Table Text Block] Financial Asset, 30 to 59 Days Past Due [Member] Financial Asset, 60 to 89 Days Past Due [Member] Financial Asset, Equal to or Greater than 90 Days Past Due [Member] Financing Receivable, Past Due [Table Text Block] Financial Asset, Aging [Axis] Loss Contingency Nature [Axis] Financial Asset, Aging [Domain] us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest Comprehensive (earnings) losses attributable to noncontrolling interest Commitments and Contingencies Disclosure [Text Block] London Interbank Offered Rate (LIBOR) Swap Rate [Member] Bank premises and equipment, net Noncontrolling interest contribution Goodwill us-gaap_NetIncomeLossAttributableToParentDiluted Numerator – Earnings available to common stockholders Schedule of Assumptions for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Table Text Block] us-gaap_DerivativeFairValueOfDerivativeLiability Derivative instruments us-gaap_DerivativeFairValueOfDerivativeAsset Derivative Asset, Subject to Master Netting Arrangement, before Offset Loans Total loans Loans, before allowance us-gaap_DerivativeAssets Estimated Fair Value Net earnings Net earnings us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest Comprehensive earnings (losses) Derivative Instrument [Axis] Derivative Contract [Domain] us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities TOTAL ADJUSTMENTS INVESTING ACTIVITIES Securities available-for-sale, at market (amortized cost $995,115 and $906,135, respectively) Debt Securities, Available-for-Sale, Total Securities available-for-sale, estimated market value Earnings Per Share [Text Block] Other liabilities us-gaap_ServicingAssetAtAmortizedValueValuationAllowance Valuation Allowance Provision us-gaap_ServicingAssetAtAmortizedValueAdditions Servicing rights retained from loans sold us-gaap_ServicingAssetAtAmortizedValueAmortization1 Amortization Servicing Asset at Amortized Cost [Table Text Block] Accrued interest payable Income taxes us-gaap_MortgageLoansInProcessOfForeclosureAmount Mortgage Loans in Process of Foreclosure, Amount Net change in fair value of available-for-sale securities during the period, taxes us-gaap_DebtInstrumentTerm Debt Instrument, Term (Year) wbhc_FinancingReceivablePercentageOfLoansDeliveredToInvestors Financing Receivable, Percentage of Loans Delivered to Investors The percentage of loans delivered to investors. Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held, other assets Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held, other liabilities Salaries and employee benefits Cash and due from banks Financing Receivable, Allowance for Credit Losses, Policy for Uncollectible Amounts [Policy Text Block] Total realized gains included in income, other assets Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30 Total realized gains included in income, other liabilities Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30 Transfers and Servicing of Financial Assets [Text Block] Amendment Flag Recoveries us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs Charge-offs us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease), Total us-gaap_ComprehensiveIncomeNetOfTax Comprehensive earnings (losses) attributable to Wilson Bank Holding Company City Area Code Use of Estimates, Policy [Policy Text Block] New Accounting Pronouncements, Policy [Policy Text Block] us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal Credit loss expense (benefit) us-gaap_OffBalanceSheetCreditLossLiability Off-Balance-Sheet, Credit Loss, Liability, Ending Balance Beginning balance, January 1 Ending balance, September 30, us-gaap_GainLossOnSaleOfPropertyPlantEquipment Loss (gain) on disposal of premises and equipment Common stock, shares outstanding (in shares) Financing Receivable, Allowance for Credit Loss [Table Text Block] Loss on sale of other real estate Loss on other real estate us-gaap_IncreaseDecreaseInOtherOperatingAssets Other assets Gain (loss) on sale of loans Current Fiscal Year End Date us-gaap_NotesReceivableNet Net loans us-gaap_GainLossOnSaleOfMortgageLoans Gains on mortgage loans sold, net Accrued interest receivable Document Fiscal Period Focus Document Fiscal Year Focus Document Period End Date Entity File Number Tier 1 capital to average assets actual ratio Tier 1 capital to average assets regulatory minimum capital requirement ratio (as a percent) Entity Emerging Growth Company Tier 1 capital to average assets well capitalized ratio (as a percent) Document Type Total capital to risk weighted assets regulatory minimum capital requirement well capitalized ratio Entity Small Business Entity Shell Company Net change in Federal Home Loan Bank Advances Represents the amount of net increase in federal home loan bank advances during the period. us-gaap_DividendsCommonStockCash Cash dividends declared Common equity Tier 1 capital to risk weighted assets actual ratio Document Information [Line Items] Transfers out of Level 3, other liabilities Document Information [Table] Mortgage servicing income Represents mortgage servicing income. Total capital to risk weighted assets actual ratio us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue Fair value, other liabilities Fair value, other liabilities Total capital to risk weighted assets regulatory minimum capital requirement ratio ( Entity Filer Category Purchases, issuances and settlements, net, other liabilities Tier 1 capital to risk weighted assets actual ratio Entity Current Reporting Status Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio Tier 1 capital to risk weighted assets regulatory well capitalized ratio Total capital to risk weighted assets actual amount us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet Accrued interest receivable Total capital to risk weighted assets regulatory minimum capital requirement amount Well capitalized amount Variable Rate [Domain] Bank owned life insurance us-gaap_AlternativeInvestment Other investments Tier 1 capital to average assets actual amount Tier 1 capital to average assets regulatory minimum capital requirement amount Variable Rate [Axis] Tier 1 capital to average assets well capitalized Mortgage servicing rights us-gaap_ServicingAssetAtFairValueAmount Fair value, end of period Share based compensation expense Common equity Tier 1 capital to risk weighted assets actual amount us-gaap_ServicingAssetAtAmortizedValue Balance at beginning of period Balance at end of period Statement of Comprehensive Income [Abstract] us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount Entity Tax Identification Number Common equity Tier 1 capital to risk weighted assets regulatory well capitalized Entity Central Index Key Tier 1 capital to risk weighted assets actual amount Entity Registrant Name Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount Tier 1 capital to risk well capitalized amount Entity [Domain] Transfers out of Level 3, other assets Legal Entity [Axis] us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue Fair value, other assets Fair value, other assets Entity Address, Address Line One Purchases, issuances and settlements, net, other assets us-gaap_FinancingReceivableAllowanceForCreditLosses Financing Receivable, Allowance for Credit Loss, Ending Balance Less: Allowance for credit losses Balance Balance Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] Entity Address, City or Town Regulatory Capital Requirements under Banking Regulations [Text Block] Entity Address, Postal Zip Code Entity Address, State or Province Restricted equity securities Entity Common Stock, Shares Outstanding Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block] Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] Marketable Securities [Table Text Block] Advertising & public relations expense Audit, legal & consulting expenses SBA CARES Act Paycheck Protection Program [Member] Information related to The Paycheck Protection Program established by the CARES Act and implemented by the Small Business Administration. Issuance of shares of common stock pursuant to dividend reinvestment plan Issuance of shares of common stock pursuant to dividend reinvestment plan, shares (in shares) Data processing expense Occupancy expenses, net Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets Local Phone Number Issuance of shares of common stock, shares (in shares) Exercised (in shares) Gain (loss) on sale of fixed assets us-gaap_TableTextBlock Notes Tables Gain on sale of other assets Carrying Amount of the Hedged Assets us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale Mortgage loans originated for resale Issuance of shares of common stock pursuant to exercise of stock options Proceeds from sale of mortgage loans Gain (loss) on sale of securities Granted (in shares) Other real estate owned us-gaap_LiabilitiesAndStockholdersEquity Total liabilities and stockholders’ equity Reported Value Measurement [Member] Other operating expenses Asset Pledged as Collateral [Member] Federal funds sold Retained earnings Retained Earnings (Accumulated Deficit), Total Accumulated other comprehensive losses, net of taxes of $40,760 and $2,235 respectively Measurement Input, Discount Rate [Member] Derivative Instruments, Gain (Loss) [Table Text Block] us-gaap_InterestExpense Total interest expense Change in us-gaap_DisclosureTextBlockAbstract Notes to Financial Statements Derivative Instruments and Hedging Activities Disclosure [Text Block] Mortgage Banking Derivatives [Member] Represents information pertaining to mortgage banking derivatives. Summary of Fair Value Hedge Relationships [Table Text Block] Tabular disclosure of fair value hedge relationships. Interest on Federal Home Loan Bank advances Subsequent Events [Text Block] us-gaap_FinanceLeasePrincipalPayments Repayment of finance lease obligation Deferred income taxes benefit Measurement Input Type [Axis] Interest on Federal funds purchased Measurement Input Type [Domain] Interest on time deposits Interest on negotiable order of withdrawal accounts Share-based compensation expense Interest expense: Depreciation and amortization of premises and equipment us-gaap_AssetsFairValueDisclosure Total assets Total assets us-gaap_InterestAndDividendIncomeOperating Total interest income Interest on balances held at depository institutions Interest on federal funds sold us-gaap_FinancialLiabilitiesFairValueDisclosure Total liabilities us-gaap_LoansHeldForSaleFairValueDisclosure Mortgage loans held for sale Cash and cash equivalents us-gaap_CashAndCashEquivalentsFairValueDisclosure Taxable securities Exempt from federal income taxes Fair Value, Nonrecurring [Member] Common stock, $2.00 par value; authorized 50,000,000 shares, issued and outstanding 11,460,587 and 11,201,504 shares, respectively Measurement Frequency [Axis] Adjustments to reconcile consolidated net income to net cash provided (used) by operating activities Measurement Frequency [Domain] Interest and fees on loans Fair Value, Recurring [Member] Common stock, shares authorized (in shares) Common stock, shares issued (in shares) Common stock, par value (in dollars per share) Statistical Measurement [Domain] Maximum [Member] Minimum [Member] Weighted Average [Member] Ownership [Domain] Interest on loans held for sale Statistical Measurement [Axis] Interest income: Ownership [Axis] Prepayment speed Weighted-average life (in years) (Year) Interest Taxes Brokerage income Weighted-average discount rate Portion at Fair Value Measurement [Member] [Default] Estimate of Fair Value Measurement [Member] Other income us-gaap_NoninterestIncome Total non-interest income wbhc_HedgedLoansFairValueDisclosure Hedged Loans Fair value portion of hedged loans. Debit and credit card interchange income Measurement Basis [Axis] Fair Value, Inputs, Level 3 [Member] Fair Value Hierarchy and NAV [Domain] Income on BOLI and annuity contracts Fair Value, Inputs, Level 1 [Member] Fair Value, Inputs, Level 2 [Member] Non-interest income: Fair Value Hierarchy and NAV [Axis] Provision for credit losses us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss Net interest income after provision for credit losses Interest and dividends on restricted securities Amount of interest income earned on the investment in restricted securities. Interest and dividends on securities: us-gaap_ProvisionForLoanLossesExpensed Provision for credit losses on loans wbhc_EarningAssets Total earning assets Sum of the carrying amounts as of the balance sheet date of all assets that are recognized that earn interest. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events. Cumulative Effect, Period of Adoption [Domain] Other fees and commissions Amount of fees and commissions income, classified as other. Cumulative Effect, Period of Adoption [Axis] Cumulative Effect, Period of Adoption, Adjustment [Member] us-gaap_InterestIncomeExpenseNet Net interest income before provision for credit losses ATM & interchange expense Amount of ATM and interchange expense. Interest on money market and savings accounts Interest expense incurred on all money market and savings account deposits. Noncontrolling interest in consolidated subsidiary wbhc_PaymentsForProceedsFromLoansMadeToCustomers Net increase in loans The net cash outflow or inflow for other changes, net, in the loan and lease balances made to customers. Net change in deposits - non-maturing Net cash inflow (outflow) of noninterest-bearing, savings and NOW deposits. OPERATING ACTIVITIES Service charges on deposit accounts Amount of fees and commissions income from depositor accounts. Non-cash transfers from loans to other assets Amount of noncash transfer of loans to other assets. Statement [Line Items] Nature of Business [Policy Text Block] Disclosure of accounting policy of the nature of the business in which the bank operates that may impact the entity's financial reporting. wbhc_FinancingReceivableAmortizationPeriod Financing Receivable, Amortization Period (Year) The amortization period of financing receivables. Commitments wbhc_FinancingReceivableMaturityPeriod Financing Receivable, Maturity Period (Year) The maturity period for financing receivables. wbhc_PotentialProblemLoans Potential Problem Loans Loans where the borrowers have experienced financial difficulty and the Company has identified as a potential future loss. Additional monitoring is administered to these loans. The 2009 Stock Option Plan [Member] Represents the 2009 stock option plan. Additional paid-in capital AOCI Attributable to Parent [Member] Stockholders’ equity: The 2016 Equity Incentive Plan [Member] Represents the 2016 equity incentive plan. Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block] Loans, net us-gaap_LoansReceivableFairValueDisclosure Fair Value Disclosures [Text Block] Fair Value, by Balance Sheet Grouping [Table Text Block] Residential 1 to 4 Family [Member] Represents residential 1-4 family. us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD CASH AND CASH EQUIVALENTS - END OF PERIOD Real Estate Portfolio Segment [Member] Represents real estate portfolio segment. Assets us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect NET CHANGE IN CASH AND CASH EQUIVALENTS us-gaap_Liabilities Total liabilities us-gaap_NetCashProvidedByUsedInFinancingActivities NET CASH PROVIDED BY FINANCING ACTIVITIES us-gaap_NetCashProvidedByUsedInOperatingActivities NET CASH PROVIDED BY OPERATING ACTIVITIES us-gaap_NetCashProvidedByUsedInInvestingActivities NET CASH USED IN INVESTING ACTIVITIES Interest bearing deposits Amount of interest bearing deposit assets. Net gains (losses) Hedged items us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1 Derivative designated as hedging instruments Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio Encompass Home Lending, LLC [Member] Represents Encompass Home Lending, LLC. us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued, Total Common equity Tier 1 capital to risk weighted assets well capitalized ratio Investment, Policy [Policy Text Block] Change in escrow balances Amount of cash inflow from escrow payable, net. Accounting Standards Update [Domain] Related Allowance Impaired Financing Receivable, Related Allowance Accrued interest payable and other liabilities Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block] Stock Options and Stock Appreciation Rights [Member] Represents information related to stock options and stock appreciations rights. Accounting Standards Update [Axis] Interest Income Recognized, with no related allowance Interest Income Recognized, with related allowance Interest Income Recognized Recorded Investment, with no related allowance Recorded Investment, with related allowance us-gaap_PaymentsOfDividendsCommonStock Cash dividends paid on common stock Recorded Investment Average Recorded Investment, with no related allowance Average Recorded Investment, with related allowance Average Recorded Investment Unpaid Principal Balance, with no related allowance Unpaid Principal Balance, with related allowance Unpaid Principal Balance Noncontrolling Interest [Member] us-gaap_NoninterestExpense Total non-interest expense Furniture and equipment expense Retained Earnings [Member] Issuance of common stock related to exercise of stock options Directors’ fees Non-interest expense: Additional Paid-in Capital [Member] Accounting Standards Update 2016-13 [Member] Issuance of common stock pursuant to dividend reinvestment plan Common Stock [Member] Collateral Held [Domain] Collateral Pledged [Member] Equity Components [Axis] Real Estate [Member] Equity Component [Domain] Unfunded Loan Commitment [Member] Collateral Held [Axis] Class of Financing Receivable [Domain] Home Equity Loan [Member] Noncontrolling interest contributions Other Assets [Member] Class of Financing Receivable [Axis] Financing Receivable Portfolio Segment [Domain] Commercial Portfolio Segment [Member] us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest Earnings before income taxes Consumer Portfolio Segment [Member] Financing Receivable Portfolio Segment [Axis] Other comprehensive earnings (losses): Provision expense (benefit) for credit losses on unfunded commitments Amount of provision for credit losses on unfunded commitments. State and Local Jurisdiction [Member] wbhc_OtherRealEstateOwnedFairValueDisclosure Other real estate owned Fair Value of other real estate owned. Income Tax Authority, Name [Axis] Income Tax Authority, Name [Domain] Internal Revenue Service (IRS) [Member] Income Tax Authority [Axis] Income Tax Authority [Domain] Domestic Tax Authority [Member] Balance Sheet Location [Axis] Balance Sheet Location [Domain] Document Quarterly Report Entity Incorporation, State or Country Code us-gaap_UnrecognizedTaxBenefits Unrecognized Tax Benefits, Ending Balance Accounting Policies [Abstract] Significant Accounting Policies [Text Block] us-gaap_OpenTaxYear Open Tax Year Document Transition Report Basis of Accounting, Policy [Policy Text Block] Entity Interactive Data Current Dividends per common share (in dollars per share) Cash dividends declared, per share (in dollars per share) Ending balance individually evaluated for impairment Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. Ending balance collectively evaluated for impairment The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. Deposits us-gaap_DepositsFairValueDisclosure Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] wbhc_FinancingReceivablesIndividuallyEvaluatedForImpairment Loans The balance of financing receivables that were individually evaluated for impairment. wbhc_FinancingReceivablesCollectivelyEvaluatedForImpairment Ending balance collectively evaluated for impairment The balance of financing receivables that were collectively evaluated for impairment. US Treasury and Other US Government Agencies Debt Securities [Member] This category includes investments in debt securities issued by the United States Department of the Treasury and other US Government Agencies, but not US Government-sponsored Enterprises. FHLMC Pledging Purpose [Domain] Weighted average number of common shares outstanding-diluted (in shares) Weighted average diluted common shares outstanding (in shares) Pledging Purpose [Axis] wbhc_InvestmentIncomeAmortizationOfDiscountAndPremium Net amortization of securities Amount of accretion (amortization) of purchase discount (premium) on securities. Statement [Table] us-gaap_MinorityInterestOwnershipPercentageByParent Noncontrolling Interest, Ownership Percentage by Parent Statement of Financial Position [Abstract] Diluted earnings per common share (in dollars per share) Weighted average number of common shares outstanding-basic (in shares) Denominator – Weighted average number of common shares outstanding (in shares) us-gaap_EffectiveIncomeTaxRateContinuingOperations Effective Income Tax Rate Reconciliation, Percent, Total Basic earnings per common share (in dollars per share) us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss Debt Securities, Available-for-Sale, Allowance for Credit Loss, Ending Balance Statement of Cash Flows [Abstract] Statement of Stockholders' Equity [Abstract] Income Statement [Abstract] us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent Other comprehensive earnings (losses): Financing Receivable, Nonaccrual [Table Text Block] Interest on finance leases us-gaap_Deposits Total Deposits Investments Classified by Contractual Maturity Date [Table Text Block] Interest bearing Weighted Average Pay Rate Weighted Average Remaining Maturity (Year) Schedule of Unrealized Loss on Investments [Table Text Block] Noninterest-bearing Time Unrealized losses on available-for-sale securities us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax Reclassification adjustment for net losses (gains) included in net earnings Net change in deposits - time Savings and money market accounts Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block] Fair Value Measurements, Nonrecurring [Table Text Block] FINANCING ACTIVITIES Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] Wilson Bank [Member] Represents information regarding Wilson Bank. Derivative, net Derivative, Fair Value, Net, Total Interest Rate Lock Commitments [Member] us-gaap_PaymentsForProceedsFromLifeInsurancePolicies Purchase of life insurance and annuity contracts Commitments to Extend Credit [Member] Construction, Land Development and Farmland [Member] Represents construction, land development and farmland. Commercial and Multifamily [Member] Represents commercial and multifamily. Commercial, Industrial and Agricultural Portfolio [Member] Represents commercial, industrial and agricultural portfolio. Other Collateral [Member] Represents other collateral. Accounting Changes, Reclassifications and Restatements [Policy Text Block] Disclosure of accounting policy for accounting changes, reclassifications and restatements. Pledged Status [Domain] Schedule of Amortized Cost Basis of Collateral Dependent Loans [Table Text Block] Tabular disclosure of amortized cost basis of collateral dependent loans. Pledged Status [Axis] Right of use asset amortization Collateral dependent loans Indicates measurement input for collateral dependent loans. wbhc_CollateralDependentLoansFairValueDisclosure Collateral dependent loans (¹) Fair value of collateral dependent loans. Public Deposits and Other Required Purposes [Member] Represents public deposits and other purposes required by law. Class of Stock [Axis] Weighted-average note rate Weighted average note rate which is used to value residual cash flows generated by financial assets of a securitization, asset-backed financing arrangement, or similar transfer regardless of when the transfer occurred. Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] wbhc_EffectiveIncomeTaxRateReconciliationAtFederalAndStateStatutoryIncomeTaxRatePercent Effective Income Tax Rate Reconciliation, at Federal and State Statutory Income Tax Rate, Percent Percentage of domestic federal and state statutory tax rate applicable to pretax income (loss). Securities, Available-for-sale, Gross Unrealized Losses Securities, Available-for-sale, Gross Unrealized Gains Interest Rate Swap [Member] Off-Balance-Sheet, Credit Loss, Liability [Table Text Block] Tabular disclosure for changes in amount of expected credit loss for credit exposure on off-balance-sheet commitment, including but not limited to, loan commitment, standby letter of credit, financial guarantee not accounted for as insurance. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging. Available-for-sale, amortized cost Debt Securities, Available-for-Sale, Amortized Cost, Total Securities available-for-sale, amortized cost Due after one year through five years, securities available-for-sale, amortized cost Due after five years through ten years, securities available-for-sale, amortized cost Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block] Due after ten years, securities available-for-sale, amortized cost EX-101.PRE 10 wbhc-20220930_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE XML 11 R1.htm IDEA: XBRL DOCUMENT v3.22.2.2
Document And Entity Information - shares
 9 Months Ended
Sep. 30, 2022
Nov. 09, 2022
Document Information [Line Items]    
Entity Central Index Key 0000885275  
Entity Registrant Name WILSON BANK HOLDING CO  
Amendment Flag false  
Current Fiscal Year End Date --12-31  
Document Fiscal Period Focus Q3  
Document Fiscal Year Focus 2022  
Document Type 10-Q  
Document Quarterly Report true  
Document Period End Date Sep. 30, 2022  
Document Transition Report false  
Entity File Number 0-20402  
Entity Incorporation, State or Country Code TN  
Entity Tax Identification Number 62-1497076  
Entity Address, Address Line One 623 West Main Street  
Entity Address, City or Town Lebanon  
Entity Address, State or Province TN  
Entity Address, Postal Zip Code 37087  
City Area Code 615  
Local Phone Number 444-2265  
Entity Current Reporting Status Yes  
Entity Interactive Data Current Yes  
Entity Filer Category Accelerated Filer  
Entity Small Business false  
Entity Emerging Growth Company false  
Entity Shell Company false  
Entity Common Stock, Shares Outstanding   11,461,087
XML 12 R2.htm IDEA: XBRL DOCUMENT v3.22.2.2
Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2022
Dec. 31, 2021
Assets    
Loans $ 2,991,325 $ 2,483,914
Less: Allowance for credit losses (37,580) (39,632)
Net loans 2,953,745 2,444,282
Securities available-for-sale, at market (amortized cost $995,115 and $906,135, respectively) 839,152 897,585
Loans held for sale 3,555 11,843
Interest bearing deposits 78,713 400,940
Restricted equity securities 4,357 5,089
Federal funds sold 0 27,055
Total earning assets 3,879,522 3,786,794
Cash and due from banks 16,859 25,423
Bank premises and equipment, net 60,074 62,846
Accrued interest receivable 9,868 7,641
Deferred income tax asset 52,874 12,792
Bank owned life insurance 57,619 46,206
Other assets 48,765 43,089
Goodwill 4,805 4,805
Total assets 4,130,386 3,989,596
Liabilities and Stockholders’ Equity    
Noninterest-bearing 436,287 433,500
Interest bearing 1,097,905 1,030,743
Savings and money market accounts 1,611,120 1,497,669
Time 600,344 593,159
Total Deposits 3,745,656 3,555,071
Accrued interest payable and other liabilities 42,167 20,808
Total liabilities 3,787,823 3,575,879
Stockholders’ equity:    
Common stock, $2.00 par value; authorized 50,000,000 shares, issued and outstanding 11,460,587 and 11,201,504 shares, respectively 22,921 22,403
Additional paid-in capital 121,526 105,177
Retained earnings 313,287 292,452
Noncontrolling interest in consolidated subsidiary 32 0
Accumulated other comprehensive losses, net of taxes of $40,760 and $2,235 respectively (115,203) (6,315)
Total stockholders’ equity 342,563 413,717
Total liabilities and stockholders’ equity $ 4,130,386 $ 3,989,596
XML 13 R3.htm IDEA: XBRL DOCUMENT v3.22.2.2
Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($)
$ in Thousands
Sep. 30, 2022
Dec. 31, 2021
Available-for-sale, amortized cost $ 995,115 $ 906,135
Common stock, par value (in dollars per share) $ 2.00 $ 2.00
Common stock, shares authorized (in shares) 50,000,000 50,000,000
Common stock, shares issued (in shares) 11,460,587 11,201,504
Common stock, shares outstanding (in shares) 11,460,587 11,201,504
Accumulated other comprehensive losses, taxes $ 40,760 $ 2,235
XML 14 R4.htm IDEA: XBRL DOCUMENT v3.22.2.2
Consolidated Statements of Earnings (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Interest income:        
Interest and fees on loans $ 36,566 $ 30,773 $ 98,474 $ 88,211
Interest and dividends on securities:        
Taxable securities 4,374 2,372 11,548 6,167
Exempt from federal income taxes 351 329 1,030 905
Interest on loans held for sale 64 80 232 340
Interest on federal funds sold 29 4 95 9
Interest on balances held at depository institutions 585 128 1,126 315
Interest and dividends on restricted securities 55 33 115 84
Total interest income 42,024 33,719 112,620 96,031
Interest expense:        
Interest on negotiable order of withdrawal accounts 522 475 1,444 1,383
Interest on money market and savings accounts 1,942 482 3,060 1,587
Interest on time deposits 1,406 1,884 3,717 6,027
Interest on Federal Home Loan Bank advances 0 0 0 133
Interest on Federal funds purchased 7 0 7 0
Interest on finance leases 17 0 50 0
Total interest expense 3,894 2,841 8,278 9,130
Net interest income before provision for credit losses 38,130 30,878 104,342 86,901
Provision for credit losses 2,543 130 6,060 1,012
Net interest income after provision for credit losses 35,587 30,748 98,282 85,889
Non-interest income:        
Service charges on deposit accounts 1,974 1,682 5,470 4,418
Brokerage income 1,919 1,586 5,348 4,665
Debit and credit card interchange income 3,259 3,012 9,870 8,894
Other fees and commissions 376 439 1,144 1,064
Income on BOLI and annuity contracts 357 315 1,074 946
Gain (loss) on sale of loans (56) 2,275 2,669 7,929
Mortgage servicing income 40 0 63 0
Gain (loss) on sale of securities (281) 28 (281) 28
Gain (loss) on sale of fixed assets 232 (6) 260 (29)
Loss on sale of other real estate 0 (4) 0 (15)
Gain on sale of other assets 0 1 8 2
Other income 47 20 39 20
Total non-interest income 7,867 9,348 25,664 27,922
Non-interest expense:        
Salaries and employee benefits 14,443 13,456 43,353 40,778
Occupancy expenses, net 1,422 1,436 4,167 4,067
Advertising & public relations expense 886 736 2,233 1,830
Furniture and equipment expense 838 846 2,547 2,508
Data processing expense 1,908 1,509 5,533 4,419
ATM & interchange expense 1,363 1,218 3,806 3,522
Directors’ fees 146 179 447 463
Audit, legal & consulting expenses 217 323 635 684
Provision expense (benefit) for credit losses on unfunded commitments (515) 84 (298) 221
Other operating expenses 3,040 2,904 8,789 8,673
Total non-interest expense 23,748 22,691 71,212 67,165
Earnings before income taxes 19,706 17,405 52,734 46,646
Income taxes 4,523 4,063 12,037 11,021
Net earnings 15,183 13,342 40,697 35,625
Net loss attributable to noncontrolling interest 7 0 5 0
Net earnings attributable to Wilson Bank Holding Company $ 15,190 $ 13,342 $ 40,702 $ 35,625
Weighted average number of common shares outstanding-basic (in shares) 11,429,027 11,165,313 11,348,628 11,110,006
Weighted average number of common shares outstanding-diluted (in shares) 11,460,943 11,197,410 11,380,255 11,140,586
Basic earnings per common share (in dollars per share) $ 1.33 $ 1.19 $ 3.59 $ 3.21
Diluted earnings per common share (in dollars per share) 1.33 1.19 3.58 3.20
Dividends per common share (in dollars per share) $ 0.75 $ 0.75 $ 1.85 $ 1.35
XML 15 R5.htm IDEA: XBRL DOCUMENT v3.22.2.2
Consolidated Statements of Comprehensive Earnings (Losses) (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Net earnings $ 15,183 $ 13,342 $ 40,697 $ 35,625
Other comprehensive earnings (losses):        
Unrealized losses on available-for-sale securities (46,767) (3,840) (147,694) (11,521)
Reclassification adjustment for net losses (gains) included in net earnings 281 (28) 281 (28)
Tax effect 12,148 1,011 38,525 3,019
Other comprehensive earnings (losses): (34,338) (2,857) (108,888) (8,530)
Comprehensive earnings (losses) (19,155) 10,485 (68,191) 27,095
Comprehensive (earnings) losses attributable to noncontrolling interest 7 0 5 0
Comprehensive earnings (losses) attributable to Wilson Bank Holding Company $ (19,148) $ 10,485 $ (68,186) $ 27,095
XML 16 R6.htm IDEA: XBRL DOCUMENT v3.22.2.2
Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($)
$ in Thousands
Cumulative Effect, Period of Adoption, Adjustment [Member]
Common Stock [Member]
Cumulative Effect, Period of Adoption, Adjustment [Member]
Additional Paid-in Capital [Member]
Cumulative Effect, Period of Adoption, Adjustment [Member]
Retained Earnings [Member]
Cumulative Effect, Period of Adoption, Adjustment [Member]
Noncontrolling Interest [Member]
Cumulative Effect, Period of Adoption, Adjustment [Member]
AOCI Attributable to Parent [Member]
Cumulative Effect, Period of Adoption, Adjustment [Member]
Common Stock [Member]
Additional Paid-in Capital [Member]
Retained Earnings [Member]
Noncontrolling Interest [Member]
AOCI Attributable to Parent [Member]
Total
Balance at beginning of period at Dec. 31, 2020             $ 21,987 $ 93,034 $ 257,935 $ 0 $ 7,165 $ 380,121
Cash dividends declared             0 0 (14,910) 0 0 (14,910)
Issuance of shares of common stock pursuant to dividend reinvestment plan             373 10,815 0 0 0 11,188
Issuance of shares of common stock pursuant to exercise of stock options             29 544 0 0 0 573
Share based compensation expense             0 362 0 0 0 362
Net change in fair value of available-for-sale securities during the period, net of taxes             0 0 0 0 (8,530) (8,530)
Net earnings             0 0 35,625 0 0 35,625
Balance at end of period at Sep. 30, 2021             22,389 104,755 278,650 0 (1,365) 404,429
Balance at beginning of period at Jun. 30, 2021             22,170 98,321 273,622 0 1,492 395,605
Cash dividends declared             0 0 (8,314) 0 0 (8,314)
Issuance of shares of common stock pursuant to dividend reinvestment plan             206 6,080 0 0 0 6,286
Issuance of shares of common stock pursuant to exercise of stock options             13 239 0 0 0 252
Share based compensation expense             0 115 0 0 0 115
Net change in fair value of available-for-sale securities during the period, net of taxes             0 0 0 0 (2,857) (2,857)
Net earnings             0 0 13,342 0 0 13,342
Balance at end of period at Sep. 30, 2021             22,389 104,755 278,650 0 (1,365) 404,429
Balance at beginning of period at Dec. 31, 2021 $ 0 $ 0 $ 1,011 $ 0 $ 0 $ 1,011 22,403 105,177 292,452 0 (6,315) 413,717
Cash dividends declared             0 0 (20,878) 0 0 (20,878)
Issuance of shares of common stock pursuant to dividend reinvestment plan             501 15,616 0 0 0 16,117
Issuance of shares of common stock pursuant to exercise of stock options             17 147 0 0 0 164
Share based compensation expense             0 586 0 0 0 586
Net change in fair value of available-for-sale securities during the period, net of taxes             0 0 0 0 (108,888) (108,888)
Net earnings             0 0 40,702 (5) 0 40,697
Balance at end of period at Sep. 30, 2022             22,921 121,526 313,287 32 (115,203) 342,563
Noncontrolling interest contribution             0 0 0 37 0 37
Balance at beginning of period at Jun. 30, 2022             22,717 114,943 306,615 39 (80,865) 363,449
Cash dividends declared             0 0 (8,518) 0 0 (8,518)
Issuance of shares of common stock pursuant to dividend reinvestment plan             199 6,305 0 0 0 6,504
Issuance of shares of common stock pursuant to exercise of stock options             5 63 0 0 0 68
Share based compensation expense             0 215 0 0 0 215
Net change in fair value of available-for-sale securities during the period, net of taxes             0 0 0 0 (34,338) (34,338)
Net earnings             0 0 15,190 (7) 0 15,183
Balance at end of period at Sep. 30, 2022             $ 22,921 $ 121,526 $ 313,287 $ 32 $ (115,203) $ 342,563
XML 17 R7.htm IDEA: XBRL DOCUMENT v3.22.2.2
Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Cash dividends declared, per share (in dollars per share) $ 0.75 $ 0.75 $ 1.85 $ 1.35
Issuance of shares of common stock pursuant to dividend reinvestment plan, shares (in shares) 99,224 103,141 250,329 186,583
Issuance of shares of common stock, shares (in shares) 2,839 6,182 8,754 14,333
Net change in fair value of available-for-sale securities during the period, taxes $ 12,148 $ 1,011 $ 38,525 $ 3,019
XML 18 R8.htm IDEA: XBRL DOCUMENT v3.22.2.2
Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
OPERATING ACTIVITIES    
Net earnings $ 40,697 $ 35,625
Adjustments to reconcile consolidated net income to net cash provided (used) by operating activities    
Provision for credit losses 6,060 1,012
Deferred income taxes benefit (1,915) (1,056)
Depreciation and amortization of premises and equipment 3,346 3,180
Loss (gain) on disposal of premises and equipment (260) 29
Net amortization of securities 3,181 3,999
Net realized losses (gains) on sales of securities 281 (28)
Gains on mortgage loans sold, net (2,669) (7,929)
Share-based compensation expense 1,410 986
Loss on other real estate 0 15
Gain on sale of other assets (8) (2)
Increase in value of life insurance and annuity contracts (1,074) (766)
Mortgage loans originated for resale (94,149) (167,429)
Proceeds from sale of mortgage loans 105,106 184,296
Right of use asset amortization 293 1,299
Change in    
Accrued interest receivable (2,227) (681)
Other assets 249 (4,598)
Accrued interest payable 94 (860)
Other liabilities 3,633 5,917
TOTAL ADJUSTMENTS 21,351 17,384
NET CASH PROVIDED BY OPERATING ACTIVITIES 62,048 53,009
INVESTING ACTIVITIES    
Purchases (175,289) (403,894)
Sales 12,073 39,652
Maturities, prepayments and calls 70,774 120,378
Redemptions (purchases) of restricted equity securities 732 0
Net increase in loans (511,575) (94,979)
Purchase of buildings, leasehold improvements, and equipment (505) (7,671)
Proceeds from sale of premises and equipment 260 0
Proceeds from sale of other assets 34 83
Proceeds from sale of other real estate 0 167
Purchase of life insurance and annuity contracts (10,729) (15,000)
Increase in other investments 0 (2,000)
NET CASH USED IN INVESTING ACTIVITIES (614,225) (363,264)
FINANCING ACTIVITIES    
Net change in deposits - non-maturing 183,400 421,953
Net change in deposits - time 7,185 (8,052)
Net change in Federal Home Loan Bank Advances 0 (3,638)
Change in escrow balances 8,326 (2,148)
Repayment of finance lease obligation (20) 0
Noncontrolling interest contributions 37 0
Issuance of common stock related to exercise of stock options 164 573
Issuance of common stock pursuant to dividend reinvestment plan 16,117 11,188
Cash dividends paid on common stock (20,878) (14,910)
NET CASH PROVIDED BY FINANCING ACTIVITIES 194,331 404,966
NET CHANGE IN CASH AND CASH EQUIVALENTS (357,846) 94,711
CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD 453,418 338,856
CASH AND CASH EQUIVALENTS - END OF PERIOD 95,572 433,567
Supplemental disclosure of cash flow information:    
Interest 8,184 9,259
Taxes 15,346 13,327
Non-cash investing and financing activities:    
Change in fair value of securities available-for-sale, net of tax benefit of $38,525 and $3,019 for the nine months ended September 30, 2022 and 2021, respectively (108,888) (8,530)
Non-cash transfers from loans to other real estate 0 182
Non-cash transfers from loans to other assets $ 0 $ 81
XML 19 R9.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 1 - Summary of Significant Accounting Policies
 9 Months Ended
Sep. 30, 2022
Notes to Financial Statements  
Significant Accounting Policies [Text Block]

Note 1. Summary of Significant Accounting Policies

 

Nature of Business — Wilson Bank Holding Company (the “Company”) is a bank holding company whose primary business is conducted by its wholly-owned subsidiary, Wilson Bank & Trust (the “Bank”). The Bank is a commercial bank headquartered in Lebanon, Tennessee. The Bank provides a full range of banking services in its primary market areas of Wilson, Davidson, Rutherford, Trousdale, Sumner, Dekalb, Putnam, Smith, and Williamson Counties, Tennessee. On June 1, 2022, the Bank began operations with a newly-formed joint venture, Encompass Home Lending, LLC ("Encompass") of which the Bank owns 51% of the outstanding membership interests. Encompass offers residential mortgage banking services to customers of certain home builders in our markets.

 

Basis of Presentation — The accompanying unaudited, consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and therefore do not include all information and footnotes necessary for a fair presentation of financial position, results of operations, and cash flows in conformity with U.S. generally accepted accounting principles. All adjustments consisting of normally recurring accruals that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods covered by the report have been included. The accompanying unaudited consolidated financial statements should be read in conjunction with the Company’s consolidated audited financial statements and related notes appearing in the Company's Annual Report on Form 10-K for the year ended December 31, 2021.

 

These consolidated financial statements include the accounts of the Company, the Bank, and Encompass. Significant intercompany transactions and accounts are eliminated in consolidation.

 

Use of Estimates — The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities as of the balance sheet date and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term include the determination of the allowance for credit losses, the valuation of deferred tax assets, determination of any impairment of goodwill or other intangibles, the valuation of other real estate (if any), and the fair value of financial instruments. These financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. There have been no significant changes to the Company’s significant accounting policies as disclosed in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 other than the adoption of ASC 326 as described in Note 1. Summary of Significant Accounting Policies - Accounting Changes, Reclassifications and Restatements and in Note 2 - Loans and Allowance for Credit Losses.

 

Accounting Changes, Reclassifications and Restatements – Certain items in prior financial statements have been reclassified to conform to the current presentation. In addition, on January 1, 2022, we adopted Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments,” as subsequently updated for certain clarifications, targeted relief and codification improvements. Accounting Standards Codification (“ASC”) Topic 326 (“ASC 326”) replaces the previous “incurred loss” model for measuring credit losses, which encompassed allowances for current known and inherent losses within the portfolio, with an “expected loss” model, which encompasses allowances for losses expected to be incurred over the life of the portfolio. The new current expected credit loss (“CECL”) model requires the measurement of all expected credit losses for financial assets measured at amortized cost and certain off-balance-sheet credit exposures based on historical experience, current conditions, and reasonable and supportable forecasts. ASC 326 also requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. In addition, ASC 326 includes certain changes to the accounting for available-for-sale securities including the requirement to present credit losses as an allowance rather than as a direct write-down for available-for-sale securities management does not intend to sell or believes that it is more likely than not they will be required to sell.

 

We adopted ASC 326 using the modified retrospective method for all financial assets measured at amortized cost and off-balance-sheet credit exposures. Upon adoption, we recognized an after-tax cumulative effect increase to retained earnings totaling $1.0 million.  Operating results for periods after January 1, 2022 are presented in accordance with ASC 326 while prior period amounts continue to be reported in accordance with previously applicable standards and the accounting policies described in our 2021 Form 10-K.

 

In connection with the adoption of ASC 326, we revised certain accounting policies and implemented certain accounting policy elections. The revised accounting policies are described below.

 

Allowance For Credit Losses - Loans — The allowance for credit losses on loans is a contra-asset valuation account, calculated in accordance with ASC 326, that is deducted from the amortized cost basis of loans to present management's best estimate of the net amount expected to be collected. Loans are charged-off against the allowance when deemed uncollectible by management. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Adjustments to the allowance are reported in our income statement as a component of credit loss expense. Management has made the accounting policy election to exclude accrued interest receivable on loans from the estimate of credit losses. Further information regarding our policies and methodology used to estimate the allowance for credit losses on loans is presented in Note 2 - Loans and Allowance for Credit Losses.

 

Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures — The allowance for credit losses on off-balance-sheet credit exposures is a liability account, calculated in accordance with ASC 326, representing expected credit losses over the contractual period for which we are exposed to credit risk resulting from a contractual obligation to extend credit. No allowance is recognized if we have the unconditional right to cancel the obligation. The allowance is reported as a component of accrued interest payable and other liabilities in our consolidated balance sheets. Adjustments to the allowance are reported in our income statement as a component of non-interest expense. Further information regarding our policies and methodology used to estimate the allowance for credit losses on off-balance-sheet credit exposures is presented in Note 11 - Commitments and Contingent Liabilities.

 

Securities – Securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them until maturity. Securities to be held for indefinite periods of time are classified as available for sale and carried at fair value, with the unrealized holding gains and losses (those for which no allowance for credit losses are recorded) reported as a component of other comprehensive earnings, net of tax. Securities held for resale in anticipation of short-term market movements are classified as trading and are carried at fair value, with changes in unrealized holding gains and losses included in income. Management determines the appropriate classification of securities at the time of purchase. Securities with limited marketability, such as stock in the Federal Reserve Bank and the Federal Home Loan Bank, are carried at cost.

 

Interest income on securities includes amortization of purchase premiums and discounts. Premiums and discounts on securities are generally amortized using the interest method with a constant effective yield without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Premiums on callable securities are amortized to their earliest call date. A security is placed on non-accrual status if (i) principal or interest has been in default for a period of 90 days or more or (ii) full payment of principal and interest is not expected. Interest accrued but not received for a security placed on non-accrual status is reversed against interest income. Gains and losses on sales are recorded on the trade date and are derived from the amortized cost of the security sold.

 

Allowance for Credit Losses - Securities Available-for-Sale — For any securities classified as available-for-sale that are in an unrealized loss position at the balance sheet date, the Company assesses whether or not it intends to sell the security, or more likely than not will be required to sell the security, before recovery of its amortized cost basis. If either criteria is met, the security's amortized cost basis is written down to fair value through net income. If neither criteria is met, the Company evaluates whether any portion of the decline in fair value is the result of credit deterioration. Such evaluations consider the extent to which the amortized cost of the security exceeds its fair value, changes in credit ratings and any other known adverse conditions related to the specific security. If the evaluation indicates that a credit loss exists, an allowance for credit losses is recorded for the amount by which the amortized cost basis of the security exceeds the present value of cash flows expected to be collected, limited by the amount by which the amortized cost exceeds fair value. Any impairment not recognized in the allowance for credit losses is recognized in other comprehensive income.

 

Recently Issued Accounting Pronouncements    

 

Information about certain recently issued accounting standards updates is presented below. Also refer to Note 1 - Accounting Standards Updates in our 2021 Form 10-K for additional information related to previously issued accounting standards updates.

 

ASU 2020-04, “Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting.” In March 2020, the FASB issued this ASU and has issued subsequent amendments thereto, which provides temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. The guidance is effective for all entities as of March 12, 2020 through December 31, 2022. The Company has implemented a transition plan to identify and modify its loans and other financial instruments with attributes that are either directly or indirectly influenced by LIBOR. The Company has discontinued originating LIBOR-based loans during 2022 and has begun negotiating loans primarily using its preferred replacement index, the Secured Overnight Financing Rate ("SOFR"). For the Company’s currently outstanding LIBOR-based loans, the timing and manner in which each customer's contract transitions to SOFR will vary on a case-by-case basis. The Company expects to complete all transitions by August 2023.

 

ASU 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” ASU 2016-13 requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts and requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. As noted above, effective  January 1, 2022 the Company adopted ASU 2016-13, which resulted in a $7.6 million decrease to the allowance for credit losses and a $6.2 million increase to the reserve for unfunded commitments, resulting in a $1.0 million increase in retained earnings (net of taxes). See Note 2 – Loans and Allowance for Credit Losses for additional information.

 

ASU 2022-01, “Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method.” ASU 2022-01 was issued to expand the scope of assets eligible for portfolio layer method hedging to include all financial assets. The update also expands the current last-of-layer method that permits only one hedged layer to allow multiple hedged layers of a single closed portfolio. The last-of-layer method is renamed the portfolio layer method, because more than the last layer of a portfolio could be hedged.  The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after  December 15, 2022.  The adoption of ASU 2022-01 is not expected to have a significant impact on our financial statements.

 

ASU 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures.” ASU 2022-02 was issued to respond to feedback received from post-implementation review of Topic 326. The amendments eliminate the troubled debt restructuring (TDR) recognition and measurement guidance and now require that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments enhance existing disclosures and include new disclosure requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. To improve consistency for vintage disclosures, the ASU requires that public business entities disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20.  The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after  December 15, 2022.   The adoption of ASU 2022-02 is not expected to have a significant impact on our financial statements.

 

Other than those previously discussed, there were no other recently issued accounting pronouncements that are expected to materially impact the Company.

 

 
XML 20 R10.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 2 - Loans and Allowance for Credit Losses
 9 Months Ended
Sep. 30, 2022
Notes to Financial Statements  
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]

Note 2. Loans and Allowance for Credit Losses

 

Loans — Loans are reported at their outstanding principal balances less unearned income, the allowance for credit losses and any deferred fees or costs on originated loans. Interest income on loans is accrued based on the principal balance outstanding. Loan origination fees, net of certain loan origination costs, are deferred and recognized as an adjustment to the related loan yield using a method which approximates the interest method.

 

For financial reporting purposes, the Company classifies its loan portfolio based on the underlying collateral utilized to secure each loan. This classification is consistent with that utilized in the Quarterly Report of Condition and Income filed by the Bank with the Federal Deposit Insurance Corporation (“FDIC”).

 

The following schedule details the loans of the Company at September 30, 2022 and December 31, 2021:

 

  

(In Thousands)

 
  September 30, 2022  December 31, 2021 
         

Residential 1-4 family real estate

 $812,433  $689,579 

Commercial and multi-family real estate

  993,647   908,673 

Construction, land development and farmland

  853,326   612,659 

Commercial, industrial and agricultural

  124,115   118,155 

1-4 family equity lines of credit

  142,043   92,229 

Consumer and other

  79,720   74,643 

Total loans before net deferred loan fees

  3,005,284   2,495,938 

Net deferred loan fees

  (13,959)  (12,024)

Total loans

  2,991,325   2,483,914 

Less: Allowance for credit losses

  (37,580)  (39,632)

Net loans

 $2,953,745  $2,444,282 

 

Risk characteristics relevant to each portfolio segment are as follows:

 

Construction, land development and farmland: Loans for non-owner-occupied real estate construction or land development are generally repaid through cash flow related to the operation, sale or refinance of the property. The Company also finances construction loans for owner-occupied properties. A portion of the Company’s construction and land portfolio segment is comprised of loans secured by residential product types (residential land and single-family construction). With respect to construction loans to developers and builders that are secured by non-owner occupied properties that the Company may originate from time to time, the Company generally requires the borrower to have had an existing relationship with the Company and have a proven record of success. Construction and land development loans are underwritten utilizing independent appraisal reviews, sensitivity analysis of absorption and lease rates, market sales activity, and financial analysis of the developers and property owners. Construction loans are generally based upon estimates of costs and value associated with the completed project. These estimates may be inaccurate. Construction loans often involve the disbursement of substantial funds with repayments substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing.

 

Residential 1-4 family real estate: Residential real estate loans represent loans to consumers or investors to finance a residence. These loans are typically financed on 15 to 30 year amortization terms, but generally with shorter maturities of 5 to 15 years. Many of these loans are extended to borrowers to finance their primary or secondary residence. Loans to an investor secured by a 1-4 family residence will be repaid from either the rental income from the property or from the sale of the property. This loan segment also includes closed-end home equity loans that are secured by a first or second mortgage on the borrower’s residence. This allows customers to borrow against the equity in their home. Loans in this portfolio segment are underwritten and approved based on a number of credit quality criteria including limits on maximum Loan-to-Value ("LTV") ratios, minimum credit scores, and maximum debt to income ratios. Real estate market values as of the time the loan is made directly affect the amount of credit extended and, in addition, changes in these residential property values impact the depth of potential losses in this portfolio segment.

 

1-4 family equity lines of credit: This loan segment includes open-end home equity loans that are secured by a first or second mortgage on the borrower’s residence. This allows customers to borrow against the equity in their home utilizing a revolving line of credit. These loans are underwritten and approved based on a number of credit quality criteria including limits on maximum LTV ratios, minimum credit scores, and maximum debt to income ratios. Real estate market values as of the time the loan is made directly affect the amount of credit extended and, in addition, changes in these residential property values impact the depth of potential losses in this portfolio segment. Because of the revolving nature of these loans, as well as the fact that many represent second mortgages, this portfolio segment can contain more risk than the amortizing 1-4 family residential real estate loans.

 

Commercial and multi-family real estate: Multi-family and commercial real estate loans are subject to underwriting standards and processes similar to commercial and industrial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate.

 

Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s commercial real estate portfolio are diverse in terms of type. This diversity helps reduce the Company’s exposure to adverse economic events that affect any single market or industry. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria. The Company also utilizes third-party experts to provide insight and guidance about economic conditions and trends affecting the market areas it serves. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans. Non-owner occupied commercial real estate loans are loans secured by multifamily and commercial properties where the primary source of repayment is derived from rental income associated with the property (that is, loans for which 50 percent or more of the source of repayment comes from third party, nonaffiliated, rental income) or the proceeds of the sale, refinancing, or permanent financing of the property. These loans are made to finance income-producing properties such as apartment buildings, office and industrial buildings, and retail properties. Owner-occupied commercial real estate loans are loans where the primary source of repayment is the cash flow from the ongoing operations and business activities conducted by the party, or affiliate of the party, who owns the property.

 

Commercial, industrial, and agricultural: The commercial and industrial loan portfolio segment includes commercial and industrial loans to commercial customers for use in normal business operations to finance working capital needs, equipment purchases or other expansion projects. Also included in this category are PPP loans guaranteed by the SBA, which totaled $169,000 at  September 30, 2022 and $5.0 million at December 31, 2021. Collection risk in this portfolio is driven by the creditworthiness of underlying borrowers, particularly cash flow from customers’ business operations. Commercial and industrial loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower, if any. The cash flows of borrowers, however, may not be as expected and any collateral securing these loans may fluctuate in value. Most commercial and industrial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and usually incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.

 

Consumer: The consumer loan portfolio segment includes non-real estate secured direct loans to consumers for household, family, and other personal expenditures. Consumer loans may be secured or unsecured and are usually structured with short or medium term maturities. These loans are underwritten and approved based on a number of consumer credit quality criteria including limits on maximum LTV ratios on secured consumer loans, minimum credit scores, and maximum debt to income ratios. Many traditional forms of consumer installment credit have standard monthly payments and fixed repayment schedules of one to five years. These loans are made with either fixed or variable interest rates that are based on specific indices. Installment loans fill a variety of needs, such as financing the purchase of an automobile, a boat, a recreational vehicle or other large personal items, or for consolidating debt. These loans may be unsecured or secured by an assignment of title, as in an automobile loan, or by money in a bank account. In addition to consumer installment loans, this portfolio segment also includes secured and unsecured personal lines of credit as well as overdraft protection lines. Loans in this portfolio segment are sensitive to unemployment and other key consumer economic measures.

 

Allowance For Credit Losses ("ACL") - Loans. The allowance for credit losses on loans is a contra-asset valuation account, calculated in accordance with ASC 326, that is deducted from the amortized cost basis of loans to present the net amount expected to be collected. The amount of the allowance represents management's best estimate of current expected credit losses on loans considering available information, from internal and external sources, relevant to assessing collectability over the loans' contractual terms, adjusted for expected prepayments when appropriate. Relevant available information includes historical credit loss experience, current conditions and reasonable and supportable forecasts. While historical credit loss experience provides the basis for the estimation of expected credit losses, adjustments to historical loss information may be made for differences in current portfolio-specific risk characteristics, environmental conditions or other relevant factors. The allowance for credit losses is measured on a collective basis for portfolios of loans when similar risk characteristics exist. Loans that do not share risk characteristics are evaluated for expected credit losses on an individual basis and excluded from the collective evaluation. Expected credit losses for collateral dependent loans, including loans where the borrower is experiencing financial difficulty but foreclosure is not probable, are based on the fair value of the collateral at the reporting date, adjusted for selling costs as appropriate.

 

The Company’s discounted cash flow methodology incorporates a probability of default and loss given default model, as well as expectations of future economic conditions, using reasonable and supportable forecasts. Together, the probability of default and loss given default model with the use of reasonable and supportable forecasts generate estimates for cash flows expected and not expected to be collected over the estimated life of a loan. Estimates of future expected cash flows ultimately reflect assumptions made concerning net credit losses over the life of a loan. The use of reasonable and supportable forecasts requires significant judgment. Management leverages economic projections from reputable and independent third parties to inform and provide its reasonable and supportable economic forecasts. The Company’s model reverts to a straight line basis for purposes of estimating cash flows beyond a period deemed reasonable and supportable. The Company forecasts probability of default and loss given default based on economic forecast scenarios over a four quarter time period before reverting to a straight line basis for a four quarter time period. The duration of the forecast horizon, the period over which forecasts revert to a straight line basis, the economic forecasts that management utilizes, as well as additional internal and external indicators of economic forecasts that management considers, may change over time depending on the nature and composition of our loan portfolio. Changes in economic forecasts, in conjunction with changes in loan specific attributes, impact a loan’s probability of default and loss given default, which can drive changes in the determination of the ACL. Expectations of future cash flows are discounted at the loan’s effective interest rate. The resulting ACL represents the amount by which the loan’s amortized cost exceeds the net present value of a loan’s discounted cash flows expected to be collected. The ACL is recorded through a charge to provision for credit losses and is reduced by charge-offs, net of recoveries on loans previously charged-off. It is the Company’s policy to charge-off loan balances at the time they have been deemed uncollectible.

 

For segments where the discounted cash flow methodology is not used, a remaining life methodology is utilized. The remaining life method uses an average annual charge-off rate applied to the contractual term, further adjusted for estimated prepayments to determine the unadjusted historical charge-off rate for the remaining balance of assets.

 

The estimated loan losses for all loan segments are adjusted for changes in qualitative factors not inherently considered in the quantitative analyses. The qualitative categories and the measurements used to quantify the risks within each of these categories are subjectively selected by management. The data for each measurement may be obtained from internal or external sources. The current period measurements are evaluated and assigned a factor commensurate with the current level of risk relative to past measurements over time. The resulting qualitative adjustments are applied to the relevant collectively evaluated loan portfolios. These adjustments are based upon the following:

 

 

1.

Changes in lending policies and procedures, including changes in underwriting standards and collection, charge-off, and recovery practices not considered elsewhere in estimating credit losses.

 

2.

Changes in international, national, regional, and local economic and business conditions and developments that affect the collectability of the portfolio, including the condition of various market segments.

 

3.

Changes in the nature and volume of the portfolio and in the terms of loans.

 

4.

Changes in the experience, ability, and depth of lending management and other relevant staff.

 

5.

Changes in the volume and severity of past-due loans, the volume of non-accrual loans, and the volume and severity of adversely classified or graded loans.

 

6.

Changes in the quality of the Company's loan review system.

 

7.

Changes in the value of underlying collateral for collateral-dependent loans.

 

8.

The existence and effect of any concentrations of credit, and changes in the level of such concentrations.

 

9.

The effect of other external factors such as competition and legal and regulatory requirements on the level of estimated credit losses in the Company’s existing portfolio.

 

The qualitative allowance allocation, as determined by the processes noted above, is increased or decreased for each loan segment based on the assessment of these various qualitative factors.

 

Loans that do not share similar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated pools. Individual evaluations are generally performed for loans greater than $500,000 which have experienced significant credit deterioration. Such loans are evaluated for credit losses based on either discounted cash flows or the fair value of collateral. When management determines that foreclosure is probable, expected credit losses are based on the fair value of the collateral, less selling costs. For loans for which foreclosure is not probable, but for which repayment is expected to be provided substantially through the operation or sale of the collateral, the Company has elected the practical expedient under ASC 326 to estimate expected credit losses based on the fair value of collateral, with selling costs considered in the event sale of the collateral is expected. Loans for which terms have been modified in a TDR are evaluated using these same individual evaluation methods. In the event the discounted cash flow method is used for a TDR, the original interest rate is used to discount expected cash flows. 

 

In assessing the adequacy of the allowance for credit losses, the Company considers the results of the Company's ongoing independent loan review process. The Company undertakes this process both to ascertain those loans in the portfolio with elevated credit risk and to assist in its overall evaluation of the risk characteristics of the entire loan portfolio. Its loan review process includes the judgment of management, independent internal loan reviewers and reviews that may have been conducted by third-party reviewers including regulatory examiners. The Company incorporates relevant loan review results in the allowance.

 

In accordance with CECL, losses are estimated over the remaining contractual terms of loans, adjusted for prepayments and curtailment. The contractual term excludes expected extensions, renewals and modifications unless management has a reasonable expectation at the reporting date that a TDR will be executed or such renewals, extensions or modifications are included in the original loan agreement and are not unconditionally cancellable by the Company.

 

Credit losses are estimated on the amortized cost basis of loans, which includes the principal balance outstanding and deferred loan fees and costs. 

 

While management utilizes its best judgment and information available, the ultimate appropriateness of the allowance is dependent upon a variety of factors beyond our control, including the performance of our loan portfolio, the economy, changes in interest rates and the view of the regulatory authorities toward loan classifications. 

 

Allowance for Loan Losses (allowance) - Prior to the Adoption of FASB ASC 326 on January 1, 2022, which introduced the CECL methodology for credit losses, the allowance for loan losses was composed of the result of two independent analyses pursuant to the provisions of ASC 450-20, Loss Contingencies and ASC 310-10-35, Receivables. The ASC 450-20 analysis was intended to quantify the inherent risks in the performing loan portfolio. The ASC 310-10-35 analysis included a loan-by-loan analysis of impaired loans, primarily consisting of loans reported as nonaccrual or troubled-debt restructurings.

 

The allowance allocation began with a process of estimating the probable losses in each of the twelve loan segments. The estimates for these loans were based on our historical loss data for that category over twenty quarters. Each segment was then analyzed such that an allocation of the allowance was estimated for each loan segment.

 

The estimated loan loss allocation for all twelve loan portfolio segments was then adjusted for several “environmental” factors. The allocation for environmental factors is particularly subjective and did not lend itself to exact mathematical calculation. This amount represented estimated probable inherent credit losses which existed, but had not yet been identified, as of the balance sheet date, and were based upon quarterly trend assessments in delinquent and nonaccrual loans, unanticipated charge-offs, credit concentration changes, prevailing economic conditions, changes in lending personnel experience, changes in lending policies, increase in interest rates, or procedures and other influencing factors. These environmental factors were considered for each of the twelve loan segments and the allowance allocation, as determined by the processes noted above for each component, was increased or decreased through provision expense based on the incremental assessment of those various environmental factors.

 

We then tested the resulting allowance by comparing the balance in the allowance to industry and peer information. Our management then evaluated the result of the procedures performed, including the result of our testing, and concluded on the appropriateness of the balance of the allowance in its entirety. The board of directors reviewed and approved the assessment prior to the filing of quarterly and annual financial information.
 

A loan was impaired when, based on current information and events, it was probable that we would be unable to collect all amounts due according to the contractual terms of the loan agreement. Collection of all amounts due according to the contractual terms means that both the interest and principal payments of a loan would be collected as scheduled in the loan agreement.

 

An impairment allowance was recognized if the fair value of the loan was less than the recorded investment in the loan (recorded investment in the loan was the principal balance plus any accrued interest, net of deferred loan fees or costs and unamortized premium or discount). The impairment was recognized through the allowance. Loans that were impaired were recorded at the present value of expected future cash flows discounted at the loan’s effective interest rate, or if the loan was collateral dependent, impairment measurement was based on the fair value of the collateral, less estimated disposal costs. If the measure of the impaired loan was less than the recorded investment in the loan, the Company recognized an impairment by creating a valuation allowance with a corresponding charge to the provision for loan losses or by adjusting an existing valuation allowance for the impaired loan with a corresponding charge or credit to the provision for loan losses. Management believes it followed appropriate accounting and regulatory guidance in determining impairment and accrual status of impaired loans.
 

 

Loans are charged off when management believes that the full collectability of the loan is unlikely. As such, a loan may be partially charged-off after a “confirming event” has occurred which serves to validate that full repayment pursuant to the terms of the loan is unlikely.

 

Transactions in the allowance for credit losses for the nine months ended September 30, 2022  and allowance for loan losses for the nine months ended September 30, 2021 are summarized as follows:

 

  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

September 30, 2022

                            

Allowance for credit losses:

                            

Beginning balance January 1,

 $9,242   16,846   9,757   1,329   1,098   1,360   39,632 

Impact of adopting ASC 326

  (3,393)  (3,433)  (266)  219   (324)  (367)  (7,564)

Provision for credit losses on loans

  1,048   1,155   2,504   106   312   935   6,060 

Charge-offs

  (8)  —   —   (9)  —   (1,038)  (1,055)

Recoveries

  106   —   17   27   —   357   507 

Ending balance

 $6,995   14,568   12,012   1,672   1,086   1,247   37,580 

 

  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

September 30, 2021

                            

Allowance for loan losses:

                            

Beginning balance January 1,

 $8,203   18,343   8,090   1,391   997   1,515   38,539 

Provision

  620   (1,378)  1,741   (120)  53   96   1,012 

Charge-offs

  —   —   (23)  (3)  —   (690)  (716)

Recoveries

  58   —   47   5   —   366   476 

Ending balance

 $8,881   16,965   9,855   1,273   1,050   1,287   39,311 

 

Transactions in the allowance for credit losses for the three months ended  September 30, 2022 and allowance for loan losses for the three months ended  September 30, 2021 are summarized as follows:

 

  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

September 30, 2022

                            

Allowance for credit losses:

                            

Beginning balance July 1,

 $6,291   13,609   11,696   1,542   916   1,184   35,238 

Provision for credit losses

  616   959   305   119   170   374   2,543 

Charge-offs

  (8)  —   —   (9)  —   (445)  (462)

Recoveries

  96   —   11   20   —   134   261 

Ending balance

 $6,995   14,568   12,012   1,672   1,086   1,247   37,580 

 

  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

September 30, 2021

                            

Allowance for loan losses:

                            

Beginning balance July 1,

 $8,540   17,583   9,353   1,294   1,048   1,496   39,314 

Provision

  331   (618)  484   (22)  2   (47)  130 

Charge-offs

  —   —   —   —   —   (276)  (276)

Recoveries

  10   —   18   1   —   114   143 

Ending balance

 $8,881   16,965   9,855   1,273   1,050   1,287   39,311 

 

The following table details the allowance for loan losses and recorded investment in loans by loan classification and by impairment evaluation method as of December 31, 2021, as determined in accordance with ASC 310 prior to the adoption of ASC 326:

 

  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

December 31, 2021

                            

Allowance for loan losses:

                            

Ending balance individually evaluated for impairment

 $—   —   —   —   —   —   — 

Ending balance collectively evaluated for impairment

 $9,242   16,846   9,757   1,329   1,098   1,360   39,632 

Loans:

                            

Ending balance

 $689,579   908,673   612,659   118,155   92,229   74,643   2,495,938 

Ending balance individually evaluated for impairment

 $134   531   —   —   —   —   665 

Ending balance collectively evaluated for impairment

 $689,445   908,142   612,659   118,155   92,229   74,643   2,495,273 

 

The following table presents the amortized cost basis of collateral dependent loans at September 30, 2022, which are individually evaluated to determine expected credit losses:

 

  

In Thousands

 
  

Real Estate

  

Other

  

Total

 

September 30, 2022

            

Residential 1-4 family real estate

 $131   —   131 

Commercial and multi-family real estate

  512   —   512 

Construction, land development and farmland

  —   —   — 

Commercial, industrial and agricultural

  —   —   — 

1-4 family equity lines of credit

  —   —   — 

Consumer and other

  —   —   — 
  $643   —   643 

 

The following table presents impaired loans at December 31, 2021 as determined under ASC 310 prior to the adoption of ASC 326. Impaired loans generally include nonaccrual loans, troubled debt restructurings, and other loans deemed to be impaired but that continue to accrue interest. Presented are the recorded investment, unpaid principal balance and related allowance of impaired loans at December 31, 2021 by loan classification:

 

  

December 31, 2021

 
  

Recorded Investment

  

Unpaid Principal Balance

  

Related Allowance

 
  In Thousands 

With no related allowance recorded:

            

Residential 1-4 family real estate

 $136   134   — 

Commercial and multi-family real estate

  532   531   — 

Construction, land development and farmland

  —   —   — 

Commercial, industrial and agricultural

  —   —   — 

1-4 family equity lines of credit

  —   —   — 

Consumer and other

  —   —   — 
  $668   665   — 

With related allowance recorded:

            

Residential 1-4 family real estate

 $—   —   — 

Commercial and multi-family real estate

  —   —   — 

Construction, land development and farmland

  —   —   — 

Commercial, industrial and agricultural

  —   —   — 

1-4 family equity lines of credit

  —   —   — 

Consumer and other

  —   —   — 
  $—   —   — 

Total:

            

Residential 1-4 family real estate

 $136   134   — 

Commercial and multi-family real estate

  532   531   — 

Construction, land development and farmland

  —   —   — 

Commercial, industrial and agricultural

  —   —   — 

1-4 family equity lines of credit

  —   —   — 

Consumer and other

  —   —   — 
  $668   665   — 

 

The following table details the average recorded investment and the amount of interest income recognized on a cash basis for the nine months ended September 30, 2021, respectively, of impaired loans by loan classification as determined under ASC 310 prior to the adoption of ASC 326:

 

  

September 30, 2021

 
  

Average Recorded Investment

  

Interest Income Recognized

 
  

In Thousands

 

With no related allowance recorded:

        

Residential 1-4 family real estate

 $870   6 

Commercial and multi-family real estate

  248   11 

Construction, land development and farmland

  —   — 

Commercial, industrial and agricultural

  —   — 

1-4 family equity lines of credit

  —   — 

Consumer and other

  —   — 
  $1,118   17 

With related allowance recorded:

        

Residential 1-4 family real estate

 $912   — 

Commercial and multi-family real estate

  508   7 

Construction, land development and farmland

  —   — 

Commercial, industrial and agricultural

  —   — 

1-4 family equity lines of credit

  —   — 

Consumer and other

  —   — 
  $1,420   7 

Total:

        

Residential 1-4 family real estate

 $1,782   6 

Commercial and multi-family real estate

  756   18 

Construction, land development and farmland

  —   — 

Commercial, industrial and agricultural

  —   — 

1-4 family equity lines of credit

  —   — 

Consumer and other

  —   — 
  $2,538   24 

 

Loans are placed on nonaccrual status when there is a significant deterioration in the financial condition of the borrower, which often is determined when the principal or interest on the loan is more than 90 days past due, unless the loan is both well-secured and in the process of collection. Generally, all interest accrued but not collected for loans that are placed on nonaccrual status, is reversed against current income. Interest income is subsequently recognized only to the extent cash payments are received while the loan is classified as nonaccrual, but interest income recognition is reviewed on a case-by-case basis. A nonaccrual loan is returned to accruing status once the loan has been brought current and collection is reasonably assured or the loan has been “well-secured” through other techniques. Past due status is determined based on the contractual due date per the underlying loan agreement.

 

The following tables present the Company’s nonaccrual loans and past due loans as of September 30, 2022 and December 31, 2021.

 

Loans on Nonaccrual Status

 

  

In Thousands

 
  

September 30,

  

December 31,

 
  

2022

  

2021

 

Residential 1-4 family real estate

 $—  $— 

Commercial and multi-family real estate

  —   — 

Construction, land development and farmland

  —   — 

Commercial, industrial and agricultural

  —   — 

1-4 family equity lines of credit

  —   — 

Consumer and other

  —   — 

Total

 $—  $— 

 

Past Due Loans

 

  

(In thousands)

 
  

30-59 Days Past Due

  

60-89 Days Past Due

  

Non Accrual and Greater Than 90 Days Past Due

  

Total Non Accrual and Past Due

  

Current

  

Total Loans

  

Recorded Investment Greater Than 90 Days Past Due and Accruing

 

September 30, 2022

                            

Residential 1-4 family real estate

 $1,053   842   386   2,281   810,152   812,433  $386 

Commercial and multi-family real estate

  133   91   —   224   993,423   993,647   — 

Construction, land development and farmland

  —   48   —   48   853,278   853,326   — 

Commercial, industrial and agricultural

  76   74   —   150   123,965   124,115   — 

1-4 family equity lines of credit

  244   213   57   514   141,529   142,043  $57 

Consumer and other

  694   104   98   896   78,824   79,720   98 

Total

 $2,200   1,372   541   4,113   3,001,171   3,005,284  $541 

December 31, 2021

                            

Residential 1-4 family real estate

 $2,072   169   357   2,598   686,981   689,579  $357 

Commercial and multi-family real estate

  —   —   —   —   908,673   908,673   — 

Construction, land development and farmland

  1,154   215   —   1,369   611,290   612,659   — 

Commercial, industrial and agricultural

  59   81   —   140   118,015   118,155   — 

1-4 family equity lines of credit

  170   —   9   179   92,050   92,229   9 

Consumer and other

  287   99   23   409   74,234   74,643   23 

Total

 $3,742   564   389   4,695   2,491,243   2,495,938  $389 

 

The Bank’s loan portfolio includes certain loans that have been modified in a troubled debt restructuring ("TDR"), where economic or other concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Bank’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonperforming at the time of restructure and may only be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period, generally six months.

 

The following table summarizes the carrying balances of TDRs at September 30, 2022 and December 31, 2021. 

 

  

September 30, 2022

  

December 31, 2021

 
  

(In thousands)

 

Performing TDRs

 $846  $876 

Nonperforming TDRs

  114   165 

Total TDRS

 $960  $1,041 

 

The following table outlines the amount of each troubled debt restructuring, categorized by loan classification, made during the nine months ended September 30, 2022 and the nine months ended September 30, 2021 (in thousands, except for number of contracts): 

 

  

September 30, 2022

  

September 30, 2021

 
  Number of Contracts  Pre Modification Outstanding Recorded Investment  Post Modification Outstanding Recorded Investment, Net of Related Allowance  Number of Contracts  Pre Modification Outstanding Recorded Investment  Post Modification Outstanding Recorded Investment, Net of Related Allowance 

Residential 1-4 family real estate

  —  $—  $—   —  $—  $— 

Commercial and multi-family real estate

  —   —   —   —   —   — 

Construction, land development and farmland

  —   —   —   —   —   — 

Commercial, industrial and agricultural

  —   —   —   —   —   — 

1-4 family equity lines of credit

  —   —   —   —   —   — 

Consumer and other

  —   —   —   —   —   — 

Total

  —  $—  $—   —  $—  $— 

 

As of September 30, 2022 and  September 30, 2021 the Company had no loan relationships that had been previously classified as a TDR subsequently default within twelve months of restructuring. 

 

As of September 30, 2022 there were no consumer mortgage loans in the process of foreclosure. As of  December 31, 2021, the Company's recorded investment in consumer mortgage loans in the process of foreclosure totaled $262,000.

 

Potential problem loans, which include nonperforming loans, amounted to approximately $5.7 million at September 30, 2022 and $7.7 million at December 31, 2021. Potential problem loans represent those loans with a well-defined weakness and where information about possible credit problems of borrowers has caused management to have serious doubts about the borrower’s ability to comply with present repayment terms. This definition is believed to be substantially consistent with the standards established by the FDIC, the Bank’s primary federal regulator, for loans classified as special mention, substandard, or doubtful.

 

The following summary presents the Bank's loan balances by primary loan classification and the amount classified within each risk rating category. Pass rated loans include all credits other than those included in special mention, substandard and doubtful which are defined as follows:

 

 

•

Special mention loans have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date.

 

•

Substandard loans are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Assets so classified must have a well-defined weakness or weaknesses that jeopardize liquidation of the debt. Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.

 

•

Doubtful loans have all the characteristics of substandard loans with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. The Bank considers all doubtful loans to be collateral dependent and places such loans on nonaccrual status.

 

The table below presents loan balances classified within each risk rating category by primary loan type and based on year of origination as of September 30, 2022:

 

  

In Thousands

 
                          

Revolving

     
  

2022

  

2021

  

2020

  

2019

  

2018

  

Prior

  

Loans

  

Total

 

September 30, 2022

                                

Residential 1-4 family real estate

                                

Pass

 $234,604   259,368   111,245   63,610   30,948   86,292   21,489   807,556 

Special mention

  —   —   901   —   116   2,005   349   3,371 

Substandard

  —   —   37   131   —   1,338   —   1,506 

Total Residential 1-4 family real estate

 $234,604   259,368   112,183   63,741   31,064   89,635   21,838   812,433 

Commercial and multi-family real estate

                                

Pass

 $198,521   228,852   163,568   109,657   75,934   187,572   29,249   993,353 

Special mention

  —   —   163   —   —   40   —   203 

Substandard

  —   —   —   —   —   91   —   91 

Total Commercial and multi-family real estate

 $198,521   228,852   163,731   109,657   75,934   187,703   29,249   993,647 

Construction, land development and farmland

                                

Pass

 $300,954   279,972   88,983   10,153   5,551   10,074   157,560   853,247 

Special mention

  —   —   —   —   —   61   —   61 

Substandard

  —   —   —   —   —   18   —   18 

Total Construction, land development and farmland

 $300,954   279,972   88,983   10,153   5,551   10,153   157,560   853,326 

Commercial, industrial and agricultural

                                

Pass

 $25,034   13,332   28,612   20,980   5,581   5,060   25,421   124,020 

Special mention

  —   21   19   —   —   55   —   95 

Substandard

  —   —   —   —   —   —   —   — 

Total Commercial, industrial and agricultural

 $25,034   13,353   28,631   20,980   5,581   5,115   25,421   124,115 

1-4 family equity lines of credit

                                

Pass

 $—   —   —   —   —   —   141,915   141,915 

Special mention

  —   —   —   —   —   —   11   11 

Substandard

  —   —   —   —   —   —   117   117 

Total 1-4 family equity lines of credit

 $—   —   —   —   —   —   142,043   142,043 

Consumer and other

                                

Pass

 $23,251   13,365   7,409   6,404   486   6,932   21,672   79,519 

Special mention

  19   51   10   3   —   —   —   83 

Substandard

  74   14   14   1   14   1   —   118 

Total Consumer and other

 $23,344   13,430   7,433   6,408   500   6,933   21,672   79,720 

 

The table below presents loan balances classified within each risk rating category based on year of origination as of September 30, 2022:

 

  

In Thousands

 
  

2022

  

2021

  

2020

  

2019

  

2018

  

Prior

  

Revolving Loans

  

Total

 

September 30, 2022

                                

Pass

 $782,364   794,889   399,817   210,804   118,500   295,930   397,306   2,999,610 

Special mention

  19   72   1,093   3   116   2,161   360   3,824 

Substandard

  74   14   51   132   14   1,448   117   1,850 

Total

 $782,457   794,975   400,961   210,939   118,630   299,539   397,783   3,005,284 

 

The following table outlines the risk category of loans as of December 31, 2021:

 

  

In Thousands

 
                             
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 Family Equity Lines of Credit

  

Consumer and Other

  

Total

 

Credit Risk Profile by Internally Assigned Grade

                            

December 31, 2021

                            

Pass

 $682,527   908,409   612,537   118,058   92,208   74,513   2,488,252 

Special mention

  5,566   —   93   96   11   89   5,855 

Substandard

  1,486   264   29   1   10   41   1,831 

Total

 $689,579   908,673   612,659   118,155   92,229   74,643   2,495,938 

 
XML 21 R11.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 3 - Debt and Equity Securities
 9 Months Ended
Sep. 30, 2022
Notes to Financial Statements  
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]

Note 3. Debt and Equity Securities

 

Debt and equity securities have been classified in the consolidated balance sheet according to management’s intent. Debt and equity securities at September 30, 2022 and December 31, 2021 are summarized as follows:

 

  

September 30, 2022

 
  

Securities Available-For-Sale

 
  

In Thousands

 
  Amortized Cost  Gross Unrealized Gains  Gross Unrealized Losses  Estimated Market Value 

U.S. Treasury and other U.S. government agencies

 $14,658   —   1,180   13,478 

U.S. Government-sponsored enterprises (GSEs)

  180,264   —   31,410   148,854 

Mortgage-backed securities

  531,472   5   78,069   453,408 

Asset-backed securities

  41,256   —   1,526   39,730 

Corporate bonds

  2,500   —   121   2,379 

Obligations of states and political subdivisions

  224,965   —   43,662   181,303 
  $995,115   5   155,968   839,152 

 

  

December 31, 2021

 
  

Securities Available-For-Sale

 
  

In Thousands

 
  Amortized Cost  Gross Unrealized Gains  Gross Unrealized Losses  Estimated Market Value 

U.S. Treasury and other U.S. government agencies

 $7,320   —   99   7,221 

U.S. Government-sponsored enterprises (GSEs)

  163,700   20   4,490   159,230 

Mortgage-backed securities

  465,588   2,726   6,537   461,777 

Asset-backed securities

  46,583   213   83   46,713 

Corporate bonds

  2,500   75   —   2,575 

Obligations of states and political subdivisions

  220,444   2,611   2,986   220,069 
  $906,135   5,645   14,195   897,585 

 

Included in mortgage-backed securities are collateralized mortgage obligations totaling $147,779,000 (fair value of $126,143,000) and $130,594,000 (fair value of $128,281,000) at September 30, 2022 and December 31, 2021, respectively.

 

Securities carried on the balance sheet of approximately $417,122,000 (approximate market value of $352,371,000) and $368,718,000 (approximate market value of $364,893,000) were pledged to secure public deposits and for other purposes as required by law at  September 30, 2022 and December 31, 2021, respectively.

 

The amortized cost and estimated market value of debt securities at September 30, 2022 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

 

  

Available-For-Sale

 
  

In Thousands

 
  Amortized Cost  Estimated Market Value 

Due in one year or less

 $5,455  $5,277 

Due after one year through five years

  85,654   78,157 

Due after five years through ten years

  271,526   226,693 

Due after ten years

  632,480   529,025 
  $995,115  $839,152 

 

The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2022 and December 31, 2021.

 

  

In Thousands, Except Number of Securities

 
  

Less than 12 Months

  

12 Months or More

  

Total

 

September 30, 2022

 Fair Value  Unrealized Losses  Number of Securities Included  Fair Value  Unrealized Losses  Number of Securities Included  Fair Value  Unrealized Losses 

Available-for-Sale Securities:

                                

U.S. Treasury and other U.S. government agencies

 $7,061  $252   2  $6,417  $928   3  $13,478  $1,180 

U.S. Government-sponsored enterprises (GSEs)

  27,129   4,477   9   121,725   26,933   49   148,854   31,410 

Mortgage-backed securities

  229,613   30,715   152   222,875   47,354   98   452,488   78,069 

Asset-backed securities

  34,357   1,346   25   5,373   180   4   39,730   1,526 

Corporate bonds

  2,379   121   1   —   —   —   2,379   121 

Obligations of states and political subdivisions

  102,539   20,465   133   78,764   23,197   94   181,303   43,662 
  $403,078  $57,376   322  $435,154  $98,592   248  $838,232  $155,968 

 

  

In Thousands, Except Number of Securities

 
  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2021

 Fair Value  Unrealized Losses  Number of Securities Included  Fair Value  Unrealized Losses  Number of Securities Included  Fair Value  Unrealized Losses 

Available-for-Sale Securities:

                                

U.S. Treasury and other U.S. government agencies

 $7,221  $99   3  $—  $—   —  $7,221  $99 

U.S. Government-sponsored enterprises (GSEs)

  110,981   2,466   33   45,725   2,024   19   156,706   4,490 

Mortgage-backed securities

  317,211   4,644   96   54,692   1,893   33   371,903   6,537 

Asset-backed securities

  17,945   67   9   484   16   1   18,429   83 

Corporate bonds

  —   —   —   —   —   —   —   — 

Obligations of states and political subdivisions

  83,510   1,460   74   36,225   1,526   32   119,735   2,986 
  $536,868  $8,736   215  $137,126  $5,459   85  $673,994  $14,195 

 

For any securities classified as available-for-sale that are in an unrealized loss position at the balance sheet date, the Company assesses whether or not it intends to sell the security, or more likely than not will be required to sell the security, before recovery of its amortized cost basis which would require a write-down to fair value through net income. Because the Company currently does not intend to sell those securities that have an unrealized loss at September 30, 2022, and it is not more-likely-than-not that the Company will be required to sell the securities before recovery of their amortized cost bases, which may be maturity, the Company has determined that no write-down is necessary. In addition, the Company evaluates whether any portion of the decline in fair value is the result of credit deterioration, which would require the recognition of an allowance for credit losses. Such evaluations consider the extent to which the amortized cost of the security exceeds its fair value, changes in credit ratings and any other known adverse conditions related to the specific security. The unrealized losses associated with securities at September 30, 2022 are driven by changes in interest rates and are not due to the credit quality of the securities, and accordingly, no allowance for credit losses is considered necessary related to available-for-sale securities at September 30, 2022. These securities will continue to be monitored as a part of the Company's ongoing evaluation of credit quality. Management evaluates the financial performance of the issuers on a quarterly basis to determine if it is probable that the issuers can make all contractual principal and interest payments. The Company did not have any securities classified as held-to-maturity at  September 30, 2022 or December 31, 2021.

 
XML 22 R12.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 4 - Derivatives
 9 Months Ended
Sep. 30, 2022
Notes to Financial Statements  
Derivative Instruments and Hedging Activities Disclosure [Text Block]

Note 4. Derivatives

 

Derivatives Designated as Fair Value Hedges

 

For derivative instruments that are designated and qualify as a fair value hedge, the gain or loss on the derivative instrument as well as the offsetting loss or gain on the hedged asset or liability attributable to the hedged risk are recognized in current earnings. The gain or loss on the derivative instrument is presented on the same income statement line item as the earnings effect of the hedged item. The Company utilizes interest rate swaps designated as fair value hedges to mitigate the effect of changing interest rates on the fair values of fixed rate loans. The hedging strategy on loans converts the fixed interest rates to LIBOR-based variable interest rates. These derivatives are designated as partial term hedges of selected cash flows covering specified periods of time prior to the maturity dates of the hedged loans.

 

During the second quarter of 2020, the Company entered into one swap transaction with a notional amount of $30,000,000 pursuant to which the Company pays the counter-party a fixed interest rate and receives a floating rate equal to 1 month LIBOR. The derivative transaction is designated as a fair value hedge.

 

A summary of the Company's fair value hedge relationships as of  September 30, 2022 and  December 31, 2021 are as follows (in thousands):

 

September 30, 2022

                   
 

Balance Sheet Location

 

Weighted Average Remaining Maturity (In Years)

  

Weighted Average Pay Rate

  

Receive Rate

 

Notional Amount

  Estimated Fair Value 

Interest rate swap agreements - loans

Other assets

  7.67   0.65% 

1 month LIBOR

 $30,000   4,826 

 

December 31, 2021

                   
 

Balance Sheet Location

 

Weighted Average Remaining Maturity (In Years)

  

Weighted Average Pay Rate

  

Receive Rate

 

Notional Amount

  Estimated Fair Value 

Interest rate swap agreements - loans

Other assets

  8.42   0.65% 

1 month LIBOR

 $30,000   1,192 

 

The effects of fair value hedge relationships reported in interest income on loans on the consolidated statements of income for the nine months ended September 30, 2022 and 2021 were as follows (in thousands):

 

  

Nine Months Ended September 30,

 

Gain (loss) on fair value hedging relationship

 

2022

  

2021

 

Interest rate swap agreements - loans:

        

Hedged items

 $(3,616)  (986)

Derivative designated as hedging instruments

  3,634   1,053 

 

The following amounts were recorded on the balance sheet related to cumulative basis adjustments for fair value hedges at  September 30, 2022 and  December 31, 2021 (in thousands):

 

  

Carrying Amount of the Hedged Assets

  Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets 

Line item on the balance sheet

 

September 30, 2022

  

December 31, 2021

  September 30, 2022  December 31, 2021 

Loans

 $25,101   28,717   (4,899)  (1,283)

 

Mortgage Banking Derivatives

 

Commitments to fund certain mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of mortgage loans to third party investors under the Bank's mandatory delivery program are considered derivatives. It is the Company's practice to enter into forward commitments for the future delivery of residential mortgage loans when interest rate lock commitments are entered into in an effort to economically hedge the effect of changes in interest rates resulting from its commitments to fund the loans. At September 30, 2022 and December 31, 2021, the Company had approximately $13,487,000 and $20,340,000, respectively, of interest rate lock commitments and approximately $12,250,000 and $20,500,000, respectively, of forward commitments for the future delivery of residential mortgage loans. The fair value of these mortgage banking derivatives was reflected by a derivative liability of $147,000 and a derivative asset of $657,000 at September 30, 2022 and December 31, 2021, respectively, and a derivative asset of $320,000 and $6,000 at September 30, 2022 and December 31, 2021, respectively. Changes in the fair values of these mortgage-banking derivatives are included in net gains on sale of loans.

 

The net gains (losses) relating to free-standing derivative instruments used for risk management is summarized below (in thousands):

 

  

In Thousands

 
  

September 30, 2022

  

September 30, 2021

 

Interest rate contracts for customers

 $(804)  87 

Forward contracts related to mortgage loans held for sale and interest rate contracts

  314   247 

 

The following table reflects the amount and fair value of mortgage banking derivatives included in the consolidated balance sheet as of September 30, 2022 and December 31, 2021 (in thousands):

 

  

In Thousands

 
  

September 30, 2022

  

December 31, 2021

 
  

Notional Amount

  

Fair Value

  

Notional Amount

  

Fair Value

 

Included in other assets (liabilities):

                

Interest rate contracts for customers

 $13,487   (147)  20,340   657 

Forward contracts related to mortgage loans held-for-sale

  12,250   320   20,500   6 

 

 
XML 23 R13.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 5 - Mortgage Servicing Rights
 9 Months Ended
Sep. 30, 2022
Notes to Financial Statements  
Transfers and Servicing of Financial Assets [Text Block]

Note 5. Mortgage Servicing Rights

 

During the first quarter of 2022, the Company began selling a portfolio of residential mortgage loans to a third party, while retaining the rights to service the loans. Mortgage loans serviced for others are not reported as assets. The principal balances of these loans as of September 30, 2022 are as follows:

 

  

In Thousands

 

September 30,

 

2022

 

Mortgage loan portfolios serviced for:

    

FHLMC

 $80,675 

 

For the nine months ended September 30, 2022, the change in carrying value of the Company's mortgage servicing rights accounted for under the amortization method was as follows:

 

  

In Thousands

 

September 30,

 

2022

 

Balance at beginning of period

 $— 

Servicing rights retained from loans sold

  1,320 

Amortization

  (304)

Valuation Allowance Provision

  — 

Balance at end of period

 $1,016 

Fair value, end of period

 $1,194 

 

The key data and assumptions used in estimating the fair value of the Company's mortgage servicing rights as of September 30, 2022 were as follows:

 

  

September 30, 2022

 

Prepayment speed

  6.91%

Weighted-average life (in years)

  9.12 

Weighted-average note rate

  4.21%

Weighted-average discount rate

  9.00%

 
XML 24 R14.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 6 - Equity Incentive Plans
 9 Months Ended
Sep. 30, 2022
Notes to Financial Statements  
Share-Based Payment Arrangement [Text Block]

Note 6. Equity Incentive Plans

 

In April 2009, the Company’s shareholders approved the Wilson Bank Holding Company 2009 Stock Option Plan (the “2009 Stock Option Plan”). The 2009 Stock Option Plan was effective as of April 14, 2009. Under the 2009 Stock Option Plan, awards could be in the form of options to acquire common stock of the Company. Subject to adjustment as provided by the terms of the 2009 Stock Option Plan, the maximum number of shares of common stock with respect to which awards could be granted under the 2009 Stock Option Plan was 100,000 shares. The 2009 Stock Option Plan terminated on April 13, 2019, and no additional awards may be issued under the 2009 Stock Option Plan. The awards granted under the 2009 Stock Option Plan prior to the plan's expiration will remain outstanding until exercised or otherwise terminated. As of September 30, 2022, the Company had outstanding 5,987 options under the 2009 Stock Option Plan with a weighted average exercise price of $35.31.

 

During the second quarter of 2016, the Company’s shareholders approved the Wilson Bank Holding Company 2016 Equity Incentive Plan, which authorizes awards of up to 750,000 shares of common stock. The 2016 Equity Incentive Plan was approved by the Board of Directors and effective as of January 25, 2016 and approved by the Company’s shareholders on April 12, 2016. On September 26, 2016, the Board of Directors approved an amendment and restatement of the 2016 Equity Incentive Plan (as amended and restated the “2016 Equity Incentive Plan”). Except for certain limitations, awards can be in the form of stock options (both incentive stock options and non-qualified stock options), stock appreciation rights, restricted shares and restricted share units, performance awards and other stock-based awards. As of September 30, 2022, the Company had 195,476 shares remaining available for issuance under the 2016 Equity Incentive Plan. As of September 30, 2022, the Company had outstanding 248,834 options with a weighted average exercise price of $55.67 and 181,090 cash-settled stock appreciation rights with a weighted average exercise price of $53.48 under the 2016 Equity Incentive Plan.

 

As of September 30, 2022, the Company had outstanding 254,821 stock options with a weighted average exercise price of $55.19 and 181,090 cash-settled stock appreciation rights each with a weighted average exercise price of $53.48.

 

The following table summarizes information about stock options and cash-settled SARs for the nine months ended September 30, 2022 and 2021:

 

  

September 30, 2022

  

September 30, 2021

 
  

Shares

  Weighted Average Exercise Price  

Shares

  Weighted Average Exercise Price 

Options and SARs outstanding at beginning of period

  357,254  $50.18   284,591  $43.71 

Granted

  114,332   64.06   24,999   59.02 

Exercised

  (34,508)  41.95   (38,883)  40.75 

Forfeited or expired

  (1,167)  46.81   (100)  31.31 

Outstanding at end of period

  435,911  $54.48   270,607  $45.55 

Options and SARs exercisable at September 30

  168,017  $43.67   164,544  $41.91 

 

As of  September 30, 2022, there was $5,024,000 of total unrecognized cost related to non-vested share-based compensation arrangements granted under the Company's equity incentive plans. The cost is expected to be recognized over a weighted-average period of 3.92 years.

 
XML 25 R15.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 7 - Regulatory Capital
 9 Months Ended
Sep. 30, 2022
Notes to Financial Statements  
Regulatory Capital Requirements under Banking Regulations [Text Block]

Note 7. Regulatory Capital

 

Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. Management believes as of September 30, 2022, the Bank and the Company meet all capital adequacy requirements to which they are subject.

 

Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized and critically undercapitalized, although these terms are not used to represent overall financial condition. If an institution is classified as adequately capitalized or lower, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is growth and expansion, and capital restoration plans are required. As of September 30, 2022 and December 31, 2021, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the institution’s category.

 

The Company’s and Wilson Bank’s actual capital amounts and ratios as of  September 30, 2022 and  December 31, 2021 are presented in the following tables. The capital conservation buffer of 2.5% is not included in the required minimum ratios of the tables presented below.

 

  

Actual

  

Minimum Capital Adequacy

  

For Classification Under Corrective Action Plan as Well Capitalized

 
  

Amount

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

 
  

(dollars in thousands)

 

September 30, 2022

                        

Total capital to risk weighted assets:

                        

Consolidated

 $497,360   13.5% $294,682   8.0% $368,352   10.0%

Wilson Bank

  494,996   13.4   294,680   8.0   368,350   10.0 

Tier 1 capital to risk weighted assets:

                        

Consolidated

  452,928   12.3   221,011   6.0   294,681   8.0 

Wilson Bank

  450,564   12.2   221,011   6.0   294,681   8.0 

Common equity Tier 1 capital to risk weighted assets:

                        

Consolidated

  452,928   12.3   165,758   4.5   N/A   N/A 

Wilson Bank

  450,564   12.2   165,758   4.5   239,429   6.5 

Tier 1 capital to average assets:

                        

Consolidated

  452,928   11.0   165,284   4.0   N/A   N/A 

Wilson Bank

  450,564   10.9   165,229   4.0   206,537   5.0 

 

  

Actual

  

Minimum Capital Adequacy

  

For Classification Under Corrective Action Plan as Well Capitalized

 
  

Amount

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

 
  

(dollars in thousands)

 

December 31, 2021

                        

Total capital to risk weighted assets:

                        

Consolidated

 $455,813   13.9% $261,404   8.0% $326,755   10.0%

Wilson Bank

  452,130   13.8   261,317   8.0   326,646   10.0 

Tier 1 capital to risk weighted assets:

                        

Consolidated

  415,226   12.7   196,052   6.0   261,403   8.0 

Wilson Bank

  411,543   12.6   195,987   6.0   261,316   8.0 

Common equity Tier 1 capital to risk weighted assets:

                        

Consolidated

  415,226   12.7   147,039   4.5   N/A   N/A 

Wilson Bank

  411,543   12.6   146,990   4.5   212,319   6.5 

Tier 1 capital to average assets:

                        

Consolidated

  415,226   10.8   154,280   4.0   N/A   N/A 

Wilson Bank

  411,543   10.7   154,230   4.0   192,787   5.0 

 

Dividend Restrictions

 

The Company and the Bank are subject to dividend restrictions set forth by the Tennessee Department of Financial Institutions and federal banking agencies, as applicable. Additional restrictions may be imposed by the Tennessee Department of Financial Institutions and federal banking agencies under the powers granted to them by law.

 
XML 26 R16.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 8 - Fair Value Measurements
 9 Months Ended
Sep. 30, 2022
Notes to Financial Statements  
Fair Value Disclosures [Text Block]

Note 8. Fair Value Measurements

 

FASB ASC 820, Fair Value Measurements and Disclosures, which defines fair value, establishes a framework for measuring fair value in U.S. GAAP and expands disclosures about fair value measurements. The definition of fair value focuses on the exit price, i.e., the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date, not the entry price (i.e., the price that would be paid to acquire the asset or received to assume the liability at the measurement date). The statement emphasizes that fair value is a market-based measurement, not an entity-specific measurement. Therefore, the fair value measurement should be determined based on the assumptions that market participants would use in pricing the asset or liability.

 

Valuation Hierarchy

 

FASB ASC 820 establishes a three-level valuation hierarchy for disclosure of fair value measurements. The valuation hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date. The three levels are defined as follows:

 

 

•

Level 1 — inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets.

   
 

•

Level 2 — inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument.

   
 

•

Level 3 — inputs to the valuation methodology are unobservable and significant to the fair value measurement.

 

A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. Following is a description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such assets and liabilities pursuant to the valuation hierarchy.

 

Assets

 

Securities available-for-sale — Where quoted prices are available for identical securities in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities include highly liquid government securities and certain other financial products. If quoted market prices are not available, then fair values are estimated by using pricing models that use observable inputs or quoted prices of securities with similar characteristics and are classified within Level 2 of the valuation hierarchy. In certain cases where there is limited activity or less transparency around inputs to the valuation and more complex pricing models or discounted cash flows are used, securities are classified within Level 3 of the valuation hierarchy.

 

Hedged loans — The fair value of our hedged loan portfolio is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction.

 

Collateral dependent loans – Collateral dependent loans are measured at the fair value of the collateral securing the loan less estimated selling costs. The fair value of real estate collateral is determined based on real estate appraisals which are generally based on recent sales of comparable properties which are then adjusted for property specific factors. Non-real estate collateral is valued based on various sources, including third party asset valuations and internally determined values based on cost adjusted for depreciation and other judgmentally determined discount factors. Collateral dependent loans are classified within Level 3 of the valuation hierarchy due to the unobservable inputs used in determining their fair value such as collateral values and the borrower's underlying financial condition.

 

Other real estate owned — Other real estate owned (“OREO”) represents real estate foreclosed upon by the Company through loan defaults by customers or acquired in lieu of foreclosure. Substantially all of these amounts relate to construction and land development loans, other loans secured by land, and commercial real estate loans for which the Company believes it has adequate collateral. Upon foreclosure, the property is recorded at the lower of cost or fair value, based on appraised value, less selling costs estimated as of the date acquired with any loss recognized as a charge-off through the allowance for credit losses. Additional OREO losses for subsequent valuation downward adjustments are determined on a specific property basis and are included as a component of noninterest expense along with holding costs. Any gains or losses realized at the time of disposal are also reflected in noninterest expense, as applicable. OREO is included in Level 3 of the valuation hierarchy due to the lack of observable market inputs into the determination of fair value. Appraisal values are property-specific and sensitive to the changes in the overall economic environment.

 

Mortgage loans held-for-sale — Mortgage loans held-for-sale are carried at fair value, and are classified within Level 2 of the valuation hierarchy. The fair value of mortgage loans held-for-sale is determined using quoted prices for similar assets, adjusted for specific attributes of that loan.

 

Derivative Instruments — The fair values of derivatives are based on valuation models using observable market data as of the measurement date (Level 2).

 

Other investments — Included in other investments are investments recorded at fair value primarily in certain nonpublic investments and funds. The valuation of these nonpublic investments requires management judgment due to the absence of observable quoted market prices, inherent lack of liquidity and the long-term nature of such assets. These investments are valued initially based upon transaction price. The carrying values of other investments are adjusted either upwards or downwards from the transaction price to reflect expected exit values as evidenced by financing and sale transactions with third parties. These investments are included in Level 3 of the valuation hierarchy if the entities and funds are not widely traded and the underlying investments are in privately-held and/or start-up companies for which market values are not readily available.

 

The following tables present the financial instruments carried at fair value as of September 30, 2022 and December 31, 2021, by caption on the consolidated balance sheet and by FASB ASC 820 valuation hierarchy (as described above): 

 

  

Assets and Liabilities Measured at Fair Value on a Recurring Basis

 
  

(In Thousands)

 
  Total Carrying Value in the Consolidated Balance Sheet  Quoted Market Prices in an Active Market (Level 1)  Models with Significant Observable Market Parameters (Level 2)  Models with Significant Unobservable Market Parameters (Level 3) 

September 30, 2022

                

Hedged Loans

 $25,101   —   25,101   — 

Investment securities available-for-sale:

                

U.S. Treasury and other U.S. government agencies

  13,478   13,478   —   — 

U.S. Government sponsored enterprises

  148,854   —   148,854   — 

Mortgage-backed securities

  453,408   —   453,408   — 

Asset-backed securities

  39,730   —   39,730   — 

Corporate bonds

  2,379   —   2,379   — 

State and municipal securities

  181,303   —   181,303   — 

Total investment securities available-for-sale

  839,152   13,478   825,674   — 

Mortgage loans held for sale

  3,555   —   3,555   — 

Derivative instruments

  5,146   —   5,146   — 

Other investments

  2,073   —   —   2,073 

Total assets

 $875,027   13,478   859,476   2,073 
                 

Derivative instruments

 $147   —   147   — 

Total liabilities

 $147   —   147   — 
                 
                 

December 31, 2021

                

Hedged Loans

 $28,717   —   28,717   — 

Investment securities available-for-sale:

                

U.S. Treasury and other U.S. government agencies

  7,221   7,221   —   — 

U.S. Government sponsored enterprises

  159,230   —   159,230   — 

Mortgage-backed securities

  461,777   —   461,777   — 

Asset-backed securities

  46,713   —   46,713   — 

Corporate bonds

  2,575   —   2,575   — 

State and municipal securities

  220,069   —   220,069   — 

Total investment securities available-for-sale

  897,585   7,221   890,364   — 

Mortgage loans held for sale

  11,843   —   11,843   — 

Derivative instruments

  1,855   —   1,855   — 

Other investments

  2,034   —   —   2,034 

Total assets

 $942,034   7,221   932,779   2,034 
                 

Derivative instruments

 $—   —   —   — 

Total liabilities

 $—   —   —   — 

 

  

Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis

 
  

(In Thousands)

 
  Total Carrying Value in the Consolidated Balance Sheet  Quoted Market Prices in an Active Market (Level 1)  Models with Significant Observable Market Parameters (Level 2)  Models with Significant Unobservable Market Parameters (Level 3) 

September 30, 2022

                

Other real estate owned

 $—   —   —   — 

Collateral dependent loans (¹)

  643   —   —   643 

Total

 $643   —   —   643 

December 31, 2021

                

Other real estate owned

 $—   —   —   — 

Impaired loans, net (¹)

  668   —   —   668 

Total

 $668   —   —   668 

 

(1) 

As of  September 30, 2022 no valuation allowance was recorded on collateral dependent loans. As of  December 31, 2021 no valuation allowance was recorded on impaired loans.

 

The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which we have utilized Level 3 inputs to determine fair value at September 30, 2022 and December 31, 2021:

 

  

Valuation Techniques (1)

 

Significant Unobservable Inputs

 

Weighted Average

 

Collateral dependent loans

 

Appraisal

 

Estimated costs to sell

 10% 

Other real estate owned

 

Appraisal

 

Estimated costs to sell

 

10%

 

 

(1) The fair value is generally determined through independent appraisals of the underlying collateral, which may include Level 3 inputs that are not identifiable, or by using the discounted cash flow method if the loan is not collateral dependent.

 

In the case of its investment securities portfolio, the Company monitors the valuation technique utilized by various pricing agencies to ascertain when transfers between levels have been affected. The nature of the remaining assets and liabilities is such that transfers in and out of any level are expected to be rare. For the nine months ended September 30, 2022, there were no transfers between Levels 1, 2 or 3.

 

The table below includes a rollforward of the balance sheet amounts for the three and nine months ended September 30, 2022 and 2021 (including the change in fair value) for financial instruments classified by the Company within Level 3 of the valuation hierarchy for assets and liabilities measured at fair value on a recurring basis. When a determination is made to classify a financial instrument within Level 3 of the valuation hierarchy, the determination is based upon the significance of the unobservable factors to the overall fair value measurement. However, since Level 3 financial instruments typically include, in addition to the unobservable or Level 3 components, observable components (that is, components that are actively quoted and can be validated to external sources), the gains and losses in the table below include changes in fair value due in part to observable factors that are part of the valuation methodology (in thousands):

 

  

For the Three Months Ended September 30,

 
  

2022

  

2021

 
  

Other Assets

  

Other Liabilities

  

Other Assets

  

Other Liabilities

 

Fair value, July 1

 $2,026   —  $—   — 

Total realized gains (losses) included in income

  47   —   20   — 

Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at September 30

  —   —   —   — 

Purchases, issuances and settlements, net

  —   —   2,000   — 

Transfers out of Level 3

  —   —   —   — 

Fair value, September 30

 $2,073   —  $2,020   — 

Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30

 $47   —  $20   — 

 

  

For the Nine Months Ended September 30,

 
  

2022

  

2021

 
  Other Assets  Other Liabilities  Other Assets  Other Liabilities 

Fair value, January 1

 $2,034   —  $—   — 

Total realized gains (losses) included in income

  39   —   20   — 

Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at September 30

  —   —   —   — 

Purchases, issuances and settlements, net

  —   —   2,000   — 

Transfers out of Level 3

  —   —   —   — 

Fair value, September 30

 $2,073   —  $2,020   — 

Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30

 $39   —  $20   — 

 

The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments that are not measured at fair value. In cases where quoted market prices or observable components are not available, fair values are based on estimates using discounted cash flow models. Those models are significantly affected by the assumptions used, including the discount rates, estimates of future cash flows and borrower creditworthiness. The fair value estimates presented herein are based on pertinent information available to management as of September 30, 2022 and December 31, 2021. Such amounts have not been revalued for purposes of these consolidated financial statements since those dates and, therefore, current estimates of fair value may differ significantly from the amounts presented herein.

 

Cash and cash equivalents — The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1.

 

Loans — The fair value of our loan portfolio includes a credit risk factor in the determination of the fair value of our loans. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. Our loan portfolio is initially fair valued using a segmented approach. We divide our loan portfolio into the following categories: variable rate loans, collateral dependent loans and all other loans. The results are then adjusted to account for credit risk.

 

For variable-rate loans that reprice frequently and have no significant change in credit risk, fair values approximate carrying values. Fair values for collateral dependent loans are estimated using discounted cash flow models or based on the fair value of the underlying collateral. For other loans, fair values are estimated using discounted cash flow models, using current market interest rates offered for loans with similar terms to borrowers of similar credit quality. The values derived from the discounted cash flow approach for each of the above portfolios are then further discounted to incorporate credit risk to determine the exit price.

 

Mortgage servicing rights — The fair value of servicing rights is based on the present value of estimated future cash flows of mortgages sold, stratified by rate and maturity date. Assumptions that are incorporated in the valuation of servicing rights include assumptions about prepayment speeds on mortgages and the cost to service loans.

 

Deposits and Federal Home Loan Bank borrowings — Fair values for deposits and Federal Home Loan Bank borrowings are estimated using discounted cash flow models, using current market interest rates offered on deposits with similar remaining maturities.

 

Off-Balance Sheet Instruments — The fair values of the Company’s off-balance-sheet financial instruments are based on fees charged to enter into similar agreements. However, commitments to extend credit do not represent a significant value to the Company until such commitments are funded.

 

The following table presents the carrying amounts, estimated fair value and placement in the fair valuation hierarchy of the Company’s financial instruments at September 30, 2022 and December 31, 2021. This table excludes financial instruments for which the carrying amount approximates fair value. For short-term financial assets such as cash and cash equivalents, the carrying amount is a reasonable estimate of fair value due to the relatively short time between the origination of the instrument and its expected realization.

 

  Carrying/ Notional  

Estimated

  Quote Market Prices in an Active Market  Models with Significant Observable Market Parameters  Models with Significant Unobservable Market Parameters 

(in Thousands)

 

Amount

  

Fair Value (¹)

  

(Level 1)

  

(Level 2)

  

(Level 3)

 

September 30, 2022

                    

Financial assets:

                    

Cash and cash equivalents

 $95,572   95,572   95,572   —   — 

Loans, net

  2,928,644   2,862,636   —   —   2,862,636 

Mortgage servicing rights

  1,016   1,194   —   1,194   — 

Financial liabilities:

                    

Deposits

  3,745,656   3,021,826   —   —   3,021,826 
                     

December 31, 2021

                    

Financial assets:

                    

Cash and cash equivalents

 $453,418   453,418   453,418   —   — 

Loans, net

  2,444,282   2,439,539   —   —   2,439,539 

Financial liabilities:

                    

Deposits

  3,555,071   3,227,520   —   —   3,227,520 

 

(1) 

Estimated fair values are consistent with an exit-price concept. The assumptions used to estimate the fair values are intended to approximate those that a market-participant would realize in a hypothetical orderly transaction.

 
XML 27 R17.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 9 - Income Taxes
 9 Months Ended
Sep. 30, 2022
Notes to Financial Statements  
Income Tax Disclosure [Text Block]

Note 9. Income Taxes

 

Accounting Standards Codification (“ASC”) 740, Income Taxes, defines the threshold for recognizing the benefits of tax return positions in the financial statements as “more-likely-than-not” to be sustained by the taxing authority. This section also provides guidance on the derecognition, measurement and classification of income tax uncertainties, along with any related interest and penalties, and includes guidance concerning accounting for income tax uncertainties in interim periods. As of September 30, 2022, the Company had no unrecognized tax benefits related to Federal or state income tax matters and does not anticipate any material increase or decrease in unrecognized tax benefits relative to any tax positions taken prior to September 30, 2022.

 

The Company’s effective tax rate for the three and nine months ended September 30, 2022 was 22.95% and 22.83%, respectively compared to  23.34% and 23.63% for the same periods in 2021. The difference between the effective tax rate and the federal and state income tax statutory rate of 26.14% at September 30, 2022 and 2021 is primarily due to investments in bank qualified municipal securities, participation in the Tennessee Community Investment Tax Credit (CITC) program, and tax benefits associated with share-based compensation, and bank-owned life insurance, offset in part by the limitation on deductibility of meals and entertainment expense and non-deductible executive compensation.

 

As of and for the nine months ended September 30, 2022, the Company has not accrued or recognized interest or penalties related to uncertain tax positions. The Company’s policy is to recognize interest and/or penalties related to income tax matters in income tax expense.

 

The Company and the Bank file consolidated U.S. Federal and State of Tennessee income tax returns. The Company is currently open to audit under the statute of limitations by the State of Tennessee for the years ended December 31, 2018 through 2021 and the IRS for the years ended December 31, 2019 through 2021.

 
XML 28 R18.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 10 - Earnings Per Share
 9 Months Ended
Sep. 30, 2022
Notes to Financial Statements  
Earnings Per Share [Text Block]

Note 10. Earnings Per Share

 

The computation of basic earnings per share is based on the weighted average number of common shares outstanding during the period, adjusted for stock splits. The computation of diluted earnings per share for the Company begins with the basic earnings per share and includes the effect of common shares contingently issuable from stock options.

 

The following is a summary of components comprising basic and diluted earnings per share (“EPS”) for the three and nine months ended September 30, 2022 and 2021:

 

  

Three Months Ended September 30,

  

Nine Months Ended September 30,

 
  

2022

  

2021

  

2022

  

2021

 
  

(Dollars in Thousands Except Share and Per Share Amounts)

  

(Dollars in Thousands Except Share and Per Share Amounts)

 

Basic EPS Computation:

                

Numerator – Earnings available to common stockholders

 $15,190  $13,342  $40,702  $35,625 

Denominator – Weighted average number of common shares outstanding

  11,429,027   11,165,313   11,348,628   11,110,006 

Basic earnings per common share

 $1.33  $1.19  $3.59  $3.21 

Diluted EPS Computation:

                

Numerator – Earnings available to common stockholders

 $15,190  $13,342  $40,702  $35,625 

Denominator – Weighted average number of common shares outstanding

  11,429,027   11,165,313   11,348,628   11,110,006 

Dilutive effect of stock options

  31,916   32,097   31,627   30,580 

Weighted average diluted common shares outstanding

  11,460,943   11,197,410   11,380,255   11,140,586 

Diluted earnings per common share

 $1.33  $1.19  $3.58  $3.20 

 
XML 29 R19.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 11 - Commitments and Contingent Liabilities
 9 Months Ended
Sep. 30, 2022
Notes to Financial Statements  
Commitments and Contingencies Disclosure [Text Block]

Note 11. Commitments and Contingent Liabilities

 

In the normal course of business, the Bank has entered into off-balance sheet financial instruments which include commitments to extend credit (i.e., including unfunded lines of credit) and standby letters of credit. Commitments to extend credit are usually the result of lines of credit granted to existing borrowers under agreements that the total outstanding indebtedness will not exceed a specific amount during the term of the indebtedness. Typical borrowers are commercial concerns that use lines of credit to supplement their treasury management functions, thus their total outstanding indebtedness may fluctuate during any time period based on the seasonality of their business and the resultant timing of their cash flows. Other typical lines of credit are related to home equity loans granted to consumers. Commitments to extend credit generally have fixed expiration dates or other termination clauses and may require payment of a fee.

 

Standby letters of credit are generally issued on behalf of an applicant (the Bank's customer) to a specifically named beneficiary and are the result of a particular business arrangement that exists between the applicant and the beneficiary. Standby letters of credit have fixed expiration dates and are usually for terms of two years or less unless terminated sooner due to criteria specified in the standby letter of credit. A typical arrangement involves the applicant routinely being indebted to the beneficiary for such items as inventory purchases, insurance, utilities, lease guarantees or other third party commercial transactions. The standby letter of credit would permit the beneficiary to obtain payment from the Bank under certain prescribed circumstances. Subsequently, the Bank would then seek reimbursement from the applicant pursuant to the terms of the standby letter of credit.

 

The Bank follows the same credit policies and underwriting practices when making these commitments as it does for on-balance sheet instruments. Each customer’s creditworthiness is evaluated on a case-by-case basis, and the amount of collateral obtained, if any, is based on management’s credit evaluation of the customer. Collateral held varies but may include cash and cash equivalents, real estate and improvements, marketable securities, accounts receivable, inventory, equipment, and personal property.

 

The contractual amounts of these commitments are not reflected in the consolidated financial statements and would only be reflected if drawn upon. Since many of the commitments are expected to expire without being drawn upon, the contractual amounts do not necessarily represent future cash requirements. However, should the commitments be drawn upon and should our customers default on their resulting obligation to us, the Company’s maximum exposure to credit loss, without consideration of collateral, is represented by the contractual amount of those instruments.

 

A summary of the Company’s total contractual amount for all off-balance sheet commitments at September 30, 2022 is as follows:

 

Commitments to extend credit

 $1,274,381,000 

Standby letters of credit

 $79,404,000 

 

Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures. The allowance for credit losses on off-balance-sheet credit exposures is a liability account, calculated in accordance with ASC 326, representing expected credit losses over the contractual period for which we are exposed to credit risk resulting from a contractual obligation to extend credit. No allowance is recognized if we have the unconditional right to cancel the obligation. Off-balance-sheet credit exposures primarily consist of amounts available under outstanding lines of credit and letters of credit detailed in the table above. For the period of exposure, the estimate of expected credit losses considers both the likelihood that funding will occur and the amount expected to be funded over the estimated remaining life of the commitment or other off-balance-sheet exposure. The likelihood and expected amount of funding are based on historical utilization rates. The amount of the allowance represents management's best estimate of expected credit losses on commitments expected to be funded over the contractual life of the commitment.

 

Estimating credit losses on amounts expected to be funded uses the same methodology as described for loans in Note 2 - Loans and Allowance for Credit Losses as if such commitments were funded.

 

The following table details activity in the allowance for credit losses on off-balance-sheet credit exposures for the nine months ended September 30, 2022 and 2021.

 

  

(In Thousands)

 
  

2022

  

2021

 

Beginning balance, January 1

 $955   693 

Impact of adopting ASC 326

  6,195   — 

Credit loss expense (benefit)

  (298)  221 

Ending balance, September 30,

 $6,852   914 

 

The Bank originates residential mortgage loans, sells them to third-party purchasers, and may or may not retain the servicing rights. These loans are originated internally and are primarily to borrowers in the Company’s geographic market footprint. These sales are typically to investors that follow guidelines of conventional government sponsored entities ("GSE") and the Department of Housing and Urban Development/U.S. Department of Veterans Affairs ("HUD/VA"). Generally, loans held for sale are underwritten by the Company, including HUD/VA loans. In the fourth quarter of 2018, the Bank began to participate in a mandatory delivery program that requires the Bank to deliver a particular volume of mortgage loans by agreed upon dates. A majority of the Bank’s secondary mortgage volume is delivered to the secondary market via mandatory delivery with the remainder done on a best efforts basis. The Bank does not realize any exposure delivery penalties as the mortgage department only bids loans post-closing to ensure that 100% of the loans are deliverable to the investors. 

 

Each purchaser has specific guidelines and criteria for sellers of loans, and the risk of credit loss with regard to the principal amount of the loans sold is generally transferred to the purchasers upon sale. While the loans are sold without recourse, the purchase agreements require the Bank to make certain representations and warranties regarding the existence and sufficiency of file documentation and the absence of fraud by borrowers or other third parties such as appraisers in connection with obtaining the loan. If it is determined that the loans sold were in breach of these representations or warranties or the loan had an early payoff or payment default, the Bank has obligations to either repurchase the loan for the unpaid principal balance and related investor fees or make the purchaser whole for the economic benefits of the loan.

 

To date, repurchase activity pursuant to the terms of these representations and warranties or due to early payoffs or payment defaults has been insignificant and has resulted in insignificant losses to the Company.

 

Based on information currently available, management believes that the Bank does not have significant exposure to contingent losses that may arise relating to the representations and warranties that it has made in connection with its mortgage loan sales or for early payoffs or payment defaults of such mortgage loans.

 

Various legal claims also arise from time to time in the normal course of business. In the opinion of management, the resolution of these claims outstanding at September 30, 2022 will not have a material impact on the Company’s consolidated financial statements.
XML 30 R20.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 12 - Subsequent Events
 9 Months Ended
Sep. 30, 2022
Notes to Financial Statements  
Subsequent Events [Text Block]

Note 12. Subsequent Events

 

ASC 855, Subsequent Events, establishes general standards of accounting for and disclosure of events that occur after the balance sheet date but before financial statements are issued. Wilson Bank Holding Company evaluated all events or transactions that occurred after  September 30, 2022, through the date of the issued financial statements. 

 
XML 31 R21.htm IDEA: XBRL DOCUMENT v3.22.2.2
Significant Accounting Policies (Policies)
 9 Months Ended
Sep. 30, 2022
Accounting Policies [Abstract]  
Nature of Business [Policy Text Block]

Nature of Business — Wilson Bank Holding Company (the “Company”) is a bank holding company whose primary business is conducted by its wholly-owned subsidiary, Wilson Bank & Trust (the “Bank”). The Bank is a commercial bank headquartered in Lebanon, Tennessee. The Bank provides a full range of banking services in its primary market areas of Wilson, Davidson, Rutherford, Trousdale, Sumner, Dekalb, Putnam, Smith, and Williamson Counties, Tennessee. On June 1, 2022, the Bank began operations with a newly-formed joint venture, Encompass Home Lending, LLC ("Encompass") of which the Bank owns 51% of the outstanding membership interests. Encompass offers residential mortgage banking services to customers of certain home builders in our markets.

 
Basis of Accounting, Policy [Policy Text Block]

Basis of Presentation — The accompanying unaudited, consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and therefore do not include all information and footnotes necessary for a fair presentation of financial position, results of operations, and cash flows in conformity with U.S. generally accepted accounting principles. All adjustments consisting of normally recurring accruals that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods covered by the report have been included. The accompanying unaudited consolidated financial statements should be read in conjunction with the Company’s consolidated audited financial statements and related notes appearing in the Company's Annual Report on Form 10-K for the year ended December 31, 2021.

 

These consolidated financial statements include the accounts of the Company, the Bank, and Encompass. Significant intercompany transactions and accounts are eliminated in consolidation.

 
Use of Estimates, Policy [Policy Text Block]

Use of Estimates — The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities as of the balance sheet date and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term include the determination of the allowance for credit losses, the valuation of deferred tax assets, determination of any impairment of goodwill or other intangibles, the valuation of other real estate (if any), and the fair value of financial instruments. These financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. There have been no significant changes to the Company’s significant accounting policies as disclosed in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 other than the adoption of ASC 326 as described in Note 1. Summary of Significant Accounting Policies - Accounting Changes, Reclassifications and Restatements and in Note 2 - Loans and Allowance for Credit Losses.

 
Accounting Changes, Reclassifications and Restatements [Policy Text Block]

Accounting Changes, Reclassifications and Restatements – Certain items in prior financial statements have been reclassified to conform to the current presentation. In addition, on January 1, 2022, we adopted Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments,” as subsequently updated for certain clarifications, targeted relief and codification improvements. Accounting Standards Codification (“ASC”) Topic 326 (“ASC 326”) replaces the previous “incurred loss” model for measuring credit losses, which encompassed allowances for current known and inherent losses within the portfolio, with an “expected loss” model, which encompasses allowances for losses expected to be incurred over the life of the portfolio. The new current expected credit loss (“CECL”) model requires the measurement of all expected credit losses for financial assets measured at amortized cost and certain off-balance-sheet credit exposures based on historical experience, current conditions, and reasonable and supportable forecasts. ASC 326 also requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. In addition, ASC 326 includes certain changes to the accounting for available-for-sale securities including the requirement to present credit losses as an allowance rather than as a direct write-down for available-for-sale securities management does not intend to sell or believes that it is more likely than not they will be required to sell.

 

We adopted ASC 326 using the modified retrospective method for all financial assets measured at amortized cost and off-balance-sheet credit exposures. Upon adoption, we recognized an after-tax cumulative effect increase to retained earnings totaling $1.0 million.  Operating results for periods after January 1, 2022 are presented in accordance with ASC 326 while prior period amounts continue to be reported in accordance with previously applicable standards and the accounting policies described in our 2021 Form 10-K.

 

In connection with the adoption of ASC 326, we revised certain accounting policies and implemented certain accounting policy elections. The revised accounting policies are described below.

 
Financing Receivable, Allowance for Credit Losses, Policy for Uncollectible Amounts [Policy Text Block]

Allowance For Credit Losses - Loans — The allowance for credit losses on loans is a contra-asset valuation account, calculated in accordance with ASC 326, that is deducted from the amortized cost basis of loans to present management's best estimate of the net amount expected to be collected. Loans are charged-off against the allowance when deemed uncollectible by management. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Adjustments to the allowance are reported in our income statement as a component of credit loss expense. Management has made the accounting policy election to exclude accrued interest receivable on loans from the estimate of credit losses. Further information regarding our policies and methodology used to estimate the allowance for credit losses on loans is presented in Note 2 - Loans and Allowance for Credit Losses.

 
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]

Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures — The allowance for credit losses on off-balance-sheet credit exposures is a liability account, calculated in accordance with ASC 326, representing expected credit losses over the contractual period for which we are exposed to credit risk resulting from a contractual obligation to extend credit. No allowance is recognized if we have the unconditional right to cancel the obligation. The allowance is reported as a component of accrued interest payable and other liabilities in our consolidated balance sheets. Adjustments to the allowance are reported in our income statement as a component of non-interest expense. Further information regarding our policies and methodology used to estimate the allowance for credit losses on off-balance-sheet credit exposures is presented in Note 11 - Commitments and Contingent Liabilities.

 
Investment, Policy [Policy Text Block]

Securities – Securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them until maturity. Securities to be held for indefinite periods of time are classified as available for sale and carried at fair value, with the unrealized holding gains and losses (those for which no allowance for credit losses are recorded) reported as a component of other comprehensive earnings, net of tax. Securities held for resale in anticipation of short-term market movements are classified as trading and are carried at fair value, with changes in unrealized holding gains and losses included in income. Management determines the appropriate classification of securities at the time of purchase. Securities with limited marketability, such as stock in the Federal Reserve Bank and the Federal Home Loan Bank, are carried at cost.

 

Interest income on securities includes amortization of purchase premiums and discounts. Premiums and discounts on securities are generally amortized using the interest method with a constant effective yield without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Premiums on callable securities are amortized to their earliest call date. A security is placed on non-accrual status if (i) principal or interest has been in default for a period of 90 days or more or (ii) full payment of principal and interest is not expected. Interest accrued but not received for a security placed on non-accrual status is reversed against interest income. Gains and losses on sales are recorded on the trade date and are derived from the amortized cost of the security sold.

 

Allowance for Credit Losses - Securities Available-for-Sale — For any securities classified as available-for-sale that are in an unrealized loss position at the balance sheet date, the Company assesses whether or not it intends to sell the security, or more likely than not will be required to sell the security, before recovery of its amortized cost basis. If either criteria is met, the security's amortized cost basis is written down to fair value through net income. If neither criteria is met, the Company evaluates whether any portion of the decline in fair value is the result of credit deterioration. Such evaluations consider the extent to which the amortized cost of the security exceeds its fair value, changes in credit ratings and any other known adverse conditions related to the specific security. If the evaluation indicates that a credit loss exists, an allowance for credit losses is recorded for the amount by which the amortized cost basis of the security exceeds the present value of cash flows expected to be collected, limited by the amount by which the amortized cost exceeds fair value. Any impairment not recognized in the allowance for credit losses is recognized in other comprehensive income.

 
New Accounting Pronouncements, Policy [Policy Text Block]

Recently Issued Accounting Pronouncements    

 

Information about certain recently issued accounting standards updates is presented below. Also refer to Note 1 - Accounting Standards Updates in our 2021 Form 10-K for additional information related to previously issued accounting standards updates.

 

ASU 2020-04, “Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting.” In March 2020, the FASB issued this ASU and has issued subsequent amendments thereto, which provides temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. The guidance is effective for all entities as of March 12, 2020 through December 31, 2022. The Company has implemented a transition plan to identify and modify its loans and other financial instruments with attributes that are either directly or indirectly influenced by LIBOR. The Company has discontinued originating LIBOR-based loans during 2022 and has begun negotiating loans primarily using its preferred replacement index, the Secured Overnight Financing Rate ("SOFR"). For the Company’s currently outstanding LIBOR-based loans, the timing and manner in which each customer's contract transitions to SOFR will vary on a case-by-case basis. The Company expects to complete all transitions by August 2023.

 

ASU 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” ASU 2016-13 requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts and requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. As noted above, effective  January 1, 2022 the Company adopted ASU 2016-13, which resulted in a $7.6 million decrease to the allowance for credit losses and a $6.2 million increase to the reserve for unfunded commitments, resulting in a $1.0 million increase in retained earnings (net of taxes). See Note 2 – Loans and Allowance for Credit Losses for additional information.

 

ASU 2022-01, “Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method.” ASU 2022-01 was issued to expand the scope of assets eligible for portfolio layer method hedging to include all financial assets. The update also expands the current last-of-layer method that permits only one hedged layer to allow multiple hedged layers of a single closed portfolio. The last-of-layer method is renamed the portfolio layer method, because more than the last layer of a portfolio could be hedged.  The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after  December 15, 2022.  The adoption of ASU 2022-01 is not expected to have a significant impact on our financial statements.

 

ASU 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures.” ASU 2022-02 was issued to respond to feedback received from post-implementation review of Topic 326. The amendments eliminate the troubled debt restructuring (TDR) recognition and measurement guidance and now require that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments enhance existing disclosures and include new disclosure requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. To improve consistency for vintage disclosures, the ASU requires that public business entities disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20.  The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after  December 15, 2022.   The adoption of ASU 2022-02 is not expected to have a significant impact on our financial statements.

 

Other than those previously discussed, there were no other recently issued accounting pronouncements that are expected to materially impact the Company.

 
XML 32 R22.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 2 - Loans and Allowance for Credit Losses (Tables)
 9 Months Ended
Sep. 30, 2022
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
  

(In Thousands)

 
  September 30, 2022  December 31, 2021 
         

Residential 1-4 family real estate

 $812,433  $689,579 

Commercial and multi-family real estate

  993,647   908,673 

Construction, land development and farmland

  853,326   612,659 

Commercial, industrial and agricultural

  124,115   118,155 

1-4 family equity lines of credit

  142,043   92,229 

Consumer and other

  79,720   74,643 

Total loans before net deferred loan fees

  3,005,284   2,495,938 

Net deferred loan fees

  (13,959)  (12,024)

Total loans

  2,991,325   2,483,914 

Less: Allowance for credit losses

  (37,580)  (39,632)

Net loans

 $2,953,745  $2,444,282 
Financing Receivable, Allowance for Credit Loss [Table Text Block]
  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

September 30, 2022

                            

Allowance for credit losses:

                            

Beginning balance January 1,

 $9,242   16,846   9,757   1,329   1,098   1,360   39,632 

Impact of adopting ASC 326

  (3,393)  (3,433)  (266)  219   (324)  (367)  (7,564)

Provision for credit losses on loans

  1,048   1,155   2,504   106   312   935   6,060 

Charge-offs

  (8)  —   —   (9)  —   (1,038)  (1,055)

Recoveries

  106   —   17   27   —   357   507 

Ending balance

 $6,995   14,568   12,012   1,672   1,086   1,247   37,580 
  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

September 30, 2021

                            

Allowance for loan losses:

                            

Beginning balance January 1,

 $8,203   18,343   8,090   1,391   997   1,515   38,539 

Provision

  620   (1,378)  1,741   (120)  53   96   1,012 

Charge-offs

  —   —   (23)  (3)  —   (690)  (716)

Recoveries

  58   —   47   5   —   366   476 

Ending balance

 $8,881   16,965   9,855   1,273   1,050   1,287   39,311 
  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

September 30, 2022

                            

Allowance for credit losses:

                            

Beginning balance July 1,

 $6,291   13,609   11,696   1,542   916   1,184   35,238 

Provision for credit losses

  616   959   305   119   170   374   2,543 

Charge-offs

  (8)  —   —   (9)  —   (445)  (462)

Recoveries

  96   —   11   20   —   134   261 

Ending balance

 $6,995   14,568   12,012   1,672   1,086   1,247   37,580 
  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

September 30, 2021

                            

Allowance for loan losses:

                            

Beginning balance July 1,

 $8,540   17,583   9,353   1,294   1,048   1,496   39,314 

Provision

  331   (618)  484   (22)  2   (47)  130 

Charge-offs

  —   —   —   —   —   (276)  (276)

Recoveries

  10   —   18   1   —   114   143 

Ending balance

 $8,881   16,965   9,855   1,273   1,050   1,287   39,311 
  

(In Thousands)

 
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 family Equity Lines of Credit

  

Consumer and Other

  

Total

 

December 31, 2021

                            

Allowance for loan losses:

                            

Ending balance individually evaluated for impairment

 $—   —   —   —   —   —   — 

Ending balance collectively evaluated for impairment

 $9,242   16,846   9,757   1,329   1,098   1,360   39,632 

Loans:

                            

Ending balance

 $689,579   908,673   612,659   118,155   92,229   74,643   2,495,938 

Ending balance individually evaluated for impairment

 $134   531   —   —   —   —   665 

Ending balance collectively evaluated for impairment

 $689,445   908,142   612,659   118,155   92,229   74,643   2,495,273 
Schedule of Amortized Cost Basis of Collateral Dependent Loans [Table Text Block]
  

In Thousands

 
  

Real Estate

  

Other

  

Total

 

September 30, 2022

            

Residential 1-4 family real estate

 $131   —   131 

Commercial and multi-family real estate

  512   —   512 

Construction, land development and farmland

  —   —   — 

Commercial, industrial and agricultural

  —   —   — 

1-4 family equity lines of credit

  —   —   — 

Consumer and other

  —   —   — 
  $643   —   643 
Impaired Financing Receivables [Table Text Block]
  

December 31, 2021

 
  

Recorded Investment

  

Unpaid Principal Balance

  

Related Allowance

 
  In Thousands 

With no related allowance recorded:

            

Residential 1-4 family real estate

 $136   134   — 

Commercial and multi-family real estate

  532   531   — 

Construction, land development and farmland

  —   —   — 

Commercial, industrial and agricultural

  —   —   — 

1-4 family equity lines of credit

  —   —   — 

Consumer and other

  —   —   — 
  $668   665   — 

With related allowance recorded:

            

Residential 1-4 family real estate

 $—   —   — 

Commercial and multi-family real estate

  —   —   — 

Construction, land development and farmland

  —   —   — 

Commercial, industrial and agricultural

  —   —   — 

1-4 family equity lines of credit

  —   —   — 

Consumer and other

  —   —   — 
  $—   —   — 

Total:

            

Residential 1-4 family real estate

 $136   134   — 

Commercial and multi-family real estate

  532   531   — 

Construction, land development and farmland

  —   —   — 

Commercial, industrial and agricultural

  —   —   — 

1-4 family equity lines of credit

  —   —   — 

Consumer and other

  —   —   — 
  $668   665   — 
  

September 30, 2021

 
  

Average Recorded Investment

  

Interest Income Recognized

 
  

In Thousands

 

With no related allowance recorded:

        

Residential 1-4 family real estate

 $870   6 

Commercial and multi-family real estate

  248   11 

Construction, land development and farmland

  —   — 

Commercial, industrial and agricultural

  —   — 

1-4 family equity lines of credit

  —   — 

Consumer and other

  —   — 
  $1,118   17 

With related allowance recorded:

        

Residential 1-4 family real estate

 $912   — 

Commercial and multi-family real estate

  508   7 

Construction, land development and farmland

  —   — 

Commercial, industrial and agricultural

  —   — 

1-4 family equity lines of credit

  —   — 

Consumer and other

  —   — 
  $1,420   7 

Total:

        

Residential 1-4 family real estate

 $1,782   6 

Commercial and multi-family real estate

  756   18 

Construction, land development and farmland

  —   — 

Commercial, industrial and agricultural

  —   — 

1-4 family equity lines of credit

  —   — 

Consumer and other

  —   — 
  $2,538   24 
Financing Receivable, Nonaccrual [Table Text Block]
  

In Thousands

 
  

September 30,

  

December 31,

 
  

2022

  

2021

 

Residential 1-4 family real estate

 $—  $— 

Commercial and multi-family real estate

  —   — 

Construction, land development and farmland

  —   — 

Commercial, industrial and agricultural

  —   — 

1-4 family equity lines of credit

  —   — 

Consumer and other

  —   — 

Total

 $—  $— 
Financing Receivable, Past Due [Table Text Block]
  

(In thousands)

 
  

30-59 Days Past Due

  

60-89 Days Past Due

  

Non Accrual and Greater Than 90 Days Past Due

  

Total Non Accrual and Past Due

  

Current

  

Total Loans

  

Recorded Investment Greater Than 90 Days Past Due and Accruing

 

September 30, 2022

                            

Residential 1-4 family real estate

 $1,053   842   386   2,281   810,152   812,433  $386 

Commercial and multi-family real estate

  133   91   —   224   993,423   993,647   — 

Construction, land development and farmland

  —   48   —   48   853,278   853,326   — 

Commercial, industrial and agricultural

  76   74   —   150   123,965   124,115   — 

1-4 family equity lines of credit

  244   213   57   514   141,529   142,043  $57 

Consumer and other

  694   104   98   896   78,824   79,720   98 

Total

 $2,200   1,372   541   4,113   3,001,171   3,005,284  $541 

December 31, 2021

                            

Residential 1-4 family real estate

 $2,072   169   357   2,598   686,981   689,579  $357 

Commercial and multi-family real estate

  —   —   —   —   908,673   908,673   — 

Construction, land development and farmland

  1,154   215   —   1,369   611,290   612,659   — 

Commercial, industrial and agricultural

  59   81   —   140   118,015   118,155   — 

1-4 family equity lines of credit

  170   —   9   179   92,050   92,229   9 

Consumer and other

  287   99   23   409   74,234   74,643   23 

Total

 $3,742   564   389   4,695   2,491,243   2,495,938  $389 
Financing Receivable, Troubled Debt Restructuring [Table Text Block]
  

September 30, 2022

  

December 31, 2021

 
  

(In thousands)

 

Performing TDRs

 $846  $876 

Nonperforming TDRs

  114   165 

Total TDRS

 $960  $1,041 
  

September 30, 2022

  

September 30, 2021

 
  Number of Contracts  Pre Modification Outstanding Recorded Investment  Post Modification Outstanding Recorded Investment, Net of Related Allowance  Number of Contracts  Pre Modification Outstanding Recorded Investment  Post Modification Outstanding Recorded Investment, Net of Related Allowance 

Residential 1-4 family real estate

  —  $—  $—   —  $—  $— 

Commercial and multi-family real estate

  —   —   —   —   —   — 

Construction, land development and farmland

  —   —   —   —   —   — 

Commercial, industrial and agricultural

  —   —   —   —   —   — 

1-4 family equity lines of credit

  —   —   —   —   —   — 

Consumer and other

  —   —   —   —   —   — 

Total

  —  $—  $—   —  $—  $— 
Financing Receivable Credit Quality Indicators [Table Text Block]
  

In Thousands

 
                          

Revolving

     
  

2022

  

2021

  

2020

  

2019

  

2018

  

Prior

  

Loans

  

Total

 

September 30, 2022

                                

Residential 1-4 family real estate

                                

Pass

 $234,604   259,368   111,245   63,610   30,948   86,292   21,489   807,556 

Special mention

  —   —   901   —   116   2,005   349   3,371 

Substandard

  —   —   37   131   —   1,338   —   1,506 

Total Residential 1-4 family real estate

 $234,604   259,368   112,183   63,741   31,064   89,635   21,838   812,433 

Commercial and multi-family real estate

                                

Pass

 $198,521   228,852   163,568   109,657   75,934   187,572   29,249   993,353 

Special mention

  —   —   163   —   —   40   —   203 

Substandard

  —   —   —   —   —   91   —   91 

Total Commercial and multi-family real estate

 $198,521   228,852   163,731   109,657   75,934   187,703   29,249   993,647 

Construction, land development and farmland

                                

Pass

 $300,954   279,972   88,983   10,153   5,551   10,074   157,560   853,247 

Special mention

  —   —   —   —   —   61   —   61 

Substandard

  —   —   —   —   —   18   —   18 

Total Construction, land development and farmland

 $300,954   279,972   88,983   10,153   5,551   10,153   157,560   853,326 

Commercial, industrial and agricultural

                                

Pass

 $25,034   13,332   28,612   20,980   5,581   5,060   25,421   124,020 

Special mention

  —   21   19   —   —   55   —   95 

Substandard

  —   —   —   —   —   —   —   — 

Total Commercial, industrial and agricultural

 $25,034   13,353   28,631   20,980   5,581   5,115   25,421   124,115 

1-4 family equity lines of credit

                                

Pass

 $—   —   —   —   —   —   141,915   141,915 

Special mention

  —   —   —   —   —   —   11   11 

Substandard

  —   —   —   —   —   —   117   117 

Total 1-4 family equity lines of credit

 $—   —   —   —   —   —   142,043   142,043 

Consumer and other

                                

Pass

 $23,251   13,365   7,409   6,404   486   6,932   21,672   79,519 

Special mention

  19   51   10   3   —   —   —   83 

Substandard

  74   14   14   1   14   1   —   118 

Total Consumer and other

 $23,344   13,430   7,433   6,408   500   6,933   21,672   79,720 
  

In Thousands

 
  

2022

  

2021

  

2020

  

2019

  

2018

  

Prior

  

Revolving Loans

  

Total

 

September 30, 2022

                                

Pass

 $782,364   794,889   399,817   210,804   118,500   295,930   397,306   2,999,610 

Special mention

  19   72   1,093   3   116   2,161   360   3,824 

Substandard

  74   14   51   132   14   1,448   117   1,850 

Total

 $782,457   794,975   400,961   210,939   118,630   299,539   397,783   3,005,284 
  

In Thousands

 
                             
  

Residential 1-4 Family Real Estate

  

Commercial and Multi-family Real Estate

  

Construction, Land Development and Farmland

  

Commercial, Industrial and Agricultural

  

1-4 Family Equity Lines of Credit

  

Consumer and Other

  

Total

 

Credit Risk Profile by Internally Assigned Grade

                            

December 31, 2021

                            

Pass

 $682,527   908,409   612,537   118,058   92,208   74,513   2,488,252 

Special mention

  5,566   —   93   96   11   89   5,855 

Substandard

  1,486   264   29   1   10   41   1,831 

Total

 $689,579   908,673   612,659   118,155   92,229   74,643   2,495,938 
XML 33 R23.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 3 - Debt and Equity Securities (Tables)
 9 Months Ended
Sep. 30, 2022
Notes Tables  
Marketable Securities [Table Text Block]
  

September 30, 2022

 
  

Securities Available-For-Sale

 
  

In Thousands

 
  Amortized Cost  Gross Unrealized Gains  Gross Unrealized Losses  Estimated Market Value 

U.S. Treasury and other U.S. government agencies

 $14,658   —   1,180   13,478 

U.S. Government-sponsored enterprises (GSEs)

  180,264   —   31,410   148,854 

Mortgage-backed securities

  531,472   5   78,069   453,408 

Asset-backed securities

  41,256   —   1,526   39,730 

Corporate bonds

  2,500   —   121   2,379 

Obligations of states and political subdivisions

  224,965   —   43,662   181,303 
  $995,115   5   155,968   839,152 
  

December 31, 2021

 
  

Securities Available-For-Sale

 
  

In Thousands

 
  Amortized Cost  Gross Unrealized Gains  Gross Unrealized Losses  Estimated Market Value 

U.S. Treasury and other U.S. government agencies

 $7,320   —   99   7,221 

U.S. Government-sponsored enterprises (GSEs)

  163,700   20   4,490   159,230 

Mortgage-backed securities

  465,588   2,726   6,537   461,777 

Asset-backed securities

  46,583   213   83   46,713 

Corporate bonds

  2,500   75   —   2,575 

Obligations of states and political subdivisions

  220,444   2,611   2,986   220,069 
  $906,135   5,645   14,195   897,585 
Investments Classified by Contractual Maturity Date [Table Text Block]
  

Available-For-Sale

 
  

In Thousands

 
  Amortized Cost  Estimated Market Value 

Due in one year or less

 $5,455  $5,277 

Due after one year through five years

  85,654   78,157 

Due after five years through ten years

  271,526   226,693 

Due after ten years

  632,480   529,025 
  $995,115  $839,152 
Schedule of Unrealized Loss on Investments [Table Text Block]
  

In Thousands, Except Number of Securities

 
  

Less than 12 Months

  

12 Months or More

  

Total

 

September 30, 2022

 Fair Value  Unrealized Losses  Number of Securities Included  Fair Value  Unrealized Losses  Number of Securities Included  Fair Value  Unrealized Losses 

Available-for-Sale Securities:

                                

U.S. Treasury and other U.S. government agencies

 $7,061  $252   2  $6,417  $928   3  $13,478  $1,180 

U.S. Government-sponsored enterprises (GSEs)

  27,129   4,477   9   121,725   26,933   49   148,854   31,410 

Mortgage-backed securities

  229,613   30,715   152   222,875   47,354   98   452,488   78,069 

Asset-backed securities

  34,357   1,346   25   5,373   180   4   39,730   1,526 

Corporate bonds

  2,379   121   1   —   —   —   2,379   121 

Obligations of states and political subdivisions

  102,539   20,465   133   78,764   23,197   94   181,303   43,662 
  $403,078  $57,376   322  $435,154  $98,592   248  $838,232  $155,968 
  

In Thousands, Except Number of Securities

 
  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2021

 Fair Value  Unrealized Losses  Number of Securities Included  Fair Value  Unrealized Losses  Number of Securities Included  Fair Value  Unrealized Losses 

Available-for-Sale Securities:

                                

U.S. Treasury and other U.S. government agencies

 $7,221  $99   3  $—  $—   —  $7,221  $99 

U.S. Government-sponsored enterprises (GSEs)

  110,981   2,466   33   45,725   2,024   19   156,706   4,490 

Mortgage-backed securities

  317,211   4,644   96   54,692   1,893   33   371,903   6,537 

Asset-backed securities

  17,945   67   9   484   16   1   18,429   83 

Corporate bonds

  —   —   —   —   —   —   —   — 

Obligations of states and political subdivisions

  83,510   1,460   74   36,225   1,526   32   119,735   2,986 
  $536,868  $8,736   215  $137,126  $5,459   85  $673,994  $14,195 
XML 34 R24.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 4 - Derivatives (Tables)
 9 Months Ended
Sep. 30, 2022
Notes Tables  
Summary of Fair Value Hedge Relationships [Table Text Block]

September 30, 2022

                   
 

Balance Sheet Location

 

Weighted Average Remaining Maturity (In Years)

  

Weighted Average Pay Rate

  

Receive Rate

 

Notional Amount

  Estimated Fair Value 

Interest rate swap agreements - loans

Other assets

  7.67   0.65% 

1 month LIBOR

 $30,000   4,826 

December 31, 2021

                   
 

Balance Sheet Location

 

Weighted Average Remaining Maturity (In Years)

  

Weighted Average Pay Rate

  

Receive Rate

 

Notional Amount

  Estimated Fair Value 

Interest rate swap agreements - loans

Other assets

  8.42   0.65% 

1 month LIBOR

 $30,000   1,192 
Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block]
  

Carrying Amount of the Hedged Assets

  Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets 

Line item on the balance sheet

 

September 30, 2022

  

December 31, 2021

  September 30, 2022  December 31, 2021 

Loans

 $25,101   28,717   (4,899)  (1,283)
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]
  

In Thousands

 
  

September 30, 2022

  

December 31, 2021

 
  

Notional Amount

  

Fair Value

  

Notional Amount

  

Fair Value

 

Included in other assets (liabilities):

                

Interest rate contracts for customers

 $13,487   (147)  20,340   657 

Forward contracts related to mortgage loans held-for-sale

  12,250   320   20,500   6 
Interest Rate Swap [Member]  
Notes Tables  
Derivative Instruments, Gain (Loss) [Table Text Block]
  

Nine Months Ended September 30,

 

Gain (loss) on fair value hedging relationship

 

2022

  

2021

 

Interest rate swap agreements - loans:

        

Hedged items

 $(3,616)  (986)

Derivative designated as hedging instruments

  3,634   1,053 
Mortgage Banking Derivatives [Member]  
Notes Tables  
Derivative Instruments, Gain (Loss) [Table Text Block]
  

In Thousands

 
  

September 30, 2022

  

September 30, 2021

 

Interest rate contracts for customers

 $(804)  87 

Forward contracts related to mortgage loans held for sale and interest rate contracts

  314   247 
XML 35 R25.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 5 - Mortgage Servicing Rights (Tables)
 9 Months Ended
Sep. 30, 2022
Notes Tables  
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Table Text Block]
  

In Thousands

 

September 30,

 

2022

 

Mortgage loan portfolios serviced for:

    

FHLMC

 $80,675 
Servicing Asset at Amortized Cost [Table Text Block]
  

In Thousands

 

September 30,

 

2022

 

Balance at beginning of period

 $— 

Servicing rights retained from loans sold

  1,320 

Amortization

  (304)

Valuation Allowance Provision

  — 

Balance at end of period

 $1,016 

Fair value, end of period

 $1,194 
Schedule of Assumptions for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Table Text Block]
  

September 30, 2022

 

Prepayment speed

  6.91%

Weighted-average life (in years)

  9.12 

Weighted-average note rate

  4.21%

Weighted-average discount rate

  9.00%
XML 36 R26.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 6 - Equity Incentive Plans (Tables)
 9 Months Ended
Sep. 30, 2022
Notes Tables  
Share-Based Payment Arrangement, Option, Activity [Table Text Block]
  

September 30, 2022

  

September 30, 2021

 
  

Shares

  Weighted Average Exercise Price  

Shares

  Weighted Average Exercise Price 

Options and SARs outstanding at beginning of period

  357,254  $50.18   284,591  $43.71 

Granted

  114,332   64.06   24,999   59.02 

Exercised

  (34,508)  41.95   (38,883)  40.75 

Forfeited or expired

  (1,167)  46.81   (100)  31.31 

Outstanding at end of period

  435,911  $54.48   270,607  $45.55 

Options and SARs exercisable at September 30

  168,017  $43.67   164,544  $41.91 
XML 37 R27.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 7 - Regulatory Capital (Tables)
 9 Months Ended
Sep. 30, 2022
Notes Tables  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
  

Actual

  

Minimum Capital Adequacy

  

For Classification Under Corrective Action Plan as Well Capitalized

 
  

Amount

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

 
  

(dollars in thousands)

 

September 30, 2022

                        

Total capital to risk weighted assets:

                        

Consolidated

 $497,360   13.5% $294,682   8.0% $368,352   10.0%

Wilson Bank

  494,996   13.4   294,680   8.0   368,350   10.0 

Tier 1 capital to risk weighted assets:

                        

Consolidated

  452,928   12.3   221,011   6.0   294,681   8.0 

Wilson Bank

  450,564   12.2   221,011   6.0   294,681   8.0 

Common equity Tier 1 capital to risk weighted assets:

                        

Consolidated

  452,928   12.3   165,758   4.5   N/A   N/A 

Wilson Bank

  450,564   12.2   165,758   4.5   239,429   6.5 

Tier 1 capital to average assets:

                        

Consolidated

  452,928   11.0   165,284   4.0   N/A   N/A 

Wilson Bank

  450,564   10.9   165,229   4.0   206,537   5.0 
  

Actual

  

Minimum Capital Adequacy

  

For Classification Under Corrective Action Plan as Well Capitalized

 
  

Amount

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

 
  

(dollars in thousands)

 

December 31, 2021

                        

Total capital to risk weighted assets:

                        

Consolidated

 $455,813   13.9% $261,404   8.0% $326,755   10.0%

Wilson Bank

  452,130   13.8   261,317   8.0   326,646   10.0 

Tier 1 capital to risk weighted assets:

                        

Consolidated

  415,226   12.7   196,052   6.0   261,403   8.0 

Wilson Bank

  411,543   12.6   195,987   6.0   261,316   8.0 

Common equity Tier 1 capital to risk weighted assets:

                        

Consolidated

  415,226   12.7   147,039   4.5   N/A   N/A 

Wilson Bank

  411,543   12.6   146,990   4.5   212,319   6.5 

Tier 1 capital to average assets:

                        

Consolidated

  415,226   10.8   154,280   4.0   N/A   N/A 

Wilson Bank

  411,543   10.7   154,230   4.0   192,787   5.0 
XML 38 R28.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 8 - Fair Value Measurements (Tables)
 9 Months Ended
Sep. 30, 2022
Notes Tables  
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]
  

Assets and Liabilities Measured at Fair Value on a Recurring Basis

 
  

(In Thousands)

 
  Total Carrying Value in the Consolidated Balance Sheet  Quoted Market Prices in an Active Market (Level 1)  Models with Significant Observable Market Parameters (Level 2)  Models with Significant Unobservable Market Parameters (Level 3) 

September 30, 2022

                

Hedged Loans

 $25,101   —   25,101   — 

Investment securities available-for-sale:

                

U.S. Treasury and other U.S. government agencies

  13,478   13,478   —   — 

U.S. Government sponsored enterprises

  148,854   —   148,854   — 

Mortgage-backed securities

  453,408   —   453,408   — 

Asset-backed securities

  39,730   —   39,730   — 

Corporate bonds

  2,379   —   2,379   — 

State and municipal securities

  181,303   —   181,303   — 

Total investment securities available-for-sale

  839,152   13,478   825,674   — 

Mortgage loans held for sale

  3,555   —   3,555   — 

Derivative instruments

  5,146   —   5,146   — 

Other investments

  2,073   —   —   2,073 

Total assets

 $875,027   13,478   859,476   2,073 
                 

Derivative instruments

 $147   —   147   — 

Total liabilities

 $147   —   147   — 
                 
                 

December 31, 2021

                

Hedged Loans

 $28,717   —   28,717   — 

Investment securities available-for-sale:

                

U.S. Treasury and other U.S. government agencies

  7,221   7,221   —   — 

U.S. Government sponsored enterprises

  159,230   —   159,230   — 

Mortgage-backed securities

  461,777   —   461,777   — 

Asset-backed securities

  46,713   —   46,713   — 

Corporate bonds

  2,575   —   2,575   — 

State and municipal securities

  220,069   —   220,069   — 

Total investment securities available-for-sale

  897,585   7,221   890,364   — 

Mortgage loans held for sale

  11,843   —   11,843   — 

Derivative instruments

  1,855   —   1,855   — 

Other investments

  2,034   —   —   2,034 

Total assets

 $942,034   7,221   932,779   2,034 
                 

Derivative instruments

 $—   —   —   — 

Total liabilities

 $—   —   —   — 
Fair Value Measurements, Nonrecurring [Table Text Block]
  

Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis

 
  

(In Thousands)

 
  Total Carrying Value in the Consolidated Balance Sheet  Quoted Market Prices in an Active Market (Level 1)  Models with Significant Observable Market Parameters (Level 2)  Models with Significant Unobservable Market Parameters (Level 3) 

September 30, 2022

                

Other real estate owned

 $—   —   —   — 

Collateral dependent loans (¹)

  643   —   —   643 

Total

 $643   —   —   643 

December 31, 2021

                

Other real estate owned

 $—   —   —   — 

Impaired loans, net (¹)

  668   —   —   668 

Total

 $668   —   —   668 
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]
  

Valuation Techniques (1)

 

Significant Unobservable Inputs

 

Weighted Average

 

Collateral dependent loans

 

Appraisal

 

Estimated costs to sell

 10% 

Other real estate owned

 

Appraisal

 

Estimated costs to sell

 

10%

 
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]
  

For the Three Months Ended September 30,

 
  

2022

  

2021

 
  

Other Assets

  

Other Liabilities

  

Other Assets

  

Other Liabilities

 

Fair value, July 1

 $2,026   —  $—   — 

Total realized gains (losses) included in income

  47   —   20   — 

Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at September 30

  —   —   —   — 

Purchases, issuances and settlements, net

  —   —   2,000   — 

Transfers out of Level 3

  —   —   —   — 

Fair value, September 30

 $2,073   —  $2,020   — 

Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30

 $47   —  $20   — 
  

For the Nine Months Ended September 30,

 
  

2022

  

2021

 
  Other Assets  Other Liabilities  Other Assets  Other Liabilities 

Fair value, January 1

 $2,034   —  $—   — 

Total realized gains (losses) included in income

  39   —   20   — 

Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at September 30

  —   —   —   — 

Purchases, issuances and settlements, net

  —   —   2,000   — 

Transfers out of Level 3

  —   —   —   — 

Fair value, September 30

 $2,073   —  $2,020   — 

Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30

 $39   —  $20   — 
Fair Value, by Balance Sheet Grouping [Table Text Block]
  Carrying/ Notional  

Estimated

  Quote Market Prices in an Active Market  Models with Significant Observable Market Parameters  Models with Significant Unobservable Market Parameters 

(in Thousands)

 

Amount

  

Fair Value (¹)

  

(Level 1)

  

(Level 2)

  

(Level 3)

 

September 30, 2022

                    

Financial assets:

                    

Cash and cash equivalents

 $95,572   95,572   95,572   —   — 

Loans, net

  2,928,644   2,862,636   —   —   2,862,636 

Mortgage servicing rights

  1,016   1,194   —   1,194   — 

Financial liabilities:

                    

Deposits

  3,745,656   3,021,826   —   —   3,021,826 
                     

December 31, 2021

                    

Financial assets:

                    

Cash and cash equivalents

 $453,418   453,418   453,418   —   — 

Loans, net

  2,444,282   2,439,539   —   —   2,439,539 

Financial liabilities:

                    

Deposits

  3,555,071   3,227,520   —   —   3,227,520 
XML 39 R29.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 10 - Earnings Per Share (Tables)
 9 Months Ended
Sep. 30, 2022
Notes Tables  
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]
  

Three Months Ended September 30,

  

Nine Months Ended September 30,

 
  

2022

  

2021

  

2022

  

2021

 
  

(Dollars in Thousands Except Share and Per Share Amounts)

  

(Dollars in Thousands Except Share and Per Share Amounts)

 

Basic EPS Computation:

                

Numerator – Earnings available to common stockholders

 $15,190  $13,342  $40,702  $35,625 

Denominator – Weighted average number of common shares outstanding

  11,429,027   11,165,313   11,348,628   11,110,006 

Basic earnings per common share

 $1.33  $1.19  $3.59  $3.21 

Diluted EPS Computation:

                

Numerator – Earnings available to common stockholders

 $15,190  $13,342  $40,702  $35,625 

Denominator – Weighted average number of common shares outstanding

  11,429,027   11,165,313   11,348,628   11,110,006 

Dilutive effect of stock options

  31,916   32,097   31,627   30,580 

Weighted average diluted common shares outstanding

  11,460,943   11,197,410   11,380,255   11,140,586 

Diluted earnings per common share

 $1.33  $1.19  $3.58  $3.20 
XML 40 R30.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 11 - Commitments and Contingent Liabilities (Tables)
 9 Months Ended
Sep. 30, 2022
Notes Tables  
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]

Commitments to extend credit

 $1,274,381,000 

Standby letters of credit

 $79,404,000 
Off-Balance-Sheet, Credit Loss, Liability [Table Text Block]
  

(In Thousands)

 
  

2022

  

2021

 

Beginning balance, January 1

 $955   693 

Impact of adopting ASC 326

  6,195   — 

Credit loss expense (benefit)

  (298)  221 

Ending balance, September 30,

 $6,852   914 
XML 41 R31.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 1 - Summary of Significant Accounting Policies (Details Textual) - USD ($)
$ in Thousands
Jan. 01, 2022
Sep. 30, 2022
Jun. 01, 2022
Dec. 31, 2021
Sep. 30, 2021
Dec. 31, 2020
Retained Earnings (Accumulated Deficit), Total   $ 313,287   $ 292,452    
Off-Balance-Sheet, Credit Loss, Liability, Ending Balance   $ 6,852   955 $ 914 $ 693
Cumulative Effect, Period of Adoption, Adjustment [Member]            
Off-Balance-Sheet, Credit Loss, Liability, Ending Balance       $ 6,195   $ 0
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]            
Retained Earnings (Accumulated Deficit), Total $ 1,000          
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease), Total (7,600)          
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Unfunded Loan Commitment [Member]            
Off-Balance-Sheet, Credit Loss, Liability, Ending Balance $ 6,200          
Encompass Home Lending, LLC [Member]            
Noncontrolling Interest, Ownership Percentage by Parent     51.00%      
XML 42 R32.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 2 - Loans and Allowance for Credit Losses (Details Textual)
Pure in Thousands
 9 Months Ended
Sep. 30, 2022
USD ($)
Sep. 30, 2021
Dec. 31, 2021
USD ($)
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process $ 3,005,284,000   $ 2,495,938,000
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts 0 0  
Mortgage Loans in Process of Foreclosure, Amount $ 0   262,000
Potential Problem Loans 5,700,000   7,700,000
Commercial Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member]      
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 169,000   5,000,000.0
Consumer Portfolio Segment [Member]      
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process $ 79,720,000   $ 74,643,000
Minimum [Member] | Real Estate Portfolio Segment [Member]      
Financing Receivable, Amortization Period (Year) 15 years    
Financing Receivable, Maturity Period (Year) 5 years    
Minimum [Member] | Consumer Portfolio Segment [Member]      
Financing Receivable, Maturity Period (Year) 1 year    
Maximum [Member] | Real Estate Portfolio Segment [Member]      
Financing Receivable, Amortization Period (Year) 30 years    
Financing Receivable, Maturity Period (Year) 15 years    
Maximum [Member] | Consumer Portfolio Segment [Member]      
Financing Receivable, Maturity Period (Year) 5 years    
XML 43 R33.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 2 - Loans and Allowance for Credit Losses - Loans (Details) - USD ($)
$ in Thousands
Sep. 30, 2022
Jun. 30, 2022
Dec. 31, 2021
Sep. 30, 2021
Jun. 30, 2021
Dec. 31, 2020
Loans, gross $ 3,005,284   $ 2,495,938      
Net deferred loan fees (13,959)   (12,024)      
Total loans 2,991,325   2,483,914      
Less: Allowance for credit losses (37,580) $ (35,238) (39,632) $ (39,311) $ (39,314) $ (38,539)
Net loans 2,953,745   2,444,282      
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]            
Loans, gross 812,433   689,579      
Total loans 812,433          
Less: Allowance for credit losses (6,995) (6,291) (9,242) (8,881) (8,540) (8,203)
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]            
Loans, gross 993,647   908,673      
Total loans 993,647          
Less: Allowance for credit losses (14,568) (13,609) (16,846) (16,965) (17,583) (18,343)
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]            
Loans, gross 853,326   612,659      
Total loans 853,326          
Less: Allowance for credit losses (12,012) (11,696) (9,757) (9,855) (9,353) (8,090)
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]            
Loans, gross 142,043   92,229      
Total loans 142,043          
Less: Allowance for credit losses (1,086) (916) (1,098) (1,050) (1,048) (997)
Commercial, Industrial and Agricultural Portfolio [Member]            
Loans, gross 124,115   118,155      
Total loans 124,115          
Less: Allowance for credit losses (1,672) (1,542) (1,329) (1,273) (1,294) (1,391)
Consumer Portfolio Segment [Member]            
Loans, gross 79,720   74,643      
Total loans 79,720          
Less: Allowance for credit losses $ (1,247) $ (1,184) $ (1,360) $ (1,287) $ (1,496) $ (1,515)
XML 44 R34.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 2 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Dec. 31, 2021
Balance $ 35,238 $ 39,314 $ 39,632 $ 38,539  
Provision for credit losses on loans 2,543 130 6,060 1,012  
Charge-offs (462) (276) (1,055) (716)  
Recoveries 261 143 507 476  
Balance 37,580 39,311 37,580 39,311  
Ending balance individually evaluated for impairment         $ 0
Ending balance collectively evaluated for impairment         39,632
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 3,005,284   3,005,284   2,495,938
Loans         665
Ending balance collectively evaluated for impairment         2,495,273
Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance     (7,564)    
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]          
Balance 6,291 8,540 9,242 8,203  
Provision for credit losses on loans 616 331 1,048 620  
Charge-offs (8) 0 (8) 0  
Recoveries 96 10 106 58  
Balance 6,995 8,881 6,995 8,881  
Ending balance individually evaluated for impairment         0
Ending balance collectively evaluated for impairment         9,242
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 812,433   812,433   689,579
Loans         134
Ending balance collectively evaluated for impairment         689,445
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance     (3,393)    
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]          
Balance 13,609 17,583 16,846 18,343  
Provision for credit losses on loans 959 (618) 1,155 (1,378)  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance 14,568 16,965 14,568 16,965  
Ending balance individually evaluated for impairment         0
Ending balance collectively evaluated for impairment         16,846
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 993,647   993,647   908,673
Loans         531
Ending balance collectively evaluated for impairment         908,142
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance     (3,433)    
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]          
Balance 11,696 9,353 9,757 8,090  
Provision for credit losses on loans 305 484 2,504 1,741  
Charge-offs 0 0 0 (23)  
Recoveries 11 18 17 47  
Balance 12,012 9,855 12,012 9,855  
Ending balance individually evaluated for impairment         0
Ending balance collectively evaluated for impairment         9,757
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 853,326   853,326   612,659
Loans         0
Ending balance collectively evaluated for impairment         612,659
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance     (266)    
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]          
Balance 916 1,048 1,098 997  
Provision for credit losses on loans 170 2 312 53  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance 1,086 1,050 1,086 1,050  
Ending balance individually evaluated for impairment         0
Ending balance collectively evaluated for impairment         1,098
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 142,043   142,043   92,229
Loans         0
Ending balance collectively evaluated for impairment         92,229
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance     (324)    
Commercial, Industrial and Agricultural Portfolio [Member]          
Balance 1,542 1,294 1,329 1,391  
Provision for credit losses on loans 119 (22) 106 (120)  
Charge-offs (9) 0 (9) (3)  
Recoveries 20 1 27 5  
Balance 1,672 1,273 1,672 1,273  
Ending balance individually evaluated for impairment         0
Ending balance collectively evaluated for impairment         1,329
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 124,115   124,115   118,155
Loans         0
Ending balance collectively evaluated for impairment         118,155
Commercial, Industrial and Agricultural Portfolio [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance     219    
Consumer Portfolio Segment [Member]          
Balance 1,184 1,496 1,360 1,515  
Provision for credit losses on loans 374 (47) 935 96  
Charge-offs (445) (276) (1,038) (690)  
Recoveries 134 114 357 366  
Balance 1,247 $ 1,287 1,247 $ 1,287  
Ending balance individually evaluated for impairment         0
Ending balance collectively evaluated for impairment         1,360
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process $ 79,720   79,720   74,643
Loans         0
Ending balance collectively evaluated for impairment         $ 74,643
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance     $ (367)    
XML 45 R35.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 2 - Loans and Allowance for Credit Losses - Amortized Cost Bases of Collateral Dependent Loans (Details) - USD ($)
$ in Thousands
Sep. 30, 2022
Dec. 31, 2021
Loans   $ 665
Real Estate [Member]    
Loans $ 643  
Other Collateral [Member]    
Loans 0  
Collateral Pledged [Member]    
Loans 643  
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]    
Loans   134
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Real Estate [Member]    
Loans 131  
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Other Collateral [Member]    
Loans 0  
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Collateral Pledged [Member]    
Loans 131  
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]    
Loans   531
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Real Estate [Member]    
Loans 512  
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Other Collateral [Member]    
Loans 0  
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Collateral Pledged [Member]    
Loans 512  
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]    
Loans   0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Real Estate [Member]    
Loans 0  
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Other Collateral [Member]    
Loans 0  
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Collateral Pledged [Member]    
Loans 0  
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]    
Loans   0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Real Estate [Member]    
Loans 0  
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Other Collateral [Member]    
Loans 0  
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Collateral Pledged [Member]    
Loans 0  
Commercial, Industrial and Agricultural Portfolio [Member]    
Loans   0
Commercial, Industrial and Agricultural Portfolio [Member] | Real Estate [Member]    
Loans 0  
Commercial, Industrial and Agricultural Portfolio [Member] | Other Collateral [Member]    
Loans 0  
Commercial, Industrial and Agricultural Portfolio [Member] | Collateral Pledged [Member]    
Loans 0  
Consumer Portfolio Segment [Member]    
Loans   $ 0
Consumer Portfolio Segment [Member] | Real Estate [Member]    
Loans 0  
Consumer Portfolio Segment [Member] | Other Collateral [Member]    
Loans 0  
Consumer Portfolio Segment [Member] | Collateral Pledged [Member]    
Loans $ 0  
XML 46 R36.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 2 - Loans and Allowance for Credit Losses - Impaired Loans (Details) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2021
Dec. 31, 2021
Recorded Investment, with related allowance   $ 0
Unpaid Principal Balance, with related allowance   0
Recorded Investment, with no related allowance   668
Unpaid Principal Balance, with no related allowance   665
Related Allowance   0
Unpaid Principal Balance   665
Average Recorded Investment, with no related allowance $ 1,118  
Interest Income Recognized, with no related allowance 17  
Average Recorded Investment, with related allowance 1,420  
Interest Income Recognized, with related allowance 7  
Average Recorded Investment 2,538  
Interest Income Recognized 24  
Commercial, Industrial and Agricultural Portfolio [Member]    
Recorded Investment, with related allowance   0
Unpaid Principal Balance, with related allowance   0
Recorded Investment, with no related allowance   0
Unpaid Principal Balance, with no related allowance   0
Related Allowance   0
Recorded Investment   0
Unpaid Principal Balance   0
Average Recorded Investment, with no related allowance 0  
Interest Income Recognized, with no related allowance 0  
Average Recorded Investment, with related allowance 0  
Interest Income Recognized, with related allowance 0  
Average Recorded Investment 0  
Interest Income Recognized 0  
Consumer Portfolio Segment [Member]    
Recorded Investment, with related allowance   0
Unpaid Principal Balance, with related allowance   0
Recorded Investment, with no related allowance   0
Unpaid Principal Balance, with no related allowance   0
Related Allowance   0
Recorded Investment   0
Unpaid Principal Balance   0
Average Recorded Investment, with no related allowance 0  
Interest Income Recognized, with no related allowance 0  
Average Recorded Investment, with related allowance 0  
Interest Income Recognized, with related allowance 0  
Average Recorded Investment 0  
Interest Income Recognized 0  
Residential 1 to 4 Family [Member] | Real Estate Portfolio Segment [Member]    
Recorded Investment, with related allowance   0
Unpaid Principal Balance, with related allowance   0
Recorded Investment, with no related allowance   136
Unpaid Principal Balance, with no related allowance   134
Related Allowance   0
Recorded Investment   136
Unpaid Principal Balance   134
Average Recorded Investment, with no related allowance 870  
Interest Income Recognized, with no related allowance 6  
Average Recorded Investment, with related allowance 912  
Interest Income Recognized, with related allowance 0  
Average Recorded Investment 1,782  
Interest Income Recognized 6  
Commercial and Multifamily [Member] | Real Estate Portfolio Segment [Member]    
Recorded Investment, with related allowance   0
Unpaid Principal Balance, with related allowance   0
Recorded Investment, with no related allowance   532
Unpaid Principal Balance, with no related allowance   531
Related Allowance   0
Recorded Investment   532
Unpaid Principal Balance   531
Average Recorded Investment, with no related allowance 248  
Interest Income Recognized, with no related allowance 11  
Average Recorded Investment, with related allowance 508  
Interest Income Recognized, with related allowance 7  
Average Recorded Investment 756  
Interest Income Recognized 18  
Construction, Land Development and Farmland [Member] | Real Estate Portfolio Segment [Member]    
Recorded Investment, with related allowance   0
Unpaid Principal Balance, with related allowance   0
Recorded Investment, with no related allowance   0
Unpaid Principal Balance, with no related allowance   0
Related Allowance   0
Recorded Investment   0
Unpaid Principal Balance   0
Average Recorded Investment, with no related allowance 0  
Interest Income Recognized, with no related allowance 0  
Average Recorded Investment, with related allowance 0  
Interest Income Recognized, with related allowance 0  
Average Recorded Investment 0  
Interest Income Recognized 0  
Home Equity Loan [Member] | Real Estate Portfolio Segment [Member]    
Recorded Investment, with related allowance   0
Unpaid Principal Balance, with related allowance   0
Recorded Investment, with no related allowance   0
Unpaid Principal Balance, with no related allowance   0
Related Allowance   0
Recorded Investment   0
Unpaid Principal Balance   $ 0
Average Recorded Investment, with no related allowance 0  
Interest Income Recognized, with no related allowance 0  
Average Recorded Investment, with related allowance 0  
Interest Income Recognized, with related allowance 0  
Average Recorded Investment 0  
Interest Income Recognized $ 0  
XML 47 R37.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 2 - Loans and Allowance for Credit Losses - Loans on Nonaccrual Status (Details) - USD ($)
$ in Thousands
Sep. 30, 2022
Dec. 31, 2021
Loans on Nonaccrual Status $ 0 $ 0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]    
Loans on Nonaccrual Status 0 0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]    
Loans on Nonaccrual Status 0 0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]    
Loans on Nonaccrual Status 0 0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]    
Loans on Nonaccrual Status 0 0
Commercial, Industrial and Agricultural Portfolio [Member]    
Loans on Nonaccrual Status 0 0
Consumer Portfolio Segment [Member]    
Loans on Nonaccrual Status $ 0 $ 0
XML 48 R38.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 2 - Loans and Allowance for Credit Losses - Age Analysis of Past Due Loans (Details) - USD ($)
$ in Thousands
Sep. 30, 2022
Dec. 31, 2021
Loans, gross $ 3,005,284 $ 2,495,938
Recorded Investment Greater Than 90 Days and Accruing 541 389
Financial Asset, 30 to 59 Days Past Due [Member]    
Loans, gross 2,200 3,742
Financial Asset, 60 to 89 Days Past Due [Member]    
Loans, gross 1,372 564
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Loans, gross 541 389
Financial Asset, Past Due [Member]    
Loans, gross 4,113 4,695
Financial Asset, Not Past Due [Member]    
Loans, gross 3,001,171 2,491,243
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]    
Loans, gross 812,433 689,579
Recorded Investment Greater Than 90 Days and Accruing 386 357
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Loans, gross 1,053 2,072
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Loans, gross 842 169
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Loans, gross 386 357
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, Past Due [Member]    
Loans, gross 2,281 2,598
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, Not Past Due [Member]    
Loans, gross 810,152 686,981
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]    
Loans, gross 993,647 908,673
Recorded Investment Greater Than 90 Days and Accruing 0 0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Loans, gross 133 0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Loans, gross 91 0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Loans, gross 0 0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, Past Due [Member]    
Loans, gross 224 0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, Not Past Due [Member]    
Loans, gross 993,423 908,673
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]    
Loans, gross 853,326 612,659
Recorded Investment Greater Than 90 Days and Accruing 0 0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Loans, gross 0 1,154
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Loans, gross 48 215
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Loans, gross 0 0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, Past Due [Member]    
Loans, gross 48 1,369
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, Not Past Due [Member]    
Loans, gross 853,278 611,290
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]    
Loans, gross 142,043 92,229
Recorded Investment Greater Than 90 Days and Accruing 57 9
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Loans, gross 244 170
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Loans, gross 213 0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Loans, gross 57 9
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Past Due [Member]    
Loans, gross 514 179
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Not Past Due [Member]    
Loans, gross 141,529 92,050
Commercial, Industrial and Agricultural Portfolio [Member]    
Loans, gross 124,115 118,155
Recorded Investment Greater Than 90 Days and Accruing 0 0
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Loans, gross 76 59
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Loans, gross 74 81
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Loans, gross 0 0
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, Past Due [Member]    
Loans, gross 150 140
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, Not Past Due [Member]    
Loans, gross 123,965 118,015
Consumer Portfolio Segment [Member]    
Loans, gross 79,720 74,643
Recorded Investment Greater Than 90 Days and Accruing 98 23
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Loans, gross 694 287
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Loans, gross 104 99
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Loans, gross 98 23
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]    
Loans, gross 896 409
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]    
Loans, gross $ 78,824 $ 74,234
XML 49 R39.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 2 - Loans and Allowance for Credit Losses - Troubled Debt Restructuring (Details)
$ in Thousands
 9 Months Ended
Sep. 30, 2022
USD ($)
Sep. 30, 2021
USD ($)
Dec. 31, 2021
USD ($)
Total TDRS $ 960   $ 1,041
Number of Contracts 0 0  
Pre Modification Outstanding Recorded Investment $ 0 $ 0  
Post Modification Outstanding Recorded Investment, Net of Related Allowance $ 0 $ 0  
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]      
Number of Contracts 0 0  
Pre Modification Outstanding Recorded Investment $ 0 $ 0  
Post Modification Outstanding Recorded Investment, Net of Related Allowance $ 0 $ 0  
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]      
Number of Contracts 0 0  
Pre Modification Outstanding Recorded Investment $ 0 $ 0  
Post Modification Outstanding Recorded Investment, Net of Related Allowance $ 0 $ 0  
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]      
Number of Contracts 0 0  
Pre Modification Outstanding Recorded Investment $ 0 $ 0  
Post Modification Outstanding Recorded Investment, Net of Related Allowance $ 0 $ 0  
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]      
Number of Contracts 0 0  
Pre Modification Outstanding Recorded Investment $ 0 $ 0  
Post Modification Outstanding Recorded Investment, Net of Related Allowance $ 0 $ 0  
Commercial, Industrial and Agricultural Portfolio [Member]      
Number of Contracts 0 0  
Pre Modification Outstanding Recorded Investment $ 0 $ 0  
Post Modification Outstanding Recorded Investment, Net of Related Allowance $ 0 $ 0  
Consumer Portfolio Segment [Member]      
Number of Contracts 0 0  
Pre Modification Outstanding Recorded Investment $ 0 $ 0  
Post Modification Outstanding Recorded Investment, Net of Related Allowance 0 $ 0  
Performing Financial Instruments [Member]      
Total TDRS 846   876
Nonperforming Financial Instruments [Member]      
Total TDRS $ 114   $ 165
XML 50 R40.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 2 - Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details) - USD ($)
$ in Thousands
Sep. 30, 2022
Dec. 31, 2021
2022 $ 782,457  
2021 794,975  
2020 400,961  
2019 210,939  
2018 118,630  
Prior 299,539  
Revolving loans 397,783  
Loans, before allowance 2,991,325 $ 2,483,914
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 3,005,284 2,495,938
Pass [Member]    
2022 782,364  
2021 794,889  
2020 399,817  
2019 210,804  
2018 118,500  
Prior 295,930  
Revolving loans 397,306  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 2,999,610 2,488,252
Special Mention [Member]    
2022 19  
2021 72  
2020 1,093  
2019 3  
2018 116  
Prior 2,161  
Revolving loans 360  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 3,824 5,855
Substandard [Member]    
2022 74  
2021 14  
2020 51  
2019 132  
2018 14  
Prior 1,448  
Revolving loans 117  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 1,850 1,831
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]    
2022 234,604  
2021 259,368  
2020 112,183  
2019 63,741  
2018 31,064  
Prior 89,635  
Revolving loans 21,838  
Loans, before allowance 812,433  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 812,433 689,579
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Pass [Member]    
2022 234,604  
2021 259,368  
2020 111,245  
2019 63,610  
2018 30,948  
Prior 86,292  
Revolving loans 21,489  
Loans, before allowance 807,556  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   682,527
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Special Mention [Member]    
2022 0  
2021 0  
2020 901  
2019 0  
2018 116  
Prior 2,005  
Revolving loans 349  
Loans, before allowance 3,371  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   5,566
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Substandard [Member]    
2022 0  
2021 0  
2020 37  
2019 131  
2018 0  
Prior 1,338  
Revolving loans 0  
Loans, before allowance 1,506  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   1,486
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]    
2022 198,521  
2021 228,852  
2020 163,731  
2019 109,657  
2018 75,934  
Prior 187,703  
Revolving loans 29,249  
Loans, before allowance 993,647  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 993,647 908,673
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Pass [Member]    
2022 198,521  
2021 228,852  
2020 163,568  
2019 109,657  
2018 75,934  
Prior 187,572  
Revolving loans 29,249  
Loans, before allowance 993,353  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   908,409
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Special Mention [Member]    
2022 0  
2021 0  
2020 163  
2019 0  
2018 0  
Prior 40  
Revolving loans 0  
Loans, before allowance 203  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Substandard [Member]    
2022 0  
2021 0  
2020 0  
2019 0  
2018 0  
Prior 91  
Revolving loans 0  
Loans, before allowance 91  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   264
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]    
2022 300,954  
2021 279,972  
2020 88,983  
2019 10,153  
2018 5,551  
Prior 10,153  
Revolving loans 157,560  
Loans, before allowance 853,326  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 853,326 612,659
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Pass [Member]    
2022 300,954  
2021 279,972  
2020 88,983  
2019 10,153  
2018 5,551  
Prior 10,074  
Revolving loans 157,560  
Loans, before allowance 853,247  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   612,537
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Special Mention [Member]    
2022 0  
2021 0  
2020 0  
2019 0  
2018 0  
Prior 61  
Revolving loans 0  
Loans, before allowance 61  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   93
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Substandard [Member]    
2022 0  
2021 0  
2020 0  
2019 0  
2018 0  
Prior 18  
Revolving loans 0  
Loans, before allowance 18  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   29
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]    
2022 0  
2021 0  
2020 0  
2019 0  
2018 0  
Prior 0  
Revolving loans 142,043  
Loans, before allowance 142,043  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 142,043 92,229
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]    
2022 0  
2021 0  
2020 0  
2019 0  
2018 0  
Prior 0  
Revolving loans 141,915  
Loans, before allowance 141,915  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   92,208
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Special Mention [Member]    
2022 0  
2021 0  
2020 0  
2019 0  
2018 0  
Prior 0  
Revolving loans 11  
Loans, before allowance 11  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   11
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]    
2022 0  
2021 0  
2020 0  
2019 0  
2018 0  
Prior 0  
Revolving loans 117  
Loans, before allowance 117  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   10
Commercial, Industrial and Agricultural Portfolio [Member]    
2022 25,034  
2021 13,353  
2020 28,631  
2019 20,980  
2018 5,581  
Prior 5,115  
Revolving loans 25,421  
Loans, before allowance 124,115  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 124,115 118,155
Commercial, Industrial and Agricultural Portfolio [Member] | Pass [Member]    
2022 25,034  
2021 13,332  
2020 28,612  
2019 20,980  
2018 5,581  
Prior 5,060  
Revolving loans 25,421  
Loans, before allowance 124,020  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   118,058
Commercial, Industrial and Agricultural Portfolio [Member] | Special Mention [Member]    
2022 0  
2021 21  
2020 19  
2019 0  
2018 0  
Prior 55  
Revolving loans 0  
Loans, before allowance 95  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   96
Commercial, Industrial and Agricultural Portfolio [Member] | Substandard [Member]    
2022 0  
2021 0  
2020 0  
2019 0  
2018 0  
Prior 0  
Revolving loans 0  
Loans, before allowance 0  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   1
Consumer Portfolio Segment [Member]    
2022 23,344  
2021 13,430  
2020 7,433  
2019 6,408  
2018 500  
Prior 6,933  
Revolving loans 21,672  
Loans, before allowance 79,720  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process 79,720 74,643
Consumer Portfolio Segment [Member] | Pass [Member]    
2022 23,251  
2021 13,365  
2020 7,409  
2019 6,404  
2018 486  
Prior 6,932  
Revolving loans 21,672  
Loans, before allowance 79,519  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   74,513
Consumer Portfolio Segment [Member] | Special Mention [Member]    
2022 19  
2021 51  
2020 10  
2019 3  
2018 0  
Prior 0  
Revolving loans 0  
Loans, before allowance 83  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   89
Consumer Portfolio Segment [Member] | Substandard [Member]    
2022 74  
2021 14  
2020 14  
2019 1  
2018 14  
Prior 1  
Revolving loans 0  
Loans, before allowance $ 118  
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process   $ 41
XML 51 R41.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 3 - Debt and Equity Securities (Details Textual) - USD ($)
Sep. 30, 2022
Dec. 31, 2021
Debt Securities, Available-for-Sale, Amortized Cost, Total $ 995,115,000 $ 906,135,000
Debt Securities, Available-for-Sale, Total 839,152,000 897,585,000
Debt Securities, Available-for-Sale, Allowance for Credit Loss, Ending Balance 0  
Asset Pledged as Collateral [Member] | Public Deposits and Other Required Purposes [Member]    
Debt Securities, Available-for-Sale, Amortized Cost, Total 417,122,000 368,718,000
Debt Securities, Available-for-Sale, Total 352,371,000 364,893,000
Collateralized Mortgage Obligations [Member]    
Debt Securities, Available-for-Sale, Amortized Cost, Total 147,779,000 130,594,000
Debt Securities, Available-for-Sale, Total $ 126,143,000 $ 128,281,000
XML 52 R42.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 3 - Debt and Equity Securities - Debt and Equity Securities (Details) - USD ($)
$ in Thousands
Sep. 30, 2022
Dec. 31, 2021
Available-for-sale, amortized cost $ 995,115 $ 906,135
Securities, Available-for-sale, Gross Unrealized Gains 5 5,645
Securities, Available-for-sale, Gross Unrealized Losses 155,968 14,195
Debt Securities, Available-for-Sale, Total 839,152 897,585
US Treasury and Other US Government Agencies Debt Securities [Member]    
Available-for-sale, amortized cost 14,658 7,320
Securities, Available-for-sale, Gross Unrealized Gains 0 0
Securities, Available-for-sale, Gross Unrealized Losses 1,180 99
Debt Securities, Available-for-Sale, Total 13,478 7,221
US Government-sponsored Enterprises Debt Securities [Member]    
Available-for-sale, amortized cost 180,264 163,700
Securities, Available-for-sale, Gross Unrealized Gains 0 20
Securities, Available-for-sale, Gross Unrealized Losses 31,410 4,490
Debt Securities, Available-for-Sale, Total 148,854 159,230
Collateralized Mortgage-Backed Securities [Member]    
Available-for-sale, amortized cost 531,472 465,588
Securities, Available-for-sale, Gross Unrealized Gains 5 2,726
Securities, Available-for-sale, Gross Unrealized Losses 78,069 6,537
Debt Securities, Available-for-Sale, Total 453,408 461,777
Asset-Backed Securities [Member]    
Available-for-sale, amortized cost 41,256 46,583
Securities, Available-for-sale, Gross Unrealized Gains 0 213
Securities, Available-for-sale, Gross Unrealized Losses 1,526 83
Debt Securities, Available-for-Sale, Total 39,730 46,713
Corporate Debt Securities [Member]    
Available-for-sale, amortized cost 2,500 2,500
Securities, Available-for-sale, Gross Unrealized Gains 0 75
Securities, Available-for-sale, Gross Unrealized Losses 121 0
Debt Securities, Available-for-Sale, Total 2,379 2,575
US States and Political Subdivisions Debt Securities [Member]    
Available-for-sale, amortized cost 224,965 220,444
Securities, Available-for-sale, Gross Unrealized Gains 0 2,611
Securities, Available-for-sale, Gross Unrealized Losses 43,662 2,986
Debt Securities, Available-for-Sale, Total $ 181,303 $ 220,069
XML 53 R43.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 3 - Debt and Equity Securities - Debt Securities by Contractual Maturity (Details) - USD ($)
$ in Thousands
Sep. 30, 2022
Dec. 31, 2021
Due in one year or less, securities available-for-sale, amortized cost $ 5,455  
Due in one year or less, securities available-for-sale, estimated market value 5,277  
Due after one year through five years, securities available-for-sale, amortized cost 85,654  
Due after one year through five years, securities available-for-sale, estimated market value 78,157  
Due after five years through ten years, securities available-for-sale, amortized cost 271,526  
Due after five years through ten years, securities available-for-sale, estimated market value 226,693  
Due after ten years, securities available-for-sale, amortized cost 632,480  
Due after ten years, securities available-for-sale, estimated market value 529,025  
Securities available-for-sale, amortized cost 995,115 $ 906,135
Securities available-for-sale, estimated market value $ 839,152 $ 897,585
XML 54 R44.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 3 - Debt and Equity Securities - Gross Unrealized Losses and Fair Value of Company's Investments (Details)
$ in Thousands
Sep. 30, 2022
USD ($)
item
Dec. 31, 2021
USD ($)
item
Available-for-Sale Securities, Less than 12 Months, Fair Value $ 403,078 $ 536,868
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses $ 57,376 $ 8,736
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included 322 215
Available-for-Sale Securities, 12 Months or More, Fair Value $ 435,154 $ 137,126
Available-for-Sale Securities, 12 Months or More, Unrealized Losses $ 98,592 $ 5,459
Available-for-Sale Securities, 12 Months or More, Number of Securities Included 248 85
Available-for-Sale Securities, Total, Fair Value $ 838,232 $ 673,994
Available-for-Sale Securities, Total, Unrealized Losses 155,968 14,195
US Treasury and Other US Government Agencies Debt Securities [Member]    
Available-for-Sale Securities, Less than 12 Months, Fair Value 7,061 7,221
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses $ 252 $ 99
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included 2 3
Available-for-Sale Securities, 12 Months or More, Fair Value $ 6,417 $ 0
Available-for-Sale Securities, 12 Months or More, Unrealized Losses $ 928 $ 0
Available-for-Sale Securities, 12 Months or More, Number of Securities Included 3 0
Available-for-Sale Securities, Total, Fair Value $ 13,478 $ 7,221
Available-for-Sale Securities, Total, Unrealized Losses 1,180 99
US Government-sponsored Enterprises Debt Securities [Member]    
Available-for-Sale Securities, Less than 12 Months, Fair Value 27,129 110,981
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses $ 4,477 $ 2,466
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included 9 33
Available-for-Sale Securities, 12 Months or More, Fair Value $ 121,725 $ 45,725
Available-for-Sale Securities, 12 Months or More, Unrealized Losses $ 26,933 $ 2,024
Available-for-Sale Securities, 12 Months or More, Number of Securities Included 49 19
Available-for-Sale Securities, Total, Fair Value $ 148,854 $ 156,706
Available-for-Sale Securities, Total, Unrealized Losses 31,410 4,490
Collateralized Mortgage-Backed Securities [Member]    
Available-for-Sale Securities, Less than 12 Months, Fair Value 229,613 317,211
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses $ 30,715 $ 4,644
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included 152 96
Available-for-Sale Securities, 12 Months or More, Fair Value $ 222,875 $ 54,692
Available-for-Sale Securities, 12 Months or More, Unrealized Losses $ 47,354 $ 1,893
Available-for-Sale Securities, 12 Months or More, Number of Securities Included 98 33
Available-for-Sale Securities, Total, Fair Value $ 452,488 $ 371,903
Available-for-Sale Securities, Total, Unrealized Losses 78,069 6,537
Asset-Backed Securities [Member]    
Available-for-Sale Securities, Less than 12 Months, Fair Value 34,357 17,945
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses $ 1,346 $ 67
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included 25 9
Available-for-Sale Securities, 12 Months or More, Fair Value $ 5,373 $ 484
Available-for-Sale Securities, 12 Months or More, Unrealized Losses $ 180 $ 16
Available-for-Sale Securities, 12 Months or More, Number of Securities Included 4 1
Available-for-Sale Securities, Total, Fair Value $ 39,730 $ 18,429
Available-for-Sale Securities, Total, Unrealized Losses 1,526 83
Corporate Debt Securities [Member]    
Available-for-Sale Securities, Less than 12 Months, Fair Value 2,379 0
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses $ 121 $ 0
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included | item 1 0
Available-for-Sale Securities, 12 Months or More, Fair Value $ 0 $ 0
Available-for-Sale Securities, 12 Months or More, Unrealized Losses $ 0 $ 0
Available-for-Sale Securities, 12 Months or More, Number of Securities Included | item 0 0
Available-for-Sale Securities, Total, Fair Value $ 2,379 $ 0
Available-for-Sale Securities, Total, Unrealized Losses 121 0
US States and Political Subdivisions Debt Securities [Member]    
Available-for-Sale Securities, Less than 12 Months, Fair Value 102,539 83,510
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses $ 20,465 $ 1,460
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included 133 74
Available-for-Sale Securities, 12 Months or More, Fair Value $ 78,764 $ 36,225
Available-for-Sale Securities, 12 Months or More, Unrealized Losses $ 23,197 $ 1,526
Available-for-Sale Securities, 12 Months or More, Number of Securities Included 94 32
Available-for-Sale Securities, Total, Fair Value $ 181,303 $ 119,735
Available-for-Sale Securities, Total, Unrealized Losses $ 43,662 $ 2,986
XML 55 R45.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 4 - Derivatives (Details Textual) - USD ($)
Sep. 30, 2022
Dec. 31, 2021
Jun. 30, 2020
Interest Rate Lock Commitments [Member]      
Derivative, Notional Amount $ 13,487,000 $ 20,340,000  
Derivative Asset, Subject to Master Netting Arrangement, before Offset 147,000 657,000  
Forward Contracts [Member]      
Derivative, Notional Amount 12,250,000 20,500,000  
Derivative, Fair Value, Net, Total $ 320,000 $ 6,000  
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member] | Fair Value Hedging [Member]      
Derivative, Notional Amount     $ 30,000,000
XML 56 R46.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 4 - Derivatives - Summary of Fair Value Hedge Relationships (Details) - Interest Rate Swap [Member] - Fair Value Hedging [Member] - Designated as Hedging Instrument [Member] - USD ($)
$ in Thousands
 9 Months Ended 12 Months Ended
Sep. 30, 2022
Dec. 31, 2021
Weighted Average Remaining Maturity (Year) 7 years 8 months 1 day 8 years 5 months 1 day
Notional Amount $ 30,000 $ 30,000
Other Assets [Member]    
Estimated Fair Value $ 4,826 $ 1,192
London Interbank Offered Rate (LIBOR) Swap Rate [Member]    
Weighted Average Pay Rate 0.65% 0.65%
XML 57 R47.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 4 - Derivatives - Income Statement Effects of Fair Value Hedge Relationships (Details) - Interest Rate Swap [Member] - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Hedged items $ (3,616) $ (986)
Designated as Hedging Instrument [Member] | Fair Value Hedging [Member]    
Derivative designated as hedging instruments $ 3,634 $ 1,053
XML 58 R48.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 4 - Derivatives - Amounts Recorded on the Balance Sheet Related to Cumulative Basis Adjustments for Fair Value Hedges (Details) - Fair Value Hedging [Member] - Designated as Hedging Instrument [Member] - Interest Rate Swap [Member] - USD ($)
$ in Thousands
Sep. 30, 2022
Dec. 31, 2021
Carrying Amount of the Hedged Assets $ 25,101 $ 28,717
Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets $ (4,899) $ (1,283)
XML 59 R49.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 4 - Derivatives - Net Gains (Losses) Relating to Free-standing Derivative Instruments (Details) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Interest Rate Contract [Member]    
Net gains (losses) $ (804) $ 87
Forward Contracts [Member]    
Net gains (losses) $ 314 $ 247
XML 60 R50.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 4 - Derivatives - Amount and Fair Value of Mortgage Banking Derivatives (Details) - USD ($)
Sep. 30, 2022
Dec. 31, 2021
Interest Rate Contract [Member]    
Derivative, amount $ 13,487,000 $ 20,340,000
Derivative, net (147,000) 657,000
Forward Contracts [Member]    
Derivative, amount 12,250,000 20,500,000
Derivative, net $ 320,000 $ 6,000
XML 61 R51.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 5 - Mortgage Servicing Rights - Principal Balances (Details)
$ in Thousands
Sep. 30, 2022
USD ($)
FHLMC $ 80,675
XML 62 R52.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 5 - Mortgage Servicing Rights - Mortgage Servicing Rights Under Amortization Method (Details)
$ in Thousands
 9 Months Ended
Sep. 30, 2022
USD ($)
Balance at beginning of period $ 0
Servicing rights retained from loans sold 1,320
Amortization (304)
Valuation Allowance Provision 0
Balance at end of period 1,016
Fair value, end of period $ 1,194
XML 63 R53.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 5 - Mortgage Servicing Rights - Key Data and Assumptions Used in Estimating Fair Value (Details)
 9 Months Ended
Sep. 30, 2022
Prepayment speed 6.91%
Weighted-average life (in years) (Year) 9 years 1 month 13 days
Weighted-average note rate 4.21%
Weighted-average discount rate 9.00%
XML 64 R54.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 6 - Equity Incentive Plans (Details Textual) - USD ($)
 9 Months Ended
Sep. 30, 2022
Apr. 13, 2019
Jun. 30, 2016
Apr. 30, 2009
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number, Ending Balance (in shares) 254,821      
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Ending Balance (in dollars per share) $ 55.19      
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total $ 5,024,000      
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year) 3 years 11 months 1 day      
Stock Appreciation Rights (SARs) [Member]        
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number, Ending Balance (in shares) 181,090      
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Ending Balance (in dollars per share) $ 53.48      
The 2009 Stock Option Plan [Member]        
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)       100,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)   0    
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number, Ending Balance (in shares) 5,987      
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Ending Balance (in dollars per share) $ 35.31      
The 2016 Equity Incentive Plan [Member]        
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)     750,000  
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares) 195,476      
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number, Ending Balance (in shares) 248,834      
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Ending Balance (in dollars per share) $ 55.67      
The 2016 Equity Incentive Plan [Member] | Stock Appreciation Rights (SARs) [Member]        
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number, Ending Balance (in shares) 181,090      
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Ending Balance (in dollars per share) $ 53.48      
XML 65 R55.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 6 - Equity Incentive Plans - Summary of Stock Option Activity (Details) - $ / shares
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Exercised (in shares) (2,839) (6,182) (8,754) (14,333)
Stock Options and Stock Appreciation Rights [Member]        
Options and SARs outstanding at beginning of period (in shares)     357,254 284,591
Options and SARs outstanding at beginning of period (in dollars per share)     $ 50.18 $ 43.71
Granted (in shares)     114,332 24,999
Granted, Weighted Average Exercise Price (in dollars per share)     $ 64.06 $ 59.02
Exercised (in shares)     (34,508) (38,883)
Exercised, Weighted Average Exercise Price (in dollars per share)     $ 41.95 $ 40.75
Forfeited or expired (in shares)     (1,167) (100)
Forfeited or expired, Weighted Average Exercise Price (in dollars per share)     $ 46.81 $ 31.31
Outstanding at end of period (in shares) 435,911 270,607 435,911 270,607
Outstanding at end of period (in dollars per share) $ 54.48 $ 45.55 $ 54.48 $ 45.55
Options and SARs exercisable at September 30 (in shares) 168,017 164,544 168,017 164,544
Options and SARs exercisable at September 30 (in dollars per share) $ 43.67 $ 41.91 $ 43.67 $ 41.91
XML 66 R56.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 7 - Regulatory Capital - Summary of Company's and Wilson Banks Actual Capital Amounts and Ratios (Details)
$ in Thousands
Sep. 30, 2022
USD ($)
Dec. 31, 2021
USD ($)
Total capital to risk weighted assets actual amount $ 497,360 $ 455,813
Total capital to risk weighted assets actual ratio 0.135 0.139
Total capital to risk weighted assets regulatory minimum capital requirement amount $ 294,682 $ 261,404
Total capital to risk weighted assets regulatory minimum capital requirement ratio ( 0.080 0.080
Well capitalized amount $ 368,352 $ 326,755
Total capital to risk weighted assets regulatory minimum capital requirement well capitalized ratio 0.100 0.100
Tier 1 capital to risk weighted assets actual amount $ 452,928 $ 415,226
Tier 1 capital to risk weighted assets actual ratio 0.123 0.127
Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount $ 221,011 $ 196,052
Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio 0.060 0.060
Tier 1 capital to risk well capitalized amount $ 294,681 $ 261,403
Tier 1 capital to risk weighted assets regulatory well capitalized ratio 0.080 0.080
Common equity Tier 1 capital to risk weighted assets actual amount $ 452,928 $ 415,226
Common equity Tier 1 capital to risk weighted assets actual ratio 0.123 0.127
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount $ 165,758 $ 147,039
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio 0.045 0.045
Tier 1 capital to average assets actual amount $ 452,928 $ 415,226
Tier 1 capital to average assets actual ratio 0.110 0.108
Tier 1 capital to average assets regulatory minimum capital requirement amount $ 165,284 $ 154,280
Tier 1 capital to average assets regulatory minimum capital requirement ratio (as a percent) 0.040 0.040
Wilson Bank [Member]    
Total capital to risk weighted assets actual amount $ 494,996 $ 452,130
Total capital to risk weighted assets actual ratio 0.134 0.138
Total capital to risk weighted assets regulatory minimum capital requirement amount $ 294,680 $ 261,317
Total capital to risk weighted assets regulatory minimum capital requirement ratio ( 0.080 0.080
Well capitalized amount $ 368,350 $ 326,646
Total capital to risk weighted assets regulatory minimum capital requirement well capitalized ratio 0.100 0.100
Tier 1 capital to risk weighted assets actual amount $ 450,564 $ 411,543
Tier 1 capital to risk weighted assets actual ratio 0.122 0.126
Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount $ 221,011 $ 195,987
Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio 0.060 0.060
Tier 1 capital to risk well capitalized amount $ 294,681 $ 261,316
Tier 1 capital to risk weighted assets regulatory well capitalized ratio 0.080 0.080
Common equity Tier 1 capital to risk weighted assets actual amount $ 450,564 $ 411,543
Common equity Tier 1 capital to risk weighted assets actual ratio 0.122 0.126
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount $ 165,758 $ 146,990
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio 0.045 0.045
Common equity Tier 1 capital to risk weighted assets regulatory well capitalized $ 239,429 $ 212,319
Common equity Tier 1 capital to risk weighted assets well capitalized ratio 0.065 0.065
Tier 1 capital to average assets actual amount $ 450,564 $ 411,543
Tier 1 capital to average assets actual ratio 0.109 0.107
Tier 1 capital to average assets regulatory minimum capital requirement amount $ 165,229 $ 154,230
Tier 1 capital to average assets regulatory minimum capital requirement ratio (as a percent) 0.040 0.040
Tier 1 capital to average assets well capitalized $ 206,537 $ 192,787
Tier 1 capital to average assets well capitalized ratio (as a percent) 0.050 0.050
XML 67 R57.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 8 - Fair Value Measurements (Details Textual) - USD ($)
$ in Thousands
Sep. 30, 2022
Jun. 30, 2022
Dec. 31, 2021
Sep. 30, 2021
Jun. 30, 2021
Dec. 31, 2020
Financing Receivable, Allowance for Credit Loss, Ending Balance $ 37,580 $ 35,238 $ 39,632 $ 39,311 $ 39,314 $ 38,539
Impaired Financing Receivable, Related Allowance     $ 0      
Collateral Pledged [Member]            
Financing Receivable, Allowance for Credit Loss, Ending Balance $ 0          
XML 68 R58.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Recurring Basis (Details) - USD ($)
$ in Thousands
Sep. 30, 2022
Dec. 31, 2021
Debt Securities, Available-for-Sale, Total $ 839,152 $ 897,585
US Treasury and Other US Government Agencies Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 13,478 7,221
US Government-sponsored Enterprises Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 148,854 159,230
Collateralized Mortgage-Backed Securities [Member]    
Debt Securities, Available-for-Sale, Total 453,408 461,777
Asset-Backed Securities [Member]    
Debt Securities, Available-for-Sale, Total 39,730 46,713
Corporate Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 2,379 2,575
US States and Political Subdivisions Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 181,303 220,069
Fair Value, Recurring [Member] | Reported Value Measurement [Member]    
Hedged Loans 25,101 28,717
Debt Securities, Available-for-Sale, Total 839,152 897,585
Mortgage loans held for sale 3,555 11,843
Derivative Asset, Subject to Master Netting Arrangement, before Offset 5,146 1,855
Other investments 2,073 2,034
Total assets 875,027 942,034
Derivative instruments 147 0
Total liabilities 147 0
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | US Treasury and Other US Government Agencies Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 13,478 7,221
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | US Government-sponsored Enterprises Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 148,854 159,230
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | Collateralized Mortgage-Backed Securities [Member]    
Debt Securities, Available-for-Sale, Total 453,408 461,777
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | Asset-Backed Securities [Member]    
Debt Securities, Available-for-Sale, Total 39,730 46,713
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | Corporate Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 2,379 2,575
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | US States and Political Subdivisions Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 181,303 220,069
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]    
Hedged Loans 0 0
Debt Securities, Available-for-Sale, Total 13,478 7,221
Mortgage loans held for sale 0 0
Derivative Asset, Subject to Master Netting Arrangement, before Offset 0 0
Other investments 0 0
Total assets 13,478 7,221
Derivative instruments 0 0
Total liabilities 0 0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | US Treasury and Other US Government Agencies Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 13,478 7,221
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | US Government-sponsored Enterprises Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 0 0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage-Backed Securities [Member]    
Debt Securities, Available-for-Sale, Total 0 0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Asset-Backed Securities [Member]    
Debt Securities, Available-for-Sale, Total 0 0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 0 0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 0 0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]    
Hedged Loans 25,101 28,717
Debt Securities, Available-for-Sale, Total 825,674 890,364
Mortgage loans held for sale 3,555 11,843
Derivative Asset, Subject to Master Netting Arrangement, before Offset 5,146 1,855
Other investments 0 0
Total assets 859,476 932,779
Derivative instruments 147 0
Total liabilities 147 0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | US Treasury and Other US Government Agencies Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 0 0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | US Government-sponsored Enterprises Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 148,854 159,230
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage-Backed Securities [Member]    
Debt Securities, Available-for-Sale, Total 453,408 461,777
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Asset-Backed Securities [Member]    
Debt Securities, Available-for-Sale, Total 39,730 46,713
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 2,379 2,575
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 181,303 220,069
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]    
Hedged Loans 0 0
Debt Securities, Available-for-Sale, Total 0 0
Mortgage loans held for sale 0 0
Derivative Asset, Subject to Master Netting Arrangement, before Offset 0 0
Other investments 2,073 2,034
Total assets 2,073 2,034
Derivative instruments 0 0
Total liabilities 0 0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | US Treasury and Other US Government Agencies Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 0 0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | US Government-sponsored Enterprises Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 0 0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage-Backed Securities [Member]    
Debt Securities, Available-for-Sale, Total 0 0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Asset-Backed Securities [Member]    
Debt Securities, Available-for-Sale, Total 0 0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total 0 0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]    
Debt Securities, Available-for-Sale, Total $ 0 $ 0
XML 69 R59.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($)
$ in Thousands
Sep. 30, 2022
Dec. 31, 2021
Reported Value Measurement [Member]    
Other real estate owned $ 0 $ 0
Collateral dependent loans (¹) [1] 643  
Total assets 643 668
Impaired loans, net (¹) [1]   668
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]    
Other real estate owned 0 0
Collateral dependent loans (¹) [1] 0  
Total assets 0 0
Impaired loans, net (¹) [1]   0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]    
Other real estate owned 0 0
Collateral dependent loans (¹) [1] 0  
Total assets 0 0
Impaired loans, net (¹) [1]   0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]    
Other real estate owned 0 0
Collateral dependent loans (¹) [1] 643  
Total assets $ 643 668
Impaired loans, net (¹) [1]   $ 668
[1] As of September 30, 2022 no valuation allowance was recorded on collateral dependent loans. As of December 31, 2021 no valuation allowance was recorded on impaired loans.
XML 70 R60.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 8 - Fair Value Measurements - Additional Information on Assets Measured on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - Measurement Input, Discount Rate [Member] - Fair Value, Inputs, Level 3 [Member] - Weighted Average [Member]
Sep. 30, 2022
 [1]
Collateral dependent loans 0.10
Other real estate owned 0.10
[1] The fair value is generally determined through independent appraisals of the underlying collateral, which may include Level 3 inputs that are not identifiable, or by using the discounted cash flow method if the loan is not collateral dependent.
XML 71 R61.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 8 - Fair Value Measurements - Changes in Fair Value Due to Observable Factors (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Fair value, other assets $ 2,026 $ 0 $ 2,034 $ 0
Fair value, other liabilities 0 0 0 0
Total realized gains included in income, other assets 47 20 39 20
Total realized gains included in income, other liabilities 0 0 0 0
Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held, other assets 0 0 0 0
Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held, other liabilities 0 0 0 0
Purchases, issuances and settlements, net, other assets 0 2,000 0 2,000
Purchases, issuances and settlements, net, other liabilities 0 0 0 0
Transfers out of Level 3, other assets 0 0 0 0
Transfers out of Level 3, other liabilities 0 0 0 0
Fair value, other assets 2,073 2,020 2,073 2,020
Fair value, other liabilities 0 0 0 0
Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30 47 20 39 20
Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30 $ 0 $ 0 $ 0 $ 0
XML 72 R62.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 8 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details) - USD ($)
$ in Thousands
Sep. 30, 2022
Dec. 31, 2021
Mortgage servicing rights $ 1,194  
Reported Value Measurement [Member]    
Cash and cash equivalents 95,572 $ 453,418
Loans, net 2,928,644 2,444,282
Mortgage servicing rights 1,016  
Deposits 3,745,656 3,555,071
Estimate of Fair Value Measurement [Member]    
Cash and cash equivalents [1] 95,572 453,418
Loans, net [1] 2,862,636 2,439,539
Mortgage servicing rights 1,194  
Deposits [1] 3,021,826 3,227,520
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]    
Cash and cash equivalents 95,572 453,418
Loans, net 0 0
Mortgage servicing rights 0  
Deposits 0 0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]    
Cash and cash equivalents 0 0
Loans, net 0 0
Mortgage servicing rights 1,194  
Deposits 0 0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]    
Cash and cash equivalents 0 0
Loans, net 2,862,636 2,439,539
Mortgage servicing rights 0  
Deposits $ 3,021,826 $ 3,227,520
[1] Estimated fair values are consistent with an exit-price concept. The assumptions used to estimate the fair values are intended to approximate those that a market-participant would realize in a hypothetical orderly transaction.
XML 73 R63.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 9 - Income Taxes (Details Textual) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Jun. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Unrecognized Tax Benefits, Ending Balance $ 0     $ 0  
Effective Income Tax Rate Reconciliation, Percent, Total 22.95% 22.83%   23.34% 23.63%
Effective Income Tax Rate Reconciliation, at Federal and State Statutory Income Tax Rate, Percent     26.14% 26.14%  
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued, Total $ 0     $ 0  
State and Local Jurisdiction [Member] | State of Tennessee [Member]          
Open Tax Year       2018 2019 2020 2021  
Domestic Tax Authority [Member] | Internal Revenue Service (IRS) [Member]          
Open Tax Year       2019 2020 2021  
XML 74 R64.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 10 - Earnings Per Share - Basic and Diluted Earnings Per Share (Details) - USD ($)
$ / shares in Units, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Numerator – Earnings available to common stockholders $ 15,190 $ 13,342 $ 40,702 $ 35,625
Denominator – Weighted average number of common shares outstanding (in shares) 11,429,027 11,165,313 11,348,628 11,110,006
Basic earnings per common share (in dollars per share) $ 1.33 $ 1.19 $ 3.59 $ 3.21
Numerator – Earnings available to common stockholders $ 15,190 $ 13,342 $ 40,702 $ 35,625
Dilutive effect of stock options (in shares) 31,916 32,097 31,627 30,580
Weighted average diluted common shares outstanding (in shares) 11,460,943 11,197,410 11,380,255 11,140,586
Diluted earnings per common share (in dollars per share) $ 1.33 $ 1.19 $ 3.58 $ 3.20
XML 75 R65.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 11 - Commitments and Contingent Liabilities (Details Textual)
 9 Months Ended
Sep. 30, 2022
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]  
Financing Receivable, Percentage of Loans Delivered to Investors 100.00%
Standby Letters of Credit [Member]  
Debt Instrument, Term (Year) 2 years
XML 76 R66.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 11 - Commitments and Contingent Liabilities - Total Contractual Amount for All Off-balance Sheet Commitments (Details)
Sep. 30, 2022
USD ($)
Standby Letters of Credit [Member]  
Commitments $ 79,404,000
Commitments to Extend Credit [Member]  
Commitments $ 1,274,381,000
XML 77 R67.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 11 - Commitments and Contingent Liabilities - Allowance on Off-balance Sheet Credit Exposures (Details) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Beginning balance, January 1 $ 955 $ 693
Credit loss expense (benefit) (298) 221
Ending balance, September 30, 6,852 914
Cumulative Effect, Period of Adoption, Adjustment [Member]    
Beginning balance, January 1 $ 6,195 $ 0
XML 78 wbhc20220930_10q_htm.xml IDEA: XBRL DOCUMENT 0000885275 2022-01-01 2022-09-30 0000885275 2022-11-09 0000885275 2022-09-30 0000885275 2021-12-31 0000885275 2022-07-01 2022-09-30 0000885275 2021-07-01 2021-09-30 0000885275 2021-01-01 2021-09-30 0000885275 us-gaap:CommonStockMember 2022-06-30 0000885275 us-gaap:AdditionalPaidInCapitalMember 2022-06-30 0000885275 us-gaap:RetainedEarningsMember 2022-06-30 0000885275 us-gaap:NoncontrollingInterestMember 2022-06-30 0000885275 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-06-30 0000885275 2022-06-30 0000885275 us-gaap:CommonStockMember 2022-07-01 2022-09-30 0000885275 us-gaap:AdditionalPaidInCapitalMember 2022-07-01 2022-09-30 0000885275 us-gaap:RetainedEarningsMember 2022-07-01 2022-09-30 0000885275 us-gaap:NoncontrollingInterestMember 2022-07-01 2022-09-30 0000885275 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-07-01 2022-09-30 0000885275 us-gaap:CommonStockMember 2022-09-30 0000885275 us-gaap:AdditionalPaidInCapitalMember 2022-09-30 0000885275 us-gaap:RetainedEarningsMember 2022-09-30 0000885275 us-gaap:NoncontrollingInterestMember 2022-09-30 0000885275 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-09-30 0000885275 us-gaap:CommonStockMember 2021-06-30 0000885275 us-gaap:AdditionalPaidInCapitalMember 2021-06-30 0000885275 us-gaap:RetainedEarningsMember 2021-06-30 0000885275 us-gaap:NoncontrollingInterestMember 2021-06-30 0000885275 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-06-30 0000885275 2021-06-30 0000885275 us-gaap:CommonStockMember 2021-07-01 2021-09-30 0000885275 us-gaap:AdditionalPaidInCapitalMember 2021-07-01 2021-09-30 0000885275 us-gaap:RetainedEarningsMember 2021-07-01 2021-09-30 0000885275 us-gaap:NoncontrollingInterestMember 2021-07-01 2021-09-30 0000885275 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-07-01 2021-09-30 0000885275 us-gaap:CommonStockMember 2021-09-30 0000885275 us-gaap:AdditionalPaidInCapitalMember 2021-09-30 0000885275 us-gaap:RetainedEarningsMember 2021-09-30 0000885275 us-gaap:NoncontrollingInterestMember 2021-09-30 0000885275 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-09-30 0000885275 2021-09-30 0000885275 us-gaap:CommonStockMember 2021-12-31 0000885275 us-gaap:AdditionalPaidInCapitalMember 2021-12-31 0000885275 us-gaap:RetainedEarningsMember 2021-12-31 0000885275 us-gaap:NoncontrollingInterestMember 2021-12-31 0000885275 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-12-31 0000885275 us-gaap:CommonStockMember 2022-01-01 2022-09-30 0000885275 us-gaap:AdditionalPaidInCapitalMember 2022-01-01 2022-09-30 0000885275 us-gaap:RetainedEarningsMember 2022-01-01 2022-09-30 0000885275 us-gaap:NoncontrollingInterestMember 2022-01-01 2022-09-30 0000885275 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-01-01 2022-09-30 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:CommonStockMember 2021-12-31 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AdditionalPaidInCapitalMember 2021-12-31 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:RetainedEarningsMember 2021-12-31 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:NoncontrollingInterestMember 2021-12-31 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-12-31 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember 2021-12-31 0000885275 us-gaap:CommonStockMember 2020-12-31 0000885275 us-gaap:AdditionalPaidInCapitalMember 2020-12-31 0000885275 us-gaap:RetainedEarningsMember 2020-12-31 0000885275 us-gaap:NoncontrollingInterestMember 2020-12-31 0000885275 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-12-31 0000885275 2020-12-31 0000885275 us-gaap:CommonStockMember 2021-01-01 2021-09-30 0000885275 us-gaap:AdditionalPaidInCapitalMember 2021-01-01 2021-09-30 0000885275 us-gaap:RetainedEarningsMember 2021-01-01 2021-09-30 0000885275 us-gaap:NoncontrollingInterestMember 2021-01-01 2021-09-30 0000885275 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-01-01 2021-09-30 0000885275 wbhc:EncompassHomeLendingLlcMember 2022-06-01 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member 2022-01-01 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member 2022-01-01 2022-01-01 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member us-gaap:UnfundedLoanCommitmentMember 2022-01-01 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember 2021-12-31 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember 2022-09-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember 2021-12-31 0000885275 us-gaap:ConsumerPortfolioSegmentMember 2022-09-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember 2021-12-31 0000885275 srt:MinimumMember wbhc:RealEstatePortfolioSegmentMember 2022-01-01 2022-09-30 0000885275 srt:MaximumMember wbhc:RealEstatePortfolioSegmentMember 2022-01-01 2022-09-30 0000885275 us-gaap:CommercialPortfolioSegmentMember wbhc:SBACARESActPaycheckProtectionProgramMember 2022-09-30 0000885275 us-gaap:CommercialPortfolioSegmentMember wbhc:SBACARESActPaycheckProtectionProgramMember 2021-12-31 0000885275 srt:MinimumMember us-gaap:ConsumerPortfolioSegmentMember 2022-01-01 2022-09-30 0000885275 srt:MaximumMember us-gaap:ConsumerPortfolioSegmentMember 2022-01-01 2022-09-30 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember 2021-12-31 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember 2021-12-31 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember 2021-12-31 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember wbhc:CommercialIndustrialAndAgriculturalPortfolioMember 2021-12-31 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember 2021-12-31 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:ConsumerPortfolioSegmentMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember 2022-01-01 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember 2022-01-01 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember 2022-01-01 2022-09-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember 2022-01-01 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember 2022-01-01 2022-09-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember 2022-01-01 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember 2020-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember 2020-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember 2020-12-31 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember 2020-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember 2020-12-31 0000885275 us-gaap:ConsumerPortfolioSegmentMember 2020-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember 2021-01-01 2021-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember 2021-01-01 2021-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember 2021-01-01 2021-09-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember 2021-01-01 2021-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember 2021-01-01 2021-09-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember 2021-01-01 2021-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember 2021-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember 2021-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember 2021-09-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember 2021-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember 2021-09-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember 2021-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember 2022-06-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember 2022-06-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember 2022-06-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember 2022-06-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember 2022-06-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember 2022-06-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember 2022-07-01 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember 2022-07-01 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember 2022-07-01 2022-09-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember 2022-07-01 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember 2022-07-01 2022-09-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember 2022-07-01 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember 2021-06-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember 2021-06-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember 2021-06-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember 2021-06-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember 2021-06-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember 2021-06-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember 2021-07-01 2021-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember 2021-07-01 2021-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember 2021-07-01 2021-09-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember 2021-07-01 2021-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember 2021-07-01 2021-09-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember 2021-07-01 2021-09-30 0000885275 us-gaap:RealEstateMember wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember 2022-09-30 0000885275 wbhc:OtherCollateralMember wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember 2022-09-30 0000885275 us-gaap:CollateralPledgedMember wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember 2022-09-30 0000885275 us-gaap:RealEstateMember wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember 2022-09-30 0000885275 wbhc:OtherCollateralMember wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember 2022-09-30 0000885275 us-gaap:CollateralPledgedMember wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember 2022-09-30 0000885275 us-gaap:RealEstateMember wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember 2022-09-30 0000885275 wbhc:OtherCollateralMember wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember 2022-09-30 0000885275 us-gaap:CollateralPledgedMember wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember 2022-09-30 0000885275 us-gaap:RealEstateMember wbhc:CommercialIndustrialAndAgriculturalPortfolioMember 2022-09-30 0000885275 wbhc:OtherCollateralMember wbhc:CommercialIndustrialAndAgriculturalPortfolioMember 2022-09-30 0000885275 us-gaap:CollateralPledgedMember wbhc:CommercialIndustrialAndAgriculturalPortfolioMember 2022-09-30 0000885275 us-gaap:RealEstateMember wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember 2022-09-30 0000885275 wbhc:OtherCollateralMember wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember 2022-09-30 0000885275 us-gaap:CollateralPledgedMember wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember 2022-09-30 0000885275 us-gaap:RealEstateMember us-gaap:ConsumerPortfolioSegmentMember 2022-09-30 0000885275 wbhc:OtherCollateralMember us-gaap:ConsumerPortfolioSegmentMember 2022-09-30 0000885275 us-gaap:CollateralPledgedMember us-gaap:ConsumerPortfolioSegmentMember 2022-09-30 0000885275 us-gaap:RealEstateMember 2022-09-30 0000885275 wbhc:OtherCollateralMember 2022-09-30 0000885275 us-gaap:CollateralPledgedMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:FinancialAssetPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:FinancialAssetNotPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:FinancialAssetPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:FinancialAssetNotPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:FinancialAssetPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:FinancialAssetNotPastDueMember 2022-09-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-09-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2022-09-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2022-09-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:FinancialAssetPastDueMember 2022-09-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:FinancialAssetNotPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancialAssetPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancialAssetNotPastDueMember 2022-09-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-09-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2022-09-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2022-09-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember 2022-09-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2022-09-30 0000885275 us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-09-30 0000885275 us-gaap:FinancingReceivables60To89DaysPastDueMember 2022-09-30 0000885275 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2022-09-30 0000885275 us-gaap:FinancialAssetPastDueMember 2022-09-30 0000885275 us-gaap:FinancialAssetNotPastDueMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:FinancialAssetPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:FinancialAssetPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:FinancialAssetPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2021-12-31 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2021-12-31 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:FinancialAssetPastDueMember 2021-12-31 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancialAssetPastDueMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2021-12-31 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2021-12-31 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember 2021-12-31 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0000885275 us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0000885275 us-gaap:FinancingReceivables60To89DaysPastDueMember 2021-12-31 0000885275 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2021-12-31 0000885275 us-gaap:FinancialAssetPastDueMember 2021-12-31 0000885275 us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0000885275 us-gaap:PerformingFinancingReceivableMember 2022-09-30 0000885275 us-gaap:PerformingFinancingReceivableMember 2021-12-31 0000885275 us-gaap:NonperformingFinancingReceivableMember 2022-09-30 0000885275 us-gaap:NonperformingFinancingReceivableMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:PassMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:SpecialMentionMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:SubstandardMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:PassMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:SpecialMentionMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:SubstandardMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:PassMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:SpecialMentionMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:SubstandardMember 2022-09-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:PassMember 2022-09-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:SpecialMentionMember 2022-09-30 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:SubstandardMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:PassMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:SpecialMentionMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:SubstandardMember 2022-09-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PassMember 2022-09-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SpecialMentionMember 2022-09-30 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SubstandardMember 2022-09-30 0000885275 us-gaap:PassMember 2022-09-30 0000885275 us-gaap:SpecialMentionMember 2022-09-30 0000885275 us-gaap:SubstandardMember 2022-09-30 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:PassMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:PassMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:PassMember 2021-12-31 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:PassMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:PassMember 2021-12-31 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PassMember 2021-12-31 0000885275 us-gaap:PassMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:SpecialMentionMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:SpecialMentionMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:SpecialMentionMember 2021-12-31 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:SpecialMentionMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:SpecialMentionMember 2021-12-31 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SpecialMentionMember 2021-12-31 0000885275 us-gaap:SpecialMentionMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:Residential1To4FamilyMember us-gaap:SubstandardMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:CommercialAndMultifamilyMember us-gaap:SubstandardMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember wbhc:ConstructionLandDevelopmentAndFarmlandMember us-gaap:SubstandardMember 2021-12-31 0000885275 wbhc:CommercialIndustrialAndAgriculturalPortfolioMember us-gaap:SubstandardMember 2021-12-31 0000885275 wbhc:RealEstatePortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:SubstandardMember 2021-12-31 0000885275 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SubstandardMember 2021-12-31 0000885275 us-gaap:SubstandardMember 2021-12-31 0000885275 wbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:MortgageBackedSecuritiesMember 2022-09-30 0000885275 us-gaap:AssetBackedSecuritiesMember 2022-09-30 0000885275 us-gaap:CorporateDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:USStatesAndPoliticalSubdivisionsMember 2022-09-30 0000885275 wbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:MortgageBackedSecuritiesMember 2021-12-31 0000885275 us-gaap:AssetBackedSecuritiesMember 2021-12-31 0000885275 us-gaap:CorporateDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:USStatesAndPoliticalSubdivisionsMember 2021-12-31 0000885275 us-gaap:CollateralizedMortgageObligationsMember 2022-09-30 0000885275 us-gaap:CollateralizedMortgageObligationsMember 2021-12-31 0000885275 us-gaap:AssetPledgedAsCollateralMember wbhc:PublicDepositsAndOtherRequiredPurposesMember 2022-09-30 0000885275 us-gaap:AssetPledgedAsCollateralMember wbhc:PublicDepositsAndOtherRequiredPurposesMember 2021-12-31 0000885275 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2020-06-30 0000885275 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2022-01-01 2022-09-30 0000885275 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember us-gaap:LondonInterbankOfferedRateLiborSwapRateMember 2022-09-30 0000885275 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2022-09-30 0000885275 us-gaap:OtherAssetsMember us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2022-09-30 0000885275 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2021-01-01 2021-12-31 0000885275 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember us-gaap:LondonInterbankOfferedRateLiborSwapRateMember 2021-12-31 0000885275 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2021-12-31 0000885275 us-gaap:OtherAssetsMember us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2021-12-31 0000885275 us-gaap:InterestRateSwapMember 2022-01-01 2022-09-30 0000885275 us-gaap:InterestRateSwapMember 2021-01-01 2021-09-30 0000885275 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2021-01-01 2021-09-30 0000885275 us-gaap:InterestRateLockCommitmentsMember 2022-09-30 0000885275 us-gaap:InterestRateLockCommitmentsMember 2021-12-31 0000885275 us-gaap:ForwardContractsMember 2022-09-30 0000885275 us-gaap:ForwardContractsMember 2021-12-31 0000885275 us-gaap:InterestRateContractMember 2022-01-01 2022-09-30 0000885275 us-gaap:InterestRateContractMember 2021-01-01 2021-09-30 0000885275 us-gaap:ForwardContractsMember 2022-01-01 2022-09-30 0000885275 us-gaap:ForwardContractsMember 2021-01-01 2021-09-30 0000885275 us-gaap:InterestRateContractMember 2022-09-30 0000885275 us-gaap:InterestRateContractMember 2021-12-31 0000885275 wbhc:The2009StockOptionPlanMember 2009-04-30 0000885275 wbhc:The2009StockOptionPlanMember 2019-04-13 0000885275 wbhc:The2009StockOptionPlanMember 2022-09-30 0000885275 wbhc:The2016EquityIncentivePlanMember 2016-06-30 0000885275 wbhc:The2016EquityIncentivePlanMember 2022-09-30 0000885275 us-gaap:StockAppreciationRightsSARSMember wbhc:The2016EquityIncentivePlanMember 2022-09-30 0000885275 us-gaap:StockAppreciationRightsSARSMember 2022-09-30 0000885275 wbhc:StockOptionsAndStockAppreciationRightsMember 2021-12-31 0000885275 wbhc:StockOptionsAndStockAppreciationRightsMember 2020-12-31 0000885275 wbhc:StockOptionsAndStockAppreciationRightsMember 2022-01-01 2022-09-30 0000885275 wbhc:StockOptionsAndStockAppreciationRightsMember 2021-01-01 2021-09-30 0000885275 wbhc:StockOptionsAndStockAppreciationRightsMember 2022-09-30 0000885275 wbhc:StockOptionsAndStockAppreciationRightsMember 2021-09-30 0000885275 wbhc:WilsonBankMember 2022-09-30 0000885275 wbhc:WilsonBankMember 2021-12-31 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember 2022-09-30 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember wbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember wbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember wbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember wbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2022-09-30 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2022-09-30 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2022-09-30 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2022-09-30 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember 2021-12-31 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember wbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember wbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember wbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember wbhc:USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2021-12-31 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2021-12-31 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2021-12-31 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2021-12-31 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsNonrecurringMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsNonrecurringMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsNonrecurringMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsNonrecurringMember 2022-09-30 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsNonrecurringMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsNonrecurringMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsNonrecurringMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FairValueMeasurementsNonrecurringMember 2021-12-31 0000885275 srt:WeightedAverageMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:MeasurementInputDiscountRateMember 2022-09-30 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2022-09-30 0000885275 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2022-09-30 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2022-09-30 0000885275 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2021-12-31 0000885275 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2021-12-31 0000885275 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2021-12-31 0000885275 2021-01-01 2021-06-30 0000885275 us-gaap:StateAndLocalJurisdictionMember wbhc:StateOfTennesseeMember 2022-01-01 2022-09-30 0000885275 us-gaap:DomesticCountryMember us-gaap:InternalRevenueServiceIRSMember 2022-01-01 2022-09-30 0000885275 us-gaap:StandbyLettersOfCreditMember 2022-01-01 2022-09-30 0000885275 us-gaap:CommitmentsToExtendCreditMember 2022-09-30 0000885275 us-gaap:StandbyLettersOfCreditMember 2022-09-30 0000885275 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember 2020-12-31 0000885275 us-gaap:InterestRateSwapMember 2022-01-01 2022-09-30 0000885275 wbhc:MortgageBankingDerivativesMember 2022-01-01 2022-09-30 shares thunderdome:item iso4217:USD iso4217:USD shares pure utr:Y 0000885275 WILSON BANK HOLDING CO false --12-31 Q3 2022 995115000 906135000 2.00 2.00 50000000 50000000 11460587 11460587 11201504 11201504 40760000 2235000 0.75 99224 2839 12148000 0.75 103141 6182 1011000 1.85 250329 8754 38525000 1.35 186583 14333 3019000 P1Y P5Y 0 0 0 0 130594000 368718000 0.2614 0 2018 2019 2020 2021 2019 2020 2021 P2Y 10-Q true 2022-09-30 false 0-20402 TN 62-1497076 623 West Main Street Lebanon TN 37087 615 444-2265 Yes Yes Accelerated Filer false false false 11461087 2991325000 2483914000 37580000 39632000 2953745000 2444282000 839152000 897585000 3555000 11843000 78713000 400940000 4357000 5089000 0 27055000 3879522000 3786794000 16859000 25423000 60074000 62846000 9868000 7641000 52874000 12792000 57619000 46206000 48765000 43089000 4805000 4805000 4130386000 3989596000 436287000 433500000 1097905000 1030743000 1611120000 1497669000 600344000 593159000 3745656000 3555071000 42167000 20808000 3787823000 3575879000 22921000 22403000 121526000 105177000 313287000 292452000 32000 0 -115203000 -6315000 342563000 413717000 4130386000 3989596000 36566000 30773000 98474000 88211000 4374000 2372000 11548000 6167000 351000 329000 1030000 905000 64000 80000 232000 340000 29000 4000 95000 9000 585000 128000 1126000 315000 55000 33000 115000 84000 42024000 33719000 112620000 96031000 522000 475000 1444000 1383000 1942000 482000 3060000 1587000 1406000 1884000 3717000 6027000 0 0 0 133000 7000 0 7000 0 17000 0 50000 0 3894000 2841000 8278000 9130000 38130000 30878000 104342000 86901000 2543000 130000 6060000 1012000 35587000 30748000 98282000 85889000 1974000 1682000 5470000 4418000 1919000 1586000 5348000 4665000 3259000 3012000 9870000 8894000 376000 439000 1144000 1064000 357000 315000 1074000 946000 -56000 2275000 2669000 7929000 40000 0 63000 0 -281000 28000 -281000 28000 232000 -6000 260000 -29000 0 -4000 0 -15000 0 1000 8000 2000 47000 20000 39000 20000 7867000 9348000 25664000 27922000 14443000 13456000 43353000 40778000 1422000 1436000 4167000 4067000 886000 736000 2233000 1830000 838000 846000 2547000 2508000 1908000 1509000 5533000 4419000 1363000 1218000 3806000 3522000 146000 179000 447000 463000 217000 323000 635000 684000 -515000 84000 -298000 221000 3040000 2904000 8789000 8673000 23748000 22691000 71212000 67165000 19706000 17405000 52734000 46646000 4523000 4063000 12037000 11021000 15183000 13342000 40697000 35625000 -7000 -0 -5000 -0 15190000 13342000 40702000 35625000 11429027 11165313 11348628 11110006 11460943 11197410 11380255 11140586 1.33 1.19 3.59 3.21 1.33 1.19 3.58 3.20 0.75 0.75 1.85 1.35 15183000 13342000 40697000 35625000 -46767000 -3840000 -147694000 -11521000 -281000 28000 -281000 28000 -12148000 -1011000 -38525000 -3019000 -34338000 -2857000 -108888000 -8530000 -19155000 10485000 -68191000 27095000 -7000 -0 -5000 -0 -19148000 10485000 -68186000 27095000 22717000 114943000 306615000 39000 -80865000 363449000 -0 -0 8518000 -0 -0 8518000 199000 6305000 0 0 0 6504000 5000 63000 0 0 0 68000 0 215000 0 0 0 215000 0 0 0 0 -34338000 -34338000 0 0 15190000 -7000 0 15183000 22921000 121526000 313287000 32000 -115203000 342563000 22170000 98321000 273622000 0 1492000 395605000 -0 -0 8314000 -0 -0 8314000 206000 6080000 0 0 0 6286000 13000 239000 0 0 0 252000 0 115000 0 0 0 115000 0 0 0 0 -2857000 -2857000 0 0 13342000 0 0 13342000 22389000 104755000 278650000 0 -1365000 404429000 22403000 105177000 292452000 0 -6315000 413717000 -0 -0 20878000 -0 -0 20878000 501000 15616000 0 0 0 16117000 17000 147000 0 0 0 164000 0 586000 0 0 0 586000 0 0 0 0 -108888000 -108888000 0 0 1011000 0 0 1011000 0 0 0 37000 0 37000 0 0 40702000 -5000 0 40697000 22921000 121526000 313287000 32000 -115203000 342563000 21987000 93034000 257935000 0 7165000 380121000 -0 -0 14910000 -0 -0 14910000 373000 10815000 0 0 0 11188000 29000 544000 0 0 0 573000 0 362000 0 0 0 362000 0 0 0 0 -8530000 -8530000 0 0 35625000 0 0 35625000 22389000 104755000 278650000 0 -1365000 404429000 40697000 35625000 6060000 1012000 -1915000 -1056000 3346000 3180000 260000 -29000 -3181000 -3999000 -281000 28000 2669000 7929000 1410000 986000 -0 -15000 8000 2000 1074000 766000 94149000 167429000 105106000 184296000 293000 1299000 2227000 681000 -249000 4598000 94000 -860000 3633000 5917000 21351000 17384000 62048000 53009000 175289000 403894000 12073000 39652000 70774000 120378000 732000 0 511575000 94979000 505000 7671000 260000 0 34000 83000 0 167000 10729000 15000000 -0 2000000 -614225000 -363264000 183400000 421953000 7185000 -8052000 0 -3638000 8326000 -2148000 20000 -0 37000 0 164000 573000 16117000 11188000 20878000 14910000 194331000 404966000 -357846000 94711000 453418000 338856000 95572000 433567000 8184000 9259000 15346000 13327000 -108888000 -8530000 0 182000 0 81000 <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"><b>Note <em style="font: inherit;">1.</em> Summary of Significant Accounting Policies</b></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i/></p><p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Nature of Business</i> — Wilson Bank Holding Company (the “Company”) is a bank holding company whose primary business is conducted by its wholly-owned subsidiary, Wilson Bank &amp; Trust (the “Bank”). The Bank is a commercial bank headquartered in Lebanon, Tennessee. The Bank provides a full range of banking services in its primary market areas of Wilson, Davidson, Rutherford, Trousdale, Sumner, Dekalb, Putnam, Smith, and Williamson Counties, Tennessee. On <em style="font: inherit;"> June 1, 2022, </em>the Bank began operations with a newly-formed joint venture, Encompass Home Lending, LLC ("Encompass") of which the Bank owns 51% of the outstanding membership interests. Encompass offers residential mortgage banking services to customers of certain home builders in our markets.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p><p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"/> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i/></p><p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i/></p><p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Basis of Presentation</i> — The accompanying unaudited, consolidated financial statements have been prepared in accordance with instructions to Form <em style="font: inherit;">10</em>-Q and therefore do <em style="font: inherit;">not</em> include all information and footnotes necessary for a fair presentation of financial position, results of operations, and cash flows in conformity with U.S. generally accepted accounting principles. All adjustments consisting of normally recurring accruals that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods covered by the report have been included. The accompanying unaudited consolidated financial statements should be read in conjunction with the Company’s consolidated audited financial statements and related notes appearing in the Company's Annual Report on Form <em style="font: inherit;">10</em>-K for the year ended <em style="font: inherit;"> December 31, 2021</em>.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p><p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"/> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">These consolidated financial statements include the accounts of the Company, the Bank, and Encompass. Significant intercompany transactions and accounts are eliminated in consolidation.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p><p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"/> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i/></p><p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Use of Estimates</i> — The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities as of the balance sheet date and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term include the determination of the allowance for credit losses, the valuation of deferred tax assets, determination of any impairment of goodwill or other intangibles, the valuation of other real estate (if any), and the fair value of financial instruments. These financial statements should be read in conjunction with the Company’s Annual Report on Form <em style="font: inherit;">10</em>-K for the year ended <em style="font: inherit;"> December 31, 2021</em>. There have been <em style="font: inherit;">no</em> significant changes to the Company’s significant accounting policies as disclosed in the Company’s Annual Report on Form <em style="font: inherit;">10</em>-K for the year ended <em style="font: inherit;"> December 31, 2021</em> other than the adoption of ASC <em style="font: inherit;">326</em> as described in Note <em style="font: inherit;">1.</em> Summary of Significant Accounting Policies - Accounting Changes, Reclassifications and Restatements and in Note <em style="font: inherit;">2</em> - Loans and Allowance for Credit Losses.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p><p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"/> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"><i/></p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Accounting Changes, Reclassifications and Restatements </i>–<i> </i>Certain items in prior financial statements have been reclassified to conform to the current presentation. In addition, on <em style="font: inherit;"> January </em><em style="font: inherit;">1,</em> <em style="font: inherit;">2022,</em> we adopted Accounting Standards Update (“ASU”) <em style="font: inherit;">2016</em>-<em style="font: inherit;">13,</em> “Financial Instruments - Credit Losses (Topic <em style="font: inherit;">326</em>): Measurement of Credit Losses on Financial Instruments,” as subsequently updated for certain clarifications, targeted relief and codification improvements. Accounting Standards Codification (“ASC”) Topic <em style="font: inherit;">326</em> (“ASC <em style="font: inherit;">326”</em>) replaces the previous “incurred loss” model for measuring credit losses, which encompassed allowances for current known and inherent losses within the portfolio, with an “expected loss” model, which encompasses allowances for losses expected to be incurred over the life of the portfolio. The new current expected credit loss (“CECL”) model requires the measurement of all expected credit losses for financial assets measured at amortized cost and certain off-balance-sheet credit exposures based on historical experience, current conditions, and reasonable and supportable forecasts. ASC <em style="font: inherit;">326</em> also requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. In addition, ASC <em style="font: inherit;">326</em> includes certain changes to the accounting for available-for-sale securities including the requirement to present credit losses as an allowance rather than as a direct write-down for available-for-sale securities management does <em style="font: inherit;">not</em> intend to sell or believes that it is more likely than <em style="font: inherit;">not</em> they will be required to sell.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;">We adopted ASC <em style="font: inherit;">326</em> using the modified retrospective method for all financial assets measured at amortized cost and off-balance-sheet credit exposures. Upon adoption, we recognized an after-tax cumulative effect increase to retained earnings totaling $1.0 million.  Operating results for periods after <em style="font: inherit;"> January </em><em style="font: inherit;">1,</em> <em style="font: inherit;">2022</em> are presented in accordance with ASC <em style="font: inherit;">326</em> while prior period amounts continue to be reported in accordance with previously applicable standards and the accounting policies described in our <em style="font: inherit;">2021</em> Form <em style="font: inherit;">10</em>-K.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;">In connection with the adoption of ASC <em style="font: inherit;">326,</em> we revised certain accounting policies and implemented certain accounting policy elections. The revised accounting policies are described below.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p><p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"/> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i/></p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i>Allowance For Credit Losses - Loans </i>— The allowance for credit losses on loans is a contra-asset valuation account, calculated in accordance with ASC <em style="font: inherit;">326,</em> that is deducted from the amortized cost basis of loans to present management's best estimate of the net amount expected to be collected. Loans are charged-off against the allowance when deemed uncollectible by management. Expected recoveries do <em style="font: inherit;">not</em> exceed the aggregate of amounts previously charged-off and expected to be charged-off. Adjustments to the allowance are reported in our income statement as a component of credit loss expense. Management has made the accounting policy election to exclude accrued interest receivable on loans from the estimate of credit losses. Further information regarding our policies and methodology used to estimate the allowance for credit losses on loans is presented in Note <em style="font: inherit;">2</em> - Loans and Allowance for Credit Losses.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p><p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"/> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i/></p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i>Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures </i>— The allowance for credit losses on off-balance-sheet credit exposures is a liability account, calculated in accordance with ASC <em style="font: inherit;">326,</em> representing expected credit losses over the contractual period for which we are exposed to credit risk resulting from a contractual obligation to extend credit. <em style="font: inherit;">No</em> allowance is recognized if we have the unconditional right to cancel the obligation. The allowance is reported as a component of accrued interest payable and other liabilities in our consolidated balance sheets. Adjustments to the allowance are reported in our income statement as a component of non-interest expense. Further information regarding our policies and methodology used to estimate the allowance for credit losses on off-balance-sheet credit exposures is presented in Note <em style="font: inherit;">11</em> - Commitments and Contingent Liabilities.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"> </p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"/> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i/></p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i/></p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i>Securities </i>–<i> </i>Securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them until maturity. Securities to be held for indefinite periods of time are classified as available for sale and carried at fair value, with the unrealized holding gains and losses (those for which <em style="font: inherit;">no</em> allowance for credit losses are recorded) reported as a component of other comprehensive earnings, net of tax. Securities held for resale in anticipation of short-term market movements are classified as trading and are carried at fair value, with changes in unrealized holding gains and losses included in income. Management determines the appropriate classification of securities at the time of purchase. Securities with limited marketability, such as stock in the Federal Reserve Bank and the Federal Home Loan Bank, are carried at cost.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">Interest income on securities includes amortization of purchase premiums and discounts. Premiums and discounts on securities are generally amortized using the interest method with a constant effective yield without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Premiums on callable securities are amortized to their earliest call date. A security is placed on non-accrual status if (i) principal or interest has been in default for a period of <em style="font: inherit;">90</em> days or more or (ii) full payment of principal and interest is <em style="font: inherit;">not</em> expected. Interest accrued but <em style="font: inherit;">not</em> received for a security placed on non-accrual status is reversed against interest income. Gains and losses on sales are recorded on the trade date and are derived from the amortized cost of the security sold.</p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p><p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"/> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Allowance for Credit Losses - Securities Available-for-Sale </i>— For any securities classified as available-for-sale that are in an unrealized loss position at the balance sheet date, the Company assesses whether or <em style="font: inherit;">not</em> it intends to sell the security, or more likely than <em style="font: inherit;">not</em> will be required to sell the security, before recovery of its amortized cost basis. If either criteria is met, the security's amortized cost basis is written down to fair value through net income. If neither criteria is met, the Company evaluates whether any portion of the decline in fair value is the result of credit deterioration. Such evaluations consider the extent to which the amortized cost of the security exceeds its fair value, changes in credit ratings and any other known adverse conditions related to the specific security. If the evaluation indicates that a credit loss exists, an allowance for credit losses is recorded for the amount by which the amortized cost basis of the security exceeds the present value of cash flows expected to be collected, limited by the amount by which the amortized cost exceeds fair value. Any impairment <em style="font: inherit;">not</em> recognized in the allowance for credit losses is recognized in other comprehensive income.</p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p><p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"/> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"/><p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"><span style="color:null;"><b>Recently Issued Accounting Pronouncements    </b></span></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;">Information about certain recently issued accounting standards updates is presented below. Also refer to Note <em style="font: inherit;">1</em> - Accounting Standards Updates in our <em style="font: inherit;">2021</em> Form <em style="font: inherit;">10</em>-K for additional information related to previously issued accounting standards updates.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i>ASU <em style="font: inherit;">2020</em>-<em style="font: inherit;">04,</em> </i>“<i>Reference Rate Reform (Topic <em style="font: inherit;">848</em>): Facilitation of the Effects of Reference Rate Reform on Financial Reporting.</i>”<i> </i>In <em style="font: inherit;"> March 2020, </em>the FASB issued this ASU and has issued subsequent amendments thereto, which provides temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. The guidance is effective for all entities as of <span style="background-color:#ffffff;"><em style="font: inherit;"> March 12, 2020 </em>through <em style="font: inherit;"> December 31, 2022. </em>The Company has implemented a transition plan to identify and modify its loans and other financial instruments with attributes that are either directly or indirectly influenced by LIBOR. The Company has discontinued originating LIBOR-based loans during <em style="font: inherit;">2022</em> and has begun negotiating loans primarily using its preferred replacement index, the Secured Overnight Financing Rate ("SOFR"). For the Company’s currently outstanding LIBOR-based loans, the timing and manner in which each customer's contract transitions to SOFR will vary on a case-by-case basis. The Company expects to complete all transitions by <em style="font: inherit;"> August </em><em style="font: inherit;">2023.</em></span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i><span style="background-color:#ffffff;">ASU</span></i><span style="background-color:#ffffff;"> </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2016</em>-<em style="font: inherit;">13,</em></span></i><span style="background-color:#ffffff;"> “</span><i><span style="background-color:#ffffff;">Financial Instruments - Credit Losses (Topic</span></i><span style="background-color:#ffffff;"> </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">326</em>): Measurement of Credit Losses on Financial Instruments.</span></i><span style="background-color:#ffffff;">” ASU </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2016</em></span></i><span style="background-color:#ffffff;">-</span><i><span style="background-color:#ffffff;"><em style="font: inherit;">13</em></span></i><span style="background-color:#ffffff;"> requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts and requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. As noted above, effective </span><i><span style="background-color:#ffffff;"><em style="font: inherit;"> January 1, 2022</em></span></i><span style="background-color:#ffffff;"> the Company adopted ASU </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2016</em></span></i><span style="background-color:#ffffff;">-</span><i><span style="background-color:#ffffff;"><em style="font: inherit;">13,</em></span></i><span style="background-color:#ffffff;"> which resulted in a $7.6 million decrease to the allowance for credit losses and a $6.2 million increase to the reserve for unfunded commitments, resulting in a $1.0 million increase in retained earnings (net of taxes). See Note </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2</em></span></i><span style="background-color:#ffffff;"> – Loans and Allowance for Credit Losses for additional information.</span></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i><span style="background-color:#ffffff;">ASU</span></i><span style="background-color:#ffffff;"> </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2022</em>-<em style="font: inherit;">01,</em></span></i><span style="background-color:#ffffff;"> “</span><i><span style="background-color:#ffffff;">Derivatives and Hedging (Topic</span></i><span style="background-color:#ffffff;"> </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">815</em>): Fair Value Hedging - Portfolio Layer Method.</span></i><span style="background-color:#ffffff;">” ASU </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2022</em></span></i><span style="background-color:#ffffff;">-</span><i><span style="background-color:#ffffff;"><em style="font: inherit;">01</em></span></i><span style="background-color:#ffffff;"> was issued to expand the scope of assets eligible for portfolio layer method hedging to include all financial assets. The update also expands the current last-of-layer method that permits only </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">one</em></span></i><span style="background-color:#ffffff;"> hedged layer to allow multiple hedged layers of a single closed portfolio. The last-of-layer method is renamed the portfolio layer method, because more than the last layer of a portfolio could be hedged.  The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after </span><i><span style="background-color:#ffffff;"><em style="font: inherit;"> December 15, 2022.</em></span></i><span style="background-color:#ffffff;">  The adoption of ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">01</em> is <em style="font: inherit;">not</em> expected to have a significant impact on our financial statements.</span></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i><span style="background-color:#ffffff;">ASU</span></i><span style="background-color:#ffffff;"> </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2022</em>-<em style="font: inherit;">02,</em></span></i><span style="background-color:#ffffff;"> “</span><i><span style="background-color:#ffffff;">Financial Instruments - Credit Losses (Topic</span></i><span style="background-color:#ffffff;"> </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">326</em>): Troubled Debt Restructurings and Vintage Disclosures.</span></i><span style="background-color:#ffffff;">” ASU </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2022</em></span></i><span style="background-color:#ffffff;">-</span><i><span style="background-color:#ffffff;"><em style="font: inherit;">02</em></span></i><span style="background-color:#ffffff;"> was issued to respond to feedback received from post-implementation review of Topic </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">326.</em></span></i><span style="background-color:#ffffff;"> The amendments eliminate the troubled debt restructuring (TDR) recognition and measurement guidance and now require that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments enhance existing disclosures and include new disclosure requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. To improve consistency for vintage disclosures, the ASU requires that public business entities disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">326</em></span></i><span style="background-color:#ffffff;">-</span><i><span style="background-color:#ffffff;"><em style="font: inherit;">20.</em></span></i><span style="background-color:#ffffff;">  The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after </span><i><span style="background-color:#ffffff;"><em style="font: inherit;"> December 15, 2022.</em></span></i><span style="background-color:#ffffff;">   The adoption of ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">02</em> is <em style="font: inherit;">not</em> expected to have a significant impact on our financial statements.</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"><span style="background-color:#ffffff;">Other than those previously discussed, there were <em style="font: inherit;">no</em> other recently issued accounting pronouncements that are expected to materially impact the Company.</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"/> <div style="font-size:10pt"> <div style="font-family:&quot;Times New Roman&quot;"> <div style="font-variant:normal"> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> </div> </div> </div> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Nature of Business</i> — Wilson Bank Holding Company (the “Company”) is a bank holding company whose primary business is conducted by its wholly-owned subsidiary, Wilson Bank &amp; Trust (the “Bank”). The Bank is a commercial bank headquartered in Lebanon, Tennessee. The Bank provides a full range of banking services in its primary market areas of Wilson, Davidson, Rutherford, Trousdale, Sumner, Dekalb, Putnam, Smith, and Williamson Counties, Tennessee. On <em style="font: inherit;"> June 1, 2022, </em>the Bank began operations with a newly-formed joint venture, Encompass Home Lending, LLC ("Encompass") of which the Bank owns 51% of the outstanding membership interests. Encompass offers residential mortgage banking services to customers of certain home builders in our markets.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> 0.51 <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Basis of Presentation</i> — The accompanying unaudited, consolidated financial statements have been prepared in accordance with instructions to Form <em style="font: inherit;">10</em>-Q and therefore do <em style="font: inherit;">not</em> include all information and footnotes necessary for a fair presentation of financial position, results of operations, and cash flows in conformity with U.S. generally accepted accounting principles. All adjustments consisting of normally recurring accruals that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods covered by the report have been included. The accompanying unaudited consolidated financial statements should be read in conjunction with the Company’s consolidated audited financial statements and related notes appearing in the Company's Annual Report on Form <em style="font: inherit;">10</em>-K for the year ended <em style="font: inherit;"> December 31, 2021</em>.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p><p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"/> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">These consolidated financial statements include the accounts of the Company, the Bank, and Encompass. Significant intercompany transactions and accounts are eliminated in consolidation.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Use of Estimates</i> — The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities as of the balance sheet date and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term include the determination of the allowance for credit losses, the valuation of deferred tax assets, determination of any impairment of goodwill or other intangibles, the valuation of other real estate (if any), and the fair value of financial instruments. These financial statements should be read in conjunction with the Company’s Annual Report on Form <em style="font: inherit;">10</em>-K for the year ended <em style="font: inherit;"> December 31, 2021</em>. There have been <em style="font: inherit;">no</em> significant changes to the Company’s significant accounting policies as disclosed in the Company’s Annual Report on Form <em style="font: inherit;">10</em>-K for the year ended <em style="font: inherit;"> December 31, 2021</em> other than the adoption of ASC <em style="font: inherit;">326</em> as described in Note <em style="font: inherit;">1.</em> Summary of Significant Accounting Policies - Accounting Changes, Reclassifications and Restatements and in Note <em style="font: inherit;">2</em> - Loans and Allowance for Credit Losses.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Accounting Changes, Reclassifications and Restatements </i>–<i> </i>Certain items in prior financial statements have been reclassified to conform to the current presentation. In addition, on <em style="font: inherit;"> January </em><em style="font: inherit;">1,</em> <em style="font: inherit;">2022,</em> we adopted Accounting Standards Update (“ASU”) <em style="font: inherit;">2016</em>-<em style="font: inherit;">13,</em> “Financial Instruments - Credit Losses (Topic <em style="font: inherit;">326</em>): Measurement of Credit Losses on Financial Instruments,” as subsequently updated for certain clarifications, targeted relief and codification improvements. Accounting Standards Codification (“ASC”) Topic <em style="font: inherit;">326</em> (“ASC <em style="font: inherit;">326”</em>) replaces the previous “incurred loss” model for measuring credit losses, which encompassed allowances for current known and inherent losses within the portfolio, with an “expected loss” model, which encompasses allowances for losses expected to be incurred over the life of the portfolio. The new current expected credit loss (“CECL”) model requires the measurement of all expected credit losses for financial assets measured at amortized cost and certain off-balance-sheet credit exposures based on historical experience, current conditions, and reasonable and supportable forecasts. ASC <em style="font: inherit;">326</em> also requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. In addition, ASC <em style="font: inherit;">326</em> includes certain changes to the accounting for available-for-sale securities including the requirement to present credit losses as an allowance rather than as a direct write-down for available-for-sale securities management does <em style="font: inherit;">not</em> intend to sell or believes that it is more likely than <em style="font: inherit;">not</em> they will be required to sell.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;">We adopted ASC <em style="font: inherit;">326</em> using the modified retrospective method for all financial assets measured at amortized cost and off-balance-sheet credit exposures. Upon adoption, we recognized an after-tax cumulative effect increase to retained earnings totaling $1.0 million.  Operating results for periods after <em style="font: inherit;"> January </em><em style="font: inherit;">1,</em> <em style="font: inherit;">2022</em> are presented in accordance with ASC <em style="font: inherit;">326</em> while prior period amounts continue to be reported in accordance with previously applicable standards and the accounting policies described in our <em style="font: inherit;">2021</em> Form <em style="font: inherit;">10</em>-K.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;">In connection with the adoption of ASC <em style="font: inherit;">326,</em> we revised certain accounting policies and implemented certain accounting policy elections. The revised accounting policies are described below.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> 1000000.0 <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i>Allowance For Credit Losses - Loans </i>— The allowance for credit losses on loans is a contra-asset valuation account, calculated in accordance with ASC <em style="font: inherit;">326,</em> that is deducted from the amortized cost basis of loans to present management's best estimate of the net amount expected to be collected. Loans are charged-off against the allowance when deemed uncollectible by management. Expected recoveries do <em style="font: inherit;">not</em> exceed the aggregate of amounts previously charged-off and expected to be charged-off. Adjustments to the allowance are reported in our income statement as a component of credit loss expense. Management has made the accounting policy election to exclude accrued interest receivable on loans from the estimate of credit losses. Further information regarding our policies and methodology used to estimate the allowance for credit losses on loans is presented in Note <em style="font: inherit;">2</em> - Loans and Allowance for Credit Losses.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i>Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures </i>— The allowance for credit losses on off-balance-sheet credit exposures is a liability account, calculated in accordance with ASC <em style="font: inherit;">326,</em> representing expected credit losses over the contractual period for which we are exposed to credit risk resulting from a contractual obligation to extend credit. <em style="font: inherit;">No</em> allowance is recognized if we have the unconditional right to cancel the obligation. The allowance is reported as a component of accrued interest payable and other liabilities in our consolidated balance sheets. Adjustments to the allowance are reported in our income statement as a component of non-interest expense. Further information regarding our policies and methodology used to estimate the allowance for credit losses on off-balance-sheet credit exposures is presented in Note <em style="font: inherit;">11</em> - Commitments and Contingent Liabilities.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i>Securities </i>–<i> </i>Securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them until maturity. Securities to be held for indefinite periods of time are classified as available for sale and carried at fair value, with the unrealized holding gains and losses (those for which <em style="font: inherit;">no</em> allowance for credit losses are recorded) reported as a component of other comprehensive earnings, net of tax. Securities held for resale in anticipation of short-term market movements are classified as trading and are carried at fair value, with changes in unrealized holding gains and losses included in income. Management determines the appropriate classification of securities at the time of purchase. Securities with limited marketability, such as stock in the Federal Reserve Bank and the Federal Home Loan Bank, are carried at cost.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">Interest income on securities includes amortization of purchase premiums and discounts. Premiums and discounts on securities are generally amortized using the interest method with a constant effective yield without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Premiums on callable securities are amortized to their earliest call date. A security is placed on non-accrual status if (i) principal or interest has been in default for a period of <em style="font: inherit;">90</em> days or more or (ii) full payment of principal and interest is <em style="font: inherit;">not</em> expected. Interest accrued but <em style="font: inherit;">not</em> received for a security placed on non-accrual status is reversed against interest income. Gains and losses on sales are recorded on the trade date and are derived from the amortized cost of the security sold.</p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p><p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"/> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Allowance for Credit Losses - Securities Available-for-Sale </i>— For any securities classified as available-for-sale that are in an unrealized loss position at the balance sheet date, the Company assesses whether or <em style="font: inherit;">not</em> it intends to sell the security, or more likely than <em style="font: inherit;">not</em> will be required to sell the security, before recovery of its amortized cost basis. If either criteria is met, the security's amortized cost basis is written down to fair value through net income. If neither criteria is met, the Company evaluates whether any portion of the decline in fair value is the result of credit deterioration. Such evaluations consider the extent to which the amortized cost of the security exceeds its fair value, changes in credit ratings and any other known adverse conditions related to the specific security. If the evaluation indicates that a credit loss exists, an allowance for credit losses is recorded for the amount by which the amortized cost basis of the security exceeds the present value of cash flows expected to be collected, limited by the amount by which the amortized cost exceeds fair value. Any impairment <em style="font: inherit;">not</em> recognized in the allowance for credit losses is recognized in other comprehensive income.</p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"><span style="color:null;"><b>Recently Issued Accounting Pronouncements    </b></span></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;">Information about certain recently issued accounting standards updates is presented below. Also refer to Note <em style="font: inherit;">1</em> - Accounting Standards Updates in our <em style="font: inherit;">2021</em> Form <em style="font: inherit;">10</em>-K for additional information related to previously issued accounting standards updates.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i>ASU <em style="font: inherit;">2020</em>-<em style="font: inherit;">04,</em> </i>“<i>Reference Rate Reform (Topic <em style="font: inherit;">848</em>): Facilitation of the Effects of Reference Rate Reform on Financial Reporting.</i>”<i> </i>In <em style="font: inherit;"> March 2020, </em>the FASB issued this ASU and has issued subsequent amendments thereto, which provides temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. The guidance is effective for all entities as of <span style="background-color:#ffffff;"><em style="font: inherit;"> March 12, 2020 </em>through <em style="font: inherit;"> December 31, 2022. </em>The Company has implemented a transition plan to identify and modify its loans and other financial instruments with attributes that are either directly or indirectly influenced by LIBOR. The Company has discontinued originating LIBOR-based loans during <em style="font: inherit;">2022</em> and has begun negotiating loans primarily using its preferred replacement index, the Secured Overnight Financing Rate ("SOFR"). For the Company’s currently outstanding LIBOR-based loans, the timing and manner in which each customer's contract transitions to SOFR will vary on a case-by-case basis. The Company expects to complete all transitions by <em style="font: inherit;"> August </em><em style="font: inherit;">2023.</em></span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i><span style="background-color:#ffffff;">ASU</span></i><span style="background-color:#ffffff;"> </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2016</em>-<em style="font: inherit;">13,</em></span></i><span style="background-color:#ffffff;"> “</span><i><span style="background-color:#ffffff;">Financial Instruments - Credit Losses (Topic</span></i><span style="background-color:#ffffff;"> </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">326</em>): Measurement of Credit Losses on Financial Instruments.</span></i><span style="background-color:#ffffff;">” ASU </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2016</em></span></i><span style="background-color:#ffffff;">-</span><i><span style="background-color:#ffffff;"><em style="font: inherit;">13</em></span></i><span style="background-color:#ffffff;"> requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts and requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. As noted above, effective </span><i><span style="background-color:#ffffff;"><em style="font: inherit;"> January 1, 2022</em></span></i><span style="background-color:#ffffff;"> the Company adopted ASU </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2016</em></span></i><span style="background-color:#ffffff;">-</span><i><span style="background-color:#ffffff;"><em style="font: inherit;">13,</em></span></i><span style="background-color:#ffffff;"> which resulted in a $7.6 million decrease to the allowance for credit losses and a $6.2 million increase to the reserve for unfunded commitments, resulting in a $1.0 million increase in retained earnings (net of taxes). See Note </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2</em></span></i><span style="background-color:#ffffff;"> – Loans and Allowance for Credit Losses for additional information.</span></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i><span style="background-color:#ffffff;">ASU</span></i><span style="background-color:#ffffff;"> </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2022</em>-<em style="font: inherit;">01,</em></span></i><span style="background-color:#ffffff;"> “</span><i><span style="background-color:#ffffff;">Derivatives and Hedging (Topic</span></i><span style="background-color:#ffffff;"> </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">815</em>): Fair Value Hedging - Portfolio Layer Method.</span></i><span style="background-color:#ffffff;">” ASU </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2022</em></span></i><span style="background-color:#ffffff;">-</span><i><span style="background-color:#ffffff;"><em style="font: inherit;">01</em></span></i><span style="background-color:#ffffff;"> was issued to expand the scope of assets eligible for portfolio layer method hedging to include all financial assets. The update also expands the current last-of-layer method that permits only </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">one</em></span></i><span style="background-color:#ffffff;"> hedged layer to allow multiple hedged layers of a single closed portfolio. The last-of-layer method is renamed the portfolio layer method, because more than the last layer of a portfolio could be hedged.  The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after </span><i><span style="background-color:#ffffff;"><em style="font: inherit;"> December 15, 2022.</em></span></i><span style="background-color:#ffffff;">  The adoption of ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">01</em> is <em style="font: inherit;">not</em> expected to have a significant impact on our financial statements.</span></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i><span style="background-color:#ffffff;">ASU</span></i><span style="background-color:#ffffff;"> </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2022</em>-<em style="font: inherit;">02,</em></span></i><span style="background-color:#ffffff;"> “</span><i><span style="background-color:#ffffff;">Financial Instruments - Credit Losses (Topic</span></i><span style="background-color:#ffffff;"> </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">326</em>): Troubled Debt Restructurings and Vintage Disclosures.</span></i><span style="background-color:#ffffff;">” ASU </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">2022</em></span></i><span style="background-color:#ffffff;">-</span><i><span style="background-color:#ffffff;"><em style="font: inherit;">02</em></span></i><span style="background-color:#ffffff;"> was issued to respond to feedback received from post-implementation review of Topic </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">326.</em></span></i><span style="background-color:#ffffff;"> The amendments eliminate the troubled debt restructuring (TDR) recognition and measurement guidance and now require that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments enhance existing disclosures and include new disclosure requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. To improve consistency for vintage disclosures, the ASU requires that public business entities disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic </span><i><span style="background-color:#ffffff;"><em style="font: inherit;">326</em></span></i><span style="background-color:#ffffff;">-</span><i><span style="background-color:#ffffff;"><em style="font: inherit;">20.</em></span></i><span style="background-color:#ffffff;">  The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after </span><i><span style="background-color:#ffffff;"><em style="font: inherit;"> December 15, 2022.</em></span></i><span style="background-color:#ffffff;">   The adoption of ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">02</em> is <em style="font: inherit;">not</em> expected to have a significant impact on our financial statements.</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"><span style="background-color:#ffffff;">Other than those previously discussed, there were <em style="font: inherit;">no</em> other recently issued accounting pronouncements that are expected to materially impact the Company.</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> -7600000 6200000 1000000.0 <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"><b>Note <em style="font: inherit;">2.</em> Loans and Allowance for Credit Losses</b></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Loans —</i> Loans are reported at their outstanding principal balances less unearned income, the allowance for credit losses and any deferred fees or costs on originated loans. Interest income on loans is accrued based on the principal balance outstanding. Loan origination fees, net of certain loan origination costs, are deferred and recognized as an adjustment to the related loan yield using a method which approximates the interest method.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;">For financial reporting purposes, the Company classifies its loan portfolio based on the underlying collateral utilized to secure each loan. This classification is consistent with that utilized in the Quarterly Report of Condition and Income filed by the Bank with the Federal Deposit Insurance Corporation (“FDIC”).</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;">The following schedule details the loans of the Company at <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em>:</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;">(In Thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">September 30, 2022</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">December 31, 2021</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 68%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt; text-indent: -36pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">812,433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">689,579</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 72pt; text-indent: -72pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">993,647</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">908,673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt; text-indent: -36pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">853,326</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">612,659</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt; text-indent: -36pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">124,115</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">118,155</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt; text-indent: -36pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">142,043</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">92,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt; text-indent: -36pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">79,720</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">74,643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 72pt; text-indent: -36pt;">Total loans before net deferred loan fees</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,005,284</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,495,938</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt; text-indent: -36pt;">Net deferred loan fees</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(13,959</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(12,024</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 72pt; text-indent: -36pt;">Total loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,991,325</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,483,914</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt; text-indent: -36pt;">Less: Allowance for credit losses</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(37,580</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(39,632</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 54pt; text-indent: -18pt;">Net loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,953,745</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,444,282</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:0pt;">Risk characteristics relevant to each portfolio segment are as follows:</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:0pt;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"><i>Construction, land development and farmland:</i> Loans for non-owner-occupied real estate construction or land development are generally repaid through cash flow related to the operation, sale or refinance of the property. The Company also finances construction loans for owner-occupied properties. A portion of the Company’s construction and land portfolio segment is comprised of loans secured by residential product types (residential land and single-family construction). With respect to construction loans to developers and builders that are secured by non-owner occupied properties that the Company <em style="font: inherit;"> may </em>originate from time to time, the Company generally requires the borrower to have had an existing relationship with the Company and have a proven record of success. Construction and land development loans are underwritten utilizing independent appraisal reviews, sensitivity analysis of absorption and lease rates, market sales activity, and financial analysis of the developers and property owners. Construction loans are generally based upon estimates of costs and value associated with the completed project. These estimates <em style="font: inherit;"> may </em>be inaccurate. Construction loans often involve the disbursement of substantial funds with repayments substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans <em style="font: inherit;"> may </em>be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"><i>Residential <em style="font: inherit;">1</em>-<em style="font: inherit;">4</em> family real estate:</i> Residential real estate loans represent loans to consumers or investors to finance a residence. These loans are typically financed on 15 to 30 year amortization terms, but generally with shorter maturities of 5 to 15 years. Many of these loans are extended to borrowers to finance their primary or secondary residence. Loans to an investor secured by a <em style="font: inherit;">1</em>-<em style="font: inherit;">4</em> family residence will be repaid from either the rental income from the property or from the sale of the property. This loan segment also includes closed-end home equity loans that are secured by a <em style="font: inherit;">first</em> or <em style="font: inherit;">second</em> mortgage on the borrower’s residence. This allows customers to borrow against the equity in their home. Loans in this portfolio segment are underwritten and approved based on a number of credit quality criteria including limits on maximum Loan-to-Value ("LTV") ratios, minimum credit scores, and maximum debt to income ratios. Real estate market values as of the time the loan is made directly affect the amount of credit extended and, in addition, changes in these residential property values impact the depth of potential losses in this portfolio segment.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"><i><em style="font: inherit;">1</em>-<em style="font: inherit;">4</em> family equity lines of credit:</i> This loan segment includes open-end home equity loans that are secured by a <em style="font: inherit;">first</em> or <em style="font: inherit;">second</em> mortgage on the borrower’s residence. This allows customers to borrow against the equity in their home utilizing a revolving line of credit. These loans are underwritten and approved based on a number of credit quality criteria including limits on maximum LTV ratios, minimum credit scores, and maximum debt to income ratios. Real estate market values as of the time the loan is made directly affect the amount of credit extended and, in addition, changes in these residential property values impact the depth of potential losses in this portfolio segment. Because of the revolving nature of these loans, as well as the fact that many represent <em style="font: inherit;">second</em> mortgages, this portfolio segment can contain more risk than the amortizing <em style="font: inherit;">1</em>-<em style="font: inherit;">4</em> family residential real estate loans.</p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"><i>Commercial and multi-family real estate:</i> Multi-family and commercial real estate loans are subject to underwriting standards and processes similar to commercial and industrial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;">Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans <em style="font: inherit;"> may </em>be more adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s commercial real estate portfolio are diverse in terms of type. This diversity helps reduce the Company’s exposure to adverse economic events that affect any single market or industry. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria. The Company also utilizes <em style="font: inherit;">third</em>-party experts to provide insight and guidance about economic conditions and trends affecting the market areas it serves. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans. Non-owner occupied commercial real estate loans are loans secured by multifamily and commercial properties where the primary source of repayment is derived from rental income associated with the property (that is, loans for which <em style="font: inherit;">50</em> percent or more of the source of repayment comes from <em style="font: inherit;">third</em> party, nonaffiliated, rental income) or the proceeds of the sale, refinancing, or permanent financing of the property. These loans are made to finance income-producing properties such as apartment buildings, office and industrial buildings, and retail properties. Owner-occupied commercial real estate loans are loans where the primary source of repayment is the cash flow from the ongoing operations and business activities conducted by the party, or affiliate of the party, who owns the property.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"><i>Commercial, industrial, and agricultural:</i> The commercial and industrial loan portfolio segment includes commercial and industrial loans to commercial customers for use in normal business operations to finance working capital needs, equipment purchases or other expansion projects. Also included in this category are PPP loans guaranteed by the SBA, which tot<span style="background-color:#ffffff;">aled $169,000 at</span> <em style="font: inherit;"> September 30, 2022</em> and <span style="background-color:#ffffff;">$5.0 million at <em style="font: inherit;"> December 31, 2021. </em>Co</span>llection risk in this portfolio is driven by the creditworthiness of underlying borrowers, particularly cash flow from customers’ business operations. Commercial and industrial loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower, if any. The cash flows of borrowers, however, <em style="font: inherit;"> may </em><em style="font: inherit;">not</em> be as expected and any collateral securing these loans <em style="font: inherit;"> may </em>fluctuate in value. Most commercial and industrial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and usually incorporate a personal guarantee; however, some short-term loans <em style="font: inherit;"> may </em>be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans <em style="font: inherit;"> may </em>be substantially dependent on the ability of the borrower to collect amounts due from its customers.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"><i>Consumer:</i> The consumer loan portfolio segment includes non-real estate secured direct loans to consumers for household, family, and other personal expenditures. Consumer loans <em style="font: inherit;"> may </em>be secured or unsecured and are usually structured with short or medium term maturities. These loans are underwritten and approved based on a number of consumer credit quality criteria including limits on maximum LTV ratios on secured consumer loans, minimum credit scores, and maximum debt to income ratios. Many traditional forms of consumer installment credit have standard monthly payments and fixed repayment schedules of <span style="-sec-ix-hidden:c90741233">one</span> to <span style="-sec-ix-hidden:c90741234">five</span> years. These loans are made with either fixed or variable interest rates that are based on specific indices. Installment loans fill a variety of needs, such as financing the purchase of an automobile, a boat, a recreational vehicle or other large personal items, or for consolidating debt. These loans <em style="font: inherit;"> may </em>be unsecured or secured by an assignment of title, as in an automobile loan, or by money in a bank account. In addition to consumer installment loans, this portfolio segment also includes secured and unsecured personal lines of credit as well as overdraft protection lines. Loans in this portfolio segment are sensitive to unemployment and other key consumer economic measures.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i>Allowance For Credit Losses ("ACL") - Loans.</i> The allowance for credit losses on loans is a contra-asset valuation account, calculated in accordance with ASC <em style="font: inherit;">326,</em> that is deducted from the amortized cost basis of loans to present the net amount expected to be collected. The amount of the allowance represents management's best estimate of current expected credit losses on loans considering available information, from internal and external sources, relevant to assessing collectability over the loans' contractual terms, adjusted for expected prepayments when appropriate. Relevant available information includes historical credit loss experience, current conditions and reasonable and supportable forecasts. While historical credit loss experience provides the basis for the estimation of expected credit losses, adjustments to historical loss information <em style="font: inherit;"> may </em>be made for differences in current portfolio-specific risk characteristics, environmental conditions or other relevant factors. The allowance for credit losses is measured on a collective basis for portfolios of loans when similar risk characteristics exist. Loans that do <em style="font: inherit;">not</em> share risk characteristics are evaluated for expected credit losses on an individual basis and excluded from the collective evaluation. Expected credit losses for collateral dependent loans, including loans where the borrower is experiencing financial difficulty but foreclosure is <em style="font: inherit;">not</em> probable, are based on the fair value of the collateral at the reporting date, adjusted for selling costs as appropriate.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"><span style="background-color:#ffffff;">The Company’s discounted cash flow methodology incorporates a probability of default and loss given default model, as well as expectations of future economic conditions, using reasonable and supportable forecasts. Together, the probability of default and loss given default model with the use of reasonable and supportable forecasts generate estimates for cash flows expected and <em style="font: inherit;">not</em> expected to be collected over the estimated life of a loan. Estimates of future expected cash flows ultimately reflect assumptions made concerning net credit losses over the life of a loan. The use of reasonable and supportable forecasts requires significant judgment. Management leverages economic projections from reputable and independent <em style="font: inherit;">third</em> parties to inform and provide its reasonable and supportable economic forecasts. The Company’s model reverts to a straight line basis for purposes of estimating cash flows beyond a period deemed reasonable and supportable. The Company forecasts probability of default and loss given default based on economic forecast scenarios over a <em style="font: inherit;">four</em> quarter time period before reverting to a straight line basis for a <em style="font: inherit;">four</em> quarter time period. The duration of the forecast horizon, the period over which forecasts revert to a straight line basis, the economic forecasts that management utilizes, as well as additional internal and external indicators of economic forecasts that management considers, <em style="font: inherit;"> may </em>change over time depending on the nature and composition of our loan portfolio. Changes in economic forecasts, in conjunction with changes in loan specific attributes, impact a loan’s probability of default and loss given default, which can drive changes in the determination of the ACL. Expectations of future cash flows are discounted at the loan’s effective interest rate. The resulting ACL represents the amount by which the loan’s amortized cost exceeds the net present value of a loan’s discounted cash flows expected to be collected. The ACL is recorded through a charge to provision for credit losses and is reduced by charge-offs, net of recoveries on loans previously charged-off. It is the Company’s policy to charge-off loan balances at the time they have been deemed uncollectible.</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"><span style="background-color:#ffffff;">For segments where the discounted cash flow methodology is <em style="font: inherit;">not</em> used, a remaining life methodology is utilized. The remaining life method uses an average annual charge-off rate applied to the contractual term, further adjusted for estimated prepayments to determine the unadjusted historical charge-off rate for the remaining balance of assets.</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;">The estimated loan losses for all loan segments are adjusted for changes in qualitative factors <em style="font: inherit;">not</em> inherently considered in the quantitative analyses. The qualitative categories and the measurements used to quantify the risks within each of these categories are subjectiv<span style="background-color:#ffffff;">ely selected by management.</span> The data for each measurement <em style="font: inherit;"> may </em>be obtained from internal or external sources. The current period measurements are evaluated and assigned a factor commensurate with the current level of risk relative to past measurements over time. The resulting qualitative adjustments are applied to the relevant collectively evaluated loan portfolios. These adjustments are based upon the following:</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;font-family:Times New Roman;font-size:10pt;"><tbody><tr><td style="width:31pt;"> </td><td style="vertical-align:top;width:18pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">1.</em></p> </td><td style="vertical-align:top;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Changes in lending policies and procedures, including changes in underwriting standards and collection, charge-off, and recovery practices <em style="font: inherit;">not</em> considered elsewhere in estimating credit losses.</p> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;font-family:Times New Roman;font-size:10pt;"><tbody><tr><td style="width:31pt;"> </td><td style="vertical-align:top;width:18pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">2.</em></p> </td><td style="vertical-align:top;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Changes in international, national, regional, and local economic and business conditions and developments that affect the collectability of the portfolio, including the condition of various market segments.</p> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;font-family:Times New Roman;font-size:10pt;"><tbody><tr><td style="width:31pt;"> </td><td style="vertical-align:top;width:18pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">3.</em></p> </td><td style="vertical-align:top;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Changes in the nature and volume of the portfolio and in the terms of loans.</p> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;font-family:Times New Roman;font-size:10pt;"><tbody><tr><td style="width:31pt;"> </td><td style="vertical-align:top;width:18pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">4.</em></p> </td><td style="vertical-align:top;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Changes in the experience, ability, and depth of lending management and other relevant staff.</p> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;font-family:Times New Roman;font-size:10pt;"><tbody><tr><td style="width:31pt;"> </td><td style="vertical-align:top;width:18pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">5.</em></p> </td><td style="vertical-align:top;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Changes in the volume and severity of past-due loans, the volume of non-accrual loans, and the volume and severity of adversely classified or graded loans.</p> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;font-family:Times New Roman;font-size:10pt;"><tbody><tr><td style="width:31pt;"> </td><td style="vertical-align:top;width:18pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">6.</em></p> </td><td style="vertical-align:top;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Changes in the quality of the Company's loan review system.</p> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;font-family:Times New Roman;font-size:10pt;"><tbody><tr><td style="width:31pt;"> </td><td style="vertical-align:top;width:18pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">7.</em></p> </td><td style="vertical-align:top;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Changes in the value of underlying collateral for collateral-dependent loans.</p> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;font-family:Times New Roman;font-size:10pt;"><tbody><tr><td style="width:31pt;"> </td><td style="vertical-align:top;width:18pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">8.</em></p> </td><td style="vertical-align:top;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">The existence and effect of any concentrations of credit, and changes in the level of such concentrations.</p> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;font-family:Times New Roman;font-size:10pt;"><tbody><tr><td style="width:31pt;"> </td><td style="vertical-align:top;width:18pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">9.</em></p> </td><td style="vertical-align:top;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The effect of other external factors such as competition and legal and regulatory requirements on the level of estimated credit losses in the Company’s existing portfolio.</p> </td></tr> </tbody></table> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;">The qualitative allowance allocation, as determined by the processes noted above, is increased or decreased for each loan segment based on the assessment of these various qualitative factors.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;"><span style="background-color:#ffffff;">Loans that do <em style="font: inherit;">not</em> shar</span>e si<span style="background-color:#ffffff;">milar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated pools. Individual evaluations are generally performed for loans greater than <em style="font: inherit;">$500,000</em> which have experienced significant credit deterioration. Such loans are evaluated for credit losses based on either discounted cash flows or the fair value of collateral. When management determines that foreclosure is probable, expected credit losses are based on the fair value of the collateral, less selling costs. For loans for which foreclosure is <em style="font: inherit;">not</em> probable, but for which repayment is expected to be provided substantially through the operation or sale of the collateral, the Company has elected the practical expedient under ASC <em style="font: inherit;">326</em> to estimate expected credit losses based on the fair value of collateral, with selling costs considered in the event sale of the collateral is expected. Loans for which terms have been modified in a TDR are evaluated using these same individual evaluation methods. In the event the discounted cash flow method is used for a TDR, the original interest rate is used to discount expected cash flows. </span></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;"><span style="background-color:#ffffff;">In assessing the adequacy of the allowance for credit losses, the Company considers the results of the Company's ongoing independent loan review process. The Company undertakes this process both to ascertain those loans in the portfolio with elevated credit risk and to assist in its overall evaluation of the risk characteristics of the entire loan portfolio. Its loan review process includes the judgment of management, independent internal loan reviewers and reviews that <em style="font: inherit;"> may </em>have been conducted by <em style="font: inherit;">third</em>-party reviewers including regulatory examiners. The Company incorporates relevant loan review results in the allowance.</span></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;"><span style="background-color:#ffffff;">In accordance with CECL, losses are estimated over the remaining contractual terms of loans, adjusted for prepayments and curtailment. The contractual term excludes expected extensions, renewals and modifications unless management has a reasonable expectation at the reporting date that a TDR will be executed or such renewals, extensions or modifications are included in the original loan agreement and are <em style="font: inherit;">not</em> unconditionally cancellable by the Company.</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;">Credit losses are estimated on the amortized cost basis of loans, which includes the principal balance outstanding and deferred loan fees and costs. </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;">While management utilizes its best judgment and information available, the ultimate appropriateness of the allowance is dependent upon a variety of factors beyond our control, including the performance of our loan portfolio, the economy, changes in interest rates and the view of the regulatory authorities toward loan classifications. </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;"><i>Allowance for Loan Losses (allowance)</i> - Prior to the Adoption of FASB ASC <em style="font: inherit;">326</em> on <em style="font: inherit;"> January 1, 2022, </em>which introduced the CECL methodology for credit losses, the allowance for loan losses was composed of the result of <em style="font: inherit;">two</em> independent analyses pursuant to the provisions of ASC <em style="font: inherit;">450</em>-<em style="font: inherit;">20,</em> <i>Loss Contingencies</i> and ASC <em style="font: inherit;">310</em>-<em style="font: inherit;">10</em>-<em style="font: inherit;">35,</em> <i>Receivables</i>. The ASC <em style="font: inherit;">450</em>-<em style="font: inherit;">20</em> analysis was intended to quantify the inherent risks in the performing loan portfolio. The ASC <em style="font: inherit;">310</em>-<em style="font: inherit;">10</em>-<em style="font: inherit;">35</em> analysis included a loan-by-loan analysis of impaired loans, primarily consisting of loans reported as nonaccrual or troubled-debt restructurings.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;">The allowance allocation began with a process of estimating the probable losses in each of the <em style="font: inherit;">twelve</em> loan segments. The estimates for these loans were based on our historical loss data for that category over <em style="font: inherit;">twenty</em> quarters. Each segment was then analyzed such that an allocation of the allowance was estimated for each loan segment.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;">The estimated loan loss allocation for all <em style="font: inherit;">twelve</em> loan portfolio segments was then adjusted for several “environmental” factors. The allocation for environmental factors is particularly subjective and did <em style="font: inherit;">not</em> lend itself to exact mathematical calculation. This amount represented estimated probable inherent credit losses which existed, but had <em style="font: inherit;">not</em> yet been identified, as of the balance sheet date, and were based upon quarterly trend assessments in delinquent and nonaccrual loans, unanticipated charge-offs, credit concentration changes, prevailing economic conditions, changes in lending personnel experience, changes in lending policies, increase in interest rates, or procedures and other influencing factors. These environmental factors were considered for each of the <em style="font: inherit;">twelve</em> loan segments and the allowance allocation, as determined by the processes noted above for each component, was increased or decreased through provision expense based on the incremental assessment of those various environmental factors.</p> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;">We then tested the resulting allowance by comparing the balance in the allowance to industry and peer information. Our management then evaluated the result of the procedures performed, including the result of our testing, and concluded on the appropriateness of the balance of the allowance in its entirety. The board of directors reviewed and approved the assessment prior to the filing of quarterly and annual financial information.<br/>  </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;">A loan was impaired when, based on current information and events, it was probable that we would be unable to collect all amounts due according to the contractual terms of the loan agreement. Collection of all amounts due according to the contractual terms means that both the interest and principal payments of a loan would be collected as scheduled in the loan agreement.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 36pt; text-align: justify;">An impairment allowance was recognized if the fair value of the loan was less than the recorded investment in the loan (recorded investment in the loan was the principal balance plus any accrued interest, net of deferred loan fees or costs and unamortized premium or discount). The impairment was recognized through the allowance. Loans that were impaired were recorded at the present value of expected future cash flows discounted at the loan’s effective interest rate, or if the loan was collateral dependent, impairment measurement was based on the fair value of the collateral, less estimated disposal costs. If the measure of the impaired loan was less than the recorded investment in the loan, the Company recognized an impairment by creating a valuation allowance with a corresponding charge to the provision for loan losses or by adjusting an existing valuation allowance for the impaired loan with a corresponding charge or credit to the provision for loan losses. Management believes it followed appropriate accounting and regulatory guidance in determining impairment and accrual status of impaired loans.<br/>  </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">Loans are charged off when management believes that the full collectability of the loan is unlikely. As such, a loan <em style="font: inherit;"> may </em>be partially charged-off after a “confirming event” has occurred which serves to validate that full repayment pursuant to the terms of the loan is unlikely.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">Transactions in the allowance for credit losses for the <em style="font: inherit;">nine</em> months ended <em style="font: inherit;"> September 30, 2022</em>  and allowance for loan losses for the <em style="font: inherit;">nine</em> months ended <em style="font: inherit;"> September 30, 2021</em> are summarized as follows:</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><i>(In Thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Residential 1-4 Family Real Estate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Commercial and Multi-family Real Estate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Construction, Land Development and Farmland</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Commercial, Industrial and Agricultural</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">1-4 family Equity Lines of Credit</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Consumer and Other</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">September 30, 2022</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Allowance for credit losses:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Beginning balance January 1,</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">9,242</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">16,846</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">9,757</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,329</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,098</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,360</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">39,632</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Impact of adopting ASC 326</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(3,393</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(3,433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(266</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">219</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(324</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(367</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(7,564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Provision for credit losses on loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,048</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,155</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">2,504</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">106</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">312</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">935</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">6,060</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(1,038</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(1,055</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">106</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">17</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">27</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">357</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">507</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,568</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">12,012</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,086</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,247</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">37,580</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><i><i>(In Thousands)</i></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Residential 1-4 Family Real Estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Commercial and Multi-family Real Estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Construction, Land Development and Farmland</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Commercial, Industrial and Agricultural</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">1-4 family Equity Lines of Credit</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Consumer and Other</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">September 30, 2021</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Allowance for loan losses:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Beginning balance January 1,</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">8,203</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">18,343</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">8,090</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,391</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">997</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,515</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">38,539</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Provision</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">620</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(1,378</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,741</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(120</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">53</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,012</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(23</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(690</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(716</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">58</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">47</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">366</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">476</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,881</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,855</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,273</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,050</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,287</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">39,311</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;">Transactions in the allowance for credit losses for the <em style="font: inherit;">three</em> months ended <em style="font: inherit;"> September 30, 2022</em> and allowance for loan losses for the <em style="font: inherit;">three</em> months ended <em style="font: inherit;"> September 30, 2021</em> are summarized as follows:</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><i>(In Thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Residential 1-4 Family Real Estate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Commercial and Multi-family Real Estate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Construction, Land Development and Farmland</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Commercial, Industrial and Agricultural</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">1-4 family Equity Lines of Credit</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Consumer and Other</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">September 30, 2022</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Allowance for credit losses:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Beginning balance July 1,</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">6,291</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">13,609</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">11,696</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,542</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">916</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,184</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">35,238</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Provision for credit losses</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">616</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">959</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">305</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">119</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">170</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">374</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">2,543</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">(8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">(9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(445</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(462</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">20</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">134</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">261</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,568</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">12,012</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,086</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,247</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">37,580</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><i>(In Thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Residential 1-4 Family Real Estate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Commercial and Multi-family Real Estate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Construction, Land Development and Farmland</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Commercial, Industrial and Agricultural</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">1-4 family Equity Lines of Credit</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Consumer and Other</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">September 30, 2021</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Allowance for loan losses:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Beginning balance July 1,</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">8,540</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">17,583</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">9,353</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,294</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,048</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,496</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">39,314</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Provision</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">331</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(618</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">484</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(47</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(276</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(276</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">18</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">143</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,881</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,855</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,273</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,050</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,287</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">39,311</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;">The following table details the allowance for loan losses and recorded investment in loans by loan classification and by impairment evaluation method as of <em style="font: inherit;"> December 31, 2021, </em>as determined in accordance with ASC <em style="font: inherit;">310</em> prior to the adoption of ASC <em style="font: inherit;">326:</em></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><i><i>(In Thousands)</i></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Residential 1-4 Family Real Estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Commercial and Multi-family Real Estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Construction, Land Development and Farmland</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Commercial, Industrial and Agricultural</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">1-4 family Equity Lines of Credit</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Consumer and Other</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">December 31, 2021</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Allowance for loan losses:</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,242</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,846</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,757</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,329</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,098</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,360</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">39,632</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Loans:</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">689,579</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">908,673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">612,659</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">118,155</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">92,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">74,643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,495,938</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">134</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">531</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">665</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">689,445</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">908,142</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">612,659</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">118,155</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">92,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">74,643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,495,273</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;">The following table presents the amortized cost basis of collateral dependent loans at <em style="font: inherit;"> September 30, 2022</em>, which are individually evaluated to determine expected credit losses:</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 45%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 27.5%; margin-right: 27.5%;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Real Estate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Other</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>September 30, 2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">131</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">131</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">512</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">512</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </p> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: justify; text-indent: 36pt;">The following table presents impaired loans at <em style="font: inherit;"> December 31, 2021</em> as determined under ASC <em style="font: inherit;">310</em> prior to the adoption of ASC <em style="font: inherit;">326.</em> Impaired loans generally include nonaccrual loans, troubled debt restructurings, and other loans deemed to be impaired but that continue to accrue interest. Presented are the recorded investment, unpaid principal balance and related allowance of impaired loans at <em style="font: inherit;"> December 31, 2021</em> by loan classification:</p> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 25%; margin-right: 25%;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31, 2021</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Recorded Investment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Unpaid Principal Balance</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Related Allowance</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"><span style="-sec-ix-hidden:c90797332"><span style="-sec-ix-hidden:c90797333"><em style="font: inherit;">In Thousands</em></span></span></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">With no related allowance recorded:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">136</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">134</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">532</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">531</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">668</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">665</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;"><span style="-sec-ix-hidden:c90797355">—</span></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">With related allowance recorded:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">136</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">134</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">532</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">531</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">668</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">665</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;">The following table details the average recorded investment and the amount of interest income recognized on a cash basis for the <em style="font: inherit;">nine</em> months ended <em style="font: inherit;"> September 30, 2021</em>, respectively, of impaired loans by loan classification as determined under ASC <em style="font: inherit;">310</em> prior to the adoption of ASC <em style="font: inherit;">326:</em></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 25%; margin-right: 25%;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">September 30, 2021</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Average Recorded Investment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Interest Income Recognized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><i><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">With no related allowance recorded:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">870</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">248</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,118</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">17</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">With related allowance recorded:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">912</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">508</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,420</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,782</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">756</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">18</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,538</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">24</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">Loans are placed on nonaccrual status when there is a significant deterioration in the financial condition of the borrower, which often is determined when the principal or interest on the loan is more than <em style="font: inherit;">90</em> days past due, unless the loan is both well-secured and in the process of collection. Generally, all interest accrued but <em style="font: inherit;">not</em> collected for loans that are placed on nonaccrual status, is reversed against current income. Interest income is subsequently recognized only to the extent cash payments are received while the loan is classified as nonaccrual, but interest income recognition is reviewed on a case-by-case basis. A nonaccrual loan is returned to accruing status once the loan has been brought current and collection is reasonably assured or the loan has been “well-secured” through other techniques. Past due status is determined based on the contractual due date per the underlying loan agreement.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The following tables present the Company’s nonaccrual loans and past due loans as of <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em>.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><span style="text-decoration: underline; "><i>Loans on Nonaccrual Status</i></span></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><i><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">September 30,</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">December 31,</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2022</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2021</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </p> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: justify; text-indent: 36pt;"><span style="text-decoration: underline; "><i>Past Due Loans</i></span></p> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: justify; text-indent: 36pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 12.5%; margin-left: 12.5%; width: 75%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 61%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><i>(In thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">30-59 Days Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">60-89 Days Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Non Accrual and Greater Than 90 Days Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total Non Accrual and Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Current</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total Loans</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Recorded Investment Greater Than 90 Days Past Due and Accruing</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>September 30, 2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,053</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">842</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">386</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,281</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">810,152</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">812,433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">386</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">133</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">91</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">224</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">993,423</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">993,647</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">48</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">48</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">853,278</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">853,326</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">76</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">74</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">123,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">124,115</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">244</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">213</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">57</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">514</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">141,529</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">142,043</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">57</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">694</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">104</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">98</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">896</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">78,824</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">79,720</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">98</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,200</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,372</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">541</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,113</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,001,171</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,005,284</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">541</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>December 31, 2021</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,072</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">169</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">357</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,598</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">686,981</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">689,579</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">357</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">908,673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">908,673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,154</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">215</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,369</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">611,290</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">612,659</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">59</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">140</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">118,015</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">118,155</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">170</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">179</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">92,050</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">92,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">287</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">99</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">23</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">409</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">74,234</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">74,643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">23</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,742</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">389</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,695</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,491,243</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,495,938</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">389</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The Bank’s loan portfolio includes certain loans that have been modified in a troubled debt restructuring ("TDR"), where economic or other concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Bank’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonperforming at the time of restructure and <em style="font: inherit;"> may </em>only be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period, generally <em style="font: inherit;">six</em> months.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The following table summarizes the carrying balances of TDRs at <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em>. </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:49.5pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;">September 30, 2022</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;">December 31, 2021</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;">(In thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Performing TDRs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">846</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">876</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Nonperforming TDRs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">165</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Total TDRS</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">960</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,041</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The following table outlines the amount of each troubled debt restructuring, categorized by loan classification, made during the <em style="font: inherit;">nine</em> months ended <em style="font: inherit;"> September 30, 2022</em> and the <em style="font: inherit;">nine</em> months ended <em style="font: inherit;"> September 30, 2021</em> (in thousands, except for number of contracts): </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">September 30, 2022</em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">September 30, 2021</em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Number of Contracts</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Pre Modification Outstanding Recorded Investment</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Post Modification Outstanding Recorded Investment, Net of Related Allowance</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Number of Contracts</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Pre Modification Outstanding Recorded Investment</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Post Modification Outstanding Recorded Investment, Net of Related Allowance</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-indent: 36pt; text-align: justify;"><span style="background-color:#ffffff;">As of </span><em style="font: inherit;"> September 30, 2022</em><span style="background-color:#ffffff;"> and </span><em style="font: inherit;"> September 30, 2021</em><span style="background-color:#ffffff;"> the Company had no loan relationships that had been previously classified as a T</span>DR subsequently default within <em style="font: inherit;">twelve</em> months of restructuring. </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">As of <em style="font: inherit;"> September 30, 2022</em> there<span style="background-color:#ffffff;"> were no consumer mortgage loans in the process of foreclosure. As</span> of <em style="font: inherit;"> December 31, 2021</em>, the Company's recorded investment in consumer mortgage loans in the process of forecl<span style="background-color:#ffffff;">osure totaled $262,000</span>.</p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">Potential problem loans, which include nonperforming loans, amounted to approxim<span style="background-color:null;">at</span><span style="background-color:#ffffff;">ely </span>$5.7<span style="background-color:#ffffff;"> million at </span><em style="font: inherit;"> September 30, 2022</em><span style="background-color:null;"> and </span>$7.7<span style="background-color:null;"> million a</span>t <em style="font: inherit;"> December 31, 2021</em>. Potential problem loans represent those loans with a well-defined weakness and where information about possible credit problems of borrowers has caused management to have serious doubts about the borrower’s ability to comply with present repayment terms. This definition is believed to be substantially consistent with the standards established by the FDIC, the Bank’s primary federal regulator, for loans classified as special mention, substandard, or doubtful.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:49.5pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The following summary presents the Bank's loan balances by primary loan classification and the amount classified within each risk rating category. Pass rated loans include all credits other than those included in special mention, substandard and doubtful which are defined as follows:</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;"><tbody><tr style="vertical-align: top;"><td style="width: 18pt;"> </td><td style="width: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin: 0pt; text-align: left;">•</p> </td><td> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin: 0pt; text-align: justify;">Special mention loans have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses <em style="font: inherit;"> may </em>result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date.</p> </td></tr> <tr style="vertical-align: top;"><td style="width: 18pt;"> </td><td style="width: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin: 0pt; text-align: left;">•</p> </td><td> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin: 0pt; text-align: justify;">Substandard loans are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Assets so classified must have a well-defined weakness or weaknesses that jeopardize liquidation of the debt. Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are <em style="font: inherit;">not</em> corrected.</p> </td></tr> <tr style="vertical-align: top;"><td style="width: 18pt;"> </td><td style="width: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin: 0pt; text-align: left;">•</p> </td><td> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin: 0pt; text-align: justify;">Doubtful loans have all the characteristics of substandard loans with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. The Bank considers all doubtful loans to be collateral dependent and places such loans on nonaccrual status.</p> </td></tr> </tbody></table> <p style="margin: 0; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;">The table below presents loan balances classified within each risk rating category by primary loan type and based on year of origination as of <em style="font: inherit;"> September 30, 2022</em>:</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></em></em></em></em></em></em></i></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Revolving</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2020</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2019</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2018</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Prior</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Loans</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Total</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>September 30, 2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Residential 1-4 family real estate</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">234,604</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">259,368</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">111,245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">63,610</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">30,948</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">86,292</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">21,489</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">807,556</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">901</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">116</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">2,005</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">349</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">3,371</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">37</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">131</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,338</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,506</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">234,604</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">259,368</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">112,183</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">63,741</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">31,064</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">89,635</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">21,838</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">812,433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Commercial and multi-family real estate</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">198,521</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">228,852</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">163,568</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">109,657</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">75,934</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">187,572</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">29,249</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">993,353</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">163</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">40</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">203</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">91</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">91</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">198,521</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">228,852</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">163,731</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">109,657</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">75,934</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">187,703</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">29,249</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">993,647</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Construction, land development and farmland</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">300,954</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">279,972</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">88,983</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">10,153</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">5,551</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">10,074</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">157,560</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">853,247</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">61</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">61</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">18</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">18</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">300,954</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">279,972</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">88,983</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,153</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,551</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,153</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">157,560</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">853,326</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Commercial, industrial and agricultural</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">25,034</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">13,332</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">28,612</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">20,980</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">5,581</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">5,060</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">25,421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">124,020</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">21</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">19</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">55</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">95</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0pt;">Total Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">25,034</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">13,353</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">28,631</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,980</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,581</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,115</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">25,421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">124,115</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>1-4 family equity lines of credit</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">141,915</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">141,915</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">117</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">117</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total 1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">142,043</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">142,043</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Consumer and other</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">23,251</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">13,365</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">7,409</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">6,404</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">486</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">6,932</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">21,672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">79,519</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">19</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">51</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">83</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">74</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">118</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">23,344</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">13,430</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,408</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">500</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,933</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">21,672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">79,720</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The table below presents loan balances classified within each risk rating category based on year of origination as of <em style="font: inherit;"> September 30, 2022</em>:</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></em></em></em></em></em></em></i></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2020</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2019</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2018</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Prior</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Revolving Loans</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Total</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>September 30, 2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">782,364</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">794,889</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">399,817</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">210,804</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">118,500</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">295,930</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">397,306</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">2,999,610</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">19</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">72</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">1,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">116</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">2,161</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">360</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">3,824</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">74</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">51</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">132</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,448</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">117</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,850</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;"><b>Total</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">782,457</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">794,975</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">400,961</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">210,939</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">118,630</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">299,539</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">397,783</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,005,284</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The following table outlines the risk category of loans as of <em style="font: inherit;"> December 31, 2021</em><span style="background-color:#ffffff">:</span></p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><i><b><i><b><b><i>In Thousands</i></b></b></i></b></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b><b>Residential 1-4 Family Real Estate</b></b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b><b>Commercial and Multi-family Real Estate</b></b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b><b>Construction, Land Development and Farmland</b></b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b><b>Commercial, Industrial and Agricultural</b></b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b><b>1-4 Family Equity Lines of Credit</b></b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b><b>Consumer and Other</b></b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b><b>Total</b></b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Credit Risk Profile by Internally Assigned Grade</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>December 31, 2021</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">682,527</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">908,409</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">612,537</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">118,058</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">92,208</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">74,513</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">2,488,252</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">5,566</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">93</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">89</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">5,855</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,486</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">264</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">29</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">41</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,831</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 27pt; text-indent: -9pt;"><b>Total</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">689,579</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">908,673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">612,659</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">118,155</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">92,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">74,643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,495,938</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;">(In Thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">September 30, 2022</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">December 31, 2021</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 68%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt; text-indent: -36pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">812,433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">689,579</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 72pt; text-indent: -72pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">993,647</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">908,673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt; text-indent: -36pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">853,326</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">612,659</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt; text-indent: -36pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">124,115</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">118,155</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt; text-indent: -36pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">142,043</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">92,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt; text-indent: -36pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">79,720</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">74,643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 72pt; text-indent: -36pt;">Total loans before net deferred loan fees</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,005,284</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,495,938</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt; text-indent: -36pt;">Net deferred loan fees</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(13,959</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(12,024</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 72pt; text-indent: -36pt;">Total loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,991,325</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,483,914</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt; text-indent: -36pt;">Less: Allowance for credit losses</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(37,580</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(39,632</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 54pt; text-indent: -18pt;">Net loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,953,745</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,444,282</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td></tr> </tbody></table> 812433000 689579000 993647000 908673000 853326000 612659000 124115000 118155000 142043000 92229000 79720000 74643000 3005284000 2495938000 -13959000 -12024000 2991325000 2483914000 37580000 39632000 2953745000 2444282000 P15Y P30Y P5Y P15Y 169000 5000000.0 <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><i>(In Thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Residential 1-4 Family Real Estate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Commercial and Multi-family Real Estate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Construction, Land Development and Farmland</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Commercial, Industrial and Agricultural</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">1-4 family Equity Lines of Credit</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Consumer and Other</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">September 30, 2022</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Allowance for credit losses:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Beginning balance January 1,</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">9,242</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">16,846</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">9,757</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,329</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,098</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,360</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">39,632</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Impact of adopting ASC 326</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(3,393</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(3,433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(266</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">219</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(324</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(367</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(7,564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Provision for credit losses on loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,048</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,155</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">2,504</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">106</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">312</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">935</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">6,060</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(1,038</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(1,055</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">106</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">17</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">27</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">357</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">507</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,568</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">12,012</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,086</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,247</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">37,580</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><i><i>(In Thousands)</i></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Residential 1-4 Family Real Estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Commercial and Multi-family Real Estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Construction, Land Development and Farmland</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Commercial, Industrial and Agricultural</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">1-4 family Equity Lines of Credit</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Consumer and Other</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">September 30, 2021</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Allowance for loan losses:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Beginning balance January 1,</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">8,203</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">18,343</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">8,090</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,391</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">997</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,515</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">38,539</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Provision</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">620</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(1,378</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,741</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(120</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">53</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,012</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(23</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(690</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(716</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">58</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">47</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">366</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">476</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,881</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,855</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,273</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,050</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,287</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">39,311</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><i>(In Thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Residential 1-4 Family Real Estate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Commercial and Multi-family Real Estate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Construction, Land Development and Farmland</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Commercial, Industrial and Agricultural</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">1-4 family Equity Lines of Credit</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Consumer and Other</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">September 30, 2022</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Allowance for credit losses:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Beginning balance July 1,</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">6,291</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">13,609</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">11,696</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,542</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">916</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,184</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">35,238</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Provision for credit losses</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">616</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">959</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">305</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">119</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">170</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">374</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">2,543</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">(8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">(9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(445</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(462</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">20</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">134</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">261</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,568</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">12,012</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,086</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,247</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">37,580</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><i>(In Thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Residential 1-4 Family Real Estate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Commercial and Multi-family Real Estate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Construction, Land Development and Farmland</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Commercial, Industrial and Agricultural</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">1-4 family Equity Lines of Credit</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Consumer and Other</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">September 30, 2021</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Allowance for loan losses:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Beginning balance July 1,</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">8,540</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">17,583</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">9,353</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,294</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,048</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">1,496</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">39,314</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Provision</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">331</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(618</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">484</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(47</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(276</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">(276</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">18</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">143</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,881</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,855</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,273</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,050</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,287</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">39,311</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><i><i>(In Thousands)</i></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Residential 1-4 Family Real Estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Commercial and Multi-family Real Estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Construction, Land Development and Farmland</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Commercial, Industrial and Agricultural</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">1-4 family Equity Lines of Credit</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Consumer and Other</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">December 31, 2021</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Allowance for loan losses:</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,242</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,846</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,757</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,329</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,098</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,360</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">39,632</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Loans:</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">689,579</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">908,673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">612,659</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">118,155</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">92,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">74,643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,495,938</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">134</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">531</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">665</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Ending balance collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">689,445</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">908,142</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">612,659</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">118,155</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">92,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">74,643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,495,273</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 9242000 16846000 9757000 1329000 1098000 1360000 39632000 -3393000 -3433000 -266000 219000 -324000 -367000 -7564000 1048000 1155000 2504000 106000 312000 935000 6060000 8000 -0 -0 9000 -0 1038000 1055000 106000 0 17000 27000 0 357000 507000 6995000 14568000 12012000 1672000 1086000 1247000 37580000 8203000 18343000 8090000 1391000 997000 1515000 38539000 620000 -1378000 1741000 -120000 53000 96000 1012000 -0 -0 23000 3000 -0 690000 716000 58000 0 47000 5000 0 366000 476000 8881000 16965000 9855000 1273000 1050000 1287000 39311000 6291000 13609000 11696000 1542000 916000 1184000 35238000 616000 959000 305000 119000 170000 374000 2543000 8000 -0 -0 9000 -0 445000 462000 96000 0 11000 20000 0 134000 261000 6995000 14568000 12012000 1672000 1086000 1247000 37580000 8540000 17583000 9353000 1294000 1048000 1496000 39314000 331000 -618000 484000 -22000 2000 -47000 130000 -0 -0 -0 -0 -0 276000 276000 10000 0 18000 1000 0 114000 143000 8881000 16965000 9855000 1273000 1050000 1287000 39311000 0 0 0 0 0 0 0 9242000 16846000 9757000 1329000 1098000 1360000 39632000 689579000 908673000 612659000 118155000 92229000 74643000 2495938000 134000 531000 0 0 0 0 665000 689445000 908142000 612659000 118155000 92229000 74643000 2495273000 <table cellpadding="0" cellspacing="0" class="finTable" style="width: 45%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 27.5%; margin-right: 27.5%;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Real Estate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Other</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>September 30, 2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">131</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">131</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">512</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">512</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 131000 0 131000 512000 0 512000 0 0 0 0 0 0 0 0 0 0 0 0 643000 0 643000 <table cellpadding="0" cellspacing="0" class="finTable" style="width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 25%; margin-right: 25%;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31, 2021</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Recorded Investment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Unpaid Principal Balance</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Related Allowance</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"><span style="-sec-ix-hidden:c90797332"><span style="-sec-ix-hidden:c90797333"><em style="font: inherit;">In Thousands</em></span></span></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">With no related allowance recorded:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">136</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">134</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">532</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">531</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">668</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">665</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;"><span style="-sec-ix-hidden:c90797355">—</span></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">With related allowance recorded:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">136</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">134</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">532</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">531</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">668</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">665</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 25%; margin-right: 25%;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">September 30, 2021</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Average Recorded Investment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Interest Income Recognized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><i><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">With no related allowance recorded:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">870</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">248</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,118</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">17</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">With related allowance recorded:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">912</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">508</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,420</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,782</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">756</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">18</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,538</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">24</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 136000 134000 532000 531000 0 0 0 0 0 0 0 0 668000 665000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 136000 134000 0 532000 531000 0 0 0 0 0 0 0 0 0 0 0 0 0 668000 665000 0 870000 6000 248000 11000 0 0 0 0 0 0 0 0 1118000 17000 912000 0 508000 7000 0 0 0 0 0 0 0 0 1420000 7000 1782000 6000 756000 18000 0 0 0 0 0 0 0 0 2538000 24000 <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><i><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">September 30,</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">December 31,</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2022</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2021</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 0 0 0 0 0 0 0 0 0 0 0 0 0 0 <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 12.5%; margin-left: 12.5%; width: 75%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 61%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><i>(In thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">30-59 Days Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">60-89 Days Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Non Accrual and Greater Than 90 Days Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total Non Accrual and Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Current</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total Loans</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Recorded Investment Greater Than 90 Days Past Due and Accruing</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>September 30, 2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,053</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">842</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">386</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,281</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">810,152</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">812,433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">386</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">133</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">91</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">224</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">993,423</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">993,647</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">48</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">48</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">853,278</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">853,326</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">76</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">74</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">123,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">124,115</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">244</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">213</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">57</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">514</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">141,529</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">142,043</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">57</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">694</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">104</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">98</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">896</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">78,824</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">79,720</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">98</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,200</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,372</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">541</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,113</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,001,171</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,005,284</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">541</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>December 31, 2021</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 7%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,072</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">169</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">357</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,598</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">686,981</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">689,579</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">357</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">908,673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">908,673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,154</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">215</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,369</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">611,290</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">612,659</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">59</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">140</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">118,015</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">118,155</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">170</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">179</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">92,050</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">92,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">287</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">99</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">23</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">409</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">74,234</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">74,643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">23</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 29%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,742</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">389</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,695</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,491,243</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,495,938</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">389</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 1053000 842000 386000 2281000 810152000 812433000 386000 133000 91000 0 224000 993423000 993647000 0 0 48000 0 48000 853278000 853326000 0 76000 74000 0 150000 123965000 124115000 0 244000 213000 57000 514000 141529000 142043000 57000 694000 104000 98000 896000 78824000 79720000 98000 2200000 1372000 541000 4113000 3001171000 3005284000 541000 2072000 169000 357000 2598000 686981000 689579000 357000 0 0 0 0 908673000 908673000 0 1154000 215000 0 1369000 611290000 612659000 0 59000 81000 0 140000 118015000 118155000 0 170000 0 9000 179000 92050000 92229000 9000 287000 99000 23000 409000 74234000 74643000 23000 3742000 564000 389000 4695000 2491243000 2495938000 389000 <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;">September 30, 2022</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;">December 31, 2021</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;">(In thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Performing TDRs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">846</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">876</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Nonperforming TDRs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">165</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Total TDRS</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">960</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,041</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">September 30, 2022</em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">September 30, 2021</em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Number of Contracts</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Pre Modification Outstanding Recorded Investment</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Post Modification Outstanding Recorded Investment, Net of Related Allowance</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Number of Contracts</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Pre Modification Outstanding Recorded Investment</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Post Modification Outstanding Recorded Investment, Net of Related Allowance</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 846000 876000 114000 165000 960000 1041000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 262000 5700000 7700000 <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></em></em></em></em></em></em></i></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Revolving</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2020</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2019</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2018</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Prior</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Loans</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Total</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>September 30, 2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Residential 1-4 family real estate</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">234,604</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">259,368</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">111,245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">63,610</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">30,948</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">86,292</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">21,489</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">807,556</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">901</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">116</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">2,005</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">349</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">3,371</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">37</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">131</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,338</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,506</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total Residential 1-4 family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">234,604</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">259,368</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">112,183</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">63,741</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">31,064</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">89,635</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">21,838</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">812,433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Commercial and multi-family real estate</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">198,521</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">228,852</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">163,568</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">109,657</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">75,934</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">187,572</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">29,249</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">993,353</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">163</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">40</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">203</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">91</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">91</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total Commercial and multi-family real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">198,521</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">228,852</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">163,731</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">109,657</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">75,934</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">187,703</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">29,249</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">993,647</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Construction, land development and farmland</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">300,954</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">279,972</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">88,983</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">10,153</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">5,551</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">10,074</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">157,560</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">853,247</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">61</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">61</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">18</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">18</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total Construction, land development and farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">300,954</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">279,972</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">88,983</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,153</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,551</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,153</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">157,560</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">853,326</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Commercial, industrial and agricultural</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">25,034</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">13,332</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">28,612</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">20,980</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">5,581</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">5,060</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">25,421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">124,020</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">21</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">19</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">55</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">95</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0pt;">Total Commercial, industrial and agricultural</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">25,034</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">13,353</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">28,631</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,980</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,581</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,115</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">25,421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">124,115</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>1-4 family equity lines of credit</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">141,915</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">141,915</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">117</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">117</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total 1-4 family equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">142,043</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">142,043</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Consumer and other</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">23,251</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">13,365</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">7,409</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">6,404</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">486</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">6,932</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">21,672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">79,519</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">19</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">51</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; text-align: right;">3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">83</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">74</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">118</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total Consumer and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">23,344</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">13,430</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,408</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">500</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,933</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">21,672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">79,720</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></em></em></em></em></em></em></i></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2020</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2019</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2018</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Prior</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Revolving Loans</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Total</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>September 30, 2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">782,364</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">794,889</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">399,817</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">210,804</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">118,500</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">295,930</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">397,306</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">2,999,610</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">19</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">72</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">1,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">116</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">2,161</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">360</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0">3,824</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">74</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">51</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">132</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,448</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">117</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,850</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;"><b>Total</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">782,457</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">794,975</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">400,961</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">210,939</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">118,630</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">299,539</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">397,783</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,005,284</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 8pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><i><b><i><b><b><i>In Thousands</i></b></b></i></b></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b><b>Residential 1-4 Family Real Estate</b></b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b><b>Commercial and Multi-family Real Estate</b></b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b><b>Construction, Land Development and Farmland</b></b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b><b>Commercial, Industrial and Agricultural</b></b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b><b>1-4 Family Equity Lines of Credit</b></b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b><b>Consumer and Other</b></b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b><b>Total</b></b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Credit Risk Profile by Internally Assigned Grade</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>December 31, 2021</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">682,527</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">908,409</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">612,537</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">118,058</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">92,208</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">74,513</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">2,488,252</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Special mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">5,566</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">93</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">89</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;">5,855</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,486</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">264</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">29</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">41</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,831</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 27pt; text-indent: -9pt;"><b>Total</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">689,579</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">908,673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">612,659</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">118,155</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">92,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">74,643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,495,938</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 8pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 234604000 259368000 111245000 63610000 30948000 86292000 21489000 807556000 0 0 901000 0 116000 2005000 349000 3371000 0 0 37000 131000 0 1338000 0 1506000 234604000 259368000 112183000 63741000 31064000 89635000 21838000 812433000 198521000 228852000 163568000 109657000 75934000 187572000 29249000 993353000 0 0 163000 0 0 40000 0 203000 0 0 0 0 0 91000 0 91000 198521000 228852000 163731000 109657000 75934000 187703000 29249000 993647000 300954000 279972000 88983000 10153000 5551000 10074000 157560000 853247000 0 0 0 0 0 61000 0 61000 0 0 0 0 0 18000 0 18000 300954000 279972000 88983000 10153000 5551000 10153000 157560000 853326000 25034000 13332000 28612000 20980000 5581000 5060000 25421000 124020000 0 21000 19000 0 0 55000 0 95000 0 0 0 0 0 0 0 0 25034000 13353000 28631000 20980000 5581000 5115000 25421000 124115000 0 0 0 0 0 0 141915000 141915000 0 0 0 0 0 0 11000 11000 0 0 0 0 0 0 117000 117000 0 0 0 0 0 0 142043000 142043000 23251000 13365000 7409000 6404000 486000 6932000 21672000 79519000 19000 51000 10000 3000 0 0 0 83000 74000 14000 14000 1000 14000 1000 0 118000 23344000 13430000 7433000 6408000 500000 6933000 21672000 79720000 782364000 794889000 399817000 210804000 118500000 295930000 397306000 2999610000 19000 72000 1093000 3000 116000 2161000 360000 3824000 74000 14000 51000 132000 14000 1448000 117000 1850000 782457000 794975000 400961000 210939000 118630000 299539000 397783000 3005284000 682527000 908409000 612537000 118058000 92208000 74513000 2488252000 5566000 0 93000 96000 11000 89000 5855000 1486000 264000 29000 1000 10000 41000 1831000 689579000 908673000 612659000 118155000 92229000 74643000 2495938000 <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"><b>Note <em style="font: inherit;">3.</em> Debt and Equity Securities</b></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;">Debt and equity securities have been classified in the consolidated balance sheet according to management’s intent. Debt and equity securities at <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em> are summarized as follows:</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 12pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 12pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; vertical-align: top;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">September 30, 2022</em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 12pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Securities Available-For-Sale</em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Amortized Cost</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Gross Unrealized Gains</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Gross Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Estimated Market Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt">U.S. Treasury and other U.S. government agencies</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">14,658</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">1,180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">13,478</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">U.S. Government-sponsored enterprises (GSEs)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">180,264</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">31,410</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">148,854</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">531,472</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">78,069</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">453,408</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Asset-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">41,256</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,526</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">39,730</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">2,500</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">121</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">2,379</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Obligations of states and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">224,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">43,662</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">181,303</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">995,115</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">155,968</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">839,152</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 12pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 12pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; vertical-align: top;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2021</em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 12pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Securities Available-For-Sale</em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Amortized Cost</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Gross Unrealized Gains</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Gross Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Estimated Market Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt">U.S. Treasury and other U.S. government agencies</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">7,320</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">99</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">7,221</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">U.S. Government-sponsored enterprises (GSEs)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">163,700</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,490</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">159,230</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">465,588</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,726</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6,537</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">461,777</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Asset-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">46,583</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">213</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">83</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">46,713</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">2,500</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">75</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">2,575</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Obligations of states and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">220,444</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,611</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,986</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">220,069</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">906,135</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,645</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,195</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">897,585</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-indent: 36pt; text-align: justify;">Included in mortgage-backed securities are collateralized mortgage oblig<span style="background-color:#ffffff;">ations totaling $147,779,000 (fair value of $126,143,000) and <span style="-sec-ix-hidden:c90742201">$130</span></span><em style="font: inherit;">,594,000</em> (fair value of $128,281,000) at <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em>, respectively.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;text-indent:36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-indent: 36pt; text-align: justify;"><span style="background-color:#ffffff;">Securities carried on the balance sheet of approximately $417,122,000 (approximate market value of $352,371,000) and <span style="-sec-ix-hidden:c90742206">$368,718,</span></span><em style="font: inherit;">000</em> (approximate market value of $364,893,000) were pledged to secure public deposits and for other purposes as required by law at <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em>, respectively.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;text-indent:36pt;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;">The amortized cost and estimated market value of debt securities at <em style="font: inherit;"> September 30, 2022</em> by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers <em style="font: inherit;"> may </em>have the right to call or prepay obligations with or without call or prepayment penalties.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 20%; width: 80%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 16%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;">Available-For-Sale</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 16%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><i><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Amortized Cost</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Estimated Market Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Due in one year or less</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,455</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,277</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Due after one year through five years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">85,654</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">78,157</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Due after five years through ten years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">271,526</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">226,693</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Due after ten years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">632,480</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">529,025</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">995,115</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">839,152</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;">The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em>.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 64%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands, Except Number of Securities</em></em></em></em></em></em></em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 19%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Less than 12 Months</em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 19%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">12 Months or More</em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 10%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;">Total</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">September 30, 2022</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Fair Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Number of Securities Included</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Fair Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Number of Securities Included</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Fair Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><span style="text-decoration: underline; ">Available-for-Sale Securities:</span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%; padding: 0px; margin: 0px;"> <p style="margin-top: 0pt; margin-bottom: 0pt">U.S. Treasury and other U.S. government agencies</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">7,061</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">252</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">6,417</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">928</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">13,478</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">1,180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="margin-top: 0pt; margin-bottom: 0pt">U.S. Government-sponsored enterprises (GSEs)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">27,129</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">121,725</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">26,933</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">49</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">148,854</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">31,410</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">Mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">229,613</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">30,715</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">152</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">222,875</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">47,354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">98</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">452,488</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">78,069</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">Asset-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">34,357</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,346</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,373</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">39,730</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,526</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%; padding: 0px; margin: 0px;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 0pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">2,379</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">121</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">2,379</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">121</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">Obligations of states and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">102,539</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">20,465</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">133</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">78,764</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">23,197</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">94</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">181,303</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">43,662</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">403,078</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">57,376</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">322</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">435,154</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">98,592</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">248</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">838,232</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">155,968</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands, Except Number of Securities</em></em></em></em></em></em></em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Less than 12 Months</em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">12 Months or More</em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;">Total</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">December 31, 2021</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Fair Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Number of Securities Included</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Fair Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Number of Securities Included</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Fair Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><span style="text-decoration: underline; ">Available-for-Sale Securities:</span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt">U.S. Treasury and other U.S. government agencies</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">7,221</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">99</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">7,221</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">99</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">U.S. Government-sponsored enterprises (GSEs)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">110,981</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,466</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">33</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">45,725</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,024</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">19</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">156,706</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,490</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">Mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">317,211</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,644</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">54,692</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,893</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">33</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">371,903</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6,537</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">Asset-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17,945</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">67</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">484</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">16</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">18,429</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">83</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; text-indent: 18pt;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 0pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">Obligations of states and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">83,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,460</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">74</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">36,225</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,526</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">32</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">119,735</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,986</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">536,868</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,736</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">215</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">137,126</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,459</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">85</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">673,994</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,195</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;">For any securities classified as available-for-sale that are in an unrealized loss position at the balance sheet date, the Company assesses whether or <em style="font: inherit;">not</em> it intends to sell the security, or more likely than <em style="font: inherit;">not</em> will be required to sell the security, before recovery of its amortized cost basis which would require a write-down to fair value through net income. Because the Company currently does <em style="font: inherit;">not</em> intend to sell those securities that have an unrealized loss at <em style="font: inherit;"> September 30, 2022</em>, and it is <em style="font: inherit;">not</em> more-likely-than-<em style="font: inherit;">not</em> that the Company will be required to sell the securities before recovery of their amortized cost bases, which <em style="font: inherit;"> may </em>be maturity, the Company has determined that <em style="font: inherit;">no</em> write-down is necessary. In addition, the Company evaluates whether any portion of the decline in fair value is the result of credit deterioration, which would require the recognition of an allowance for credit losses. Such evaluations consider the extent to which the amortized cost of the security exceeds its fair value, changes in credit ratings and any other known adverse conditions related to the specific security. The unrealized losses associated with securities at <em style="font: inherit;"> September 30, 2022</em> are driven by changes in interest rates and are <em style="font: inherit;">not</em> due to the credit quality of the securities, and accordingly, no allowance for credit losses is considered necessary related to available-for-sale securities at <em style="font: inherit;"> September 30, 2022</em>. These securities will continue to be monitored as a part of the Company's ongoing evaluation of credit quality. Management evaluates the financial performance of the issuers on a quarterly basis to determine if it is probable that the issuers can make all contractual principal and interest payments. The Company did <em style="font: inherit;">not</em> have any securities classified as held-to-maturity at <em style="font: inherit;"> September 30, 2022</em> or <em style="font: inherit;"> December 31, 2021</em>.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 12pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 12pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; vertical-align: top;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">September 30, 2022</em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 12pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Securities Available-For-Sale</em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Amortized Cost</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Gross Unrealized Gains</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Gross Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Estimated Market Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt">U.S. Treasury and other U.S. government agencies</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">14,658</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">1,180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">13,478</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">U.S. Government-sponsored enterprises (GSEs)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">180,264</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">31,410</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">148,854</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">531,472</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">78,069</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">453,408</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Asset-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">41,256</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,526</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">39,730</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">2,500</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">121</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">2,379</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Obligations of states and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">224,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">43,662</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">181,303</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">995,115</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">155,968</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">839,152</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 12pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 12pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; vertical-align: top;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2021</em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 12pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Securities Available-For-Sale</em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Amortized Cost</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Gross Unrealized Gains</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Gross Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Estimated Market Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt">U.S. Treasury and other U.S. government agencies</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">7,320</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">99</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">7,221</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">U.S. Government-sponsored enterprises (GSEs)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">163,700</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,490</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">159,230</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">465,588</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,726</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6,537</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">461,777</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Asset-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">46,583</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">213</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">83</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">46,713</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">2,500</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">75</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">2,575</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Obligations of states and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">220,444</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,611</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,986</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">220,069</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">906,135</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,645</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,195</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">897,585</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 14658000 0 1180000 13478000 180264000 0 31410000 148854000 531472000 5000 78069000 453408000 41256000 0 1526000 39730000 2500000 0 121000 2379000 224965000 0 43662000 181303000 995115000 5000 155968000 839152000 7320000 0 99000 7221000 163700000 20000 4490000 159230000 465588000 2726000 6537000 461777000 46583000 213000 83000 46713000 2500000 75000 0 2575000 220444000 2611000 2986000 220069000 906135000 5645000 14195000 897585000 147779000 126143000 128281000 417122000 352371000 364893000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 20%; width: 80%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 16%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;">Available-For-Sale</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 16%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><i><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Amortized Cost</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Estimated Market Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Due in one year or less</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,455</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,277</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Due after one year through five years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">85,654</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">78,157</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Due after five years through ten years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">271,526</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">226,693</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Due after ten years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">632,480</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">529,025</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">995,115</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">839,152</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 5455000 5277000 85654000 78157000 271526000 226693000 632480000 529025000 995115000 839152000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 64%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands, Except Number of Securities</em></em></em></em></em></em></em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 19%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Less than 12 Months</em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 19%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">12 Months or More</em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 10%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;">Total</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">September 30, 2022</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Fair Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Number of Securities Included</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Fair Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Number of Securities Included</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Fair Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><span style="text-decoration: underline; ">Available-for-Sale Securities:</span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%; padding: 0px; margin: 0px;"> <p style="margin-top: 0pt; margin-bottom: 0pt">U.S. Treasury and other U.S. government agencies</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">7,061</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">252</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">6,417</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">928</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">13,478</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">1,180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="margin-top: 0pt; margin-bottom: 0pt">U.S. Government-sponsored enterprises (GSEs)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">27,129</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">121,725</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">26,933</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">49</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">148,854</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">31,410</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">Mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">229,613</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">30,715</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">152</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">222,875</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">47,354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">98</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">452,488</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">78,069</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">Asset-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">34,357</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,346</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,373</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">39,730</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,526</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%; padding: 0px; margin: 0px;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 0pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">2,379</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">121</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">2,379</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">121</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">Obligations of states and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">102,539</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">20,465</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">133</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">78,764</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">23,197</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">94</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">181,303</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">43,662</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">403,078</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">57,376</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">322</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">435,154</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">98,592</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">248</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">838,232</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">155,968</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands, Except Number of Securities</em></em></em></em></em></em></em></em></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Less than 12 Months</em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">12 Months or More</em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><em style="font: inherit;"><em style="font: inherit;">Total</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">December 31, 2021</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Fair Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Number of Securities Included</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Fair Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Number of Securities Included</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Fair Value</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Unrealized Losses</em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><span style="text-decoration: underline; ">Available-for-Sale Securities:</span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt">U.S. Treasury and other U.S. government agencies</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">7,221</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">99</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">7,221</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">99</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">U.S. Government-sponsored enterprises (GSEs)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">110,981</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,466</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">33</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">45,725</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,024</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">19</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">156,706</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,490</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">Mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">317,211</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,644</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">54,692</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,893</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">33</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">371,903</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6,537</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">Asset-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17,945</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">67</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">484</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">16</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">18,429</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">83</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; text-indent: 18pt;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 0pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">Obligations of states and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">83,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,460</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">74</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">36,225</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,526</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">32</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">119,735</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,986</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">536,868</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,736</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">215</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">137,126</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,459</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">85</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">673,994</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,195</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 7061000 252000 2 6417000 928000 3 13478000 1180000 27129000 4477000 9 121725000 26933000 49 148854000 31410000 229613000 30715000 152 222875000 47354000 98 452488000 78069000 34357000 1346000 25 5373000 180000 4 39730000 1526000 2379000 121000 1 0 0 0 2379000 121000 102539000 20465000 133 78764000 23197000 94 181303000 43662000 403078000 57376000 322 435154000 98592000 248 838232000 155968000 7221000 99000 3 0 0 0 7221000 99000 110981000 2466000 33 45725000 2024000 19 156706000 4490000 317211000 4644000 96 54692000 1893000 33 371903000 6537000 17945000 67000 9 484000 16000 1 18429000 83000 0 0 0 0 0 0 0 0 83510000 1460000 74 36225000 1526000 32 119735000 2986000 536868000 8736000 215 137126000 5459000 85 673994000 14195000 0 <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"><b>Note <em style="font: inherit;">4.</em> Derivatives</b></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"><span style="text-decoration: underline; "><i><b>Derivatives Designated as Fair Value Hedges</b></i></span></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">For derivative instruments that are designated and qualify as a fair value hedge, the gain or loss on the derivative instrument as well as the offsetting loss or gain on the hedged asset or liability attributable to the hedged risk are recognized in current earnings. The gain or loss on the derivative instrument is presented on the same income statement line item as the earnings effect of the hedged item. The Company utilizes interest rate swaps designated as fair value hedges to mitigate the effect of changing interest rates on the fair values of fixed rate loans. The hedging strategy on loans converts the fixed interest rates to LIBOR-based variable interest rates. These derivatives are designated as partial term hedges of selected cash flows covering specified periods of time prior to the maturity dates of the hedged loans.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">During th<span style="background-color:#ffffff;">e <em style="font: inherit;">second</em> quarter of <em style="font: inherit;">2020,</em> the Company entered into <em style="font: inherit;">one</em> swap transaction with a notional amount of $30,000,000 pu</span>rsuant to which the Company pays the counter-party a fixed interest rate and receives a floating rate equal<span style="background-color:#ffffff;"> to <em style="font: inherit;">1</em> month LIBOR. </span>The derivative transaction is designated as a fair value hedge.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">A summary of the Company's fair value hedge relationships as of <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em> are as follows (in thousands):</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 30%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">September 30, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 30%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 12%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="margin-top: 0pt; margin-bottom: 0pt"><b><em style="font: inherit;">Balance Sheet Location</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Weighted Average Remaining Maturity (In Years)</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Weighted Average Pay Rate</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 9%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Receive Rate</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Notional Amount</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><b><em style="font: inherit;">Estimated Fair Value</em></b></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 30%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Interest rate swap agreements - loans</p> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 12%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Other assets</em></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7.67</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">0.65</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 9%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">1 month LIBOR</em></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">30,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">4,826</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 30%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2021</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 30%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 12%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="margin-top: 0pt; margin-bottom: 0pt"><b><em style="font: inherit;">Balance Sheet Location</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Weighted Average Remaining Maturity (In Years)</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Weighted Average Pay Rate</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 9%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Receive Rate</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Notional Amount</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><b><em style="font: inherit;">Estimated Fair Value</em></b></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 30%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Interest rate swap agreements - loans</p> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 12%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Other assets</em></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.42</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">0.65</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 9%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">1 month LIBOR</em></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">30,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,192</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-indent: 36pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-indent: 36pt; text-align: justify;">The effects of fair value hedge relationships reported in interest income on loans on the consolidated statements of income for the <em style="font: inherit;">nine</em> months ended <em style="font: inherit;"> September 30, 2022 </em>and <em style="font: inherit;">2021</em> were as follows (in thousands):</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 75%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 12.5%; margin-right: 12.5%;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;"><em style="font: inherit;">Nine Months Ended September 30,</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b>Gain (loss) on fair value hedging relationship</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Interest rate swap agreements - loans:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Hedged items</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(3,616</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(986</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Derivative designated as hedging instruments</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,634</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,053</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The following amounts were recorded on the balance sheet related to cumulative basis adjustments for fair value hedges at <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em> (in thousands):</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 75%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 12.5%; margin-right: 12.5%;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 30%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 18%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;"><em style="font: inherit;">Carrying Amount of the Hedged Assets</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 19%;"><b><em style="font: inherit;"><em style="font: inherit;">Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets</em></em></b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 30%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b>Line item on the balance sheet</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">September 30, 2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">December 31, 2021</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><b><em style="font: inherit;">September 30, 2022</em></b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><b><em style="font: inherit;">December 31, 2021</em></b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25,101</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">28,717</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 15%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(4,899</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 15%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,283</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"><span style="text-decoration: underline; "><i><b>Mortgage Banking Derivatives</b></i></span></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">C<span style="background-color:null;">ommitments to fund certain mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of mortgage loans to <em style="font: inherit;">third</em> party investors under the Bank's mandatory delivery program are considered derivatives. It is the Company's practice to enter into forward commitments for the future delivery of residential mortgage loans when interest </span><span style="background-color:#ffffff;">rate lock commitments are entered into in an effort to economically hedge the effect of changes in interest rates resulting from its commitments to fund the loans. At </span><em style="font: inherit;"> September 30, 2022</em><span style="background-color:#ffffff;"> and </span><em style="font: inherit;"> December 31, 2021</em><span style="background-color:#ffffff;">, the Company had approximately </span>$13,487,000<span style="background-color:#ffffff;"> and </span>$20,340,000<span style="background-color:#ffffff;">, respectively, of interest rate lock commitments and approximately </span>$12,250,000<span style="background-color:#ffffff;"> and </span>$20,500,000<span style="background-color:#ffffff;">, respectively, of forward commitments for the future delivery of residential mortgage loans. The fair value of these mortgage banking derivatives was reflected by a derivative liability of </span>$147,000<span style="background-color:#ffffff;"> and a derivative asset of </span>$657,000<span style="background-color:#ffffff;"> at </span><em style="font: inherit;"> September 30, 2022</em><span style="background-color:#ffffff;"> and </span><em style="font: inherit;"> December 31, 2021</em><span style="background-color:#ffffff;">, respectively, and a derivative asset of </span>$320,000<span style="background-color:#ffffff;"> and </span>$6,000<span style="background-color:#ffffff;"> at </span><em style="font: inherit;"> September 30, 2022</em><span style="background-color:#ffffff;"> and </span><em style="font: inherit;"> December 31, 2021</em><span style="background-color:#ffffff;">, respect</span><span style="background-color:null;">ively. Changes in the fair values of these mortgage-banking derivatives are included in net gains on sale of loans.</span></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;">The net gains (losses) relating to free-standing derivative instruments used for risk management is summarized below (in thousands):</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 12.5%; margin-left: 12.5%; width: 75%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><i><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></i></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">September 30, 2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">September 30, 2021</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Interest rate contracts for customers</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(804</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">87</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 68%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Forward contracts related to mortgage loans held for sale and interest rate contracts</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">314</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">247</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;">The following table reflects the amount and fair value of mortgage banking derivatives included in the consolidated balance sheet as of <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em> (in thousands):</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 12.5%; margin-left: 12.5%; width: 75%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></em></em></i></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;"><em style="font: inherit;">September 30, 2022</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;"><em style="font: inherit;">December 31, 2021</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">Notional Amount</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">Fair Value</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">Notional Amount</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">Fair Value</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Included in other assets (liabilities):</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Interest rate contracts for customers</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13,487</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(147</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,340</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">657</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Forward contracts related to mortgage loans held-for-sale</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12,250</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">320</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,500</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"> </p> 30000000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 30%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">September 30, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 30%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 12%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="margin-top: 0pt; margin-bottom: 0pt"><b><em style="font: inherit;">Balance Sheet Location</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Weighted Average Remaining Maturity (In Years)</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Weighted Average Pay Rate</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 9%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Receive Rate</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Notional Amount</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><b><em style="font: inherit;">Estimated Fair Value</em></b></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 30%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Interest rate swap agreements - loans</p> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 12%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Other assets</em></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7.67</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">0.65</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 9%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">1 month LIBOR</em></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">30,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">4,826</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 30%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2021</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 30%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 12%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="margin-top: 0pt; margin-bottom: 0pt"><b><em style="font: inherit;">Balance Sheet Location</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Weighted Average Remaining Maturity (In Years)</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Weighted Average Pay Rate</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 9%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Receive Rate</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Notional Amount</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><b><em style="font: inherit;">Estimated Fair Value</em></b></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 30%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Interest rate swap agreements - loans</p> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 12%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Other assets</em></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.42</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">0.65</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 9%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">1 month LIBOR</em></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">30,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,192</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> P7Y8M1D 0.0065 30000000 4826000 P8Y5M1D 0.0065 30000000 1192000 <table cellpadding="0" cellspacing="0" class="finTable" style="width: 75%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 12.5%; margin-right: 12.5%;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;"><em style="font: inherit;">Nine Months Ended September 30,</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b>Gain (loss) on fair value hedging relationship</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Interest rate swap agreements - loans:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Hedged items</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(3,616</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(986</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Derivative designated as hedging instruments</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,634</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,053</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> -3616000 -986000 3634000 1053000 <table cellpadding="0" cellspacing="0" class="finTable" style="width: 75%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 12.5%; margin-right: 12.5%;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 30%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 18%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;"><em style="font: inherit;">Carrying Amount of the Hedged Assets</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 19%;"><b><em style="font: inherit;"><em style="font: inherit;">Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets</em></em></b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 30%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b>Line item on the balance sheet</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">September 30, 2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">December 31, 2021</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><b><em style="font: inherit;">September 30, 2022</em></b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><b><em style="font: inherit;">December 31, 2021</em></b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25,101</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">28,717</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 15%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(4,899</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 15%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,283</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> </tbody></table> 25101000 28717000 -4899000 -1283000 13487000 20340000 12250000 20500000 147000 657000 320000 6000 <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 12.5%; margin-left: 12.5%; width: 75%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><i><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></i></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">September 30, 2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">September 30, 2021</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Interest rate contracts for customers</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(804</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">87</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 68%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Forward contracts related to mortgage loans held for sale and interest rate contracts</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">314</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">247</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> -804000 87000 314000 247000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 12.5%; margin-left: 12.5%; width: 75%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><i><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">In Thousands</em></em></em></em></i></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;"><em style="font: inherit;">September 30, 2022</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;"><em style="font: inherit;">December 31, 2021</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">Notional Amount</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">Fair Value</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">Notional Amount</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">Fair Value</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Included in other assets (liabilities):</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Interest rate contracts for customers</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13,487</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(147</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,340</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">657</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Forward contracts related to mortgage loans held-for-sale</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12,250</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">320</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,500</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 13487000 -147000 20340000 657000 12250000 320000 20500000 6000 <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"><b>Note <em style="font: inherit;">5.</em> Mortgage Servicing Rights</b></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;">During the <em style="font: inherit;">first</em> quarter of <em style="font: inherit;">2022,</em> the Company began selling a portfolio of residential mortgage loans to a <em style="font: inherit;">third</em> party, while retaining the rights to service the loans. Mortgage loans serviced for others are <em style="font: inherit;">not</em> reported as assets. The principal balances of these loans as of <em style="font: inherit;"> September 30, 2022</em> are as follows:</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 81%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><i><em style="font: inherit;">In Thousands</em></i></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 81%; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>September 30,</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 81%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Mortgage loan portfolios serviced for:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 16%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 81%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">FHLMC</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">80,675</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;">For the <em style="font: inherit;">nine</em> months ended <em style="font: inherit;"> September 30, 2022</em>, the change in carrying value of the Company's mortgage servicing rights accounted for under the amortization method was as follows:</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><i><em style="font: inherit;">In Thousands</em></i></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 81%; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>September 30,</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Balance at beginning of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Servicing rights retained from loans sold</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,320</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Amortization</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(304</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Valuation Allowance Provision</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Balance at end of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,016</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Fair value, end of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,194</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;">The key data and assumptions used in estimating the fair value of the Company's mortgage servicing rights as of <em style="font: inherit;"> September 30, 2022</em> were as follows:</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">September 30, 2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 81%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Prepayment speed</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6.91</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Weighted-average life (in years)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9.12</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Weighted-average note rate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.21</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Weighted-average discount rate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9.00</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 81%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><i><em style="font: inherit;">In Thousands</em></i></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 81%; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>September 30,</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 81%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Mortgage loan portfolios serviced for:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 16%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 81%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">FHLMC</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">80,675</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 80675000 <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><i><em style="font: inherit;">In Thousands</em></i></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 81%; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>September 30,</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Balance at beginning of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Servicing rights retained from loans sold</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,320</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Amortization</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(304</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Valuation Allowance Provision</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Balance at end of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,016</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Fair value, end of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,194</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 0 1320000 304000 0 1016000 1194000 <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">September 30, 2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 81%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Prepayment speed</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6.91</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Weighted-average life (in years)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9.12</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Weighted-average note rate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.21</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Weighted-average discount rate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9.00</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> </tbody></table> 0.0691 P9Y1M13D 0.0421 0.0900 <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"><b>Note <em style="font: inherit;">6.</em> Equity Incentive Plans</b></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;">In <em style="font: inherit;"> April 2009, </em>the Company’s shareholders approved the Wilson Bank Holding Company <em style="font: inherit;">2009</em> Stock Option Plan (the <em style="font: inherit;">“2009</em> Stock Option Plan”). The <em style="font: inherit;">2009</em> Stock Option Plan was effective as of <em style="font: inherit;"> April </em><em style="font: inherit;">14,</em> <em style="font: inherit;">2009.</em> Under the <em style="font: inherit;">2009</em> Stock Option Plan, awards could be in the form of options to acquire common stock of the Company. Subject to adjustment as provided by the terms of the <em style="font: inherit;">2009</em> Stock Option Plan, the maximum number of shares of common stock with respect to which awards could be granted under the <em style="font: inherit;">2009</em> Stock Option Plan was 100,000 shares. The <em style="font: inherit;">2009</em> Stock Option Plan terminated on <em style="font: inherit;"> April </em><em style="font: inherit;">13,</em> <em style="font: inherit;">2019,</em> and no additional awards <em style="font: inherit;"> may </em>be issued under the <em style="font: inherit;">2009</em> Stock Option Plan. The awards granted under the <em style="font: inherit;">2009</em> Stock Option Plan prior to the plan's expiration will remain outstanding until exercised or otherwise terminated. As of <em style="font: inherit;"> September 30, 2022</em>, the Company had outstan<span style="background-color:#ffffff;">ding </span>5,987<span style="background-color:#ffffff;"> o</span>ptions under the <em style="font: inherit;">2009</em> Stock Option Plan with a weighted average exercise pri<span style="background-color:#ffffff;">ce of </span>$35.31<span style="background-color:#ffffff;">.</span></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;">During the <em style="font: inherit;">second</em> quarter of <em style="font: inherit;">2016,</em> the Company’s shareholders approved the Wilson Bank Holding Company <em style="font: inherit;">2016</em> Equity Incentive Plan, which authorizes awards of up to 750,000 shares of common stock. The <em style="font: inherit;">2016</em> Equity Incentive Plan was approved by the Board of Directors and effective as of <em style="font: inherit;"> January 25, 2016 </em>and approved by the Company’s shareholders on <em style="font: inherit;"> April 12, 2016. </em>On <em style="font: inherit;"> September 26, 2016, </em>the Board of Directors approved an amendment and restatement of the <em style="font: inherit;">2016</em> Equity Incentive Plan (as amended and restated the <em style="font: inherit;">“2016</em> Equity Incentive Plan”). Except for certain limitations, awards can be in the form of stock options (both incentive stock options and non-qualified stock options), stock appreciation rights, restricted shares and restricted share units, performance awards and other stock-based awards. As of <em style="font: inherit;"> September 30, 2022</em><span style="background-color:#ffffff;">, the Company had </span>195,476<span style="background-color:#ffffff;"> shares remaining available for issuance under the <em style="font: inherit;">2016</em> Equity Incentive Plan. As of </span><em style="font: inherit;"> September 30, 2022</em><span style="background-color:#ffffff;">, the Company had outstanding </span>248,834<span style="background-color:#ffffff;"> options with a weighted average exercise price of </span>$55.67<span style="background-color:#ffffff;"> and </span>181,090<span style="background-color:#ffffff;"> cash-settled stock appreciation rights with a weighted average exercise price of </span>$53.48<span style="background-color:#ffffff;"> under the <em style="font: inherit;">2016</em> Equity Incentive Plan.</span></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;">As of <em style="font: inherit;"> September 30, 2022</em>, the Company had outstan<span style="background-color:#ffffff;">ding </span>254,821<span style="background-color:#ffffff;"> stock options with a weighted average exercise price of </span>$55.19<span style="background-color:#ffffff;"> and </span>181,090<span style="background-color:#ffffff;"> cash-settled stock appreciation rights each with a weighted average exercise price of </span>$53.48<span style="background-color:#ffffff;">.</span></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;text-indent:36pt;">The following table summarizes information about stock options and cash-settled SARs for the <em style="font: inherit;">nine</em> months ended <em style="font: inherit;"> September 30, 2022 </em>and <em style="font: inherit;">2021</em>:</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;text-indent:36pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;"><em style="font: inherit;">September 30, 2022</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;"><em style="font: inherit;">September 30, 2021</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">Shares</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b><em style="font: inherit;">Weighted Average Exercise Price</em></b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">Shares</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b><em style="font: inherit;">Weighted Average Exercise Price</em></b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 36%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt; text-indent: -9pt;">Options and SARs outstanding at beginning of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">357,254</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">50.18</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">284,591</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">43.71</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Granted</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">114,332</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">64.06</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">24,999</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">59.02</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Exercised</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(34,508</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">41.95</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(38,883</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">40.75</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Forfeited or expired</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1,167</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">46.81</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(100</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">31.31</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Outstanding at end of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">435,911</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">54.48</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">270,607</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">45.55</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Options and SARs exercisable at September 30</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">168,017</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">43.67</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">164,544</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">41.91</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:36pt;">As of <em style="font: inherit;"> September 30, 2022</em>, the<span style="background-color:#ffffff;">re was </span>$5,024,000<span style="background-color:#ffffff;"> of total unrecognized cost related to non-vested share-based compensation arrangements granted under the Company's equity incentive plans. The cost is expected to be recognized over a weighted-average period of </span>3.92<span style="background-color:#ffffff;"> years.</span></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> 100000 0 5987 35.31 750000 195476 248834 55.67 181090 53.48 254821 55.19 181090 53.48 <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;"><em style="font: inherit;">September 30, 2022</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;"><em style="font: inherit;">September 30, 2021</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">Shares</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b><em style="font: inherit;">Weighted Average Exercise Price</em></b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b><em style="font: inherit;">Shares</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b><em style="font: inherit;">Weighted Average Exercise Price</em></b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 36%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt; text-indent: -9pt;">Options and SARs outstanding at beginning of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">357,254</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">50.18</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">284,591</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">43.71</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Granted</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">114,332</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">64.06</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">24,999</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">59.02</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Exercised</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(34,508</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">41.95</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(38,883</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">40.75</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Forfeited or expired</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1,167</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">46.81</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(100</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">31.31</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Outstanding at end of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">435,911</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">54.48</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">270,607</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">45.55</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Options and SARs exercisable at September 30</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">168,017</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">43.67</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">164,544</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">41.91</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td></tr> </tbody></table> 357254 50.18 284591 43.71 114332 64.06 24999 59.02 34508 41.95 38883 40.75 1167 46.81 100 31.31 435911 54.48 270607 45.55 168017 43.67 164544 41.91 5024000 P3Y11M1D <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><b>Note <em style="font: inherit;">7.</em> Regulatory Capital</b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"><span style="background-color:#ffffff;">Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. The net unrealized gain or loss on available for sale securities is <em style="font: inherit;">not</em> included in computing regulatory capital. Management believes as of </span><em style="font: inherit;"> September 30, 2022</em><span style="background-color:#ffffff;">, the Bank and the Company meet all capital adequacy requirements to which they are subject.</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"><span style="background-color:#ffffff;">Prompt corrective action regulations provide <em style="font: inherit;">five</em> classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized and critically undercapitalized, although these terms are <em style="font: inherit;">not</em> used to represent overall financial condition. If an institution is classified as adequately capitalized or lower, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is growth and expansion, and capital restoration plans are required. As of </span><em style="font: inherit;"> September 30, 2022</em><span style="background-color:#ffffff;"> and </span><em style="font: inherit;"> December 31, 2021</em><span style="background-color:#ffffff;">, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. There are <em style="font: inherit;">no</em> conditions or events since that notification that management believes have changed the institution’s category.</span></p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The Company’s and Wilson Bank’s actual capital amounts and ratios as of <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em> are presented in the following tables. The capital conservation buffer of <em style="font: inherit;">2.5%</em> is <em style="font: inherit;">not</em> included in the required minimum ratios of the tables presented below.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 70%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 15%; margin-right: 15%;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;">Actual</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;">Minimum Capital Adequacy</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;">For Classification Under Corrective Action Plan as Well Capitalized</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Amount</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Ratio</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Amount</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Ratio</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Amount</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Ratio</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="22" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><i>(dollars in thousands)</i></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">September 30, 2022</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total capital to risk weighted assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">497,360</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13.5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">294,682</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">368,352</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">494,996</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13.4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">294,680</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">368,350</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Tier 1 capital to risk weighted assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">452,928</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">221,011</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">294,681</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">450,564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">221,011</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">294,681</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Common equity Tier 1 capital to risk weighted assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">452,928</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">165,758</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">450,564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">165,758</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">239,429</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6.5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Tier 1 capital to average assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">452,928</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">11.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">165,284</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">450,564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10.9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">165,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">206,537</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 70%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 15%; margin-right: 15%;"><tbody><tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Actual</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Minimum Capital Adequacy</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>For Classification Under Corrective Action Plan as Well Capitalized</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Amount</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Ratio</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Amount</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Ratio</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Amount</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Ratio</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="22" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><i><b><b><i>(dollars in thousands)</i></b></b></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2021</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total capital to risk weighted assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">455,813</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13.9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">261,404</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">326,755</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">452,130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13.8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">261,317</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">326,646</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Tier 1 capital to risk weighted assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">415,226</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">196,052</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">261,403</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">411,543</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">195,987</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">261,316</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Common equity Tier 1 capital to risk weighted assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">415,226</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">147,039</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">411,543</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">146,990</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">212,319</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6.5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Tier 1 capital to average assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">415,226</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10.8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">154,280</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">411,543</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10.7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">154,230</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">192,787</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt 0pt 0pt 8pt;"><b>Dividend Restrictions</b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;">The Company and the Bank are subject to dividend restrictions set forth by the Tennessee Department of Financial Institutions and federal banking agencies, as applicable. Additional restrictions <em style="font: inherit;"> may </em>be imposed by the Tennessee Department of Financial Institutions and federal banking agencies under the powers granted to them by law.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 70%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 15%; margin-right: 15%;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;">Actual</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;">Minimum Capital Adequacy</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;">For Classification Under Corrective Action Plan as Well Capitalized</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Amount</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Ratio</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Amount</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Ratio</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Amount</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Ratio</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="22" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><i>(dollars in thousands)</i></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">September 30, 2022</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total capital to risk weighted assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">497,360</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13.5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">294,682</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">368,352</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">494,996</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13.4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">294,680</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">368,350</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Tier 1 capital to risk weighted assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">452,928</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">221,011</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">294,681</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">450,564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">221,011</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">294,681</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Common equity Tier 1 capital to risk weighted assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">452,928</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">165,758</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">450,564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">165,758</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">239,429</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6.5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Tier 1 capital to average assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">452,928</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">11.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">165,284</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">450,564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10.9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">165,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">206,537</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 70%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 15%; margin-right: 15%;"><tbody><tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Actual</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Minimum Capital Adequacy</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>For Classification Under Corrective Action Plan as Well Capitalized</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Amount</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Ratio</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Amount</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Ratio</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Amount</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><b>Ratio</b></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="22" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><i><b><b><i>(dollars in thousands)</i></b></b></i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2021</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total capital to risk weighted assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">455,813</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13.9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">261,404</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">326,755</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">452,130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13.8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">261,317</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">326,646</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Tier 1 capital to risk weighted assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">415,226</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">196,052</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">261,403</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">411,543</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">195,987</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">261,316</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Common equity Tier 1 capital to risk weighted assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">415,226</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">147,039</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">411,543</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12.6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">146,990</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">212,319</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6.5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Tier 1 capital to average assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Consolidated</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">415,226</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10.8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">154,280</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">N/A</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Wilson Bank</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">411,543</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10.7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">154,230</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">192,787</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 497360000 0.135 294682000 0.080 368352000 0.100 494996000 0.134 294680000 0.080 368350000 0.100 452928000 0.123 221011000 0.060 294681000 0.080 450564000 0.122 221011000 0.060 294681000 0.080 452928000 0.123 165758000 0.045 450564000 0.122 165758000 0.045 239429000 0.065 452928000 0.110 165284000 0.040 450564000 0.109 165229000 0.040 206537000 0.050 455813000 0.139 261404000 0.080 326755000 0.100 452130000 0.138 261317000 0.080 326646000 0.100 415226000 0.127 196052000 0.060 261403000 0.080 411543000 0.126 195987000 0.060 261316000 0.080 415226000 0.127 147039000 0.045 411543000 0.126 146990000 0.045 212319000 0.065 415226000 0.108 154280000 0.040 411543000 0.107 154230000 0.040 192787000 0.050 <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><b>Note <em style="font: inherit;">8.</em> Fair Value Measurements</b></p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">FASB ASC <em style="font: inherit;">820,</em> <i>Fair Value Measurements and Disclosures</i>, which defines fair value, establishes a framework for measuring fair value in U.S. GAAP and expands disclosures about fair value measurements. The definition of fair value focuses on the exit price, i.e., the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date, <em style="font: inherit;">not</em> the entry price (i.e., the price that would be paid to acquire the asset or received to assume the liability at the measurement date). The statement emphasizes that fair value is a market-based measurement, <em style="font: inherit;">not</em> an entity-specific measurement. Therefore, the fair value measurement should be determined based on the assumptions that market participants would use in pricing the asset or liability.</p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><span style="text-decoration: underline; "><b><i>Valuation Hierarchy</i></b></span></p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">FASB ASC <em style="font: inherit;">820</em> establishes a <em style="font: inherit;">three</em>-level valuation hierarchy for disclosure of fair value measurements. The valuation hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date. The <em style="font: inherit;">three</em> levels are defined as follows:</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: Times New Roman; font-size: 10pt;"><tbody><tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;"><td style="width: 18pt; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 18pt; font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;">•</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify;">Level <em style="font: inherit;">1</em> — inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets.</p> </td></tr> <tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;"><td style="width: 18pt; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 18pt; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;"><td style="width: 18pt; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 18pt; font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;">•</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify;">Level <em style="font: inherit;">2</em> — inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument.</p> </td></tr> <tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;"><td style="width: 18pt; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 18pt; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;"><td style="width: 18pt; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 18pt; font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;">•</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify;">Level <em style="font: inherit;">3</em> — inputs to the valuation methodology are unobservable and significant to the fair value measurement.</p> </td></tr> </tbody></table> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 48.75pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. Following is a description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such assets and liabilities pursuant to the valuation hierarchy.</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 48.75pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><span style="text-decoration: underline; "><b><i><span style="background-color:#ffffff;">Assets</span></i></b></span></p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Securities available-for-sale —</i> Where quoted prices are available for identical securities in an active market, securities are classified within Level <em style="font: inherit;">1</em> of the valuation hierarchy. Level <em style="font: inherit;">1</em> securities include highly liquid government securities and certain other financial products. If quoted market prices are <em style="font: inherit;">not</em> available, then fair values are estimated by using pricing models that use observable inputs or quoted prices of securities with similar characteristics and are classified within Level <em style="font: inherit;">2</em> of the valuation hierarchy. In certain cases where there is limited activity or less transparency around inputs to the valuation and more complex pricing models or discounted cash flows are used, securities are classified within Level <em style="font: inherit;">3</em> of the valuation hierarchy.</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Hedged loans</i> — The fair value of our hedged loan portfolio is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction.</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Collateral dependent loans</i> – Collateral dependent loans are measured at the fair value of the collateral securing the loan less estimated selling costs. The fair value of real estate collateral is determined based on real estate appraisals which are generally based on recent sales of comparable properties which are then adjusted for property specific factors. Non-real estate collateral is valued based on various sources, including <em style="font: inherit;">third</em> party asset valuations and internally determined values based on cost adjusted for depreciation and other judgmentally determined discount factors. Collateral dependent loans are classified within Level <em style="font: inherit;">3</em> of the valuation hierarchy due to the unobservable inputs used in determining their fair value such as collateral values and the borrower's underlying financial condition.</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Other real estate owned —</i> Other real estate owned (“OREO”) represents real estate foreclosed upon by the Company through loan defaults by customers or acquired in lieu of foreclosure. Substantially all of these amounts relate to construction and land development loans, other loans secured by land, and commercial real estate loans for which the Company believes it has adequate collateral. Upon foreclosure, the property is recorded at the lower of cost or fair value, based on appraised value, less selling costs estimated as of the date acquired with any loss recognized as a charge-off through the allowance for credit losses. Additional OREO losses for subsequent valuation downward adjustments are determined on a specific property basis and are included as a component of noninterest expense along with holding costs. Any gains or losses realized at the time of disposal are also reflected in noninterest expense, as applicable. OREO is included in Level <em style="font: inherit;">3</em> of the valuation hierarchy due to the lack of observable market inputs into the determination of fair value. Appraisal values are property-specific and sensitive to the changes in the overall economic environment.</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 36pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Mortgage loans held-for-sale</i> — Mortgage loans held-for-sale are carried at fair value, and are classified within Level <em style="font: inherit;">2</em> of the valuation hierarchy. The fair value of mortgage loans held-for-sale is determined using quoted prices for similar assets, adjusted for specific attributes of that loan.</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Derivative Instruments </i>— The fair values of derivatives are based on valuation models using observable market data as of the measurement date (Level <em style="font: inherit;">2</em>).</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i>Other investments </i>— Included in other investments are investments recorded at fair value primarily in certain nonpublic investments and funds. The valuation of these nonpublic investments requires management judgment due to the absence of observable quoted market prices, inherent lack of liquidity and the long-term nature of such assets. These investments are valued initially based upon transaction price. The carrying values of other investments are adjusted either upwards or downwards from the transaction price to reflect expected exit values as evidenced by financing and sale transactions with <em style="font: inherit;">third</em> parties. These investments are included in Level <em style="font: inherit;">3</em> of the valuation hierarchy if the entities and funds are <em style="font: inherit;">not</em> widely traded and the underlying investments are in privately-held and/or start-up companies for which market values are <em style="font: inherit;">not</em> readily available.</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 48.75pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The following tables present the financial instruments carried at fair value as of <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em>, by caption on the consolidated balance sheet and by FASB ASC <em style="font: inherit;">820</em> valuation hierarchy (as described above): </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 49.5pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 37%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Assets and Liabilities Measured at Fair Value on a Recurring Basis</em></em></em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 37%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;">(In Thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Total Carrying Value in the Consolidated Balance Sheet</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Quoted Market Prices in an Active Market (Level 1)</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Models with Significant Observable Market Parameters (Level 2)</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Models with Significant Unobservable Market Parameters (Level 3)</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">September 30, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt">Hedged Loans</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">25,101</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">25,101</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Investment securities available-for-sale:</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">U.S. Treasury and other U.S. government agencies</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">13,478</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">13,478</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">U.S. Government sponsored enterprises</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">148,854</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">148,854</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">453,408</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">453,408</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Asset-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">39,730</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">39,730</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">2,379</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">2,379</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">State and municipal securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">181,303</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">181,303</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">Total investment securities available-for-sale</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">839,152</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">13,478</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">825,674</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt">Mortgage loans held for sale</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">3,555</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">3,555</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt">Derivative instruments</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">5,146</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">5,146</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt">Other investments</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">2,073</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">2,073</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b>Total assets</b></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">875,027</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">13,478</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">859,476</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,073</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 52%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin-top: 0pt; margin-bottom: 0pt">Derivative instruments</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">147</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">147</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 52%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin-top: 0pt; margin-bottom: 0pt"><b>Total liabilities</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">147</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">147</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2021</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Hedged Loans</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">28,717</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">28,717</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Investment securities available-for-sale:</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 52%; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">U.S. Treasury and other U.S. government agencies</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">7,221</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">7,221</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">U.S. Government sponsored enterprises</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">159,230</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">159,230</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Mortgage-backed securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">461,777</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">461,777</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Asset-backed securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">46,713</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">46,713</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,575</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,575</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">State and municipal securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid black;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black;">220,069</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid black;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid black;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black;">220,069</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid black;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Total investment securities available-for-sale</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">897,585</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">7,221</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">890,364</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Mortgage loans held for sale</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">11,843</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">11,843</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Derivative instruments</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,855</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,855</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Other investments</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,034</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,034</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b>Total assets</b></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">942,034</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,221</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">932,779</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,034</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 52%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin-top: 0pt; margin-bottom: 0pt">Derivative instruments</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 52%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin-top: 0pt; margin-bottom: 0pt"><b>Total liabilities</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td></tr> </tbody></table> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 49.5pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis</em></em></em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;">(In Thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Total Carrying Value in the Consolidated Balance Sheet</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Quoted Market Prices in an Active Market (Level 1)</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Models with Significant Observable Market Parameters (Level 2)</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Models with Significant Unobservable Market Parameters (Level 3)</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">September 30, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Other real estate owned</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin-top: 0pt; margin-bottom: 0pt">Collateral dependent loans (¹)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">643</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">643</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2021</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Other real estate owned</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Impaired loans, net (¹)</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">668</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">668</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">668</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">668</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: Times New Roman; font-size: 10pt;"><tbody><tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;"><td style="width: 18pt; font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><sup style="vertical-align:top;line-height:120%;font-size:pt"><i><span style="background-color:null;">(<em style="font: inherit;">1</em>)</span></i></sup><i><span style="background-color:null;"> </span></i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify;"><i><span style="background-color:#ffffff;">As of  </span></i><em style="font: inherit;"> September 30, 2022</em><i><span style="background-color:#ffffff;"> no valuation allowance was recorded on collateral dependent loans. As of <em style="font: inherit;"> December 31, 2021</em> no valuation allowance was recorded on impaired loans.</span></i></p> </td></tr> </tbody></table> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which we have utilized Level <em style="font: inherit;">3</em> inputs to determine fair value at <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em>:</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <table cellpadding="0" cellspacing="0" style="margin-right: 7.5%; margin-left: 7.5%; width: 85%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 24%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 21%; border-bottom: thin solid rgb(0, 0, 0); padding: 0px;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: center;">Valuation Techniques <sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0); width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 30%; border-bottom: thin solid rgb(0, 0, 0); padding: 0px;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Significant Unobservable Inputs</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0); width: 1%;"> </td><td colspan="1" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0); width: 21%; padding: 0px;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Weighted Average</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 24%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Collateral dependent loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 21%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Appraisal</em></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Estimated costs to sell</em></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 21%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: center;">10%</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 24%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Other real estate owned</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 21%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Appraisal</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Estimated costs to sell</em></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 21%; text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">10%</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 85%; margin-right: 7.5%; margin-left: 7.5%;"><tbody><tr><td style="width: 100%;"><i><sup style="vertical-align:top;line-height:120%;font-size:pt">(<em style="font: inherit;">1</em>) </sup>The fair value is generally determined through independent appraisals of the underlying collateral, which <em style="font: inherit;"> may </em>include Level <em style="font: inherit;">3</em> inputs that are <em style="font: inherit;">not</em> identifiable, or by using the discounted cash flow method if the loan is <em style="font: inherit;">not</em> collateral dependent.</i></td></tr> </tbody></table> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin: 0pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">In the case of its investment securities portfolio, the Company monitors the valuation technique utilized by various pricing agencies to ascertain when transfers between levels have been affected. The nature of the remaining assets and liabilities is such that transfers in and out of any level are expected to be rare. For the <em style="font: inherit;">nine</em> months ended <em style="font: inherit;"> September 30, 2022</em><span style="background-color:#ffffff;">, there were <em style="font: inherit;">no</em> transfers between Levels <em style="font: inherit;">1,</em> <em style="font: inherit;">2</em> or <em style="font: inherit;">3.</em></span></p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The table below includes a rollforward of the balance sheet amounts for the <em style="font: inherit;">three</em> and <em style="font: inherit;">nine</em> months ended <em style="font: inherit;"> September 30, 2022 </em>and <em style="font: inherit;">2021</em> (including the change in fair value) for financial instruments classified by the Company within Level <em style="font: inherit;">3</em> of the valuation hierarchy for assets and liabilities measured at fair value on a recurring basis. When a determination is made to classify a financial instrument within Level <em style="font: inherit;">3</em> of the valuation hierarchy, the determination is based upon the significance of the unobservable factors to the overall fair value measurement. However, since Level <em style="font: inherit;">3</em> financial instruments typically include, in addition to the unobservable or Level <em style="font: inherit;">3</em> components, observable components (that is, components that are actively quoted and can be validated to external sources), the gains and losses in the table below include changes in fair value due in part to observable factors that are part of the valuation methodology (in thousands):</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">For the Three Months Ended September 30,</em></em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">2022</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">2021</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Other Assets</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Other Liabilities</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Other Assets</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Other Liabilities</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Fair value, July 1</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,026</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total realized gains (losses) included in income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">47</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">20</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at September 30</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Purchases, issuances and settlements, net</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Transfers out of Level 3</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Fair value, September 30</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,073</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,020</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">47</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 34%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">For the Nine Months Ended September 30,</em></em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 12%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><b><em style="font: inherit;"><em style="font: inherit;">2022</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 12%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><b><em style="font: inherit;"><em style="font: inherit;">2021</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Other Assets</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Other Liabilities</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Other Assets</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Other Liabilities</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Fair value, January 1</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,034</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt">Total realized gains (losses) included in income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">39</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">20</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at September 30</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Purchases, issuances and settlements, net</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Transfers out of Level 3</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Fair value, September 30</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,073</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,020</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">39</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments that are <em style="font: inherit;">not</em> measured at fair value. In cases where quoted market prices or observable components are <em style="font: inherit;">not</em> available, fair values are based on estimates using discounted cash flow models. Those models are significantly affected by the assumptions used, including the discount rates, estimates of future cash flows and borrower creditworthiness. The fair value estimates presented herein are based on pertinent information available to management as of <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em>. Such amounts have <em style="font: inherit;">not</em> been revalued for purposes of these consolidated financial statements since those dates and, therefore, current estimates of fair value <em style="font: inherit;"> may </em>differ significantly from the amounts presented herein.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><b><i>Cash and cash equivalents</i></b> — The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level <em style="font: inherit;">1.</em></p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><b><i>Loans</i></b> — The fair value of our loan portfolio includes a credit risk factor in the determination of the fair value of our loans. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. Our loan portfolio is initially fair valued using a segmented approach. We divide our loan portfolio into the following categories: variable rate loans, collateral dependent loans and all other loans. The results are then adjusted to account for credit risk.</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">For variable-rate loans that reprice frequently and have <em style="font: inherit;">no</em> significant change in credit risk, fair values approximate carrying values. Fair values for collateral dependent loans are estimated using discounted cash flow models or based on the fair value of the underlying collateral. For other loans, fair values are estimated using discounted cash flow models, using current market interest rates offered for loans with similar terms to borrowers of similar credit quality. The values derived from the discounted cash flow approach for each of the above portfolios are then further discounted to incorporate credit risk to determine the exit price.</p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><i><b><span style="background-color:#ffffff;">Mortgage servicing rights</span></b><span style="background-color:#ffffff;"> </span></i><span style="background-color:#ffffff;">— The fair value of servicing rights is based on the present value of estimated future cash flows of mortgages sold, stratified by rate and maturity date. Assumptions that are incorporated in the valuation of servicing rights include assumptions about prepayment speeds on mortgages and the cost to service loans.</span></p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><b><i>Deposits and Federal Home Loan Bank borrowings </i></b>— Fair values for deposits and Federal Home Loan Bank borrowings are estimated using discounted cash flow models, using current market interest rates offered on deposits with similar remaining maturities.</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"><b><i>Off-Balance Sheet Instruments</i></b> — The fair values of the Company’s off-balance-sheet financial instruments are based on fees charged to enter into similar agreements. However, commitments to extend credit do <em style="font: inherit;">not</em> represent a significant value to the Company until such commitments are funded.</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The following table presents the carrying amounts, estimated fair value and placement in the fair valuation hierarchy of the Company’s financial instruments at <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;"> December 31, 2021</em>. This table excludes financial instruments for which the carrying amount approximates fair value. For short-term financial assets such as cash and cash equivalents, the carrying amount is a reasonable estimate of fair value due to the relatively short time between the origination of the instrument and its expected realization.</p> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">Carrying/ Notional</em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Estimated</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">Quote Market Prices in an Active Market</em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">Models with Significant Observable Market Parameters</em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">Models with Significant Unobservable Market Parameters</em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 40%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><i>(in Thousands)</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Amount</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Fair Value (¹)</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">(Level 1)</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">(Level 2)</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">(Level 3)</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">September 30, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><i>Financial assets:</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: 0pt;">Cash and cash equivalents</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">95,572</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">95,572</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">95,572</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Loans, net</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">2,928,644</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">2,862,636</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">2,862,636</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Mortgage servicing rights</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,016</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,194</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,194</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><i>Financial liabilities:</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">3,745,656</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">3,021,826</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">3,021,826</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2021</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><i>Financial assets:</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Cash and cash equivalents</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">453,418</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">453,418</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">453,418</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Loans, net</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,444,282</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,439,539</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,439,539</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><i>Financial liabilities:</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,555,071</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,227,520</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,227,520</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: Times New Roman; font-size: 10pt;"><tbody><tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;"><td style="width: 18pt; font-family: Times New Roman; font-size: 10pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(<em style="font: inherit;">1</em>)</sup> </td><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: justify;">Estimated fair values are consistent with an exit-price concept. The assumptions used to estimate the fair values are intended to approximate those that a market-participant would realize in a hypothetical orderly transaction.</p> </td></tr> </tbody></table> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 37%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Assets and Liabilities Measured at Fair Value on a Recurring Basis</em></em></em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 37%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;">(In Thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Total Carrying Value in the Consolidated Balance Sheet</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Quoted Market Prices in an Active Market (Level 1)</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Models with Significant Observable Market Parameters (Level 2)</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Models with Significant Unobservable Market Parameters (Level 3)</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">September 30, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt">Hedged Loans</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">25,101</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">25,101</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Investment securities available-for-sale:</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">U.S. Treasury and other U.S. government agencies</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">13,478</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">13,478</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">U.S. Government sponsored enterprises</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">148,854</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">148,854</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">453,408</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">453,408</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Asset-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">39,730</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">39,730</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">2,379</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">2,379</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">State and municipal securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">181,303</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">181,303</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: -18pt;">Total investment securities available-for-sale</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">839,152</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">13,478</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">825,674</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt">Mortgage loans held for sale</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">3,555</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">3,555</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt">Derivative instruments</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">5,146</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">5,146</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; width: 52%;"> <p style="margin-top: 0pt; margin-bottom: 0pt">Other investments</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">2,073</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">2,073</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b>Total assets</b></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">875,027</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">13,478</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">859,476</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,073</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 52%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin-top: 0pt; margin-bottom: 0pt">Derivative instruments</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">147</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">147</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 52%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin-top: 0pt; margin-bottom: 0pt"><b>Total liabilities</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">147</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">147</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2021</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Hedged Loans</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">28,717</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">28,717</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Investment securities available-for-sale:</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 52%; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">U.S. Treasury and other U.S. government agencies</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">7,221</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">7,221</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">U.S. Government sponsored enterprises</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">159,230</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">159,230</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Mortgage-backed securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">461,777</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">461,777</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Asset-backed securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">46,713</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">46,713</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,575</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,575</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">State and municipal securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid black;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black;">220,069</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid black;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid black;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black;">220,069</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid black;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Total investment securities available-for-sale</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">897,585</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">7,221</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">890,364</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Mortgage loans held for sale</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">11,843</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">11,843</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Derivative instruments</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,855</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,855</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Other investments</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,034</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,034</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b>Total assets</b></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">942,034</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,221</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">932,779</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,034</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 52%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin-top: 0pt; margin-bottom: 0pt">Derivative instruments</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 52%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin-top: 0pt; margin-bottom: 0pt"><b>Total liabilities</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td></tr> </tbody></table> 25101000 0 25101000 0 13478000 13478000 0 0 148854000 0 148854000 0 453408000 0 453408000 0 39730000 0 39730000 0 2379000 0 2379000 0 181303000 0 181303000 0 839152000 13478000 825674000 0 3555000 0 3555000 0 5146000 0 5146000 0 2073000 0 0 2073000 875027000 13478000 859476000 2073000 147000 0 147000 0 147000 0 147000 0 28717000 0 28717000 0 7221000 7221000 0 0 159230000 0 159230000 0 461777000 0 461777000 0 46713000 0 46713000 0 2575000 0 2575000 0 220069000 0 220069000 0 897585000 7221000 890364000 0 11843000 0 11843000 0 1855000 0 1855000 0 2034000 0 0 2034000 942034000 7221000 932779000 2034000 0 0 0 0 0 0 0 0 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis</em></em></em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;">(In Thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Total Carrying Value in the Consolidated Balance Sheet</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Quoted Market Prices in an Active Market (Level 1)</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Models with Significant Observable Market Parameters (Level 2)</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;">Models with Significant Unobservable Market Parameters (Level 3)</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">September 30, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Other real estate owned</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin-top: 0pt; margin-bottom: 0pt">Collateral dependent loans (¹)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">643</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">643</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">643</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2021</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: left; font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Other real estate owned</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Impaired loans, net (¹)</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">668</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">668</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">668</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">668</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 0 0 0 0 643000 0 0 643000 643000 0 0 643000 0 0 0 0 668000 0 0 668000 668000 0 0 668000 0 0 <table cellpadding="0" cellspacing="0" style="margin-right: 7.5%; margin-left: 7.5%; width: 85%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 24%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 21%; border-bottom: thin solid rgb(0, 0, 0); padding: 0px;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: center;">Valuation Techniques <sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0); width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 30%; border-bottom: thin solid rgb(0, 0, 0); padding: 0px;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Significant Unobservable Inputs</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0); width: 1%;"> </td><td colspan="1" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: thin solid rgb(0, 0, 0); width: 21%; padding: 0px;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Weighted Average</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 24%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Collateral dependent loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 21%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Appraisal</em></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Estimated costs to sell</em></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 21%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: center;">10%</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 24%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Other real estate owned</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 21%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Appraisal</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Estimated costs to sell</em></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 21%; text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">10%</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 0.10 0.10 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">For the Three Months Ended September 30,</em></em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">2022</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">2021</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Other Assets</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Other Liabilities</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Other Assets</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Other Liabilities</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Fair value, July 1</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,026</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total realized gains (losses) included in income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">47</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">20</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at September 30</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Purchases, issuances and settlements, net</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Transfers out of Level 3</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Fair value, September 30</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,073</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,020</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">47</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 34%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">For the Nine Months Ended September 30,</em></em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 12%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><b><em style="font: inherit;"><em style="font: inherit;">2022</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 12%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><b><em style="font: inherit;"><em style="font: inherit;">2021</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Other Assets</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Other Liabilities</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Other Assets</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"><em style="font: inherit;">Other Liabilities</em></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Fair value, January 1</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,034</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt">Total realized gains (losses) included in income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">39</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">20</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at September 30</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Purchases, issuances and settlements, net</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Transfers out of Level 3</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Fair value, September 30</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,073</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,020</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 56%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">39</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 2026000 0 0 0 47000 0 20000 0 0 0 0 0 0 0 2000000 0 0 0 0 0 2073000 0 2020000 0 47000 0 20000 0 2034000 0 0 0 39000 0 20000 0 0 0 0 0 0 0 2000000 0 0 0 0 0 2073000 0 2020000 0 39000 0 20000 0 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">Carrying/ Notional</em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Estimated</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">Quote Market Prices in an Active Market</em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">Models with Significant Observable Market Parameters</em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">Models with Significant Unobservable Market Parameters</em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 40%;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><i>(in Thousands)</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Amount</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">Fair Value (¹)</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">(Level 1)</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">(Level 2)</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><em style="font: inherit;">(Level 3)</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">September 30, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><i>Financial assets:</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt; text-indent: 0pt;">Cash and cash equivalents</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">95,572</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">95,572</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">95,572</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Loans, net</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">2,928,644</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">2,862,636</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">2,862,636</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Mortgage servicing rights</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,016</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,194</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,194</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><i>Financial liabilities:</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">3,745,656</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">3,021,826</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">3,021,826</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2021</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><i>Financial assets:</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Cash and cash equivalents</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">453,418</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">453,418</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">453,418</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Loans, net</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,444,282</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,439,539</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,439,539</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><i>Financial liabilities:</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><i> </i></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,555,071</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,227,520</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,227,520</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 95572000 95572000 95572000 0 0 2928644000 2862636000 0 0 2862636000 1016000 1194000 0 1194000 0 3745656000 3021826000 0 0 3021826000 453418000 453418000 453418000 0 0 2444282000 2439539000 0 0 2439539000 3555071000 3227520000 0 0 3227520000 <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"><b>Note <em style="font: inherit;">9.</em> Income Taxes</b></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">Accounting Standards Codification (“ASC”) <em style="font: inherit;">740,</em> <i>Income Taxes</i>, defines the threshold for recognizing the benefits of tax return positions in the financial statements as “more-likely-than-<em style="font: inherit;">not”</em> to be sustained by the taxing authority. This section also provides guidance on the derecognition, measurement and classification of income tax uncertainties, along with any related interest and penalties, and includes guidance concerning accounting for income tax uncertainties in interim periods. As of <em style="font: inherit;"> September 30, 2022</em>, the Company had no unrecognized tax benefits related to Federal or state income tax matters and does <em style="font: inherit;">not</em> anticipate any material increase or decrease in unrecognized tax benefits relative to any tax positions taken prior to <em style="font: inherit;"> September 30, 2022</em>.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;">The Company’s effective tax rate for the <em style="font: inherit;">three</em> and <em style="font: inherit;">nine</em> months ended <em style="font: inherit;"> September 30, 2022</em> was 22.95% and 22.83%, respectively compared to  23.34% and 23.63% for the same periods in <em style="font: inherit;">2021</em>. The difference between the effective tax rate and the federal and state income tax statutory rate of 26.14% at <em style="font: inherit;"> September 30, 2022</em> and <em style="font: inherit;">2021</em> is primarily due to investments in bank qualified municipal securities, participation in the Tennessee Community Investment Tax Credit (CITC) program, and tax benefits associated with share-based compensation, and bank-owned life insurance, offset in part by the limitation on deductibility of meals and entertainment expense and non-deductible executive compensation.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">As of and for the <em style="font: inherit;">nine</em> months ended <em style="font: inherit;"> September 30, 2022</em>, the Company has <span style="-sec-ix-hidden:c90743183">not</span> accrued or recognized interest or penalties related to uncertain tax positions. The Company’s policy is to recognize interest and/or penalties related to income tax matters in income tax expense.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The Company and the Bank file consolidated U.S. Federal and State of Tennessee income tax returns. The Company is currently open to audit under the statute of limitations by the State of Tennessee for the years ended Decem<span style="background-color:#ffffff;">ber <em style="font: inherit;">31,</em> <span style="-sec-ix-hidden:c90743185">2018</span> through <em style="font: inherit;">2021</em> and the IRS for the years ended <em style="font: inherit;"> December </em><em style="font: inherit;">31,</em> <span style="-sec-ix-hidden:c90743188">2019</span> through <em style="font: inherit;">2021.</em></span></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> 0 0.2295 0.2283 0.2334 0.2363 0.2614 <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"><b>Note <em style="font: inherit;">10.</em> Earnings Per Share</b></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The computation of basic earnings per share is based on the weighted average number of common shares outstanding during the period, adjusted for stock splits. The computation of diluted earnings per share for the Company begins with the basic earnings per share and includes the effect of common shares contingently issuable from stock options.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The following is a summary of components comprising basic and diluted earnings per share (“EPS”) for the <em style="font: inherit;">three</em> and <em style="font: inherit;">nine</em> months ended <em style="font: inherit;"> September 30, 2022 </em>and <em style="font: inherit;">2021</em>:</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;">Three Months Ended September 30,</em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;">Nine Months Ended September 30,</em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">2022</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">2021</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">2022</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">2021</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">(Dollars in Thousands Except Share and Per Share Amounts)</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">(Dollars in Thousands Except Share and Per Share Amounts)</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Basic EPS Computation:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Numerator – Earnings available to common stockholders</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">15,190</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,342</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">40,702</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">35,625</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Denominator – Weighted average number of common shares outstanding</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,429,027</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,165,313</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,348,628</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,110,006</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Basic earnings per common share</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.33</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.19</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.59</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.21</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Diluted EPS Computation:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Numerator – Earnings available to common stockholders</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">15,190</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,342</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">40,702</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">35,625</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Denominator – Weighted average number of common shares outstanding</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,429,027</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,165,313</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,348,628</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,110,006</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Dilutive effect of stock options</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">31,916</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">32,097</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">31,627</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">30,580</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Weighted average diluted common shares outstanding</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,460,943</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,197,410</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,380,255</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,140,586</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Diluted earnings per common share</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.33</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.19</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.58</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.20</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;">Three Months Ended September 30,</em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;">Nine Months Ended September 30,</em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">2022</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">2021</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">2022</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">2021</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">(Dollars in Thousands Except Share and Per Share Amounts)</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">(Dollars in Thousands Except Share and Per Share Amounts)</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Basic EPS Computation:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Numerator – Earnings available to common stockholders</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">15,190</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,342</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">40,702</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">35,625</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Denominator – Weighted average number of common shares outstanding</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,429,027</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,165,313</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,348,628</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,110,006</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Basic earnings per common share</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.33</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.19</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.59</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.21</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Diluted EPS Computation:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Numerator – Earnings available to common stockholders</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">15,190</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,342</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">40,702</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">35,625</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Denominator – Weighted average number of common shares outstanding</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,429,027</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,165,313</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,348,628</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,110,006</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Dilutive effect of stock options</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">31,916</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">32,097</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">31,627</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">30,580</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Weighted average diluted common shares outstanding</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,460,943</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,197,410</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,380,255</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,140,586</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Diluted earnings per common share</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.33</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.19</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.58</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.20</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 15190000 13342000 40702000 35625000 11429027 11165313 11348628 11110006 1.33 1.19 3.59 3.21 15190000 13342000 40702000 35625000 11429027 11165313 11348628 11110006 31916 32097 31627 30580 11460943 11197410 11380255 11140586 1.33 1.19 3.58 3.20 <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"><b>Note <em style="font: inherit;">11.</em> Commitments and Contingent Liabilities</b></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">In the normal course of business, the Bank has entered into off-balance sheet financial instruments which include commitments to extend credit (i.e., including unfunded lines of credit) and standby letters of credit. Commitments to extend credit are usually the result of lines of credit granted to existing borrowers under agreements that the total outstanding indebtedness will <em style="font: inherit;">not</em> exceed a specific amount during the term of the indebtedness. Typical borrowers are commercial concerns that use lines of credit to supplement their treasury management functions, thus their total outstanding indebtedness <em style="font: inherit;"> may </em>fluctuate during any time period based on the seasonality of their business and the resultant timing of their cash flows. Other typical lines of credit are related to home equity loans granted to consumers. Commitments to extend credit generally have fixed expiration dates or other termination clauses and <em style="font: inherit;"> may </em>require payment of a fee.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">Standby letters of credit are generally issued on behalf of an applicant (the Bank's customer) to a specifically named beneficiary and are the result of a particular business arrangement that exists between the applicant and the beneficiary. Standby letters of credit have fixed expiration dates and are usually for terms of <span style="-sec-ix-hidden:c90743258">two</span> years or less unless terminated sooner due to criteria specified in the standby letter of credit. A typical arrangement involves the applicant routinely being indebted to the beneficiary for such items as inventory purchases, insurance, utilities, lease guarantees or other <em style="font: inherit;">third</em> party commercial transactions. The standby letter of credit would permit the beneficiary to obtain payment from the Bank under certain prescribed circumstances. Subsequently, the Bank would then seek reimbursement from the applicant pursuant to the terms of the standby letter of credit.</p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The Bank follows the same credit policies and underwriting practices when making these commitments as it does for on-balance sheet instruments. Each customer’s creditworthiness is evaluated on a case-by-case basis, and the amount of collateral obtained, if any, is based on management’s credit evaluation of the customer. Collateral held varies but <em style="font: inherit;"> may </em>include cash and cash equivalents, real estate and improvements, marketable securities, accounts receivable, inventory, equipment, and personal property.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The contractual amounts of these commitments are <em style="font: inherit;">not</em> reflected in the consolidated financial statements and would only be reflected if drawn upon. Since many of the commitments are expected to expire without being drawn upon, the contractual amounts do <em style="font: inherit;">not</em> necessarily represent future cash requirements. However, should the commitments be drawn upon and should our customers default on their resulting obligation to us, the Company’s maximum exposure to credit loss, without consideration of collateral, is represented by the contractual amount of those instruments.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">A summary of the Company’s total contractual amount for all off-balance sheet commitments at <em style="font: inherit;"> September 30, 2022</em> is as follows:</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 85%; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">Commitments to extend credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">1,274,381,000</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 85%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Standby letters of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">79,404,000</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"><i>Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures.</i> The allowance for credit losses on off-balance-sheet credit exposures is a liability account, calculated in accordance with ASC <em style="font: inherit;">326,</em> representing expected credit losses over the contractual period for which we are exposed to credit risk resulting from a contractual obligation to extend credit. <em style="font: inherit;">No</em> allowance is recognized if we have the unconditional right to cancel the obligation. Off-balance-sheet credit exposures primarily consist of amounts available under outstanding lines of credit and letters of credit detailed in the table above. For the period of exposure, the estimate of expected credit losses considers both the likelihood that funding will occur and the amount expected to be funded over the estimated remaining life of the commitment or other off-balance-sheet exposure. The likelihood and expected amount of funding are based on historical utilization rates. The amount of the allowance represents management's best estimate of expected credit losses on commitments expected to be funded over the contractual life of the commitment.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;">Estimating credit losses on amounts expected to be funded uses the same methodology as described for loans in Note <em style="font: inherit;">2</em> - Loans and Allowance for Credit Losses as if such commitments were funded.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;">The following table details activity in the allowance for credit losses on off-balance-sheet credit exposures for the <em style="font: inherit;">nine</em> months ended <em style="font: inherit;"> September 30, 2022 </em>and <em style="font: inherit;">2021</em>.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><i>(In Thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Beginning balance, January 1</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">955</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">693</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Impact of adopting ASC 326</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">6,195</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Credit loss expense (benefit)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(298</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">221</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Ending balance, September 30,</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,852</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">914</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">The Bank originates residential mortgage loans, sells them to <em style="font: inherit;">third</em>-party purchasers, and <em style="font: inherit;"> may </em>or <em style="font: inherit;"> may </em><em style="font: inherit;">not</em> retain the servicing rights. These loans are originated internally and are primarily to borrowers in the Company’s geographic market footprint. These sales are typically to investors that follow guidelines of conventional government sponsored entities ("GSE") and the Department of Housing and Urban Development/U.S. Department of Veterans Affairs ("HUD/VA"). Generally, loans held for sale are underwritten by the Company, including HUD/VA loans. In the <em style="font: inherit;">fourth</em> quarter of <em style="font: inherit;">2018,</em> the Bank began to participate in a mandatory delivery program that requires the Bank to deliver a particular volume of mortgage loans by agreed upon dates. A majority of the Bank’s secondary mortgage volume is delivered to the secondary market via mandatory delivery with the remainder done on a best efforts basis. The Bank does <em style="font: inherit;">not</em> realize any exposure delivery penalties as the mortgage department only bids loans post-closing to ensure that 100% of the loans are deliverable to the investors. </p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">Each purchaser has specific guidelines and criteria for sellers of loans, and the risk of credit loss with regard to the principal amount of the loans sold is generally transferred to the purchasers upon sale. While the loans are sold without recourse, the purchase agreements require the Bank to make certain representations and warranties regarding the existence and sufficiency of file documentation and the absence of fraud by borrowers or other <em style="font: inherit;">third</em> parties such as appraisers in connection with obtaining the loan. If it is determined that the loans sold were in breach of these representations or warranties or the loan had an early payoff or payment default, the Bank has obligations to either repurchase the loan for the unpaid principal balance and related investor fees or make the purchaser whole for the economic benefits of the loan.</p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">To date, repurchase activity pursuant to the terms of these representations and warranties or due to early payoffs or payment defaults has been insignificant and has resulted in insignificant losses to the Company.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">Based on information currently available, management believes that the Bank does <em style="font: inherit;">not</em> have significant exposure to contingent losses that <em style="font: inherit;"> may </em>arise relating to the representations and warranties that it has made in connection with its mortgage loan sales or for early payoffs or payment defaults of such mortgage loans.</p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:justify;text-indent:48.75pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">Various legal claims also arise from time to time in the normal course of business. In the opinion of management, the resolution of these claims outstanding at <em style="font: inherit;"> September 30, 2022</em> will <em style="font: inherit;">not</em> have a material impact on the Company’s consolidated financial statements.</p> <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 85%; padding: 0; margin: 0"> <p style="margin-top: 0pt; margin-bottom: 0pt; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">Commitments to extend credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">1,274,381,000</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 85%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Standby letters of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">79,404,000</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 1274381000 79404000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><i>(In Thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Beginning balance, January 1</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">955</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">693</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Impact of adopting ASC 326</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">6,195</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 16%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 9pt;">Credit loss expense (benefit)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(298</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">221</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-indent: 18pt;">Ending balance, September 30,</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,852</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">914</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 955000 693000 6195000 0 -298000 221000 6852000 914000 1 <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"><b>Note <em style="font: inherit;">12.</em> Subsequent Events</b></p> <p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify; text-indent: 36pt;">ASC <em style="font: inherit;">855,</em> Subsequent Events, establishes general standards of accounting for and disclosure of events that occur after the balance sheet date but before financial statements are issued. Wilson Bank Holding Company evaluated all events or transactions that occurred after <em style="font: inherit;"> September 30, 2022</em>, through the date of the issued financial statements. </p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> The fair value is generally determined through independent appraisals of the underlying collateral, which may include Level 3 inputs that are not identifiable, or by using the discounted cash flow method if the loan is not collateral dependent. As of September 30, 2022 no valuation allowance was recorded on collateral dependent loans. As of December 31, 2021 no valuation allowance was recorded on impaired loans. Estimated fair values are consistent with an exit-price concept. The assumptions used to estimate the fair values are intended to approximate those that a market-participant would realize in a hypothetical orderly transaction. EXCEL 79 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx M4$L#!!0 ( &E3:54'04UB@0 +$ 0 9&]C4')O<',O87!P+GAM M;$V./0L",1!$_\IQO;=!P4)B0-!2L+(/>QLOD&1#LD)^OCG!CVX>;QA&WPIG M*N*I#BV&5(_C(I(/ !47BK9.7:=N')=HI6-Y #OGDK7A.YNJQ<&4GPZ4A!0W_J=0U[R;UEA_6\#MI7E!+ P04 M " !I4VE5W$AWW.\ K @ $0 &1O8U!R;W!S+V-O&ULS9+/ M:L,P#(=?9?B>*'9IV4R:RT9/'0Q6V-C-V&IK&O_!UDCZ]DNR-F5L#["CI9\_ M?0+5.DH=$KZD$#&1Q7S7N]9GJ>.:'8FB!,CZB$[EF3 M.B"(JEJ!0U)&D8(16,29R)K::*D3*@KI@C=ZQL?/U$XPHP%;=.@I R\YL&:< M&,]]6\,-,,((D\O?!30S<:K^B9TZP"[)/MLYU75=V2VFW+ #A_?G[>NT;F%] M)N4U#K^RE72.N&;7R6^+QZ?=AC6B$J+@O*@>=GPIQ4HN[S]&UQ]^-V$7C-W; M?VQ\%6QJ^'47S1=02P,$% @ :5-I59E&UL[5I;<]HX%'[OK]!X9_9M"\8V@;:T$W-I=MNTF83M M3A^%$5B-;'EDD81_OTV23;J;/ 0LZ?O.14?GZ#AY\^XN8NB&B)3R M> +]O6N[!3+ MUES@6QHO(];JM-O=5H1I;*$81V1@?5XL:$#05%%:;U\@M.4?,_@5RU2-9:,! M$U=!)KF(M/+Y;,7\VMX^9<_I.ATR@6XP&U@@?\YOI^1.6HCA5,+$P&IG/U9K MQ]'22(""R7V4!;I)]J/3%0@R#3LZG5C.=GSVQ.V?C,K:=#1M&N#C\7@XMLO2 MBW A(5M>5 TR M6'!VULS2 Y9>*?IUE!K9';O=05SP6.XYB1'^QL4$UFG2&98T1G*=D 4. #?$ MT4Q0?*]!MHK@PI+27)#6SRFU4!H(FLB!]4>"(<7K;YH] M5Z%82=J$^!!&&N*<<^9ST6S[!Z5&T?95O-RCEU@5 9<8WS2J-2S%UGB5P/&M MG#P=$Q+-E L&08:7)"82J3E^34@3_BNEVOZKR2.FJW"$2M"/F(9 M-AIRM1:!MG&IA&!:$L;1>$[2M!'\6:PUDSY@R.S-D77.UI$.$9)>-T(^8LZ+ MD!&_'H8X2IKMHG%8!/V>7L-)P>B"RV;]N'Z&U3-L+([W1]072N0/)J<_Z3(T M!Z.:60F]A%9JGZJ'-#ZH'C(*!?&Y'C[E>G@*-Y;&O%"N@GL!_]':-\*K^(+ M.7\N?<^E[[GT/:'2MSAD6R4)RU3393>* M$IY"&V[I4_5*E=?EK[DHN#Q;Y.FOH70^+,_Y/%_GM,T+,T.WF)&Y M"M-2D&_#^>G%>!KB.=D$N7V85VWGV-'1^^?!4;"C[SR6'<>(\J(A[J&&F,_# M0X=Y>U^89Y7&4#04;6RL)"Q&MV"XU_$L%.!D8"V@!X.O40+R4E5@,5O& RN0 MHGQ,C$7H<.>77%_CT9+CVZ9EM6ZO*7<9;2)2.<)IF!-GJ\K>9;'!51W/55OR ML+YJ/;053L_^6:W(GPP13A8+$DACE!>F2J+S&5.^YRM)Q%4XOT4SMA*7&+SC MYL=Q3E.X$G:V#P(RN;LYJ7IE,6>F\M\M# DL6XA9$N)-7>W5YYNTB42%(JP# 4A M%W+C[^^3:G>,U_HL@6V$5#)DU1?*0XG!/3-R0]A4)?.NVB8+A=OB5,V[&KXF M8$O#>FZ=+2?_VU[4/;07/4;SHYG@'K.' MYA,L0Z1^P7V*BH 1JV*^NJ]/^26<.[1[\8$@F_S6VZ3VW> ,?-2K6J5D*Q$_ M2P=\'Y(&8XQ;]#1?CQ1BK::QK<;:,0QY@%CS#*%F.-^'19H:,]6+K#F-"F]! MU4#E/]O4#6CV#30,9FV-J/D3@H\W/[O#;#"Q([A[8N_ 5!+ P04 M" !I4VE5^T>"6ET% N' & 'AL+W=OBF$(<]IDNG+UM*8U=M.1X=+D7)] M(EP5ZG=(GB5&0ZEAE18G[9 M&M&W8W9N!>Z,OV*QT3O;Q*(\2OG=[DRBRU9@6R02$1IKP>'/DQB+)+%.T(X? MA6FKO*85[FYOW:\=/, \;_-Q>KT7"M38R+<30@C3.\K_\N>B('0'KU@A8(6"O!+3N"MU"T'6@>9B=AN;A.]Y$KHBXZ!JUE-)RRWM+?L6[WBH;ALP3VIA7H2K>'OO]%^\(>/]Q>9_43?*^E[ MF/NP*)4Q=(#B"?1!))[))_'B@\:= OAW=G;*!J<^1E3;D/&T9#P]A/&+6,0: M*&&HISP5/D+CZ2?R\>[FW63Z@8SO?+2H3T/:?DG;1ULY@F*. M7$%?)WSAH\3U,45E#J$$)-4 ;-5XKY9!B'4*9?A-NCP_5-.0[+_G. M_Q>?&\5:.MRK[MF!JAKRT:!Z" >'$3Z\K+QUN4=/@_9G'Q4N:XJUDRWH85B? MUUP9H1([F:ZD,EY$W,NHM7=VP65-$5F%R Y#+&XZ;'+98U7FF]J @QLT9:T" M#T43Q4Z5PL-0QR[P(..)F]4^+G!=4\@JU]"#@LUUG @R7:>/0GGA]F2:-@MZ M@7\,CY%H:!5IZ$&99I*%4L'(N=3ZALP,E"R1BHSE&@(=Y#H9^4L8=W^8>I&/ M$6MHE6LH'DP*Y ?^3"81E&\\C\,\K2/CBUOV69OVS@?!H._E/4;BH57DH7A* M*7A'403N^LUV@[A7D[O,/ZZX99]UR5>A#;GE<0;5HN!UTTM^C!A$JQQ$\>CR MFGQL]Z"J'^0F\U+C=C?BD6?2IQSCRJ:@52"B>(IY#5K>O_=*/L59Z!]CW+/F MWCU&,&)5,&)XL'D->B^U@03X=[RJG:+V.'8'P=G ^_7@&%F)55F)X?G&U>I( M"5X/AAOTJ?<%&E,3,2J3,3P M&+/]#E*\9^9Q*,X6[I;TOZ#L3]J[?$9A:$ "S"(,=(.ZQ*.^R@M -@J;3I4X;?(?*X M90ERMS:0"+((QM=+_(OB2]$/N=NI<[,+9$]#2GM]ZA+%TRYC9V=%QI:?6ZC2 M)+2O5_GB3'FT7 P;N26@3G5ZOI)VRVWU:I*(.4B#DP%<7N6+4_F.D2NWOO,H MC9&IVUP*'@EE3X#?YU*:[8Z]0+E$./P/4$L#!!0 ( &E3:56LQK;[) < M /0; 8 >&PO=V]R:W-H965T&ULK9EM;]LX$L>_"N$- M%BW@U'P0]9 F!M+T=F^!O=VB:?=>,Q(3$Y%$KT@ES7WZ&\J.Y8@4LP7ZHHUD MS]#_H8;SXU#GC[J[-QLI+?K6U*VY6&RLW9ZM5J;-L'#; MW:W,MI.B&IR:>D4Q3E>-4.UB?3Y\]JE;G^O>UJJ5GSID^J81W=,'6>O'BP59 M/'_P6=UMK/M@M3[?BCMY+>W7[:<.[E:'42K5R-8HW:).WEXL+LG9%>/.8;#X M2\E'@KD11E[I^K^JLIN+1;Y E;P5?6T_Z\=_RWU @\!2UV;X'SWN;?$" ME;VQNMD[@X)&M;N_XMM^(HX<2#+C0/<.])\ZL+T#&P+=*1O"^BBL6)]W^A%U MSAI&$(UJW6.\MAU\J\#/KJ]T:W2M*F%EA3Z(6K2E1-=N.(/>7/5= M)UN+/LE.Z0I];45?*3!\BT[1U^N/Z,W)6W2"5(N^;'1O1%N9\Y4%46[H5;D7 M\&$G@,X(N);;=XCA):*8TH#[5=S]HRS!G0SNY*7["J;B,!_T,!]T&(_-C'=I M#(0>"F/GEX3]W&H[,UM1RHL%+"Y6/_\$TGQ^U!0/VBP%R&R0X@L-OKZ M=RW:8(0[MW1P<\O_84V+@C#*SUM"61K5=R[+OE%72(/$@5"UN:GD*4WIJ1"V7 M2%BH(MT]!/!&-+JSZG^P_DMM+#HI"KXDA"-8SW"#TR5A? DEVVSE4'/KI[>A M>%,O#I<3G$["#9@5\,!X.-KL$&WV>DZCC:RK(6U#:1ZAMQG!=AH02/Z,)1J;_(2G:B M1K<]D 8S.4F.V$JB K]H"_+@@;?NB8M9M.R'>9&7 M>59P.ET\(<,L3[-BIO22$7LDBISUE3";8<57/53>3C>P.6KOPVJIOT#2G!=3 MK;X9Y0F=64=DI!>)X^L#Z$* Q4895]O:79YN86MIEZB5-BB9>5I2C+-D*CE@ M1O,DG9$\@HW$R799EET/"TH]%X%.EE(]N)(<5.O3JLC3?"K6M\K2A,QH'9%& MXDS[*&\E[/JY0:4^O#C-_7GUS0C-BAG"D1%Q),ZX(17T8PMJ M:W4K0;+I.[=W"&KUR<.SE'AIZYLE*<5S.3 "BL0)]:?=R"Y6 WSL)'F63N$4 M,F/SM73$$XGSZ5>MJT=5UT%I =+DV%/VBM5+82..2)Q'NQH:F;< @ C#+$^G M^GQ#5N0%+V8>+1TY1'&T9_A=B1M5[_=:4(^NK2[O-X CV9F??\HIR=ZC?PTL M#?854'_H]KG(G>YW.L&8?8XE#$KM=-\0M&,U&>5:]I2/JTG(4-H)G V@V Z8HW&L>9M%[;BR>T5 MAC30 T?JL>0$@PA C)+46UZ^&<4YSF<"&%E'XZS;S?)K&@/-&+0Y.9WV.2%# M#BUC-I<-(_1H'BW_B&S$:!EB90Q+D&'?.RML7#A.AQ" MEDF*E_!HAJ_@EF*RY#@Y.!Z?(@2GV(0LWE%>5I5R MI\N0O5NAJE/5HE)L%61S\+S,;QL))9Q.*T7(#G.293-R1]JR.&T_2RN4V_WN M6\SPJ5Z@9R3,9VW #F8^X3.[=#:REL59"WN"4K>VTW7MDN10U=SD'I\^F_[& MJ$J)+I@9S((DP6II]FW@WUZ1N86P8AT]D^07D_VX-\9!/>.M,--1, P MW$2LCE[)N/=A_Q'=';2GJ):WX(G?93!0MWO%M+NQ>CN\I;G1UNIFN-Q( ?*= M 7Q_J[5]OG$O?@XO^M;_!U!+ P04 " !I4VE5EF3QU]T" #M!P & M 'AL+W=O4MKP@?KC_Y7<7WWFRD^I9YP"& MO!1^KY.VR8U=\&>3DFY@">:I7"B<^:V7 MC!4@-)."*%A/O;OP=CZV]L[@)X.=WAL3&\E*RF<[^99-O< " 8?46 \4'UN8 M ^?6$6+\;GQZ[2NM<'_\ZOV+BQUC65$-<\E_L MV/I+)=?NG^P:V\ C::6-+!HQ$A1,U$_ZTN1A3Q".WA!$C2#ZJ"(8NT)K, MA?5 #9U-E-P19:W1FQVXW#@U1L.$_8I+HW"7H<[,YE)HR5E?DGG(J4B!+ MZTZ3WKQ2"H0A"U!,9N1)T"IC:-@GO06U.SD8EE*N^^22/"T?2.^B3RX($^1' M+BM-1:8GOD%*^RX_;8CN:Z+H#:(EE%=D& Q(%$11AWQ^7OX *DI(IL*:^ ]/## M9))SJC0I 4LYQX_8[\(?GG!%1^3G+ Z@1RWTZ!/0#DT36IE<*I=I"U^O=A+7 MSN,]GCBH?T?@'S \X(];_OCS_$SKZGWV^ 0I#$=)$%^/C]B[#*,@C(-1-WO2 MLB>?9\>6KPV6,!.;]P)(/AI E^&Y ,9M ./S19JF55%QU\0D=B6%A5G@K9;; MZV8+A$NM00^(H2_0V9+&)\=Y%(R3X[-S:A5%)\7J[S5C>Q%^IVK#A"8%G_P!02P,$% M @ :5-I59]6+"-"# PT !@ !X;"]W;W)KB47FM#--FZG;T\^P!%F<4*1*0K[\ M^P.0M"AAE[#2ZDMLR2^7W,4">+ <_58-U_;M5(Z>-J45?OA8JWU]OULUB[6 M:B/;=_565>8OJ[K92&T^-O>S=MLHN>PNVI0S&H;1;".+ZN+ZJOON2W-]5>]T M653J2Q.TN\U&-L\WJJP?/UR0BYJQ/?@]L*[+T#Z1*M5" M6Q/2_'A0]H+#W]_L?ZI<]XX8)-4?4_Y=,0B(,+ MC!W\ CI<0-T+^,0%;+B G7H'/ES 3[V#&"[H7)_UOG>!RZ26UU=-_1@T5FVL MV5^ZZ'=7FW@5E4V46]V8OQ;F.GT]KZNV+HNEU&H9W&KSPV2!;H-Z%>2RJ8KJ MO@W>_%G)W;(PBK?!9?#G;1:\^>YM\%U05,$?ZWK7RFK97LVT>1IK<[88[GS3 MWYE.W)D%G^M*K]L@KY9JB5R?^:]//=?/3!3VH: OH;BA7H.W:OLN8.$/ 0TI M19YG?OKE!'/GW]T]_\=W/PH&V^<%Z^RQ"7L_5UHUJM6FD1?U1KW'VK>WP'$+ M=H1[WV[E0GVX,$-8JYH'=7']_7](%/Z(!?>=7A8/Q5*9$<9ZWJK%KBETH5HT(<4Y$_*A/Q#/LF[4AVT!-80O0UQD!:4P& 9:/N%^Q^ YF"".VXB& MIH[74$-"%CI.0U$:"MSG9.]SFZ$#R;2)SG MGR,B0IUNFV$B0IWY*D=4C$PD.CG@7G+ZS'HTR=AOFV)A@=@_R@UW. H$B /4 M,'>J132$N F!B!(^$00Z!H'Z1_-:=Z/:$>NAKE*8U(8TW9Z.R!B+B3N\(3+; M[M0=X1!=&H5L B_(R+;D1+A53V;!W>)T2\Z*MV>UEIW56GXN:\>M,2(N.9%Q M3=^KU'VMBXXPZL:,QW8=^ECH];*1CR93Y6)1[\SR%&TO#GLCI6Z"0A&/A9N> M4$0X=]$74[&$3>3FR+[$BV]'T=C4E7HVJ_WFJ^K'J58^="MR;QP$?*Z4@T! M%4]<^$)$+(Q +T5N*)()^B(C:!(_:1X&0A>&NH8I"G<:X40>NBL?3)4D[NR, MJ,P8%KM>(\P9TBFO1^@D?NH\]/K30"0_6>;\Q>!8<".KKX%PS#,]1TA2S= &2**X+2&F0H)G7![9$_JI2DT'>3* M?/[F;&!(L>%PWATB@LC"V*V@9(@L3:A+!#DB2T223*Q-ZZNBQ. M*#E3+TI^*Y2?U5IV5FOYN:P=-\B(H=2/H;?&8F%F(C/I-O=]V7G@+R]\4@P^ M0>4/4T6 /A&5X#'HI@C(OT+VLSG8@T)5S/4:47'B=ND<4X53)U_X"(C< M#X@?EP^JT45KR?![N=G^&&QW=V5AKE6E[ X&^$JW'*D8N@O>.2**81"@B%)W M_SQ'5"29*MSRD1RYGQP_[9JJT+M&]8G_]Z[8VK.Q7L\AQR4L<3U'1!QXCI8[ M0?-CJG JY4=RY'YRM">);3ERH=HN!7P>0WXC:0A<1E0B=%?"B$H(V-I0Q3F9 M0$9^<-#2CXP?__@\I/IAWNF_?X_"27QCUT-!/48H4$W<>>8* 8MC17M0'(CHFABBY&/X,C] MX/C1GF3_(2C5O<&KOL$79CS;E?H@TW'W$V^(B%%PMA;9.V;N@1],-'7B MAX]8R?U8.>ZZ#*X&;X:9_"W<=K"KB5UE-V#54!#3W=L!:'0@#UX*M]HS1U1@ M_QVS1%-W48&H*)W8E.(C??)3BH#U5C7R]7Q 2H A*(T@*IJ&P&?DC&2$;]Y CD QL*,TQ&8U2=_F(R&(S0+K[3H@LBLE4Y5N, M<"?\<+=_QV78D7WM@*] V"V-P4$33!;ST"T"(C)!8^8NM1 9-PNRB?*G&"E/ MO'8$\A5GDS.:8*W7DP0U2$ALP=\S$9":?ZM1A93OA9SNZZJJ&M45>1 MS5Y!$N KMKT,MLPS1&9"D@)GD=.2(J)323WBFWA]B]D.X('4NBGN=KH[3Z=K MV\6[JGY=EGW-M^_M:$ @9;E3'2)QJR>(Q)WFO%:. S"RG/"SW&%K@R#\591M M/1RE^JDNES82\WICEGC/:"#@*RXF,U)WF,=D6&9 F5FDANYPA\A\F7'P8HT? M]?[JWINTY=^'?G.SVFWN^E.6=GJWQ<.U;.S$O].M-LL>$YS+.]F:E=^;XN6/ M;]$P(=AGUK[IX9&X(5*8T@SEC( Q U,RGD1NE3W';9(P#*<&R9$7A9\7_U'( MED6YL]>\%C3L[18>A2DHE:!*N[-.0)?#E&8Q0=VCZ3ENT\Q2R5301LH4?LJ\ MZ5)FWP4-3AT%JXO+THQ"LNG_V'V+AZB_47SXD._<->$<58%CYXB*O7.WJG-4 M-3D#C60I_&29#2EQEJ#TMTI>"0JF@D&!*A,4T,$PU<3*4XS@*?S@F>U?N_@W MP4A!>X7OW/W6^4FJ#%&1=^Z[+3FJ8N[@/#MX*7NCFOON;?@VZ,[.]._A[K_= MOW'_L7O/W/G^AKR?$^3[C+S/^_?I1_/]Z_V?97-?5*U9Y*[,K:R?%T'3OS'? M?]#UMGLE_*[6NMYTOZZ57*K&"LS?5W6M7S[8&^S_WX+K_P-02P,$% @ M:5-I56JUW8! ! 10\ !@ !X;"]W;W)K>WCW\'CD3?92/>DUI08]EUSH:V]MS.;*]W6^IB71EW)#!7Q9 M2E42 Z]JY>N-HJ2HC$KNAT&0^B5APIM.JK%;-9W(K>%,T%N%]+8LB?IR0[G< M7WO8.PS6U]QY?+7!E4"'^ M9'2OCYZ1#>51RB?[\FMQ[076(\II;BP%@9\=G5'.+1/X\7=#ZK5S6L/CYP/[ M+U7P$,PCT70F^6=6F/6UEWFHH$NRY>9.[C_0)J#$\N62Z^H_VC?8P$/Y5AM9 M-L;@0&R&.#(#';1 V!F'7('[!(&H,HM?.$#<&\6MG2!J#*G2_CKT2 M;DX,F4Z4W"-ET$YND /]W-T]NX_IYA)%P4\H#,+0X<_L]>;8%<[WS;[XYME/Q(C:=(DJOO@%OM^A M=-$F$UQK6UNGE;6M4;LI3G 63?S=L6(.5!3%X2EJWD?%03H>G:(6?524I&'2 MHD["C-LPX\HL>B',/\R:*I2?; #:;@!>;X KEP#QD'RVZE_I#>3T @[/"TTX19KF6\4,H\Y,K>=(CO+F(DY':2>]9@Y8E,5!)U4=*!R/TG'< M2587#B=V9[JR-6T%20<%N:,Y)UJS)NT/,VA"SP1"_O5QE MCO2.HZ@;OP,69DEGK\P=*!QD\->1P('+DBAP:S!N-1@/:C ;CMX5_-CA[Q@G MG16;]6$XB+,.:NX@2S.@Z\3>AX6C8/S"<86#K[>XX']$?W8(__RP[XDQBCUN MC:V0R$@DI,CAFJ0D!Z855 %#H5 [=T@S\['+W2+I@'0KI /2W1F#+*>Z'-UN M\?=D14^7SXQK** W1#RA#Y(75AS+0<07IS:X=_NP*=2K'PZ<*X=<=)!$6=I5 MJH]S99%_U!:45*VJ?DQ#G=@*4U_YVM&VYWM?=3J=\1M\-<..\;GM$:LVY"M] MW6!^)&H%!PWB= E3!9X,#99&N>%:F>684_.ZR]Y%\B)E5-]@J_IWRI_+% M;:-^*;=Y_GM]9[RX[)EU17S)YU6-2,2_1W[-E\N:).KX8P_M'?JL&[Z\_4P/ MMB]>O)C;I.37^?(_Z:)ZN.QY/6/![Y+-LOJ2/T5\_X+LFC?/E^7VK_&TUYH] M8[XIJWRU;RPJ6*79[G_R;?]&G-. [AO0VG#F\Y8SY3[8J2:' MC2UO;7:RE^?-3>3M34[V\KS!R7:+#W9C<3N01TF57%T4^9-1U'K!JV]LW;!M M+\9OFM7&O:D*\6PJVE57UWE6YLMTD51\8=Q4XI]P954:^9UQ_9!D][PTTDP\ MD<]_?\B7"UZ4_S#\/S9I]:?Q\]U MW]^)6_\7;T]=J_'?F*]N>?$_XSI?K?)]L8='%15,'+2E=,\';;Z%_78^-C517I[:9*;I?D#_))6R4;!E3,0$6LJ(40SU/[Q3[XQ<;T M"__&BWE:[N3;9W>3=N4QK+;GKG;!A(TP83XF+,"$A9BPR&X-/SJ4W-*6V)8\ MQ6IK9*^ BAFHB!65O/!VPRG.P2F.UBDWM3NVYS\7M3_6/"N3[6E5_JV^S54. MT!*[.@ 3-L*$^9BP !,68L(B!YQ@M17,H9(!0,H45,Q 1:ROI&$ ]V 5VN M7WEES+>G.^NSEW=)6AB/R7*SW1Y2% MN"&.TJL'OC],?V=D B;:5 ?W>*![^/YTGVK :UMW'?"8L!$FS,>$!9BP$!,6 M>>" !Q63MH+9#I7/18&<&:B(H9X: WYX&/##HXM[PS: M,MD7;46?L-9)VK;*,BWKQ:%/PQS$/$;*YG?F&)--IC>)OH>N+D&EC5!I/BHM M0*6%J+1H3VMZA;CRWD,A&WKL172PCR$5-%<<"$C')%.%3G:+0D*LH02*%2HV MM!WSQ+Z$O/@&!L%*-?2DSK; I(U0:3XJ+4"EA:BT:$_33:A@R40AZ7N,6+(; M0-(,EL1@9TTG'/-OH@_ WS3AT/?=V3NHX3@JS4>E!:BT$)46[6F-G8#IR.YI MBQS3:QFHK9+G7;!D!DMB53G4/H4E,U@2JZJQ3YSX)<=0G>A3]==D'WID9S^@ MQN6H-!^5%J#20E1:1,"4>JR0D%9@#G.FL&0&2V*@FJ8=CIDYT8?F/S0)T=?2 MV4>H.3HJS4>E!:BT$)46$3#!'L.2"2R9PI*90M*GGNW*3H)D32\=4W6BC]6A M7$3?O//P1PW146D^*BU I86HM(C 23HLF2@DA#&K=6X+CM-A20QVUAS^QTR= MZ$/U[TI)].S.WD"-R5%I/BHM0*6%J+2(M--G55BBD"G3$A5.%9K>5'VK#['K0?'/_&I:,%!)B$NG- C>DEMWZ:(7#9X6D[S#Y@"!6R"S"7')J>G$,H8D^ MA>Z2&Z"&SJBT$2K-1Z4%J+00E181, 8>PY*)0M*GIN=ZLA_@T!F6Q'!OS85S MQ\B9ZB/G-TT.]'UW7E6'&D:CTGQ46H!*"U%I$6VGN;8I[7O&"A&Q'2(%#!.% M3)Z#P)(9+(E5]3CDU)Z$'A-HJD^@WS([T'?=V3RHD34JS4>E!:BT$)46T7;^ M2UJK4A4:2YZ-*40MY\")-2R)5=4X)_)J>LRKJ3ZO?DUVH$=V]@/N&FW<1=JX MJ[1QEVGCKM,&4]^Q0F)[K1T)G$'#DADLB8%JFG8X1M!4'T'_T.Q 7TMG'Z%F MTJ@T'Y46H-)"5%I$X77>L&0"2Z:P9*:0](GI>9XG>PD6-OUTC*:I/IJ&\@-] M\\X60(VA46D^*BU I86HM(C",30LF2@DENF:\DDNA:QORSZ DVAE;\[PU&') M,8NF^BSZW "!*LV!FBVCTD:H-!^5%J#20E1:1-M!+:5#^:OA8X6,4&+3UG2K MK6.$4?D".U.5CLHV463(1/0IGZB.53"+VLZ))=STF#93(&UN7BTK?;Y:UO;! M^GI7XL!$:134%!J5-D*E^:BT )46HM(B"J?0L&0"2Z8*"7-E:\ 1M![3-,0Q M?Z9GY\]G+$-2[T104VA4V@B5YJ/2 E1:B$J+J"J%=MOGKQ0I-+&&%I--TM8Q MTW'D&'"JT@UEIZB69YM>^^IJ"I;#+.M$#DV/.335Y] =(D4]J;,U4)=UH])\ M5%J 2@M1:1&%UW;#DHE"TO=L(B>*,&D&2V*PLZ83CN$ZU8?K;QLHHL;QJ+01 M*LU'I06HM!"5%E'%&N^A_-4FA^"XWA8$JO*L*;/X%^3)>J1G9,8,_V,BZ:? M<=5TQ3)QFPQ;)E"$X/)Y8+BW6-V;=R(;8<F3].]*$O7LSN9 C=E1:3XJ M+4"EA:BT:$]K_!R&(DE4R)1)HD*G3!)5.CE)5&C42:(*IDH2!R]^':S^,;XX M*>[3K#26_$XT--^[PF[%[O?M=G>J?+W]P;#;O*KRU?;F T\6O*@%XOF[/*^> M[]2_07;XE<&KOP!02P,$% @ :5-I59!O*^IH P _0D !@ !X;"]W M;W)K:Z>%,[\SDK.2A": M24$4;&;>Y_!A-;)X!_B7P5X?C8G-Y$7*5SOYDL^\P 8$'#)C+5#\[& !G%M# M&,;WUJ;7N;3$X_'!^I\N=\SEA6I82/X?RTTQ\\8>R6%#:VZ^R?U?T.:36GN9 MY-K]DGV+#3R2U=K(LB5C!"43S9>^M3H<$=#.,"%J"5&?D'Q B%M"?*F'I"4D MEWI(6X)+W6]R=\(MJ:'SJ9)[HBP:K=F!4]^Q42\F[#E9&X6[#'EFOI!"2\YR M:B G:X,?/ 1&$[DABX**+6C"!&[([+60/ >E_R"K[S4S/\C5LZ!USI!X3:Z> MJ$)> 89EE.MKUTMR]>F:?+(&_BEDK:G(]=0W&+7U[6=MA(]-A-$'$<;D MJT3+FJQ$#OD ?WF>/SG#]U&M3K+H(-EC=-;@&JH[$@Q>7T<"B= MW_.^^M_>?Q$C[LY/[.PE'YT?J@N2LQW+ ?]=O*(9QY.0WY *L!H5."97^/_G MDN.Z?E^]'CH(C:M[Y\H6N-T\N+M/I_[N6-U+0,M34'@W[H%60Z#X'?2+'DFG M1W)6CR]:UU1D8"^02]1=I4R6)59%;:\1J6IE,888V2F')9>)'6AC;Q^I.!4W M![J5KQD.:M:$DQXE,9E$4=(3[105!G&8A#W93F%1&L31I"?<@+7Q*!W'P]*E MG73I;TIWJ2;I:1KCN)?$XA0T"L=13Y!3T/@^[8F[.@6%21Q_H,:H4V-T5HV_ ML4?(7 6V]7-#F2([RFNG#MU1QND+AUML%&XUY4 T9+5BAJ$X.0[$EF QMM>- M2;R,AK[!8.EM8A@=AQZ%R;@GU0 J"/MGYQ04C].H?^<&4$$XZ4GE'[UG):BM M:R0T'H5:F*8T=:M=K_+9/=&]]N8 A>4L8->\JRH/PV63;/Z>'I:ITN> M)_4?Y8H7\IMY6>5)(]]6B]-Z5?%DUC;*LU/B><%IGHAB<'[6?G9;G9^5ZR83 M!;^M4+W.\Z3Z=<&S\OG3 ^V']R)Q;)1'YR>GZV2!9_RYF%U6\EWI[M>9B+G M12W* E5\_FDPPA\O T\U:"U^"/Y<[[U&RI7'LORIWHQGGP:>4L0SGC:JBT3^ M>^*7/,M43U+'GYM.![O?5 WW7V][_]PZ+YUY3&I^66;_%K-F^6D0#=",SY-U MUMR5SU_YQB&F^DO+K&[_HN>-K3= Z;INRGS36"K(1=']3UXV ['70/8#-R"; M!J3?P+R:)8UNBYF?';8 M_E3ZL7.&;)VY(,X.IWSU!Z+>"2(>(8">R]VM.V/6OJ[N;V^&]V/ M)U_0Z/)^_&-\/[Z>0J/4]>+#O:A]_+%>)2G_-) ;M>;5$Q^<__UO./#^ ;GX M1IT=..SO'/9=O9]/9-CA256(8@$NAZYUT+96\>7IW/>".#P[?=KWP+2B+"!L M9W4@C>VD,>=?VC3H[&,!@-X"!5,C*8P&L-=IIC8YHE1.5BJ0#6C%#25Y6C?BK M^T"&8/EU+N0(MU_R/]=BI58PY$5DZ*/4#WI. $8X\F ?XIT/L=.';W()H/<+ MF3!\0%+T3-2KLDZRWU,?FZ-+C-5B&I$8UHX]33_O:,3J#WK-TW5EW=";#GN# MB'M:(:LXMLG=@S4^*EO< &;(VEZ8!H-261Q M@&@'B-.!+TJKDJK&?"'S1.E%(C^1(7AVH@(NJ)= RR.(^XH!LS"VKA%-<>QD MYOETF51\J'+%F:1%+A/HNELK_$6]YJ!D:H8V'_=7-& 51Y:8@C6$L9O"[8Y4 M2[E9\JI=+HC7*K,#A?J&!$.E:8(M-,8:Q]@)JW8A;)>L6K&=V$2NZ 9>L\R< MW*@O%+"QT 1K[&$W]\:%9)V<>Y7K/B79NE6;B;GZH%Y729'R+G07Q5HTOU0^ MT50R)X"],(DG,1+Z?4< LS"P+0Q-1NQ&X_?#/5=68B&*-N]12)!(3/(18W<"1D.?Q1:D$XU'XL:C,9*KY)=U& '@]8,? M8#., DN62C05B9N*W1AF(GD4F34S(B;J:$#[FP^P8C$.+0HU$HD;B?-/Q(Z@]MX\N-Z^AJ93HK^=IQ[ MH]X.G=;D)$?(N:[296(YI!,3>T,<,A(9L0,P]#T:Q;8%I0%)W("]$THW' +&D?U22D[H/A]Z39G*!.U#E6QK2N=J12O33),E S-4]]H1<: MZ1U@)EVCH2444PTUZH;:'9_Q?*42"WDL7&UG_H/*/U1DKD2JDCUU$I>)JON, M2$V2A93T'3&-+'&::M91-^LF70ENEW-; M=9-ON[?4^#ZN1393=<\3E"GI2WF@12)7E<.NHGYRO I" ?(QSW 'L J#T))D M4 U(Z@8DG&._OH9#32J:-1S R+9B-#>IFYNP\&,'2FH2DAH;U;2)J$6N1B@] M6DBURCUR6*K&XB[/>IC*'&L\0:]-7BA0 M2@VP3X@11@!#F>N2P()T7Z/3=Q\B/X\GH\GE<:G^FYXGWZJW0ZOWCE=ET M>WI&,[XJ:R'3A2$JRF*8M\E$L0!'P60HCJCO]5<:8.<3'#-+//(U]7R3J0*Z2(J? M:#1[4L$)?@AI\M,8:P"Q9#2H?,[&PEJ]\J AK#+!I9 F9ON:J M?^1H6A8M?\HL4X]E=^6(]D/QN&[38E"QB4QJ/)-VD?=0L(:J[X;JN*[7[;#* M$4[+/%?5\*9,?\HL(&NKLDV)^ NO4M&!M_NR7-D=,J;1CDS$^HINLP7*J[)BU9R"X#> #79 &-C9@ SC"/;!M $]MT$ M;F^_;!77:)6(F7I>L>\:U2&; MR33V*>V7EP [W_-CVR,*IC'*CF!4J?\ZFGRY5DE/Z\=H-ZT=OU5OAX.AH<[< M4-?IZCP1E7[ZK2N'*'E*1*:>]@SEKAJJ8D9[BT-9-ON.1B>,L'8X MW]$3#\?M4V=Y#D>%_%V4=U=!N;H*BJ9\U?#\41[1M['O[ M-_L%S@%4U?:B*#*B*& 8,6I#L$X=V)'#^W81-552U'->;6H]W6-WF0B]JMC# MS RAGT8#)CBRG+ "G4$$1S*(U\FWE]8V_0<.Y8")\9CT=.]6<\ZK17O9NY89 MV+IHNCO!NT]W%\I'[37JWN<7^.-E=RU<=]/=4O^>5 MU(2GC<]FE]TR#.G,I#?S\NRV;Y1/["[?G_^/U!+ P04 M" !I4VE5L%BC0J<( =%0 & 'AL+W=O;/-\:^]EMB+QXK"OM+D8;[YLWLYG+-U1+ M-S4-::R4QM;2X]:N9ZZQ)(MPJ*YFV7Q^.JNETJ/+\_#LSEZ>F]972M.=%:ZM M:VEWUU29[<5H,>H>W*OUQO.#V>5Y(]>T)/^IN;.XF_52"E63=LIH8:F\&%TM MWEP?\_ZPX4]%6S>X%NS)RIC/?'-;7(SF;!!5E'N6(/'S0#=452P(9GQ),D>] M2CXXO.ZD_QQ\AR\KZ>C&5'^IPF\N1FZ77 MXLY4*E?DSF<>BOGX+$]*KJ.2[!M*?A*_&^TW3KS7!15/S\]@<&]UUEE]G;TH M<$G-5!S-QR*;9]D+\H[Z*!P%>4>@#Y_T-\H[OBP M."ZD-ZZ1.5V,4"F.[ .-+G_X;G$Z?_N"L<>]L<I3W9/!X1WDKM9" #%P[ULB4/PJ=_'[X[R[+%V_X19X'__D(,"].P7U?+ MF[#T3%YX%@R%];?!=YTXR'=G?;/^C+"?7LN+UR3*TH[3C_6-C'*"89'U D!=B27EKE6>X M(^JWG&9$C)%C:J1*"[??D."$P-;&>O5?V3G2M#;?@-$%BK16;1U#7R@783%E M9!]X_DP\@V=-FJRLJEVG ]'FJEF'X*G.O)K\QA0QJC)@S#-*J2PI-">Q4U3% M=?1/:/6HZ$8&P,#&1NX"(,:"'G-JO$!/%JQOC?8Y68?#"E)AHHRY%X&9[J0MG"B;8I (1RDR)S8N>+I"#&LG.%1 M!^R!6*?>W)7FU?(37\_%_)AI YN(W;Z'-+Z%3>+'CZ91N3@[/A._2X [[!^G MZT5@CNQKALJFD0>NVC4&#KX^FB9MB6<"N?FD55S171TV2RYM%<6H94/38H" 0ECS*K:)<3O"^88 T"80AVDM0'"C,$=9$&P4;14';HSQREK6BD*$%N;>V$PPW#JC0RGP MK6L;%AON80+ETGF7-B8_2&\8@I$DJD17EJK03F+5"#?H2]0W$A;SG[98QTBV M+K:?M,Z>/ D![$-98X3E7Q::5K^@N+CP6%J+&A!>O9M=2) CDW MB]=O 4-X5Z+;&62=^92-!K ?$*(]-3UO&H-F/&@P@RR/P3\*L$,H4,+1+RF^ M?ST]Q1Q;55P]!>4<:^I"))_4\M/DAX8MOC^=9OUQL,>3XVG4"H=;77(@ "%3 MU\HGWHRV<&"B,8OI_&MIH9"YGG$:1*>Q'9C6%.#IY2.Y5Y@RB&)]9@'C"V \ M-CRV\R5."E161+P!CVI/)EW-(;CSQ;[FW@&O#Y)S$(7_0L6:/>AJ?7'RK,IP M?@()8BM=1T0($(#/IP,2<[S3!4#$$L+HLU8)W7LPB$KNP!&I9VV25DCJQC.N MU.?E..4A+U$<-KA.;T)K*C@,/'YBRLD3#7Z#*D9Q(EO4 M!XB(FK/85$^7(\8%MUVLJ3DW1A:%!L4EP^]GV%2%U#&,A2QS:\__BI./_CU_->#T28Y?M M[[-_K!M$G&;/<(H2;8P.ER51P5--Z*L($UX7K(''!CE4-=)?]Z\=EA[X"P L M[[4EI["GB(;U$W[(F[<& 6?*II5GK7 @QRM/+*UW]Z]8JP%EQSX/BX:-JD\C M+VA^?XNM(*(8T C9VPEZD%7+*C&+0:N-'<\4_;C//2M. :ANH>%#90)/QP$1 M7-7V\RJ+?40K8Q-YU]<>QC:TWS5L1Q$TL719SWZM,SX*&;2M;JX9&ARJ+":$ M.Z(3M2P" Z^,Q8LLEV'?8]F$/4- !H2@O_?;XX1#3+=QRR$&)H_/IZY.1L/%C7+Q!^,,'L)7QWM3A4-6"\- M&GFZ807]%]'+_P%02P,$% @ :5-I51 :O4^O&@ LU\ !D !X;"]W M;W)K&UL[5SI<]O(L?]7IA17HJV"9=R'=^TJ6UXG M?K6'G^V\_?#J?8#((8D8!+@ *%GYZ]^O>PX,>$B4O$FELJFR11+'3$_?W=,] MW]VTW>=^)>4@OJSKIG]QMAJ&S?-GS_K92J[+_J+=R 9W%FVW+@?\[);/^DTG MRSF_M*Z?A;Z?/EN757/V\CN^]KY[^5V['>JJD>\[T6_7Z[*[?2WK]N;%67!F M+GRHEJN!+CQ[^=VF7,J/ 9"UG XU0XN-:7LJZIH$ QJ]ZS#,[);WH M?C>CO^6U8RU792\OV_J7:CZL7ISE9V(N%^6V'CZT-W^1>CT)C3=KZY[_BAOU M;)J>B=FV']JU?AD0K*M&?99?-!Z<%W+_R NA?B%DN-5$#.6;U-Z*C MIS$:?>&E\ML KFJ(*!^'#G\_*D=I C%4_%#6S:]*)NY>%6#4F4SDP(T M%Y>=G%<#;O>][+][-F!.>O/93(__6HT?'AF_$#^VS;#JQ??-7,ZG[S\#K!;@ MT #\.KQSP(]R M<'"]:KCX\' D0\_[33F3+\X@)+WLKN79RS_^(4C];^\ -K; QG>-_I*)Y F& MV1.?NG(NF60_#RO9B0]R)JOK\JK&@MY4_:QN^VTGQ?]^DE\&\;IN9Y__[]"" M[ISR\((4UUQHIOGC'_(P"+\5$!.QL%CLY*;MAJI9BLVVV[0]00PPQ66[WI3- MK9C59=]7BPK 5D,O:@PEZ(U%6UPWJ=)A@.U1U M]7<\!>+U5LQ2-=B$^KJK=SS$I6 72EA3[I!Q 7@C:L,'PYC"-5:K[_ MWI;=0#,"I022:!< NX$1!Z<13A6YH77I(5!-I:=LP0A+Z*F=^?R&C9D0X+)8RW*;LTW\B3R MHC 5*69/$W=.#Q2=0XEV9OYRV54SP+ ET@1A[ 5!(H(@]X(D<9*GPX^>!Y%78)G?X!O "6-\ M&D4XAL!H,9\ M0J,"S5F<\/#827.C(\I97J"2Y M-X(-3;64#2D0#%J7W5+BGC0^ M%R7ITB=!6D 4_".Z[$ERX<,-JFM6Q,.^GKI@&)IVF'")$53%.VU#FOM:\H]1 M)M[N>COB_.S5Y0]GWQCO"'Y'F'IV OK_:=2^; 6S;WLQA^DE,F,UL[)?B04F M$&LYK-IY6[=+8I*9-@&8HR1L7Y57L$! .(BG74I&$,FF6 +4QEY>MW-)Z.O% M#5Q9^I1?-G!QF?BLJQ;;@6TAR-JNJQF3ERT7##"1?$F$Z]N&' 6>I=]N2$+Y M-^DH0 U''SIE*4FG>88G'@KE: RW8&R\=,J\FN_!4N"L:LTX8FUE4&D6#/32 M($0%Q6F+=MNI/T0AHJ;6-D 5EB$9DON)TUO"&@"T\M6*DH"!6*IK=@96:/._ M@;WE7,&[*ILE^3:-^'5; FTEA1_08K.A[=0<)-,J/E%.Q+IL$ ?1>(J+P, M](1A1[HT43V*-\6.SN^5:U8N%H"12:?A=9B0^=+8%A?!@;6+'6UTA#QWGC$K5TEH6& M#@6[IQ>[@7C0JYJR(_T=A\(:4Q!OL;@0R=X$&DJ6*."OT\C90)J>SK=:-7ON MH[C;M,W3.NYS,B5+BD+F9OWI'GB*^V]W?-4_ M:8^_D]<4NO>W$)SUAC-THP95GI'"R&P*3DT<2L_ ]JYV7KT0A9[-CJ]HB/B+!*6VTL\O ME\3^ZXTT4P&IL= 6C%%'3=TY#>ZN;6(\*"VB MF5E![*JHTEI$^J9")S8XB#_ [1!<&_*P^N'YH!U((5]!:WBD0R&+I.T5B\RE M^4'DLD&:]08GP5Y)X_53I\B([P%-:H)0UA;S5IG^"BZ3Z [YIM8D&>UW31PM MBL2\0"=J!]#VE M_S#4Z/-!9U#&3:-,>5=+(!$KH:4V\(1\GQTE6C!%/XCI%.J, H18 E\S*WGE M<>]_)S*G&!G"UFL?M8=%WXTU_T2LN&QI+B!F(G5&IC5S7+A.DI+BH?Q,.1>* MT/5#XJHEND"U]C.ZS^S;CNYPLZ.!F8RL&1W69X*S%J-Q*,QG*T6P7S-:'7R; MY1QD$GV/PHI.[F0F0+^A/[1.;7ZDPMK?MO.EX>%1KWL39&G[6;NC$=:5_-,O MS=:C6TU$GL%[G#,=&0N7WU_^X!FQ9WZT*H&6K6E(^5FE.DE=S0;BOJGM\J;^ MR\;&)MI;V!)9:N6=?%+V=3*2D0/'/R.]Q^G;GGR"1MZ4M1H,[J'-RO3@B9KP MYYB_54F.L>,N.CXNN?TZ=M+YI3EYB\I;$)_>? !:0.HK>@GARZ!4$&M< X/G M0$8WI^ 0#C4MK9EONVI965(A;I&CG:;G20@O)PIXAQ):MZT)9,HTS=I^T'ID M),#-J@*4$SX:8\>KLF:BM]N!_3A:N7(C]C($RKMC)_Z7555+%[4ZUZ62;E> M<&15Y=:H1#\C^AH$)_0K]4#1,:U&E!L*$!'& 8=$N#W]4O5.K+K=T%"LPJ5R M XP5O)*W%(F3Q\[,U-:[/IS6@FK="WYR*HT*,N5;WGJNL6;AHN7I,,LX-R2Q M1O9'&UMNH6[(2^9<\ U\9#71-($(?$Y3*&1Z;+!HU_\-Z^/_*IMMB:%58!H" MTIM6Q(B+0P2S] Y%I<2_<$MHVBCP!?Y%B3=)Y*HWQKLL>X=,--"Y!#2L$TJK ME$87P>*4 [E:.IX"6V2-E %AY35_-*#6D3#(G=;$0_I%$QGKG[]PV 7NEZQ9 M1H/"[&N7<77+OE!IDPV&V[7\C4]"M^LTPJV*@"1TG,.U%^)GC@ MP_/THQ$> M(7 R)3J&&JWN+B..;Q /TF)P1SN(K=$51L@/BX>5WSUI439*69OA5FG7JY9X MD )M7%3BH@V$"GMYDFN]'L=EPKR4WFGY^@*BC@5@E%]M1IM?;AK2VF.N?H*_ M5XK.-]#!%4A2D6Y! T?T/II, :=LF".MB#'^IKL!9 W\.N6U5@YW\!@M=MZ M3JIYJ]0ZX-2^$K.028]1U*+,'.._-?'):]O ?/NY:6H=2 MN24K.:H3%74;I6Q-),VD\6;6J%=&!.MM$M]:E%VH7S4:VTH56^X@/%(TOFS4 M#H5:\P(/CJ&1'8\>9EO*+J)B7%HN3WL-\->*:N,;Y_<]0$,>-D2;>MMS ,5Q M)(^@<.1QDELEB79-$X=KO?8IP 76(,+?6%?;-8<+.D>C=T(Z;=I96-TQ7$?!2<3 MZ^/1HJH=,CDQK+65GKM6<"%MW]EU3X*D??J/XWF*!4:U#:@W;8^)M$_P3KVA M)S #6"P]CI.F(81#I'+"V*3H*8QA]2]&=]QA>&7 ,!D0N&D;D]'JEM*(+*F^ MJC?&QTW.X2=F4(ZLOZ2/:-EUNQ"U]]1K0+/::R&YY1AQ2[?.HP<3E3 M[O6>1=_?BS)4P3+EH5V P]?W]C5WMRS?JIV=#[1M\;W:MMC9 ?K1W0&:/N?N M3_U S[[9V9]Z:[8CW1V/=]/MQU>3[<=QN_%[M=WX@]ENU*'$9']1[?&KC;X# M.+EC;^^Y>"T1O3#3&.7M>*=/1.&%<2B"U,OC%#^R)!.T@5C@KU_D]#V%ZZEV M!=^!J73N;-YNF%]??;QDC_<\\J(BXAU$W@7&ES!-\1$&!:[Q1N5YE&;TD7E) M2K_?3Z1GR@9MH\-_@!$3&+1)&WJ)'\,53N$2AZ* 0YQZ/L"[M!ELN.(Y1C95 M">;SO' NGF/(*.WD>D-P5:0*YRZD& MP0NSB.!*:'EAGI'<14'P:!T*'TD>5*)';OQ'BSY$BVYKS9VI%X(5@\A+?:A- MB#YS5P*U6@3T+]!91BN&O!/^H)>\*"$5$!:QM7PQ M:,:*(';8)XH@K&E C!"#O-Y_OOA]?V"P#M8?8<5QIVSR788O>:@_\G)++K[N3/=D=VW MO>D>XO5RZ+2WL+',T90MFA)$4U*H"P5U.>!8VO=(#)&"3J+@7HRDD+A'8H56 M1(:#5A0 /Z>LB(3ZD 3KU$I_Y]['H42(%MW#-6"NR$U$YA[;?E(%:^!@E[Z? M6K^:P"*:]^C[0^I7CU'QU#K68^_?7\]Z?.:]PM9CCX)CP >6\>)[.&&:DSA8 MPF>TZ\6!6X?JDK7N?S?J_K\VF&0.2VE2EJ^U$'R0-7/]J+LFS/0+Y7V:EFIN M^+'1ZA@+\_Q4+DI95O0\70=6X\OU[XB)XEJ2VS!6FQ5<3XGZDW$V0NY;V M.R',L3NL9_\C#_\L>;C70Z82E^7A-+W9_%;[8)P:-OL3E6IDQ[* M1-^=C U&7_A0.*2!.J2DWQD0="_-AQ&$?XQ2SA%+IR>S7DAQ5_!5'/=83GLX MAYW 64\H"4&!6_8;J=;"\7A.EF<_%]F_%TYCZO9YF#+TLCQ\ "=F24H1][\1 MUD(O00P4QLZ.U*8N9TKY-&VSLY7%.U0#E_!3V:7H*^@)"N2;06V(5::=3N=% MQ\*&21$X5V&T7=?>4%.#*K9J%X-L5,&2+6XU\SE[WA0E&7W5-I.MKW7+K07X M4?BV=6!'4_=VE_E04:ZSXMIVX5+YMK#EVSH5<5*GGD(JH/QI'/>CPN1$L4X' MVQTG?$#;W[ZS\%C_ZM^&R544>@@U[XFP;T!812?*( UC!BGRGR+8?E/>]N.# MJ?\TW[T&VHI7FK@$Q9]U;? GS8C3IQ4TN^_8VY>ZG$<]IN Z9++OGH33330\ ML?VCXV_/3R*1QZ&(\A2*(LP#D0>^%R2ATUU*]TYEL0!O%*,+&4+M4+-I'$:V MZ?1KN"_.W:_4BAIFN6U)?2AO9JG(1CGE';V@22LH@ XN9<#9;JO%1<-9X,V/F_!9?#1XT 0 M>!'WL<+1R *GH_4)WW]D2S& I6V&M.#-5U@.@)#FJ5> ,4SV[0G?^]J8SGR: M7)[Y? QWT%XU8=^AEQ=A#6E >7W?9M4>RA]X)7<25+1I$.2>[S0QG\X?M+=D MUXQ?!>7V*#.O4WP'^YLI9U\4 L(3^YP%#!'6F61@9)F#.H7!%FD,42W &FG! MW<@%;12Y>= G?/^3[IZW%G'G, !;$6UZ ^JQPFN%P$=<2:IAX2IN56%7BJ%K MMU=4;S>75P/5;S+I5#?K^=FG-Q_.OO%T7Z!M38.55ZODOIY>U8>/$RR[DDN_ MAM:Z$>2L9(]'UURRW5/RCT:JK7N%C4T4[:% M*HGZZLO!2%B=*<-U[5P,5W;=K9/]9J 5#"<>D7#R.0J.[7X_+H7G0L@9IQQX MIF1[-SNW>>,,FEW)#"Y]I*@J]945C ]OBNES=?J=>)XKN.]@>0\H&>2R[3B^ M/KPE1IW-X(_YV/']T/JK X\>>.JG+?]69VIPZ2V<"-#X1Z<+0_SL=#D< MTQ["0][P^#0#3+J? _Z7 ^@$P[CO5^YGZGY+Q_R^S]\B,_>/RMC]]IF\WR## M=V=:]='D?74L3"2 #LBB6[.[*JF;WC2CU:KC955MK*&=*S.XH48$*+UI)S!W M;'TR;1]'X> 2[*;E'D/&%.T*+BE'..WT&]M7^&0 =9015Y?NJV%US-% B*,3 M),(TY,;(]^V@98CZ$&JY/MAFM6.#3"O<6I=Y4RLA5>E^J=9D.VCSU#E^X@BB M[1,'@)TJ=7T6VG2GE&R[Z8^V!NR*'JKXX6/E#(Y)< A#Q['3M5?:T- MPNT%17 ]V_ZY)8)"#?5.*$GH-3?K:G#JS'1;Y'KX.81HDG56 /WVRAPVH)K4 M8)D&.J=$X9X\@;E<<+;%/0:&V#A,OQ4?I^-IL-C-VEBJWLCR6/[;0_GU<]9PK[V<#< JP=.6X+2O7YV6!QWK 2EYB3_L [,Q6 M9L8%G76A&N1,GZ6APQO#4PYW<"/:2A[JZ.WWX+:]X.6<^'CZS@CGA T^CY44 M+9^DX^()2Z!:><^D",<:!T5^,C2F&X&:(*%H=@[ X)8.7*;C@_#TKUOJXG". M3*G6IJ?JPD9-3K\V+7\^10L%*_)PD04S(.5=]8$$M4D<[J5@U63* [VB@QQ' MA3754@_0.WL:#<&.6J3M=+E%8,$]=ZK[5BFZ8Y9EIRR$SF&BZ<94)OY0*V50 MT!\JPZQT!V?_534CK#V?(/A%E.LCYD\*1/JT=T2Q;B+2R$MIA\SW"LH/49TH MX F\&'%O[F=>DJ1[ZFX_(^&6VU%:S/<3$<4%XNPH"R8BN?MNE$UK6KPHRIU? MB9_JU9^6C=E;9>@%>42KI.)J6#D?,7].15,)K3+'9"9M=ZKKJ1$:%+F7$-G" MW,L32@%%JOS4Q^A))C+*("""RH'##"BEKP?'I:S]YV?3# M738E=$^-18Q62#R?*(:7(_!H#EU V@C3^31/'N O=:_@N1B$IR0O::ECR*5' MBCV$.%F_(GD42N\.1DY=\V2YP!TM-PIVETM);&>Y? #CO8&81N>#([PX\ J: M0'\^EFE'Y4O_O@;#09#Q?X79^Q?^F#6K_+[Y/!"36I/EA0DW+41I(C*/,KHI M_L8BSE.J^8_84E&9/P0E >?MX@^76%3$OC(UG_E4D9(F4?_4GQ$OKBCOP,N@ M1C$S5ASY!"KL"8&:BP21'H$:.:#23L4_PF'Y>K_D'F]D=%ON\4LT!;,\!.UH M=R;V[K M^WQ0Z_NNI1.+R?-^I\\>PH@('ZLE189_YO.D]W&EF2T%$9-0'='+JB*@.HY, M[4 E.6\;47U/#%7!>SPPJR&\F%T6@R%(QYW10C7B!7 :<8>:1%P&(S\9+ @6 MIYU+TC3P,LFM#"QO/;8$_]!QW,^<@]2!S"4?%T^]^MMF4&>JVZOV1/I7ZB#V M\7%UG/V/90?=T'.:X<69?Y$E9^!1/B)>_1C:#1_+?M4.0[OFKRL) G3T .XO MVG8P/V@">T[_R_\'4$L#!!0 ( &E3:55,-FC:K0< +\5 9 >&PO M=V]R:W-H965TYM8&:V,>F>?5CL RW3MA!9])!T+OOU>XJ29:?C>),!YF&Q#XDEJEBLRZFJ M(YW>&7OC%EI[=K]L6GCL>NVJAE\J=F)5N\61F[%)YW-KYV*VL5M.P M:=F,11QGXZ6JV]'Y:5C[8L]/S=HW=:N_6.;6RZ6R#Q>Z,7=G(S[:+/Q6SQ>> M%L;GIRLUU]?:?UM]L;@;#UJF]5*WKC8MLWIV-GK/WUZD)!\$?J_UG=NY9N3) MQ)@;NOD\/1O%9)!N=.5)@\+/K;[434.*8,8?O<[1<"1MW+W>:/\8?(>J7;*KOY8U_Z!7>MJ;6M?:W45JR M7TSK%XY=M5,]?;Q_# ,'*\7&R@MQ4.&U7IVP)(Z8B(4XH"\9O$Z"ON2 UXYY MPS[6K6JK6C7LVBNO@3:_U]].7;I?'17.6[=2E3X;H3*)^D79&^W5I-%/<\;>D,2EMAYUR;Y:-:W;.7OO MG/;N)_:A=E5CW-IJ]L^O^MZSB\94-__:Y_A!T_8[WD'J9&NH[JQS6^L6ZE:S MB=8MJQKE7#VK]91\\PO-*M,ZT]13I&.*@FN0'\VZ!J6JRMC@"5*W5"VZ!H7E MQQ\*P?-W%!V/VX,G*X\HK9#IB;8#HK"AZE=X6.'[A':B^_Y6U0U%_ABMX?A: M(06?$>:%63LPCN&<3+=NMS,1[Q(F8\B=*\Z+9]&K8=NQ4%WN)4W&F[LC79\N;3]140@WV1R-)!$^*4 MBR)N(DKQD?Y\T]5Q1VW?,S)BCVG8A M9"M R]<5"MZM)]/ZMG9!2(@T*C,YJ$J3*,L$W.91$B>(9%G*B',)-[B4$"U8 M 9NXW(^=_SF@Y%$BMH$L2RP(>/(ZC&1)E",=4)1&:0ETR#(2R-H!=*29C&11 M(&TYLIQ%,LFQQJ,\SY\'",2*A F>( =TE^-J/S+R;4:Q@+L_ 8PX2M,4VS-. MZ"J++*P1DH&*.(MX E1$62JIVG@I65'F,% BT56SGG:-;?E\")2EGM;SR>H_D=\31'A,HHAHMO9JJV[#8D'AX=<0&3 %\\^RDX=L21 M@DB6:1!_8?,;K*N4M=2<3=><'_=CG*=6*VON PJ;!W:4\CSB0G26[3Q#MPX MW=J92"I5OF-GDA5(91&Q%]OY%1:IH8(JJJ#0]8>R^/[4*0V&_SH-ENKAM87[ M3"5^P!^R;UK-'K2RS%C6:$<%)Z-4RO K '624S, 8"OJ%]:LYPLV VD-*XX5 M@!F:+?HHE[M[=D0VNS '^Q61=QU4 !=9F>QLV\IDB8A23 8I@"DA=]K=T=#F M*-8SP-3 L)+ANJ9JG:ZKL?0P$^5%$ M.GS=KI'=[\]&8W!U]P+Q0NJPBY.(7=U7V,1^709XHSC5P"# M K\9B$=."!4%H\'G. M@4$F4#H9YA"2DW,B"; 6?;# S$&S3J"C+$!]J,Z*#1-Z;L E*3;D<"A)4;0^UL,''T!"6/1%_' GD,DD14*HYXH*02< D!TH5W&!"P,F,25T *CPK,,6@F^E ":QUM?*Z:H*4$ M.TF.5)5)9I]R)(U!1B'> M>0%7L/,1Y!Q!+@Q1(JDT*-N#X_$I0Z2W^&AWYN,0@(7PUYCF)ER\_+?Y]7VG&.Q_5EMK.PZ=#Q,NL6]]]7QM6AZ^3[[N/K\(EN8KPWRW"YT&JJ+0G@^CXT2RUXXICR;!@%P628V%^6GS3N MA@U*(G-1&*D*ID5ZT;L*SZ['1.\(?I5B95K7C"R9*?5 -[?)12\@A40F8DL( M''^/XD9D&0%!C;\KS%XCDAC;US7Z>V<[;)EQ(VY4]IM,[.*B-^VQ1*2\S.R= M6OT@*GN."2]6F7&_;.5I3X(>BTMC55XQ0X-<%OZ?/U5^:#%,7V*(*H;(Z>T% M.2W?Y3H!913]E$5=F'8NR(129=_"(T:M:):K>MH+^"]6 [8*.BS M*(BB/7BCQLR1PQOM,=,PJ]A[6? BECQC]Y9;@?2R.^WU<./=<%0I9V;)8W'1 M0RD8H1]%[_*;K\))\-T>9<>-LN-]Z)?K4+#;PEA=.BT9+Q+V@TCFLIBS*TIF M:26,>BM-G"E3:L'^^%D\67:=J?CASUU&[16[VRB?'X-V>N#:R'D![R6,&_:> M2\U^Y5DIG'8X1[F@,!H;9,L&N^"6<:B:M#!@U]\ESV3Z3'B0PG@BP!D<.7?"8S M::&,M5K.2LMGF:#<:5%K:1Z<'5K$:E[(SW@&R+C4FC007!>09P;LYR_27!KF M7%^07RI*PW.BB17^3)VSC(+')&YJ*VN13*0I.AZL;NM+E%Z9&Y4O>?',2@LC M/R-:$L(@TS(-;&96?&DZT3%;\7"%E"/[YL3AA#Z02K4 M"W=0@BK#W: # 1QAN,I5B0)&\80.%IF] "?I57S_S8\SW6P'D'H_XDG+!# M=G ZI;_6.._VEUIZ>T""=S2&XX/CD7-\JC(T&*+B+OPTVJJQHY/UD)A5&>D7 M>6<.#M$DXC(O,R\<'1'SA2=_8:OTPLB[V\T=$_I5C>&&:_WLEA&?F%4/JKQQ MY;/L9BU_3;:Q,CB,1BUX/<[*Q&>0:VJOD?.AF8<[/?)?.]TVT0>7P&]8=-P/ M@Y!%T_Y)>,(.T"I.3RGF83^:CG#Q$54PIZJ^YL4#:=_>H&Z8RC% JYU(L;1$ MXW@JH%YM3/.Y(3M,/;;\Y(M. IR MN=3JR;56Z$I]E9<7)P6BTR,^C9WDC7*S#0G$WMTVI33E]H%"_YN^N#/:AT M\E^0F8,>L)MU2NU8.;O..=KE',IJV6I"!12C'=[-+<,SY^26]]?G;L@(E*K0YVE"EV+7C*@G]9P>AW3";!F-TL^D)O=55*5O3ML;, M1MM8B,Q;X[Q%<9,OR!N%8Q:-3S9FG7_EJA+4;_M^_/F6ULGVO7DN-V9)9^/H MCH@O6(G_S=_;')M+7&L"[CEJ3T+5WMT.Z@J5PL?_=<$,1_TQ(GD0PN&'4*P_ M&@=L_@-02P,$% @ :5-I5?L'+Q]A P G@< !D M !X;"]W;W)K&ULG57;CMLV$/V5@=*F">!8%U]V MO;$-V)LN$J!;&/$V>2CZ0$LCFUB)5#B4O>[7=TC9JMLJ?NB+Q,O,F3,SY.'T MH,TS[1 MO)2%HEFPL[:Z"T-*=U@*ZNL*%>_DVI3"\M1L0ZH,BLP[E4681-$X M+(54P7SJUU9F/M6U+:3"E0&JRU*8XQ(+?9@%<7!>^"RW.^L6POFT$EMA2U*)DM4)+4"@_DL6,1WRZ&S]P9?)![H8@PNDXW6SV[R*9L%D2.$!:;6 M(0C^[?$>B\(!,8UO)\R@#>D<+\=G] >?.^>R$83WNO@J,[N;!;$CGO(9.;Q4%^2_<&AL1S?= M!/(L/P@KYE.C#V"<-:.Y@4_5>S,YJ5Q3UM;PKF0_._]56X01O(-';>R6VP!K M-'N92K4%WR&:AI;C..LP/6$N&\SD.Y@3!E-V1_"SRC#[IW_(_%J2R9GD,KD* MN,:J#X.H!TF4)%?P!FW2 X\WN)(T@=7P()50J10%K*VPR(>M.]\&;M@-Y^[- M'54BQ5G %X.X?AC,7[^*Q]'[*V2'+=GA-?3YDQ&*=KHF)DY=^^V9*[104/$LUX74!.2SQ Q8=>[@X>,OC_?P ]Q&O?'- M"/@V>AJ*Z?^?J$M1<-40A(4-;J52IVI6:*3..,[K5[=)G+R_J+7Q-X%%R++, M.5I&EYXT4]5%!G%OD$2P*#D#^:?P>E4[ M1[J@A-SD2S)Q+XK'\""D@3UC8:_#(IX,.66$9SQ"QBK@3XH@%MK*A2:HB4E+ M!4A6LI*UC6Q1':!;N==E)=3Q)X+RW!OZ=Q4$.>N.PG8LK0Q6XNCN%5"%3&+< MG\3P(WSU:HG9.[%'XT^ S!'>,,4C"D-O8=*/D_]:*7<8#=]4&/:33IQ,4JIK M#N>M)OTH8JNN6QA>:&:)9NM?!@+OW,AGN]H^/HM&<_\V;UZN1V'X&!$4F+-K MU+\9!4VMSA.K*Z_ &VU9S_UPQP\H&F? ^[GFO$X3%Z!]DN=_ 5!+ P04 M" !I4VE54_3)W(0$ #B"@ &0 'AL+W=OQ6.!B)]6MKA -W#>UT+.@,J8]'PYU46'#="A; M%#2SEJIAAKIJ,]2M0E8ZIZ8>)E$T&C:,BV!^X<:NU/Q";DW-!5XIT-NF86J_ MQ%KN9D$<' :N^:8R=F XOVC9!F_0_-E>*>H->Y22-R@TEP(4KF?!(CY?9M;> M&?S%<:>/VF"5K*2\M9WWY2R(+"&LL3 6@='O#E]C75L@HO&EPPSZ):WC0.E+4F--MP4ITWD>/" M;LJ-433+R<_,_Y &801GWHL"A0T47-5,Z(NAH46LZ;#H )<>,'D" M< H?I#"5ADM18OFU_Y#(]0R3 \-E\BS@#;8AI-$ DBA)GL%+>\6IPTN?4:S! M2'C+!1,%9S7<&&:0,LV30?N"R]?3)(D>N7:[N,MXLS/A_ P\\@FM38Q(35L?S1+VTNQ M7Z'J]QA*+C8@_72!(-<0PINMLJ.F0M!82%%:L)&#'/G/[TQLJ:Q DG>CW;J) M[X9'*R6=8V?8JZ+V"3H#M^IKV;1,[*%B)6B[*YIJDJUZEA:[8[QFJQJ!RB1P MK;>460A;.@+*>7\_-A5.;9CP,6AMY=)4$DP%#':NQ% FL#M45#$![U$57".0 M4A\HI,HS$UF5(!*6Z!M;2_E.JN$"J+\B.@W\A8:#OXU+[Y!?]7YLB* MZ@>00_A4V8VIZ0)R.>0VRM]"_%_:1R[\Y>9NB15MP#"H:](E/C3\:(BN?3Y\/6A:=ELN#EBNGY3O-/A[1=DR/4XH96.&&"Y>V%)P6 M%903\,HZ5F4\$M*SM$$?H4L#J#R22U_2@#091/'8ZR8Z\8BD9#8N5DK\=.XKA!USDT8:NE*V@M)6 M;@0E&"6/U(8L:F8UT\TCI#B[0VU[KI2-GDN,O;MY?W*V]N'W2NX6YE=S2*\@OOD(XHB8IAXZ.T=GA&'7!)3U[9(K@ M3EUFPZ-W1X-JXUY7FE;="N.?(/UH_X!;^'?+@[E__7U@BK)20XUKA.Y9D6/4%36@.;7DNZMKF,7Z)^U\_\ 4$L#!!0 ( &E3 M:54:?U74[P4 -\/ 9 >&PO=V]R:W-H965T&RG672Z@$A(0@P2"@!:4;^^YX)Z M4&-);=,LNK!%D/=Q[KD'K_.E-H]V+H1C7RM5VXO>W+G%V6!@B[FHN.WKA:CQ M9:I-Q1V&9C:P"R-XZ9TJ-8C#,!]47-:]RW/_[M9VH9<*MN-'JDRS=_*(WZK%23'FCW)U>_BK6]604K]#*^O]LV=H.D;%H MK-/5VAGC2M;M+_^ZYJ'C, J/.,1KA]CC;A-YE&^XXY?G1B^9(6M$HP=?JO<& M.%E34^Z=P5<)/W?Y03O!ANP5NQ.S1G&GS8K=\(5T7)T/'!*0V:!8![MN@\5' M@HW9>UV[N66_U*4H]_T' +9%%V_07<M"L!+<-N" MZ2GCU@H'0R7Y1"ID$A@0$84P#JL?;*:O)EQ!5^)5NZ!**,NB;E50'A38MJS# M"2\*W2 ?*ET8@E7LE5K1QY;N0@& G,IBW6/BF2NKNV0#N]I _]R4LY9BL+K- MB.!ON52HB>PK GFP+06OP0B*!.Q]O)2]SQ[F@M5P;FKL!$K^B=IFG@/#E+;@ M"^OM$Q+QB1*^%Y;CP8JB,9XY)BVKM6.8X.!H E(VLYP%S"$XZ:F$//"I;SF4Q)]]55Y!]=OL/M$"">8*TV)2^'T%)T-Z(8OTV\F^C M-?9*6X> !.IV!5NV%+OZ_,=6,V32B34UO!*TWWERCRG< M]XET8J@.W[0UE2]_&,71\'4KK4\2.JH]@MW[PD%,.Z([2C14@26LF!4'J'E. M2]S/7G@BK]JH[R&MJJFV.K_:M!$;+;O9$SK[Z,N_V95VU3;L%A.-,'PBOFXZ M?%UYJ.R.W$\,?BJU4MQ B37(U8U%:?;G0_4\:-=A@M8T:1_1)]KOD:]=%\X ML;9:R=)/]!]9.AX&21ZR*.EG[ 5>Q.,TR$)@'(]8%/<3%L=1$$81RQ&M31/Y-'M8 MLC#(\I0 M9<$H2DBPXU;L>12D8;H3>YRC1]E!L8/W*/$39>3]DFC8BAT^>9K_%[%'U)B< M9#)DT3@/0LPWKUT/+WDN]B@*LC0A!WB-LV \&FX=DBC_;F+? Y8.@S 9'Q?[ M'J@TQ](0MF*/8H#Z-K%O (0@/[F[4ZW?TPL-]ZFZPW@M+^Y.9UAR/5!U#CN62&@W 4W MCO9[VH5VQ_EWM<7IK5F?D1#PV($RH.G$%PN%J8=#2A_3&UL[5IM M;]LX$OXKA#>W: $EMB3++VD2P$F;:PYMM]>DNQ\.]X&6:)N(+*HD%2?[ZV^& MU LM6TXVN+M/1=%(?!L.9YX9SHQUMA'R7JT8T^1QG6;JO+?2.C_M]U6\8FNJ M3D3.,AA9"+FF&IIRV5>Y9#0QB]9I/Q@,1OTUY5GOXLST?9479Z+0*<_85TE4 ML5Y3^73)4K$Y[_F]JN,;7ZXT=O0OSG*Z9+=,?\^_2FCU:RH)7[-,<9$1R1;G MO9E_>CG$^6;"[YQME/-.\"1S(>ZQ<9.<]P;($$M9K)$"A<<#NV)IBH2 C1\E MS5Z])2YTWROJU^;L<)8Y5>Q*I'_P1*_.>Y,>2=B"%JG^)C8?67F>".G%(E7F M+]G8N>&H1^)":;$N%P,':Y[9)WTLY> LF PZ%@3E@L#P;3H5)NM811#NOTQ1>A&9F08W)-N22_T[1@Y#.CJI ,1*_5 M65_#+CBW'Y<4+RW%H(/BE'P6F5XI\B%+6+*]O@_' M(\$@" [0"^LCAX9>>.#(BFA!KGE&LYC3E-QJJKO/:\D-]Y-#JSE5.8W9>0_, M0C'YP'H7O_[BCP;O#C [K)D='J)^X:CE/5=Q*E SBOSKCCUJ/6T19'H ME62L_/OK+Y,@&+TCG]@#2XG?:@>M=DAF9%&KC&=*RP*9P5G^^)TB,2AQ*23_ MTS*PX7K%,]B*D8>:JU7-%5?&G!-2Y,+. @?%E":IV4TL8(N\T#!"-4Y6?)GQ M!8]IIA$\N&"!PGDPPEDWP@$1BA1H\6R)ZR@X"15+GIO]@>PV0VNF5R(1J5AR M$&.!#(&K)50I5HHYY73.4ZYQO-PF('ND=D)F=NTMBPMIE]$'RE,Z3]DQ,'ZL:&H5ZP?O0*6^ M044 ROO(DB4PG@J:*0).- 5M(8\)@PLF ;F50Z TF<#\WX %"7X?IH!68#(1 MFPP(5+1#\#-2+^'F*!>N6)HT+ 3D/9/\@:+3)SP"ZMJ_:LT+Q M'2JW5J+&PX%XT%10.CBX!X<(0"EY6SFH$Q \>#%P,7/8N')EP&!<]OBFQS<& M,FN4\\E1SF='\XY1XL5&OJ$R)+)Z215 [LU-!D<0A0(BZBVY$QH8O0+FGG". M75A:QI7(E$AY O)-8'4*IV+DUH0#_RP$=GZF\AY:7R6/@0U81C,R,W=I-?2F MM-^WH)&$IU8;5TRS[>[-,Y:@75#>TF,PE5TAC./$FT; QKU:[,HCC.8WO M8:USAF$$&P^:C=MM@[H]Z\*I-PX'C=%M-Z^$S(5$VYP+@!H)O' \;82[U3)W MK)'4NLAXS'/ I+.1/_&]@Z-%X5U*.ZS!N MUZP-O2B*FB-OM1RGXEH^P&@XJB=MMW;=3> -QN$.!FRO/6?IH8_(9!QY@V!< MGR.:PG-4SNU@Y@B ,79 ,FX)T?7YW7-WO5/;E";>V&_FMYK_0U,:>P%P8_^^ MTI! C(&#XW;[D"&-?&\\;L[9;G<9TG $X@F=95O-74.*QI&##+?UC"$%$+8- M1HX5MMI_U9"F8R^:1*6X)].!%XY>:$>^[TV&CD5O-SO "Y,<<]MN[;6D<+C/ MDJ"W94G3H>VV!YF& :AM6D[M-*0VY?9SGT$]M^85%_P7D1W_O.2[+_FN6/%Y M91P(1-] $C>)WKTEH^&NL\8^*_*CSO%=#_IZ/F_6.6"BBI\]DJ%*:@9'NQ$% M]M4,=HR_@?!\UA6=9L)) "C&P@8V&PAG)8N%A.0>P1EW"O"DI+TKACWA=15= M@UTD"<<]@> /S$:XK@S3EJ ,.W,!F5EIVOMS(FLXF>*0J9E)3\$F;%0,"$F2R0(\P9WK#H,?DZ\JJ<8X==+%@,9SS MQ MHQK0427>D*(#*;/'_B08,WW,D4W:WVQF7"( 'F 'E/" MDQ @31[S,U^ MR.T#<3"1@! MY&XHY*KE<>:E,[<%7+H6!9K0HMS;5EFZ.# (#LM_%;MW9HE;P>M<:A%7WF:V MX=YGSPQ?.]6+?Q3I$P#P"&_CH F<=[VB=6@( JYLMSH]:J8O5V.#U^I$LI:7E-"65@Q(M:W6Q&]*TK$"WF790<.3BH +] M%[20_S?F:5906B6+_"[ /IS]A_Q/V#@JV8+\=?MD"M-T76"C6IE"M[,5D MZM%P0;LW.QR#V5#"5+CQOFFBKL3Y30!ALK]0:BY7:BX^&VV\*-K"B1BD7%&U M,NS&^,)^%)"[I39Y/"FK$VC9&%287-;DU55Q&3:6#.,,D(&$M; NM54'$T# M35SGM!BTV7A$8K2FM@7H1)J+W:GUKPNEXJKB<;V"U='8HC !BCG, I1B@N9U MR03H7Z2)!RB 4T!$:=4AZPH !C=-+I,RJ?. ]RX7B)<:O66+"W8]H M$*@UR$RS>S(74AI@@@-=+(ZWLU6WCM]1IV\2"1N^EOEP&1IYKMR=$CWPDZO1]NV?FK0Y\*;! MQ!L-A_ V&07>*!SMN5&JD6YOX'L#?P1__:E3D=]J->=P'/II8P:A-QY&WB@: MP1M@P)L$NYPT([N8^6MR,B5_?[+S/"BJX7#H!9, W\*I%SE72B.J:N3YXT91 M!!$(R]*-@-"IH13$D_[#%699P:7H1<:317 UPP!?;(];'U[# : ZQL M-N5Z,7.?@6.JO$#K9UQ5.DS-3!2(V2>DS^*QFBL4*_TJ>%XTB..<2FUJL,B( M*"#L*<, 8Y]D]91C' 530"I8,Y%PV9BLDIJO4D[(OF\$^L[W'&LFE^:K%06G M @NSGW;4O?6',3/[/4@SW7Y5 W:[Q&@D90M8.C@91SV+WZJA16Z^#ID+K<7: MO*X8!49Q HPO!+B>LH$;U)\+7?P'4$L#!!0 ( &E3:569>(K#!0, -T& M 9 >&PO=V]R:W-H965T95&W2 M1D*@+2T?$M!5ZT.GJM#M8=J#26Z(A6-GME/@W^_:"2F5*"]@7]][?([O1T9; MI3G)2%56<(E/&DQ5%$SO9RC4=AQT@X/AF:]SZPSA9%2R-2[0OI1/ MFG9ABY+R J7A2H+&;!Q,N[>SOO/W#K\X;LW1&IR2E5(;MWE(QT'D"*' Q#H$ M1G^O.$# %+,6"7LL]K^ MP$;/I<-+E##^%[:U;^\R@*0R5A5-,#$HN*S_V:YYAZ. 0?1!0-P$Q)YW?9%G M><98OH^/B1*+:_XP&L6GP5<8-F!7O05XBB. MS^#U6IT]C]<[H]. 57#/)9,)9P(6EEFD^K(G]=9P_=-PKE5N3).PLSH9+-WU.,SV*>9EQG MOP/3)%&5M%RNW:O(E.G4P%RE/.,)\]WS^>+3((ZCX70Q]ZON\ M<]RD_QW4# M4MGF%"B!]+HKU&T6W>DI\S)'NJLHF=R[X.[UT !F&?I^!4N/H"E10 ,(++G: M7".")'FGP.BG^Z%]:D!E0/I:L(]@'-4C7C[&^<^8W$#&!4*BI%&"IT0MA9?. MH@/WF**FNG*^OK;<94N4$HTAQKQ^**\';:6EZ;R[@AOJ=ZVI'L4>W-!UU@>F:9G==T)=YA@ 5YOU^GM#NKG M\?8C\XTW=^!418='(Z= O?:#E12X,JJG3VMM9_>T'EEO[O7@?V1ZS4F$P(Q" MH\XUC4I=#]-Z8U7I!]A*61J'?IG3]P>U&PO=V]R:W-H965T=@]%#[1$6VPH4B6I M./GWG:%DQ]DX!MH>>Y&&U,S';S@/S72KS;VM.'?P6$ME9T'E7',>1;:H>,WL M0#=U-C5SN#2;R#:&L](;U3)*XW@4U4RH8#[U>W=F/M6MDT+Q.P.VK6MF MGA9QJ1QM1/-IPS9\R=VOS9W!5;1'*47-E15:@>'K67"9G"]R MTO<*OPF^M0]I\4LY"V(BQ"4O'"$P?#WP*RXE 2&-OWK,8'\D&1[* M._3/WG?T9<4LO]+RNRA=-0O& 91\S5KIONKMS[SW9TAXA9;6/V';Z69I $5K MG:Y[8V10"]6]V6-_#P<&X_@-@[0W2#WO[B#/\IHY-I\:O05#VHA&@G?56R,Y MH2@H2V?PJT [-[_5CD,2PT]PPXP2:F/ACAM85LSP:>3P!-*+BAYMT:&E;Z!- MX(M6KK)PHTI>OK2/D-F>7KJCMTA/ BYY,X L#B&-T_0$7K9W-_-XV0EW+3@- MGX5BJA!,PM(QQS'-G#WF;P>7'X>CBCFW#2OX+,"2L-P\\&#^X5TRBB].D,WW M9/-3Z//7$8'?O_%'!PNIB_L_CM$]"7B<;I\! _A6<2ATW;1X(50P>DWY+@K@ M.QX-\K">A["^%DI /8=V6Y_]N&8/W& Q@VKK%6HC!D+6J.7M+&!?L(ZI$O&@ M; V]R!Z1A2Y#8.6?F/.(@^T&,/F+>["-%-AWCM$KA6Q)^0A!LB?@*[1@Z@E6 M?".4Q>)RE=]_TS/D!D(5LBTI45"3K]?805Y[4F"FHRTFCGS"^[ M6TD\U^BZ M)ZX;XMDS7VN)_8_B3(BU0.*_8'U5NR/O']&>I9^GB-GC)C M\1+Q -U:] &M'PNT[).8O'I.ZF) ^8-@+=G&EJ%5:EAPYO(=D&":3F(0LS/(4A3P.SV(2LF$X M2H=PS97&EOSBA.__IA"2),S321BG9R0FHV&8)1F)63[&D\9^-XE#_-'VOKY( MAD-@XCO(,O]*)L1U,.Q>&)OK/I7^'S?EO<5?_D$%ORA,R))PDHP@2\-XG T# M,-UTTRV<;OQ$L=(.YQ,O5C@0&UL MA5A=;^,V%OTKA#OH9@#%7W$RR4P2($E3["S:[J"9;1\6^T!)M$6$(E62BN-_ MO^=>2K*2R;@/L2V)O/?7C=RH!Q7_TWSQN)H-5DI=*QNTL\*K]=7D9O'Q M=D7K><$?6FW#Z+>@2'+G'NGB MKB:B:$-T=;<9"&IMT[=\[O(PVG ^_\Z&9;=AR;B3(T;YDXSR^M*[K?"T&M;H M!X?*NP%.6RK*0_1XJK$O7O_FHA*+A3@6=ZZN=42^8Q#2EKBV4=L-KL4O6N;: MZ*A5N)Q%>*6]LZ+S<)L\++_CX4+\"DM5$/>V5.7+_3.@'2 O>\BWRX,&'U0S M%2?S3"SGR^4!>R=#"D[8WLF!% 01G?A96VD++8UXB#(J3L5;\29SJ[?-T11] M#(TLU-4$8Q*4?U*3ZQ]_6)S-/QT NQK K@Y9O_YNE0H41_RD0V%<:+T2__VJ MGJ.X-:YX_-];01QVT[7%5'RV(E9*6)H (PK7^J"$6XN\#=@20L:/;Z5]%)4, M KB45Z70%OETZ_5Q+@URJD1BF/6086U#]&V*8UOIHL*=PK2E@H]]A#""*!3B M+&!51W&DIVJ:=6L1MVCMNJ6^$A1!(&1IY7O.3HCXS'?"J A=8N;D!-B+6Z523^TQD66Z,_(V/1!Q)9\46ND9^-1S MH[UD?B\EC7$/LJ\>9$M@>\W[X];!C_:E^-HW[=H9Z%)@]P$A]SX:!VRZ,\AE MW'K-U6T\*4FAJ&\122T?Z2[VAY>]BVF G=)A(8%P]M4LC"9@*NXE)J OQX\_ MG"\7'SZ%#@MD#: YK1H3]B1-*V.JL10%%.DXWQW3-\F3QD3VZ92U:RT7"2IA ML,=3R^414JU*#!%UQBXCHZ1K;+"65J:RO0+1^Z5,4R9AOH=+LS28KY0IQ9/T ME+J\3?U+R2[ 4Y0X5*7#%3H[K]/F%3<^_=WT9X7>)8:V >8!6YJB;VUSQE'_ M-RCHA:\H("9@^AQ3VBO*869X)Q;9\L,J.SE?9//Y_$"7OA,?+K+5?,7+;JC+ M& 7.$N(NK?C%A8 T'8M_ ^5M0GG\P"B[%??/#;,Y.N1D>9:)WYRX!\?@,$(] MUSDRR0RU0Y=83 4./8F5>N&T(E2]]@'%7DN*M(UV!]K&EF M2730IV\5"!\+<01E^EJY-B#_X?WHP:W::&N9AY.;3/Q+VI:Z:(&B7)R>BK.+ M$_$9G50D!BM=P_F\>;BC-(NS;'%Q*KC)EI_Z4E $G%B+ACU*3 65.5I>G NX MA^/[Q..#UY?(W\'L^>E27"Q6>_9Q7@,L$Q<"UR5ZCL2QQL1O,(>I#IG (=9P MZ6JJ:&*P7AAH3M:0Y5@A_,5YQC>83IK6%]!D^"=E[LE=;%KX23(FN:\U&E=+ MSCHYZKJX<]USB=?A<=3SE M"G-KPUIYK_8F>MB0SP8-$Z114_%GI8T:F2*:8',$ C(*'.EPDKTP,M9>K_YJ M=:=?G'TX!'N#?I0G3L0"/K#9R#27TK-E):.3;Q=I1_9)T!2U.1\TVC4)%ZZ9 MJ]8$MG0%TWLBS8&4\\"[:)67+21V-SHPD%!@E>]ERK&L901MB*B?-]R!R)' MIL3M98Y)]6^B@:>R54QPTJ,2C=QA-/D^?K)P=R\W@?LG)]F&9NF-Y3-")]OT M*!T&^-3W:D4W]AW CKVGR'XG-]JFUTI*4-&B"VP$%/D$8B&.R49Z! !&JR4 +8>$.Z8*1&1J0).-V@@<%(WF&$\%+)D.A;_\WY=C@! MNT;;3OSVH++^,.1,.Y)&DK3D>WS >UMM /VMUX+9Z)4.&KOA%]= &U,;W?# MW>'=^":]$NZ7IQ?K7Z4'R5!2UM@ZGWXXG6"<^64U7437\ MB[B($G7]6>+]7 MGA;@^=I!!;H+! &0 M 'AL+W=OBNVL-6:.G'H>K!) .Q<.RL/2'LOZ_MA)2JP"7QV//>O&=[/*V5WIL!8 M"&EF04Y43L+0I#D6S/14B=*N;)4N&-E0[T)3:F29!Q4BC*/H/BP8ET$R]7,K MG4Q518)+7&DP55$P_;I H>I9T ].$\]\EY.;")-IR7:X1OI>KK2-PHXEXP5* MPY4$C=M9,.]/%D.7[Q-^<*S-V1BQ=\R69!Y 2AP)0< [._ RY1"$=D M9;RTG$%7T@'/QR?V1^_=>MDP@TLE?O*,\EDP#B##+:L$/:OZ,[9^1HXO5<+X M+]1-[L!63"M#JFC!-BZX;/[LV.[#.6!\!1"W@-CK;@IYE9\8L62J50W:95LV M-_!6/=J*X](=RIJT7>461\E710C]&-[!NMH8?*E0$CP<[-=,0[(%7%J8MF2+ MABR^0O8!GI2DW,"#S##[%Q]:89VZ^*1N$=\D7&/9@T%T!W$4QS?X!IW;@><; MW'!K@!0\6@515DIKKU\UVS3MO[NS?]*;SGYC><6E X-9"H][[40"Z MZ:8F(%7Z&[Q19/O!#W/[ *%V"79]JZR+-G %NB&ULU5E; M;]LX%OXKA&?%0%MJ=#];>5Z\G$Y>MJ91N;"K2 M>+,TMI0>MW8U<94EF8=-93&93Z[JFHF!)L.-K$CIH=?+& M[G4C_7UP'LXLI*-K4_RI30,GXV\=#'NR99 MDGT59<^?D/U*_&ZT7SOQ3N>4/]X_@9VML?/&V*MYK\ [JL;B:#H4\^E\WB/O MJ'7^*,@[>D+>(8?_<;EPWJ)8_GG(X2COQ6%YC*#7KI(9G0\ $4?VG@87O_PT M.YF^Z;'V16OMBS[I%Q^DKRT)LQ17M<,[!V.#V5OQB1Z\N"I,]N6@U;UR#UM] M0-EOM28QB\$?BAZ'CEN'CGL=NI)..5:QR\-0)(^^T[->!8<]:[5^Y$?:R\ . MLZG0QO.?MY11N2 KCJ*O,_%IC84B,]K!IEQZRL52::DS)0OA((! 4]X)I;.B MSDGX-8%M@DM!$=]?F[*2>CL,-U=2?QD*J7,@(^,7SHU%%XE*>[)9W")0C=K) M0&(N;&IE2V2("@5:"$8IW3$2J\=]23IIDW32FZ3/+E3!.^<5.)#>7GT[G\]F;]A'C@7_^1#7G MIN(*N[R[#J_VY(5G(?C(R$VH0IVZ[D;Y=00$B^ GC/%7;7Q>]<;GC^5R="4+UCFZ"W->TOKN MH3(.'/^C@.Y5]U>\_J\6II!\ .!G?2&937=#S[0W*#?Z'O!@;/RH]_V"#[M_ M1UEME>?I J1UP]P.[=PN3 FFT\+M%J0> @R7QGKU;]E@IJIMML;X*2"W5'49 M49XK%WO!F-O9@>=[XKECK$B3E46Q;70 V-SC5P&GJC&O)+\V>02P#(W%QVN@1VJNM4V>OD9&E>*:>PS*D!I84 GZT04)&Q()(<^]-9X'@J!05 M687P(7.OIBV5]M 2@-"ID\M[J8)_(RP.-X!9=;1M;CS(F#89*A MH@RYD\'UFDN;.U%7>9@C.-5QZ,/*!9](40F%,WR\Q B!BOE@/&;+9)U.I3)R^.!6_2T TK!^FZUEHM?-OQY3Y.#;. MRWJ%,QY?'XV3MM280S>>OA'OVTGS!@BT=0S(:*]XDA7$F2>95%<8$R+.BA JP1EBS*+:)<+M/=K(LI@Z!\S;B7/H@"7AEP"#>' M.!R0 Y#6"D=7BXDDBK:* S?$B=9:U@HZ@18>5N(<;&&1T0'0?.OJBL6&>YA MF73>I87)#])K!E*DNB+U"4M%F(0C]H7KC-343I,LYE]UOHJ1K%VOD$9PKLE M@&60=>X*;#0*^QXAVA'L_I35.4=T)K).EH=@486R0RA 1-$O*7Y^.3X1I2H* M1D].&<>:FA#)1XST./GAK"%^/AG/V^W@P$?;$Y;#YEHO.1 H(5.6RB<:B;9P M8*(QL_'T6VD!R(QG[ 9=:RQ'36L*Y>GE [GG." 117S.0XW/4.-Q8&([^Y@U M$'(>ZPWUJ'9DTF .P9W.=IA[BWJ]EYR#*/Q7RE?L08/UV?$>RK!_! EB(UU# M1 @0"I]WATK,3!4.-0E".+6M5*KN73&(0F[!$:GSKI-62&I.EHS4?3B.^7R: M* X+7*,W56L"'$X(?F26HT<:_!HH!CB1+6ZJ8%&#(S[KA0-Q)92'$A$E9[$J M'K^.-2YX>, ;AB'>=&J;+3NH63%6M2PIAN=P!(;@Z$P"H#PW\+$::/))8EH8 MU.]V@_L+9O9D9#1@5>,\S)4!I3MPA<#7"_0VL6C^PX% Q?8;:<\Q>VU1CXFD M0M=796KM+HP^BDV"VWO+%X34<1D+N<2F'?_/CAO^__3-H:BMQ#@KM/?S_UDW MB'4ZWZM30+0R.EPNB7*>S4)?19ARL;0&'AOD4)5(?]G^Q\32/?_3%9:WVI)3 M6)-'P]I_3H2\>6L0<*9L6GC6"@JVHU@T$;JL9_>N,3X*Z;2M9J[I&AQ09MO3K1.E MS ,#+XS%U,@N]1V9C*N[;' M?U1QU70F!V:+IR"3]K:,,TH#\,JB)@4W1P(++#$N;P-(V"<,""LN#PYV9]* M"UUO0[Z)STO-H8V/2:+@SM$!88=D[^J%;Q$P0MW_GQ+!/!#!'ZF*9:.A8NB9 MVH&O.>HU,)^'?*&N-OP+I\Q#)X1)YS-!2785/H8X$0;F^,6@?=I^<+F,GQEV MR^/7&HRW\,LA"4MLG8Y?'@^$C1] X@WB'SXZ+(SWI@R7:T+96EZ ]TN#3IYN M6$'[&>KB/U!+ P04 " !I4VE5D_@1W^$, #".0 &0 'AL+W=OI*\]_+<)ZD7'[/\ M0W%O;YY_.["S[^/* 'S0WKI*[ M^Y)N')^\6,1W]MJ6/RTNG_M MF =T8%,R3M#K&O]:"&-- U V$H[L:R%'Y*B[CDQ=Y]I'E]#9ZHQ/'JFL- MXI*49N6ZS/$T0;ORY%U66B;8,_8FB]."Q>F4G([)GV/"5^(@?YD*PGI^I,#DBA8Q5\?>U7KH+\U*<_S8A%/[,L# M:$=A\P=[_ENQLEDT^_+>/N\'Q^[D[NDC9^_ML66#H MXEN&^2CM_,;F[:2P5Z"BNL/='0ZZBF1JTS*)9XP_"]AM/$]FGZ#>N+9%&0., MATQSX052XDQIXX618>?9?&[S";4B/N=0N>193UMCI*>"B!E?>RJ2:)<69;YT M!L!C,VH[M0\P10L8EM+U=1OG<_= A]*30C&%T578'=-C23J%*N;-^/%=GDQ MPS(G-D3@<1XRSK7'P[#+EOUEF92?&$FSH*F;5+K$ ^'Y@61&>$(81^020[FN ML_(>9Y'Q(N&S* WDKW/2HPS<]-\8Z&4EJ6PU[ ]-D>/[@F[M1A#>KX?>D(' M#!(TH6>D9N_Z7SWBTC-@\UN<@1P1X*P[D/",X1!(2%UIO,L#]L86Q?,-^U#S M-*OM@XR\4/O4JS2>D@)G1$#5YR'U"C%'0>C.@R L8(-:$C8:D@XJ"%]T/<> M-V4CM6)PS%%:L0GXUQ4RK@BT/U2@W0#WVRZXU]_K@OD-O?MJ \RO&S!WP7NQ M#M[3-?"NP/I#!=8W#5AK::VA\T>'S@HF/?H^@(SG[,S>)6E*,W03S]Q+_XS3 M)2(!!N-PR(PG L&X\G2@PM-T.CYF[]IP<7W[?'(=&X> MH4NIG0)Z/GHEL$RR!YLG&)R4AF="/R(]VA0EC"8V%^0G %0B% M3H,V#C-(O[Y6^!4PC;6"?KTPY1LP=29Q)$BU)WS)8.@ES+(&,'T"IN%P/ 37 M$&Y :B^4IH,I!4..&981336'[>-D<:?)@GH#O)% 2>T)'I'>2\Z\8 M-+O;MN6LQHSR! ";ZM\&#,HI)OS$,;.<#KC\-823ANF8,@0*;Q,_EKZ%&J@ MIPCF,")''P*+.UJ>("!STS$Z''ROKB1&4OPOH_,[&9T6/; F ;20 MY =KX;,J6?0@8^44%;%"0@!X'4D:)X%)IS\'I?^H+EY['@D M(N7\::0V?=4*)R"I R&0"7#^97/&8&8[61J S(9(D9\D#\ET&<\HZWB(9TLP M.'7-$L1*2>XX.AP]U9O'C>$FV%VB>E<%KO%V"H%;%*Z)CUKTJTZ MB:I3I57:LZ>$R-"%DC\I$07D[BD5XH@,,'&$5' 41Z0< UF2:K,D-;Z.,,_R M,OF?)7 72(+B(JEP"C9 >.X@N; I:5M=8QB7- V2T)\T=75\34>?<,JCR@F\ M,YUT/K:8$,*5->WH?)=BPF.P&5M4>*S]T\6%QT?>JC(\]BH@"N"U2 \&H1>U MT(L&H7?A5,#V%ZG&0FMPB'YH]=6@)ED^!247Z0.FVDW>3RFHF\*#)B!M@0DX MJY7ZRLZ<%J]L\1I6?T[*>Y9FP$WU6MR^EM>C/!\+4N5LSS90G@ I3&?77GU- M($7$26:XN>/FXK,GXFFA#$_($&M?R<0\]L29\;_TX??2A[XD!!%[?&=[3>!% M"J>/"YQ,LGGUSEWJ H3?QN1I9+!J],0*RG;X9\WGOO.X^_R-F+=#2OTI78J^ MD.$RG7!EM+;XFD5_+ID&M&ZRFZGQ(BUV0&(4*LIS_T12$UZ(C$D$0W&>;N,\ MO<="S+LLC2>3'.G7R$AO<) 12<2Z\=L, L4.JY';?FW?4.!/@Y@J'^L3S0" M3 L@LP> +F-XIE?+L6L]W&*%'_C[4IRFVW:Q^?+/"?KQX>Q%6EJ'L2XMY9 ML^>'DNE ,*D5+(30G&GN>SP4G05Z>C96'3A:F%5D)F!O:+T^$+)=M_\<30ET M]Y16\T6DVU7]7?4H4BQ:19^C1.D557A]" A<&Y&A/0V3UU@#<;+00<^.[=:@(H6_ &9$GW58 1!@1 M[VP*.'3/]]R5 6*IJJ^,6X&$RP )2BO/ !A-D>[0/?O<5*DY-B6_YK@/.FC! MEJ3?F2]/@@?%J8SNM\6W7?&!)KI35J(:/=>>W]D',AX?M)33\HPK0R5 *H37 ME<#>+2)4(C>&07D"WQ4+!;*EIF8H6W#09@O 0@5050-H*.,V=!A:E^F62P_= M\P'SS?W5CC)_#P/^/L^6.*$:^TU)B',SN,SIO7$V?7C8?J,^:E/2AN6_M#GM M=B3"WK^ZHETK5+ZF?$61Y5YL/':K'+ +E<1QZYJ"<>57-A3ZUD-#3VKV;NFN M70$V+?-X4L*BYY:]S:;);3*)W1[&'YS MUBSJ_0N1'$GJ K@&SK-\;$%[>,Q1BR4/V>R!J%JE-?CQ\<,-_="N@B3+ZV#R ME[ER% MOJJY'Q?M;'$I/*XE<4D[>. [?/A436N7(7&I,5@3%H^U)K5 N=&(!S%M A%> M2"&6K'93^.@=X51$'AH^1D.&B, $K:H:%S+3;H"G1(K>MNX%JWB#]C,-2?71 MV(QW3RO!CN6[G^4(D]?#<@0".RQ3EK"+5:UE+'W D@)!A,\&0M0:<:MD+I]! M8 YPTN"(<#%H2/L"_2J#P&A/"?BQH^+=TWUDS'7WM)'Q>-Y'LTT77;8I81KK M7AJK$'H^S1@:2V 4 3LG:X3A?!H'L7+HMDCBO0 33TD46:G'A$NOF"V!=*)J MA+'[B'38OXSE>8U=R([8E7R374H2.^RZ/>)/^M9:G#L[;>24A@:HC_N"=F5\ MZ>]S),QYY/XKR3[-^#X\5_ES<^P),UJ7Y8G0[<&3"-0CCS(FA=^ !5K1%C;I M/!7M6H.BA$#>IOQPRZD*VS:FS5&O&U*R)-5?];.22U>5-^AUI,K 2N0/I$* M?T*D:A8BR2=298=4J@2LA0-/! &K:.&)<* 67*0%1$9%A\#3\./2&$_3=F08 M#4U;H)'K$EW"99&TER?RI*_[+E&AH*(@]%]:F-TR=.JPA1508)M:M=T.I2 'URA0;X'@%7OPD(6$NU*L^9 M:DLT1V2%)[0QL L'"B8!& "2RF>DC@C%*/;B+1+VW2[6ER(<=SZK@S#OW,># M!7.?7U5?V+5WVP\43ZO/\E:O5U\WOHWSNP0*-[.W:.I_%X4'+*\^&*PNRFSA M/M*[RXL)R.D%/+_-LK*YH ':SS9/_@]02P,$% @ :5-I5<9= MXJY-!@ 21( !D !X;"]W;W)K&ULY5AM;]-( M$/XKJU A3MHVWE?;I:U$2^DA 8<(S(S.Z_/C'UR:]VUGQD3R-=Y5?O3WBR$Q7&_[T^IV6<3DWM2]M39R9G/9>L.-S M'?D;AL^EN?5;]R1Z,K3V.CZ\'I_VDFB0JUF/C,VD6%;A@[W]W:S\45'?R%:^^4]N M6]X4)XZ6/MCY2AC/\[)NK\7751RV!++D 0&^$N"-W>U!C94OBU"?2R&E?&_G?0#3HQR_=%*^WFKG3^@/2=O;1UFGES68S/^5KX/2SMS^=K< M<[Y7X< LCHA(*.$)YWOTB@3>]SWI/5OEWNMM-PM'1OFV"^*D3GMH2.\ M<3>F=_;T"=/)\SVVR2C^1K(>65'UW_OLGNO MYMUV([3!S(?&=?'=/O;%35%6\>1#-,/AH( )KVOR<6:7'D6#W^?6A?(?,R87 MU@=RY:SWY%,-G*@:ZA7PP=\GO\$SM%_Z4*+#0&B=)I^+:FG(IZ/!$?D(9K]T M=TUQVC"#@0U]:F^,JX$/*-NIJ4?1R@/")-4J(T^?9)SQYX11EB6$"2K3K!6[ MZL0._<+6WCJRTR08E0RJ9$8S)5'7+DQQ[N&P M&%U#@]^$2D76E!-%THPF.B=2X?PD(R_@:]@A(!GE2F_9K+@F(J>I2!!-M[ . MH2%#&^/,J4J2#2MGH(@T)W\,JW):1*#SQ$Z(#T4L[!BRA:UPS*BH +S#<7E3 M^H:)!S',0.#QY7(UH05.D XHDE3FJ0^64(VM[JD-J1566(6TILJRI$BEH MC*9I^G"!@"T3A#.!',2G%'>[*R/=9!0$//U$82142@EQS6)UY9EN:+&2416) MIDR@*JB6*G8;RQ7)\A0&*K(']%0'>FHOZ+VN;XP/,?2>7%2%]^6D1#"&=_"W M#@Y#? F#WQ8AQN:.O(S^_Q@D[CUW-R0^LI8?*,Z7^"MK8FM#[DSAB'4$TR;6 MH*)2J>;*D?W(5TQ09!O6,'-V.9V1"3:7AN))AL@#?P M3&W+;+&LI8*I5Q2> MMJ#"N:8Z%UMB&QXM.)4 2\5SFG"UA0 '7>?O2;#N$JSW)GB M7*\1"11C-_U M-_PFV_G_L;SN/6YW7K>32,GEUQ%&'WFW;# -9FVAV9N8J# K:D#M>I?9W"&3 MZ'18: .*9QW@$U%4,:Y !+FW3Q> MC><]P,M1UQJXB>2D+ XU6,LYS8"1$L, .O(,HSHV0;:>W \!LI 02.&0D&BJ MB(8B%7%E('(]N-N&NP_2<5C'L#7=-/])>-_TDQQ"XG8V_3.NB8.[E7)-ZR/VUI8@J$>1[O42#8J0;5-!=A' M>:#T%#:,1*]VFCTM)1ALP)* G1L+0ZZ)PATJA=$,0P::!>9.CEIKUYR'N@E: MPC$IT?G9_T7FH;W[T^NBNR@15SK< M9;'EU6I70AN!(=--LX .@&AF*!,1R_1J[,.S2-2IH'DNVQ>7N$KMFK#]K=?[ MN7'3YB.&)R.[K$/[IM]1N^\D+]K/ QOV]B,+%I-IW*\K,X%H&ULW5AM M4^,V$/XK.^ZU$V9,_!+GC8;,$.ZNQPS<,83>3>>F'Q1[DZC85BK)!/Y]5[(Q M+@0WY=I^Z!=BV=K5\ZR>W968;(6\46M$#7=9FJMC9ZWUYLCS5+S&C*FNV&!. M7Y9"9DS34*X\M9'($FN4I5[H^P,O8SQWIA/[[E).)Z+0*<_Q4H(JLHS)^QFF M8GOL!,[#BRN^6FOSPIM.-FR%<]0_;RXEC;S:2\(SS!47.4A<'CLGP=$L"(V! MG?&9XU8UGL%060AQ8P9GR;'C&T288JR-"T8_MWB*:6H\$8[?*Z=.O:8Q;#X_ M>']OR1.9!5-X*M(O/-'K8V?D0()+5J3Z2FP_8$6H;_S%(E7V+VRKN;X#<:&T MR"IC0I#QO/QE=U4@]C$(*P,;"*]%" MY'JMX%V>8/)G>X^@U?C"!WRSL-7A'#==Z/DNA'X8MOCKU7Q[UE^OA:^"DM\N M>J5UM-O:I,B1VK 8CQW* 87R%IWI#]\% __'%FQ1C2UJ\SZ=EYD!8@GO&9?P MF:4%P@=,5@A7F#(C8[7F&P5?+0&XQCL-LU3$-[_NXM*ZVFXN%&Z-V0)E'7.8 ML93E,<+<%HES$5L<\,7J'1,XN47)+$)3!'B^@@NF"\GU/73.T/>24?_#_XC[I1^!?\ S<8A] BXWXMXWZ[C*ES) 7)\[F.373.-+\(Q4V,W,>MV"\;VD&?,BGO#;PJ M\(2&XE]X(]GZ[WHIJ=PVDI+U>BT*1[M1^87R: MM0V4+9^:TA#-9.VDG"UX2I2I!Q\]2?>8_V(A\&_2'0\67+9-(PE::;T,I:4"V0>F4*4EDUUI@FA^3Y4#$*;A"Z M8=^'7N@;?WVJ$H.V"C&LQ3!L%4/-R-:\N2E@7R]L3'?N8:NS5_;D40UU]$WG MA=&_@&U<8QNWAG%W'KGP$_4AZ)P+17UGORQI76T]2I0216A!4 MQ99&][=6]^NJ2LK&D:;,+)M,>W6WHX>*::JD$7^GYPZ"@:E9XY'Y:<0F0<57 MN=4[4_7JO%%YR+8740/T^[TV>0?^XZ':;]V9BX>DFK'\QJS6/%VW2;W=[ROU M%#0N \$WJ;TR_X?AA8_PPO](\.T+O:XO/'OU5,LOE^[.R(](M*._7ZNM*UNK MS3&)O[!>+X@@I+:P:Q>\QN61X*SL%5F1,;6K\AY9OZVOX2?EY?-Q>GF'OV"2 MT2P+5>_-(XM0W8WH(&: :OSMH/Q3[0 MTMDB0I$J2=G)?OV.E*UXJ*L60[_8(G7WW//<\7@:[Y5^,#FBA<="2#,):5F&#DO$"I>%*@L;- M))C%U_.AL_<&'SGNSUP@4(X(*+QY8 9 M-"&=X^GS$?W&:R- S<'BI$L;_POY@ M&P605L:JXN!,# HNZW_V>,C#CS@D!X?$\ZX#>9:_,R" -X#7=*VRV5 5:H=SSE<@N^0@8N[ME:H+DH-U/K.R:N]^^>]7;]5D;G]=Y*N,]598BBH;-36BS6J)LB/9\KH9B$ MDE8;);@R8/PYPPQ(R37=/L=W9 210[O.5MS:B%.+6YS$J91.".K M?F+'?$?/U[5?:BS9DX]@2J1*#KNC&%[")S\_,'O-=JA]O_ -P@67\(1,FTL8 M=>/D:ROI[F_M9/6[R5FJM'Y4&O&\]3YK= M9AK/ZB'T;%Z/\CNFZ50;$+@AUZC[AGI(U^.Q7EA5^I&T5I8&G'_,Z8L"M3.@ M]QM%L@X+%Z#Y1IG^"U!+ P04 " !I4VE5\BWO4QP# "K!@ &0 'AL M+W=O:]_C>D!Q-CTH_FCVB MA5/;2#/S]M9V=V%HJCVVW 2J0TE?MDJWW%*H=Z'I-/*Z![5-&$=1'K9<2&\^ M[>=6>CY5!]L(B2L-YM"V7#\OL5''F<>\EXD'L=M;-Q'.IQW?X1KM7]U*4Q2. M++5H41JA)&C7,Z8U+.N#E^(7]7>^=O&RXP;>J^2QJNY]YA0> M_62.KU*-Z9]P''+STH/J8*QJSV!2T HYO/GI7(<+0!'] !"? 7&O>UBH5_D; MMWP^U>H(VF43FQOT5GLTB1/2;K[DAG4#@[]K]@9T>AWM+LN=Z7B%,X]N@T'] MA-[\EY]8'OUZ0ULZ:DMOL<_7>Z[QS9*.6PTK_DRWP,)":RYWZ,8^?.SB/P"4\6EHVJ'O^]YNGFJM<]4=DMMAO48^WANRD&O6 #G_M;0*(7 M3ZCI4L/]"74E#!TG+2K\OVF#.P-/!B@=F(L14+N@%O8X$Y(Z0*UA0ZU M4#4DV<2/LQ1^ABP*6 %QD?I9R2A.DV#"X'>JGEN2L=1/DACR-(ARB%._+$O( MRB"*1Q4UO$H('!7P&E(6E!G%A5\4B8NC8)(!=80M"D>G-."I$]J!F,_RBJ*Y8$>6N,06-7U[6BC+#6W?KBGOPEJET#?MXKN MY3EP"XS_I_E_4$L#!!0 ( &E3:574A#O7^ , -8* 9 >&PO=V]R M:W-H965T:ATP?%%J");+&2')+^^E[)P"93H.UV'_H 2/(]1^=*Y^([WFKS8-=" M.'AJ5&LGT=JYS462V&HM&FX'>B-:?++4IN$.IV:5V(T1O Z@1B6,D")IN&RC MZ3BL79GI6'=.R59<&;!=TW#S/!=*;R<1C?8+UW*U=GXAF8XW?"5NA/NXN3(X M2PXLM6Q$:Z5NP8CE))K1BWGFXT/ KU)L[8LQ^$SNM7[PDU_J242\(*%$Y3P# MQY]'L1!*>2*4\6G'&1VV],"7XSW[3R%WS.6>6['0ZD[6;CV)1A'48LD[Y:[U M]F>QRR?W?)56-GS#=A=+(J@ZZW2S Z."1K;]+W_:G<,_ ; =@ 7=_49!Y3ON M^'1L]!:,CT8V/PBI!C2*DZV_E!MG\*E$G)M^T$[ $'Z :['J%'?:/,.";Z3C M"M[<\GLE[-MQXG G'Y]4.]9YS\I.L)9PJ5NWMO"^K47]&I^@PH-,MI>2=M"G]^Q]'IT=ASM"^7";G@E)A%6@A7F4433 M[[^A!?GQC+;LH"T[QSZ]P<*K.R5 +V&AFXV2O*T$^L*MC]W2M?C422.P4)R% M#L_;P)RW#[)=[:/1_19^"\G"K7AR,%>Z>OC]6-YGE1W/>U:Y#F5 8L'%HI;*Y>R"F+@8U"YT,:(4)0PZTOT2G&L4PMW6*1[(OF'J&'6 MZ*YU<.WA9R9O:JT4-Q9D"VZM.\O;VKX%-(\3S3UNN7<0W&JOL=II=1J,M ^P M#36,^Z%:X>P%2FRM5K+F?O%;R,IAG!8$:#K(X3M<8&46%R,&HP$)\[08Q6G. M@)*P<">5Q;3\=2 VB\NR\-ALAR,!UV-(C[F5J)+^2V%9SN*2C8"R00J,T9A0 M"@6R]=O0L,TK+3F)\R+S '82@-9K$.#=Y9Z_@C!:Y/$P'T&&9_I1Z J#*/R]'P $AI M\=7,_DI8-HQ)6IXV^RM168%_#:0W.V4HZLO,OA= \-!IGJ'9R6FS[P40K]8' MIWTP+5D\'/5F/_8R2U[T&HTPJ]!16:B\,?NVX[!Z:-IF?:_R.;SO^"ZY64E\ M-2FQ1"@*R2,\Z-!%]1.G-Z%SN=<.^Z P7&/C*8P/P.=+C:_QW<1O<&AEIW\" M4$L#!!0 ( &E3:54),P@V:P< (P< 9 >&PO=V]R:W-H965TJVQ)+I?.2-U@\^T<52FP?CB[,"+\@=T9^+6PG2N+8R MHSGAB@J.))F?CRZ]TZO4C+<#?J?D2;7ND8ED*L2#$6YFYR/7.$08R;2Q@.'R M2*X)8\80N/%E97-43VD4V_=KZ^]L[!#+%"MR+=@?=*:7YZ-TA&9DCDNF/XFG M7\@JGLC8RP13]A<]K<:Z(Y252HM\I0P>Y)175_QUE8=]%/R5@F_]KB:R7K[% M&E^<2?&$I!D-ULR-#=5J@W.4FT6YTQ+>4M#3%Q^%)BA%Q^@=IA+]CEE)T >" M52D)I%XK='B/IXRHH[.QANF,TCA;F;ZJ3/L[3$_0!\'U4J&?^(S,-O7'X&;M MJ[_V]0C&5W\^(,7NV\&? MKW\(AZQ=WP+Y9R0@2\];2..A2*0*K@OD,O:=X M2AG5%()8+=D, = _D:R4DO(%NL***O2GC1#=DZ\:73&1/?S5%^R@._W!ON0+ MUFU4&0IN^79XP]']4I0*C*@C="\T9N@:2_ELQE2*E".]).A:<"48G6$-IJ\P MPSPCZ,X6KO^6PCS\@.4#2+>29N &J&&.+BWKUZ\.WY-'PI!W!-"<$:: ;'J) M[NB"TSG-,-?HMZD)SB9L;0Y+G!--I%JK^[O5/W.QAX'@" &6-"\P5^@ ^9'CN1[Z\8?4]_PW7?&&/Q*E#461,CFM4H\?,65F[F,HU\<* M,W**/I_"UD(21@!TT%0 WY3I!,FN1N2'?:C#.9RDM.,UH )EL3>:GG M!&[0Q-:1*Q#3/1<(I>"I%_GK?*>PT'&RG2G$+"Z6A,T0Z"*K&SA1%#4A;TAO MB:2/V**? I4GDN'Y2 MQQ%-X!JOQNYPY@" D;1 DG22R%IE9??8MR1;4,[XC_0RHE MC@_>5+^O)!*DT6_AN"L/$2GVG"1IXNS*NX@4QI">H*6V(6X3*4JB%C+:T@M$ M\GW7<>,6"SORMQ)IDCA1&JW2G4Y<)XCWY)'G.6G88O2FN .\,*A%MTVIETE! MV,-IATB2L'E>!3 (?EFVR&KJ32%W+W6L?H5[2&>ACHKJ/B0;[F!UMI8,^ M"B[K9F"_%F5PIG^M10''CK^W*;O;E K:4 09 G ;@HLG#F&]#"Y(M.?U2DGT/"(.^ M];.O=[9#@/5.+-[PHH2P_K"':0CC$K9'4[0'H'-9%!)3*./H)Z5I;GF7"056 MM( =@P&/W/_L1,-^V@.+E]2+EWSKX@TM)@Q OH*J.$VI_LMVZ!7_K/J*BVW*R]Y4Y76V[UEV8WW0=M%!RT<; & M_4=@R/\=\YB76-:P;_6)_P+L@\EWV'^'?0L%&[ ?V-G2>F=+]][9IL^=GO=G M*"T[G_$0=Q#O_6;^L!M4@&'?\" -%V=.3B[7@R_WJ3U!^&&U,310O\I M-/F%4!0L!$X21DXSP5PH/D!?_ %!+ P04 " !I4VE5MM<5H5\# "1" M&0 'AL+W=OSO52/ND0T\%R+1L^]TICV*@AT7F+-]4BVV-";K50U-S15NT"W"GGAG&H1 M1(QE0Z%W6/A2[4IC%X+%K.4[ M7*/YLUTIF@5'E**JL=&5;$#A=NY=AU?+Q.YW&_ZJ<*]/;+!*-E(^VLFG8NXQ M2P@%YL8B\ :%L$!$XY\!TSN&M(ZG]@']=Z>=M&RXQALIOE:%*>?>Q(," MM[P3YHO<_X&#GM3BY5)H]X1]OS>;>I!WVLAZ<"8&==7T(W\>\G#B,&$_<8@& MA\CQ[@,YEK?<\,5,R3THNYO0K.&D.F\B5S6V*&NCZ&U%?F9Q+PU"R. #W''5 M5,U.PPH5K$NN$-X]\(U _7X6& IE'8)\@%WVL-%/8*?P63:FU'#7%%B\]@^( MXI%G=."YC"X"KK$=0V)^5*MSS' MN4='0:-Z0F_Q]DV8L8\7N"5';LDE],6:3E[1"02Y/5,5'Y9<5SGPIH#;2G0& M"_CFA, #/AM8"ID__GU.T\6HYS4]E KQ52V!*F&PWA =6XY[0KGTWI;+/L(3 MZ]VM%((K#54##Z7L-$DA[^>)/%'N'T'0N753M0QC+ M70/=H=J0'J(#8>@GT=1GT=B:89;Z<1A;,TXF%&GB5D/FTUT\:,6#D):P3X$M MWU$7N67,GR:.4#@=^PG=O9;;A/E1FKK5Q,)GQTK\ISI. M^CHR.'<-!2=M@HJY<\U0$R8=D;YC'%>/_?:Z;S,OV_MF_9FK747Y$;@E5S8: MIQZHO@'V$R-;UW0VTE +'QR(]WBK]:#:(%IX+(1R398,'.F2I1TLE*Z M8)9,O8Y,J9'E/J@041K'_:A@7 ;3L=^[T].QJJS@$N\TF*HHF'Z9H5#;29 $ MKQOW?+VQ;B.:CDNVQ@7:+^6=)BMJ4')>H#1<2="XF@27R?FLY_R]PU>.6[.W M!E?)4JE'9USGDR!VA%!@9AT"H]<3SE$(!T0T?NXP@R:E"]Q?OZ)?^=JIEB4S M.%?B&\_M9A(, \AQQ2IA[]7V ^[J\00S)8Q_PK;V[0\"R"IC5;$+)@8%E_6; M/>]TV L8QO\(2'==)_(LWS'+IF.MMJ"=-Z&YA2_51Q,Y+MU'65A-IYSB M[/23L@A) JEM#3"9DRTMEVNRX8:S)1?<0:=.(0T3M,6O$ZC M1^B^^Y>33PW9JWZ?/Y;AQ#F=:8;94S87.&7_U2F-=MA98ZO)3QL5&6H M9G/B+Z5[)###-9>2>HGFAV<8PD$:)U&+%>EZSVX M7,RAD_:A'R:C'AR]&:9)>O%:F*#"2'\:SP;A>(D25]R>P'$Z&@*EI\34:']D MI8:Q6"Q1^ZYY2[##7@JCI'OP"T1[4Z5 O?:STT"F*FGK =/L-N/YLIY*O]WK MV7[+-$E@Z!ZL*#0^&Y"\NIZ7M6%5Z6?44EF:>'ZYH5\,:N= YRM%O;DS7(+F MIS7]!5!+ P04 " !I4VE5YC\,$ B'0 &0 'AL+W=O;*2;4&@^S M8S,^'K*-3 B%&4=BDZ:8/U]#PK8CR[%>#MR1Y4KJ \WQ<(V7, ?YL)YQM=@>*^@5@EY6K/S7S4KC88G'0\ZVB.O1BJ8WLOIF M:E410K45YY*KLT3IY/@3DX <=([FN1<1B]&<+"F)28BI1%=AR#94$KI$,Y:0 MD(! [SV0F"0"W<.3W.#D3,D?YAYZ_^X,O4.$HOL5VPA,(S%L2I6CCM0,BWRN M\WS<-_+Y'=,+9#L-Y-JN>T ^J9?/87V!6O:;ABI[+G0/R MZ?')'Y('QT>WJ_*FTAIOQVF_P[G25*43(QYPJ ZC"*S=LTDV"I3KJ M@;((D6<-=,\D3@Z5NI:OF^RE6.,01I;JH@+X(UCC7W]QNO9OAPJ?P[H93#?8 MQW'+:;G]WK#YN%M@DS']_9CNP&UWW&K,J2MLN2MVI)_CN/S:YQ@ M&L+Y7/>4!IIPB(A$MTR(!KHE>$$2(I\;R*>1;@K%Z$/5KPUU:O5;>Y7H]E_7 MP3,9T<]AG9V(@T[G5>'WLQHX[>J8X$#F@U8YIE*F=EFF=FV9)OE-J.9PY,>Q MFM0;: :Z;S>#UY5]O9N!L>V[>KM-ZE-XE1;F(3Y)F%3D[# $*QBBWYI MBWZM+::$JEE%MY0["($\XD4"JO\D"=OJV0;%C%^MZT$@UJEN& M*9JP-"7?7V'7IG_JA&<2YIF$^29A4Y.PP!"LXD['_O:(S?YY:^PB5F7UZ>ZU ML/J,3G6)49IOE#8U2@M,T:I.V7D8Z]0ZQ:^XDI]U#)69+H'G)#):@PJME\ MWE+@8D76>EH,U62%EX 6SVB&N=HYZ">C3VZ-TKR"-MC],WS1<:H-T#<:5*Z]P0 (H; 9 M >&PO=V]R:W-H965T3N(,+LF>XC%FPVA$>;BEFY-MJ> _=0H M"DW'LGIFA(/8F(S29TLZ&9&$AT$,2XI8$D68OLP@)(>Q81NO#^Z#[8[+!^9D MM,=;6 '_NE]2<6<6*'X00_!W!@1]=(IK(FY%'> M_.J/#4M&!"%X7$)@\>\)YA"&$DG$\2T'-0J?TO#X^A7]+DU>)+/&#.8D_"/P M^6YL# SDPP8G(;\GA\^0)]25>!X)6?H7'?)O+0-Y">,DRHU%!%$09__Q!L..3+X0#"8X9P[*-I*,2 8P^0D!6:4_ #+EXS M!@Q=N$GM$PHH"!&#SN2,&'.1B87<4ETT\MCF&4Q.&=B&*(% MB?F.H=O8![]J;XI\BJ2CJQT\U<C U1EAC0)S F/_U@]ZQ?Z@@]]>MTAMUA>W#LMT):IR"M,,X33R>4/%="ZV2-8-O"<18!#B4!0BE1QDA=OKV3 M +I]RSJ=,$J'3;,^==I_X[22=K](NZ],>TZB"*B7YBVDL"%A0- *MI&<#'\M M0$Z"O]&_:#6;HOGT_G:%IAY'2_PBMB7>H^2*Y^NZN-Q2'!5&=*5<;9E-)3GUU+H=AAP=;P'<7&8NLJ2O-Y MO=8QH 1M*CV=8*XFL J9ME7N"JWO+;X\@N,%HC_L.S454QUK4V+K_'9ZG?99 M"=I'>VE;O6P&<1 ET7&%O =10V\9QV*;W4R::E]-M:D5S=6%5N79*7EV+E"G MV(I0'OR#LW4':$!\=/4G8%JW]9^]X\+NHA=A6J?:T*IYI%OA9XRJELYV9:T5S=:%5>2Y[ M*%O=1&E9I=0NVI:BO&KMA'2A5;DL>R'[DF:HPZWMCRZT*H]EEV2K MVZ2:N7_I,J6U==**YNI"J_[X7#9/SB7-T\?%^@Z\0JMJRZ8TZD++:#2/#BF$ MW+;I80]#GOS],/MIOWA:'"A-TV.4-\]G]LT\.Q8J8;)3J@6FVR!F*(2-@+2N M^V*AI=G!3W;#R3X]"ED3SDF47NX ^T#E!^+]AA#^>B,=%,=OD_\ 4$L#!!0 M ( &E3:567=FV.50< .(Z 9 >&PO=V]R:W-H965T<\1]9+Z="OJ//'HOQ6W3/&T8\LS:N+R3WGJ[/I MM)K?LRRNWA0KEHM/ED69Q5QLEG?3:E6R>-$D9>F4&(8]S>(DG\S.F_>NRMEY ML>9IDK.K$E7K+(O+G^]86CQ>3/#DZ8WKY.Z>UV],9^>K^([=,/YU=56*K>F6 MLD@REE=)D:.2+2\F;_%91(TZH8GX,V&/UI_RZ>'S/VB]DU;QYD5;-7_38QAH3-%]7O,C:9+$'69)O_L<_V@.QDX#- M/0FD32"')M V@1Z:8+8)YJ$)5IM@'9I@MPGVH0E.F^ T8FV.;B.-'_-X=EX6 MCZBLHP6M?M'HVV0+19*\'HHWO!2?)B*/SSX7G"&"3M''(LXK%.<+]#85XS/. MYPR)D8XN2[9(N/BXJEBUC7OM,QXG:?6;>.?KC8]>O_H-O4))CK[<%^M*4*KS M*1>[5Q>9SMM=>;?9%;)G5V[8Z@VBQ@DB!B&*]$M]^A_K7)ONZ]-]-A?IN$G' MBO3@\)U7I8>'[[PJ/3I\YXU^^E0,B.VH(-M101J>N8?7B'R"[DJANDK(3;;= M9-<7NX<9-0R+N.;Y]&%7,6V5^BI[5JWB.;N8B,MHQZ&8^T< MYU-,Q8&6M-66.U9;54TQEJ7Q%$#6#"%A$1"L)ZVYE=;42ONEX''::*K4TQP< M6^)YF!)+$E1;Y%A!%45-EWI85A2R: @)BX!@/46MK:*6_OK+JNI,:L3S32-. MFT:LTMD:GD/4L5Q#DMD:7$9/J47DJZBOHGDV)9)^*II',>Z'A7O"I-$0J<)< MBW:7GM[1M+='TQZ]].T].VS%V6%1QY3/#FV)8\\.15'3-(DK'UW(HB$D+ *" M]?1TMGHZ6CVOF;C5E#O)9,C[S ] MM36.U1,2%D#"0DA8! 3KJ8Z-SM5IU#*,,N4IG>1,HP85#V%PCL^$89INI=%EK%R7O?H/J>;UX:"&=8M.R77E,J.*H;7AR-U;%V:YIRV>Q,LZS+;D?J^(\7+=W/L[01_KKNRS!Y86JR:RW@[C,DOK%]H6K=V? MHULT),T'I06@M!"4%D'1^J.N\]*PWDP;;=%#;\NU*"6V?-J"&FJ*JC8FMGS3 M(@"M&H+2(BA:7]C.5,-Z5VVL13L'Z@KJ>('2 E!:"$J+H&A]]3O;"X_X7L]J MT4-GJKYMAXD\)E1Q=4^56[0BSG,L1SZ)56&N-6C0JC!J#?JS(LPU/&-/>^Y\ M)ZPWG@YNS^^+C*'@^SKA/YO5%?H>#&G17(+2?%!: $H+06D1%*V_.*/SMLB( MMS6V/&/H 6&3&*;L:NK+'+T^8UC5(X3(+1BT: A*BZ!H?5T[CXWH/;:1%MQF MC\L*:GZ!T@)06@A*BZ!H??5WUER-F%_/:<%DZ$V=8L.59V6J, _+_5<-\P8+ MK)1AEN1$A^HP4Z)%REWS''7[)9WC1/2.4V=#GZ /^6(M?@$_6=)O[\IDOD[Y MNA1O=*U9UW;UQ8YMNZ T'Y06@-)"4%H$1>L/J<[&(B,VUEC;'3H]F)@8R[>/ M]&6.EE]1%;M8G@X'H%5#4%H$1>L+VSEI1.^DC?7=X5HHM:Z@CA8H+0"EA:"T M"(K65[]SM,B(H_6LOCLTG$ZQ[&T>'4615&Y/M0H3K,DQ?; MJ8ONW,7N'\_.2")Z(ZFVF]>B]VI^]2J/*.BZ*U":#TH+0&DA*"V"HO7'3F=# MD91%B[#(/F>$YW'MZKG_[\%)=W25ZAE"U%GO'&$:=%N7F@ M&PO=V]R:W-H965T<6B!N"N1$B7E; /)BD0+-(<@N=Y].-P'Q4O;NFI7KJ2U M6^!^_%'KC;DBJ=%+I_Z2V.OA,^(,R>7S:"A=/E7U+\V]E*WWVZ[<-U>K^[9] M>+M>-S?W:PV^7U[^]E63U=K8+5UP\^%7?W;??!^OKR(;^3GV7[ M\\/'6OVV?D'9%CNY;XIJ[]7R]FKU+G@K4M(U.%K\LY!/S=G/7M>5+U7U2_?+ MC]NKE=]=D2SE3=M!Y.J_1[F19=DAJ>OX]02Z>O'9-3S_^2NZ.'9>=>9+WLA- M5?ZKV+;W5ZMDY6WE;7XHVT_5TP_RU*&HP[NIRN;XK_=TLO57WLVA::O=J;&Z M@EVQ?_X__^T4B+,&"L?=@)P:$+-!.-" GAK0J1["4X-PJH?HU"":VH"=&K!C M[)^#=8QTEK?Y]65=/7EU9ZW0NA^.Z3JV5@$N]MW(^MS6ZJ^%:M=>_[UJI4>\ M"^^G*M\W7K[?>N]*-=SR_8WTU,#U-K7<%JWZ<]/(1MGU_]JU^OJW;S/9YD79 M?*>L?OZ<>=]^\YWWC5?LO7_<5X=&(3>7ZU9=]]X?+^56T?[#&Z? NW7*E0O\2)?X_6>@("?Y,0GQ'$]F^G- U=W M_IAW_L>\"[AY)F]4\\#5O!=+^C+VZ!$O',![GY?=0'*-BN>&[-BP6QP?KVE$ M:'*Y?CR/M<,JI4'8M\I<5HR2OA5W6"413?M6 NQ0]RWPMGG(;^352BWSC:P? MY>KZKW\)F/\W(%SA2[A",%P?Z^JQ.*[HW9Z7Y?/<4Q^6W01VQ?(9-3KK M&8E":H32-@JH;P32MF$^,XRX \@/C& +L*,+PQB]A#$"P[BYS^L[>5'=WCJC M%5G7?Q$RX_HW#B,2,R-<#J/ CR(C7@ZK.#"@!-BCA?%B+_%B8+P^R9OJ4=:% M=(:+V8.+!4:T;)O ''^9;1/YL1$JVR8T@R[ OBR,5/P2J7CI>A9;ET[C*#'F MSL9AI=8S(YS9)"P^"4N '5H8KN0E7 D8+O657.SOU+[PU4=@6C\7VD)?E M[YY\S,M#WLKM<:TK=@]Y4:O];.N*+>AE>A^>4X )EF&"<4PPD5C?=GK\])*9 MOB0SG9-,M2T]YR<0$RS#!.":82!U3_7R#TTMHX&MFX(,I%<5> MY;++JOH*D,5C_J64;[PO4B51#I.$-YZ0\L@CCMQ ;?_5ON5&-N[-OV]?NN]' M)#'VFUT6#:2)Z#215UDD83>SLXJ)EJ&B<50T<4(S)R")Z4!F-9,-8"J[ M.>P.9=ZETN.WMRJI;[R/:L]<;;WJUGNWK1XZ&>V-^NF_AZ;MTNK]^X/!YN;5BVXWL>J;F^KLJB\S_*N-S>]_ZFM3U-LU6>% ML@^\MO)"3^2[0BW8X 1&(NRG=&.B9:AH'!5-8*'U1X56.@)8ZH FL"T^,)*: M2H?#*HE"4T=S6*4D- 5)%Q;Q#=U$P#U:&C&M> 2PY+%4DPQL>8*9JM?&842I MJ88XC (_3,Q@.OP1WXSEGZ&&!%H."6 ]9$28/+7N+=.F(.ZPL0;?. P?AQ%P M7Y;&2JL- 2PWP*)D8#/BU!I_W;UEI)D]@)@^L M:\3FI"Q-#9%ZX[!*DL20*4]7 MT%NR A)2\R8J?*6S69)&<3J0)\V."R@A7\(0O??9@P43+4-$X*IK 0NL/**"![CE[(QBHF7$%@,N*$VM M[U5,IP(+K9\J+2X06%R8//LWU6XGZYMN\G>[HP^'LBUNQQ5/V/WL?*.68:"B M<50T@876'Q9:1R&PC@+-8(?X09F?FGM>AUD<)69]E\N,):$IIKC,$FI6BPFX M5PNC1K6>0F$]9:GJ26WI(XW,@#J,+EA@*$J9PRH(K.)"%U9 8U.>@KN[-)Q: M;*&PV#(B?%)("SC%;-0D&S?AXR8"[LG22&D)@\(2!BQ[4IM@6X$:-[4T:IJB4YBB8ZF> ML)NYFP%4M P5C:.B"6HS^@'5DVH^3U^'S\-N9N<4E<^CHG%4-$%M/M_?^/3S MJND\A>G\*\B>U'&?.J4LC,VE$I5O3_3*4;T*EU<_84.5851S9 ISY$'9$VXW M>T*A,F14-(Z*)JC-WJ.SJH!^FC0_IK,.(RQ?)E%Y,"I:AHK&4=$$M4L.U/P+ MAFX/4[2@GG= 1>.H: (+K7\.4_/_<'$]!=QR;D91 MT;+0H090^WXBJE.!A=9/E=860EA;F#']]TU;'VZ>Y^]/W1*02;7\5P]'R^YW MD=>[LOL!FM+P]

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�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�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end

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end XML 80 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 81 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 82 FilingSummary.xml IDEA: XBRL DOCUMENT 3.22.2.2 html 417 383 1 true 73 0 false 6 false false R1.htm 000 - Document - Document And Entity Information Sheet http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information Document And Entity Information Cover 1 false false R2.htm 001 - Statement - Consolidated Balance Sheets (Current Period Unaudited) Sheet http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited Consolidated Balance Sheets (Current Period Unaudited) Statements 2 false false R3.htm 002 - Statement - Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) Sheet http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited-parentheticals Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) Statements 3 false false R4.htm 003 - Statement - Consolidated Statements of Earnings (Unaudited) Sheet http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited Consolidated Statements of Earnings (Unaudited) Statements 4 false false R5.htm 004 - Statement - Consolidated Statements of Comprehensive Earnings (Losses) (Unaudited) Sheet http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited Consolidated Statements of Comprehensive Earnings (Losses) (Unaudited) Statements 5 false false R6.htm 005 - Statement - Consolidated Statements of Changes in Stockholders' Equity (Unaudited) Sheet http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited Consolidated Statements of Changes in Stockholders' Equity (Unaudited) Statements 6 false false R7.htm 006 - Statement - Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) Sheet http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited-parentheticals Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) Statements 7 false false R8.htm 007 - Statement - Consolidated Statements of Cash Flows (Unaudited) Sheet http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited Consolidated Statements of Cash Flows (Unaudited) Statements 8 false false R9.htm 009 - Disclosure - Note 1 - Summary of Significant Accounting Policies Sheet http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies Note 1 - Summary of Significant Accounting Policies Notes 9 false false R10.htm 010 - Disclosure - Note 2 - Loans and Allowance for Credit Losses Sheet http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses Note 2 - Loans and Allowance for Credit Losses Notes 10 false false R11.htm 011 - Disclosure - Note 3 - Debt and Equity Securities Sheet http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities Note 3 - Debt and Equity Securities Notes 11 false false R12.htm 012 - Disclosure - Note 4 - Derivatives Sheet http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives Note 4 - Derivatives Notes 12 false false R13.htm 013 - Disclosure - Note 5 - Mortgage Servicing Rights Sheet http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights Note 5 - Mortgage Servicing Rights Notes 13 false false R14.htm 014 - Disclosure - Note 6 - Equity Incentive Plans Sheet http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans Note 6 - Equity Incentive Plans Notes 14 false false R15.htm 015 - Disclosure - Note 7 - Regulatory Capital Sheet http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital Note 7 - Regulatory Capital Notes 15 false false R16.htm 016 - Disclosure - Note 8 - Fair Value Measurements Sheet http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements Note 8 - Fair Value Measurements Notes 16 false false R17.htm 017 - Disclosure - Note 9 - Income Taxes Sheet http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes Note 9 - Income Taxes Notes 17 false false R18.htm 018 - Disclosure - Note 10 - Earnings Per Share Sheet http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share Note 10 - Earnings Per Share Notes 18 false false R19.htm 019 - Disclosure - Note 11 - Commitments and Contingent Liabilities Sheet http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities Note 11 - Commitments and Contingent Liabilities Notes 19 false false R20.htm 020 - Disclosure - Note 12 - Subsequent Events Sheet http://www.wilsonbank.com/20220930/role/statement-note-12-subsequent-events Note 12 - Subsequent Events Notes 20 false false R21.htm 021 - Disclosure - Significant Accounting Policies (Policies) Sheet http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies Significant Accounting Policies (Policies) Policies http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies 21 false false R22.htm 022 - Disclosure - Note 2 - Loans and Allowance for Credit Losses (Tables) Sheet http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables Note 2 - Loans and Allowance for Credit Losses (Tables) Tables http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses 22 false false R23.htm 023 - Disclosure - Note 3 - Debt and Equity Securities (Tables) Sheet http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-tables Note 3 - Debt and Equity Securities (Tables) Tables http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities 23 false false R24.htm 024 - Disclosure - Note 4 - Derivatives (Tables) Sheet http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables Note 4 - Derivatives (Tables) Tables http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives 24 false false R25.htm 025 - Disclosure - Note 5 - Mortgage Servicing Rights (Tables) Sheet http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-tables Note 5 - Mortgage Servicing Rights (Tables) Tables http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights 25 false false R26.htm 026 - Disclosure - Note 6 - Equity Incentive Plans (Tables) Sheet http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-tables Note 6 - Equity Incentive Plans (Tables) Tables http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans 26 false false R27.htm 027 - Disclosure - Note 7 - Regulatory Capital (Tables) Sheet http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-tables Note 7 - Regulatory Capital (Tables) Tables http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital 27 false false R28.htm 028 - Disclosure - Note 8 - Fair Value Measurements (Tables) Sheet http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-tables Note 8 - Fair Value Measurements (Tables) Tables http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements 28 false false R29.htm 029 - Disclosure - Note 10 - Earnings Per Share (Tables) Sheet http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-tables Note 10 - Earnings Per Share (Tables) Tables http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share 29 false false R30.htm 030 - Disclosure - Note 11 - Commitments and Contingent Liabilities (Tables) Sheet http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-tables Note 11 - Commitments and Contingent Liabilities (Tables) Tables http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities 30 false false R31.htm 031 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Details Textual) Sheet http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual Note 1 - Summary of Significant Accounting Policies (Details Textual) Details 31 false false R32.htm 032 - Disclosure - Note 2 - Loans and Allowance for Credit Losses (Details Textual) Sheet http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual Note 2 - Loans and Allowance for Credit Losses (Details Textual) Details http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables 32 false false R33.htm 033 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Loans (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details Note 2 - Loans and Allowance for Credit Losses - Loans (Details) Details http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables 33 false false R34.htm 034 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details Note 2 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) Details 34 false false R35.htm 035 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Amortized Cost Bases of Collateral Dependent Loans (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details Note 2 - Loans and Allowance for Credit Losses - Amortized Cost Bases of Collateral Dependent Loans (Details) Details 35 false false R36.htm 036 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Impaired Loans (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details Note 2 - Loans and Allowance for Credit Losses - Impaired Loans (Details) Details 36 false false R37.htm 037 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Loans on Nonaccrual Status (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details Note 2 - Loans and Allowance for Credit Losses - Loans on Nonaccrual Status (Details) Details 37 false false R38.htm 038 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Age Analysis of Past Due Loans (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details Note 2 - Loans and Allowance for Credit Losses - Age Analysis of Past Due Loans (Details) Details 38 false false R39.htm 039 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Troubled Debt Restructuring (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details Note 2 - Loans and Allowance for Credit Losses - Troubled Debt Restructuring (Details) Details 39 false false R40.htm 040 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details Note 2 - Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details) Details 40 false false R41.htm 041 - Disclosure - Note 3 - Debt and Equity Securities (Details Textual) Sheet http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual Note 3 - Debt and Equity Securities (Details Textual) Details http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-tables 41 false false R42.htm 042 - Disclosure - Note 3 - Debt and Equity Securities - Debt and Equity Securities (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details Note 3 - Debt and Equity Securities - Debt and Equity Securities (Details) Details 42 false false R43.htm 043 - Disclosure - Note 3 - Debt and Equity Securities - Debt Securities by Contractual Maturity (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details Note 3 - Debt and Equity Securities - Debt Securities by Contractual Maturity (Details) Details 43 false false R44.htm 044 - Disclosure - Note 3 - Debt and Equity Securities - Gross Unrealized Losses and Fair Value of Company's Investments (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details Note 3 - Debt and Equity Securities - Gross Unrealized Losses and Fair Value of Company's Investments (Details) Details 44 false false R45.htm 045 - Disclosure - Note 4 - Derivatives (Details Textual) Sheet http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual Note 4 - Derivatives (Details Textual) Details http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables 45 false false R46.htm 046 - Disclosure - Note 4 - Derivatives - Summary of Fair Value Hedge Relationships (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details Note 4 - Derivatives - Summary of Fair Value Hedge Relationships (Details) Details 46 false false R47.htm 047 - Disclosure - Note 4 - Derivatives - Income Statement Effects of Fair Value Hedge Relationships (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details Note 4 - Derivatives - Income Statement Effects of Fair Value Hedge Relationships (Details) Details 47 false false R48.htm 048 - Disclosure - Note 4 - Derivatives - Amounts Recorded on the Balance Sheet Related to Cumulative Basis Adjustments for Fair Value Hedges (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details Note 4 - Derivatives - Amounts Recorded on the Balance Sheet Related to Cumulative Basis Adjustments for Fair Value Hedges (Details) Details 48 false false R49.htm 049 - Disclosure - Note 4 - Derivatives - Net Gains (Losses) Relating to Free-standing Derivative Instruments (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-net-gains-losses-relating-to-freestanding-derivative-instruments-details Note 4 - Derivatives - Net Gains (Losses) Relating to Free-standing Derivative Instruments (Details) Details 49 false false R50.htm 050 - Disclosure - Note 4 - Derivatives - Amount and Fair Value of Mortgage Banking Derivatives (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amount-and-fair-value-of-mortgage-banking-derivatives-details Note 4 - Derivatives - Amount and Fair Value of Mortgage Banking Derivatives (Details) Details 50 false false R51.htm 051 - Disclosure - Note 5 - Mortgage Servicing Rights - Principal Balances (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-principal-balances-details Note 5 - Mortgage Servicing Rights - Principal Balances (Details) Details 51 false false R52.htm 052 - Disclosure - Note 5 - Mortgage Servicing Rights - Mortgage Servicing Rights Under Amortization Method (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-mortgage-servicing-rights-under-amortization-method-details Note 5 - Mortgage Servicing Rights - Mortgage Servicing Rights Under Amortization Method (Details) Details 52 false false R53.htm 053 - Disclosure - Note 5 - Mortgage Servicing Rights - Key Data and Assumptions Used in Estimating Fair Value (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-key-data-and-assumptions-used-in-estimating-fair-value-details Note 5 - Mortgage Servicing Rights - Key Data and Assumptions Used in Estimating Fair Value (Details) Details 53 false false R54.htm 054 - Disclosure - Note 6 - Equity Incentive Plans (Details Textual) Sheet http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual Note 6 - Equity Incentive Plans (Details Textual) Details http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-tables 54 false false R55.htm 055 - Disclosure - Note 6 - Equity Incentive Plans - Summary of Stock Option Activity (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details Note 6 - Equity Incentive Plans - Summary of Stock Option Activity (Details) Details 55 false false R56.htm 056 - Disclosure - Note 7 - Regulatory Capital - Summary of Company's and Wilson Banks Actual Capital Amounts and Ratios (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details Note 7 - Regulatory Capital - Summary of Company's and Wilson Banks Actual Capital Amounts and Ratios (Details) Details 56 false false R57.htm 057 - Disclosure - Note 8 - Fair Value Measurements (Details Textual) Sheet http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-details-textual Note 8 - Fair Value Measurements (Details Textual) Details http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-tables 57 false false R58.htm 058 - Disclosure - Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Recurring Basis (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Recurring Basis (Details) Details 58 false false R59.htm 059 - Disclosure - Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Non-recurring Basis (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Non-recurring Basis (Details) Details 59 false false R60.htm 060 - Disclosure - Note 8 - Fair Value Measurements - Additional Information on Assets Measured on a Nonrecurring Basis (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details Note 8 - Fair Value Measurements - Additional Information on Assets Measured on a Nonrecurring Basis (Details) Details 60 false false R61.htm 061 - Disclosure - Note 8 - Fair Value Measurements - Changes in Fair Value Due to Observable Factors (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details Note 8 - Fair Value Measurements - Changes in Fair Value Due to Observable Factors (Details) Details 61 false false R62.htm 062 - Disclosure - Note 8 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details Note 8 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details) Details 62 false false R63.htm 063 - Disclosure - Note 9 - Income Taxes (Details Textual) Sheet http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual Note 9 - Income Taxes (Details Textual) Details http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes 63 false false R64.htm 064 - Disclosure - Note 10 - Earnings Per Share - Basic and Diluted Earnings Per Share (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details Note 10 - Earnings Per Share - Basic and Diluted Earnings Per Share (Details) Details 64 false false R65.htm 065 - Disclosure - Note 11 - Commitments and Contingent Liabilities (Details Textual) Sheet http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual Note 11 - Commitments and Contingent Liabilities (Details Textual) Details http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-tables 65 false false R66.htm 066 - Disclosure - Note 11 - Commitments and Contingent Liabilities - Total Contractual Amount for All Off-balance Sheet Commitments (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details Note 11 - Commitments and Contingent Liabilities - Total Contractual Amount for All Off-balance Sheet Commitments (Details) Details 66 false false R67.htm 067 - Disclosure - Note 11 - Commitments and Contingent Liabilities - Allowance on Off-balance Sheet Credit Exposures (Details) Sheet http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-allowance-on-offbalance-sheet-credit-exposures-details Note 11 - Commitments and Contingent Liabilities - Allowance on Off-balance Sheet Credit Exposures (Details) Details 67 false false All Reports Book All Reports [ix-0514-Hidden-Fact-Eligible-For-Transform] WARN: 40 fact(s) appearing in ix:hidden were eligible for transformation: dei:EntityRegistrantName, us-gaap:AociTaxAttributableToParent, us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis, us-gaap:CommonStockDividendsPerShareDeclared, us-gaap:CommonStockParOrStatedValuePerShare, us-gaap:CommonStockSharesAuthorized, us-gaap:CommonStockSharesIssued, us-gaap:CommonStockSharesOutstanding, us-gaap:DebtInstrumentTerm, us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1, us-gaap:ImpairedFinancingReceivableRelatedAllowance, us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment, us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance, us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax, us-gaap:StockIssuedDuringPeriodSharesDividendReinvestmentPlan, us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised, us-gaap:UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued, wbhc:EffectiveIncomeTaxRateReconciliationAtFederalAndStateStatutoryIncomeTaxRatePercent, wbhc:FinancingReceivableMaturityPeriod - wbhc20220930_10q.htm 8, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 53 wbhc20220930_10q.htm ex_418842.htm ex_418843.htm ex_418844.htm ex_418845.htm wbhc-20220930.xsd wbhc-20220930_cal.xml wbhc-20220930_def.xml wbhc-20220930_lab.xml wbhc-20220930_pre.xml http://fasb.org/us-gaap/2022 http://xbrl.sec.gov/dei/2022 true true JSON 85 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "wbhc20220930_10q.htm": { "axisCustom": 0, "axisStandard": 31, "contextCount": 417, "dts": { "calculationLink": { "local": [ "wbhc-20220930_cal.xml" ] }, "definitionLink": { "local": [ "wbhc-20220930_def.xml" ] }, "inline": { "local": [ "wbhc20220930_10q.htm" ] }, "labelLink": { "local": [ "wbhc-20220930_lab.xml" ] }, "presentationLink": { "local": [ "wbhc-20220930_pre.xml" ] }, "schema": { "local": [ "wbhc-20220930.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd", "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd", "https://xbrl.fasb.org/srt/2022/elts/srt-roles-2022.xsd", "https://xbrl.fasb.org/srt/2022/elts/srt-types-2022.xsd", "https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd", "https://xbrl.fasb.org/us-gaap/2022/elts/us-roles-2022.xsd", "https://xbrl.fasb.org/us-gaap/2022/elts/us-types-2022.xsd", "https://xbrl.sec.gov/country/2022/country-2022.xsd", "https://xbrl.sec.gov/currency/2022/currency-2022.xsd", "https://xbrl.sec.gov/dei/2022/dei-2022.xsd", "https://xbrl.sec.gov/exch/2022/exch-2022.xsd", "https://xbrl.sec.gov/naics/2022/naics-2022.xsd", "https://xbrl.sec.gov/sic/2022/sic-2022.xsd", "https://xbrl.sec.gov/stpr/2022/stpr-2022.xsd" ] } }, "elementCount": 587, "entityCount": 1, "hidden": { "http://fasb.org/us-gaap/2022": 38, "http://www.wilsonbank.com/20220930": 3, "http://xbrl.sec.gov/dei/2022": 6, "total": 47 }, "keyCustom": 37, "keyStandard": 346, "memberCustom": 16, "memberStandard": 55, "nsprefix": "wbhc", "nsuri": "http://www.wilsonbank.com/20220930", "report": { "R1": { "firstAnchor": { "ancestors": [ "b", "p", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "000 - Document - Document And Entity Information", "role": "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information", "shortName": "Document And Entity Information", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "b", "p", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R10": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "010 - Disclosure - Note 2 - Loans and Allowance for Credit Losses", "role": "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "shortName": "Note 2 - Loans and Allowance for Credit Losses", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R11": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "011 - Disclosure - Note 3 - Debt and Equity Securities", "role": "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "shortName": "Note 3 - Debt and Equity Securities", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R12": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "012 - Disclosure - Note 4 - Derivatives", "role": "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "shortName": "Note 4 - Derivatives", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R13": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:TransfersAndServicingOfFinancialAssetsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "013 - Disclosure - Note 5 - Mortgage Servicing Rights", "role": "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights", "shortName": "Note 5 - Mortgage Servicing Rights", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:TransfersAndServicingOfFinancialAssetsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R14": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "014 - Disclosure - Note 6 - Equity Incentive Plans", "role": "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans", "shortName": "Note 6 - Equity Incentive Plans", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R15": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "015 - Disclosure - Note 7 - Regulatory Capital", "role": "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital", "shortName": "Note 7 - Regulatory Capital", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R16": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "016 - Disclosure - Note 8 - Fair Value Measurements", "role": "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements", "shortName": "Note 8 - Fair Value Measurements", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R17": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "017 - Disclosure - Note 9 - Income Taxes", "role": "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes", "shortName": "Note 9 - Income Taxes", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R18": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:EarningsPerShareTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "018 - Disclosure - Note 10 - Earnings Per Share", "role": "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share", "shortName": "Note 10 - Earnings Per Share", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:EarningsPerShareTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R19": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "019 - Disclosure - Note 11 - Commitments and Contingent Liabilities", "role": "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "shortName": "Note 11 - Commitments and Contingent Liabilities", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R2": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:NotesReceivableGross", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "001 - Statement - Consolidated Balance Sheets (Current Period Unaudited)", "role": "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited", "shortName": "Consolidated Balance Sheets (Current Period Unaudited)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "lang": null, "name": "us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R20": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SubsequentEventsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "020 - Disclosure - Note 12 - Subsequent Events", "role": "http://www.wilsonbank.com/20220930/role/statement-note-12-subsequent-events", "shortName": "Note 12 - Subsequent Events", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SubsequentEventsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R21": { "firstAnchor": { "ancestors": [ "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "wbhc:NatureOfBusinessPolicyTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "021 - Disclosure - Significant Accounting Policies (Policies)", "role": "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies", "shortName": "Significant Accounting Policies (Policies)", "subGroupType": "policies", "uniqueAnchor": { "ancestors": [ "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "wbhc:NatureOfBusinessPolicyTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R22": { "firstAnchor": { "ancestors": [ "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "022 - Disclosure - Note 2 - Loans and Allowance for Credit Losses (Tables)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables", "shortName": "Note 2 - Loans and Allowance for Credit Losses (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R23": { "firstAnchor": { "ancestors": [ "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:MarketableSecuritiesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "023 - Disclosure - Note 3 - Debt and Equity Securities (Tables)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-tables", "shortName": "Note 3 - Debt and Equity Securities (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:MarketableSecuritiesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R24": { "firstAnchor": { "ancestors": [ "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "wbhc:SummaryOfFairValueHedgeRelationshipsTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "024 - Disclosure - Note 4 - Derivatives (Tables)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables", "shortName": "Note 4 - Derivatives (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "wbhc:SummaryOfFairValueHedgeRelationshipsTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R25": { "firstAnchor": { "ancestors": [ "us-gaap:TransfersAndServicingOfFinancialAssetsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "025 - Disclosure - Note 5 - Mortgage Servicing Rights (Tables)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-tables", "shortName": "Note 5 - Mortgage Servicing Rights (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:TransfersAndServicingOfFinancialAssetsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R26": { "firstAnchor": { "ancestors": [ "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "026 - Disclosure - Note 6 - Equity Incentive Plans (Tables)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-tables", "shortName": "Note 6 - Equity Incentive Plans (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R27": { "firstAnchor": { "ancestors": [ "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "027 - Disclosure - Note 7 - Regulatory Capital (Tables)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-tables", "shortName": "Note 7 - Regulatory Capital (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R28": { "firstAnchor": { "ancestors": [ "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "028 - Disclosure - Note 8 - Fair Value Measurements (Tables)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-tables", "shortName": "Note 8 - Fair Value Measurements (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R29": { "firstAnchor": { "ancestors": [ "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "029 - Disclosure - Note 10 - Earnings Per Share (Tables)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-tables", "shortName": "Note 10 - Earnings Per Share (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R3": { "firstAnchor": null, "groupType": "statement", "isDefault": "false", "longName": "002 - Statement - Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals)", "role": "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited-parentheticals", "shortName": "Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals)", "subGroupType": "parenthetical", "uniqueAnchor": null }, "R30": { "firstAnchor": { "ancestors": [ "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "030 - Disclosure - Note 11 - Commitments and Contingent Liabilities (Tables)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-tables", "shortName": "Note 11 - Commitments and Contingent Liabilities (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R31": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:RetainedEarningsAccumulatedDeficit", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "031 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Details Textual)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "shortName": "Note 1 - Summary of Significant Accounting Policies (Details Textual)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "p", "wbhc:AccountingChangesReclassificationsAndRestatementsPolicyTextBlock", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-01-01_AdjustmentsForNewAccountingPronouncementsAxis-AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis-CumulativeEffectPeriodOfAdoptionAdjustmentMember", "decimals": "-6", "lang": null, "name": "us-gaap:RetainedEarningsAccumulatedDeficit", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R32": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "032 - Disclosure - Note 2 - Loans and Allowance for Credit Losses (Details Textual)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual", "shortName": "Note 2 - Loans and Allowance for Credit Losses (Details Textual)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "p", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": "-3", "lang": null, "name": "us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" } }, "R33": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "033 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Loans (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "shortName": "Note 2 - Loans and Allowance for Credit Losses - Loans (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "lang": null, "name": "us-gaap:FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R34": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "ix:continuation", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-06-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "034 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "shortName": "Note 2 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "ix:continuation", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-07-01_2022-09-30", "decimals": "-3", "lang": null, "name": "us-gaap:ProvisionForLoanLossesExpensed", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R35": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "ix:continuation", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2021-12-31", "decimals": "-3", "first": true, "lang": null, "name": "wbhc:FinancingReceivablesIndividuallyEvaluatedForImpairment", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "035 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Amortized Cost Bases of Collateral Dependent Loans (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "shortName": "Note 2 - Loans and Allowance for Credit Losses - Amortized Cost Bases of Collateral Dependent Loans (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "wbhc:ScheduleOfAmortizedCostBasisOfCollateralDependentLoansTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_CollateralAxis-RealEstateMember", "decimals": "-3", "lang": null, "name": "wbhc:FinancingReceivablesIndividuallyEvaluatedForImpairment", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R36": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ImpairedFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2021-12-31", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "036 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Impaired Loans (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "shortName": "Note 2 - Loans and Allowance for Credit Losses - Impaired Loans (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ImpairedFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2021-12-31", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R37": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "037 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Loans on Nonaccrual Status (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "shortName": "Note 2 - Loans and Allowance for Credit Losses - Loans on Nonaccrual Status (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R38": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "038 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Age Analysis of Past Due Loans (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "shortName": "Note 2 - Loans and Allowance for Credit Losses - Age Analysis of Past Due Loans (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "lang": null, "name": "us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R39": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-4", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableModificationsRecordedInvestment", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "039 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Troubled Debt Restructuring (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details", "shortName": "Note 2 - Loans and Allowance for Credit Losses - Troubled Debt Restructuring (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-4", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableModificationsRecordedInvestment", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R4": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-07-01_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "003 - Statement - Consolidated Statements of Earnings (Unaudited)", "role": "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited", "shortName": "Consolidated Statements of Earnings (Unaudited)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-07-01_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R40": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "ix:continuation", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "040 - Disclosure - Note 2 - Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "shortName": "Note 2 - Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "ix:continuation", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R41": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "041 - Disclosure - Note 3 - Debt and Equity Securities (Details Textual)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual", "shortName": "Note 3 - Debt and Equity Securities (Details Textual)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "p", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "lang": null, "name": "us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R42": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:MarketableSecuritiesTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "042 - Disclosure - Note 3 - Debt and Equity Securities - Debt and Equity Securities (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "shortName": "Note 3 - Debt and Equity Securities - Debt and Equity Securities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:MarketableSecuritiesTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R43": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "043 - Disclosure - Note 3 - Debt and Equity Securities - Debt Securities by Contractual Maturity (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details", "shortName": "Note 3 - Debt and Equity Securities - Debt Securities by Contractual Maturity (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R44": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "044 - Disclosure - Note 3 - Debt and Equity Securities - Gross Unrealized Losses and Fair Value of Company's Investments (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details", "shortName": "Note 3 - Debt and Equity Securities - Gross Unrealized Losses and Fair Value of Company's Investments (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R45": { "firstAnchor": { "ancestors": [ "p", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_FinancialInstrumentAxis-InterestRateLockCommitmentsMember", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:DerivativeNotionalAmount", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "045 - Disclosure - Note 4 - Derivatives (Details Textual)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "shortName": "Note 4 - Derivatives (Details Textual)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "p", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_FinancialInstrumentAxis-InterestRateLockCommitmentsMember", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:DerivativeNotionalAmount", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R46": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "wbhc:SummaryOfFairValueHedgeRelationshipsTableTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30_DerivativeInstrumentRiskAxis-InterestRateSwapMember_DerivativeInstrumentsGainLossByHedgingRelationshipAxis-FairValueHedgingMember_HedgingDesignationAxis-DesignatedAsHedgingInstrumentMember", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DerivativeAverageRemainingMaturity1", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "046 - Disclosure - Note 4 - Derivatives - Summary of Fair Value Hedge Relationships (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details", "shortName": "Note 4 - Derivatives - Summary of Fair Value Hedge Relationships (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "wbhc:SummaryOfFairValueHedgeRelationshipsTableTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30_DerivativeInstrumentRiskAxis-InterestRateSwapMember_DerivativeInstrumentsGainLossByHedgingRelationshipAxis-FairValueHedgingMember_HedgingDesignationAxis-DesignatedAsHedgingInstrumentMember", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DerivativeAverageRemainingMaturity1", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R47": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30_DerivativeInstrumentRiskAxis-InterestRateSwapMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "047 - Disclosure - Note 4 - Derivatives - Income Statement Effects of Fair Value Hedge Relationships (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "shortName": "Note 4 - Derivatives - Income Statement Effects of Fair Value Hedge Relationships (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30_DerivativeInstrumentRiskAxis-InterestRateSwapMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R48": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_DerivativeInstrumentRiskAxis-InterestRateSwapMember_DerivativeInstrumentsGainLossByHedgingRelationshipAxis-FairValueHedgingMember_HedgingDesignationAxis-DesignatedAsHedgingInstrumentMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:HedgedAssetFairValueHedge", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "048 - Disclosure - Note 4 - Derivatives - Amounts Recorded on the Balance Sheet Related to Cumulative Basis Adjustments for Fair Value Hedges (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "shortName": "Note 4 - Derivatives - Amounts Recorded on the Balance Sheet Related to Cumulative Basis Adjustments for Fair Value Hedges (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_DerivativeInstrumentRiskAxis-InterestRateSwapMember_DerivativeInstrumentsGainLossByHedgingRelationshipAxis-FairValueHedgingMember_HedgingDesignationAxis-DesignatedAsHedgingInstrumentMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:HedgedAssetFairValueHedge", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R49": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30_FinancialInstrumentAxis-InterestRateContractMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "049 - Disclosure - Note 4 - Derivatives - Net Gains (Losses) Relating to Free-standing Derivative Instruments (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-net-gains-losses-relating-to-freestanding-derivative-instruments-details", "shortName": "Note 4 - Derivatives - Net Gains (Losses) Relating to Free-standing Derivative Instruments (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30_FinancialInstrumentAxis-InterestRateContractMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R5": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-07-01_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ProfitLoss", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "004 - Statement - Consolidated Statements of Comprehensive Earnings (Losses) (Unaudited)", "role": "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited", "shortName": "Consolidated Statements of Comprehensive Earnings (Losses) (Unaudited)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-07-01_2022-09-30", "decimals": "-3", "lang": null, "name": "us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R50": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_FinancialInstrumentAxis-InterestRateContractMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DerivativeNotionalAmount", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "050 - Disclosure - Note 4 - Derivatives - Amount and Fair Value of Mortgage Banking Derivatives (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amount-and-fair-value-of-mortgage-banking-derivatives-details", "shortName": "Note 4 - Derivatives - Amount and Fair Value of Mortgage Banking Derivatives (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_FinancialInstrumentAxis-InterestRateContractMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DerivativeNotionalAmount", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R51": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTableTextBlock", "us-gaap:TransfersAndServicingOfFinancialAssetsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "051 - Disclosure - Note 5 - Mortgage Servicing Rights - Principal Balances (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-principal-balances-details", "shortName": "Note 5 - Mortgage Servicing Rights - Principal Balances (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTableTextBlock", "us-gaap:TransfersAndServicingOfFinancialAssetsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R52": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfServicingAssetsAtAmortizedValueTextBlock", "us-gaap:TransfersAndServicingOfFinancialAssetsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2021-12-31", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ServicingAssetAtAmortizedValue", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "052 - Disclosure - Note 5 - Mortgage Servicing Rights - Mortgage Servicing Rights Under Amortization Method (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-mortgage-servicing-rights-under-amortization-method-details", "shortName": "Note 5 - Mortgage Servicing Rights - Mortgage Servicing Rights Under Amortization Method (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfServicingAssetsAtAmortizedValueTextBlock", "us-gaap:TransfersAndServicingOfFinancialAssetsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2021-12-31", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ServicingAssetAtAmortizedValue", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R53": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAssumptionsForFairValueAsOfBalanceSheetDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock", "us-gaap:TransfersAndServicingOfFinancialAssetsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": "4", "first": true, "lang": null, "name": "us-gaap:AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "053 - Disclosure - Note 5 - Mortgage Servicing Rights - Key Data and Assumptions Used in Estimating Fair Value (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-key-data-and-assumptions-used-in-estimating-fair-value-details", "shortName": "Note 5 - Mortgage Servicing Rights - Key Data and Assumptions Used in Estimating Fair Value (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAssumptionsForFairValueAsOfBalanceSheetDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock", "us-gaap:TransfersAndServicingOfFinancialAssetsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": "4", "first": true, "lang": null, "name": "us-gaap:AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" } }, "R54": { "firstAnchor": { "ancestors": [ "p", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber", "reportCount": 1, "unique": true, "unitRef": "Share", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "054 - Disclosure - Note 6 - Equity Incentive Plans (Details Textual)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual", "shortName": "Note 6 - Equity Incentive Plans (Details Textual)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "p", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber", "reportCount": 1, "unique": true, "unitRef": "Share", "xsiNil": "false" } }, "R55": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2021-12-31_AwardTypeAxis-StockOptionsAndStockAppreciationRightsMember", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "reportCount": 1, "unique": true, "unitRef": "Share", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "055 - Disclosure - Note 6 - Equity Incentive Plans - Summary of Stock Option Activity (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details", "shortName": "Note 6 - Equity Incentive Plans - Summary of Stock Option Activity (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2021-12-31_AwardTypeAxis-StockOptionsAndStockAppreciationRightsMember", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "reportCount": 1, "unique": true, "unitRef": "Share", "xsiNil": "false" } }, "R56": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-4", "first": true, "lang": null, "name": "us-gaap:Capital", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "056 - Disclosure - Note 7 - Regulatory Capital - Summary of Company's and Wilson Banks Actual Capital Amounts and Ratios (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details", "shortName": "Note 7 - Regulatory Capital - Summary of Company's and Wilson Banks Actual Capital Amounts and Ratios (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-4", "first": true, "lang": null, "name": "us-gaap:Capital", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R57": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-4", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "057 - Disclosure - Note 8 - Fair Value Measurements (Details Textual)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-details-textual", "shortName": "Note 8 - Fair Value Measurements (Details Textual)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "i", "p", "td", "tr", "tbody", "table", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_CollateralAxis-CollateralPledgedMember", "decimals": "-3", "lang": null, "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R58": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "058 - Disclosure - Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Recurring Basis (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details", "shortName": "Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Recurring Basis (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_FairValueByMeasurementBasisAxis-CarryingReportedAmountFairValueDisclosureMember_FairValueByMeasurementFrequencyAxis-FairValueMeasurementsRecurringMember", "decimals": "-3", "lang": null, "name": "wbhc:HedgedLoansFairValueDisclosure", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R59": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_FairValueByMeasurementBasisAxis-CarryingReportedAmountFairValueDisclosureMember_FairValueByMeasurementFrequencyAxis-FairValueMeasurementsNonrecurringMember", "decimals": "-3", "first": true, "lang": null, "name": "wbhc:OtherRealEstateOwnedFairValueDisclosure", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "059 - Disclosure - Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Non-recurring Basis (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "shortName": "Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Non-recurring Basis (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_FairValueByMeasurementBasisAxis-CarryingReportedAmountFairValueDisclosureMember_FairValueByMeasurementFrequencyAxis-FairValueMeasurementsNonrecurringMember", "decimals": "-3", "first": true, "lang": null, "name": "wbhc:OtherRealEstateOwnedFairValueDisclosure", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R6": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2020-12-31_StatementEquityComponentsAxis-CommonStockMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "005 - Statement - Consolidated Statements of Changes in Stockholders' Equity (Unaudited)", "role": "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited", "shortName": "Consolidated Statements of Changes in Stockholders' Equity (Unaudited)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2020-12-31_StatementEquityComponentsAxis-CommonStockMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R60": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_FairValueByFairValueHierarchyLevelAxis-FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis-FairValueMeasurementsNonrecurringMember_MeasurementInputTypeAxis-MeasurementInputDiscountRateMember_RangeAxis-WeightedAverageMember", "decimals": "1", "first": true, "lang": null, "name": "wbhc:CollateralDependentLoansMeasurementInput", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "060 - Disclosure - Note 8 - Fair Value Measurements - Additional Information on Assets Measured on a Nonrecurring Basis (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details", "shortName": "Note 8 - Fair Value Measurements - Additional Information on Assets Measured on a Nonrecurring Basis (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_FairValueByFairValueHierarchyLevelAxis-FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis-FairValueMeasurementsNonrecurringMember_MeasurementInputTypeAxis-MeasurementInputDiscountRateMember_RangeAxis-WeightedAverageMember", "decimals": "1", "first": true, "lang": null, "name": "wbhc:CollateralDependentLoansMeasurementInput", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" } }, "R61": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-06-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "061 - Disclosure - Note 8 - Fair Value Measurements - Changes in Fair Value Due to Observable Factors (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details", "shortName": "Note 8 - Fair Value Measurements - Changes in Fair Value Due to Observable Factors (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-06-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R62": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfServicingAssetsAtAmortizedValueTextBlock", "us-gaap:TransfersAndServicingOfFinancialAssetsTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ServicingAssetAtFairValueAmount", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "062 - Disclosure - Note 8 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "shortName": "Note 8 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_FairValueByMeasurementBasisAxis-CarryingReportedAmountFairValueDisclosureMember", "decimals": "-3", "lang": null, "name": "us-gaap:CashAndCashEquivalentsFairValueDisclosure", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R63": { "firstAnchor": { "ancestors": [ "p", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:UnrecognizedTaxBenefits", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "063 - Disclosure - Note 9 - Income Taxes (Details Textual)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual", "shortName": "Note 9 - Income Taxes (Details Textual)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "p", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-07-01_2022-09-30", "decimals": "4", "lang": null, "name": "us-gaap:EffectiveIncomeTaxRateContinuingOperations", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" } }, "R64": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-07-01_2022-09-30", "decimals": "-4", "first": true, "lang": null, "name": "us-gaap:NetIncomeLoss", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "064 - Disclosure - Note 10 - Earnings Per Share - Basic and Diluted Earnings Per Share (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details", "shortName": "Note 10 - Earnings Per Share - Basic and Diluted Earnings Per Share (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-07-01_2022-09-30", "decimals": "-4", "lang": null, "name": "us-gaap:NetIncomeLossAttributableToParentDiluted", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R65": { "firstAnchor": { "ancestors": [ "p", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_FinancingReceivablePortfolioSegmentAxis-RealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis-Residential1To4FamilyMember", "decimals": "0", "first": true, "lang": null, "name": "wbhc:FinancingReceivablePercentageOfLoansDeliveredToInvestors", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "065 - Disclosure - Note 11 - Commitments and Contingent Liabilities (Details Textual)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual", "shortName": "Note 11 - Commitments and Contingent Liabilities (Details Textual)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "p", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_FinancingReceivablePortfolioSegmentAxis-RealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis-Residential1To4FamilyMember", "decimals": "0", "first": true, "lang": null, "name": "wbhc:FinancingReceivablePercentageOfLoansDeliveredToInvestors", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" } }, "R66": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_LossContingenciesByNatureOfContingencyAxis-StandbyLettersOfCreditMember", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "066 - Disclosure - Note 11 - Commitments and Contingent Liabilities - Total Contractual Amount for All Off-balance Sheet Commitments (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details", "shortName": "Note 11 - Commitments and Contingent Liabilities - Total Contractual Amount for All Off-balance Sheet Commitments (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2022-09-30_LossContingenciesByNatureOfContingencyAxis-StandbyLettersOfCreditMember", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R67": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "wbhc:OffbalancesheetCreditLossLiabilityTableTextBlock", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "i_2021-12-31", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:OffBalanceSheetCreditLossLiability", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "067 - Disclosure - Note 11 - Commitments and Contingent Liabilities - Allowance on Off-balance Sheet Credit Exposures (Details)", "role": "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-allowance-on-offbalance-sheet-credit-exposures-details", "shortName": "Note 11 - Commitments and Contingent Liabilities - Allowance on Off-balance Sheet Credit Exposures (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "wbhc:OffbalancesheetCreditLossLiabilityTableTextBlock", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": "-3", "lang": null, "name": "us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R7": { "firstAnchor": null, "groupType": "statement", "isDefault": "false", "longName": "006 - Statement - Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals)", "role": "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited-parentheticals", "shortName": "Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals)", "subGroupType": "parenthetical", "uniqueAnchor": null }, "R8": { "firstAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ProfitLoss", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "007 - Statement - Consolidated Statements of Cash Flows (Unaudited)", "role": "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited", "shortName": "Consolidated Statements of Cash Flows (Unaudited)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": "-3", "lang": null, "name": "us-gaap:DeferredIncomeTaxExpenseBenefit", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R9": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "009 - Disclosure - Note 1 - Summary of Significant Accounting Policies", "role": "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "shortName": "Note 1 - Summary of Significant Accounting Policies", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "wbhc20220930_10q.htm", "contextRef": "d_2022-01-01_2022-09-30", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } } }, "segmentCount": 73, "tag": { "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Area code of city", "label": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "normalizedStringItemType" }, "dei_CurrentFiscalYearEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "End date of current fiscal year in the format --MM-DD.", "label": "Current Fiscal Year End Date" } } }, "localname": "CurrentFiscalYearEndDate", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "gMonthDayItemType" }, "dei_DocumentFiscalPeriodFocus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.", "label": "Document Fiscal Period Focus" } } }, "localname": "DocumentFiscalPeriodFocus", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "fiscalPeriodItemType" }, "dei_DocumentFiscalYearFocus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.", "label": "Document Fiscal Year Focus" } } }, "localname": "DocumentFiscalYearFocus", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "gYearItemType" }, "dei_DocumentInformationLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Document Information [Line Items]" } } }, "localname": "DocumentInformationLineItems", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "stringItemType" }, "dei_DocumentInformationTable": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package.", "label": "Document Information [Table]" } } }, "localname": "DocumentInformationTable", "nsuri": "http://xbrl.sec.gov/dei/2022", "xbrltype": "stringItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.", "label": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "dateItemType" }, "dei_DocumentQuarterlyReport": { "auth_ref": [ "r673" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a form used as an quarterly report.", "label": "Document Quarterly Report" } } }, "localname": "DocumentQuarterlyReport", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "booleanItemType" }, "dei_DocumentTransitionReport": { "auth_ref": [ "r674" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a form used as a transition report.", "label": "Document Transition Report" } } }, "localname": "DocumentTransitionReport", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "booleanItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "submissionTypeItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r672" ], "lang": { "en-us": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityCommonStockSharesOutstanding": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.", "label": "Entity Common Stock, Shares Outstanding" } } }, "localname": "EntityCommonStockSharesOutstanding", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "sharesItemType" }, "dei_EntityCurrentReportingStatus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Current Reporting Status" } } }, "localname": "EntityCurrentReportingStatus", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "yesNoItemType" }, "dei_EntityDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "All the names of the entities being reported upon in a document. Any legal structure used to conduct activities or to hold assets. Some examples of such structures are corporations, partnerships, limited liability companies, grantor trusts, and other trusts. This item does not include business and geographical segments which are included in the geographical or business segments domains.", "label": "Entity [Domain]" } } }, "localname": "EntityDomain", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited-parentheticals", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited-parentheticals", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited", "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-tables", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-allowance-on-offbalance-sheet-credit-exposures-details", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-tables", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details", "http://www.wilsonbank.com/20220930/role/statement-note-12-subsequent-events", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-tables", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amount-and-fair-value-of-mortgage-banking-derivatives-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-net-gains-losses-relating-to-freestanding-derivative-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-key-data-and-assumptions-used-in-estimating-fair-value-details", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-mortgage-servicing-rights-under-amortization-method-details", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-principal-balances-details", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-tables", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-tables", "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital", "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details", "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-tables", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-tables", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual", "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies" ], "xbrltype": "domainItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r672" ], "lang": { "en-us": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "fileNumberItemType" }, "dei_EntityFilerCategory": { "auth_ref": [ "r672" ], "lang": { "en-us": { "role": { "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Filer Category" } } }, "localname": "EntityFilerCategory", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "filerCategoryItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityInteractiveDataCurrent": { "auth_ref": [ "r690" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).", "label": "Entity Interactive Data Current" } } }, "localname": "EntityInteractiveDataCurrent", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "yesNoItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r672" ], "lang": { "en-us": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityShellCompany": { "auth_ref": [ "r672" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.", "label": "Entity Shell Company" } } }, "localname": "EntityShellCompany", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "booleanItemType" }, "dei_EntitySmallBusiness": { "auth_ref": [ "r672" ], "lang": { "en-us": { "role": { "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).", "label": "Entity Small Business" } } }, "localname": "EntitySmallBusiness", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "booleanItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r672" ], "lang": { "en-us": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "employerIdItemType" }, "dei_LegalEntityAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The set of legal entities associated with a report.", "label": "Legal Entity [Axis]" } } }, "localname": "LegalEntityAxis", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited-parentheticals", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited-parentheticals", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited", "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-tables", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-allowance-on-offbalance-sheet-credit-exposures-details", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-tables", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details", "http://www.wilsonbank.com/20220930/role/statement-note-12-subsequent-events", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-tables", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amount-and-fair-value-of-mortgage-banking-derivatives-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-net-gains-losses-relating-to-freestanding-derivative-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-key-data-and-assumptions-used-in-estimating-fair-value-details", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-mortgage-servicing-rights-under-amortization-method-details", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-principal-balances-details", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-tables", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-tables", "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital", "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details", "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-tables", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-tables", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual", "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies" ], "xbrltype": "stringItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-document-and-entity-information" ], "xbrltype": "normalizedStringItemType" }, "srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember": { "auth_ref": [ "r2", "r96", "r103", "r109", "r214", "r351", "r352", "r353", "r371", "r372", "r435", "r438", "r440", "r441", "r497" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption, Adjustment [Member]" } } }, "localname": "CumulativeEffectPeriodOfAdoptionAdjustmentMember", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-allowance-on-offbalance-sheet-credit-exposures-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "xbrltype": "domainItemType" }, "srt_CumulativeEffectPeriodOfAdoptionAxis": { "auth_ref": [ "r2", "r96", "r103", "r109", "r214", "r351", "r352", "r353", "r371", "r372", "r435", "r438", "r440", "r441", "r497" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption [Axis]" } } }, "localname": "CumulativeEffectPeriodOfAdoptionAxis", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-allowance-on-offbalance-sheet-credit-exposures-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "xbrltype": "stringItemType" }, "srt_CumulativeEffectPeriodOfAdoptionDomain": { "auth_ref": [ "r2", "r96", "r103", "r109", "r214", "r351", "r352", "r353", "r371", "r372", "r435", "r438", "r440", "r441", "r497" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption [Domain]" } } }, "localname": "CumulativeEffectPeriodOfAdoptionDomain", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-allowance-on-offbalance-sheet-credit-exposures-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "xbrltype": "domainItemType" }, "srt_MaximumMember": { "auth_ref": [ "r265", "r267", "r268", "r269", "r289", "r294", "r311", "r312", "r512", "r513", "r514", "r519", "r520", "r521", "r561", "r647", "r648", "r670", "r671" ], "lang": { "en-us": { "role": { "label": "Maximum [Member]" } } }, "localname": "MaximumMember", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual" ], "xbrltype": "domainItemType" }, "srt_MinimumMember": { "auth_ref": [ "r265", "r267", "r268", "r269", "r289", "r294", "r311", "r312", "r512", "r513", "r514", "r519", "r520", "r521", "r561", "r647", "r648", "r670", "r671" ], "lang": { "en-us": { "role": { "label": "Minimum [Member]" } } }, "localname": "MinimumMember", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual" ], "xbrltype": "domainItemType" }, "srt_OwnershipAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Ownership [Axis]" } } }, "localname": "OwnershipAxis", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "xbrltype": "stringItemType" }, "srt_OwnershipDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Ownership [Domain]" } } }, "localname": "OwnershipDomain", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "xbrltype": "domainItemType" }, "srt_RangeAxis": { "auth_ref": [ "r259", "r265", "r267", "r268", "r269", "r289", "r294", "r302", "r311", "r312", "r341", "r342", "r343", "r512", "r513", "r514", "r519", "r520", "r521", "r561", "r647", "r648", "r670", "r671" ], "lang": { "en-us": { "role": { "label": "Statistical Measurement [Axis]" } } }, "localname": "RangeAxis", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details" ], "xbrltype": "stringItemType" }, "srt_RangeMember": { "auth_ref": [ "r259", "r265", "r267", "r268", "r269", "r289", "r294", "r302", "r311", "r312", "r341", "r342", "r343", "r512", "r513", "r514", "r519", "r520", "r521", "r561", "r647", "r648", "r670", "r671" ], "lang": { "en-us": { "role": { "label": "Statistical Measurement [Domain]" } } }, "localname": "RangeMember", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details" ], "xbrltype": "domainItemType" }, "srt_WeightedAverageMember": { "auth_ref": [ "r512", "r514", "r521", "r670", "r671" ], "lang": { "en-us": { "role": { "label": "Weighted Average [Member]" } } }, "localname": "WeightedAverageMember", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_AccountingPoliciesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Accounting Policies [Abstract]" } } }, "localname": "AccountingPoliciesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies" ], "xbrltype": "stringItemType" }, "us-gaap_AccountingStandardsUpdate201613Member": { "auth_ref": [ "r210" ], "lang": { "en-us": { "role": { "documentation": "Accounting Standards Update 2016-13 Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.", "label": "Accounting Standards Update 2016-13 [Member]" } } }, "localname": "AccountingStandardsUpdate201613Member", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_AccruedLiabilitiesCurrentAndNoncurrent": { "auth_ref": [ "r579", "r632" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 0.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Carrying value as of the balance sheet date of obligations incurred and payable, pertaining to costs that are statutory in nature, are incurred on contractual obligations, or accumulate over time and for which invoices have not yet been received or will not be rendered. Examples include taxes, interest, rent and utilities.", "label": "Accrued interest payable and other liabilities" } } }, "localname": "AccruedLiabilitiesCurrentAndNoncurrent", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax": { "auth_ref": [ "r15", "r30", "r32", "r33", "r627", "r656", "r660" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 4.0, "parentTag": "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.", "label": "Accumulated other comprehensive losses, net of taxes of $40,760 and $2,235 respectively" } } }, "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeMember": { "auth_ref": [ "r29", "r33", "r42", "r43", "r44", "r93", "r94", "r95", "r402", "r499", "r651", "r652" ], "lang": { "en-us": { "role": { "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners.", "label": "AOCI Attributable to Parent [Member]" } } }, "localname": "AccumulatedOtherComprehensiveIncomeMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited" ], "xbrltype": "domainItemType" }, "us-gaap_AdditionalPaidInCapitalCommonStock": { "auth_ref": [ "r13" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 0.0, "parentTag": "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.", "label": "Additional paid-in capital" } } }, "localname": "AdditionalPaidInCapitalCommonStock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdditionalPaidInCapitalMember": { "auth_ref": [ "r93", "r94", "r95", "r351", "r352", "r353", "r440" ], "lang": { "en-us": { "role": { "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders.", "label": "Additional Paid-in Capital [Member]" } } }, "localname": "AdditionalPaidInCapitalMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited" ], "xbrltype": "domainItemType" }, "us-gaap_AdjustmentsForNewAccountingPronouncementsAxis": { "auth_ref": [ "r0", "r1", "r2", "r3", "r4", "r97", "r98", "r99", "r100", "r109", "r181", "r182", "r211", "r212", "r213", "r214", "r215", "r216", "r351", "r352", "r353", "r369", "r370", "r371", "r372", "r385", "r386", "r387", "r432", "r433", "r434", "r435", "r436", "r437", "r438", "r439", "r440", "r441", "r442", "r443", "r465", "r466", "r467", "r468", "r469", "r470", "r471", "r472", "r480", "r481", "r485", "r486", "r487", "r488", "r494", "r495", "r496", "r497", "r498", "r499", "r563", "r564", "r565", "r649", "r650", "r651", "r652", "r653", "r654", "r655", "r656", "r657", "r658", "r659", "r660" ], "lang": { "en-us": { "role": { "documentation": "Information by amendment to accounting standards.", "label": "Accounting Standards Update [Axis]" } } }, "localname": "AdjustmentsForNewAccountingPronouncementsAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "xbrltype": "stringItemType" }, "us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue": { "auth_ref": [ "r313", "r354", "r355" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of increase to additional paid-in capital (APIC) for recognition of cost for award under share-based payment arrangement.", "label": "Share based compensation expense" } } }, "localname": "AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities": { "auth_ref": [ "r80" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The sum of adjustments which are added to or deducted from net income or loss, including the portion attributable to noncontrolling interest, to reflect cash provided by or used in operating activities, in accordance with the indirect cash flow method.", "label": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "totalLabel": "TOTAL ADJUSTMENTS" } } }, "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Adjustments to reconcile consolidated net income to net cash provided (used) by operating activities" } } }, "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock": { "auth_ref": [ "r159", "r225" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of allowance for credit loss on financing receivable.", "label": "Financing Receivable, Allowance for Credit Loss [Table Text Block]" } } }, "localname": "AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_AlternativeInvestment": { "auth_ref": [ "r445", "r458" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details": { "order": 0.0, "parentTag": "us-gaap_AssetsFairValueDisclosure", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value of investment other than investment in equity security, investment in debt security and equity method investment. Includes, but is not limited to, investment in certain entities that calculate net asset value per share. Example includes, but is not limited to, investment in hedge fund, venture capital fund, private equity fund, and real estate partnership or fund.", "label": "us-gaap_AlternativeInvestment", "terseLabel": "Other investments" } } }, "localname": "AlternativeInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AociTaxAttributableToParent": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of tax expense (benefit) allocated to accumulated other comprehensive income (loss) attributable to parent.", "label": "Accumulated other comprehensive losses, taxes" } } }, "localname": "AociTaxAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited-parentheticals" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssetBackedSecuritiesMember": { "auth_ref": [ "r197", "r303" ], "lang": { "en-us": { "role": { "documentation": "Securities that are primarily serviced by the cash flows of a discrete pool of receivables or other financial assets for example, but not limited to, credit card receivables, car loans, recreational vehicle loans, and mobile home loans.", "label": "Asset-Backed Securities [Member]" } } }, "localname": "AssetBackedSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_AssetPledgedAsCollateralMember": { "auth_ref": [ "r395", "r403", "r530" ], "lang": { "en-us": { "role": { "documentation": "Asset pledged as collateral.", "label": "Asset Pledged as Collateral [Member]" } } }, "localname": "AssetPledgedAsCollateralMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_Assets": { "auth_ref": [ "r8", "r88", "r138", "r141", "r147", "r209", "r278", "r279", "r280", "r281", "r282", "r283", "r284", "r285", "r286", "r287", "r288", "r395", "r403", "r464", "r500", "r502", "r572", "r626" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.", "label": "us-gaap_Assets", "totalLabel": "Total assets" } } }, "localname": "Assets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssetsAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Assets" } } }, "localname": "AssetsAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_AssetsFairValueDisclosure": { "auth_ref": [ "r446" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.", "label": "us-gaap_AssetsFairValueDisclosure", "terseLabel": "Total assets", "totalLabel": "Total assets" } } }, "localname": "AssetsFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssumptionForFairValueOfAssetsOrLiabilitiesThatRelateToTransferorsContinuingInvolvementWeightedAverageLife1": { "auth_ref": [ "r520" ], "lang": { "en-us": { "role": { "documentation": "Weighted average life of securitized assets regardless of when the transfer occurred, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.", "label": "Weighted-average life (in years) (Year)" } } }, "localname": "AssumptionForFairValueOfAssetsOrLiabilitiesThatRelateToTransferorsContinuingInvolvementWeightedAverageLife1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-key-data-and-assumptions-used-in-estimating-fair-value-details" ], "xbrltype": "durationItemType" }, "us-gaap_AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate": { "auth_ref": [ "r519" ], "lang": { "en-us": { "role": { "documentation": "Discount rate which is used to value residual cash flows generated by financial assets of a securitization, asset-backed financing arrangement, or similar transfer regardless of when the transfer occurred.", "label": "Weighted-average discount rate" } } }, "localname": "AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-key-data-and-assumptions-used-in-estimating-fair-value-details" ], "xbrltype": "percentItemType" }, "us-gaap_AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed": { "auth_ref": [ "r520" ], "lang": { "en-us": { "role": { "documentation": "Estimated rate of prepayment of principal on financial assets regardless of when the transfer occurred.", "label": "Prepayment speed" } } }, "localname": "AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-key-data-and-assumptions-used-in-estimating-fair-value-details" ], "xbrltype": "percentItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": { "auth_ref": [ "r190" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Securities, Available-for-sale, Gross Unrealized Gains" } } }, "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": { "auth_ref": [ "r191" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Securities, Available-for-sale, Gross Unrealized Losses" } } }, "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis": { "auth_ref": [ "r187", "r241" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Available-for-sale, amortized cost", "terseLabel": "Debt Securities, Available-for-Sale, Amortized Cost, Total", "totalLabel": "Securities available-for-sale, amortized cost" } } }, "localname": "AvailableForSaleDebtSecuritiesAmortizedCostBasis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited-parentheticals", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost": { "auth_ref": [ "r195" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details": { "order": 2.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due after five years through ten years, securities available-for-sale, amortized cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": { "auth_ref": [ "r192", "r195", "r610" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details": { "order": 2.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due after five years through ten years, securities available-for-sale, estimated market value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost": { "auth_ref": [ "r194" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details": { "order": 1.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due after one year through five years, securities available-for-sale, amortized cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue": { "auth_ref": [ "r192", "r194", "r609" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details": { "order": 1.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due after one year through five years, securities available-for-sale, estimated market value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost": { "auth_ref": [ "r196" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details": { "order": 3.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due after ten years, securities available-for-sale, amortized cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue": { "auth_ref": [ "r192", "r196", "r611" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details": { "order": 3.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due after ten years, securities available-for-sale, estimated market value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost": { "auth_ref": [ "r193" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details": { "order": 0.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due in one year or less, securities available-for-sale, amortized cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue": { "auth_ref": [ "r192", "r193", "r608" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details": { "order": 0.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due in one year or less, securities available-for-sale, estimated market value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtSecurities": { "auth_ref": [ "r184", "r188", "r241", "r575" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 2.0, "parentTag": "wbhc_EarningAssets", "weight": 1.0 }, "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details": { "order": 1.0, "parentTag": "us-gaap_AssetsFairValueDisclosure", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Securities available-for-sale, at market (amortized cost $995,115 and $906,135, respectively)", "terseLabel": "Debt Securities, Available-for-Sale, Total", "totalLabel": "Securities available-for-sale, estimated market value" } } }, "localname": "AvailableForSaleSecuritiesDebtSecurities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AwardTypeAxis": { "auth_ref": [ "r316", "r317", "r318", "r320", "r321", "r322", "r323", "r324", "r325", "r326", "r327", "r328", "r329", "r330", "r331", "r332", "r333", "r335", "r336", "r338", "r339", "r340", "r341", "r342", "r343", "r344" ], "lang": { "en-us": { "role": { "documentation": "Information by type of award under share-based payment arrangement.", "label": "Award Type [Axis]" } } }, "localname": "AwardTypeAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details" ], "xbrltype": "stringItemType" }, "us-gaap_BalanceSheetLocationAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Information by location on balance sheet (statement of financial position).", "label": "Balance Sheet Location [Axis]" } } }, "localname": "BalanceSheetLocationAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "stringItemType" }, "us-gaap_BalanceSheetLocationDomain": { "auth_ref": [ "r413", "r417" ], "lang": { "en-us": { "role": { "documentation": "Location in the balance sheet (statement of financial position).", "label": "Balance Sheet Location [Domain]" } } }, "localname": "BalanceSheetLocationDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "domainItemType" }, "us-gaap_BankOwnedLifeInsurance": { "auth_ref": [ "r571" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 6.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.", "label": "Bank owned life insurance" } } }, "localname": "BankOwnedLifeInsurance", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_BankOwnedLifeInsuranceIncome": { "auth_ref": [ "r597" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 10.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.", "label": "Income on BOLI and annuity contracts" } } }, "localname": "BankOwnedLifeInsuranceIncome", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioCapitalAdequacyMinimum": { "auth_ref": [ "r618", "r622" ], "lang": { "en-us": { "role": { "documentation": "Ratio of minimum Common Equity Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework.", "label": "Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio" } } }, "localname": "BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioCapitalAdequacyMinimum", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "pureItemType" }, "us-gaap_BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioWellCapitalizedMinimum": { "auth_ref": [ "r618" ], "lang": { "en-us": { "role": { "documentation": "Ratio of minimum Common Equity Tier 1 risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action.", "label": "Common equity Tier 1 capital to risk weighted assets well capitalized ratio" } } }, "localname": "BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioWellCapitalizedMinimum", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "pureItemType" }, "us-gaap_BasisOfAccountingPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).", "label": "Basis of Accounting, Policy [Policy Text Block]" } } }, "localname": "BasisOfAccountingPolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies" ], "xbrltype": "textBlockItemType" }, "us-gaap_BrokerageCommissionsRevenue": { "auth_ref": [ "r566", "r595" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 0.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of commission revenue from buying and selling securities on behalf of customers.", "label": "Brokerage income" } } }, "localname": "BrokerageCommissionsRevenue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_Capital": { "auth_ref": [ "r618" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of total capital as defined by regulatory framework.", "label": "Total capital to risk weighted assets actual amount" } } }, "localname": "Capital", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalRequiredForCapitalAdequacy": { "auth_ref": [ "r618", "r622" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of minimum total risk-based capital required for capital adequacy as defined by regulatory framework.", "label": "Total capital to risk weighted assets regulatory minimum capital requirement amount" } } }, "localname": "CapitalRequiredForCapitalAdequacy", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets": { "auth_ref": [ "r618", "r622" ], "lang": { "en-us": { "role": { "documentation": "Ratio of minimum total risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework.", "label": "Total capital to risk weighted assets regulatory minimum capital requirement ratio (" } } }, "localname": "CapitalRequiredForCapitalAdequacyToRiskWeightedAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "pureItemType" }, "us-gaap_CapitalRequiredToBeWellCapitalized": { "auth_ref": [ "r618" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of minimum total risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action.", "label": "Well capitalized amount" } } }, "localname": "CapitalRequiredToBeWellCapitalized", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets": { "auth_ref": [ "r618" ], "lang": { "en-us": { "role": { "documentation": "Ratio of minimum total risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action.", "label": "Total capital to risk weighted assets regulatory minimum capital requirement well capitalized ratio" } } }, "localname": "CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "pureItemType" }, "us-gaap_CapitalToRiskWeightedAssets": { "auth_ref": [ "r618" ], "lang": { "en-us": { "role": { "documentation": "Ratio of total risk-based capital to risk-weighted assets as defined by regulatory framework.", "label": "Total capital to risk weighted assets actual ratio" } } }, "localname": "CapitalToRiskWeightedAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "pureItemType" }, "us-gaap_CarryingReportedAmountFairValueDisclosureMember": { "auth_ref": [ "r462", "r463" ], "lang": { "en-us": { "role": { "documentation": "Measured as reported on the statement of financial position (balance sheet).", "label": "Reported Value Measurement [Member]" } } }, "localname": "CarryingReportedAmountFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_CashAndCashEquivalentsFairValueDisclosure": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "us-gaap_CashAndCashEquivalentsFairValueDisclosure", "verboseLabel": "Cash and cash equivalents" } } }, "localname": "CashAndCashEquivalentsFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashAndDueFromBanks": { "auth_ref": [ "r569" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 2.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.", "label": "Cash and due from banks" } } }, "localname": "CashAndDueFromBanks", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations": { "auth_ref": [ "r73", "r81", "r86" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including, but not limited to, disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations", "periodEndLabel": "CASH AND CASH EQUIVALENTS - END OF PERIOD", "periodStartLabel": "CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD" } } }, "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect": { "auth_ref": [ "r73", "r473" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "totalLabel": "NET CHANGE IN CASH AND CASH EQUIVALENTS" } } }, "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1": { "auth_ref": [ "r430" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of gain (loss) from the increase (decrease) in fair value of derivative and nonderivative instruments designated as fair value hedging instruments recognized in the income statement.", "label": "us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1", "terseLabel": "Derivative designated as hedging instruments" } } }, "localname": "ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1": { "auth_ref": [ "r430" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of the increase (decrease) in fair value of the hedged item in a fair value hedge recognized in the income statement.", "label": "Net gains (losses)", "terseLabel": "Hedged items" } } }, "localname": "ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-net-gains-losses-relating-to-freestanding-derivative-instruments-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_CollateralAxis": { "auth_ref": [ "r237" ], "lang": { "en-us": { "role": { "documentation": "Information by category of collateral or no collateral, from lender's perspective.", "label": "Collateral Held [Axis]" } } }, "localname": "CollateralAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-details-textual" ], "xbrltype": "stringItemType" }, "us-gaap_CollateralDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Category of collateral or no collateral, from lender's perspective.", "label": "Collateral Held [Domain]" } } }, "localname": "CollateralDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_CollateralPledgedMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Pledge of specific property to serve as protection against default.", "label": "Collateral Pledged [Member]" } } }, "localname": "CollateralPledgedMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_CollateralizedMortgageObligationsMember": { "auth_ref": [ "r277" ], "lang": { "en-us": { "role": { "documentation": "The category includes multiclass, pay-through securitizations collateralized by mortgages secured by assets, such as automobiles and boats, which are generally structured so that the collections of principal and interest due from the underlying debtors are paid to the holders of the CMO.", "label": "Collateralized Mortgage Obligations [Member]" } } }, "localname": "CollateralizedMortgageObligationsMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_CommercialPortfolioSegmentMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Portfolio segment of the company's total financing receivables related to commercial receivables.", "label": "Commercial Portfolio Segment [Member]" } } }, "localname": "CommercialPortfolioSegmentMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_CommitmentsAndContingenciesDisclosureTextBlock": { "auth_ref": [ "r260", "r261", "r262", "r270", "r669" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for commitments and contingencies.", "label": "Commitments and Contingencies Disclosure [Text Block]" } } }, "localname": "CommitmentsAndContingenciesDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities" ], "xbrltype": "textBlockItemType" }, "us-gaap_CommitmentsToExtendCreditMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Loan commitments are legally binding commitments to extend credit to a counterparty under certain terms and conditions.", "label": "Commitments to Extend Credit [Member]" } } }, "localname": "CommitmentsToExtendCreditMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details" ], "xbrltype": "domainItemType" }, "us-gaap_CommonEquityTierOneCapital": { "auth_ref": [ "r618" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of Common Equity Tier 1 risk-based capital as defined by regulatory framework.", "label": "Common equity Tier 1 capital to risk weighted assets actual amount" } } }, "localname": "CommonEquityTierOneCapital", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_CommonEquityTierOneCapitalRatio": { "auth_ref": [ "r618" ], "lang": { "en-us": { "role": { "documentation": "Ratio of Common Equity Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework.", "label": "Common equity Tier 1 capital to risk weighted assets actual ratio" } } }, "localname": "CommonEquityTierOneCapitalRatio", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "pureItemType" }, "us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy": { "auth_ref": [ "r618", "r622" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of minimum Common Equity Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework.", "label": "us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy", "terseLabel": "Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount" } } }, "localname": "CommonEquityTierOneCapitalRequiredForCapitalAdequacy", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized": { "auth_ref": [ "r618" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of minimum Common Equity Tier 1 risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action.", "label": "Common equity Tier 1 capital to risk weighted assets regulatory well capitalized" } } }, "localname": "CommonEquityTierOneCapitalRequiredToBeWellCapitalized", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_CommonStockDividendsPerShareDeclared": { "auth_ref": [ "r297" ], "lang": { "en-us": { "role": { "documentation": "Aggregate dividends declared during the period for each share of common stock outstanding.", "label": "Cash dividends declared, per share (in dollars per share)", "verboseLabel": "Dividends per common share (in dollars per share)" } } }, "localname": "CommonStockDividendsPerShareDeclared", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited-parentheticals", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "perShareItemType" }, "us-gaap_CommonStockMember": { "auth_ref": [ "r93", "r94", "r440" ], "lang": { "en-us": { "role": { "documentation": "Stock that is subordinate to all other stock of the issuer.", "label": "Common Stock [Member]" } } }, "localname": "CommonStockMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited" ], "xbrltype": "domainItemType" }, "us-gaap_CommonStockParOrStatedValuePerShare": { "auth_ref": [ "r10" ], "lang": { "en-us": { "role": { "documentation": "Face amount or stated value per share of common stock.", "label": "Common stock, par value (in dollars per share)" } } }, "localname": "CommonStockParOrStatedValuePerShare", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited-parentheticals" ], "xbrltype": "perShareItemType" }, "us-gaap_CommonStockSharesAuthorized": { "auth_ref": [ "r10" ], "lang": { "en-us": { "role": { "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws.", "label": "Common stock, shares authorized (in shares)" } } }, "localname": "CommonStockSharesAuthorized", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited-parentheticals" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockSharesIssued": { "auth_ref": [ "r10" ], "lang": { "en-us": { "role": { "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.", "label": "Common stock, shares issued (in shares)" } } }, "localname": "CommonStockSharesIssued", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited-parentheticals" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockSharesOutstanding": { "auth_ref": [ "r10", "r296" ], "lang": { "en-us": { "role": { "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.", "label": "Common stock, shares outstanding (in shares)" } } }, "localname": "CommonStockSharesOutstanding", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited-parentheticals" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockValue": { "auth_ref": [ "r10", "r502" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 3.0, "parentTag": "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.", "label": "Common stock, $2.00 par value; authorized 50,000,000 shares, issued and outstanding 11,460,587 and 11,201,504 shares, respectively" } } }, "localname": "CommonStockValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ComprehensiveIncomeNetOfTax": { "auth_ref": [ "r38", "r40", "r41", "r52", "r588", "r637" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.", "label": "us-gaap_ComprehensiveIncomeNetOfTax", "totalLabel": "Comprehensive earnings (losses) attributable to Wilson Bank Holding Company" } } }, "localname": "ComprehensiveIncomeNetOfTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest": { "auth_ref": [ "r38", "r40", "r51", "r392", "r393", "r407", "r587", "r636" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited": { "order": 1.0, "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income (loss) and other comprehensive income (loss), attributable to noncontrolling interests. Excludes changes in equity resulting from investments by owners and distributions to owners.", "label": "us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest", "negatedLabel": "Comprehensive (earnings) losses attributable to noncontrolling interest" } } }, "localname": "ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest": { "auth_ref": [ "r38", "r40", "r50", "r391", "r407", "r586", "r635" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited": { "order": 0.0, "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income. Excludes changes in equity resulting from investments by owners and distributions to owners.", "label": "us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest", "totalLabel": "Comprehensive earnings (losses)" } } }, "localname": "ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ConsumerPortfolioSegmentMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Portfolio segment of the company's total financing receivables related to consumer receivables.", "label": "Consumer Portfolio Segment [Member]" } } }, "localname": "ConsumerPortfolioSegmentMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "domainItemType" }, "us-gaap_ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding": { "auth_ref": [ "r516" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Principal amount of transferred financial assets in which the transferor has continuing involvement with the assets underlying the transaction. Continuing involvement includes, but is not limited to, servicing, recourse, and restrictions on transferor's interests in transferred financial assets.", "label": "FHLMC" } } }, "localname": "ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-principal-balances-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_CorporateDebtSecuritiesMember": { "auth_ref": [ "r303", "r310", "r661" ], "lang": { "en-us": { "role": { "documentation": "Debt securities issued by domestic or foreign corporate business, banks and other entities with a promise of repayment.", "label": "Corporate Debt Securities [Member]" } } }, "localname": "CorporateDebtSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_CreditFacilityAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Information by type of credit facility. Credit facilities provide capital to borrowers without the need to structure a loan for each borrowing.", "label": "Credit Facility [Axis]" } } }, "localname": "CreditFacilityAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual" ], "xbrltype": "stringItemType" }, "us-gaap_CreditFacilityDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Type of credit facility. Credit facilities provide capital to borrowers without the need to structure a loan for each borrowing.", "label": "Credit Facility [Domain]" } } }, "localname": "CreditFacilityDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_DebtAndEquitySecuritiesGainLoss": { "auth_ref": [ "r54", "r55" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 8.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of unrealized and realized gain (loss) on investment in debt and equity securities.", "label": "us-gaap_DebtAndEquitySecuritiesGainLoss", "negatedLabel": "Net realized losses (gains) on sales of securities" } } }, "localname": "DebtAndEquitySecuritiesGainLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtInstrumentTerm": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Period of time between issuance and maturity of debt instrument, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.", "label": "us-gaap_DebtInstrumentTerm", "terseLabel": "Debt Instrument, Term (Year)" } } }, "localname": "DebtInstrumentTerm", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual" ], "xbrltype": "durationItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss": { "auth_ref": [ "r189", "r241", "r248", "r249" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of allowance for credit loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss", "terseLabel": "Debt Securities, Available-for-Sale, Allowance for Credit Loss, Ending Balance" } } }, "localname": "DebtSecuritiesAvailableForSaleAllowanceForCreditLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger": { "auth_ref": [ "r202", "r246", "r251" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Available-for-Sale Securities, 12 Months or More, Fair Value" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "auth_ref": [ "r202", "r246" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Available-for-Sale Securities, 12 Months or More, Unrealized Losses" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions": { "auth_ref": [ "r244" ], "lang": { "en-us": { "role": { "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without an allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Available-for-Sale Securities, 12 Months or More, Number of Securities Included" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details" ], "xbrltype": "integerItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months": { "auth_ref": [ "r202", "r246", "r251" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Available-for-Sale Securities, Less than 12 Months, Fair Value" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "auth_ref": [ "r202", "r246" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Available-for-Sale Securities, Less than 12 Months, Unrealized Losses" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions": { "auth_ref": [ "r244" ], "lang": { "en-us": { "role": { "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without an allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Available-for-Sale Securities, Less than 12 Months, Number of Securities Included" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details" ], "xbrltype": "integerItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition": { "auth_ref": [ "r199", "r242", "r251" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss.", "label": "Available-for-Sale Securities, Total, Fair Value" } } }, "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPosition", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss": { "auth_ref": [ "r200", "r243" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Available-for-Sale Securities, Total, Unrealized Losses" } } }, "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredIncomeTaxAssetsNet": { "auth_ref": [ "r358", "r359" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 5.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, with jurisdictional netting.", "label": "Deferred income tax asset" } } }, "localname": "DeferredIncomeTaxAssetsNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredIncomeTaxExpenseBenefit": { "auth_ref": [ "r79", "r89", "r368", "r375", "r376", "r377" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 13.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.", "label": "Deferred income taxes benefit" } } }, "localname": "DeferredIncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_Deposits": { "auth_ref": [ "r578" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 1.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.", "label": "us-gaap_Deposits", "totalLabel": "Total Deposits" } } }, "localname": "Deposits", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_DepositsFairValueDisclosure": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of deposit liabilities held by the entity, including, but not limited to, foreign and domestic, interest and noninterest bearing, demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits.", "label": "us-gaap_DepositsFairValueDisclosure", "verboseLabel": "Deposits" } } }, "localname": "DepositsFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DepositsSavingsDeposits": { "auth_ref": [ "r578" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 2.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).", "label": "Savings and money market accounts" } } }, "localname": "DepositsSavingsDeposits", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_DepreciationAmortizationAndAccretionNet": { "auth_ref": [ "r79" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 5.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The aggregate net amount of depreciation, amortization, and accretion recognized during an accounting period. As a noncash item, the net amount is added back to net income when calculating cash provided by or used in operations using the indirect method.", "label": "Depreciation and amortization of premises and equipment" } } }, "localname": "DepreciationAmortizationAndAccretionNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeAssetNotionalAmount": { "auth_ref": [ "r408", "r409", "r410" ], "lang": { "en-us": { "role": { "documentation": "Nominal or face amount used to calculate payments on the derivative asset.", "label": "us-gaap_DerivativeAssetNotionalAmount", "terseLabel": "Notional Amount" } } }, "localname": "DerivativeAssetNotionalAmount", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeAssets": { "auth_ref": [ "r23", "r24", "r25", "r461" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.", "label": "us-gaap_DerivativeAssets", "terseLabel": "Estimated Fair Value" } } }, "localname": "DerivativeAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeAverageRemainingMaturity1": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Average remaining period until maturity of the derivative contract, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.", "label": "Weighted Average Remaining Maturity (Year)" } } }, "localname": "DerivativeAverageRemainingMaturity1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "durationItemType" }, "us-gaap_DerivativeAverageVariableInterestRate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Average variable interest rate related to the group of interest rate derivatives.", "label": "Weighted Average Pay Rate" } } }, "localname": "DerivativeAverageVariableInterestRate", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "percentItemType" }, "us-gaap_DerivativeContractTypeDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Financial instrument or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset.", "label": "Derivative Contract [Domain]" } } }, "localname": "DerivativeContractTypeDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables" ], "xbrltype": "domainItemType" }, "us-gaap_DerivativeFairValueOfDerivativeAsset": { "auth_ref": [ "r22", "r25", "r26", "r415", "r525" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details": { "order": 4.0, "parentTag": "us-gaap_AssetsFairValueDisclosure", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value, before effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets elected not to be offset. Excludes assets not subject to a master netting arrangement.", "label": "us-gaap_DerivativeFairValueOfDerivativeAsset", "terseLabel": "Derivative Asset, Subject to Master Netting Arrangement, before Offset" } } }, "localname": "DerivativeFairValueOfDerivativeAsset", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeFairValueOfDerivativeLiability": { "auth_ref": [ "r22", "r25", "r26", "r415", "r525" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details": { "order": 0.0, "parentTag": "us-gaap_FinancialLiabilitiesFairValueDisclosure", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Fair value, before effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities elected not to be offset. Excludes liabilities not subject to a master netting arrangement.", "label": "us-gaap_DerivativeFairValueOfDerivativeLiability", "terseLabel": "Derivative instruments" } } }, "localname": "DerivativeFairValueOfDerivativeLiability", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeFairValueOfDerivativeNet": { "auth_ref": [ "r461" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value of the assets less the liabilities of a derivative or group of derivatives.", "label": "Derivative, net", "terseLabel": "Derivative, Fair Value, Net, Total" } } }, "localname": "DerivativeFairValueOfDerivativeNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amount-and-fair-value-of-mortgage-banking-derivatives-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeInstrumentRiskAxis": { "auth_ref": [ "r25", "r414", "r416", "r420", "r423" ], "lang": { "en-us": { "role": { "documentation": "Information by type of derivative contract.", "label": "Derivative Instrument [Axis]" } } }, "localname": "DerivativeInstrumentRiskAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables" ], "xbrltype": "stringItemType" }, "us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock": { "auth_ref": [ "r431", "r444" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.", "label": "Derivative Instruments and Hedging Activities Disclosure [Text Block]" } } }, "localname": "DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives" ], "xbrltype": "textBlockItemType" }, "us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis": { "auth_ref": [ "r412", "r414", "r420" ], "lang": { "en-us": { "role": { "documentation": "Information by type of hedging relationship.", "label": "Hedging Relationship [Axis]" } } }, "localname": "DerivativeInstrumentsGainLossByHedgingRelationshipAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "stringItemType" }, "us-gaap_DerivativeNotionalAmount": { "auth_ref": [ "r409", "r410" ], "lang": { "en-us": { "role": { "documentation": "Nominal or face amount used to calculate payment on derivative.", "label": "Derivative, amount", "terseLabel": "Derivative, Notional Amount" } } }, "localname": "DerivativeNotionalAmount", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amount-and-fair-value-of-mortgage-banking-derivatives-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual" ], "xbrltype": "monetaryItemType" }, "us-gaap_DesignatedAsHedgingInstrumentMember": { "auth_ref": [ "r412" ], "lang": { "en-us": { "role": { "documentation": "Derivative instrument designated as hedging instrument under Generally Accepted Accounting Principles (GAAP).", "label": "Designated as Hedging Instrument [Member]" } } }, "localname": "DesignatedAsHedgingInstrumentMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "domainItemType" }, "us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock": { "auth_ref": [ "r315", "r316", "r345", "r346", "r348", "r356" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for share-based payment arrangement.", "label": "Share-Based Payment Arrangement [Text Block]" } } }, "localname": "DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans" ], "xbrltype": "textBlockItemType" }, "us-gaap_DisclosureTextBlockAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "us-gaap_DisclosureTextBlockAbstract", "terseLabel": "Notes to Financial Statements" } } }, "localname": "DisclosureTextBlockAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "http://www.wilsonbank.com/20220930/role/statement-note-12-subsequent-events", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans", "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes" ], "xbrltype": "stringItemType" }, "us-gaap_DividendsCommonStockCash": { "auth_ref": [ "r297" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of paid and unpaid common stock dividends declared with the form of settlement in cash.", "label": "us-gaap_DividendsCommonStockCash", "negatedLabel": "Cash dividends declared" } } }, "localname": "DividendsCommonStockCash", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_DomesticCountryMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Designated tax department of the government that is entitled to levy and collect income taxes from the entity in its country of domicile.", "label": "Domestic Tax Authority [Member]" } } }, "localname": "DomesticCountryMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_EarningsPerShareBasic": { "auth_ref": [ "r53", "r101", "r102", "r103", "r104", "r105", "r110", "r112", "r117", "r118", "r119", "r123", "r124", "r441", "r442", "r589", "r638" ], "lang": { "en-us": { "role": { "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.", "label": "Basic earnings per common share (in dollars per share)" } } }, "localname": "EarningsPerShareBasic", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details" ], "xbrltype": "perShareItemType" }, "us-gaap_EarningsPerShareDiluted": { "auth_ref": [ "r53", "r101", "r102", "r103", "r104", "r105", "r112", "r117", "r118", "r119", "r123", "r124", "r441", "r442", "r589", "r638" ], "lang": { "en-us": { "role": { "documentation": "The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.", "label": "Diluted earnings per common share (in dollars per share)" } } }, "localname": "EarningsPerShareDiluted", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details" ], "xbrltype": "perShareItemType" }, "us-gaap_EarningsPerShareTextBlock": { "auth_ref": [ "r120", "r121", "r122", "r125" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for earnings per share.", "label": "Earnings Per Share [Text Block]" } } }, "localname": "EarningsPerShareTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share" ], "xbrltype": "textBlockItemType" }, "us-gaap_EffectiveIncomeTaxRateContinuingOperations": { "auth_ref": [ "r361" ], "lang": { "en-us": { "role": { "documentation": "Percentage of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.", "label": "us-gaap_EffectiveIncomeTaxRateContinuingOperations", "terseLabel": "Effective Income Tax Rate Reconciliation, Percent, Total" } } }, "localname": "EffectiveIncomeTaxRateContinuingOperations", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual" ], "xbrltype": "percentItemType" }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized": { "auth_ref": [ "r347" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cost not yet recognized for nonvested award under share-based payment arrangement.", "label": "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized", "terseLabel": "Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total" } } }, "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual" ], "xbrltype": "monetaryItemType" }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1": { "auth_ref": [ "r347" ], "lang": { "en-us": { "role": { "documentation": "Weighted-average period over which cost not yet recognized is expected to be recognized for award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1", "terseLabel": "Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)" } } }, "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual" ], "xbrltype": "durationItemType" }, "us-gaap_EquipmentExpense": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 8.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses.", "label": "Furniture and equipment expense" } } }, "localname": "EquipmentExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_EquityComponentDomain": { "auth_ref": [ "r2", "r42", "r43", "r44", "r93", "r94", "r95", "r98", "r106", "r108", "r126", "r214", "r296", "r297", "r351", "r352", "r353", "r371", "r372", "r440", "r474", "r475", "r476", "r477", "r478", "r479", "r499", "r651", "r652", "r653" ], "lang": { "en-us": { "role": { "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc.", "label": "Equity Component [Domain]" } } }, "localname": "EquityComponentDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited" ], "xbrltype": "domainItemType" }, "us-gaap_EquitySecuritiesFvNiRestricted": { "auth_ref": [ "r528", "r667", "r668" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 5.0, "parentTag": "wbhc_EarningAssets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of restricted investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).", "label": "Restricted equity securities" } } }, "localname": "EquitySecuritiesFvNiRestricted", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_EstimateOfFairValueFairValueDisclosureMember": { "auth_ref": [ "r290", "r292", "r293", "r461" ], "lang": { "en-us": { "role": { "documentation": "Measured as an estimate of fair value.", "label": "Estimate of Fair Value Measurement [Member]" } } }, "localname": "EstimateOfFairValueFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock": { "auth_ref": [ "r446", "r447", "r448" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).", "label": "Fair Value Measurements, Nonrecurring [Table Text Block]" } } }, "localname": "FairValueAssetsMeasuredOnNonrecurringBasisTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock": { "auth_ref": [ "r448" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of input and valuation technique used to measure fair value and change in valuation approach and technique used to measure similar asset in prior period by class of asset or liability on non-recurring basis.", "label": "Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]" } } }, "localname": "FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock": { "auth_ref": [ "r451", "r457" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset.", "label": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]" } } }, "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueByBalanceSheetGroupingTextBlock": { "auth_ref": [ "r446", "r462" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.", "label": "Fair Value, by Balance Sheet Grouping [Table Text Block]" } } }, "localname": "FairValueByBalanceSheetGroupingTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueByFairValueHierarchyLevelAxis": { "auth_ref": [ "r290", "r292", "r293", "r303", "r304", "r305", "r306", "r307", "r308", "r309", "r310", "r447", "r508", "r509", "r510" ], "lang": { "en-us": { "role": { "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient.", "label": "Fair Value Hierarchy and NAV [Axis]" } } }, "localname": "FairValueByFairValueHierarchyLevelAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByMeasurementBasisAxis": { "auth_ref": [ "r290", "r292", "r293", "r446", "r458" ], "lang": { "en-us": { "role": { "documentation": "Information by measurement basis.", "label": "Measurement Basis [Axis]" } } }, "localname": "FairValueByMeasurementBasisAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByMeasurementFrequencyAxis": { "auth_ref": [ "r446", "r447", "r449", "r450", "r459" ], "lang": { "en-us": { "role": { "documentation": "Information by measurement frequency.", "label": "Measurement Frequency [Axis]" } } }, "localname": "FairValueByMeasurementFrequencyAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The face amount of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.", "label": "Commitments" } } }, "localname": "FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueDisclosuresTextBlock": { "auth_ref": [ "r456" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.", "label": "Fair Value Disclosures [Text Block]" } } }, "localname": "FairValueDisclosuresTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueHedgingMember": { "auth_ref": [ "r411" ], "lang": { "en-us": { "role": { "documentation": "A hedge of the exposure to changes in the fair value of a recognized asset or liability, or of an unrecognized firm commitment, that are attributable to a particular risk.", "label": "Fair Value Hedging [Member]" } } }, "localname": "FairValueHedgingMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInputsLevel1Member": { "auth_ref": [ "r290", "r303", "r304", "r309", "r310", "r447", "r508" ], "lang": { "en-us": { "role": { "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date.", "label": "Fair Value, Inputs, Level 1 [Member]" } } }, "localname": "FairValueInputsLevel1Member", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInputsLevel2Member": { "auth_ref": [ "r290", "r292", "r293", "r303", "r304", "r309", "r310", "r447", "r509" ], "lang": { "en-us": { "role": { "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets.", "label": "Fair Value, Inputs, Level 2 [Member]" } } }, "localname": "FairValueInputsLevel2Member", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInputsLevel3Member": { "auth_ref": [ "r290", "r292", "r293", "r303", "r304", "r305", "r306", "r307", "r308", "r309", "r310", "r447", "r510" ], "lang": { "en-us": { "role": { "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.", "label": "Fair Value, Inputs, Level 3 [Member]" } } }, "localname": "FairValueInputsLevel3Member", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementFrequencyDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Measurement frequency.", "label": "Measurement Frequency [Domain]" } } }, "localname": "FairValueMeasurementFrequencyDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1": { "auth_ref": [ "r452" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of gain (loss) recognized in income from asset measured at fair value on recurring basis using unobservable input (level 3).", "label": "Total realized gains included in income, other assets", "terseLabel": "Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss": { "auth_ref": [ "r453" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of gain (loss) recognized in other comprehensive income (OCI) from asset measured at fair value on recurring basis using unobservable input (level 3).", "label": "Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held, other assets" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements": { "auth_ref": [ "r454" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of purchases, (sales), issuances and (settlements) of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.", "label": "Purchases, issuances and settlements, net, other assets" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of transfer of financial instrument classified as an asset into (out of) level 3 of the fair value hierarchy.", "label": "Transfers out of Level 3, other assets" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue": { "auth_ref": [ "r451" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.", "label": "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "periodEndLabel": "Fair value, other assets", "periodStartLabel": "Fair value, other assets" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings": { "auth_ref": [ "r452" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of gain (loss) recognized in income from liability measured at fair value on recurring basis using unobservable input (level 3).", "label": "Total realized gains included in income, other liabilities", "terseLabel": "Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInOtherComprehensiveIncome": { "auth_ref": [ "r453" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of gain (loss) recognized in other comprehensive income (OCI) from liability measured at fair value on recurring basis using unobservable input (level 3).", "label": "Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held, other liabilities" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInOtherComprehensiveIncome", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchasesSalesIssuancesSettlements": { "auth_ref": [ "r454" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of purchases, (sales), issuances and (settlements) of financial instrument classified as a liability measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.", "label": "Purchases, issuances and settlements, net, other liabilities" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchasesSalesIssuancesSettlements", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityTransfersNet": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of transfers of financial instrument classified as a liability into (out of) level 3 of the fair value hierarchy.", "label": "Transfers out of Level 3, other liabilities" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityTransfersNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue": { "auth_ref": [ "r451" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Fair value of financial instrument classified as a liability measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.", "label": "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue", "periodEndLabel": "Fair value, other liabilities", "periodStartLabel": "Fair value, other liabilities" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": { "auth_ref": [ "r290", "r292", "r293", "r303", "r304", "r305", "r306", "r307", "r308", "r309", "r310", "r508", "r509", "r510" ], "lang": { "en-us": { "role": { "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value.", "label": "Fair Value Hierarchy and NAV [Domain]" } } }, "localname": "FairValueMeasurementsFairValueHierarchyDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementsNonrecurringMember": { "auth_ref": [ "r446", "r447", "r449", "r450", "r455", "r459" ], "lang": { "en-us": { "role": { "documentation": "Infrequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, not frequently measured at fair value.", "label": "Fair Value, Nonrecurring [Member]" } } }, "localname": "FairValueMeasurementsNonrecurringMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementsRecurringMember": { "auth_ref": [ "r456", "r459" ], "lang": { "en-us": { "role": { "documentation": "Frequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, frequently measured at fair value.", "label": "Fair Value, Recurring [Member]" } } }, "localname": "FairValueMeasurementsRecurringMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_FederalFundsSold": { "auth_ref": [ "r580" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 0.0, "parentTag": "wbhc_EarningAssets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, and (4) yield maintenance dollar repurchase agreements.", "label": "Federal funds sold" } } }, "localname": "FederalFundsSold", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseInterestExpense": { "auth_ref": [ "r489", "r491", "r493" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 4.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of interest expense on finance lease liability.", "label": "Interest on finance leases" } } }, "localname": "FinanceLeaseInterestExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeasePrincipalPayments": { "auth_ref": [ "r490", "r492" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 0.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of cash outflow for principal payment on finance lease.", "label": "us-gaap_FinanceLeasePrincipalPayments", "negatedLabel": "Repayment of finance lease obligation" } } }, "localname": "FinanceLeasePrincipalPayments", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancialAssetNotPastDueMember": { "auth_ref": [ "r226", "r240" ], "lang": { "en-us": { "role": { "documentation": "Financial asset not past due.", "label": "Financial Asset, Not Past Due [Member]" } } }, "localname": "FinancialAssetNotPastDueMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancialAssetPastDueMember": { "auth_ref": [ "r176", "r226", "r240" ], "lang": { "en-us": { "role": { "documentation": "Financial asset past due.", "label": "Financial Asset, Past Due [Member]" } } }, "localname": "FinancialAssetPastDueMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancialInstrumentAxis": { "auth_ref": [ "r197", "r198", "r205", "r206", "r207", "r219", "r225", "r226", "r229", "r232", "r245", "r247", "r250", "r251", "r291", "r295", "r431", "r505", "r506", "r507", "r508", "r509", "r510", "r512", "r513", "r514", "r519", "r520", "r521", "r522", "r527", "r532", "r541", "r542", "r543", "r544", "r548", "r549", "r550", "r551", "r552", "r553", "r554", "r555", "r557", "r558", "r559", "r675", "r676", "r677", "r678", "r679", "r680", "r681" ], "lang": { "en-us": { "role": { "documentation": "Information by type of financial instrument.", "label": "Financial Instrument [Axis]" } } }, "localname": "FinancialInstrumentAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amount-and-fair-value-of-mortgage-banking-derivatives-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-net-gains-losses-relating-to-freestanding-derivative-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "stringItemType" }, "us-gaap_FinancialInstrumentPerformanceStatusAxis": { "auth_ref": [ "r232" ], "lang": { "en-us": { "role": { "documentation": "Information by category of performance or non-performance status of financial instruments.", "label": "Financial Instrument Performance Status [Axis]" } } }, "localname": "FinancialInstrumentPerformanceStatusAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "stringItemType" }, "us-gaap_FinancialInstrumentPerformanceStatusDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Category of performance or non-performance status of financial instruments, including but not limited to, financing receivables, loans, debt, and investments.", "label": "Financial Instrument Performance Status [Domain]" } } }, "localname": "FinancialInstrumentPerformanceStatusDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancialLiabilitiesFairValueDisclosure": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Fair value of financial obligations, including, but not limited to, debt instruments, derivative liabilities, federal funds purchased and sold under agreements to repurchase, securities loaned or sold under agreements to repurchase, financial instruments sold not yet purchased, guarantees, line of credit, loans and notes payable, servicing liability, and trading liabilities.", "label": "us-gaap_FinancialLiabilitiesFairValueDisclosure", "totalLabel": "Total liabilities" } } }, "localname": "FinancialLiabilitiesFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLosses": { "auth_ref": [ "r17", "r155", "r217", "r220", "r224", "r576", "r685", "r687", "r689" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 1.0, "parentTag": "us-gaap_NotesReceivableNet", "weight": -1.0 }, "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details": { "order": 1.0, "parentTag": "us-gaap_NotesReceivableNet", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.", "label": "us-gaap_FinancingReceivableAllowanceForCreditLosses", "negatedLabel": "Less: Allowance for credit losses", "periodEndLabel": "Balance", "periodStartLabel": "Balance", "terseLabel": "Financing Receivable, Allowance for Credit Loss, Ending Balance" } } }, "localname": "FinancingReceivableAllowanceForCreditLosses", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-details-textual" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease": { "auth_ref": [ "r154", "r225" ], "lang": { "en-us": { "role": { "documentation": "Amount of increase (decrease) in allowance for credit loss on financing receivable.", "label": "us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease", "terseLabel": "Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease), Total" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesPolicyForUncollectibleAmounts": { "auth_ref": [ "r153" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for charging off uncollectible financing receivables, including, but not limited to, factors and methodologies used in estimating the allowance for credit loss.", "label": "Financing Receivable, Allowance for Credit Losses, Policy for Uncollectible Amounts [Policy Text Block]" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesPolicyForUncollectibleAmounts", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies" ], "xbrltype": "textBlockItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery": { "auth_ref": [ "r158", "r223", "r239" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of increase in allowance for credit loss on financing receivable from recovery.", "label": "Recoveries" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesRecovery", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs": { "auth_ref": [ "r157", "r222", "r239" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of writeoff of financing receivable, charged against allowance for credit loss.", "label": "us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs", "negatedLabel": "Charge-offs" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesWriteOffs", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee": { "auth_ref": [ "r152", "r231", "r577" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details": { "order": 0.0, "parentTag": "us-gaap_NotesReceivableGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.", "label": "Loans, gross", "terseLabel": "Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process" } } }, "localname": "FinancingReceivableBeforeAllowanceForCreditLossAndFee", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock": { "auth_ref": [ "r167", "r232" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.", "label": "Financing Receivable Credit Quality Indicators [Table Text Block]" } } }, "localname": "FinancingReceivableCreditQualityIndicatorsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FinancingReceivableModificationsNumberOfContracts2": { "auth_ref": [ "r169" ], "lang": { "en-us": { "role": { "documentation": "Number of financing receivables that have been modified by troubled debt restructurings.", "label": "Number of Contracts" } } }, "localname": "FinancingReceivableModificationsNumberOfContracts2", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "integerItemType" }, "us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2": { "auth_ref": [ "r169" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, after troubled debt restructuring, of modified financing receivable.", "label": "Post Modification Outstanding Recorded Investment, Net of Related Allowance" } } }, "localname": "FinancingReceivableModificationsPostModificationRecordedInvestment2", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2": { "auth_ref": [ "r169" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, before troubled debt restructuring, of financing receivable to be modified.", "label": "Pre Modification Outstanding Recorded Investment" } } }, "localname": "FinancingReceivableModificationsPreModificationRecordedInvestment2", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableModificationsRecordedInvestment": { "auth_ref": [ "r169", "r183" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of financing receivable modified as troubled debt restructuring.", "label": "Total TDRS" } } }, "localname": "FinancingReceivableModificationsRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1": { "auth_ref": [ "r170" ], "lang": { "en-us": { "role": { "documentation": "Number of financing receivable contracts modified as troubled debt restructuring within previous 12 months, with subsequent payment default.", "label": "us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1", "terseLabel": "Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts" } } }, "localname": "FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual" ], "xbrltype": "integerItemType" }, "us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear": { "auth_ref": [ "r233", "r239" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of financing receivable originated more than five years prior to current fiscal year. Excludes net investment in lease.", "label": "us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear", "terseLabel": "Prior" } } }, "localname": "FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear": { "auth_ref": [ "r233", "r239" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of financing receivable originated four years prior to current fiscal year. Excludes net investment in lease.", "label": "us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear", "terseLabel": "2018" } } }, "localname": "FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear": { "auth_ref": [ "r233", "r239" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of financing receivable originated in current fiscal year. Excludes net investment in lease.", "label": "us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear", "terseLabel": "2022" } } }, "localname": "FinancingReceivableOriginatedInCurrentFiscalYear", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear": { "auth_ref": [ "r233", "r239" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of financing receivable originated in fiscal year prior to current fiscal year. Excludes net investment in lease.", "label": "us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear", "terseLabel": "2021" } } }, "localname": "FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear": { "auth_ref": [ "r233", "r239" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of financing receivable originated three years prior to current fiscal year. Excludes net investment in lease.", "label": "us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear", "terseLabel": "2019" } } }, "localname": "FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear": { "auth_ref": [ "r233", "r239" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of financing receivable originated two years prior to current fiscal year. Excludes net investment in lease.", "label": "us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear", "terseLabel": "2020" } } }, "localname": "FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivablePortfolioSegmentAxis": { "auth_ref": [ "r219", "r225", "r234", "r675", "r676", "r677", "r678", "r679", "r680", "r681", "r683", "r684", "r685", "r686", "r687", "r688", "r689" ], "lang": { "en-us": { "role": { "documentation": "Information by the level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses.", "label": "Financing Receivable Portfolio Segment [Axis]" } } }, "localname": "FinancingReceivablePortfolioSegmentAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivablePortfolioSegmentDomain": { "auth_ref": [ "r675", "r676", "r677", "r678", "r679", "r680", "r681", "r683", "r684", "r685", "r686", "r687", "r688", "r689" ], "lang": { "en-us": { "role": { "documentation": "Level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses.", "label": "Financing Receivable Portfolio Segment [Domain]" } } }, "localname": "FinancingReceivablePortfolioSegmentDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing": { "auth_ref": [ "r174", "r228", "r240" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease.", "label": "Recorded Investment Greater Than 90 Days and Accruing" } } }, "localname": "FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis": { "auth_ref": [ "r168", "r175", "r176", "r226", "r229", "r232", "r235", "r236", "r239", "r240", "r675", "r676", "r677", "r678", "r679", "r680", "r681", "r683", "r684", "r685", "r686", "r687", "r688", "r689" ], "lang": { "en-us": { "role": { "documentation": "Information by class of financing receivable determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk.", "label": "Class of Financing Receivable [Axis]" } } }, "localname": "FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain": { "auth_ref": [ "r675", "r676", "r677", "r678", "r679", "r680", "r681", "r683", "r684", "r685", "r686", "r687", "r688", "r689" ], "lang": { "en-us": { "role": { "documentation": "Financing receivables determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk.", "label": "Class of Financing Receivable [Domain]" } } }, "localname": "FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus": { "auth_ref": [ "r173", "r227", "r686", "r687" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of financing receivable on nonaccrual status. Excludes net investment in lease.", "label": "Loans on Nonaccrual Status" } } }, "localname": "FinancingReceivableRecordedInvestmentNonaccrualStatus", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableRevolving": { "auth_ref": [ "r233", "r239" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of financing receivable that can be withdrawn, repaid, and redrawn.", "label": "us-gaap_FinancingReceivableRevolving", "terseLabel": "Revolving loans" } } }, "localname": "FinancingReceivableRevolving", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount": { "auth_ref": [ "r172", "r179", "r180" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details": { "order": 1.0, "parentTag": "us-gaap_NotesReceivableGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of unamortized loan commitment, origination, and other costs (fees) and purchase premium (discount) on financing receivable recognized as adjustment to yield. Excludes financing receivable covered under loss sharing agreement.", "label": "us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount", "terseLabel": "Net deferred loan fees" } } }, "localname": "FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivables30To59DaysPastDueMember": { "auth_ref": [ "r240" ], "lang": { "en-us": { "role": { "documentation": "Financial asset more than 29 days past due but fewer than 60 days past due.", "label": "Financial Asset, 30 to 59 Days Past Due [Member]" } } }, "localname": "FinancingReceivables30To59DaysPastDueMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivables60To89DaysPastDueMember": { "auth_ref": [ "r240" ], "lang": { "en-us": { "role": { "documentation": "Financial asset more than 59 days past due but fewer than 90 days past due.", "label": "Financial Asset, 60 to 89 Days Past Due [Member]" } } }, "localname": "FinancingReceivables60To89DaysPastDueMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember": { "auth_ref": [ "r240" ], "lang": { "en-us": { "role": { "documentation": "Financial asset equal to or greater than 90 days past due.", "label": "Financial Asset, Equal to or Greater than 90 Days Past Due [Member]" } } }, "localname": "FinancingReceivablesEqualToGreaterThan90DaysPastDueMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivablesPeriodPastDueAxis": { "auth_ref": [ "r176", "r226", "r240" ], "lang": { "en-us": { "role": { "documentation": "Information by period in which financial asset is past due or not past due.", "label": "Financial Asset, Aging [Axis]" } } }, "localname": "FinancingReceivablesPeriodPastDueAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivablesPeriodPastDueDomain": { "auth_ref": [ "r176", "r226", "r240" ], "lang": { "en-us": { "role": { "documentation": "Period in which financial asset is past due or not past due. For past due, element name and standard label in Financial Asset, [numeric lower end] to [numeric higher end] [date measure] Past Due [Member] or Financial Asset, Greater than [low end numeric value] [date measure] Past Due [Member] or Financial Asset, Less than [high end numeric value] [date measure] Past Due [Member] formats.", "label": "Financial Asset, Aging [Domain]" } } }, "localname": "FinancingReceivablesPeriodPastDueDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details" ], "xbrltype": "domainItemType" }, "us-gaap_ForwardContractsMember": { "auth_ref": [ "r421" ], "lang": { "en-us": { "role": { "documentation": "Contracts negotiated between two parties to purchase and sell a specific quantity of a financial instrument, foreign currency, or commodity at a price specified at origination of the contract, with delivery and settlement at a specified future date.", "label": "Forward Contracts [Member]" } } }, "localname": "ForwardContractsMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amount-and-fair-value-of-mortgage-banking-derivatives-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-net-gains-losses-relating-to-freestanding-derivative-instruments-details" ], "xbrltype": "domainItemType" }, "us-gaap_GainLossOnDispositionOfAssets": { "auth_ref": [ "r79", "r256", "r258" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 11.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of gain (loss) on sale or disposal of property, plant and equipment assets, excluding oil and gas property and timber property.", "label": "Gain (loss) on sale of fixed assets" } } }, "localname": "GainLossOnDispositionOfAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_GainLossOnSaleOfInvestments": { "auth_ref": [ "r79" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 7.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The net realized gain (loss) on investments sold during the period, not including gains (losses) on securities separately or otherwise categorized as trading, available-for-sale, or held-to-maturity, which, for cash flow reporting, is a component of proceeds from investing activities.", "label": "Gain (loss) on sale of securities" } } }, "localname": "GainLossOnSaleOfInvestments", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_GainLossOnSaleOfMortgageLoans": { "auth_ref": [ "r79", "r644", "r645", "r646" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 0.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans made to finance real estate acquisitions. This element refers to the gain (loss) and not to the cash proceeds of the sale. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.", "label": "us-gaap_GainLossOnSaleOfMortgageLoans", "negatedLabel": "Gains on mortgage loans sold, net" } } }, "localname": "GainLossOnSaleOfMortgageLoans", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_GainLossOnSaleOfOtherAssets": { "auth_ref": [ "r79" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 5.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of gain (loss) on sale or disposal of other assets.", "label": "Gain on sale of other assets" } } }, "localname": "GainLossOnSaleOfOtherAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_GainLossOnSaleOfPropertyPlantEquipment": { "auth_ref": [ "r79" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 6.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of gain (loss) on sale or disposal of property, plant and equipment assets, including oil and gas property and timber property.", "label": "us-gaap_GainLossOnSaleOfPropertyPlantEquipment", "negatedLabel": "Loss (gain) on disposal of premises and equipment" } } }, "localname": "GainLossOnSaleOfPropertyPlantEquipment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_GainLossOnSalesOfLoansNet": { "auth_ref": [ "r79", "r596", "r643" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 1.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.", "label": "Gain (loss) on sale of loans" } } }, "localname": "GainLossOnSalesOfLoansNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_GainsLossesOnSalesOfOtherRealEstate": { "auth_ref": [ "r599" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 2.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": -1.0 }, "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 2.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession.", "label": "Loss on sale of other real estate", "negatedLabel": "Loss on other real estate" } } }, "localname": "GainsLossesOnSalesOfOtherRealEstate", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_Goodwill": { "auth_ref": [ "r6", "r252", "r253", "r254", "r255", "r502", "r570" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 0.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.", "label": "Goodwill" } } }, "localname": "Goodwill", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_HedgedAssetFairValueHedge": { "auth_ref": [ "r425" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of asset hedged in fair value hedging relationship.", "label": "Carrying Amount of the Hedged Assets" } } }, "localname": "HedgedAssetFairValueHedge", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease": { "auth_ref": [ "r426" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cumulative increase (decrease) in fair value of hedged asset in fair value hedge, attributable to hedged risk.", "label": "Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets" } } }, "localname": "HedgedAssetFairValueHedgeCumulativeIncreaseDecrease", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_HedgingDesignationAxis": { "auth_ref": [ "r412", "r424" ], "lang": { "en-us": { "role": { "documentation": "Information by designation of purpose of derivative instrument.", "label": "Hedging Designation [Axis]" } } }, "localname": "HedgingDesignationAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "stringItemType" }, "us-gaap_HedgingDesignationDomain": { "auth_ref": [ "r412" ], "lang": { "en-us": { "role": { "documentation": "Designation of purpose of derivative instrument.", "label": "Hedging Designation [Domain]" } } }, "localname": "HedgingDesignationDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "domainItemType" }, "us-gaap_HedgingRelationshipDomain": { "auth_ref": [ "r412" ], "lang": { "en-us": { "role": { "documentation": "Nature or intent of a hedge.", "label": "Hedging Relationship [Domain]" } } }, "localname": "HedgingRelationshipDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "domainItemType" }, "us-gaap_HomeEquityLoanMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Loan based on the equity of the borrower's residential property in which the borrower receives the loan amount upfront. Excludes home equity lines of credit.", "label": "Home Equity Loan [Member]" } } }, "localname": "HomeEquityLoanMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "domainItemType" }, "us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment": { "auth_ref": [ "r163", "r166" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.", "label": "Average Recorded Investment" } } }, "localname": "ImpairedFinancingReceivableAverageRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod": { "auth_ref": [ "r164" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.", "label": "Interest Income Recognized" } } }, "localname": "ImpairedFinancingReceivableInterestIncomeAccrualMethod", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableRecordedInvestment": { "auth_ref": [ "r160" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.", "label": "Recorded Investment" } } }, "localname": "ImpairedFinancingReceivableRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableRelatedAllowance": { "auth_ref": [ "r161" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of allowance for credit losses related to recorded investment.", "label": "Related Allowance", "terseLabel": "Impaired Financing Receivable, Related Allowance" } } }, "localname": "ImpairedFinancingReceivableRelatedAllowance", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-details-textual" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance": { "auth_ref": [ "r162" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.", "label": "Unpaid Principal Balance" } } }, "localname": "ImpairedFinancingReceivableUnpaidPrincipalBalance", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment": { "auth_ref": [ "r163", "r166" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of average investment of impaired financing receivables for which there is no related allowance for credit losses.", "label": "Average Recorded Investment, with no related allowance" } } }, "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod": { "auth_ref": [ "r164" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of interest income, recognized on accrual basis, on financing receivables that are recognized as impaired, for which there is no related allowance for credit losses.", "label": "Interest Income Recognized, with no related allowance" } } }, "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment": { "auth_ref": [ "r160" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.", "label": "Recorded Investment, with no related allowance" } } }, "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance": { "auth_ref": [ "r162" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of unpaid principal balance of impaired financing receivables for which there is no related allowance for credit losses.", "label": "Unpaid Principal Balance, with no related allowance" } } }, "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment": { "auth_ref": [ "r163", "r166" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of average investment of impaired financing receivables for which there is a related allowance for credit losses.", "label": "Average Recorded Investment, with related allowance" } } }, "localname": "ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod": { "auth_ref": [ "r164" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of interest income, recognized on accrual basis, on financing receivables, for which there is a related allowance for credit losses and are recognized as impaired.", "label": "Interest Income Recognized, with related allowance" } } }, "localname": "ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment": { "auth_ref": [ "r160" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.", "label": "Recorded Investment, with related allowance" } } }, "localname": "ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance": { "auth_ref": [ "r162" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Unpaid principal balance of impaired financing receivables for which there is a related allowance for credit losses.", "label": "Unpaid Principal Balance, with related allowance" } } }, "localname": "ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivablesTableTextBlock": { "auth_ref": [ "r165" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of impaired financing receivables.", "label": "Impaired Financing Receivables [Table Text Block]" } } }, "localname": "ImpairedFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest": { "auth_ref": [ "r47", "r138", "r140", "r143", "r146", "r148", "r567", "r583", "r606", "r641" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 1.0, "parentTag": "us-gaap_ProfitLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.", "label": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "totalLabel": "Earnings before income taxes" } } }, "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeStatementAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Income Statement [Abstract]" } } }, "localname": "IncomeStatementAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_IncomeTaxAuthorityAxis": { "auth_ref": [ "r364" ], "lang": { "en-us": { "role": { "documentation": "Information by tax jurisdiction.", "label": "Income Tax Authority [Axis]" } } }, "localname": "IncomeTaxAuthorityAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual" ], "xbrltype": "stringItemType" }, "us-gaap_IncomeTaxAuthorityDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Agency, division or body classification that levies income taxes, examines tax returns for compliance, or grants exemptions from or makes other decisions pertaining to income taxes.", "label": "Income Tax Authority [Domain]" } } }, "localname": "IncomeTaxAuthorityDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_IncomeTaxAuthorityNameAxis": { "auth_ref": [ "r364" ], "lang": { "en-us": { "role": { "documentation": "Information by name of taxing authority.", "label": "Income Tax Authority, Name [Axis]" } } }, "localname": "IncomeTaxAuthorityNameAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual" ], "xbrltype": "stringItemType" }, "us-gaap_IncomeTaxAuthorityNameDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Named agency, division or body that levies income taxes, examines tax returns for compliance, or grants exemptions from or makes other decisions pertaining to income taxes.", "label": "Income Tax Authority, Name [Domain]" } } }, "localname": "IncomeTaxAuthorityNameDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_IncomeTaxDisclosureTextBlock": { "auth_ref": [ "r90", "r362", "r366", "r367", "r373", "r378", "r382", "r383", "r384" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.", "label": "Income Tax Disclosure [Text Block]" } } }, "localname": "IncomeTaxDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes" ], "xbrltype": "textBlockItemType" }, "us-gaap_IncomeTaxExpenseBenefit": { "auth_ref": [ "r91", "r107", "r108", "r137", "r360", "r374", "r380", "r642" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 0.0, "parentTag": "us-gaap_ProfitLoss", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.", "label": "Income taxes" } } }, "localname": "IncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxesPaid": { "auth_ref": [ "r75", "r82" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.", "label": "Taxes" } } }, "localname": "IncomeTaxesPaid", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet": { "auth_ref": [ "r78" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 9.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.", "label": "us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet", "negatedLabel": "Accrued interest receivable" } } }, "localname": "IncreaseDecreaseInAccruedInterestReceivableNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInInterestPayableNet": { "auth_ref": [ "r78" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 12.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.", "label": "Accrued interest payable" } } }, "localname": "IncreaseDecreaseInInterestPayableNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInOperatingCapitalAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Change in" } } }, "localname": "IncreaseDecreaseInOperatingCapitalAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_IncreaseDecreaseInOtherOperatingAssets": { "auth_ref": [ "r78" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 10.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of increase (decrease) in operating assets classified as other.", "label": "us-gaap_IncreaseDecreaseInOtherOperatingAssets", "negatedLabel": "Other assets" } } }, "localname": "IncreaseDecreaseInOtherOperatingAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInOtherOperatingLiabilities": { "auth_ref": [ "r78" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 4.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of increase (decrease) in operating liabilities classified as other.", "label": "Other liabilities" } } }, "localname": "IncreaseDecreaseInOtherOperatingLiabilities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInTimeDeposits": { "auth_ref": [ "r605" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 6.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Net cash inflow (outflow) of time deposits.", "label": "Net change in deposits - time" } } }, "localname": "IncreaseDecreaseInTimeDeposits", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements": { "auth_ref": [ "r113", "r114", "r115", "r119", "r314" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details": { "order": 1.0, "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding", "weight": 1.0 } }, "lang": { "en-us": { "role": { "documentation": "Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method.", "label": "Dilutive effect of stock options (in shares)" } } }, "localname": "IncrementalCommonSharesAttributableToShareBasedPaymentArrangements", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details" ], "xbrltype": "sharesItemType" }, "us-gaap_InformationTechnologyAndDataProcessing": { "auth_ref": [ "r59" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 1.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The amount of expenses incurred in the period for information technology and data processing products and services.", "label": "Data processing expense" } } }, "localname": "InformationTechnologyAndDataProcessing", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestAndDividendIncomeOperating": { "auth_ref": [ "r591" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 1.0, "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.", "label": "us-gaap_InterestAndDividendIncomeOperating", "totalLabel": "Total interest income" } } }, "localname": "InterestAndDividendIncomeOperating", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestAndDividendIncomeOperatingAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Interest income:" } } }, "localname": "InterestAndDividendIncomeOperatingAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldForSale": { "auth_ref": [ "r590" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 6.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The amount of interest and fee income earned from loans held-for-sale, including mortgage loans, and interest earned from direct financing and sales-type leases held-for-sale.", "label": "Interest on loans held for sale" } } }, "localname": "InterestAndFeeIncomeLoansAndLeasesHeldForSale", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio": { "auth_ref": [ "r590" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 0.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Interest and fee income generated by loans the Entity intends and has the ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (1) industrial and agricultural; (2) real estate; and (3) real estate construction loans; (4) trade financing; (5) lease financing; (6) home equity lines-of-credit; (7) automobile and other vehicle loans; and (8) credit card and other revolving-type loans. Also includes interest income for leases held by the Entity.", "label": "Interest and fees on loans" } } }, "localname": "InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestBearingDepositLiabilities": { "auth_ref": [ "r578" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 1.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The aggregate of all domestic and foreign interest-bearing deposit liabilities.", "label": "Interest bearing" } } }, "localname": "InterestBearingDepositLiabilities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpense": { "auth_ref": [ "r46", "r136", "r482", "r483", "r604" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 0.0, "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of the cost of borrowed funds accounted for as interest expense.", "label": "us-gaap_InterestExpense", "totalLabel": "Total interest expense" } } }, "localname": "InterestExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpenseAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Interest expense:" } } }, "localname": "InterestExpenseAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_InterestExpenseFederalFundsPurchased": { "auth_ref": [ "r675", "r676" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 2.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Gross expenses on the purchase of Federal funds at a specified price with a simultaneous agreement to sell the same to the same counterparty at a fixed or determinable price at a future date.", "label": "Interest on Federal funds purchased" } } }, "localname": "InterestExpenseFederalFundsPurchased", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 0.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Interest expense incurred during the reporting period on long-term borrowings associated with Federal Home Loan Bank and Federal Reserve Bank advances.", "label": "Interest on Federal Home Loan Bank advances" } } }, "localname": "InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits": { "auth_ref": [ "r603" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 1.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Interest expense incurred on the amount of Negotiable Order of Withdrawal (NOW). Interest-bearing transaction account that combines the payable on demand feature of checks and investment feature of savings accounts. A NOW account is functionally an interest paying checking account.", "label": "Interest on negotiable order of withdrawal accounts" } } }, "localname": "InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpenseTimeDeposits": { "auth_ref": [ "r603", "r675", "r676" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 5.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The aggregate interest expense incurred on time deposits, including certificates of deposits, in domestic offices.", "label": "Interest on time deposits" } } }, "localname": "InterestExpenseTimeDeposits", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeDepositsWithFinancialInstitutions": { "auth_ref": [ "r602", "r675", "r676" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 3.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Interest income derived from funds deposited with both domestic and foreign financial institutions including funds in money market and other accounts.", "label": "Interest on balances held at depository institutions" } } }, "localname": "InterestIncomeDepositsWithFinancialInstitutions", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss": { "auth_ref": [ "r594" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 0.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.", "label": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "totalLabel": "Net interest income after provision for credit losses" } } }, "localname": "InterestIncomeExpenseAfterProvisionForLoanLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeExpenseNet": { "auth_ref": [ "r592" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 0.0, "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The net amount of operating interest income (expense).", "label": "us-gaap_InterestIncomeExpenseNet", "totalLabel": "Net interest income before provision for credit losses" } } }, "localname": "InterestIncomeExpenseNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeFederalFundsSold": { "auth_ref": [ "r602", "r675", "r676" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 1.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Interest income on federal funds sold. Federal funds sold represent the excess federal funds held by one commercial bank which it lends to another commercial bank, usually at an agreed-upon (federal funds) rate of interest. Such loans generally are of short-duration (overnight).", "label": "Interest on federal funds sold" } } }, "localname": "InterestIncomeFederalFundsSold", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeSecuritiesTaxExempt": { "auth_ref": [ "r601", "r675", "r676" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 4.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities exempt from state, federal and other income tax.", "label": "Exempt from federal income taxes" } } }, "localname": "InterestIncomeSecuritiesTaxExempt", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeSecuritiesTaxable": { "auth_ref": [ "r601", "r675", "r676" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 2.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax.", "label": "Taxable securities" } } }, "localname": "InterestIncomeSecuritiesTaxable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestPaidNet": { "auth_ref": [ "r70", "r74", "r82" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount.", "label": "Interest" } } }, "localname": "InterestPaidNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestRateContractMember": { "auth_ref": [ "r25", "r303", "r422" ], "lang": { "en-us": { "role": { "documentation": "Derivative instrument whose primary underlying risk is tied to the right to receive or pay a sum of money at a given interest rate.", "label": "Interest Rate Contract [Member]" } } }, "localname": "InterestRateContractMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amount-and-fair-value-of-mortgage-banking-derivatives-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-net-gains-losses-relating-to-freestanding-derivative-instruments-details" ], "xbrltype": "domainItemType" }, "us-gaap_InterestRateLockCommitmentsMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Commitments to extend credit where the interest rate is locked in advance of funds being disbursed for a specified period of time.", "label": "Interest Rate Lock Commitments [Member]" } } }, "localname": "InterestRateLockCommitmentsMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_InterestRateSwapMember": { "auth_ref": [ "r422" ], "lang": { "en-us": { "role": { "documentation": "Forward based contracts in which two parties agree to swap periodic payments that are fixed at the outset of the swap contract with variable payments based on a market interest rate (index rate) over a specified period.", "label": "Interest Rate Swap [Member]" } } }, "localname": "InterestRateSwapMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables" ], "xbrltype": "domainItemType" }, "us-gaap_InterestReceivable": { "auth_ref": [ "r11" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 4.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.", "label": "Accrued interest receivable" } } }, "localname": "InterestReceivable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InternalCreditAssessmentAxis": { "auth_ref": [ "r167", "r232", "r238", "r239", "r275", "r427" ], "lang": { "en-us": { "role": { "documentation": "Information by entity-defined rating.", "label": "Internal Credit Assessment [Axis]" } } }, "localname": "InternalCreditAssessmentAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details" ], "xbrltype": "stringItemType" }, "us-gaap_InternalCreditAssessmentDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Entity defined credit risk rating.", "label": "Internal Credit Assessment [Domain]" } } }, "localname": "InternalCreditAssessmentDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details" ], "xbrltype": "domainItemType" }, "us-gaap_InternalRevenueServiceIRSMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Designated tax department of the United States of America government entitled to levy and collect income taxes from the entity.", "label": "Internal Revenue Service (IRS) [Member]" } } }, "localname": "InternalRevenueServiceIRSMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_InvestmentPolicyTextBlock": { "auth_ref": [ "r208", "r639" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for investment in financial asset.", "label": "Investment, Policy [Policy Text Block]" } } }, "localname": "InvestmentPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies" ], "xbrltype": "textBlockItemType" }, "us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.", "label": "Investments Classified by Contractual Maturity Date [Table Text Block]" } } }, "localname": "InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock": { "auth_ref": [ "r204", "r568", "r612", "r665", "r682" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for investments in certain debt and equity securities.", "label": "Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]" } } }, "localname": "InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities" ], "xbrltype": "textBlockItemType" }, "us-gaap_LaborAndRelatedExpense": { "auth_ref": [ "r56" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 0.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit.", "label": "Salaries and employee benefits" } } }, "localname": "LaborAndRelatedExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_Liabilities": { "auth_ref": [ "r18", "r88", "r142", "r209", "r278", "r279", "r280", "r282", "r283", "r284", "r285", "r286", "r287", "r288", "r396", "r403", "r404", "r464", "r500", "r501" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 1.0, "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.", "label": "us-gaap_Liabilities", "totalLabel": "Total liabilities" } } }, "localname": "Liabilities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilitiesAndStockholdersEquity": { "auth_ref": [ "r16", "r88", "r209", "r464", "r502", "r574", "r630" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.", "label": "us-gaap_LiabilitiesAndStockholdersEquity", "totalLabel": "Total liabilities and stockholders\u2019 equity" } } }, "localname": "LiabilitiesAndStockholdersEquity", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilitiesAndStockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Liabilities and Stockholders\u2019 Equity" } } }, "localname": "LiabilitiesAndStockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_LoansHeldForSaleFairValueDisclosure": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details": { "order": 3.0, "parentTag": "us-gaap_AssetsFairValueDisclosure", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of loans held-for-sale including, but not limited to, mortgage loans and finance receivables.", "label": "us-gaap_LoansHeldForSaleFairValueDisclosure", "terseLabel": "Mortgage loans held for sale" } } }, "localname": "LoansHeldForSaleFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Information by US and non-US government sponsored enterprise, authority, agency and program guarantees for government insured loans.", "label": "Loans Insured or Guaranteed by Government Authorities [Axis]" } } }, "localname": "LoansInsuredOrGuaranteedByGovernmentAuthoritiesAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual" ], "xbrltype": "stringItemType" }, "us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Guarantee by US and non-US government sponsored enterprises, authorities, agencies and programs for government insured loans.", "label": "Loans Insured or Guaranteed by Government Authorities [Domain]" } } }, "localname": "LoansInsuredOrGuaranteedByGovernmentAuthoritiesDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock": { "auth_ref": [ "r178" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.", "label": "Loans, Notes, Trade and Other Receivables Disclosure [Text Block]" } } }, "localname": "LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses" ], "xbrltype": "textBlockItemType" }, "us-gaap_LoansReceivableFairValueDisclosure": { "auth_ref": [ "r178" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts.", "label": "us-gaap_LoansReceivableFairValueDisclosure", "verboseLabel": "Loans, net" } } }, "localname": "LoansReceivableFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup": { "auth_ref": [ "r152", "r666" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 3.0, "parentTag": "wbhc_EarningAssets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, after valuation allowance, of financing receivable held for sale and not part of disposal group. Excludes loan covered under loss sharing agreement and loan classified as investment in debt security.", "label": "Loans held for sale" } } }, "localname": "LoansReceivableHeldForSaleNetNotPartOfDisposalGroup", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_LondonInterbankOfferedRateLiborSwapRateMember": { "auth_ref": [ "r429" ], "lang": { "en-us": { "role": { "documentation": "Fixed rate on single-currency, constant-notional interest rate swap that has its variable-rate leg referenced to London Interbank Offered Rate (LIBOR) with no additional spread on variable-rate leg.", "label": "London Interbank Offered Rate (LIBOR) Swap Rate [Member]" } } }, "localname": "LondonInterbankOfferedRateLiborSwapRateMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "domainItemType" }, "us-gaap_LossContingenciesByNatureOfContingencyAxis": { "auth_ref": [ "r263", "r264", "r265", "r266", "r267", "r273", "r274" ], "lang": { "en-us": { "role": { "documentation": "Information by type of existing condition, situation, or set of circumstances involving uncertainty as to possible loss to an enterprise that will ultimately be resolved when one or more future events occur or fail to occur.", "label": "Loss Contingency Nature [Axis]" } } }, "localname": "LossContingenciesByNatureOfContingencyAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details" ], "xbrltype": "stringItemType" }, "us-gaap_LossContingencyNatureDomain": { "auth_ref": [ "r263", "r264", "r265", "r266", "r267", "r273", "r274" ], "lang": { "en-us": { "role": { "documentation": "An existing condition, situation, or set of circumstances involving uncertainty as to possible loss to an enterprise that will ultimately be resolved when one or more future events occur or fail to occur. Resolution of the uncertainty may confirm the incurrence of a loss or impairment of an asset or the incurrence of a liability.", "label": "Loss Contingency, Nature [Domain]" } } }, "localname": "LossContingencyNatureDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details" ], "xbrltype": "domainItemType" }, "us-gaap_MarketableSecuritiesTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of marketable securities. This may consist of investments in certain debt and equity securities, short-term investments and other assets.", "label": "Marketable Securities [Table Text Block]" } } }, "localname": "MarketableSecuritiesTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_MarketingAndAdvertisingExpense": { "auth_ref": [ "r58" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 6.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The total expense recognized in the period for promotion, public relations, and brand or product advertising.", "label": "Advertising & public relations expense" } } }, "localname": "MarketingAndAdvertisingExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_MeasurementInputDiscountRateMember": { "auth_ref": [ "r448" ], "lang": { "en-us": { "role": { "documentation": "Measurement input using interest rate to determine present value of future cash flows.", "label": "Measurement Input, Discount Rate [Member]" } } }, "localname": "MeasurementInputDiscountRateMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_MeasurementInputTypeAxis": { "auth_ref": [ "r448" ], "lang": { "en-us": { "role": { "documentation": "Information by type of measurement input used to determine value of asset and liability.", "label": "Measurement Input Type [Axis]" } } }, "localname": "MeasurementInputTypeAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details" ], "xbrltype": "stringItemType" }, "us-gaap_MeasurementInputTypeDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Measurement input used to determine value of asset and liability.", "label": "Measurement Input Type [Domain]" } } }, "localname": "MeasurementInputTypeDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_MinorityInterest": { "auth_ref": [ "r21", "r88", "r209", "r278", "r282", "r283", "r284", "r287", "r288", "r464", "r573", "r629" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 2.0, "parentTag": "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which is directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent (that is, noncontrolling interest, previously referred to as minority interest).", "label": "Noncontrolling interest in consolidated subsidiary" } } }, "localname": "MinorityInterest", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_MinorityInterestOwnershipPercentageByParent": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The parent entity's interest in net assets of the subsidiary, expressed as a percentage.", "label": "us-gaap_MinorityInterestOwnershipPercentageByParent", "terseLabel": "Noncontrolling Interest, Ownership Percentage by Parent" } } }, "localname": "MinorityInterestOwnershipPercentageByParent", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "xbrltype": "percentItemType" }, "us-gaap_MortgageBackedSecuritiesMember": { "auth_ref": [ "r186", "r303", "r304", "r310", "r661" ], "lang": { "en-us": { "role": { "documentation": "Securities collateralized by mortgage loans.", "label": "Collateralized Mortgage-Backed Securities [Member]" } } }, "localname": "MortgageBackedSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_MortgageLoansInProcessOfForeclosureAmount": { "auth_ref": [ "r171" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Recorded investment of consumer mortgage loan receivables secured by residential real estate properties for which formal foreclosure proceedings are in process.", "label": "us-gaap_MortgageLoansInProcessOfForeclosureAmount", "terseLabel": "Mortgage Loans in Process of Foreclosure, Amount" } } }, "localname": "MortgageLoansInProcessOfForeclosureAmount", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInFinancingActivities": { "auth_ref": [ "r73" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 1.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.", "label": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "totalLabel": "NET CASH PROVIDED BY FINANCING ACTIVITIES" } } }, "localname": "NetCashProvidedByUsedInFinancingActivities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "FINANCING ACTIVITIES" } } }, "localname": "NetCashProvidedByUsedInFinancingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NetCashProvidedByUsedInInvestingActivities": { "auth_ref": [ "r73" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 0.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.", "label": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "totalLabel": "NET CASH USED IN INVESTING ACTIVITIES" } } }, "localname": "NetCashProvidedByUsedInInvestingActivities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "INVESTING ACTIVITIES" } } }, "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NetCashProvidedByUsedInOperatingActivities": { "auth_ref": [ "r73", "r77", "r80" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 2.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.", "label": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "totalLabel": "NET CASH PROVIDED BY OPERATING ACTIVITIES" } } }, "localname": "NetCashProvidedByUsedInOperatingActivities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "OPERATING ACTIVITIES" } } }, "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NetIncomeLoss": { "auth_ref": [ "r5", "r36", "r39", "r44", "r48", "r80", "r88", "r97", "r101", "r102", "r103", "r104", "r107", "r108", "r116", "r138", "r140", "r143", "r146", "r148", "r209", "r278", "r279", "r280", "r282", "r283", "r284", "r285", "r286", "r287", "r288", "r442", "r464", "r584", "r633" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.", "label": "us-gaap_NetIncomeLoss", "totalLabel": "Net earnings attributable to Wilson Bank Holding Company", "verboseLabel": "Numerator \u2013 Earnings available to common stockholders" } } }, "localname": "NetIncomeLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetIncomeLossAttributableToNoncontrollingInterest": { "auth_ref": [ "r36", "r39", "r44", "r107", "r108", "r398", "r406" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 1.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of Net Income (Loss) attributable to noncontrolling interest.", "label": "us-gaap_NetIncomeLossAttributableToNoncontrollingInterest", "negatedLabel": "Net loss attributable to noncontrolling interest" } } }, "localname": "NetIncomeLossAttributableToNoncontrollingInterest", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetIncomeLossAttributableToParentDiluted": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent, and includes adjustments resulting from the assumption that dilutive convertible securities were converted, options or warrants were exercised, or that other shares were issued upon the satisfaction of certain conditions.", "label": "us-gaap_NetIncomeLossAttributableToParentDiluted", "terseLabel": "Numerator \u2013 Earnings available to common stockholders" } } }, "localname": "NetIncomeLossAttributableToParentDiluted", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact.", "label": "New Accounting Pronouncements, Policy [Policy Text Block]" } } }, "localname": "NewAccountingPronouncementsPolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies" ], "xbrltype": "textBlockItemType" }, "us-gaap_NoncashInvestingAndFinancingItemsAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Non-cash investing and financing activities:" } } }, "localname": "NoncashInvestingAndFinancingItemsAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance": { "auth_ref": [ "r298", "r394", "r400" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of increase in noncontrolling interest from subsidiary issuance of equity interests to noncontrolling interest holders.", "label": "Noncontrolling interest contribution" } } }, "localname": "NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoncontrollingInterestMember": { "auth_ref": [ "r93", "r94", "r95", "r297", "r389" ], "lang": { "en-us": { "role": { "documentation": "This element represents that portion of equity (net assets) in a subsidiary not attributable, directly or indirectly, to the parent. A noncontrolling interest is sometimes called a minority interest.", "label": "Noncontrolling Interest [Member]" } } }, "localname": "NoncontrollingInterestMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited" ], "xbrltype": "domainItemType" }, "us-gaap_NoninterestBearingDepositLiabilities": { "auth_ref": [ "r578" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 0.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.", "label": "Noninterest-bearing" } } }, "localname": "NoninterestBearingDepositLiabilities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoninterestExpense": { "auth_ref": [ "r600" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 1.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Total aggregate amount of all noninterest expense.", "label": "us-gaap_NoninterestExpense", "totalLabel": "Total non-interest expense" } } }, "localname": "NoninterestExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoninterestExpenseAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Non-interest expense:" } } }, "localname": "NoninterestExpenseAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NoninterestExpenseDirectorsFees": { "auth_ref": [ "r600" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 7.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Noninterest expense related to directors' fees which are fees paid by an Entity to its directors. Directors' fees may be paid in addition to salary and other benefits.", "label": "Directors\u2019 fees" } } }, "localname": "NoninterestExpenseDirectorsFees", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoninterestIncome": { "auth_ref": [ "r597" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 2.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.", "label": "us-gaap_NoninterestIncome", "totalLabel": "Total non-interest income" } } }, "localname": "NoninterestIncome", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoninterestIncomeAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Non-interest income:" } } }, "localname": "NoninterestIncomeAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NoninterestIncomeOtherOperatingIncome": { "auth_ref": [ "r45", "r582", "r640" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 8.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of revenue earned, classified as other, excluding interest income.", "label": "Other income" } } }, "localname": "NoninterestIncomeOtherOperatingIncome", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NonperformingFinancingReceivableMember": { "auth_ref": [ "r167", "r232" ], "lang": { "en-us": { "role": { "documentation": "Category status of financial instruments in which payments are past due in accordance with the terms of the contract. Financial instruments include, but are not limited to, financing receivables, loans, debt, and investments.", "label": "Nonperforming Financial Instruments [Member]" } } }, "localname": "NonperformingFinancingReceivableMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "domainItemType" }, "us-gaap_NotesReceivableGross": { "auth_ref": [ "r12", "r176", "r217", "r226", "r231", "r239", "r240", "r683", "r685", "r686" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 0.0, "parentTag": "us-gaap_NotesReceivableNet", "weight": 1.0 }, "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details": { "order": 0.0, "parentTag": "us-gaap_NotesReceivableNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.", "label": "Loans", "terseLabel": "Loans, before allowance", "totalLabel": "Total loans" } } }, "localname": "NotesReceivableGross", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_NotesReceivableNet": { "auth_ref": [ "r152", "r231" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 1.0, "parentTag": "wbhc_EarningAssets", "weight": 1.0 }, "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.", "label": "us-gaap_NotesReceivableNet", "totalLabel": "Net loans" } } }, "localname": "NotesReceivableNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_OccupancyNet": { "auth_ref": [ "r59", "r484", "r598" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 3.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.", "label": "Occupancy expenses, net" } } }, "localname": "OccupancyNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock": { "auth_ref": [ "r177", "r230" ], "lang": { "en-us": { "role": { "documentation": "Description of accounting policies and methodologies used to estimate the entity's liability for off-balance sheet credit exposures and related charges for those credit exposures.", "label": "Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]" } } }, "localname": "OffBalanceSheetCreditExposurePolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies" ], "xbrltype": "textBlockItemType" }, "us-gaap_OffBalanceSheetCreditLossLiability": { "auth_ref": [ "r218", "r271" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of expected credit loss for credit exposure on off-balance-sheet commitment, including but not limited to, loan commitment, standby letter of credit, financial guarantee not accounted for as insurance. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging.", "label": "us-gaap_OffBalanceSheetCreditLossLiability", "periodEndLabel": "Ending balance, September 30,", "periodStartLabel": "Beginning balance, January 1", "terseLabel": "Off-Balance-Sheet, Credit Loss, Liability, Ending Balance" } } }, "localname": "OffBalanceSheetCreditLossLiability", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-allowance-on-offbalance-sheet-credit-exposures-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal": { "auth_ref": [ "r221" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of expense (reversal of expense) for expected credit loss for off-balance sheet credit exposure. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging.", "label": "us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal", "terseLabel": "Credit loss expense (benefit)" } } }, "localname": "OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-allowance-on-offbalance-sheet-credit-exposures-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_OpenTaxYear": { "auth_ref": [ "r364" ], "lang": { "en-us": { "role": { "documentation": "Tax year that remains open to examination under enacted tax laws, in YYYY format.", "label": "us-gaap_OpenTaxYear", "terseLabel": "Open Tax Year" } } }, "localname": "OpenTaxYear", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual" ], "xbrltype": "gYearListItemType" }, "us-gaap_OperatingLeaseRightOfUseAssetAmortizationExpense": { "auth_ref": [ "r79" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 17.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of amortization expense for right-of-use asset from operating lease.", "label": "Right of use asset amortization" } } }, "localname": "OperatingLeaseRightOfUseAssetAmortizationExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherAssets": { "auth_ref": [ "r7", "r571", "r625" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 7.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of assets classified as other.", "label": "Other assets" } } }, "localname": "OtherAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherAssetsMember": { "auth_ref": [ "r413", "r428" ], "lang": { "en-us": { "role": { "documentation": "Primary financial statement caption encompassing other assets.", "label": "Other Assets [Member]" } } }, "localname": "OtherAssetsMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "domainItemType" }, "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax": { "auth_ref": [ "r27", "r28" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited": { "order": 0.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount, before tax and adjustment, of unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.", "label": "Unrealized losses on available-for-sale securities" } } }, "localname": "OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax": { "auth_ref": [ "r27", "r28", "r30" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount, after tax and adjustment, of unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.", "label": "Change in fair value of securities available-for-sale, net of tax benefit of $38,525 and $3,019 for the nine months ended September 30, 2022 and 2021, respectively" } } }, "localname": "OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax": { "auth_ref": [ "r27", "r28", "r31" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, after adjustment, of tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.", "label": "Change in fair value of securities available-for-sale, taxes" } } }, "localname": "OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited-parentheticals" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Other comprehensive earnings (losses):" } } }, "localname": "OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent": { "auth_ref": [ "r37", "r40", "r391", "r392", "r401" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited": { "order": 1.0, "parentTag": "us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount after tax of other comprehensive income (loss) attributable to parent entity.", "label": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "totalLabel": "Other comprehensive earnings (losses):" } } }, "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax": { "auth_ref": [ "r30", "r34", "r35", "r203" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited": { "order": 1.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.", "label": "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax", "negatedLabel": "Reclassification adjustment for net losses (gains) included in net earnings" } } }, "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossTax": { "auth_ref": [ "r31", "r42", "r49", "r360", "r379", "r381", "r474", "r477", "r479", "r585", "r634" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited": { "order": 2.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of tax expense (benefit) allocated to other comprehensive income (loss).", "label": "us-gaap_OtherComprehensiveIncomeLossTax", "negatedLabel": "Tax effect" } } }, "localname": "OtherComprehensiveIncomeLossTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax": { "auth_ref": [ "r27", "r30" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount, after tax and before adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.", "label": "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax", "terseLabel": "Net change in fair value of available-for-sale securities during the period, net of taxes" } } }, "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax": { "auth_ref": [ "r28", "r31" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, before adjustment, of tax expense (benefit) for unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.", "label": "Net change in fair value of available-for-sale securities during the period, taxes" } } }, "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited-parentheticals" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherCostAndExpenseOperating": { "auth_ref": [ "r57" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 5.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The total amount of other operating cost and expense items that are associated with the entity's normal revenue producing operation.", "label": "Other operating expenses" } } }, "localname": "OtherCostAndExpenseOperating", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherRealEstateOwnedMeasurementInput": { "auth_ref": [ "r450" ], "lang": { "en-us": { "role": { "documentation": "Value of input used to measure real estate owned by financial institution by financial institution which is not directly related to its business.", "label": "Other real estate owned" } } }, "localname": "OtherRealEstateOwnedMeasurementInput", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details" ], "xbrltype": "decimalItemType" }, "us-gaap_PassMember": { "auth_ref": [ "r167", "r232" ], "lang": { "en-us": { "role": { "documentation": "A category of financing receivables not considered to be special mention, substandard, doubtful, and loss receivables.", "label": "Pass [Member]" } } }, "localname": "PassMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details" ], "xbrltype": "domainItemType" }, "us-gaap_PastDueFinancingReceivablesTableTextBlock": { "auth_ref": [ "r175", "r176", "r226", "r240" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of aging analysis for financing receivable.", "label": "Financing Receivable, Past Due [Table Text Block]" } } }, "localname": "PastDueFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale": { "auth_ref": [ "r72", "r76" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 15.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The amount of cash paid for the origination of mortgages that are held for sale.", "label": "us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale", "negatedLabel": "Mortgage loans originated for resale" } } }, "localname": "PaymentsForOriginationOfMortgageLoansHeldForSale", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsForProceedsFromLifeInsurancePolicies": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The net cash outflow or inflow for net proceeds and payments derived from carrying life insurance policies for which the entity is the beneficiary.", "label": "us-gaap_PaymentsForProceedsFromLifeInsurancePolicies", "negatedLabel": "Purchase of life insurance and annuity contracts" } } }, "localname": "PaymentsForProceedsFromLifeInsurancePolicies", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsOfDividendsCommonStock": { "auth_ref": [ "r68" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.", "label": "us-gaap_PaymentsOfDividendsCommonStock", "negatedLabel": "Cash dividends paid on common stock" } } }, "localname": "PaymentsOfDividendsCommonStock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt": { "auth_ref": [ "r60", "r64", "r185" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 0.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt", "negatedLabel": "Purchases" } } }, "localname": "PaymentsToAcquireAvailableForSaleSecuritiesDebt", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireOtherInvestments": { "auth_ref": [ "r66" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of cash outflow to acquire investments classified as other.", "label": "us-gaap_PaymentsToAcquireOtherInvestments", "negatedLabel": "Increase in other investments" } } }, "localname": "PaymentsToAcquireOtherInvestments", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquirePropertyPlantAndEquipment": { "auth_ref": [ "r65" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 8.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.", "label": "us-gaap_PaymentsToAcquirePropertyPlantAndEquipment", "negatedLabel": "Purchase of buildings, leasehold improvements, and equipment" } } }, "localname": "PaymentsToAcquirePropertyPlantAndEquipment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PerformingFinancingReceivableMember": { "auth_ref": [ "r167", "r232" ], "lang": { "en-us": { "role": { "documentation": "Category status of financial instruments in which payments are received or paid on a timely basis in accordance with the terms of the contract. Financial instruments include, but are not limited to, financing receivables, loans, debt instruments, and investments.", "label": "Performing Financial Instruments [Member]" } } }, "localname": "PerformingFinancingReceivableMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "domainItemType" }, "us-gaap_PlanNameAxis": { "auth_ref": [ "r316", "r317", "r318", "r320", "r321", "r322", "r323", "r324", "r325", "r326", "r327", "r328", "r329", "r330", "r331", "r332", "r333", "r335", "r336", "r338", "r339", "r340", "r341", "r342", "r343", "r344" ], "lang": { "en-us": { "role": { "documentation": "Information by plan name for share-based payment arrangement.", "label": "Plan Name [Axis]" } } }, "localname": "PlanNameAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual" ], "xbrltype": "stringItemType" }, "us-gaap_PlanNameDomain": { "auth_ref": [ "r316", "r317", "r318", "r320", "r321", "r322", "r323", "r324", "r325", "r326", "r327", "r328", "r329", "r330", "r331", "r332", "r333", "r335", "r336", "r338", "r339", "r340", "r341", "r342", "r343", "r344" ], "lang": { "en-us": { "role": { "documentation": "Plan name for share-based payment arrangement.", "label": "Plan Name [Domain]" } } }, "localname": "PlanNameDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_PledgedStatusAxis": { "auth_ref": [ "r395", "r403" ], "lang": { "en-us": { "role": { "documentation": "Information by pledged or not pledged status of asset owned by entity.", "label": "Pledged Status [Axis]" } } }, "localname": "PledgedStatusAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual" ], "xbrltype": "stringItemType" }, "us-gaap_PledgedStatusDomain": { "auth_ref": [ "r395", "r403" ], "lang": { "en-us": { "role": { "documentation": "Pledged or not pledged status of asset owned by entity.", "label": "Pledged Status [Domain]" } } }, "localname": "PledgedStatusDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_PledgingPurposeAxis": { "auth_ref": [ "r395", "r403", "r529", "r530" ], "lang": { "en-us": { "role": { "documentation": "Information by pledging purpose of pledged asset owned.", "label": "Pledging Purpose [Axis]" } } }, "localname": "PledgingPurposeAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual" ], "xbrltype": "stringItemType" }, "us-gaap_PledgingPurposeDomain": { "auth_ref": [ "r395", "r403", "r529", "r530" ], "lang": { "en-us": { "role": { "documentation": "Pledging purpose of pledged asset owned.", "label": "Pledging Purpose [Domain]" } } }, "localname": "PledgingPurposeDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_PolicyTextBlockAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "us-gaap_PolicyTextBlockAbstract", "terseLabel": "Accounting Policies" } } }, "localname": "PolicyTextBlockAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies" ], "xbrltype": "stringItemType" }, "us-gaap_PortionAtFairValueFairValueDisclosureMember": { "auth_ref": [ "r460" ], "lang": { "en-us": { "role": { "documentation": "Measured at fair value for financial reporting purposes.", "label": "Portion at Fair Value Measurement [Member] [Default]" } } }, "localname": "PortionAtFairValueFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_ProceedsFromIssuanceOfCommonStockDividendReinvestmentPlan": { "auth_ref": [ "r67" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow from capital contributions to an entity associated with a dividend reinvestment plan.", "label": "Issuance of common stock pursuant to dividend reinvestment plan" } } }, "localname": "ProceedsFromIssuanceOfCommonStockDividendReinvestmentPlan", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities": { "auth_ref": [ "r60", "r61", "r185" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Maturities, prepayments and calls" } } }, "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromPaymentsToMinorityShareholders": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow (outflow) from (to) a noncontrolling interest. Excludes dividends paid to the noncontrolling interest.", "label": "Noncontrolling interest contributions" } } }, "localname": "ProceedsFromPaymentsToMinorityShareholders", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt": { "auth_ref": [ "r60", "r61", "r185" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Sales" } } }, "localname": "ProceedsFromSaleOfAvailableForSaleSecuritiesDebt", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfLoansHeldForSale": { "auth_ref": [ "r69", "r72" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 16.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization.", "label": "Proceeds from sale of mortgage loans" } } }, "localname": "ProceedsFromSaleOfLoansHeldForSale", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfOtherInvestments": { "auth_ref": [ "r63" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 10.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow from the sale of investments classified as other.", "label": "Proceeds from sale of other assets" } } }, "localname": "ProceedsFromSaleOfOtherInvestments", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfOtherRealEstate": { "auth_ref": [ "r63" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The cash inflow associated with the sale of other real estate not otherwise defined in the taxonomy.", "label": "Proceeds from sale of other real estate" } } }, "localname": "ProceedsFromSaleOfOtherRealEstate", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment": { "auth_ref": [ "r62" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 9.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale.", "label": "Proceeds from sale of premises and equipment" } } }, "localname": "ProceedsFromSaleOfPropertyPlantAndEquipment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfRestrictedInvestments": { "auth_ref": [ "r63" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 6.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The cash inflow associated with the sale of investments that are pledged or subject to withdrawal restrictions during the period.", "label": "Redemptions (purchases) of restricted equity securities" } } }, "localname": "ProceedsFromSaleOfRestrictedInvestments", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromStockOptionsExercised": { "auth_ref": [ "r67", "r350" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow from exercise of option under share-based payment arrangement.", "label": "Issuance of common stock related to exercise of stock options" } } }, "localname": "ProceedsFromStockOptionsExercised", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProfessionalFees": { "auth_ref": [ "r663", "r664" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 9.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.", "label": "Audit, legal & consulting expenses" } } }, "localname": "ProfessionalFees", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProfitLoss": { "auth_ref": [ "r5", "r36", "r39", "r44", "r71", "r88", "r97", "r107", "r108", "r138", "r140", "r143", "r146", "r148", "r209", "r278", "r279", "r280", "r282", "r283", "r284", "r285", "r286", "r287", "r288", "r391", "r397", "r399", "r406", "r407", "r442", "r464", "r606" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 0.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited": { "order": 0.0, "parentTag": "us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest", "weight": 1.0 }, "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 0.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.", "label": "Net earnings", "totalLabel": "Net earnings" } } }, "localname": "ProfitLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PropertyPlantAndEquipmentNet": { "auth_ref": [ "r257", "r502", "r613", "r631" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 3.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.", "label": "Bank premises and equipment, net" } } }, "localname": "PropertyPlantAndEquipmentNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProvisionForLoanLeaseAndOtherLosses": { "auth_ref": [ "r78", "r156", "r593" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 11.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 1.0, "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.", "label": "Provision for credit losses" } } }, "localname": "ProvisionForLoanLeaseAndOtherLosses", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProvisionForLoanLossesExpensed": { "auth_ref": [ "r221", "r581" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of credit loss expense (reversal of expense) for financing receivable.", "label": "us-gaap_ProvisionForLoanLossesExpensed", "terseLabel": "Provision for credit losses on loans" } } }, "localname": "ProvisionForLoanLossesExpensed", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTableTextBlock": { "auth_ref": [ "r524" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of a transferor's continuing involvement with financial assets transferred to a transferee in a securitization, asset-backed financing arrangement, or similar transfer. Such disclosure would, at a minimum, contain information allowing for an assessment of the reasons for the transferor's continuing involvement, the risks related to the transferred financial assets to which the transferor continues to be exposed, and the extent of change to the transferor's risk profile due to the transfer (including, but not limited to, credit risk, interest rate risk, other).", "label": "Qualitative and Quantitative Information, Transferor's Continuing Involvement [Table Text Block]" } } }, "localname": "QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_RealEstateMember": { "auth_ref": [ "r301" ], "lang": { "en-us": { "role": { "documentation": "Property consisting of land, land improvement and buildings.", "label": "Real Estate [Member]" } } }, "localname": "RealEstateMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details" ], "xbrltype": "domainItemType" }, "us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "auth_ref": [ "r615", "r616", "r617", "r619", "r620", "r621", "r623", "r624" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union.", "label": "Regulatory Capital Requirements under Banking Regulations [Text Block]" } } }, "localname": "RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital" ], "xbrltype": "textBlockItemType" }, "us-gaap_RetainedEarningsAccumulatedDeficit": { "auth_ref": [ "r14", "r297", "r502", "r628", "r655", "r660" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 1.0, "parentTag": "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The cumulative amount of the reporting entity's undistributed earnings or deficit.", "label": "Retained earnings", "terseLabel": "Retained Earnings (Accumulated Deficit), Total" } } }, "localname": "RetainedEarningsAccumulatedDeficit", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "xbrltype": "monetaryItemType" }, "us-gaap_RetainedEarningsMember": { "auth_ref": [ "r2", "r93", "r94", "r95", "r98", "r106", "r108", "r214", "r351", "r352", "r353", "r371", "r372", "r440", "r651", "r653" ], "lang": { "en-us": { "role": { "documentation": "The cumulative amount of the reporting entity's undistributed earnings or deficit.", "label": "Retained Earnings [Member]" } } }, "localname": "RetainedEarningsMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited" ], "xbrltype": "domainItemType" }, "us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax": { "auth_ref": [ "r134", "r135", "r139", "r144", "r145", "r149", "r150", "r151", "r299", "r300", "r562" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 3.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount, including tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value-added and excise.", "label": "Debit and credit card interchange income" } } }, "localname": "RevenueFromContractWithCustomerIncludingAssessedTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock": { "auth_ref": [ "r20" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.", "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]" } } }, "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfAssumptionsForFairValueAsOfBalanceSheetDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock": { "auth_ref": [ "r518" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of all information related to the key inputs and assumptions (including, at a minimum, but not limited to, and if applicable, quantitative information about discount rates, expected prepayments including the expected weighted-average life of prepayable financial assets, and anticipated credit losses) used in measuring the fair value of assets or liabilities that relate to the transferor's continuing involvement with transferred financial assets, as of the balance sheet date.", "label": "Schedule of Assumptions for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Table Text Block]" } } }, "localname": "ScheduleOfAssumptionsForFairValueAsOfBalanceSheetDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "auth_ref": [ "r618", "r622" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.", "label": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]" } } }, "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock": { "auth_ref": [ "r414", "r420", "r424" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the location and amount of derivative instruments and nonderivative instruments designated as hedging instruments reported before netting adjustments, and the amount of gain (loss) on derivative instruments and nonderivative instruments designated and qualified as hedging instruments.", "label": "Derivative Instruments, Gain (Loss) [Table Text Block]" } } }, "localname": "ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock": { "auth_ref": [ "r418" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the location and fair value amounts of derivative instruments (and nonderivative instruments that are designated and qualify as hedging instruments) reported in the statement of financial position.", "label": "Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]" } } }, "localname": "ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock": { "auth_ref": [ "r119" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.", "label": "Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]" } } }, "localname": "ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock": { "auth_ref": [ "r446", "r447" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).", "label": "Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]" } } }, "localname": "ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock": { "auth_ref": [ "r419" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure for fair value hedging instruments of (a) the location and amount of gains and losses reported in the statement of financial performance and (b) the location and fair value amounts of the instruments reported in the statement of financial position.", "label": "Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block]" } } }, "localname": "ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock": { "auth_ref": [ "r461", "r462" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.", "label": "Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]" } } }, "localname": "ScheduleOfFairValueOffBalanceSheetRisksTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock": { "auth_ref": [ "r175", "r229" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of financing receivable on nonaccrual status.", "label": "Financing Receivable, Nonaccrual [Table Text Block]" } } }, "localname": "ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfServicingAssetsAtAmortizedValueTextBlock": { "auth_ref": [ "r547" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of activity in the balance of servicing assets subsequently measured at amortized cost. Includes, but is not limited to, beginning and ending balances, additions, disposals, and amortization.", "label": "Servicing Asset at Amortized Cost [Table Text Block]" } } }, "localname": "ScheduleOfServicingAssetsAtAmortizedValueTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock": { "auth_ref": [ "r319", "r334", "r337" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure for stock option plans. Includes, but is not limited to, outstanding awards at beginning and end of year, grants, exercises, forfeitures, and weighted-average grant date fair value.", "label": "Share-Based Payment Arrangement, Option, Activity [Table Text Block]" } } }, "localname": "ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock": { "auth_ref": [ "r201" ], "lang": { "en-us": { "role": { "documentation": "For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).", "label": "Schedule of Unrealized Loss on Investments [Table Text Block]" } } }, "localname": "ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ServicingAssetAtAmortizedValue": { "auth_ref": [ "r534", "r535", "r548" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized amount of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.", "label": "us-gaap_ServicingAssetAtAmortizedValue", "periodEndLabel": "Balance at end of period", "periodStartLabel": "Balance at beginning of period" } } }, "localname": "ServicingAssetAtAmortizedValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-mortgage-servicing-rights-under-amortization-method-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ServicingAssetAtAmortizedValueAdditions": { "auth_ref": [ "r549" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of additions from purchases, assumption or transfer to contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.", "label": "us-gaap_ServicingAssetAtAmortizedValueAdditions", "terseLabel": "Servicing rights retained from loans sold" } } }, "localname": "ServicingAssetAtAmortizedValueAdditions", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-mortgage-servicing-rights-under-amortization-method-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ServicingAssetAtAmortizedValueAmortization1": { "auth_ref": [ "r551" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of amortization of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.", "label": "us-gaap_ServicingAssetAtAmortizedValueAmortization1", "negatedTerseLabel": "Amortization" } } }, "localname": "ServicingAssetAtAmortizedValueAmortization1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-mortgage-servicing-rights-under-amortization-method-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ServicingAssetAtAmortizedValueValuationAllowance": { "auth_ref": [ "r552" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of increase (decrease) in the amortized amount from a decrease (increase) in the valuation allowance applied to the servicing asset for a contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.", "label": "us-gaap_ServicingAssetAtAmortizedValueValuationAllowance", "terseLabel": "Valuation Allowance Provision" } } }, "localname": "ServicingAssetAtAmortizedValueValuationAllowance", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-mortgage-servicing-rights-under-amortization-method-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ServicingAssetAtFairValueAmount": { "auth_ref": [ "r534", "r535", "r536", "r541" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements.", "label": "us-gaap_ServicingAssetAtFairValueAmount", "terseLabel": "Fair value, end of period", "verboseLabel": "Mortgage servicing rights" } } }, "localname": "ServicingAssetAtFairValueAmount", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-mortgage-servicing-rights-under-amortization-method-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShareBasedCompensation": { "auth_ref": [ "r78" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 1.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of noncash expense for share-based payment arrangement.", "label": "Share-based compensation expense" } } }, "localname": "ShareBasedCompensation", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue": { "auth_ref": [ "r328", "r329" ], "lang": { "en-us": { "role": { "documentation": "Per share or unit weighted-average fair value of nonvested award under share-based payment arrangement. Excludes share and unit options.", "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue", "terseLabel": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Ending Balance (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber": { "auth_ref": [ "r320", "r321" ], "lang": { "en-us": { "role": { "documentation": "Number of equity instruments other than options outstanding, including both vested and non-vested instruments.", "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber", "terseLabel": "Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number, Ending Balance (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized": { "auth_ref": [ "r318" ], "lang": { "en-us": { "role": { "documentation": "Number of shares authorized for issuance under share-based payment arrangement.", "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized", "terseLabel": "Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant": { "auth_ref": [ "r349" ], "lang": { "en-us": { "role": { "documentation": "The difference between the maximum number of shares (or other type of equity) authorized for issuance under the plan (including the effects of amendments and adjustments), and the sum of: 1) the number of shares (or other type of equity) already issued upon exercise of options or other equity-based awards under the plan; and 2) shares (or other type of equity) reserved for issuance on granting of outstanding awards, net of cancellations and forfeitures, if applicable.", "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant", "terseLabel": "Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber": { "auth_ref": [ "r322" ], "lang": { "en-us": { "role": { "documentation": "The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.", "label": "Options and SARs exercisable at September 30 (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice": { "auth_ref": [ "r322" ], "lang": { "en-us": { "role": { "documentation": "The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.", "label": "Options and SARs exercisable at September 30 (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod": { "auth_ref": [ "r323" ], "lang": { "en-us": { "role": { "documentation": "For presentations that combine terminations, the number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan or that expired.", "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod", "negatedLabel": "Forfeited or expired (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice": { "auth_ref": [ "r323" ], "lang": { "en-us": { "role": { "documentation": "Weighted average price of options that were either forfeited or expired.", "label": "Forfeited or expired, Weighted Average Exercise Price (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross": { "auth_ref": [ "r324" ], "lang": { "en-us": { "role": { "documentation": "Gross number of share options (or share units) granted during the period.", "label": "Granted (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber": { "auth_ref": [ "r320", "r321" ], "lang": { "en-us": { "role": { "documentation": "Number of options outstanding, including both vested and non-vested options.", "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "periodEndLabel": "Outstanding at end of period (in shares)", "periodStartLabel": "Options and SARs outstanding at beginning of period (in shares)", "terseLabel": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number, Ending Balance (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice": { "auth_ref": [ "r320", "r321" ], "lang": { "en-us": { "role": { "documentation": "Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.", "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice", "periodEndLabel": "Outstanding at end of period (in dollars per share)", "periodStartLabel": "Options and SARs outstanding at beginning of period (in dollars per share)", "terseLabel": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Ending Balance (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain": { "auth_ref": [ "r316", "r317", "r318", "r320", "r321", "r322", "r323", "r324", "r325", "r326", "r327", "r328", "r329", "r330", "r331", "r332", "r333", "r335", "r336", "r338", "r339", "r340", "r341", "r342", "r343", "r344" ], "lang": { "en-us": { "role": { "documentation": "Award under share-based payment arrangement.", "label": "Award Type [Domain]" } } }, "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details" ], "xbrltype": "domainItemType" }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice": { "auth_ref": [ "r325" ], "lang": { "en-us": { "role": { "documentation": "Weighted average price at which option holders acquired shares when converting their stock options into shares.", "label": "Exercised, Weighted Average Exercise Price (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice": { "auth_ref": [ "r324" ], "lang": { "en-us": { "role": { "documentation": "Weighted average per share amount at which grantees can acquire shares of common stock by exercise of options.", "label": "Granted, Weighted Average Exercise Price (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details" ], "xbrltype": "perShareItemType" }, "us-gaap_SignificantAccountingPoliciesTextBlock": { "auth_ref": [ "r87", "r92" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for all significant accounting policies of the reporting entity.", "label": "Significant Accounting Policies [Text Block]" } } }, "localname": "SignificantAccountingPoliciesTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies" ], "xbrltype": "textBlockItemType" }, "us-gaap_SpecialMentionMember": { "auth_ref": [ "r167", "r232" ], "lang": { "en-us": { "role": { "documentation": "A category of financing receivables considered to have potential weaknesses that deserve management's close attention. If left uncorrected, those potential weaknesses may result in a deterioration of the repayment prospects for the asset or of the creditor's position at some future date.", "label": "Special Mention [Member]" } } }, "localname": "SpecialMentionMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details" ], "xbrltype": "domainItemType" }, "us-gaap_StandbyLettersOfCreditMember": { "auth_ref": [ "r272", "r276", "r388", "r662" ], "lang": { "en-us": { "role": { "documentation": "An irrevocable undertaking (typically by a financial institution) to guarantee payment of a specified financial obligation.", "label": "Standby Letters of Credit [Member]" } } }, "localname": "StandbyLettersOfCreditMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details" ], "xbrltype": "domainItemType" }, "us-gaap_StateAndLocalJurisdictionMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Designated tax department of a state or local government entitled to levy and collect income taxes from the entity.", "label": "State and Local Jurisdiction [Member]" } } }, "localname": "StateAndLocalJurisdictionMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_StatementEquityComponentsAxis": { "auth_ref": [ "r2", "r19", "r42", "r43", "r44", "r93", "r94", "r95", "r98", "r106", "r108", "r126", "r214", "r296", "r297", "r351", "r352", "r353", "r371", "r372", "r440", "r474", "r475", "r476", "r477", "r478", "r479", "r499", "r651", "r652", "r653" ], "lang": { "en-us": { "role": { "documentation": "Information by component of equity.", "label": "Equity Components [Axis]" } } }, "localname": "StatementEquityComponentsAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_StatementLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Statement [Line Items]" } } }, "localname": "StatementLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited-parentheticals", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited-parentheticals", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited-parentheticals", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-tables", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-allowance-on-offbalance-sheet-credit-exposures-details", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-tables", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details", "http://www.wilsonbank.com/20220930/role/statement-note-12-subsequent-events", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-tables", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amount-and-fair-value-of-mortgage-banking-derivatives-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-net-gains-losses-relating-to-freestanding-derivative-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-key-data-and-assumptions-used-in-estimating-fair-value-details", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-mortgage-servicing-rights-under-amortization-method-details", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-principal-balances-details", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-tables", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-tables", "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital", "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details", "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-tables", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-tables", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual", "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies" ], "xbrltype": "stringItemType" }, "us-gaap_StatementOfCashFlowsAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Statement of Cash Flows [Abstract]" } } }, "localname": "StatementOfCashFlowsAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_StatementOfFinancialPositionAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Statement of Financial Position [Abstract]" } } }, "localname": "StatementOfFinancialPositionAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Statement of Comprehensive Income [Abstract]" } } }, "localname": "StatementOfIncomeAndComprehensiveIncomeAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_StatementOfStockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Statement of Stockholders' Equity [Abstract]" } } }, "localname": "StatementOfStockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_StatementTable": { "auth_ref": [ "r93", "r94", "r95", "r126", "r562" ], "lang": { "en-us": { "role": { "documentation": "Schedule reflecting a Statement of Income, Statement of Cash Flows, Statement of Financial Position, Statement of Shareholders' Equity and Other Comprehensive Income, or other statement as needed.", "label": "Statement [Table]" } } }, "localname": "StatementTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited-parentheticals", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited-parentheticals", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited-parentheticals", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-comprehensive-earnings-losses-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-tables", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-allowance-on-offbalance-sheet-credit-exposures-details", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-tables", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details", "http://www.wilsonbank.com/20220930/role/statement-note-12-subsequent-events", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-tables", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amount-and-fair-value-of-mortgage-banking-derivatives-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-net-gains-losses-relating-to-freestanding-derivative-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-key-data-and-assumptions-used-in-estimating-fair-value-details", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-mortgage-servicing-rights-under-amortization-method-details", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-principal-balances-details", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-tables", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-tables", "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital", "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details", "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-tables", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-tables", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual", "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies" ], "xbrltype": "stringItemType" }, "us-gaap_StockAppreciationRightsSARSMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Right to receive cash or shares equal to appreciation of predetermined number of grantor's shares during predetermined time period.", "label": "Stock Appreciation Rights (SARs) [Member]" } } }, "localname": "StockAppreciationRightsSARSMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_StockIssuedDuringPeriodSharesDividendReinvestmentPlan": { "auth_ref": [ "r296" ], "lang": { "en-us": { "role": { "documentation": "Number of shares issued during the period from a dividend reinvestment plan (DRIP). A dividend reinvestment plan allows the shareholders to reinvest dividends paid to them by the entity on new issues of stock by the entity.", "label": "Issuance of shares of common stock pursuant to dividend reinvestment plan, shares (in shares)" } } }, "localname": "StockIssuedDuringPeriodSharesDividendReinvestmentPlan", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited-parentheticals" ], "xbrltype": "sharesItemType" }, "us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised": { "auth_ref": [ "r9", "r10", "r296", "r297", "r325" ], "lang": { "en-us": { "role": { "documentation": "Number of share options (or share units) exercised during the current period.", "label": "Issuance of shares of common stock, shares (in shares)", "negatedLabel": "Exercised (in shares)" } } }, "localname": "StockIssuedDuringPeriodSharesStockOptionsExercised", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited-parentheticals", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details" ], "xbrltype": "sharesItemType" }, "us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan": { "auth_ref": [ "r296" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Value of stock issued during the period from a dividend reinvestment plan (DRIP). A dividend reinvestment plan allows the holder of the stock to reinvest dividends paid to them by the entity on new issues of stock by the entity.", "label": "Issuance of shares of common stock pursuant to dividend reinvestment plan" } } }, "localname": "StockIssuedDuringPeriodValueDividendReinvestmentPlan", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised": { "auth_ref": [ "r19", "r296", "r297" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Value of stock issued as a result of the exercise of stock options.", "label": "Issuance of shares of common stock pursuant to exercise of stock options" } } }, "localname": "StockIssuedDuringPeriodValueStockOptionsExercised", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Stockholders\u2019 equity:" } } }, "localname": "StockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest": { "auth_ref": [ "r2", "r3", "r43", "r88", "r93", "r94", "r95", "r98", "r106", "r209", "r214", "r297", "r351", "r352", "r353", "r371", "r372", "r389", "r390", "r405", "r440", "r464", "r474", "r475", "r479", "r499", "r652", "r653" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 0.0, "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of stockholders' equity (deficit), net of receivables from officers, directors, owners, and affiliates of the entity, attributable to both the parent and noncontrolling interests. Amount excludes temporary equity. Alternate caption for the concept is permanent equity.", "label": "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "periodEndLabel": "Balance at end of period", "periodStartLabel": "Balance at beginning of period", "totalLabel": "Total stockholders\u2019 equity" } } }, "localname": "StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited", "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-changes-in-stockholders-equity-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_SubsequentEventsTextBlock": { "auth_ref": [ "r503", "r504" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued. Examples include: the sale of a capital stock issue, purchase of a business, settlement of litigation, catastrophic loss, significant foreign exchange rate changes, loans to insiders or affiliates, and transactions not in the ordinary course of business.", "label": "Subsequent Events [Text Block]" } } }, "localname": "SubsequentEventsTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-12-subsequent-events" ], "xbrltype": "textBlockItemType" }, "us-gaap_SubstandardMember": { "auth_ref": [ "r167", "r232" ], "lang": { "en-us": { "role": { "documentation": "A category of financing receivables that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the creditor will sustain some loss if the deficiencies are not corrected.", "label": "Substandard [Member]" } } }, "localname": "SubstandardMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details" ], "xbrltype": "domainItemType" }, "us-gaap_SupplementalCashFlowInformationAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Supplemental disclosure of cash flow information:" } } }, "localname": "SupplementalCashFlowInformationAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "stringItemType" }, "us-gaap_TableTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "us-gaap_TableTextBlock", "terseLabel": "Notes Tables" } } }, "localname": "TableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-tables", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-tables", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-tables", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables", "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-tables", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-tables", "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-tables", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-tables" ], "xbrltype": "stringItemType" }, "us-gaap_TierOneLeverageCapital": { "auth_ref": [ "r618" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of Tier 1 leverage capital as defined by regulatory framework.", "label": "Tier 1 capital to average assets actual amount" } } }, "localname": "TierOneLeverageCapital", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy": { "auth_ref": [ "r618", "r622" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of minimum Tier 1 leverage capital required for capital adequacy as defined by regulatory framework.", "label": "Tier 1 capital to average assets regulatory minimum capital requirement amount" } } }, "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacy", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets": { "auth_ref": [ "r618", "r622" ], "lang": { "en-us": { "role": { "documentation": "Ratio of minimum Tier 1 leverage capital to average assets required for capital adequacy as defined by regulatory framework.", "label": "Tier 1 capital to average assets regulatory minimum capital requirement ratio (as a percent)" } } }, "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "pureItemType" }, "us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized": { "auth_ref": [ "r618" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of minimum Tier 1 leverage capital categorized as well capitalized as defined by regulatory framework for prompt corrective action.", "label": "Tier 1 capital to average assets well capitalized" } } }, "localname": "TierOneLeverageCapitalRequiredToBeWellCapitalized", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets": { "auth_ref": [ "r618" ], "lang": { "en-us": { "role": { "documentation": "Ratio of minimum Tier 1 leverage capital to average assets categorized as well capitalized as defined by regulatory framework for prompt corrective action.", "label": "Tier 1 capital to average assets well capitalized ratio (as a percent)" } } }, "localname": "TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "pureItemType" }, "us-gaap_TierOneLeverageCapitalToAverageAssets": { "auth_ref": [ "r618" ], "lang": { "en-us": { "role": { "documentation": "Ratio of Tier 1 capital to average assets as defined by regulatory framework.", "label": "Tier 1 capital to average assets actual ratio" } } }, "localname": "TierOneLeverageCapitalToAverageAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "pureItemType" }, "us-gaap_TierOneRiskBasedCapital": { "auth_ref": [ "r618" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of Tier 1 risk-based capital as defined by regulatory framework.", "label": "Tier 1 capital to risk weighted assets actual amount" } } }, "localname": "TierOneRiskBasedCapital", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy": { "auth_ref": [ "r618", "r622" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of minimum Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework.", "label": "Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount" } } }, "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacy", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets": { "auth_ref": [ "r618", "r622" ], "lang": { "en-us": { "role": { "documentation": "Ratio of minimum Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework.", "label": "Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio" } } }, "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "pureItemType" }, "us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized": { "auth_ref": [ "r618" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of minimum Tier 1 risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action.", "label": "Tier 1 capital to risk well capitalized amount" } } }, "localname": "TierOneRiskBasedCapitalRequiredToBeWellCapitalized", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "monetaryItemType" }, "us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets": { "auth_ref": [ "r618" ], "lang": { "en-us": { "role": { "documentation": "Ratio of minimum Tier 1 risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action.", "label": "Tier 1 capital to risk weighted assets regulatory well capitalized ratio" } } }, "localname": "TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "pureItemType" }, "us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets": { "auth_ref": [ "r618" ], "lang": { "en-us": { "role": { "documentation": "Ratio of Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework.", "label": "Tier 1 capital to risk weighted assets actual ratio" } } }, "localname": "TierOneRiskBasedCapitalToRiskWeightedAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "pureItemType" }, "us-gaap_TimeDeposits": { "auth_ref": [ "r578", "r614" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 3.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of time deposit liabilities, including certificates of deposit.", "label": "Time" } } }, "localname": "TimeDeposits", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_TransferToOtherRealEstate": { "auth_ref": [ "r83", "r84", "r85" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Value transferred from mortgage loans to real estate owned (REO) in noncash transactions.", "label": "Non-cash transfers from loans to other real estate" } } }, "localname": "TransferToOtherRealEstate", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock": { "auth_ref": [ "r505", "r506", "r511", "r515", "r517", "r518", "r523", "r526", "r530", "r531", "r533", "r537", "r538", "r539", "r540", "r545", "r546", "r554", "r556", "r560" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for a transferor's continuing involvement in financial assets that it has transferred in a securitization or asset-backed financing arrangement, the nature of any restrictions on assets reported by an entity in its statement of financial position that relate to a transferred financial asset (including the carrying amounts of such assets), how servicing assets and servicing liabilities are reported, and (for securitization or asset-backed financing arrangements accounted for as sales) when a transferor has continuing involvement with the transferred financial assets and transfers of financial assets accounted for as secured borrowings, how the transfer of financial assets affects an entity's financial position, financial performance, and cash flows.", "label": "Transfers and Servicing of Financial Assets [Text Block]" } } }, "localname": "TransfersAndServicingOfFinancialAssetsTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights" ], "xbrltype": "textBlockItemType" }, "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": { "auth_ref": [ "r197", "r198", "r205", "r206", "r207", "r291", "r295", "r431", "r505", "r506", "r507", "r508", "r509", "r510", "r512", "r513", "r514", "r519", "r520", "r521", "r522", "r527", "r532", "r541", "r542", "r543", "r544", "r548", "r549", "r550", "r551", "r552", "r553", "r554", "r555", "r557", "r558", "r559", "r675", "r676", "r677", "r678", "r679", "r680", "r681" ], "lang": { "en-us": { "role": { "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms.", "label": "Financial Instruments [Domain]" } } }, "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-amount-and-fair-value-of-mortgage-banking-derivatives-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-net-gains-losses-relating-to-freestanding-derivative-instruments-details", "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock": { "auth_ref": [ "r169", "r170" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of financing receivable modified as troubled debt restructuring.", "label": "Financing Receivable, Troubled Debt Restructuring [Table Text Block]" } } }, "localname": "TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables" ], "xbrltype": "textBlockItemType" }, "us-gaap_TypeOfAdoptionMember": { "auth_ref": [ "r0", "r1", "r2", "r3", "r4", "r97", "r98", "r99", "r100", "r109", "r181", "r182", "r211", "r212", "r213", "r214", "r215", "r216", "r351", "r352", "r353", "r369", "r370", "r371", "r372", "r385", "r386", "r387", "r432", "r433", "r434", "r435", "r436", "r437", "r438", "r439", "r440", "r441", "r442", "r443", "r465", "r466", "r467", "r468", "r469", "r470", "r471", "r472", "r480", "r481", "r485", "r486", "r487", "r488", "r494", "r495", "r496", "r497", "r498", "r499", "r563", "r564", "r565", "r649", "r650", "r651", "r652", "r653", "r654", "r655", "r656", "r657", "r658", "r659", "r660" ], "lang": { "en-us": { "role": { "documentation": "Amendment to accounting standards.", "label": "Accounting Standards Update [Domain]" } } }, "localname": "TypeOfAdoptionMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember": { "auth_ref": [ "r303", "r607" ], "lang": { "en-us": { "role": { "documentation": "Debentures, bonds and other debt securities issued by US government sponsored entities (GSEs), for example, but not limited to, Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac), Federal National Mortgage Association (FNMA or Fannie Mae), and the Federal Home Loan Bank (FHLB). Excludes debt issued by the Government National Mortgage Association (GNMA or Ginnie Mae).", "label": "US Government-sponsored Enterprises Debt Securities [Member]" } } }, "localname": "USGovernmentSponsoredEnterprisesDebtSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_USStatesAndPoliticalSubdivisionsMember": { "auth_ref": [ "r303", "r661" ], "lang": { "en-us": { "role": { "documentation": "Bonds or similar securities issued by state, city, or local US governments or the agencies operated by state, city, or local governments. Debt securities issued by state governments may include bond issuances of US state authorities including, for example, but not limited to, housing authorities, dormitory authorities, and general obligations while debt securities issued by political subdivisions of US states would include, for example, debt issuances by county, borough, city, or municipal governments.", "label": "US States and Political Subdivisions Debt Securities [Member]" } } }, "localname": "USStatesAndPoliticalSubdivisionsMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "us-gaap_UnfundedLoanCommitmentMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Undisbursed funds of a credit facility in which the borrower may draw upon.", "label": "Unfunded Loan Commitment [Member]" } } }, "localname": "UnfundedLoanCommitmentMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "xbrltype": "domainItemType" }, "us-gaap_UnrecognizedTaxBenefits": { "auth_ref": [ "r357", "r365" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of unrecognized tax benefits.", "label": "us-gaap_UnrecognizedTaxBenefits", "terseLabel": "Unrecognized Tax Benefits, Ending Balance" } } }, "localname": "UnrecognizedTaxBenefits", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual" ], "xbrltype": "monetaryItemType" }, "us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued": { "auth_ref": [ "r363" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount accrued for interest on an underpayment of income taxes and penalties related to a tax position claimed or expected to be claimed in the tax return.", "label": "us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued", "terseLabel": "Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued, Total" } } }, "localname": "UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual" ], "xbrltype": "monetaryItemType" }, "us-gaap_UseOfEstimates": { "auth_ref": [ "r127", "r128", "r129", "r130", "r131", "r132", "r133" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles.", "label": "Use of Estimates, Policy [Policy Text Block]" } } }, "localname": "UseOfEstimates", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies" ], "xbrltype": "textBlockItemType" }, "us-gaap_VariableRateAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Information by type of variable rate.", "label": "Variable Rate [Axis]" } } }, "localname": "VariableRateAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "stringItemType" }, "us-gaap_VariableRateDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Interest rate that fluctuates over time as a result of an underlying benchmark interest rate or index.", "label": "Variable Rate [Domain]" } } }, "localname": "VariableRateDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details" ], "xbrltype": "domainItemType" }, "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding": { "auth_ref": [ "r111", "r119" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "lang": { "en-us": { "role": { "documentation": "The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.", "label": "Weighted average number of common shares outstanding-diluted (in shares)", "totalLabel": "Weighted average diluted common shares outstanding (in shares)" } } }, "localname": "WeightedAverageNumberOfDilutedSharesOutstanding", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details" ], "xbrltype": "sharesItemType" }, "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": { "auth_ref": [ "r110", "r119" ], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details": { "order": 0.0, "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding", "weight": 1.0 } }, "lang": { "en-us": { "role": { "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.", "label": "Weighted average number of common shares outstanding-basic (in shares)", "terseLabel": "Denominator \u2013 Weighted average number of common shares outstanding (in shares)" } } }, "localname": "WeightedAverageNumberOfSharesOutstandingBasic", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited", "http://www.wilsonbank.com/20220930/role/statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details" ], "xbrltype": "sharesItemType" }, "wbhc_AccountingChangesReclassificationsAndRestatementsPolicyTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for accounting changes, reclassifications and restatements.", "label": "Accounting Changes, Reclassifications and Restatements [Policy Text Block]" } } }, "localname": "AccountingChangesReclassificationsAndRestatementsPolicyTextBlock", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies" ], "xbrltype": "textBlockItemType" }, "wbhc_AssumptionForFairValueOfAssetsOrLiabilitiesThatRelateToTransferorsContinuingInvolvementWeightedAverageNoteRate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Weighted average note rate which is used to value residual cash flows generated by financial assets of a securitization, asset-backed financing arrangement, or similar transfer regardless of when the transfer occurred.", "label": "Weighted-average note rate" } } }, "localname": "AssumptionForFairValueOfAssetsOrLiabilitiesThatRelateToTransferorsContinuingInvolvementWeightedAverageNoteRate", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-5-mortgage-servicing-rights-key-data-and-assumptions-used-in-estimating-fair-value-details" ], "xbrltype": "percentItemType" }, "wbhc_AtmInterchangeExpense": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 4.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of ATM and interchange expense.", "label": "ATM & interchange expense" } } }, "localname": "AtmInterchangeExpense", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_CollateralDependentLoansFairValueDisclosure": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value of collateral dependent loans.", "label": "wbhc_CollateralDependentLoansFairValueDisclosure", "terseLabel": "Collateral dependent loans (\u00b9)" } } }, "localname": "CollateralDependentLoansFairValueDisclosure", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details" ], "xbrltype": "monetaryItemType" }, "wbhc_CollateralDependentLoansMeasurementInput": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Indicates measurement input for collateral dependent loans.", "label": "Collateral dependent loans" } } }, "localname": "CollateralDependentLoansMeasurementInput", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details" ], "xbrltype": "decimalItemType" }, "wbhc_CommercialAndMultifamilyMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Represents commercial and multifamily.", "label": "Commercial and Multifamily [Member]" } } }, "localname": "CommercialAndMultifamilyMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "domainItemType" }, "wbhc_CommercialIndustrialAndAgriculturalPortfolioMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Represents commercial, industrial and agricultural portfolio.", "label": "Commercial, Industrial and Agricultural Portfolio [Member]" } } }, "localname": "CommercialIndustrialAndAgriculturalPortfolioMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "domainItemType" }, "wbhc_ConstructionLandDevelopmentAndFarmlandMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Represents construction, land development and farmland.", "label": "Construction, Land Development and Farmland [Member]" } } }, "localname": "ConstructionLandDevelopmentAndFarmlandMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "domainItemType" }, "wbhc_EarningAssets": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 1.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all assets that are recognized that earn interest. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.", "label": "wbhc_EarningAssets", "totalLabel": "Total earning assets" } } }, "localname": "EarningAssets", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_EffectiveIncomeTaxRateReconciliationAtFederalAndStateStatutoryIncomeTaxRatePercent": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Percentage of domestic federal and state statutory tax rate applicable to pretax income (loss).", "label": "wbhc_EffectiveIncomeTaxRateReconciliationAtFederalAndStateStatutoryIncomeTaxRatePercent", "terseLabel": "Effective Income Tax Rate Reconciliation, at Federal and State Statutory Income Tax Rate, Percent" } } }, "localname": "EffectiveIncomeTaxRateReconciliationAtFederalAndStateStatutoryIncomeTaxRatePercent", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual" ], "xbrltype": "percentItemType" }, "wbhc_EncompassHomeLendingLlcMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Represents Encompass Home Lending, LLC.", "label": "Encompass Home Lending, LLC [Member]" } } }, "localname": "EncompassHomeLendingLlcMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies", "http://www.wilsonbank.com/20220930/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "xbrltype": "domainItemType" }, "wbhc_EscrowPayableNet": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 8.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow from escrow payable, net.", "label": "Change in escrow balances" } } }, "localname": "EscrowPayableNet", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_FeesAndCommissionsDepositorAccounts1": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 9.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of fees and commissions income from depositor accounts.", "label": "Service charges on deposit accounts" } } }, "localname": "FeesAndCommissionsDepositorAccounts1", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_FeesAndCommissionsOther1": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 6.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of fees and commissions income, classified as other.", "label": "Other fees and commissions" } } }, "localname": "FeesAndCommissionsOther1", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.", "label": "Ending balance individually evaluated for impairment" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "xbrltype": "monetaryItemType" }, "wbhc_FinancingReceivableAmortizationPeriod": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The amortization period of financing receivables.", "label": "wbhc_FinancingReceivableAmortizationPeriod", "terseLabel": "Financing Receivable, Amortization Period (Year)" } } }, "localname": "FinancingReceivableAmortizationPeriod", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual" ], "xbrltype": "durationItemType" }, "wbhc_FinancingReceivableMaturityPeriod": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The maturity period for financing receivables.", "label": "wbhc_FinancingReceivableMaturityPeriod", "terseLabel": "Financing Receivable, Maturity Period (Year)" } } }, "localname": "FinancingReceivableMaturityPeriod", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual" ], "xbrltype": "durationItemType" }, "wbhc_FinancingReceivablePercentageOfLoansDeliveredToInvestors": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The percentage of loans delivered to investors.", "label": "wbhc_FinancingReceivablePercentageOfLoansDeliveredToInvestors", "terseLabel": "Financing Receivable, Percentage of Loans Delivered to Investors" } } }, "localname": "FinancingReceivablePercentageOfLoansDeliveredToInvestors", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual" ], "xbrltype": "percentItemType" }, "wbhc_FinancingReceivablesAllowanceForCreditLossesCollectivelyEvaluatedForImpairment": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.", "label": "Ending balance collectively evaluated for impairment" } } }, "localname": "FinancingReceivablesAllowanceForCreditLossesCollectivelyEvaluatedForImpairment", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "xbrltype": "monetaryItemType" }, "wbhc_FinancingReceivablesCollectivelyEvaluatedForImpairment": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The balance of financing receivables that were collectively evaluated for impairment.", "label": "wbhc_FinancingReceivablesCollectivelyEvaluatedForImpairment", "terseLabel": "Ending balance collectively evaluated for impairment" } } }, "localname": "FinancingReceivablesCollectivelyEvaluatedForImpairment", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "xbrltype": "monetaryItemType" }, "wbhc_FinancingReceivablesIndividuallyEvaluatedForImpairment": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The balance of financing receivables that were individually evaluated for impairment.", "label": "wbhc_FinancingReceivablesIndividuallyEvaluatedForImpairment", "terseLabel": "Loans" } } }, "localname": "FinancingReceivablesIndividuallyEvaluatedForImpairment", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details" ], "xbrltype": "monetaryItemType" }, "wbhc_GainLossOnSaleOfRepossessedAssets": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 3.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The amount of gain (loss) on the sale of repossessed assets.", "label": "wbhc_GainLossOnSaleOfRepossessedAssets", "negatedLabel": "Gain on sale of other assets" } } }, "localname": "GainLossOnSaleOfRepossessedAssets", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_HedgedLoansFairValueDisclosure": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details": { "order": 2.0, "parentTag": "us-gaap_AssetsFairValueDisclosure", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of hedged loans.", "label": "wbhc_HedgedLoansFairValueDisclosure", "terseLabel": "Hedged Loans" } } }, "localname": "HedgedLoansFairValueDisclosure", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "monetaryItemType" }, "wbhc_ImpairedLoansFairValue": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of impaired loans.", "label": "wbhc_ImpairedLoansFairValue", "terseLabel": "Impaired loans, net (\u00b9)" } } }, "localname": "ImpairedLoansFairValue", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details" ], "xbrltype": "monetaryItemType" }, "wbhc_IncreaseDecreaseInLifeInsuranceAndAnnuities": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 14.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The amount of increase (decrease) in life insurance an annuities.", "label": "wbhc_IncreaseDecreaseInLifeInsuranceAndAnnuities", "negatedLabel": "Increase in value of life insurance and annuity contracts" } } }, "localname": "IncreaseDecreaseInLifeInsuranceAndAnnuities", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_IncreaseDecreaseInNoninterestbearingSavingsAndNowDeposits": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Net cash inflow (outflow) of noninterest-bearing, savings and NOW deposits.", "label": "Net change in deposits - non-maturing" } } }, "localname": "IncreaseDecreaseInNoninterestbearingSavingsAndNowDeposits", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_InterestAndDividendIncomeSecuritiesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Interest and dividends on securities:" } } }, "localname": "InterestAndDividendIncomeSecuritiesAbstract", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "stringItemType" }, "wbhc_InterestAndDividendsOnRestrictedSecurities": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 5.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of interest income earned on the investment in restricted securities.", "label": "Interest and dividends on restricted securities" } } }, "localname": "InterestAndDividendsOnRestrictedSecurities", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_InterestBearingDepositAssets": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited": { "order": 4.0, "parentTag": "wbhc_EarningAssets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of interest bearing deposit assets.", "label": "Interest bearing deposits" } } }, "localname": "InterestBearingDepositAssets", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-balance-sheets-current-period-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_InterestExpenseMoneyMarketAndSavingsDeposits": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 3.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Interest expense incurred on all money market and savings account deposits.", "label": "Interest on money market and savings accounts" } } }, "localname": "InterestExpenseMoneyMarketAndSavingsDeposits", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_InvestmentIncomeAmortizationOfDiscountAndPremium": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 7.0, "parentTag": "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of accretion (amortization) of purchase discount (premium) on securities.", "label": "wbhc_InvestmentIncomeAmortizationOfDiscountAndPremium", "negatedLabel": "Net amortization of securities" } } }, "localname": "InvestmentIncomeAmortizationOfDiscountAndPremium", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_MortgageBankingDerivativesMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Represents information pertaining to mortgage banking derivatives.", "label": "Mortgage Banking Derivatives [Member]" } } }, "localname": "MortgageBankingDerivativesMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables" ], "xbrltype": "domainItemType" }, "wbhc_MortgageServicingIncome": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 4.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Represents mortgage servicing income.", "label": "Mortgage servicing income" } } }, "localname": "MortgageServicingIncome", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_NatureOfBusinessPolicyTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy of the nature of the business in which the bank operates that may impact the entity's financial reporting.", "label": "Nature of Business [Policy Text Block]" } } }, "localname": "NatureOfBusinessPolicyTextBlock", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-significant-accounting-policies-policies" ], "xbrltype": "textBlockItemType" }, "wbhc_NetIncreaseInFederalHomeLoanBankAdvances": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 7.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Represents the amount of net increase in federal home loan bank advances during the period.", "label": "Net change in Federal Home Loan Bank Advances" } } }, "localname": "NetIncreaseInFederalHomeLoanBankAdvances", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_NoncashTransfersFromLoansToOtherAssets": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of noncash transfer of loans to other assets.", "label": "Non-cash transfers from loans to other assets" } } }, "localname": "NoncashTransfersFromLoansToOtherAssets", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_NoteToFinancialStatementDetailsTextual": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note To Financial Statement Details Textual" } } }, "localname": "NoteToFinancialStatementDetailsTextual", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_NotesToFinancialStatementsAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Notes To Financial Statements [Abstract]" } } }, "localname": "NotesToFinancialStatementsAbstract", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_OffbalancesheetCreditLossLiabilityTableTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure for changes in amount of expected credit loss for credit exposure on off-balance-sheet commitment, including but not limited to, loan commitment, standby letter of credit, financial guarantee not accounted for as insurance. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging.", "label": "Off-Balance-Sheet, Credit Loss, Liability [Table Text Block]" } } }, "localname": "OffbalancesheetCreditLossLiabilityTableTextBlock", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-tables" ], "xbrltype": "textBlockItemType" }, "wbhc_OtherCollateralMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Represents other collateral.", "label": "Other Collateral [Member]" } } }, "localname": "OtherCollateralMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details" ], "xbrltype": "domainItemType" }, "wbhc_OtherRealEstateOwnedFairValueDisclosure": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair Value of other real estate owned.", "label": "wbhc_OtherRealEstateOwnedFairValueDisclosure", "terseLabel": "Other real estate owned" } } }, "localname": "OtherRealEstateOwnedFairValueDisclosure", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details" ], "xbrltype": "monetaryItemType" }, "wbhc_PaymentsForProceedsFromLoansMadeToCustomers": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited": { "order": 7.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The net cash outflow or inflow for other changes, net, in the loan and lease balances made to customers.", "label": "wbhc_PaymentsForProceedsFromLoansMadeToCustomers", "negatedLabel": "Net increase in loans" } } }, "localname": "PaymentsForProceedsFromLoansMadeToCustomers", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-cash-flows-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_PotentialProblemLoans": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Loans where the borrowers have experienced financial difficulty and the Company has identified as a potential future loss. Additional monitoring is administered to these loans.", "label": "wbhc_PotentialProblemLoans", "terseLabel": "Potential Problem Loans" } } }, "localname": "PotentialProblemLoans", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual" ], "xbrltype": "monetaryItemType" }, "wbhc_ProvisionForCreditLossesOnUnfundedCommitments": { "auth_ref": [], "calculation": { "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited": { "order": 2.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of provision for credit losses on unfunded commitments.", "label": "Provision expense (benefit) for credit losses on unfunded commitments" } } }, "localname": "ProvisionForCreditLossesOnUnfundedCommitments", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-consolidated-statements-of-earnings-unaudited" ], "xbrltype": "monetaryItemType" }, "wbhc_PublicDepositsAndOtherRequiredPurposesMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Represents public deposits and other purposes required by law.", "label": "Public Deposits and Other Required Purposes [Member]" } } }, "localname": "PublicDepositsAndOtherRequiredPurposesMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-details-textual" ], "xbrltype": "domainItemType" }, "wbhc_RealEstatePortfolioSegmentMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Represents real estate portfolio segment.", "label": "Real Estate Portfolio Segment [Member]" } } }, "localname": "RealEstatePortfolioSegmentMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "domainItemType" }, "wbhc_Residential1To4FamilyMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Represents residential 1-4 family.", "label": "Residential 1 to 4 Family [Member]" } } }, "localname": "Residential1To4FamilyMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities", "http://www.wilsonbank.com/20220930/role/statement-note-11-commitments-and-contingent-liabilities-details-textual", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details" ], "xbrltype": "domainItemType" }, "wbhc_SBACARESActPaycheckProtectionProgramMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Information related to The Paycheck Protection Program established by the CARES Act and implemented by the Small Business Administration.", "label": "SBA CARES Act Paycheck Protection Program [Member]" } } }, "localname": "SBACARESActPaycheckProtectionProgramMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses", "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-details-textual" ], "xbrltype": "domainItemType" }, "wbhc_ScheduleOfAmortizedCostBasisOfCollateralDependentLoansTableTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of amortized cost basis of collateral dependent loans.", "label": "Schedule of Amortized Cost Basis of Collateral Dependent Loans [Table Text Block]" } } }, "localname": "ScheduleOfAmortizedCostBasisOfCollateralDependentLoansTableTextBlock", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-2-loans-and-allowance-for-credit-losses-tables" ], "xbrltype": "textBlockItemType" }, "wbhc_StateOfTennesseeMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Related to the state of Tennessee.", "label": "State of Tennessee [Member]" } } }, "localname": "StateOfTennesseeMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes", "http://www.wilsonbank.com/20220930/role/statement-note-9-income-taxes-details-textual" ], "xbrltype": "domainItemType" }, "wbhc_StockOptionsAndStockAppreciationRightsMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Represents information related to stock options and stock appreciations rights.", "label": "Stock Options and Stock Appreciation Rights [Member]" } } }, "localname": "StockOptionsAndStockAppreciationRightsMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details" ], "xbrltype": "domainItemType" }, "wbhc_SummaryOfFairValueHedgeRelationshipsTableTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of fair value hedge relationships.", "label": "Summary of Fair Value Hedge Relationships [Table Text Block]" } } }, "localname": "SummaryOfFairValueHedgeRelationshipsTableTextBlock", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-4-derivatives-tables" ], "xbrltype": "textBlockItemType" }, "wbhc_The2009StockOptionPlanMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Represents the 2009 stock option plan.", "label": "The 2009 Stock Option Plan [Member]" } } }, "localname": "The2009StockOptionPlanMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual" ], "xbrltype": "domainItemType" }, "wbhc_The2016EquityIncentivePlanMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Represents the 2016 equity incentive plan.", "label": "The 2016 Equity Incentive Plan [Member]" } } }, "localname": "The2016EquityIncentivePlanMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans", "http://www.wilsonbank.com/20220930/role/statement-note-6-equity-incentive-plans-details-textual" ], "xbrltype": "domainItemType" }, "wbhc_USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "This category includes investments in debt securities issued by the United States Department of the Treasury and other US Government Agencies, but not US Government-sponsored Enterprises.", "label": "US Treasury and Other US Government Agencies Debt Securities [Member]" } } }, "localname": "USTreasuryAndOtherUSGovernmentAgenciesDebtSecuritiesMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "http://www.wilsonbank.com/20220930/role/statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details", "http://www.wilsonbank.com/20220930/role/statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details" ], "xbrltype": "domainItemType" }, "wbhc_WilsonBankMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Represents information regarding Wilson Bank.", "label": "Wilson Bank [Member]" } } }, "localname": "WilsonBankMember", "nsuri": "http://www.wilsonbank.com/20220930", "presentation": [ "http://www.wilsonbank.com/20220930/role/statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details" ], "xbrltype": "domainItemType" }, "wbhc_statement-statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 10 - Earnings Per Share - Basic and Diluted Earnings Per Share (Details)" } } }, "localname": "statement-statement-note-10-earnings-per-share-basic-and-diluted-earnings-per-share-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-10-earnings-per-share-tables": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 10 - Earnings Per Share" } } }, "localname": "statement-statement-note-10-earnings-per-share-tables", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-11-commitments-and-contingent-liabilities-allowance-on-offbalance-sheet-credit-exposures-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 11 - Commitments and Contingent Liabilities - Allowance on Off-balance Sheet Credit Exposures (Details)" } } }, "localname": "statement-statement-note-11-commitments-and-contingent-liabilities-allowance-on-offbalance-sheet-credit-exposures-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-11-commitments-and-contingent-liabilities-tables": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 11 - Commitments and Contingent Liabilities" } } }, "localname": "statement-statement-note-11-commitments-and-contingent-liabilities-tables", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 11 - Commitments and Contingent Liabilities - Total Contractual Amount for All Off-balance Sheet Commitments (Details)" } } }, "localname": "statement-statement-note-11-commitments-and-contingent-liabilities-total-contractual-amount-for-all-offbalance-sheet-commitments-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 2 - Loans and Allowance for Credit Losses - Age Analysis of Past Due Loans (Details)" } } }, "localname": "statement-statement-note-2-loans-and-allowance-for-credit-losses-age-analysis-of-past-due-loans-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 2 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details)" } } }, "localname": "statement-statement-note-2-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 2 - Loans and Allowance for Credit Losses - Amortized Cost Bases of Collateral Dependent Loans (Details)" } } }, "localname": "statement-statement-note-2-loans-and-allowance-for-credit-losses-amortized-cost-bases-of-collateral-dependent-loans-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 2 - Loans and Allowance for Credit Losses - Impaired Loans (Details)" } } }, "localname": "statement-statement-note-2-loans-and-allowance-for-credit-losses-impaired-loans-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 2 - Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details)" } } }, "localname": "statement-statement-note-2-loans-and-allowance-for-credit-losses-loan-portfolio-by-risk-rating-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-2-loans-and-allowance-for-credit-losses-loans-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 2 - Loans and Allowance for Credit Losses - Loans (Details)" } } }, "localname": "statement-statement-note-2-loans-and-allowance-for-credit-losses-loans-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 2 - Loans and Allowance for Credit Losses - Loans on Nonaccrual Status (Details)" } } }, "localname": "statement-statement-note-2-loans-and-allowance-for-credit-losses-loans-on-nonaccrual-status-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-2-loans-and-allowance-for-credit-losses-tables": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 2 - Loans and Allowance for Credit Losses" } } }, "localname": "statement-statement-note-2-loans-and-allowance-for-credit-losses-tables", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 2 - Loans and Allowance for Credit Losses - Troubled Debt Restructuring (Details)" } } }, "localname": "statement-statement-note-2-loans-and-allowance-for-credit-losses-troubled-debt-restructuring-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 3 - Debt and Equity Securities - Debt and Equity Securities (Details)" } } }, "localname": "statement-statement-note-3-debt-and-equity-securities-debt-and-equity-securities-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 3 - Debt and Equity Securities - Debt Securities by Contractual Maturity (Details)" } } }, "localname": "statement-statement-note-3-debt-and-equity-securities-debt-securities-by-contractual-maturity-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 3 - Debt and Equity Securities - Gross Unrealized Losses and Fair Value of Company's Investments (Details)" } } }, "localname": "statement-statement-note-3-debt-and-equity-securities-gross-unrealized-losses-and-fair-value-of-companys-investments-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-3-debt-and-equity-securities-tables": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 3 - Debt and Equity Securities" } } }, "localname": "statement-statement-note-3-debt-and-equity-securities-tables", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-4-derivatives-amount-and-fair-value-of-mortgage-banking-derivatives-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 4 - Derivatives - Amount and Fair Value of Mortgage Banking Derivatives (Details)" } } }, "localname": "statement-statement-note-4-derivatives-amount-and-fair-value-of-mortgage-banking-derivatives-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 4 - Derivatives - Amounts Recorded on the Balance Sheet Related to Cumulative Basis Adjustments for Fair Value Hedges (Details)" } } }, "localname": "statement-statement-note-4-derivatives-amounts-recorded-on-the-balance-sheet-related-to-cumulative-basis-adjustments-for-fair-value-hedges-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 4 - Derivatives - Income Statement Effects of Fair Value Hedge Relationships (Details)" } } }, "localname": "statement-statement-note-4-derivatives-income-statement-effects-of-fair-value-hedge-relationships-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-4-derivatives-net-gains-losses-relating-to-freestanding-derivative-instruments-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 4 - Derivatives - Net Gains (Losses) Relating to Free-standing Derivative Instruments (Details)" } } }, "localname": "statement-statement-note-4-derivatives-net-gains-losses-relating-to-freestanding-derivative-instruments-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 4 - Derivatives - Summary of Fair Value Hedge Relationships (Details)" } } }, "localname": "statement-statement-note-4-derivatives-summary-of-fair-value-hedge-relationships-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-4-derivatives-tables": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 4 - Derivatives" } } }, "localname": "statement-statement-note-4-derivatives-tables", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-5-mortgage-servicing-rights-key-data-and-assumptions-used-in-estimating-fair-value-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 5 - Mortgage Servicing Rights - Key Data and Assumptions Used in Estimating Fair Value (Details)" } } }, "localname": "statement-statement-note-5-mortgage-servicing-rights-key-data-and-assumptions-used-in-estimating-fair-value-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-5-mortgage-servicing-rights-mortgage-servicing-rights-under-amortization-method-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 5 - Mortgage Servicing Rights - Mortgage Servicing Rights Under Amortization Method (Details)" } } }, "localname": "statement-statement-note-5-mortgage-servicing-rights-mortgage-servicing-rights-under-amortization-method-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-5-mortgage-servicing-rights-principal-balances-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 5 - Mortgage Servicing Rights - Principal Balances (Details)" } } }, "localname": "statement-statement-note-5-mortgage-servicing-rights-principal-balances-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-5-mortgage-servicing-rights-tables": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 5 - Mortgage Servicing Rights" } } }, "localname": "statement-statement-note-5-mortgage-servicing-rights-tables", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 6 - Equity Incentive Plans - Summary of Stock Option Activity (Details)" } } }, "localname": "statement-statement-note-6-equity-incentive-plans-summary-of-stock-option-activity-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-6-equity-incentive-plans-tables": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 6 - Equity Incentive Plans" } } }, "localname": "statement-statement-note-6-equity-incentive-plans-tables", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 7 - Regulatory Capital - Summary of Company's and Wilson Banks Actual Capital Amounts and Ratios (Details)" } } }, "localname": "statement-statement-note-7-regulatory-capital-summary-of-companys-and-wilson-banks-actual-capital-amounts-and-ratios-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-7-regulatory-capital-tables": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 7 - Regulatory Capital" } } }, "localname": "statement-statement-note-7-regulatory-capital-tables", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 8 - Fair Value Measurements - Additional Information on Assets Measured on a Nonrecurring Basis (Details)" } } }, "localname": "statement-statement-note-8-fair-value-measurements-additional-information-on-assets-measured-on-a-nonrecurring-basis-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 8 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details)" } } }, "localname": "statement-statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 8 - Fair Value Measurements - Changes in Fair Value Due to Observable Factors (Details)" } } }, "localname": "statement-statement-note-8-fair-value-measurements-changes-in-fair-value-due-to-observable-factors-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Non-recurring Basis (Details)" } } }, "localname": "statement-statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-nonrecurring-basis-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Recurring Basis (Details)" } } }, "localname": "statement-statement-note-8-fair-value-measurements-fair-value-of-financial-instruments-measured-on-a-recurring-basis-details", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-note-8-fair-value-measurements-tables": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Note 8 - Fair Value Measurements" } } }, "localname": "statement-statement-note-8-fair-value-measurements-tables", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" }, "wbhc_statement-statement-significant-accounting-policies-policies": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Significant Accounting Policies" } } }, "localname": "statement-statement-significant-accounting-policies-policies", "nsuri": "http://www.wilsonbank.com/20220930", "xbrltype": "stringItemType" } }, "unitCount": 6 } }, "std_ref": { "r0": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "105", "URI": "https://asc.fasb.org/extlink&oid=126987489&loc=SL124442142-165695" }, "r1": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "105", "URI": "https://asc.fasb.org/extlink&oid=126987489&loc=SL124442142-165695" }, "r10": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(29))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r100": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22499-107794" }, "r101": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22694-107794" }, "r102": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22694-107794" }, "r103": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22583-107794" }, "r104": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22595-107794" }, "r105": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22644-107794" }, "r106": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22644-107794" }, "r107": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22658-107794" }, "r108": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22663-107794" }, "r109": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 11.M.Q2)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=122038215&loc=d3e31137-122693" }, "r11": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(3)(a)(4))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r110": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=d3e1448-109256" }, "r111": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=d3e1505-109256" }, "r112": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=d3e1252-109256" }, "r113": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=d3e1707-109256" }, "r114": { "Name": "Accounting Standards Codification", "Paragraph": "23", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=d3e1757-109256" }, "r115": { "Name": "Accounting Standards Codification", "Paragraph": "28A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=d3e1500-109256" }, "r116": { "Name": "Accounting Standards Codification", "Paragraph": "60B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=SL5780133-109256" }, "r117": { "Name": "Accounting Standards Codification", "Paragraph": "60B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=SL5780133-109256" }, "r118": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=d3e1337-109256" }, "r119": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=124432515&loc=d3e3550-109257" }, "r12": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(3)(b))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r120": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=124432515&loc=d3e3550-109257" }, "r121": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=124432515&loc=d3e3630-109257" }, "r122": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=109243012&loc=SL65017193-207537" }, "r123": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=128363288&loc=d3e3842-109258" }, "r124": { "Name": "Accounting Standards Codification", "Paragraph": "52", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=128363288&loc=d3e4984-109258" }, "r125": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "260", "URI": "https://asc.fasb.org/topic&trid=2144383" }, "r126": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "272", "URI": "https://asc.fasb.org/extlink&oid=125520817&loc=d3e70191-108054" }, "r127": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e5967-108592" }, "r128": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e5967-108592" }, "r129": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e6161-108592" }, "r13": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(1))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r130": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e6191-108592" }, "r131": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e6061-108592" }, "r132": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e6132-108592" }, "r133": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e6143-108592" }, "r134": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8736-108599" }, "r135": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8736-108599" }, "r136": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8736-108599" }, "r137": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8736-108599" }, "r138": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8736-108599" }, "r139": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8906-108599" }, "r14": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(3))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r140": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8906-108599" }, "r141": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8906-108599" }, "r142": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8906-108599" }, "r143": { "Name": "Accounting Standards Codification", "Paragraph": "31", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8924-108599" }, "r144": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8933-108599" }, "r145": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8933-108599" }, "r146": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8933-108599" }, "r147": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8933-108599" }, "r148": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8933-108599" }, "r149": { "Name": "Accounting Standards Codification", "Paragraph": "40", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e9031-108599" }, "r15": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(4))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r150": { "Name": "Accounting Standards Codification", "Paragraph": "41", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e9038-108599" }, "r151": { "Name": "Accounting Standards Codification", "Paragraph": "42", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e9054-108599" }, "r152": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=124259787&loc=d3e4428-111522" }, "r153": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a,b)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524" }, "r154": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524" }, "r155": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524" }, "r156": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524" }, "r157": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(3)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524" }, "r158": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(4)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524" }, "r159": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524" }, "r16": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(32))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r160": { "Name": "Accounting Standards Codification", "Paragraph": "14A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953550-111524" }, "r161": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(3)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524" }, "r162": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(4)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524" }, "r163": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524" }, "r164": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524" }, "r165": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524" }, "r166": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5258-111524" }, "r167": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524" }, "r168": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5066-111524" }, "r169": { "Name": "Accounting Standards Codification", "Paragraph": "33", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953676-111524" }, "r17": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(4))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r170": { "Name": "Accounting Standards Codification", "Paragraph": "34", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953682-111524" }, "r171": { "Name": "Accounting Standards Codification", "Paragraph": "35", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL49126937-111524" }, "r172": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5074-111524" }, "r173": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524" }, "r174": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524" }, "r175": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524" }, "r176": { "Name": "Accounting Standards Codification", "Paragraph": "7A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524" }, "r177": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5144-111524" }, "r178": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/subtopic&trid=2196772" }, "r179": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=6378536&loc=d3e10092-111533" }, "r18": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.19-26)", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r180": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=84159169&loc=d3e10152-111534" }, "r181": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=126986314&loc=SL124402458-218513" }, "r182": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=126986314&loc=SL124402458-218513" }, "r183": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=121585226&loc=d3e18845-111554" }, "r184": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=124260329&loc=d3e26610-111562" }, "r185": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=124260329&loc=d3e26853-111562" }, "r186": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=SL6283291-111563" }, "r187": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27161-111563" }, "r188": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(aa)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27161-111563" }, "r189": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(aaa)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27161-111563" }, "r19": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.29-31)", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r190": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27161-111563" }, "r191": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27161-111563" }, "r192": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27161-111563" }, "r193": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27198-111563" }, "r194": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27198-111563" }, "r195": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27198-111563" }, "r196": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27198-111563" }, "r197": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27232-111563" }, "r198": { "Name": "Accounting Standards Codification", "Paragraph": "5A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=SL120269820-111563" }, "r199": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27290-111563" }, "r2": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "105", "URI": "https://asc.fasb.org/extlink&oid=126987489&loc=SL124442142-165695" }, "r20": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.3,4)", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r200": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27290-111563" }, "r201": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27290-111563" }, "r202": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27337-111563" }, "r203": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27357-111563" }, "r204": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "320", "URI": "https://asc.fasb.org/topic&trid=2196928" }, "r205": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "321", "URI": "https://asc.fasb.org/extlink&oid=126980263&loc=SL75117539-209714" }, "r206": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "321", "URI": "https://asc.fasb.org/extlink&oid=126980263&loc=SL75117539-209714" }, "r207": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "321", "URI": "https://asc.fasb.org/extlink&oid=126980263&loc=SL75117539-209714" }, "r208": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "323", "URI": "https://asc.fasb.org/extlink&oid=114001798&loc=d3e33918-111571" }, "r209": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "323", "URI": "https://asc.fasb.org/extlink&oid=114001798&loc=d3e33918-111571" }, "r21": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.31)", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r210": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL82887624-210437" }, "r211": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL121648383-210437" }, "r212": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL121648383-210437" }, "r213": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL121648383-210437" }, "r214": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL121648383-210437" }, "r215": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)(3)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL121648383-210437" }, "r216": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)(4)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL121648383-210437" }, "r217": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446" }, "r218": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255206&loc=SL82919202-210446" }, "r219": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919244-210447" }, "r22": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=51824906&loc=SL20225862-175312" }, "r220": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447" }, "r221": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447" }, "r222": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447" }, "r223": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(e)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447" }, "r224": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(f)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447" }, "r225": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447" }, "r226": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447" }, "r227": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919258-210447" }, "r228": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919258-210447" }, "r229": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919258-210447" }, "r23": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=51824906&loc=SL20225862-175312" }, "r230": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919272-210447" }, "r231": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447" }, "r232": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447" }, "r233": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919232-210447" }, "r234": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124267575&loc=SL82921830-210448" }, "r235": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124267575&loc=SL82921833-210448" }, "r236": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124267575&loc=SL82921835-210448" }, "r237": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124267575&loc=SL82921835-210448" }, "r238": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124267575&loc=SL82921842-210448" }, "r239": { "Name": "Accounting Standards Codification", "Paragraph": "79", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448" }, "r24": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=99393222&loc=SL20226008-175313" }, "r240": { "Name": "Accounting Standards Codification", "Paragraph": "80", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448" }, "r241": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124258926&loc=SL82898722-210454" }, "r242": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(1)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922888-210455" }, "r243": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(2)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922888-210455" }, "r244": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(3)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922888-210455" }, "r245": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922888-210455" }, "r246": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922890-210455" }, "r247": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922895-210455" }, "r248": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922900-210455" }, "r249": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(i)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922900-210455" }, "r25": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=99393222&loc=SL20226052-175313" }, "r250": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922900-210455" }, "r251": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "30", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=121590138&loc=SL82922954-210456" }, "r252": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "350", "URI": "https://asc.fasb.org/extlink&oid=99380562&loc=d3e13770-109266" }, "r253": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "350", "URI": "https://asc.fasb.org/extlink&oid=121556970&loc=d3e13816-109267" }, "r254": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(h)", "Topic": "350", "URI": "https://asc.fasb.org/extlink&oid=121556970&loc=d3e13816-109267" }, "r255": { "Name": "Accounting Standards Codification", "Paragraph": "24", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "350", "URI": "https://asc.fasb.org/extlink&oid=122137925&loc=d3e14258-109268" }, "r256": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "360", "URI": "https://asc.fasb.org/extlink&oid=126905981&loc=d3e2443-110228" }, "r257": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "360", "URI": "https://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229" }, "r258": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "360", "URI": "https://asc.fasb.org/extlink&oid=109226691&loc=d3e2941-110230" }, "r259": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(c)", "Topic": "410", "URI": "https://asc.fasb.org/extlink&oid=6393242&loc=d3e13237-110859" }, "r26": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=99393222&loc=SL20226000-175313" }, "r260": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "440", "URI": "https://asc.fasb.org/extlink&oid=123406679&loc=d3e25336-109308" }, "r261": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "440", "URI": "https://asc.fasb.org/extlink&oid=123406679&loc=d3e25336-109308" }, "r262": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "440", "URI": "https://asc.fasb.org/topic&trid=2144648" }, "r263": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "https://asc.fasb.org/extlink&oid=121557415&loc=d3e14326-108349" }, "r264": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "450", "URI": "https://asc.fasb.org/extlink&oid=121557415&loc=d3e14435-108349" }, "r265": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "450", "URI": "https://asc.fasb.org/extlink&oid=121557415&loc=d3e14435-108349" }, "r266": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "450", "URI": "https://asc.fasb.org/extlink&oid=121557415&loc=d3e14557-108349" }, "r267": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "450", "URI": "https://asc.fasb.org/extlink&oid=121557415&loc=d3e14557-108349" }, "r268": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "20", "Subparagraph": "(SAB Topic 5.Y.Q2)", "Topic": "450", "URI": "https://asc.fasb.org/extlink&oid=27011672&loc=d3e149879-122751" }, "r269": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "20", "Subparagraph": "(SAB Topic 5.Y.Q4)", "Topic": "450", "URI": "https://asc.fasb.org/extlink&oid=27011672&loc=d3e149879-122751" }, "r27": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669646-108580" }, "r270": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "450", "URI": "https://asc.fasb.org/topic&trid=2127136" }, "r271": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "460", "URI": "https://asc.fasb.org/extlink&oid=121611286&loc=d3e11927-110247" }, "r272": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "460", "URI": "https://asc.fasb.org/extlink&oid=124440162&loc=d3e12021-110248" }, "r273": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "460", "URI": "https://asc.fasb.org/extlink&oid=124440162&loc=d3e12021-110248" }, "r274": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "460", "URI": "https://asc.fasb.org/extlink&oid=124440162&loc=d3e12053-110248" }, "r275": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(4)", "Topic": "460", "URI": "https://asc.fasb.org/extlink&oid=124440162&loc=d3e12069-110248" }, "r276": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "460", "URI": "https://asc.fasb.org/extlink&oid=126907907&loc=d3e12803-110250" }, "r277": { "Name": "Accounting Standards Codification", "Paragraph": "19", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=99376301&loc=d3e1398-112600" }, "r278": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-01(a)(4)(i))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442526-122756" }, "r279": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-01(a)(4)(ii))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442526-122756" }, "r28": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669646-108580" }, "r280": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-01(a)(4)(iii)(A))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442526-122756" }, "r281": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-01(a)(4)(iii))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442526-122756" }, "r282": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-01(a)(4)(iv))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442526-122756" }, "r283": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-01(a)(5))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442526-122756" }, "r284": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-02(a)(4)(i))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442552-122756" }, "r285": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(A))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442552-122756" }, "r286": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(B))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442552-122756" }, "r287": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-02(a)(4)(iv))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442552-122756" }, "r288": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-02(a)(5))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442552-122756" }, "r289": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=123466505&loc=SL123495323-112611" }, "r29": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669646-108580" }, "r290": { "Name": "Accounting Standards Codification", "Paragraph": "1D", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=123466505&loc=SL123495340-112611" }, "r291": { "Name": "Accounting Standards Codification", "Paragraph": "1I", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=123466505&loc=SL123495371-112611" }, "r292": { "Name": "Accounting Standards Codification", "Paragraph": "69B", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=123466577&loc=SL123495735-112612" }, "r293": { "Name": "Accounting Standards Codification", "Paragraph": "69C", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=123466577&loc=SL123495737-112612" }, "r294": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "505", "URI": "https://asc.fasb.org/extlink&oid=126973232&loc=SL123496158-112644" }, "r295": { "Name": "Accounting Standards Codification", "Paragraph": "18", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "505", "URI": "https://asc.fasb.org/extlink&oid=126973232&loc=SL123496189-112644" }, "r296": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "https://asc.fasb.org/extlink&oid=126973232&loc=d3e21463-112644" }, "r297": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.3-04)", "Topic": "505", "URI": "https://asc.fasb.org/extlink&oid=120397183&loc=d3e187085-122770" }, "r298": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Topic": "505", "URI": "https://asc.fasb.org/extlink&oid=120397183&loc=d3e187085-122770" }, "r299": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "606", "URI": "https://asc.fasb.org/extlink&oid=126920106&loc=SL49130543-203045" }, "r3": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "105", "URI": "https://asc.fasb.org/extlink&oid=126987489&loc=SL124442142-165695" }, "r30": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=d3e637-108580" }, "r300": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "606", "URI": "https://asc.fasb.org/extlink&oid=126920106&loc=SL49130545-203045" }, "r301": { "Name": "Accounting Standards Codification", "Paragraph": "91", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "606", "URI": "https://asc.fasb.org/extlink&oid=126920602&loc=SL49130690-203046-203046" }, "r302": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(i)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920" }, "r303": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(ii)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920" }, "r304": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(01)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920" }, "r305": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920" }, "r306": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)(A)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920" }, "r307": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)(B)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920" }, "r308": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)(C)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920" }, "r309": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(03)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920" }, "r31": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=d3e640-108580" }, "r310": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123450688&loc=d3e4179-114921" }, "r311": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "80", "Subparagraph": "(d)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=65877416&loc=SL14450657-114947" }, "r312": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "80", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=35742348&loc=SL14450788-114948" }, "r313": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "35", "SubTopic": "10", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=126961718&loc=d3e4534-113899" }, "r314": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=126962052&loc=d3e4991-113900" }, "r315": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r316": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r317": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r318": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(3)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r319": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r32": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=d3e681-108580" }, "r320": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(i)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r321": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(ii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r322": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r323": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r324": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(01)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r325": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(02)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r326": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(03)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r327": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(04)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r328": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(i)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r329": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(ii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r33": { "Name": "Accounting Standards Codification", "Paragraph": "14A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669686-108580" }, "r330": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r331": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(01)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r332": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(02)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r333": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(03)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r334": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r335": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r336": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r337": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r338": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r339": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r34": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=d3e689-108580" }, "r340": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(i)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r341": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(ii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r342": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(iii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r343": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(iv)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r344": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(v)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r345": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r346": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)(2)(i)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r347": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(i)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r348": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(l)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r349": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901" }, "r35": { "Name": "Accounting Standards Codification", "Paragraph": "17A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL34724391-108580" }, "r350": { "Name": "Accounting Standards Codification", "Paragraph": "2A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=SL79508275-113901" }, "r351": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128097895&loc=SL121327923-165333" }, "r352": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(f)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128097895&loc=SL121327923-165333" }, "r353": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(f)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128097895&loc=SL121327923-165333" }, "r354": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=126964447&loc=d3e11149-113907" }, "r355": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=126964447&loc=d3e11178-113907" }, "r356": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "718", "URI": "https://asc.fasb.org/topic&trid=2228938" }, "r357": { "Name": "Accounting Standards Codification", "Paragraph": "10B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=123427490&loc=SL37586934-109318" }, "r358": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=123427490&loc=d3e31917-109318" }, "r359": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=123427490&loc=d3e31931-109318" }, "r36": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669619-108580" }, "r360": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32672-109319" }, "r361": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32687-109319" }, "r362": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32705-109319" }, "r363": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32718-109319" }, "r364": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32718-109319" }, "r365": { "Name": "Accounting Standards Codification", "Paragraph": "15A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=SL6600010-109319" }, "r366": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32809-109319" }, "r367": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32857-109319" }, "r368": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32639-109319" }, "r369": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=126983759&loc=SL121830611-158277" }, "r37": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669619-108580" }, "r370": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=126983759&loc=SL121830611-158277" }, "r371": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)(2)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=126983759&loc=SL121830611-158277" }, "r372": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)(3)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=126983759&loc=SL121830611-158277" }, "r373": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB TOPIC 6.I.5.Q1)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=122134291&loc=d3e330036-122817" }, "r374": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB TOPIC 6.I.7)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=122134291&loc=d3e330036-122817" }, "r375": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.I.7)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=122134291&loc=d3e330036-122817" }, "r376": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.I.Fact.1)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=122134291&loc=d3e330036-122817" }, "r377": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.I.Fact.2)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=122134291&loc=d3e330036-122817" }, "r378": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 11.C)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=122134291&loc=d3e330215-122817" }, "r379": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=123586238&loc=d3e39076-109324" }, "r38": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669619-108580" }, "r380": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=123586238&loc=d3e38679-109324" }, "r381": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=123586238&loc=d3e38679-109324" }, "r382": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "270", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=6424409&loc=d3e44925-109338" }, "r383": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=6424122&loc=d3e41874-109331" }, "r384": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "740", "URI": "https://asc.fasb.org/topic&trid=2144680" }, "r385": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "805", "URI": "https://asc.fasb.org/extlink&oid=128092918&loc=SL128093175-196984" }, "r386": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "805", "URI": "https://asc.fasb.org/extlink&oid=128092918&loc=SL128093175-196984" }, "r387": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "805", "URI": "https://asc.fasb.org/extlink&oid=128092918&loc=SL128093175-196984" }, "r388": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "15", "SubTopic": "10", "Subparagraph": "(f)(2)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=116873149&loc=d3e923-111674" }, "r389": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=126929396&loc=SL4568447-111683" }, "r39": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669625-108580" }, "r390": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=126929396&loc=SL4568740-111683" }, "r391": { "Name": "Accounting Standards Codification", "Paragraph": "19", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=126929396&loc=SL4569616-111683" }, "r392": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=126929396&loc=SL4569643-111683" }, "r393": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=126929396&loc=SL4613674-111683" }, "r394": { "Name": "Accounting Standards Codification", "Paragraph": "23", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=126929396&loc=SL4569655-111683" }, "r395": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=116870748&loc=SL6758485-165988" }, "r396": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=116870748&loc=SL6758485-165988" }, "r397": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684" }, "r398": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684" }, "r399": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684" }, "r4": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "105", "URI": "https://asc.fasb.org/extlink&oid=126987489&loc=SL124442142-165695" }, "r40": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669625-108580" }, "r400": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684" }, "r401": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(3)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684" }, "r402": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c),(3)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684" }, "r403": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bb)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=123419778&loc=d3e5710-111685" }, "r404": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=123419778&loc=d3e5710-111685" }, "r405": { "Name": "Accounting Standards Codification", "Paragraph": "4I", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=120409616&loc=SL4590271-111686" }, "r406": { "Name": "Accounting Standards Codification", "Paragraph": "4J", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=120409616&loc=SL4591551-111686" }, "r407": { "Name": "Accounting Standards Codification", "Paragraph": "4K", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=120409616&loc=SL4591552-111686" }, "r408": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5579245-113959" }, "r409": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5579245-113959" }, "r41": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=d3e557-108580" }, "r410": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5580258-113959" }, "r411": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)(i)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=d3e41620-113959" }, "r412": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=d3e41620-113959" }, "r413": { "Name": "Accounting Standards Codification", "Paragraph": "4A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5618551-113959" }, "r414": { "Name": "Accounting Standards Codification", "Paragraph": "4A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5618551-113959" }, "r415": { "Name": "Accounting Standards Codification", "Paragraph": "4B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a),(c)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5624163-113959" }, "r416": { "Name": "Accounting Standards Codification", "Paragraph": "4B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5624163-113959" }, "r417": { "Name": "Accounting Standards Codification", "Paragraph": "4B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5624163-113959" }, "r418": { "Name": "Accounting Standards Codification", "Paragraph": "4B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5624163-113959" }, "r419": { "Name": "Accounting Standards Codification", "Paragraph": "4C", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5624171-113959" }, "r42": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=124431353&loc=SL124442407-227067" }, "r420": { "Name": "Accounting Standards Codification", "Paragraph": "4C", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5624171-113959" }, "r421": { "Name": "Accounting Standards Codification", "Paragraph": "4D", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5624177-113959" }, "r422": { "Name": "Accounting Standards Codification", "Paragraph": "4D", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5624177-113959" }, "r423": { "Name": "Accounting Standards Codification", "Paragraph": "4D", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5624177-113959" }, "r424": { "Name": "Accounting Standards Codification", "Paragraph": "4E", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5624181-113959" }, "r425": { "Name": "Accounting Standards Codification", "Paragraph": "4EE", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL109999712-113959" }, "r426": { "Name": "Accounting Standards Codification", "Paragraph": "4EE", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL109999712-113959" }, "r427": { "Name": "Accounting Standards Codification", "Paragraph": "4K", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(4)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5708775-113959" }, "r428": { "Name": "Accounting Standards Codification", "Paragraph": "182", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=127000641&loc=SL5629052-113961" }, "r429": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "25", "SubTopic": "20", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=124256753&loc=SL5864739-113975" }, "r43": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=124431353&loc=SL124442411-227067" }, "r430": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "25", "Subparagraph": "(a)(1)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=121577467&loc=d3e76258-113986" }, "r431": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(f)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126731327&loc=d3e90205-114008" }, "r432": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(a)(1)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011" }, "r433": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(a)(2)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011" }, "r434": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(a)(3)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011" }, "r435": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(b)(1)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011" }, "r436": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(b)(2)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011" }, "r437": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(c)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011" }, "r438": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(d)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011" }, "r439": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(e)(2)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011" }, "r44": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=124431353&loc=SL124452729-227067" }, "r440": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(e)(3)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011" }, "r441": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(e)(4)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011" }, "r442": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(f)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011" }, "r443": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(a)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL126732908-238011" }, "r444": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "815", "URI": "https://asc.fasb.org/topic&trid=2229140" }, "r445": { "Name": "Accounting Standards Codification", "Paragraph": "54B", "Publisher": "FASB", "Section": "35", "SubTopic": "10", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126972413&loc=SL7495116-110257" }, "r446": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258" }, "r447": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258" }, "r448": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258" }, "r449": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)(1)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258" }, "r45": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(1)(e))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868656-224227" }, "r450": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)(2)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258" }, "r451": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258" }, "r452": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258" }, "r453": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1a)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258" }, "r454": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258" }, "r455": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258" }, "r456": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258" }, "r457": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19279-110258" }, "r458": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=SL6742756-110258" }, "r459": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=SL6742756-110258" }, "r46": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(210.5-03(11))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227" }, "r460": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=123594809&loc=d3e13220-108610" }, "r461": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=123594938&loc=d3e13433-108611" }, "r462": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=123594938&loc=d3e13467-108611" }, "r463": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=123594938&loc=d3e13476-108611" }, "r464": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=123596393&loc=d3e14064-108612" }, "r465": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL120254526-165497" }, "r466": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL120254526-165497" }, "r467": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL121967933-165497" }, "r468": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL121967933-165497" }, "r469": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL121967933-165497" }, "r47": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(10))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227" }, "r470": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL121967933-165497" }, "r471": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL122642865-165497" }, "r472": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL122642865-165497" }, "r473": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "230", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=123444420&loc=d3e33268-110906" }, "r474": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=118261656&loc=d3e32136-110900" }, "r475": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900" }, "r476": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(b)", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900" }, "r477": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(c)", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900" }, "r478": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(d)", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900" }, "r479": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=6450520&loc=d3e32583-110901" }, "r48": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(20))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227" }, "r480": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "832", "URI": "https://asc.fasb.org/extlink&oid=128342835&loc=SL128342857-244232" }, "r481": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "832", "URI": "https://asc.fasb.org/extlink&oid=128342835&loc=SL128342857-244232" }, "r482": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "835", "URI": "https://asc.fasb.org/extlink&oid=6450988&loc=d3e26243-108391" }, "r483": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "835", "URI": "https://asc.fasb.org/extlink&oid=124435984&loc=d3e28555-108399" }, "r484": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "840", "URI": "https://asc.fasb.org/extlink&oid=123386454&loc=d3e45280-112737" }, "r485": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128293352&loc=SL126838806-209984" }, "r486": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128293352&loc=SL126838806-209984" }, "r487": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128293352&loc=SL126838806-209984" }, "r488": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)(1)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128293352&loc=SL126838806-209984" }, "r489": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=123391704&loc=SL77918638-209977" }, "r49": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(21))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227" }, "r490": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=123391704&loc=SL77918643-209977" }, "r491": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128292326&loc=SL77918686-209980" }, "r492": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(g)(1)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128292326&loc=SL77918686-209980" }, "r493": { "Name": "Accounting Standards Codification", "Paragraph": "53", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=123414884&loc=SL77918982-209971" }, "r494": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "848", "URI": "https://asc.fasb.org/extlink&oid=125980421&loc=SL122150809-237846" }, "r495": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "848", "URI": "https://asc.fasb.org/extlink&oid=125980421&loc=SL125981372-237846" }, "r496": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "848", "URI": "https://asc.fasb.org/extlink&oid=125980421&loc=SL125981372-237846" }, "r497": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "848", "URI": "https://asc.fasb.org/extlink&oid=125980421&loc=SL125981372-237846" }, "r498": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)(3)(iii)(01)", "Topic": "848", "URI": "https://asc.fasb.org/extlink&oid=125980421&loc=SL125981372-237846" }, "r499": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)(3)(iii)(03)", "Topic": "848", "URI": "https://asc.fasb.org/extlink&oid=125980421&loc=SL125981372-237846" }, "r5": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "205", "URI": "https://asc.fasb.org/extlink&oid=109222650&loc=SL51721683-107760" }, "r50": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(22))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227" }, "r500": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "852", "URI": "https://asc.fasb.org/extlink&oid=124433192&loc=SL2890621-112765" }, "r501": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "852", "URI": "https://asc.fasb.org/extlink&oid=124433192&loc=SL2890621-112765" }, "r502": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "852", "URI": "https://asc.fasb.org/extlink&oid=84165509&loc=d3e56426-112766" }, "r503": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "855", "URI": "https://asc.fasb.org/extlink&oid=6842918&loc=SL6314017-165662" }, "r504": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "855", "URI": "https://asc.fasb.org/topic&trid=2122774" }, "r505": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(2)(i)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r506": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(2)(ii)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r507": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r508": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r509": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r51": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(23))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227" }, "r510": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r511": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r512": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r513": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r514": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r515": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(cc)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r516": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r517": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)(5)(ii)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r518": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r519": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r52": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(24))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227" }, "r520": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r521": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r522": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r523": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r524": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r525": { "Name": "Accounting Standards Codification", "Paragraph": "4D", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=SL51823488-111719" }, "r526": { "Name": "Accounting Standards Codification", "Paragraph": "4D", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=SL51823488-111719" }, "r527": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=66007379&loc=d3e113888-111728" }, "r528": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(1)(i)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729" }, "r529": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(1)(ii)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729" }, "r53": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(25))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227" }, "r530": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729" }, "r531": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(c)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729" }, "r532": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=109249958&loc=SL34722452-111729" }, "r533": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(c)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=109249958&loc=SL34722452-111729" }, "r534": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "50", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=6469459&loc=d3e122492-111745" }, "r535": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "50", "Subparagraph": "(a)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=6469459&loc=d3e122501-111745" }, "r536": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "50", "Subparagraph": "(b)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=6469459&loc=d3e122501-111745" }, "r537": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122596-111746" }, "r538": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(b)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122596-111746" }, "r539": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(d)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122596-111746" }, "r54": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(7)(c))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227" }, "r540": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122625-111746" }, "r541": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122625-111746" }, "r542": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122625-111746" }, "r543": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122625-111746" }, "r544": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(4)(i)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122625-111746" }, "r545": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(4)(ii)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122625-111746" }, "r546": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(5)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122625-111746" }, "r547": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746" }, "r548": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746" }, "r549": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746" }, "r55": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(9)(a))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227" }, "r550": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746" }, "r551": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(4)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746" }, "r552": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(5)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746" }, "r553": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(6)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746" }, "r554": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(7)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746" }, "r555": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(b)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746" }, "r556": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(d)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746" }, "r557": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(e)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746" }, "r558": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(e)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746" }, "r559": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(e)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746" }, "r56": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(b)(4))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227" }, "r560": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "860", "URI": "https://asc.fasb.org/topic&trid=2197590" }, "r561": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "910", "URI": "https://asc.fasb.org/extlink&oid=126937589&loc=SL119991595-234733" }, "r562": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 11.L)", "Topic": "924", "URI": "https://asc.fasb.org/extlink&oid=6472922&loc=d3e499488-122856" }, "r563": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "926", "URI": "https://asc.fasb.org/extlink&oid=120154821&loc=SL120154904-197079" }, "r564": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "926", "URI": "https://asc.fasb.org/extlink&oid=120154821&loc=SL120154904-197079" }, "r565": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "926", "URI": "https://asc.fasb.org/extlink&oid=120154821&loc=SL120154904-197079" }, "r566": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "05", "SubTopic": "20", "Topic": "940", "URI": "https://asc.fasb.org/extlink&oid=126941114&loc=d3e40544-110947" }, "r567": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "25", "SubTopic": "20", "Topic": "940", "URI": "https://asc.fasb.org/extlink&oid=126941158&loc=d3e41242-110953" }, "r568": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "940", "URI": "https://asc.fasb.org/subtopic&trid=2176304" }, "r569": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(1))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878" }, "r57": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.3)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227" }, "r570": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(10)(1))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878" }, "r571": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(10))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878" }, "r572": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(11))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878" }, "r573": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(22))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878" }, "r574": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(23))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878" }, "r575": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(6))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878" }, "r576": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(7)(2))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878" }, "r577": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(7))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878" }, "r578": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.12)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878" }, "r579": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.15(5))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878" }, "r58": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.4)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227" }, "r580": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.3)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878" }, "r581": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(11))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r582": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(13))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r583": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(15))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r584": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(22))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r585": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(23))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r586": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(24))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r587": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(25))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r588": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(26))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r589": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(27))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r59": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.6)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227" }, "r590": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.1)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r591": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.1-5)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r592": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.10)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r593": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.11)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r594": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.12)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r595": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.13(a),(b))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r596": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.13(h))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r597": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.13)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r598": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.14(b))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r599": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.14(d))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r6": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(15))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r60": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3151-108585" }, "r600": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.14)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r601": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.2)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r602": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.4)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r603": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.6)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r604": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.9)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r605": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "230", "Subparagraph": "(b)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=123398031&loc=d3e60009-112784" }, "r606": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.9-05(b)(2))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399901&loc=d3e537907-122884" }, "r607": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(b)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126980459&loc=d3e62557-112803" }, "r608": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(a)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126980459&loc=SL120269850-112803" }, "r609": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(b)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126980459&loc=SL120269850-112803" }, "r61": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3179-108585" }, "r610": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(c)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126980459&loc=SL120269850-112803" }, "r611": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(d)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126980459&loc=SL120269850-112803" }, "r612": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "942", "URI": "https://asc.fasb.org/subtopic&trid=2209399" }, "r613": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "360", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=124429447&loc=SL124453093-239630" }, "r614": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "405", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=116652737&loc=d3e64164-112818" }, "r615": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(a)(1)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826" }, "r616": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(a)(2)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826" }, "r617": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(b)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826" }, "r618": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(c)(1)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826" }, "r619": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(c)(2)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826" }, "r62": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3179-108585" }, "r620": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(e)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826" }, "r621": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958569-112826" }, "r622": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826" }, "r623": { "Name": "Accounting Standards Codification", "Paragraph": "1D", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958573-112826" }, "r624": { "Name": "Accounting Standards Codification", "Paragraph": "1F", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958575-112826" }, "r625": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(10))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910" }, "r626": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(12))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910" }, "r627": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(23)(a)(3))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910" }, "r628": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910" }, "r629": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(24))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910" }, "r63": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3179-108585" }, "r630": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(25))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910" }, "r631": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(8))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910" }, "r632": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.15(a))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910" }, "r633": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(18))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r634": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(19))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r635": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(20))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r636": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(21))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r637": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(22))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r638": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(23))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r639": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(3)(b))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r64": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3213-108585" }, "r640": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(4))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r641": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(8))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r642": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(9))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r643": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04.3(a))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r644": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "310", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=123605502&loc=d3e21286-158488" }, "r645": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "310", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=123605502&loc=d3e21310-158488" }, "r646": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "310", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=123605549&loc=d3e21493-158490" }, "r647": { "Name": "Accounting Standards Codification", "Paragraph": "7A", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(d)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124506351&loc=SL117782755-158439" }, "r648": { "Name": "Accounting Standards Codification", "Paragraph": "29F", "Publisher": "FASB", "Section": "55", "SubTopic": "40", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126561865&loc=SL117819544-158441" }, "r649": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(a)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641" }, "r65": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3213-108585" }, "r650": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(b)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641" }, "r651": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(e)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641" }, "r652": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(f)(1)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641" }, "r653": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(f)(2)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641" }, "r654": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(1)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641" }, "r655": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(i)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641" }, "r656": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(ii)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641" }, "r657": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(iii)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641" }, "r658": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(iv)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641" }, "r659": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(h)(1)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641" }, "r66": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3213-108585" }, "r660": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(h)(2)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641" }, "r661": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "80", "Subparagraph": "(e)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124508989&loc=d3e19393-158473" }, "r662": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "946", "URI": "https://asc.fasb.org/extlink&oid=66023616&loc=SL35737432-115832" }, "r663": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "45", "SubTopic": "220", "Subparagraph": "(k)", "Topic": "946", "URI": "https://asc.fasb.org/extlink&oid=124433917&loc=SL114874205-224268" }, "r664": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.6-07.2(a),(b),(c),(d))", "Topic": "946", "URI": "https://asc.fasb.org/extlink&oid=120401555&loc=SL114874292-224272" }, "r665": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "946", "URI": "https://asc.fasb.org/subtopic&trid=2324412" }, "r666": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "310", "Topic": "948", "URI": "https://asc.fasb.org/extlink&oid=124265262&loc=d3e48678-111004" }, "r667": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "210", "Topic": "954", "URI": "https://asc.fasb.org/extlink&oid=120413173&loc=SL6242262-115580" }, "r668": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "210", "Topic": "954", "URI": "https://asc.fasb.org/extlink&oid=127002003&loc=SL6242269-115581" }, "r669": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "440", "Subparagraph": "(a)", "Topic": "954", "URI": "https://asc.fasb.org/extlink&oid=6491277&loc=d3e6429-115629" }, "r67": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3255-108585" }, "r670": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "310", "Subparagraph": "(c)", "Topic": "976", "URI": "https://asc.fasb.org/extlink&oid=6497875&loc=d3e22274-108663" }, "r671": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "310", "Subparagraph": "(b)", "Topic": "978", "URI": "https://asc.fasb.org/extlink&oid=126945304&loc=d3e27327-108691" }, "r672": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2" }, "r673": { "Name": "Form 10-Q", "Number": "240", "Publisher": "SEC", "Section": "308", "Subsection": "a" }, "r674": { "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Publisher": "SEC", "Section": "13", "Subsection": "a-1" }, "r675": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1402" }, "r676": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(b)", "Publisher": "SEC", "Section": "1402", "Subparagraph": "(1)" }, "r677": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(b)", "Publisher": "SEC", "Section": "1402", "Subparagraph": "(2)" }, "r678": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(b)", "Publisher": "SEC", "Section": "1402", "Subparagraph": "(3)" }, "r679": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(c)", "Publisher": "SEC", "Section": "1402", "Subparagraph": "(2)(i)" }, "r68": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3291-108585" }, "r680": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(c)", "Publisher": "SEC", "Section": "1402", "Subparagraph": "(2)(ii)" }, "r681": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(c)", "Publisher": "SEC", "Section": "1402", "Subparagraph": "(2)(iii)" }, "r682": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(b)", "Publisher": "SEC", "Section": "1403" }, "r683": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1404" }, "r684": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(b)", "Publisher": "SEC", "Section": "1404" }, "r685": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1405", "Subparagraph": "(1)" }, "r686": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1405", "Subparagraph": "(2)" }, "r687": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1405", "Subparagraph": "(3)" }, "r688": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1405", "Subparagraph": "(4)" }, "r689": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(c)", "Publisher": "SEC", "Section": "1405" }, "r69": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3337-108585" }, "r690": { "Name": "Regulation S-T", "Number": "232", "Publisher": "SEC", "Section": "405" }, "r7": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(17))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r70": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3367-108585" }, "r71": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3000-108585" }, "r72": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3461-108585" }, "r73": { "Name": "Accounting Standards Codification", "Paragraph": "24", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3521-108585" }, "r74": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3536-108585" }, "r75": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3536-108585" }, "r76": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3536-108585" }, "r77": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3536-108585" }, "r78": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3602-108585" }, "r79": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3602-108585" }, "r8": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(18))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r80": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3602-108585" }, "r81": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3044-108585" }, "r82": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126999549&loc=d3e4297-108586" }, "r83": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126999549&loc=d3e4304-108586" }, "r84": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126999549&loc=d3e4313-108586" }, "r85": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126999549&loc=d3e4332-108586" }, "r86": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126999549&loc=SL98516268-108586" }, "r87": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=126899994&loc=d3e18726-107790" }, "r88": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r89": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(h)(1)(Note 1))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r9": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(28))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r90": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(h)(2))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r91": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(h))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r92": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "235", "URI": "https://asc.fasb.org/topic&trid=2122369" }, "r93": { "Name": "Accounting Standards Codification", "Paragraph": "23", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124436220&loc=d3e21914-107793" }, "r94": { "Name": "Accounting Standards Codification", "Paragraph": "24", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124436220&loc=d3e21930-107793" }, "r95": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124436220&loc=d3e21711-107793" }, "r96": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124436220&loc=d3e21728-107793" }, "r97": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(2)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22499-107794" }, "r98": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(3)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22499-107794" }, "r99": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(4)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22499-107794" } }, "version": "2.1" } ZIP 86 0001437749-22-026485-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001437749-22-026485-xbrl.zip M4$L#!!0 ( &E3:54*ZK[JA < ,HU - 97A?-#$X.#0R+FAT;>U; M;7/;-A+^G/R*/76:VC.29=E.+I5DS3B.D[IW27VN;^YC!R27(AH08 !0LN[7 M=Q>D7B++K3I)),>C&8\E @OL GP>[ .0ZF<^5X-^AB(9/'W2]](K'.#M;R>= MER]/C@ZHMM^N"JGV'ZT6O$6-5GA,()K 35;J!.UKDR-<&>N%@A;\V#ZBO\.C M(SCNGKSHGCR'JW?0:@WZ.7H!<2:L0W_:*'W:>MFH2[7(\;21&IL+WTK08^RE MT0V(C?:HR=JCPB(S&D^U:0R>]MM5Q/W()!-P?J)"<^U;JQS#MAG9/_QRYT#@O?@T(DB=3#+AQ*#8<'':E[ M$)?6&=L%47K3XPB*56Y_6'+XPY*ON:O@*1=V*'67OWJ\]2VAY%!WK1QFGGP\ MTY$K>OUV,7BZ"7=].>A'@XO;3$;2PW'GH--O1X-^FXJ_=@@*TPT.."9$H=V" MOVJ&SR^N;R[?7)Z?W5S^\O[7CIA/PF?#=.APO(H40&4NKRFGCD!8 5*JFX^S:%2*>7M?1CV7B,Z;OX?<] M"$%(6IBT)PH7MTS7)T^?T.IFI_8C]AT+5<<*WA3!BHV2I4Z/7Q2+X/3)U&ZI MB#[MX+/=A,JO?E02Z=( M"C$5QM)G-$!7D'IB[]QO0:&9A(9):*DTV\(T[$CS<$AS_%!)@Y!*3;!DA,]A MV"3&D#E5VX5ZJ2L)3]J=OL>J3*A/@OH"YII$$\EK?$%(99(Q^92:LZ@&L%MR M341-)'?<9(M2D0%1QQ2\&:%2%^*)A3A,.1DRPRY^01.S[Y[>=3Y9\_5'*C%+"_#)DTE7>ZY_8"U2Q 6 M ZH)I9*A0N@#= P;Z3)NP68Y92'.1'R=2!P1 MFA,D>E20O;BE?;4>(IS1TG]=*K+H'(M6Y_D>5E%TGB?5574I>2^@*UIQ_\#Y M88%M%?HYEK4=I9\X2LD1CW.9@V3!RJ_[V'BU5?ZM&\YF>+HG]K=+U-?HJ(#P M&J337Y.IR:HN%J5;OPG+JPB)&+6G2K"9DNYB23EE)%W(5&2%.O3#F]QYCEO, MDQ:5"$RK%=N<+ M6)M<$(8AKQF'%)"G/,J-"L%(*Y7@=$S#"D',-2.UJ!3HHG"F;Q&R(65,:H_) MH\N0.R;/F1P]*":OG;3N$'K]=+0/''!8VF?*) M&"Y%))7T$Y:EJ]SRZA*H%UA5+0R?F"YL (-\N*T'5)2V(%:[(*/CF"@6 @A; MP6$XJE=$;JK!@E<--J%M;D5@6EUD01E\1^%'3.%XRQ2^& E5AHS%^,8TY4<[ M(T*F6[%'FXGJ-3)P=;EZVQ882PTI>[IJ^Z5\?KT T MW5.'10BKF:!X>MSYCG2/EW3)MO-FA>>[O.!CSGH#%VI6DN]O9$M6M2:.2\OH M7Y"0*WK-C?-4SH^AJ"]']W=ZX ][]S1)B<:4QY:LZ\!C(E7#6UW.XMJO MHLJ$F^EMSH"!]I@$:1#FHT[;$U#R ZKZN';)OOG94_0HJ?X-'R(]_U8/D<+S MLF3*Z^8\MW"J6^36/,TP._Z&9KZS_YQ%)V@/ZHUU,YD:"JC+/)?>(_Y)(H\, M"6&N3R3%%SK9(P92WG2U C\@5%M S M/?Q6@UT?'W7HFX?((YCE;RK8'20>2K!5DFU5ER0CBUL(3TS!#J.]PR;PW_Y6 MQM1V[=7O0>_ M MV%NP];\I?6722Q5_8\)UG$E.XN,6XY.<8\$NU-5U#B3Z6 M'W!LWULB1Q KX=QIX]]GO]ZTKL[>7K1>75^<_8M_&K10>_7VS%\T,3@X-#,N:'1M[5MM;]LX$O[<_HHY'ZZ; M '8=)VFOM1T#:9MV@]WMYK*YNX\'2AI9O%"D2E)V?+]^9RCY)8Y[==#63@,# M06R10\Z0>A[.0TKN9SY7@WZ&(AD\?=+WTBL'<-0]?ME]\1HN?H-6 M:]#/T0N(,V$=^I-&Z=/6JT9=JD6.)XW4V%SX5H(>8R^-;D!LM$=-UAX5%IG1 M>*)-8_"TWZXB[D%"))I!YVX4!J.'C>D;H'<6F=L5T0I3<]CJ!8 MY?:G)8<_+?F:NPJ>;<->7 M@WXT.+O)9"0]''6>'_;;T:#?IN+O'8+"=(,#C@E1:+?@KYKAMV>75^?OS]^> M7IW__O&/C1 HA,I96 MDY/& 1$?E:II.+MVA8BGUW748YGXC&E[\+<>!.>2%B3MB;K%#=/TR=,GM*K9 MJ?V(?<="U3&"-T6P8J-DJ=.CE\4B*'TRM5LJHD\[^&HWH?*[WXW.\S#A3T+4 M\P%]9^?_+1W?<48#9&*$8'$D<4PYQ&?2P:=26(*FFE!Y05D$C(;WE KHMK;^ M 2:%?TOEJ.R-T-?PLU$,"GAK\D+H26]Y//7=H P1,+4#U^; =;AE<+T1CB!% M0,DG<*W-6&$RQ&:%L1I9B2%_VO@@+ 1E=X(0E-K;$BE DC4YW5^&G !2(A0$ M*9I4Q%1D@18P3Y-=V=TQT!BC<\).V"07UTA^%_IT5)90,.12<;YE'VP02QN7 M.9EI:@Y!3<$XDW$&KN1_\_9CM%AWP@/(I5,D@9@*8^DS&J K2#6Q=^ZWH-!, M0L,DM%1:;6$:=J1Y.*0Y>JBD04BE)E@RPN0UOB"D,LF8?$K-650#V"VY)J(FDCMNLD6IR("H8PK>A%"I M"_'$PF60*C-V4UY9'$KGK2!'@@NKN"G*Y@(]W#28.]'N&/)P&'*\989=J#M1BEI=ADZ:2+O?T2]1TZ*B"\!NGT93(U6=7%HG3K-V%Y%2$1 MH_94"393TETL*:>,I N9BJQ0AWYXDSO/<8MYTJ(2@6FU8INSI5GG4*Z4E.\H M%F>43,*IFRLC)Q,IK.0!R$I7ALRMN:?2L=8+:Y,+PC#D->.0 O*41[E1(1AI MI1*2UD]8=0J^? M[M;F-:T%(YDP784S.@!<.*(Z;^"8P\(F4SX1PZ6(I))^PK)TE5M>70+U JNJ MA>&6Z<(&,,B'FWI 16D+8K4+,CJ.B6(A@+ 5'(8C>D7DIAHL>-5@$]KF5@2F MU446E,%W%'[$%(ZW3.&SD5!ER%B,;TQ3?J0S(F2Z%7NTF:A>(P-7EZNW;8&Q MU)"RIZLVAY$I_>+[+"S[FK#=PH68E^>Z1+5G5FC@N+:-_04*NZ#4WSE,Y/WZBOAS=W^F! M/^Q]IDE*-*8\MF1=!QX3N<()+1_>ZG(6UWX552;<3&]S!@RTQR1(@S ?==J> M@)+7J.KCVB7[YE=/T:.D^@]\B/3B1SU$"L_+DBFOF_/-S,,YEDBCL08W( MEQ31,G 7R+",XR_T=KBBMWLT/_[VS>\Q%B;X[8%LAJ?O3J_.NO"18)E'A,S7 M3> 7;5=1]W.11\9[DR_-PV:"7WCQ\$<-]AX068I]DRAY!!/]0P6[0\4#"K9* MN*WJDB1E<0/AZ2G88;1WT 3^V]_*F-JN??M=Z!V.=L$N!KOTHOS9#<8E/[* M?]$>%"XL.LE2,&S_WF824W@_DZ:_5QO5-73I8_D9Q_:])7($L1+.G31^/?WC MJG5Q^N&L]>;R[/07_H'00NW%A_=7ETME6=JR9GRWD'<%P9!(B'8T P0S!V:!-# $_; M3YV5M+(V7>TJTLJ&_OK>E<0CLI.ZDX3$&<\P [K[N(\]>\XNLGP5\+[E4^+V M#P\LQ12G?;K\JVF>GC:;%6RUJID16W\R#+B@@D9$41?L%2S\1+@T.I,!A:F, M%.%@0+M:QT^M7H=&I_FB8S9A^@8,HV\%5!%P?!+%5/5*B?*,TU)N%22@O9(G MHX HPZ6*.HI)40)'"D4%]E:4T]"7@O:$+/4/K6H6L65+=P6Q6O%TN%"&1P+& M5QUX]CZ1JKM@ 8WADM["3 9$9,8RI.8RQ#1B7A?2<3'[AW; K(6J"R%Q72:N M.U!C FH5DXDN.$D4RZ@#)%&RJR,([W/[O.#P><'7UE7J*2#1-1,=_5/1I3(( M9]>B$[%K7Z&/9\*.PZY5#?N'^W!GL;YE]T=+G]E,0:->,:VJW;>J:/[:(7#J M[3%A!Q%%HV_@+ZOP<#1;C,_'P\%B/+F$Z=5L?C6X7,!BLK=R;P(R3^&J,J\, M*S ?#=-PS$:K5MY? (,Y#,XFT\7H[,-"[,O_.NUV[00FY[!X-8+Y8/9R<#F: M&Y,_7H_^A,%PH5OJM5K]AP/FNR16S%NAP['05"LRVH5;IGQ0/H6W"8DP(KZ" M&0V1WT%Z\#OC,?9Y2<3?\$IR390PE$%(Q J.]*!G/Y_6Z[5N;DN?S.XQX)AS MY'>D6.,M4FZ4.GB?.0"*,N+F61-PB2*&LCF73J_46IJEC273B7J[WFINC3=H M:92 N;T2IV[:>([Z@PK4,ENG+?.DV7Y1;[5-7&X:*AK8Z+!1*X/N855)7FT2 M@\=P_#;[.4729XIAG8EP8;1$[1+75&<;L#C6E<*/[HF14/!I1+$^NS7(JK8N M01G&9?A5^@)PP[UQSBA!N1,P'J-Y&M&8N;C^J:NASZB'#C$ Q6XH3#R/.1@U M3J]GSTM;!K3I!2Q#B.J4$!RM).QLZFP]L_S2G0V8)7%EJ/5[=\P'/?5FR#W- M260306-CLN1T!0,GA8#>#&5L)ZJ38U01FU.P982G@5ZIAL)-.<]E=/,0OF6N\K7LUG[I0HI,)G054'K#I9;9@\,#/)5$Z_XW.F&'\!S &'J8]M*= MW,*DC9-P5U24^W_[%4SX'?7W%D[:^-45]\@\3E?P($UOF_E7]KXEG@6"+.<6 M+^%(- YBF^LMM]F&$7V?L(@&"(M8HZ^ ZB."W!*!V3IRCS>PW>[_ U0SD5UGM$SH:PQA DF798*QACQA6EQ# M)'^-[K)N)IP##D.W>)O"AA#A'I?341X31#C:CA.Z+)U:RP7V2GBV.62H;V?8 M$!?$HO( O.^C-'L_V@P@1@.67N)%!PO(L\(P9!BD"+Q=8@Q8;DTO:ZI)[[9W M)-%'[;0I]@\C>8-:[6KA_-1I2"_-+$/3T23\VX6^V'8L\%B MU(%+>9.=IMOKP_1=TOU8$6RIE P*1=A/\#L4]%B#?3@^\M#W#Y$?H,J/*M@G M2'POP68B:V2/> T(EQ!+SO"<=FT?X1U^BW8/=\8115_5:L;U73=WO_ E!+ P04 " !I M4VE54 +BW58% !E' #0 &5X7S0Q.#@T-2YH=&WM66MSVC@4_9S\BKOL M;)O,8# FI 0,,X20-+-MH$#V\6E'MN586UER+9' _OJ]LLTCM-TVLRUI.YEA M!GSUN \=G2-A-](Q[[H1)4%W?\_53'/:I?._CFK-YE&C@JUN-3=BZT^6!1=4 MT)1H&H"W@&DT$P%-SV1,821333A8<%)U\&,[#M1;1R]:S@L8O0;+ZKHQU03\ MB*2*ZDYIID.K62JL@L2T4PIE&A-M!5137S,I2N!+H:G WIIRFD12T(Z0I>Z^ M6\TC=CT9+$#I!<^&"VV%)&9\T8)G[V92MZ@V)"0(F+AI@=S"/ MF,7[9[TTOAU!WMEP-!V]J\'$&O[Q:O G]/I3T^+8MO/# ?/OF=(L7*##2V&H M5N2T"W=,1Z C"F]F),6(^ +&-$%^!QG"[XPK['-*Q%MX*;DA2NC+."%B 0=F MT+.?FXYCMPM;]E1K'P*..4=^1XJUWB#EIIF#=[D#H"@C09$U@8!H8FF/<^EW M2HUYK;2RY#KAG#B-H[7Q%BWU$K"@4^(TR!K/47]0@1JU1K-1.V[8C1?-AH/+ M31--8P\=UNTRF!YNE135)@I"AN/7V4\HDC[3#.M,1 "#.6J7N*$FVY@I92J% M'],3(Z$0T91B?39KD%=M68(R7);A%5,$M3)F0KUE99P4G6AV2^$WYJ.(IE2Q M &&0>>Q'C(9PS@01/D-M'88A=DK-*A@G187+@#:SCF5(4*1F!$=K"1M[.U_6 M/,UL@P,F2P*9&!G?''.OI]D3A:<)23TBJ+*&:&FJV>5$'_Y7"#[C@4Z,NIK_]*&#*!,F"J@ B=SH[9[ M^WMX.$F7_6]-PC[A!8XQ]"3K93H%6Y/6CY--;='!0_MMF? [[>XLG*SQJPOO M0>TP6\&]++UUYE_9^YI_I@BR@F+"&4>^\1';W.R\U6Y,Z;L92VF,L% &?5NH M/B!(,2G4&@?!X0JVZPV\VKP%=FLG]:.VV63;>1?+BR?,#,Q/J/Z.4>U\ ZAF M(K_5&+4PMQG"!)(NRW5C"7G"C,8F2/X&W6733#@''(9ND?BQ(4&XJW(V*EP) M DX8L&QJ(Q?8:\;SS2$3& M(<,@1> E$V/ HU8$1SO\Z%)FEN6.XG)XA ML0( ./.GQH2S5# 5Y0X^]SR2 D,$8"IA"+,$+287JG3EBRAT1F6;3&:W_\>2 MK1EPQ1:^-,Y%IU0O?8R&8A8$G+:A8)1CC&B;>#;(;)N'/C&;\X'9'C#\Z,L/ M?T NAJ#O)[(;GCWK30\2)3] H;^K8)]0\0T%FPNNE3_BE2"9@Y*.W;Y;>'QO ;L%GQ.E.J57O-#[ MU;RUVF@=79Q/QUNV*+12>?>^T=P*8'1Q=?UZ[0U[F!=Q'_C"**KFQ5S7K6:O M%_\%4$L#!!0 ( &E3:57U1'?_O8K\*T%Y<(+V>?! M\/7QP*+,"5V/33\/?MS;I_=G5U<#2T2$N<0/&?T\8.'@;W_\]W]]^A_;_DH9 MY22BKC5>6J-9S%S*S\. 6O_ZVU]6-T9IT?![,HFG\\.GIX>'C]\.9UR*=')\?'PZ-_77^[ MEV4'26$GC%G$EUF%7V/NOQ;4>3T-%T?)RR,DF%6(.0>YRFHD;PM57.KI2\.+ M8L&(V]%R3D6!?UD%)8#71_@:ZQS;QT/[9)C6I+^$T'3XHQXCM W+5\5VA:>HR\*+XH%>905G! QEO3AX7JA-77DBZI7Q0K1 MG)?0AS>%HK&PIX3,-UM.7JP7+N$C?5,H_C">.44$>KX(V9BPGZ^=,)!ECS^\ M.4[+(Z=N5&0\L<>[(_4R7]2KL)['L'\YF?5^;5@[Z0W##Q\^',FW XM$$??& M<40O0QZ F9G_&Q/"45L&_[+2>C8_LX8G]9O@:2 ^.:G!1 MBGD="Z*\@OIIX\]VM(O#42WJ^2KI'\TXT/3.2LH;Y8^H'PG98=M+OAHH:TF= M%L_MK!SKDILA;AK+S\M4N'+GH+]7ITOD[V5S,FMGL59:QLJRG_%JT& MEQ;(WQQB6L"^9.;?H>_ADQT, CWHPQ$/?7K$Z!1=XGJ=T.>\4 M[X@>(C>PDEVZ@W\VR?CU^"RI$4V"!3G="DG5*'^MQ5[:5W$P.>! M &7[-)'ZX.(XQ&\J#E1Q8E]:I:-"N7325"BHXC&OPS+-.6TJ$U01X NWLA0V M,(("E@=K5'!)(^E6VV[HQ/('K(UM^->+EC;V11Y(*@,+Z_VXNZKC6"LFZ[>= M<9CRN+*96D3462S^<7Q\#*OT\X16_NNMVUA?,WF:&K6>K9V0B=#W7#E&CXDOER5B1FDD;#6= M1S8@V M=.V8D=CTY ^P @%8$3:%B"%"X3UF!WV/2?X?$8C#U0A#@Z>=?JFL'1B!$O6J]L">SVXE'&SQ\(. M)S8EG'EL*O8Q!FVE9 HP;ZH D[T05CBQ+A(NK%?]J%-I+K R$)Y1)KP%71G/ M#X6@!T!+7?*F(/2V/H3.\JSE /5-\O;7'EG;3#LC; I&]!B\")V?L]!W*1[P5Y MO6=5R_9$S.R)'SX<8K;4T3(%HM\:@ CXL"Z1CWZD:F&R0XU*-4B; L_ONX*G M'VPRD[(PHO;0%G$0$+Y$2PIORKP)Z 7#?H[<]P5?U)Z#AAV/[@:@YM1,8>8# MAA4]X8"S'W,*?WP'5BP985+,(%KN5\Q8IQDSUFW"S M'R0FLE @3,A9,?.A3 M,IXS";GM< H=*UE([0Z0NH0,86-XK,4&1HR^(1\6\&&=IGQ8P(=U)OFPU.KL MAW2<;)#H%Q009V8>Y&1P:*R=5, &&H!@!&@^S#1[6[OTI9- M&?NMUM@8DD@&Z*N4L'6+A%^XI7^S.9VB1"%XVPZ9>Q'Q=[>RME53%GZGM3#& M"^XRHK"LDT1?N'5_MR?$X_:"^#&U TI087+EN[N)RYLV9>?W6COCTOX2*%O_ MBY2MZQSE%V[L#SBFA@&U(_++A,>UUIXIL_ZF-2NNOJ\D.6N$Y%ZX+8?'J]W' M.>6VF!%.#016M,V:LNSO^@@*+IZS_; BU1\%%>O3BB# M25C$]\C8\PTMD.N3,@6$DE#:4$9B,T[DJODLX\3ZMN+DI8/CQ!;Q6("GC(_H MPLR,K6W5D,E/]!$RN;Z^SXA:%XN7/4]OB66;":'7)F+*]AO!L2U1MK6S5E;GUH;BW8WMMW:V#WW0KC(&WR.A.F1N# ;; M")C"@#Z@5QZ:[P%0'DTW9ORJQDT97A_RTT?L>Z-OB:\;L_Q6"J;,KX\+5@3R M>PQ4A&N-V;^R=5.V+PD%ZF/"O=T;1FS-8:$I14/X>%,2-ZP?*NXQT_S,+"SR M(@+HL"/Z*XI-;/CO1-T4EO2'])J=X+5>G2ONK)'B[J7CJF[(T#BDVA(VA::= M@Y8]D%K94Y5*K'HX&!7)F@*1/L)9'T1IN11,/8CJ6;/X#NNL#1>' ]9V5DR! M31]?;0*VXENLM3Z:]0"L:76,K'K_1]&/%I&-)DHR#/B@#LJ)#^:?4^9*__IQ MAKP=>#0%67U8N!%D4R%@?2 BZPL*H?(EI$)8YZD0_6#:"B=>,"<>/'DLG);0 M-X5!?5BZ"0:O$@9[?.W@>H4,:C%8+W)PEN6WP_&CN8&5O)C"G3XJWMPW!++? M,V;EU\UQC\'&<^&40AGB+X4GY\ Y@1G1C>FCSQ@&F(AX[45,8TF]7;'S!T/MM%;;)'13*C0(SZDZIS:F26\R\N<%A:E<&3,%'O].P#I_" M<:7<$/-WY-"ZRW/8CRY:"R=Y*U9EZ&1"'96&]'$P9X C4R#4;SML@C#)QK%* MHWJA6.Y1V1*5),##A@+,ZX3X/O(5DWA7/]EL8FSD^5; !A)1ONIX%LQ2M?%,#A911:9YEL M>-K $];I2C89!5SO'7V'T*.* 6:FQ&/9!1MJX&-31-"$4_"AP&US%[XLL4E/5[(IM0_@Y _8J,KZX%N4M81^!> NMVRGNN*@SU&>\]5"L& M0,W2-?N %H%6A,2>1^.VS!@"Y3O][DC9^*I9+VG/CI/&P0<2WIF@*7?K^D^G-QV[I-&4LG[QY'=>Q9_B9F,(*DYT0E;W9 MHUGH'@9HNS!F"HGZO99M2"Q_]P,Y3T^M2LZM:\EY#]4:B/A)E[9+(J)."@@1 M!W.Y[+21.EYX!+Z9%RAG+3\QN2:%A/-!=FY(I/#5-J-V'O^M:+/_)+%Y^9H>RS]G$@4)& M-Y)W9\$4FO0[*!5H*GZ\BSQ:-Y)'ZS3AL1^$JE*YY"R<;;/B!*7@(U>*PD[. M#*1UTG ?EL.S=:'!A<4AF#0%5OU^34G>F@)05WO!.)_^4XHAU[D"88L''M)J M:?@1R]U),7H\;TU08WQ6K4_*%+;TVS"527'Z>;6FS8I1,>">,,>#(2,?HTTJ MR*T,@AL;,9?GV=5VA;'A[A!,FH)D\SQ-]EI([S*5HA!23JK(G16"^RQ*BF3W MI!_MS".%A>Q)(+J"3U.@UN^=F ;U=Q"']\!N"&SBNI)?B9%)R ,5R4-H"$$[ M@FIS3!J"]'O]SDLUI$\S*0#%F10(WE,IQ2:>>S@WA7/NWO5\? _^BT(['&/ M$%.5P4L'5@X' 6];EDQ!5;^/4PW5W)WPN4+X*6D46C<9S_!2\MP#=<,:E-M=N/- TSWYI/FMJ:M"EDZ7=C&F7?[8>NMHF40]S%R'^R MF9SKP^/1Q/?!TYD4SU?G&S8WSAV885/0U>_--(&N;8U0HL)GJ,EA13S%?>K[ MULUDDIYQ2\Z!Y]ONA]"F$%KE]L (R@9<5*X/^FLN;?HH(&_)H2E4ZW>%FJ%Z ME9($B&L0K'*47*0RO @8?SKZ)=R/9#['$)Y\ECQA@ ^2R?H)GU%??>^$2'\8 MSYQ_K]*$)Z&).^KX1 B91ER>DCIE+N892C G9#+Q)HG8&EBH/OZH7N2!6/Y6XZ&QQ5J20[(7894V#,>4K";>4VJW_ MN6% /-:V^]60[8JY,112_)].N0<38@1-^EG*KS)Y&]3LJ Z82JN'IT4N[ST(D3AB]@)HF6N2"(>'#[=DB:Q\IRMC;C[OK$-T22DZ_G)]!XL!&"5AO@^%![!*5@QBF,I5 ML^P>955+8(/"WD0SRBL$S-YW6"BUE\>F,%I03^Y.9XMP6*FH%;?Z(ALF?F_A MN3'Q_>4%[FCBUB"442GD@]QX9+K11U%?G2%=)VCN\[A;V5R55G2%=_"($XOO M/#9I6$VSW&V5::-@-^5))CI8--],Y-KDG/HP@P(<1J%*@@9K[@HQZ];?^S3: M$J>BK$?BVDUY$RVZ^6ZM/J5^OJ.>'EL?.WFR.H%VFAT>?1K821V8MP11?L/N MB0_#P1WZ-8!Y0=WB2J5.P>ZZ"C(AD+LMX+6U5%>MF-Z$4V0]%:OT;6?%86!N M(N@Y5?]>L6_>!/X/5L#6,7;#6"P#SIF,C:IT%ZB;19IB5QY1@*.*> M+/!4"6":K2, JA^QI4G>EER95 M'CU:I&$7AEYYJX;GP/RRXKI"P/(:7>X 2HPO"JH).HMST98RW1W6%-O);M$U M$%M>$_Z3HLV2/KG9G1O5Z5H/SLF>YF96O2Z_>KR9X"2+4120Z9;3P(N#E?R- MZW4.VZ7#6)H9),G$E4O$58P)UBC7B;!@RF>6Z$39;%V,S=>=,UDFTG>,"("[ M^R46'@-OM^2,P?9B73E"\)U&J8MPQ9*PN@PU@W.(^#IU%S*%5R99_?*='7S M W*(F*4'$L0E#P/I#(]"&>8LSBZU2W<.M:4##9ZM&(79MP]9(5J.D,&- MX;5%O4<>;TM-*H>0U1F3XD1?]K(3L[MD[HX2_T(>E;MY8-2M"*;4+]Y5?_V6 M+&4/N@SY+0\=2MW57'!-7!@CSV(1P5RX"K8WJ]*Y"60E.@PG+()Q!*0 #I4 MF9 E+SMK1QXN/*&.+^;C^C?L!YM@2DLW=\@W$[)AI:XY/Z4#T&T\!M\T73/" MRBGIJ'_&&".\C3F\6%^ -*S3R3-$JZ$H.^QU3Z=8IRAKC7(=E4]@T ?[Y7 4 MOKW4'/RK+M))J>Z_G)Z=WEW=1]9Z2H;:ZZCU)M_9F,J(,5]F4KIF^[&TW MH8U9%55212$/ML&?I_,YIXXZ]::2Q*Y+V*A.-^"M\O/=3#+O3^ZS%>ZN*0%S MFYI=A>YH1D^.CS_D+(B9-HOFW5*FDS"6/ _?JSRB61K1$MFJRW52OA_W(RZ/ M_B]3O^?'_==P03F3IXVG%-;;5.!EAJL=EJ+D.[7029VHS)H8_BM*JGG>2?Y7 MWRGN(06"4L5^270N4M50W$B>G&FIJZSR$]+"WK_5W:;)_3/P'*U1%Z?-&WR6 MVC*36\&AGT%'-]$7^)B1+#B3TG(I+Y MZ53UNJ8P3NX9:KKP#NND;XPKN0:E9ZC?-,P!?1= A1D=A$IHGX8Z0/PDUK$O M=._"PO.SB)<<-]V3MDN;?WZ:E'UXGD:A[?'2YI[X*:]=D+<,FE5L76K/4\_F M@?HR\"EPF%3<7[4N864L]/PS77'XV;>X:: K9!(KR)<(QW8JN< M!S'?QTA9C];3T?$;)8A,_JLNK!)9(++Z53V][M[^<])E[F^88_.KTR#Y_-2@ M8AL1>R9:GG+HIG;,."6^=,M3/WWCYN;LUBLO.V9N"-7&>'@F-JDYD=5KX^GH MQ.AUYEMT9Y;6T]:QP&MA0NZJZT&B&;6+<3XN<]2Y>!V#$P&$/<_ M<=H/<>[/J6^&V\^[6>10G#U5^R4)XE=EJ$P0) ,JZ_(J9:4G 5J:Q0C!IZIM M!HB;$H^)='Y2 L*H /B;<(I9,64*HEPM_145C71ND.Q3U7SN[LV]P+I-^T]5 MES6=BY)*3T?J?5[1OD5W>R7]/"Q0_@:/B_-TFT!R8P'):UZ7="1E1;V>SST%S-L;-6$T]'(P8NA]^B,!,4GH$^:\)K>_VGHXN# MW >_19^'X>&)VZ0F-JOK/AT='.1"V"VZ/ P/S\$FYBZ/;&T2@RP\"XNTO6>V MO0%:4WP.^C9[_WIK(QAFXV5:I@MF>=XVJ>G,U&C@26A#>%,F+W#"/:[L@B=[ MCGF7<*\P_5&ED 9M'$PGZGXLXMSXR@2_WY5]S_X M-4DKG=^[2%)6RS(X,/)">^O_X R:_82( DP'/S M81^Q ?>O:9JFZ6X^_/(R37MS2!DB^./1Z9N3HQ[$,4D0'G\\^O(8]1\O;FZ. M>BP#. $IP?#C$29'O_S\U[]\^%L4?8(84I#!I#=<])XF.4X@O213V/O]_.&V M%_5.3]^?G-W?];X\7?3.3L[.HM/3Z.2G*/KY0XKPU_?B7T/ 8(\3@9G\\^/1 M),MF[X^/GY^?W[P,:?J&T/'QV%Q\N6JZ,_3S M6]GV]-V[=\?RVU53AO8UY(.>'O]^=_L83^ 41 @+CL2"%H;>,_GA+8E!)ME8 M"Z&G;"'^BI;-(O%1='H6O3U]\\*2(\[U7J]@'24I?("CGOCOEX>;;9)1R@@> M OSU34RFQX+Q)^_>GAR+ML><[@Q.(<3E MFN6TW('V(:EN[)3N"\ F7-=\_MH+;8]@SNUAIDFJHK53RJ_^ MDZ-LL598U_//Z &RC*)XPXAY!4"ODU, M<$T!*2O47CW9E=W<8B$ L_6,_PK3I#18^2[^F63W@/*SSB5B7)9!^HF2?*:" M9S^24\1W"!.^*2V6XJZ HVKFE%9^J$:6RLBDJV-,&=R0$RX(3(U!W=0GS6J+ M6-W0*;W2>5%YL-[3PBF%]Y3,(,T6]RF0[B.A F?"E:;FK4X7IQ@>8 80/Q=? M 8J%F;[A/>(G(Q0C%1+]CD[Q[&Y)_&"7YL*!?T^HU>RND$+/[S?E%73 MH=.^BJP-;WR?QCU"N9A\/#HYZCU#-)YDY752,0Z@\8Z;?OOFHVQQS/+I5(X9 MH0Q.E_U'E$RU-#8QV8GX;VIA.EUCBCR#LCXCZF+M-K? S2A?J#-ZB&&E\7T(_>Y\[$:QF"#E3D]->YUA$X*NJ^=\[054""JM'H;^H2L$O56/I\[)&8*RJD>A>_&FB^8?7M'H M7##K(OFG5R1*KTI(N\7..77+SC3U&H:TEU0A,[R<"6F3J8*E=5,R3F^//3LJ=QK[ MPY T&9W>P4\XCP07_XAU-@>I ++V MU):^M^T/-EK>RTP<#I5"P/B)H_CO2C5=O<03@,?P@4O'U6@$8]6=MA\B',_F-;K]ZF?%=&)Y#S*U4[1#W_;UXI[AK5@)]Q1QI3039ZV%5%0*/%I]W,8VEV(^ MP.+:;S"ZXTP>@S&45X,*%%I]O*+8N@E870-HPJGN[!P7*Z(:"NK88"0M\P<( MTBMI$E2 TNSI.,+[]1Y2^J!V+SO4:L%N$,\XE[3QY6Z*3MW5,R8I46LSJRJ( MTZQS4+ATLBF,1_",4"-.4*^3V]AFF.TS]%?!8;5G"?,!0L!W@^=\]3? 5S% M"/CTSX+F [B-95\M>+%@'H1'9S#B)$KEMFG EI:Y J7M,&ZCXDNS]9K0 45C MOH($1:^LP8V0,@56VV%\8>6B%T.8,!$ILQ4#<$]2%*LEUV8(+QA%P)]87#AA M]74:]#IYP?%$^C$WWBFLCN*L 68XBE^DTN@H='W5*52[GU\TRG N75BU [C. M(EJM^AO&SC!%!8WM%H0-<;P!N^PKEBIXPMA_&,5=<"TN[H M&8_N]J+=,00\M9XT[7Z>T1AOE^8C>$:XOIZR$<+*WOZ0B9UZ,!-G'G;U FF, MF+)0C78_UVA&1>J=FNQ7#5S3-T>BSB=7ID*QRC,UEVZYBBOKTACT=)O[++;U M=?W]X\"/\DGQD.6)T"K-VI ME?3DUV[4K3._N,K$.-]GW]IV[X3HC6C[81&67H9QRU#A9X4ON9W!6@&TU/G% M[?BF%TVF.,8DEYL>/S9,43[=C\-NC!;(+Z)=2NZ5B<*_RN 7@$5*2C^9"VG8 MRW[3OBV0JW)V";OV#B3PB5SD+.,T[!QL;+LW2MCO+KF]D]@E8G45'U(L8M=L MT=GT+$*[#UM.C,(!+(*^#X\[-K9 2)'@74N-];5V4)FI'3/)*D;-(MGU\):7 M:I/2";"RR*$]/ :U8%7J\NFG0^;3>JD9A.KJVMQQ4N3$N?C4!6=JL\=)\93.-;1!"H(V9WXX9,73S(NGS:,? M#YE'[02#:?/*20F9[M6TT:VQ-G.<5*7IF#G- BA#RF2V"'C=%I*]5V\A^0*; M(>PN.=1""CHLDFH>U[U'K5H%,QZ K.BRP2R2(Z3:'VT#[T( G+B"VUD(YD'8 M(;E]VQ.&EJ(E+=R]H4N(9FRTA1\W5. V 5-!>6GM\#>[< [*_=JRY&N& UKX M64/E@&U$I(T']6!XT(X"]&DE5V5W[CPQH%6PIPINI)%I&9RY%"P7:VN0A&1R!^B\JEF&0P.HM2X4B( M $XBL'RT+!H1&L7RV3+^M8BJ*%LEHD1UNJ*ZOHAI\]]P5,^T+4(=E3;]]A\V MWT/?.>13H:"2K^EKJ$J3;326;]1?,"@NA6$BC!YAYB)YW-F(0N#DKH,PEV&9 M^LQH_!-N"S5]?_@XV&<_MSE<_4:FZ1(,R5)K +NEQ1:2]?_][= M>7PN%Y;//+;\5JA[6_TNA=;0Y M\HV*.++!,Q9OS6_D6A5)F@I;6Z>+T[/#.25?(05C*.^3F*B1P1[@'&+E 4FC MAU,$J_R%ZO=G5,V\O:^XK+%13;9&#T^O$EXB)N-'93&#RF?2M/IX?5NQOO:V M1@^O"&1&B^8L*'MX1,#*6@_J"(?:]M]?L6SZGEY97$ D3UP0G"&<\UVVC#[D M6KX(O%B5P8'LZB6C@-M^7$?1Q0W?H%GU _*[C_%U_8L>.*C[LG%(+QK?8,[G MPO1^@O$$DY2,%WV<7((,R)0:OLWCL1*(26?'N IQ$-24^1X%VU-I%JLQ D1Y@^\)S4;\B$ :(=TSCA>TU79@"+;?*QK* MK)KK'"?L/J?Q!*B?^3#I&@"FK4PA(3WRTP?(()W#S?2A6X+'3Y"^+JW?T>@^ M.?,9CDF&A/-D()P]@Y%P.R84/(/T\^"WVF=W&XSE$[76D\*U/;P@*/3=DA3! MX3+F$*0WF&4HRZ6)58/**AS%U494 M=6.G=-\!^A7*G#Z<\.T>T@PQF2=81;]>)[<)*IM5"15D[VWCC\I^EE$TS#,A MLT_$R&-A/8[CI*%5D8=J>5(W]$SO):(PYK_,^+E-G:.EU+PN"PYN"J,T"^?I>(VI )A@Y%:>/6O MGTWE7EZ4;]B_G=8W;($0L79$%=/UI7MY*.<6;2SS/-GI/KI,^G5"II1$3=*V MV[;R1.:.'Y\-\+J*AS(XVK)WBR27(G1',%P4AC\GHZS65?TRJ7G_%LA>/F?P M".DM(6YB^CRPN60-<2,SGO6JJ((0MZX] !L:\B'N M4!73J!WC'.)&I"^>S6ON.BDX7WM]K$88OOHT :4;^Q?B5FD8S:"T#571 T%5 MW&H.NK/W8=U445-=)FT@U,[:"6G5:B'3S L(R;31QF64)Q"2;:.%L+%G/R0[ MIQ*QOMLS)!/'8OE5I!6%=)RNGRR]NPE=3$X>2["9K<9O(#EY"4$'F45 @BY& M)Z]\64ADW46>]E8>CI6BG1ZMC2U .Z4V"S90Z[+BJ*L361FH95EY@#?/; O4 MSE0YF1I<= 9J;U;,ISKN*U!+4C5K&L$F@1J25;.C'>$6J"E9@Z/(*0;")_ MK&ERC'%R\[,G")J\9EQ-O8J0;'P=. Z*CX2D3_=G8I%*GH6GW6I1-$S36H/U M7-J/=YM1..&K#AKD3[8T:BB<6-U0B2AHH0@[X4R37_&1U;8#1&IA9>G5?O)G7EQ! M%!ON XQ3P$\G(Q07N\OJ>^'^5J\@Q[\>#&>78K)7.NX!A2EG,Z_1GE;2W#75>J6UT8U!G! M,5/;U 06WI)OAH_6S'"Q4+NRT;HY?Q\R&UJU3 Y$A/;QH=-305#ZNCW&A.[O MD>_"_A2- *+17+PK$4TA8#DM/1L;GY-1-%JF(T8(LXSF19NR0Q)QEH*(B@V% M' MNK:I=G1FN\%Q5<]3M;>P$XM MO=^DRH!)?RXSDS_GTZ&H4W)9S%Z!89!G?/)QHBZ,:CE*"$AWB!-O),=F.*O' M"-.8M)TRT@HW0C(]6^!$VXM?8]LKOQ#_XDH7\D_^!U!+ P04 " !I4VE5 MF"[,-"%F !1"PD %0 '=B:&,M,C R,C Y,S!?9&5F+GAM;.V]:W/C.-(F M^OU$['_HT^>&3/S'__BZS+Y[P92E)/_G]V=_^_'[[W > MDR3-Y__\_M-C-'F\N+GY_CM6H#Q!&D_6/7E+8E148FQE87OI"W$IVC;+!)? M16?OHI_._O:5)=]SJ7_W72TZ1&-*,OR 9]]M_OST_)"DRQ\V;7Y M6<9)KD984#R3DKH5H*#@%_'L_^^@9[%>\6G TN4JP]__T)VHA"Q1FD=+O'S& MU)*\QC&<$YHN<2Y62E0_SI96R3"NR5WP\6A??ORA(IEO!07F3RNBG!18 MK%=6/C/\9RF^PB_\O^PU$U^>%W&T':.BUF (*?V^&D M)@-_+3#?]#=;TY:2C,1O7AK;OG2&X[_-RH6SU%6/WOR-64-A$E:6-,T M0^RY6FXEB^8(K6K"<%:P[3=["C=?_/LR97%&6$GQ$Y\IYWS\SY-G5E 4%T<4 M&_3PRL'C=D7P-85O^)_'HFYO. R]3^@YPVVTOFKDE\[=OG)5;2N[MRTCN:V] MBOK]SCBA\7>$1O*[7JX-H;*N:')TY?S6OSQVK=]-\>'7E M:/,ER0L^J:^R2JY<>\%S\8%3(6ZG(VC$02,^:8WX:K, [C%] M%-._37-K;1_T>?_Z?-"(@T8<-.*@$9^R1JQY\/C7B/\>43PO,[$MKZ,8K=(" M'45E6A5BU1 >]>%V,H(Z'-3ADU:''W8+X**>_P_<"D]IM4C8)Q$0/^=+B>]# MFX9\];4Z.YV,&=3JH%8'M3JHU4&M#FJU2[7:X>'D7_7^)5H26LS1'$<,TY-#'3UH?#YIH/W0^492S&:9LDB>/VRUF.KM. M$7HL6&JT=(#C=6)71T_K43*FOJ@DC]"1=G!S[T[;"9)0C%CFW_$ZCR3 M>F\4;7W1*4ZX*7TB7^0^)FE+7S3>$Z["9/\W74E.Z?;&OBBME/62Y(\%MP$JR N;ED65NLW- M!3FQ&IWZI[Q6R^H=D#]8O.%&E4.G.0SG,BQJ/+JZZ\=>+3&=\U?SGI(OQ8)/ MLA7*Y2M&V;IW6J_3#-^5A^;Z&P+?-O%"%;W@.]V<4+GD&EOU3MM-'A/*%U^E MH%;;\04I^::W5AXU6KT\T,YU0A07Z0OFFBO:["4*HE7->Z?V <]3X1G*BSNT ME(NVN5GOU#TN<):U+>ZF1OU3MD19=EXRKAPR^4'2V*IWVI[0UYM$^)%F:5TS MI&7S:6E_4F%+#9J(<(DL2"[?LV5-!@LD?3.!%BT?1@BWV+RIGL,MVGXR8N*I M\OP:Y:$74_8T+#E-WMX!Y4VE,FBR]A,XUA2!$$V>?@;'DU[,0I.]7\"QIQGK MT.3O5^#\2:(DFMS]'2QW;YW%FBS]!I8E9?A D[O?P7*G"-_H'MK] R:L9Z,R MJ*++'U2M1.:,TN4+JD9BX!_2916>AF)@TNLR"4]ET8S3Z3((3VG1"O'IL@=/ M9]$/M^GR"$]ST0U_ZG((3Y&1P[!T>8*GOJA=>[HF.3S-13^PJD:9N#8@8@N,"Q;%]=8G:@ER4SPJU(4-'TN"Q&O>B+WJ $ 8M##+P$/J(,7^+GXA'SM<*7)&83D0>>_H63"V[/G"/VYD5T'<8KKP=;.I?XE%:& M:/(OE)5X6]5+PIY!SZ$XJ@^I25DL"!6B;N=$UF-8#FX8*_6I?]UZ6,KEZ%B3 M+B&]_<0*+7TS6)V0%#T^E([WI.C^O4AF+'537,! =LR8-E9GP.!WK/E4*SM@ ML#P=^6M2A\ >3KRIN%_&1C)8[CSZ%J"P_F7=E^SB,RB>('R.681YYZ)U[(@ M&1)]ZH-_"&=71L+E,7]*$/W-7]?H2QQG_1\,^:^WJ MU7"8F>"%TOA+45ZDOL(E8NEXBNA9K+TGE>05!%<;,X%FA;43IXQ;7BF'.@;PI8 M#^VQ2K(]>2&J_.U%E1DM#A0E_FE/&?_P[XMR694W?\%7LQF.-^D4T]DD(=5& M.$G^JZS/@(^O=J$-Z5V&&)ZWMZ_"M-O@/#3.=/..8^?#V5K6Y6?Z)<>4+=*5 M9!(U_NZ/*JDX)2W@4>;^C9J@4W8GZ:-P_2*:L$\KX5][]^/9KV<_-6Z%5GW] MTIR_F=<>PX;YG2G,4+Q?R,.-@61Q=TC,4Y?A'W-_Q*F M17*S,\G.UQ<9XHKZK*&UXOTY'1N>5.1T-^X[O8P=I'(X]J#[^./>.CK8IS:V M4=LM#V:=@Y/\!)SD(OM_KUHJCWE5TS'1/.CZ_)3/2N&0N"4H%][75&YIFG0Q MX>&M-TA\\^\KX1];\:WM UGB6UR%_V^SN)$T_0Z#@0'##3#C #NJ&9$;ED3# MNH/$23=S@IALPQ#9=JN%DUX564CR,W;/$7MGV.A0SBUN)\_O47[BJ#8J8GZ: M@L)NF^[0_=QH-;@YJ1AEN$+M/*V >XJ=O?WMIIHCO"3SB8Z [N]65B8V+ N3Z@&V<=%IHCG!9 M(24QW--ZPO>TV@0^_ , WT49WU]9=9DI?YGD2U5T949H%%.1/2=!>+WY MS0\U4@DU_ J'HD&CC$('%VA^E-T36LSX048>:ZU!&6G4[>:9EYR5G"Q#3G0Z M!9165^3-L7S-<%BJWM X,\4-J?N?)G>#[GG"]\!NK>,% MCC_?4SX+8^$[X'_-*6JVBBQ[!PA:@*!U1."\M7Q)BPD*B0-;#5P=R-!1<"%* MH8MV1YPJ3*/$6TF<0& B +)525J]:J#B3[J[SHG J3HY"<#,/?O=DEBI8:!F MK,]3!L*L[[ 'R>,-8%CH-)7M_,FCA<9U]A>!V\"Z*3>DHZD& 9TOZ8HKN6USH[GED!2W2UO6=EQ4#UNC M*J Y>J&3'Q8YFV$JSH]'3%]2X8O9)98='KM,)'2RYI^4DZF/1P09R1_199U* MX#?W)5=^XTO,-X.T8'MSG^L@%">;7:)9J;;N'R X 8+C#L B-2"(CXT*HF#D MFC8Q4&_!W[=$$(>;M>GJJ_!TP)ZCT2"6=K0&XL]52W3B1@D@!JV#, M4< J>,(J^ FC^( 0N*YP>$0D HJ.+?NWESP;=. ML>:%T:+TK>IT&3,/@\9E]H3MC<6'E'U6A/%TN@S.@S@(/M0*VR3F/]7(6NW8 MO8LAAY?!]I[3\_6&[@>0#A/R]N.D?M!W<),7F'++_($?H;?\R-G7@%9O M/]K]!N/F\0M::;/PMG' 505<5=TW@XQ4X9!A8_[F+8G!JS2 M<;6 F[BM)\NK=VGH_ 4Y@[N?NB>&N'(1N( ZKQ5JX2%P6,.=#G(N>U"C3P2L M912 #>;^\:(&[H70:Z%;Q@=#F &Z<3'-(42;N(+",^ \&Q#>+H#V_A'0:8IZH0E3A!Q>FKP',TMAD( M:C6=<3UQQ8^DRF2H3 ?,-0!6L,<%HO@<\?WR'JUKI:(-.^AFU Z,RR/@O([ MM%37GWG;9! :6VJW-#6"3N>PQ65VJ^EPO4TH%?6XJ]5UOGZSXJKM9[\'Y8D6 MUWT^*LA,_U&AF-$)@FX>"W&*K%842[N?@U(Z3PO\ M[L.5U55:N09I&GP"4"4 9!S"!9GV? M^#Q;(8JE42LE>OK@:/$1C=-9GB>' MWA^5/@'.4I*^@T:&%.OB8J X"H)KI*3-C3YB\6L2.,+4N8%7:M+4*K:>BY_)1;L$_HZ M*8L%HQ@8R>N8!QCSR>2: MY?8N_DL)YBA[P"\X+W&=HHIO6C"LFKW\N^\F>7++'Y?]SY*F+$ECH2FVH'&U M>@7'Z?"(;0F8N!IX.GO">8X9PU@.(5:W##[ M1X?^:QTC YP/JO6='#O7=(])4(Y2=W/U1/SUNV$BHVNWK,; MQ"^?%"=I<8UBL4A4D3)YPP'I50.F%4W'1/.PEVJ./HJ]J9@IJNC&.'T1"LD] MH<6,9"EYK-6C]JOQ='M#XTPYV8S[GR9W@ZZO!BKY7T('3O:WA9^O+S+$]M5? M#UN;S5W[L>%)14ZWZ;RP'SM(Y7#LH2M9Y[V M+T=ZP=MK'%P>K2.1G](F4$M(1^6&* 6%0X"8&.&C#>NW>43 .;J5[X+8J$6@ MPC#=)R:$6*C[6W7,?!?@9JWYEDFL=#V0<]G'47,B];!Z]'J,84UT4+2(J04R MEJ4"2*L]D0O; C##F*, S/ $S.@2;?4*U1 7EZ:S-$;\;Q3' J7&*8U6_&06 MQ.[^V)+8#M(P'=$//,..J@#,", ,U75,NXETOYD^+?'H]@Y>Z3]'+.6*PA%5 MZ_J_;8 2L\Y#!ZYWB(N%*/'.^'8O+.M*C:RN0.>J_0/>Z9A,O1J=CNF O3M45#6QSTN6 MBHPC#>HUNXP^-*RUMT"*@XTH+!P0,RM.W \:A!.;(X <)F- M>HQVL7#]AJJ_C_\)Y*B[1*-9H1&<34_^<]BE4:%6,.FB;1V M@WO,INU"8(C^F>HV?AV,.) $FE[1'5?&XICR=2=<+:7>*WXFT%=%(O=[TA+0HOTK_JJTHU/ZN!F&[P2 MBBZ?W&*O4O+H?-S1!WI4;(7X3HCOA/C.R<=W)%L Z4$W!!<.:>?=G5$++C B M9[ZG ")":KO*OY RX0TLZ\I;D/+N;1SJE+_1Y<,*2=?3=. M.O^!D)^XVO1<5)$ _&?)"8T8COE[$[4T[:(?!B-Z#'D84Q7B'"'.H87V9Q<; MO -.SM;X=#.E5!A\1_8RKM?.X6TMM3&KU&XY&"?S?X=X/#+SC\@L,O./Q.U^%G[CW_3]F6\@E)OJ1?IB:^NJAO!HW+:3$:S98,VJ+@#839_M;O7$ M'Z^L):W39)TN0Z @4;:GI[V,O:RU9]]. M@2D_LQ[X)OOX!:W:[\&6-A[(D]$T&=A[/JO%D7R3[]3*74P&9?>8S@A=BI"D MOI_#\7,@24M"/6'5R7V-4OHOE)5=967[E*$PD5N"/N!DGN;S TYV?+#FE[T/ MZ._YNR5UCI@IC-(G%<$S%SQS'I&7*&J0$P?J1T&*.YOB<&X>=5!] )?G"+-J>G6V^PS$U1;8K7O;91?0EE]A4Q9[:DO M)'O9*Q!M\8(>GS14T1?&RN6JTB^N"=UMB!-^LAR6\!/PM>EL:R1M^<+)$SGG MYU.6G*_W7.],"SXVYD?4_HO;%#V+:QDUD@8 4CC0&SHB=E+LR\6;2C=JMXR=SC!JOPLP?=._#^+7;;I\RGG-Q4J( M5IFH'6SE@- A$! 2X?).ZSK BW4]1UA_.HK9N1%%3VH+*KZL'L@VQ' LJQ:%7'EG&\R-,_RW9,G-O!89SRXZ/FQE) W9XRC*3.UX?AYO>4E"O.@+8(-+L/755F@RO(DX-( MN.R]V=:,Z?Z,8+('DSV8[,%D#R9[,-F_!9/=^=$Y0A!D9Y-CA"C(/BR,$2:5 M]FI':,H#TGUN=D:%?_?XY()+ M3LL$O]K,IWM,MY"9-.8G_66:E05.#(UMJ]&"61W,ZF!6![,ZF-7!K/X6S.H. MA^0 RO19Q-LLT_H>G^H:U;A*'V"I8%L.[U/I[D1B4,2#(FX6"YO. M7F68BGJE!DA5LV&"ZAU4[XY%W_D\>Z[G&1/SK+[[7)3KV_J*U9F.G<8(ED.P M'(+E$"R';\5RL#G<1Q1S9[.TACQ7U$0$O^&HVPW%QCVE*DNELDI JO7>2_%=97S[<>#52ER&&Y^WMJS#M-C@/ MC3/=O./8^7!_V6P+/],O.::BB+QD$C7^[H\JJ3@E+>!1-NCUP9/=R/;KV4_*^VR-^OKE:K<1BUIL=_C+GM1[2G+^9UQG)RFN&;8: MPR_DOZY++U+>8IQ6<*))EI$O0A7F).\580FCRE&#%_B^E\)Y\[&'5H: M E?%C15.WPNN7^7Y^B)#;'_]P2L>6Z^<=C,V/*G(Z5;>?>ET[""5P[$'/1,^ MICFA7#W?%JG.FB,96(S@E<,C;TB#RT#"F'Y'K_P\ M"%LXQ\DV4,R/JEJ9Q,DEM]+C5/:B]#N&P,\I!'[XP_8&A5*Y4S4=$\V#[J2? M\EDIW%"W!.47.TB D@>=+@Z"<%=Y3)8K?@A]($M\B_-$%!7.8OFMT%H=!@NO MG4HL2LV(W-PF&C8O)$ZZ&5G$9)N"R+9;>^+M):TN57)(\C-V6A)[%^'H@M M MSC@P<4S51D7,3QM0H773'?I$[HBV"R: FI&&6X0NT\J($+BIV]_>>B+W/CMP M#H.9]5HJ%.GD[@)#K [9QTFFA M.4J.#XC1'A&CT@W@U!"C_@"4>BQ9!VW\:G'.^#6-??@]S)VQZ3B:[W>G=28% MT\"=?UCPNR@CXC8YD2Z(MB\HFA$:Q16Q_&?QCCHB@CL^Q2,8V FE 0<<<,!' M^+R/Z&NZ+)=2D&_C[_U3Q5>/DJJFWWNGZ@'E\R9<5.-O?JB12JCA5S@4#1J% M%C8H5^%2E-T36LQ(EI+'6FM61J)UNWGF)6KW(-B;L@\H*BN&!G^C*P M'7EHB1S/4C-(HKS .#E?OR^XTUC?%M?#XIWYPINC.=Y0?D])C"L?-#]" MA?>"U+P]R.L!TKXIQ$A?W:!TOV MQH4ZYJ"CNT.40A?%E3C5!4<)2)5X"<& 062KDK2Z74$%Z'5WG1/!FW;R?X"9 M>_:[);%24T#-6)^G#(19WV$/D@>DP+#0:2K;!1Q&BQWN[ H#MX%U4VY(1U,& MY+8VI-H( 6O?_UZA'](;'0H[@$.-][0 #NT'/V?KVP2WV]BQJ?*.G@X>U!0M M,%(,J'.,@*8VX!_I^Q,_ I^+"MC*IQO?72(F[H>L MKP3I!N^U&=HCIM>>O #D_?: O 9!X^K"U?L,)W.<3-@%R40:!T69NGZE5B>_ M?+SP)2 .)KX7/Z(,7_+E\KA;(ANE"R<7A!755;(RSBR'&937/8&OR=7DL:V[ M9YCJ=C().6\/W.ESELYK7:,%KVK4VRMG1U/IZ"4TZY 2-KL,-038#V4W.>/* MC!XH4];:*^6;W4UH2J4*GB=M-QRU2I"9HN5X*!X4]%;1(TH>E'3%U?2VN='< M=)0$\V ^=3Y3;H3-,A7OE$=.75+@E=E4/#H\.)JJ-L.:? ME).ICT<$&5,HD<=\Z9674:'!#0RC<#!&WI9@*2CN0\J M!#SPK@8!W^5PE;08X^#6AVHW)G;N5I"SV_9H@H#'<3T]5?X F!-4>J22SMHR MW-EJJ6Z<2#7+@*,R7GL!1]4O]J);9&YDJ*INH;J1XJNZ1[7\(U)^YIL)35^J M*MY=(2A:8WG$G!C0$T F 62B#'UOY]$6$"@L4Z6#6:?+F'D8-#BU)^P:I?1? M*"OQ=+;_LK(W6WEJ[PJ)ISM;CNX&YV?OM7E(V6=%O%FGR^ \L/=\]HNC^WS] MH3:@'G!6>^N:K\IV,]A ?-\100S*E&5PVII[IIVE\US4'"7G[<5(_Z#O87K[PP ^@6Q)_WM\?H]Y^M/L-QLWC M%[329N%MXP!["["W 'N#)R.3W3+@QYR!B3J:D<3X%()@;9VI 7,;<#?"7:R2Z0'88(SZ6(4'Z'ENI:3V^; M#$)C2YVDID;0Z1RVD%/C?)Y0*NX=$6?X^7K?Y!ZM*^M?3/*KZDP_,&&KK-BG M!5V\VK7,+1X]$IEN:GU7O[+-G1KR$[BWYXQ26@=)CM7:ZEEHLL>- M0W:;S:GWI=KVG+%*ZV@SO_HJ[HQB^)YRM:U_&>H\'99DF8RYO=V4)UKZ3)^/ M"C+3?U0H"7J"V.C'@L2?)ZL5Q7%:S9$'L=&PQ\G#HQ(VK]W/04'*IP5^]^./ MOU>/K+=&,3'E!2AUVKLBZ^S7K4JZ\3YJD*;1)^"9O: YFWUXQ.?9 U$LC?X8 MHN<)&2V,5>Z$ HF?2Z,%FNKB)F 6V2];OW$ M6I,"N60'.4=/!,\;T$K&:SV@E?K%N?3L9AXIS,F/'WFDT*B>_<5^,:@0I:+O M =:4%;3[8?T'!S4%!>5J6;B1:TU!_AV8(#WAF32E\]NW(AT-:))_X.QOT8S/ M[>A%3&XN/"2NHZ[62$?DK/&X'J&SEK0%[&S SFI=0JM _#4W&HA.9215UFP, MM X:L=T3L[F<1//RX<;60]2.%&FU,4Y?A*W67$!=>DNTQ0A^*Z0M5TA<+]) M9Y5*S,_S+;D2#BU&"'@!_WB!$"MV%A25'%F--ZH-SY/#H(WJK 87M9&^@T:& M%&<-**^[_1R$$!X-09(0)#F]((FUCC?2\(>UQN??F?.[2 8F2QP5Z&OGFX7T M!O/HMC$A*/AJ@J]&=5\%GT:L2.,+48N"KM4W5*C:^LWF&ZEMZJM^1AI'[B* M_S%1+7G7[1T T&_X'@;.\7',P_"W0N0H>\ O."^W@<";ELP0S5Y>.>$;>LX% M_)\8R:AN:.'?_S?)DUO^N.Q_EC1E21J+(Z@E"T>K5_"\GD"FUJ><[D+H?*:> MXYQ;%H5,N"VM(5"^V_?N,=\NJFMK\V1;TG(2Q]S:E>7!.QC100)8LQHI4 W< M/LYJ,/>DN,9)Y;#+DVH2B?^4_)'K5YWN,8WQFPSVGI_B0 35PZ:S)YSGF#&, MY9EOZI8AAN$EAJ&A\!$;Y6H M<$!ZU9DIBJ9CHGG0>.PE?B[VV;M/F"XEE,L;#IU'5.1T MF\X+^[ [''KHV;YX\KV]QP0TS3F5]<+8!5UJ[!-3*\*@52=B_:8>OO1%H MCJ>S6X)R=HFS](4;ZLD3J>,-?]*Y/O^)R2XQET^S@ACZ4) M'SA%V=D3^?D:+=.L&:NMVSS +;Q $-RJ >K[>9,5HOSW!2[2 M&&4[PMM!&FZ>XP>DX9+6 -((( U5*K&HF2U*'%.\$$?B%LDG*OT(+3 N7@V\0<#J*YI#4@<20]P#AT&I#4JM MLE;[;OX\D:MJKFB >#1[^45J;6^HN4R9.#!*RLWX[6IY%(OE(66?V36*\:1: M5+>;A;>6,-E]P"&0:BC;>VK:<8JRUEXI%P?HQ79#C/D^>+Z^0T4E[OW7*E2\ M^0 #\K=T/E&4LQE_QR+[LLIK%RFHLX:MDCUQ MNECS3\IET<8+$>5[X_ M_\&>7Z(EH<4-9WQ[W'!IO1V'TM\ M6J"BOIWKB6Q5:D+9OK;:3?Y"LI=JCO^!Q4S&R>0%4S[%;],9/CN2P( 4@)#P MMO38EGR!"3W''W"6G*_WS.WLE09QB)-$G!2B@)NAQA=UQO:%CK U(0G-_!U@VV;K!UCU@:Z&@<6=+0 MX JPWT1&-TE60YYSFO*"5@]Y"!O OY?JMT-/R!(CX6#;H&.3I'HPRJ(TGQ&Z MK IC1_Q_J&)IVSJION*CB?K1):7"N_*,6&H+0_9(D4>_E7>N@@/KVW-@,5H< M&'W\TYXR_N'?#RB?-Y7,;/S-#S6->#_)KW H<@^<;*'LZ)R5TJAL-PP(_'R] M^_-#RJFB\6)]BU]PIL)$&W4>BJ^/^UW\FN(_RQ9LM$'/83BZR5=EP2KQ_J3$ MX6KT&(:#)KFJ"[_J]SP=CH8M^=Q 'WN[R(UY;!WCM+F$]T[O#O14O=U$K[=7 MS@Y(JO:Z0\M-R91^QT'Y$;@]Q9'5UGQPVI4+J+W#6.D?=+57V=?[6-F,3Q-!@V MBP)4N+__.7YB"3EZE@JX":ZQ_RJ8;#,J04YI-\?3B23<='%X@YO,=GI4DQ3: M_,H@)[8G!?1$BFLK8HY@)K;,!B+:P390$U77UNLTPQRA> + ,P \3P?@V<'S M-5)PIKFGUS_T[5V4"?G7V8)91KY4U1Q%@<>X2FOG/S.&690N5_PLQLFFN1VJ MSLVO,&Z6CI4JJE7FF\V:EK3VJO]%V]?@H2G+D-! MX7F;Q%-?'#")8UJB[",N%D26M]YM,"A\NWC)\-]NG;Z63+9FBPV/S2- X?!3 MSG]*[FG*OU^A[+RNAV3.IWH<*-S^D1:+.W+\3ASN6Y8/@"T?IWN<]2-@RZB_ MR3/66>-J9[$9'9)D>MYM1KW7]+[3C'R?Z6N7&><>T^<. WA_"9CR1CJEF/+E M$E-1.WJ2)Q^Y99_.&JYD?XTDU^GAE+2;/"E90>M'3N8TC?EC2XJRG;M/AUS3 M49RP4!7DCJL $9R-7%9W/ MCA$IC8YGPHB41(NW#BWUMJ"DY)PDW*!]+B+!C'#7E=7=!_WFX1H\&6!2KC'U M(4,W9.A^.QFZPM=Q#R# 4Z5/VAY MNA])DL[2N+H8B-V58OE,9^+Z*8KB@KU3\VLQ$"A^[PDK#K]XJ\G9"L!@9%@2 MH;@G@6@/#$H>VO!Z^X&&YC?4D>B"'CPU[J"=3_;(ME!'(M21"'4D1E1'XH[D MJUIIYM)L.D]57)AU]LK7O353!CU#_EG(/POY9R'_S!EY(?\LY)^%_+.3RS\S MDH*^-_JM&(Q]O6//PS-TW4/-$3)Y;Z2#J@H*!.UWWH\K6R1@N$Z5D M0MW8+\)4'(AM:V\.@_F*G$]SD,<6(X4M<_VO*5_M(WCGF,V:[ M#(2](-\1U(T'IEMYZK0U'R/MPR+)W^[^.DS(VX^3^D'?P;;W3+:S?+LE'?P1("=V]Z/HQ#"1^IY" M<+-7ZP@E9H8&R$GK4K?H-'T#4"8 90)01L*2IL-XI'B8SF[CH1$0.2XX)VG. MMH4AJ\"ZJ )9D&A&,3\84)[452&WO:)TK_TZ@3>X)F(P[$(_C 1@0@ FJ$IO M+E ^Y]O,IYSO+UGZ%TZV)NDTK_/F+ZD B6Z M2]DX7'),&%VL^2=E3*^/1P09R1]A):#I?%$SQ2YGS=R 2?6B1_E4%$;D$Q:U#EM[$GJGPZ$[TPDGP)P9_ MHLKGL)U>55AC4DSJ>863:M^1^2"T.@'B8Y(DUD/B[& ?D'EY+48 MQ*'X3XU2.;[*UHA-^3"#\KH[XB=5)JPF:Y)>P;L:@.(@O6'!C MFW.F9<29J MT$@A+U:*D5\DG2]>Y6J2)K_0"KQTTY*::;UU4RH[1N@JL M":JGU1)A5U]%I5$F5+.ZJIO,/NKK.6.5UA]8>&5Q,GG!%,WQYA=\3U.YG\+O MTTC@LST'S5HS1][AEZK=KC7 [H7(L8EY]<'Y1!"-J<@!/=.('7B M4?BE;A@K<7)94GYFUN^_FBJL^O%H$4H-'NN!3/B5W#1[.+Z HHJ/D]6*XCBM M2X%72"7YU;,V_4,,UDM&0K,KB_A4=$87FM9P X++0NCU-9+.ZQQ4,'_0M0$A M-2' -P)\XP3A&_UZC\:*^!C"'S16Q$C?_MJQ(DN&LH['"DKI:,QILOTK-+8' M]%1IBNSO8Q.9VSBGII1^^]:DY'R>_7YB$FS!>>AJC![M8=]BL9E"OE"(9V<1 M;[-,-]>J<6TN$F8(/YA$DRQ%SVG&GR_N;]N"0\7%;60V>WUO6TQQDA81_KHB M3"PF2Y"B+W(\8AC]LA0@CM\>Q)'1XB @P3_M*>,?_KTO67DUF^&XJ,^UZ6R2 MU*#9R>Y:Q48W?I M+*HXW&[V[[4D>*??$1@_^Z^X4LS5'ZYM]PXZG& M!PJQW[Y'%S"U.VW!Q% MWI,NTTJ5"52(K-\)'J*>(>H9HIY]N+!,=<^1AC&= M:9[^O6^O;QDX2&J=H91&+R)9.5J(@G";"P?J&\7<7,Y@_;3!;F'H2'%PC7U[ MKC$# ^MP#[D5CVQV'^DV'YQV93Y&>X>QTC^HFVA_%5E5<^*."+I0IBSXI=5G M2"YD*T#6;"A:Z^C: Q:S0-P^BHJ2\@U%5BK/H.>P'/T+T53HI(?5OG5Y4O4= MB"OY[8529MKN#!XG#T!V*ODEBU)>VN[.') '_6M[-;@SO;[9&]_:=].^8=+P M5EM?UR8I;XX^OC9)XYII3W2K[]<]HEOGSN3!Z%;N8GKWU(^+]D%WW]9KU9N9 M4%S#/DKJ!WT'ZON1%=>=R2Y3]D3W+51(#8>(8C<2D\IHG\V MC [_8^X\ H/],9IUDEL99;8"*#!('\OQ1% ]+KV#X"9VNQ9P>&&DAM=M-+/: ML=;4:;([@M,XG.PZCDJHDUFN[;U:S89N<) 3N[LFW&G>.JK0X'#>JMT X&:L M0M<[8*J#JP[DK+73@CO-5$7=:;8Z MJE@2(.T!TGYZD'9CT-9(,>T60"Z_:EL?G+;!'_T>]WUQ*-U#/20=\(V)D2Q- MA.D3O2HOP:*XI%2T65596E&9HS))BWW]J?8D@RZC^TDJZ$YA2"((202J*\3B MF.\UR>V^JLM%/:TF>7)'\LT<.R+>KK-OONID3IQ4:KVHB43Q0NACPJ_&UQP6 M[K0[7$QG3^BKG$&;4?QRNKGH%&7W*$UN\@NT2@N4<5*7)*\*],F8T^[HEQ\5 MA'] X'[]Z,DSJP('2OJ.&_FE\P6EF="\K@E]1!E^Q+'0,_GBO,3/Q?Z3C /# M[I[3;O+/TR^YV')FPCM>TL/+7]^DW*@:>Z7[ K$%WQ,O2WS-]3%!F$S\BI9^ M*=[O J]NC#XF5]+,,[Q\AOE)D]0;,M^'ZU7(=V4)U>T=/-._(BQ5I"V]_GD0 MVA[1"[=9F2:IDM9>*;^J+N+=;UC7+W?I S=$:1H7TJM+]#KY337 W$A$V769 M)^R19#+*9T(2;KO) MBDH=_SP(0/P<(UI%SZK5=Z"=2XC6[C<,W'TW$5K(?]O0+\R]5.]G*;J!X:='33;M[3IA .=O/Y@\X2S;*^%WE;[Q'E-N;ERGC MZQ1E[RDI5S(V[4?RRO''-"?"%[Y=RA)V9,V\TGI'\M1RHS7IZIFG A_,$]4] MP*JF0](LU_;E#8=*$)(0VM#"*X7WE*PP+=;BDB?APA-;X4JXH>6RU>GBE8<' M44B'V_Q7B(H@&SOPX'&K+XU3&2?Z'4.BU@DD:AEK#,!TA+?DW.1Q5HJKC>X) MK0*,!;=:G\M"B/B)"'>\P#R3+*O @\ISUNW@7N7RE"YQBY.BJ8D)C9*+1S<; M1^,.+V_@X,'-YIN<#IWV(4$NH)D"FBF@F8Y84H6WP($_)<02$UL&W'MJ9\K: M@PH.>6;\ M\8'> @9NTLV<5?P2'-VAGM[)OR"T_NQ+.AWJ7)F;\[$]O?IDG@ M3),]?_<;:FRJRNB:)D/^KB)LF8D*2T23%7]W K:_FU;(A.XA#DDUT7>LZ7(' M24=I"]GI\@1)%]$%E>CR!DDIT8%2Z?(%20>1>MQUF8&@7*BQ![J<0%(F.KP1 M:'DQ=H%F<+:T,1NOC#33J"H\7EBGTL([F0UX[T/0 FXL];Z=-5 5>^9]9UTO_N:B6OL M8L06T2PC7UCG?'O]@0=(M3,)]J<5K%.??[_A,1 M<8Q[2EY2/H_.UY^8<"5/5YBB0L1JXB)]4>;M]O"(T.1<7V# M.&>38L3P):[_W;%]]35>H'Q>U0VLKQSO0\K61'C.-'[>!CH/@03;PK<2P6CV M&C8??7.)\SG.N<*BG93>W,MW]C?%<5I7%5P*3?VO^N\\$>XQ+/Y6I=D;]1X@ M4QG?BI5P3U-^ *R$3V%='0H2?K3Z^,U&WDSS:2YP4]/91R[D.9KC"ELEX4*K MSZ![,W82;\ M;Q+J):U\4WITVFW\^6^A)_(-S&Z0@?GN% EB9IU!L673B4*XQ$&YE CWTROTR"U-<3VK-H@&EOYS?+&19,A MODMR:/6+F \ E+^6/<]^( C\WN0O?*)U>)^* 8#R9_<^-0:"P*^^W])\ *#\ MV;U/:!Y%$7GC9.ZG69[LMI *6='&IFE_OS4X=HJ$.(@?TOFBF,[XBZB4ID,7 MQ<;W(F'2=AC_]48D069YDMG>-=Y2&M?U\'XKG6R<-IR^*4WG:7W'T)$OY" C M32(#VV&&XI5O/C'&"1-Y,J^0_/<[EZ%(%W&;M?Q!N-^RG[Q;"][A 7#&H 4T:K.L-,!A_=6C!;C.V'&9@7G4U(.V. _.C M>[QH=X3 3VL<2;O?P-P8'Y?F(PS,X1Z<83,)E;V'XTR6*T S3)Z)W5K>V=U&CDL64?)$B Y1M'#S^&*OS(&*@?"=BXEYS6;E* M[4Y.2FD>AVI?^;@$<"W/RR9[SK9[+T0?9-P_UUGGFP3L*G7UBR1>[68P)PQM M=9S:I7SH4:\J@L7BJDW^>&XF+]-RVN-SL.T>ZN"&.KBA#FZH@WO$4M=@/K@2 QT8(NW6,L L?*UJQ[VGB8&;![VR M3#JX)\!M%+XD9906!&ZA^9.21:H1N&H9OJ1EDS,#KOI&W\)R8$:"J]KA;SD: M9&6"*^0QU#)49.)IRLACR6Q/,M() 6@*QV/Y;8\3R"A-4%-2'JM[^]C$#3W( MNJKFZ6CEW9S7NO(Z/=V\&_Y75VZGIZV;HH9T)75ZFGJW3 -P!HZ>W\4V?1>< M-\6"$:48]+//P;E+7(NB/>D9G"_$M0C:LO7!K?Y^YT#7 B 'VM$[?R\.?M[TL>ZN0J<'[] M7L4P&I^]V[W"O*8 //]\3[NGD]7AT>WN1@RV!9[ G:F=S#;MNEUC,=MT&)*' MHJR2$,9BO6F*1NX5Z7SIW."VFLGLL,N1&(LM9B()=:K66"PNP^EO4(4;W)'@ M1@*VA3/&8F9U$(=&:OE8C*L.4NA04FI= QJ?8W%X#(4@6TAW-&86X;R M&/)*E='8;CYEVNDR('!GFV9NG$T! W FGRD7#;>C-]88!V? =6)4<2D&.)U$ MTW=A5^P7W/PUY^,0HM=+(5QP4[^3C#1KF\#S5M@P;5T;8<^^ATM>&>E'B7^#.'*J!X]$?DH#7BTA'?O8KQ0#KFS8.!F7GJAZ4Z(L6U^]H*SD$U+< MM'.S7*&4'CKZ#QGH-I(#5C:9]5MS12YJ9<. 6'U#64"L#LM(BV^&Z/I$(/($ M&RPT2OD%%&Y X084KO5LAP 0#"A< ,C @,(%BL*% R#3B9J!6RU2)9'HNG= M3GAS[1C"3M_Q?>G:L^ P83J34"OT".YU!>2^-Y$$Y'Y [@?DOC_DOJ-9$)#[ M ;E_.LA]9\$/N##@NA6?W3G)D;A4'F61&*KT4^15Y\$ 8;VFQ ?X;H#O!O!C M #\&\&, /P;P8P _CAS\J,7!W4XU>JPTHR[2D(T5()\!1FE#9X!1!AAE@/P% MR!\P>!>@*/XHY1?@<0$>%^!QUK,= F@BP., A-\#/ XH/"Y 76"%[ /4)4!= M_,R5 '4)12H'/E\#U.5X*>[XV+DMUG16]3@/R8_8I$D_+1 M^:M=W)A?H_$&Y_X>TY0DVQ/+:*^7]X7%E>F^I.I]>IR%RJ8!YAI@K@'F&F"N M >8:8*X!YGK*,%=K*2A47;4,VG7) /2%!FH,0-\ ] U WP#T'9%J<6)U,"V< M36-81$IEH(5]+3_Q6%:.4W4*P@'C?SYH>=7' ,_M(@0+5_L8T-N&(FG'PV@R M[>^"9V=,JY%,8]@$0J9+R'0)F2XATV7LF2ZAJ&O(= F9+OJ9+J;H7G ;D,,< M'P/8I/^$GY_XDGLNJHP57!T1$<-Q2?DC,:M_.OC\O([$*J(H+D2=UB4JQ"]K MRW2?/A[M,=FG/_)#JD](]5% 7B8O?,J(K8;OJH^(*WY\KCWNIMIDR;6>]"^< M7!!6G",FQ;S9#C,HKWL"!;D?ZV4DR)T5F%ZG+_AI04DY7SSA_#\QHJ_9T!2$ MDV>,2DK7**7_0MG^)'4LH3?CPY7.--\2+_CH9P[I/F-44G(ZAW3&ARN=WC:? MD>XXO6PSX]I;_DB+19KS:2UH=CDOV@>&+P]7\T(]*" Y[#]9X"(^X>( M!V1K<'@&A^)FAZS],^C-7 MU&GZ@@J^(;$HS7D''.W;X-D,QT55RV_&9V4D+C+%T4+X8^< G6YK/ M;RILI9B4[$SB+.HZ'!C>!8TX$;OSS6O"L0WK&J-YY?QRM^%<;+ 73_SQRK(B M.EW&S,.@]5#VA.T7Q4/*/BL*\^AT&9P'MET"Y^O-HG\X.+$,N=,?S#/?+)WG MXG+V"7NSLRE+VQCT]%M_Z&BC5I?"4C;V6U6HIF K5J'@RV>8NO' ="MWL;;F M8Z1]V&I4;W<3'2;D[<=)_:#OX"8O,,6L>.#;X>,7M%+N.>K&(>0;0KX[=PJD MD*]>&9J.J@\QWJ<@"J'E='[+9,MI")%'+0V>V%A@HT,RF!LUGE]HNU=7Z^T0 MLS,,%'ZCCVD+H8:#P^FK8U. F[BM&RCI8+&"G,'=#Y<3J[OCPML"=5XKM!]B MYL4 .9<]:(N=)GM(#P]HR8"6E+#D)&0T4HBDFTBA?[S#+Y$ G,S%184,TY=4 MY+A'-)TO"A:M:)K'Z0IET3/*1':_+:JAVT,\8A=<$!H0"@&AH+Z_L4CSLMH& M7DCV4LT^ 9Q^HBAG,TPI3EX7!V/WVYDW69(R+Z9EP:=MGL@O^>KE&<$/'?S0 M4H5MY Z[H$P'91J:0MG?'NY?R_SM$.NYQ(B5M/J517&E-PN[U$W[9F'H+8&M54'1/5Q/_/$;O0IWT^PFWS%MQQ1 M%XUO0UE:^=T>!+*?[TOS*I>AVJ>VAO%-'F=E54#M"M&<-Y'"6L\*3N_@] Y.[^#T M#DYO/V7V>S5$1@HM\7# ^46_#2Z9+GY!35%!J]8UD'6J*2UHU;R >$$UI0>M M\A<0VUQ3>M JA0WH#]:4&+2B8@-[)32E!JT.F1<_N:X>"JU'C%4 MD2Q-1,;3OB1758L+;X[OJ,Q1F:2\@3[$PFI8/\B)#J0%0$0 1"B<7^=\ZDV_ MY#BY36LIHS51N,+SJ7.5HT>GM'4RR7) M'PL2?[Y,7]*$KUAQ _/C E%\B>.,_Y-(6#'IZI6GK26U)48<);&$"67;0:F^ M3+.RD J_I;5?RO\LT^I*Y:NO*VY-R*:^K)G?P$J%^,2W7"O!VY1[-=D:/;QR ML$^+NDS9BK#JI)_.:@2KA >M/@-Q(8R$Z6Q_"6@[#](>@W)0V=2:;T':8T . MV'0F+KU6!%E;VWNGG@ER\)Z@2J(/F.LVE:JJX$.SI^>:5ULOUC6WN/;X]>F* M:PR50[J^++AN]X2^8G;UM:"(VX!\CZ+KRAB[X\:4J*M!LJR"OM<;ED02'IXX M@ 0YG9L-^ASGW!A2I(GEZA ]Y3$F*N*TG0U ML\Z#U'$3U&R4Q%KLFRFFX$FW(S!^)L^LJFICS=?Q $/Q=XUW?G6^S?,O*A6( M?/FSFN'#&5/.^^O8!"Z\NKKY,7BI__RW)YT^8 M+HW8MAY]2,G'*<)0!.=WND.)2(*X0OJ3"[\@/ M8+'2%+E,=H,,SZ?+G2>QF*?E"X M4:!T-7MYY>06/1/*#]&JA!M.U.J?NK%7NC\B^AE7EE">\.,>TR(5]JN:?KU. M7OG@^TIKNFACF^&HG!0%39_+0LS9)V+D2[(>QR^W)$^US"%YPX'I;3&*VCL, M3/]E2G%51H%;S-)5H==K*$Z406IINV&IU9\VS>V'I;YRS^\\9&;R5_7URM4T MCLL5MP_6O/'#C9(8K: 77C.6;C*R9=UK3 M0J$@O&W@F[[7AI[P:O(77;WT.H8F)URWIU>.-FB;;*2AD..$:O(3##B.%M$C_:9'.Z?P#B\*F.)F\5(BNNU* 9J>S#12G@N6P M]EJ3EJ- X/0-<2JDE=48)ER^1=B*;_X]*9:5Q5$7^6I6^ML;.B!$G#%\_SL M_FUW8FJ2];NN '&F\].#*[V;5UK9[/T2S:?[ MOZ%I+%;UF^NZ6VANZ>V0Y,V\_TARO*Y]*IR,1_0BP(82;[]U?P=D?]R4FW[< M5IMNM UTFCH@YE#EN: XJ?4V@3+ZE,]*@86O5DHCS,U^@% *()0""*4 0BF M(Y9L@4;@+NZQ8*19##80G9&5/.BF\X!Y]=9L-+QXK8@,^=-<54P4]PE M[Q;80S U/-S/ 35, $Q%#O>,&X)SP%3;Z"*)3C8DF(H9CC<#+0PYF!W 3M-3 MQGO!G.VZ5,L9M(%(@CG@#=COZ%V!;?:B<5@SN3NK]2*,7\%IBP84R.)P16$,N#0.( /KHY3U]>I"74'M^7J MJ8V:D"]PBF,[W<0Z<@I.3=1B=MM8N[@,.-70B,W.N!MP2F.7*=T4<0>W(YE- M8^TR3^#4/R,^->MI@%/_]&>K5L@=G!;8X24JRM* 4P4MV6RM( 1.#31FU*@X MC*[* $Q!DLU?:5$B73Z!ZD86:0&Z' -5DUH24<"=G<96R[C\W1J$'["IDXX) MV5C18%&>ZP+9/-%@S"05%;(IHL&JNJ8C9#-$RR=D7E8+W*ZJQ[(N !ZR+:+Q M1HWR2B';)7KN6T5Z&V1KI&V>=D!)0[9-=(Y,[51+T%:)U4H=D36B=;9XJKP) MVHC1%E1+D4Y=)J&J4;(D7UV^H&I0'6N"Z+(/39MJ9-^.-:B:5(=L3EW6H2I6 MG1)V=9F'IGCM#+[V^Q)T682J9&E=K:#KHH"J7YE?WK'G>-B+EN+#:^OVEQ!E ME0G@^/8EPV<-?B63%;WAGJ9P3Y/ZAJ#C:R*Y7C.=R>NB:/2 PD&'>G>.1H4B MB1UJ1B1"BD.L%\ET>.0KR//3P4AV.TVX)I(2D:M#!>:4ZR/5ORTE[-P-#$\>3:OE MGNMH>2=AM(\*1A+RN2S\9Y/IQG5O@T(/>9=B;S/P%TKW+#&BW<>Q\. O?VKC9)G%<$XD3V2'0N'BL^_OE+DFJC1%E]RCE9]<%6J4%RM0< MZ?3QS,7.N'PB$O(J%,RSJ#8DW@ 7?V5D/8B]F?%-NZSN!M)U7:GI7_AY -7O#FM!VGP>S\EK?(V+_E';M-7VVX+\JGOQX4@[*N+O HN M19QL\;K*F:EN/$PP]FC+8PUFB%&?$ (_@4O%*CU#[/LX.=P)*B5OJY(\X'17 M9>8^0[(CM\.>^EV\*' M'PXP$W8.'#!Q6PO/C2[32B^<9P&HD23&[U!3! Z )XZBRPXFNH6* &:6ZYFL MS6E+X&>OV8LA5J8P."R$]ILT\ R"0RAH,ZEC=8##&FASIV_M@\,&Z$]3.Y?\ M8(#,!JRLVWT(+I_]:@MN#YH 3^T7S]F'&03N&-(3A5X< ]PI9/">.[DXP!U- MW1G7<'6 YKI<>TWB@H.6=8-R^XV"*$I'']%7+SD+?@KRZ)=#==)2-$K:# G M!8[>19FH=A^A/(FX_D*^"**B&:%17)7TVQ:M>/V;Z+/])1'&5;832SM^L)_G M^H$2]DE[* #R[14 "6C0@ 8-:-">T7$Y*Y>8[FZ6?ZS-^Q:HG$XGKWQL[DW. MYUQ;QNF+,)@GVP/FJ *OA"F+$:!R*"R&%TS7W3D]'@DJQW]PPP!/9S,'+_?- M4$/S7*=$-I-;WR"OS[3^6$-S?;RW*'!'AKVA<:9$G!KW/TWN!CTC&Z@4^R(W MMI/]15KGZPN1[3R=-6TU1G/7?FQX4I'3;3HO[,<.4CD<>]"5)*X-KST\XA9! MI8ZI:NH;8?SF:EU1Y[ZJ7BL#^>EU"EC8X;&P;WUQU?4=(@XE@A(HXVK11[Y> MTAE:IMFZ<E*R@]2,GJ.)J&%(KK,^+'M /XTQ&V 7),AP+IT='SAT\H2?6W;$X."O.YJG?";F_YU3+ M<674QPEY3$3U"[ZGGCV1GZ];C@Z-YJ'"H1?XF5MSC/1JT8Q$?DI7C%I".IX. M2%(8$[C/C&^'*0!6WCIPR0#FLY58'4.#85=5R0(^5CF$5()^9WU7/]\8UD2' M,XZ8*D=C62J % H(BVRPB67BL $'J^Y+)+9^E3',&!R<.N7\E4H0AR--^NN,+AU9VE_?@=N1)?CU'LT=:4Z? S#NR-+_G$6*-?GV M=U6[)=_V,]U7ON-/7'U\+JK4O4V-?[9+NE7_9)/EZ.AI'G,;G5(<,AJ_O8Q& M _SCA!^.Q3F*/^-DG_FNKF/?WL,O!T>7JUWR!7*0Q+\O6O2>\A-OG_DO4O[; M;L5U.O8HI"*T@KZDTC@V)*DL13VP)?DZO)8UMW MS_FD=$4HGV*O:6E))]7H,T06AX@ B7B87OZ9K+57RC_R&3Y'G MQ_?"A9<+>AY7XBHYBI,K4>)G15-V?"0I=Z$N0WGFN5K(XMW=DXQ3$Z/LL7P6 M3@WATV[CTJ2S RSZI\II&O^R*KLUJ&@)W/,9Y76>W(T6D"R^T1B2Y42 MXF/#'CM(6:W2@<$^]/HBB>.5#RJZ/O!J&0G^LJ]YY>[D!Q<'[UMD)B8;N AZ MW\+1=H2""['W+1D#5PNX,'S_NY"Y9NYWJP[@MP!^.SWP6S>?/;B3WPG3-O$K M<,=\OY)0Q*S '>MVDM +[ !#BGQ@575-.\).7167E/ M6+4[G;W[R%LLV)3>DGPN9;N?AXQ83@>:B.*Z<2_/'+$4[TJQ;*:S[>]^Y"A] MZH@D>8L9>UJ@'6^]"$[VD!'+R<>ZU7SFB*7H9]UJ/Q60))LYL1*/>BCP/+M8 M:48C!TQ@P 0VT1XP@:>,=PLR"IC @ D,F," "0R8P( )#)A UZ"#@ F$@<8) MF," "0R8P( )#)C @ FTU\H#)A"6WJ#'4I]1+'!ZP1 B47K4P2D'0TBH)?8$ M3DWP(2,UK .<=C"$2%PL+"BU_ 8!8VC*"%I]O^Z174W&H93WZRV>ZQ_0_#-7 M$FGZ4A7 9A%:DC(O&H"TRXU]'8E1N9WQJI<=<+F')WL$*/=&?0 B!R"R$IRR MG3_7?*+]2\RSZ6S_Y1T^OK32O.- _-P1L3Y1-JG64BL7STJ.DO;U#@/$$&$^ \<"3D&0IL+7^"Q*QEAZ9SU2Y-%K MZYVKX,T-WEQ568F,:\9YM0OMKR.6&-?*MJ$8ACD';'<:7*9,G%1\;:OH5[7W M2_TI7Z*!*%U7=X>M""UP4JLA#9)7%RZQ&R449'$=CZH6CEU$ZE572#S=IN@Y MS?BQ8>;MB1;I$XL[5'7&FB\MF"+_1K2TUY^O=GQ]23+E>OUC?XA>< MJ<)T1IV'XNOC7G>M"D/J,:3J!8"3:XK_+'$>-VEL%CV'X>@F7Y4%JR;*F3JL MVMYC< [>&7/P#A@'/QES\!,$#IKFMC+T9M#S=#@:--6_B3[V]L@PYK%UC-/F M$MX[?=@Z>O2V$HVN :5D1OE69>:FCK[-;MC;*V>W!.7L \Z2C0FNSY5!SU!H MR8*/>U%RG>23O;/ U#RR&.%T.1QT-P]HNW[H'!F2+,@H%,T*1;,Z%IY!9QJP*FZ%8R9_YHX<48 %T2KI[A%"DI'VGAX?^OS)P[, MEO&"M4U#">" VR9SM6VA*UU5H "I_2]P".#KWB>Z) ((;I+;;$R');ZZ0$%& M-.]=;>X0YG[_L\(>P^ 7 ]W/+J -; "W&=CIJ$U2:(NZ0U_Z?2KW(]D#>ID, MC0 &<(D/O;#>B'S09-U10;20BQEJ5H=$S1'-*W>.=W![;*A9'6I6 Y1,J%D] M2,UJ1Q,HI(^']/'321\W#O6".^3U7IE=RARX0UN/66.((;@CV$E9@(;\,W#G MJ>;L;<\[@U56V22349!9:+64KN/:>US%6ZLA)#J]81SM1 M(ZW7H\0DAT#XGN(=$])+J'1'>C<.\II(6?'D?PDJ)# MHGM7+N&]T[L#"\D\UUW>^W336T^?PY# :T-OOPF\DDRX"Y*):\4HRB[Q2K@P MN#@,,O8LNCL@^F:YXN,?AX^:Z%.W=$!*!8AZP"B[JKQ0TR\Y3C1E9]@UY B& M5+B!!!%2X4(JG.)-APRAD"$TA@RAD ;:4QIHFQ4WHOE^*IF@(1NNWU4?LN%" M-ES(A@O9<">9#1? XL;;= "+]P@6M_*4@=MP-!BU=J>.%#7N%HH+!2NN[7F& MA$2--PZ-S6\H3R*\T? 3+>"D:Q2J:X) (%#[82J@3P/Z-. W*QK98I(GXI^K M/\N4KZ572GTK[M:XOU?NN$Y 6&K"CT:/@*\-^-IO%5\;T*B@.!@_&C4@'#MS M.2AVK#+6'G",^='_;'S#BE;'TT7]G3Z'P^(:MZ5/*J?) ;FU(B[A3K-70&CZ M1V@&T%X [07@&ACP3@"N!> :4.#:"8!Y0$/X I@G@'D"F"> >1R">>" %P.8 MQWB;#F">?F$?EF$V<+N.06E$ ]_@2+$\1IZFD2%ZC..I_I$]9S]&&-&Z!'9(YKH@/R)B!O5'B'S32ZQ_11 M3"+AE(@E#F1EVT&IOJP7A2;=1ZV]4GZ3Q[7NC[(+LER2O**(38J"IL]E(8[? M)[*5+D[NT5HTGE"*\GEM,TB8=#>P5WG!.?-$4L*?6&D#IH.N^-(?34:ML9(/31V MRJ FL]#NZ'!ME6B* =J%'IVT.$V>H5WSH65U^_="OHLRX>VN?&G\Z"1?4![C M:$9HQ&=JDA;\9\8PJUI% H R(UE*HN=U1%/V.:*H$,EQ=@[)7I[MT3?9(_W! M31G;@.Z8@*3PA;B6@=:(0TO@^)16I>R:]8;&F3H5T;3_:7(W[#42;ZGD?PD[ M.]G?-'J^OL@0V]_E?=C:;.[:CPU/*G*Z3>>%_=A!*H=CPUM)+R1[D4<\=;IX MY>$#66(! BW6 B>IM#A533W#3*J[D;/:_!-X1\9:#E6=+B!X4"X9O4YCYV/0 M-7U'N *Y7YSOJ0*YHVCJ-PF?[Y'J'/LW#?R"6E98%%+[R-]P2M1[C*II Z= M '#HL7RN D&()NJ)(&OGY-*EY1)3,<\F>?*1[S3I#"W3;-U(D$$/IZ3=Y$G) M"EH_XX1I,P0O.)7"@0Q,D*LC M30=UB%X>:8ZHN]2%D6:'NLYB&6G"J#[P3Y/!WX QV(Z&TF3L=V",.(XGF9B=#^.HK1*BU0%G'3;8GX9S*+^ KE*_K;-=ZX$B,S+^(BY*WW?9! M5?7(NIU(<26V-XUZI,ACTK!WKD(J<4@E5L#KSOG>P^BX>;O28+_+%&\_LC7R;)<'G'9\U/&(:D_<)9M/J=_ MX:0G2:F?XC<]O29#PN'1KT-0]L!GD[CK6YS#KR>8FN;V?K"X>2)BJNS*K527 MM]MRJ!IK2*Z?R#D^FOMZ+"HZ N/'_C4:#C8$W^;,P>'@[=;/98&OL,E9(LSF!-)O-6Q?WZ(B:;.I]3-T8 -W&J]YV M&-"\/I%-A3WEJ>IH5$"2T-_WK,>!S:V+%Z\_+ !9=&$8$%?'AKV:#UEK")3; M;L#FX\#FUL"Z<3HV)*D8;\<6 P'GU]TT@&S12TCOSKPK#B6ILG]481;A>97G MQ\K:A*38TP'P]9]R(14\T9IF 8@8@(B^;_YL4"U'BB_4/DQ&BATT5)E'BA!T MH!:/%!EHJ@V/%/_G0N$=*>9/R[ ?*=S/6K4?*0JPHT-#5U_PER;<$]O.)L 9 M--VIJS=#EV]H>E8?'@Q=68#3R30C_KK\@=/&3, NDR"4[PZ0P)T.8>FB_6* MV]05"C0MS0%80I=U:$I^0'!O_G_ 5!+ P04 M" !I4VE5[K#8/.." "_+0< %0 '=B:&,M,C R,C Y,S!?;&%B+GAM;.R] M:W/CN+4H^OU6W?^ ,TEE=U?9,^WNS*.3O<\I^=7C?=R6MZV>.;E3MU(T"4E, M4X0"4NY6?OW% DB*DO@ 0#SHV;__Z^OJP0]8YK%)/V/ M;\Z^??,-PFE(HCA=_,1;0A??O7WSYMUWY=/?%(_#KU%>O5!_^/OOQ(_5HT=#?WG'GSU[__[]=_S7 MZM$L;GJ0#7KVW?_Y>/L8+O$J.(U3H$@(N&3Q7S+^Y2T)@YR3L7<*J/4)^'1: M/G8*7YV>O3U]=_;MURSZAE$=(4$Z2A+\@.<(_OWT<-,*\_UW\,1W*5[ ,MT& M3SAA./,AEA3/F]]+*-U[#?!X#WB<_0!X_*%IM'R[9KR1Q:MU@K_Y;C"F]YC& M)+I*#:/V##^,Y('B5G,CX&K@6A^C*0D=@D\=O/^W1N.)GSS]TL2;E8XS2FK#CN:5*GIA21CLE/<48V-!1&E8$&LX_3TT^/W_S/$C9BP)& MCFK@__V[';;'Y-^LS^!H2S _[2?%N1VQ2AV.:]!QSAU1K6*D.OUNRA)7.' MLM>(,)U5X8/P/S? E!D.-S3.8YPYY4G=A2$#J>V,7R?/0=$V]GF+$R\Y MA1(\FDC,Q9)<]7((426%/'89:#8%L* LT(ZC" U6(H (35*#BWHU67 0R@+(#&2TK89S6 M_HH7:3R/PX#]'80A,'><+D[7)(E#9@JJ/YK8S\1X.DPY!*YM5GWYJ0(,U.@S0Z#9*$?(%C9>[@A11',:,3R=C6 MYS0'/TB:JP<,;8K!-5!PHI;?HE-T"T@AAA2:E$@AAA2ZX$BQGP&I<;#^D)7L MDH+!RS.Z;>BO<;Z,TVF*81O W!Z:Q__"T07)VEQO/B7Q0LC;1[QZPK1%62J^K:DZ):'8YM]]-%")!ZHA M@GX3J/C1JZJK00:2V!F35D?;A3'HY,GNAS59L'E0VQP'4!$'BTHK[I7!>DA+ MU.AERV3_F2G;\C18RT9W#6#4*#O9NZ M1.X>U.6NW>DELLZ._05>)/>L[M!=^\"+9%5U_?WIJG WF%-,G^,0#J5IO%CF M6LI;?CBCJKP?K!/%_CU3[)5C^E@B@AXX(B-2\PJKU*OT54D_.A/ PSB8\,V6 ME&P6RVMFO,R'%,F,[R*ZJ L/=X%&E9G(!2YHSI#YG8<>27& ;A22_++:LB,_ ME$9#HF R)<8R:BPYX3DS%C\Q4/%08H N!P8C,A,R"])H( M:2H[,P_E[NX\"#_C:"=TNYV,-C1$I3.GU MZ=6::D2WQ;QG;TZ9/Y'&Z2([73.)R98!Q3J,*S.04:;M NB$8<_>P$:P0 '= M,]?W$5 8$;-*K4DOH\H3VIE]G^9+3"_(:DWQ$J<9\X_93IRL,,3FMKO6D^@? M&Y$T>8?SZ7P6?&WQ!$P/K^DSF$+#NG>Q9)_XQ1)H-+%E@V3RK9W[*D\ M^(J><(KG,?_XQW<_G7S_]GL>^O3'=R=OSM[SX&M&"L18$*,52?-EAGCV/G-< MUCFW].C=FQ->1(:_Q_XX.X%C'[@TC2>+@*4ZT ZYU!S?KT"LBX<;)/V-._L4. M+>Y?7%1HH=L=6F-R_'77LW\S,&B1?.=)BJ[?OKAJ3*9=6F3.*TPN^RNTV4O,52+X/O-CM.)[H>')#.KJ=*$&UN?A M0@]EC_-C.\GEVS?=_PW>*7^QZ:]*0_7BP_9B-SJ_=O]7>*O\[27[NO)<8LS_ M55QZC[I?IE)"Z^/&]+_;.@E[%F $91+:Z=MI!5P629!F_+(>R"E41SF%4O_9 M*9FS3V4,#Y. -=Q_P8&+]0.-X>CXL1S::(_/I%3EOUD',OG%@O;I!>;%,S2B-SNK<%&C^#BQ*#Q,8 MLQ8R*^M;]L13)&5OI4$84JC*"T-M7%R+R8#U>%?6A=[HY%,\Q[9?=Q7*O([T MYF7+J@*C&+YJDU]]WS(,F1M!&B3;+.;>Z#I@OFD$N6#V=X-*H/WL_*10')T\ M3Q8830JT87=WS]!&D%7Y\NVO(M.8V[UI<(+WN_7N %[3,>N^@M3'&Y4^O@M9 M^14<'!^N?:5JK; ])1N&:"1*@_+N7ILPYS?!5NV< EP_)?'[\1N=A9L5.(O2 MM@]UG%^T>5/A%7-%]U49P%UI#H9?KI1X+?&&;OF,]I%MBP<'/;8$:QE*$PWR M^383_'IX36@^)TE,3I^VIS3./I_2(+=M*)0@>SO;Z,5P=,:"1T[R*8_@B 2U]@TSI1<[I%%1 M:VS[0J56@UT,B+ N#WB1YP5E'L#II@JUKXY'V=.U$C0\K&6U#M)M=AK7VHL; M%W.S^+B3?C-XCT,I?("YH%WZ1>EXP_.U(DP\RHS/Y=\R5.LY__*4A6&F&Z9# M;'"2FT8AV6:U"N@64*LANL31 I_26NT%/;5A");%]B/*./GH5,(^/0H\08 / M^N/@O=H@XY1D4WR@V IEX.*ZD<"87^/4GL'S.0[SS(E(F@-N44:'(^E):(M: M*8\EXNA*(/Z[D&*#K*,HUJ;YP=E-RJ='S@K9)(V@XWH>AT'RN'F*XN^4XI#0 MB#FU)#W-E_CT*4CXD72VQ#@7\L5^S,EIN%E!T6CH*/ 40(A.4%6GR_@!]J%P MFK!@'K"T:.H/K@6D4KZXT5W6BWE"&_".(T*_?JPE%(%S"5.<5L<\Z, MC[A**]]BGD=5J=" ZC*-@D6]9 I53TH'"KU )1*F&L2YV.O"W88:+@1=LPF< MEC.HO5I+)'L)2L4X/REJ##M,XM+9:3BPJ[KL/07IYWWB^;["&+ M00Q2V$=/X#6-TS!>!TGI?^L9GV$@G/4.;D?%?S]A]MM]B5ZY:QVG]1BXV(-: M$,NNH ]9:O]EDS(C5A8)X;!$_GO,T3E&&*(#@&IQG'\C$GX>?I MFE\>3:#M3)QO9^ Q]'5^,#>PI@\Y' ';H1 _]QA%$OOM,&%Q;8F_!?%C5SWA[&@5Y(!(7LFRS$OB>;MAD3N/TM&@% M#*_4=I*F#:L9-)S9UF'HCL*\_F^\19=L"B():#<%] FD.T[1536%^GG,2[.P MAAAKD)$UR2VV=$1K?_E:-%8&^NR4<.1/@T*A::D"8]",2OQ@K)P(]@_0[E+$ M$M^4>*)[P',_X)!;G\(B[PSR&.77'#?TBJGA)7984/(IKY7B/Z@<(1HA;<@F MVX62PXW9/.4WA+FJ]%)6-SZBL=:'&(G,+6+6%K$S7I.^EZ] M$T"X%A%U@L[>(H$>(A1,.#XYSA#P5!C3!4,0+ZOL3)+OF0/0&3%X_("FC.P& MLLW0 ,EO)%\#T4@_)6PY4S^>4KP 3B/,HH3!.LZAE-W.PE3I). 0?F%6A1D: MN(_+3HOTM?*=,IH'GH,4<:)W?^ 0'Z,.F0.\G;AL/S+/[*&:";H06.V[:[L$ M+]B0_($6T?*V,Q8/G'OAD1NG5N62Z7K_/.2>-Q#-LMHPF_#^E MD:UX>5(8>/;E9H0QS)CU"P[P-N)6?Z)6>#:T>;'VDSV M?X'$KW(N>]&EQ2L\'#Z X'@QER+D?8Q6V27/]5IEYXST$C1+2M*Q*9=^E$:K M7]I1?Y$JYHY-BOXW4S,2W.=4T\BRE+N0B,;;Y]K%_/EV]TAQ;S_Y$M!(7"/4 MN(V7*YXM@[2XM6;L!O4N,0T6^ ,;.K]D% 8.Y@S<%E0Q(M1T MPS)&, 57/:K',%>=?M9CP-M)[^MZ!$Y]JO4P'"@MUABI Q,^V=T=[FP,GS3* MV:R+^T*V#EVT,.HH@?"7";.R=T)8(-P=1"W6/G[K%Q?!SYQL;P'H%C M/*GFPO14-1=P@7DM[ :O^&4[Q>9Y;H!';(F1W&N6D+<>@V%5[/\Y.25/ M$*@@\1LO^2CB*O%A$FSS+M^P^!M&QY4^,(3V&!1$,97B M5UZ#M9R*U-';"],8IAENB JQPD6V=,K9FU,HIWZAR5R;DJ$=Q ML@'$&Q[2T1GFP!G5"I7]8&U!-@/;F:EW>T'WAZK _L .W%C4J5KO(PP/U,L82Q-0VF=_;L;N^9N<"9ZI(Q$ MLS?\=4U@-V3;OQB&C">'0@_I$7H0N]:))&WR%D0OQ:MR)B_<91C(:P9]!!,, MY"[?BY(0XRB[9HL!ZG Z;^_[#8JT+2M,@]MJL!@7/[J IT##+3^I M4K[?O6TFIS,%=D'HFE"&C()]EGI'4WUUCFV;Y2K@X[*KB\4+W&:0?5$ MT?CH!.7!5T^GC#)D)QJT]'C,S3.2:LWJI0^VVUXT=I1]",!Z>;0" P1KSANQ M0,RI8$214N%]1]U#^X1&:RTL)^DF]I\E[/Z*[2 M>GO0T,FX-3>S]V)F*5[P*W^E"3)(2+21]B)!LLQ#-.GFH:G"KK=:+1+^)JU< MY^F\*(!-\CKG^TKT[LWOHLZ")I.8**4P9.4=5HT6=U$S M,@G_N8DIEMU=R;ZG76.Z9WQ7+FXO(CI.KLG9#7%SF8M(,>-;L/!BVQC+3LQ: MO6U9OB+:Y'RA.F5W!LU$+]E$ M./H=1/*WLXBU6/Z>=7\A$G[82,*-A$M#'44+E;%)>$,3E=^;?,LSB+66*F.1 M[Y9#Z09J!V^7#\GMF[A]WX/J\>8($1YFB,Z?ZA@?C]UP]M%!V)A6F6 M)BVST3V4PT8+X^BLL#O/'*$&[UFK@3T4?$;?,;7QP(2MS)[OC%SI?V%(U%WC MP$XB[AADZ+^#JQH"?@-6),A\&&DG0;N7>+HMO!+[Y]C[]VE]M.T?/34OH3@2A\>F2)!&F65E@&'9'<;JX)Y3/:2_@Z([1'U0'21@6 MBU*CM,F=T<%UANBHOBB$@O(Q/5D/X3W_XZ>W9CW]% MHM/O2YK^&M.81(]Y0',U(I0EUYGZ?<*+.(727;#1$P.^/!)K3LY%9E5)\?( M[IB7PSY! )TWJ?%Z5R1#:Z)!P!=S6S3=Y%D>\'Z%'G(A%*%[NEF2Q'+TO4G5 MIN.T_:AM2OOI,%KU$*W-JZ&+:#DWQ"=GI'WH"UL>[?/^HSM8LD.QY1+@OP\] ME2\/IOO$V[M ^#UE5ZF:'8-7W%I+[MY9W7G/'35O>YX>ZJ3NC^IC=^6SQFT? M<9N\TBZ*O1B/])K0.8YSJ%C.=GU77]_%0C.'GR7@?A;EWJ M!')0CH@B#+@U]EG?]Y!^3Z;(#&<9-% &V<73&#.#UL8 M J,\<&FE>NN92SH9VX70W0KDV6 HJC/VU1F(O3 MO:=5&OLY9V%3.A5S0F)2]1N2@],7,;/&0Y87&9^M(]4FW 5M-AI8KOAFM0[ M2[PE 7-6RI)$![I2XDF=LL3-(]K61!V@512'T1EHR'D)&B4 ^P2E.$>O_O2' MLY^^_ZO2X9O1>40DY$P;'.<.=OE7$'3$&W>CM8@VA7.R>&^"W[JO#-W#\$2! M=N-QI+*>_MP;;2KRC'3O;,;:K_4WE&,]2ZKW:3RTD?)E0)61MZX@2V'\S.ZK',"9-Z0 N<'THGBX><(B9ZGI* M\#F>$XJK;LW7A(K^0I Q,$FC:]PFXX/&&G:$K@;3ML3=BKWK@C*(.L;7T:0T MC'*%&=JA=H*>.'*U!M_L8]E="Q \00P_'GT#E(&RG+PN41]Q[%XN:++I\9W# MD&4:CQ,@'Y%BM5[(:"X9VO 9_8U"&^*>0]=>UEU!63E[X%< MY@,G7^354J_BMA,7Z;7T#W?P1+]$&D286?:BK&+I!V27<18F)-O0WC8O@\;2 MM(I:,!UYS1RM$\01XWJ%HU;S-S.T0P[]YKL?R[#E(T;7Y,5XD[WA8[XB-,<> MA?E2O,_>B?BP_":I.R1'O2F<]<7;?WG11)Y+$,._N&;0?R[3VC< X<_<]-O :F;V$? MC1&,E69OA>2G2/N:XA6XC*12>_^J=-9LER2U)_766<6CZU$C*LY- M58TC)>>SGD8G35L5G=?Z%O%-8_JK"13,WBM MTDNF9J)QN#H)0XAE@#,LCD;LJ]12#X\017+YO'&=TGC!OF4[@FM&]K_A@&;B M(NF6?9?EUVS?'R3PM?S%J_*0YNY?I4&[DKPA.!JZOK5($PT9?OOF[*>Q7+VJ M,VKW#:PFI=T=G:TQI*E]9-X;VZAVYAYV/:I[0-4PI/56W (F*H#ZS2SLI"E1 M(=1(#$;\S#Y!E5/39D-E8"O&0P:!<9@0&4S-&Q([]-$P)_O1@$;=AJ7M.5VK=9.R ^C9G+12DDB39QR&9/:%&+8@ MOPQ.V77:O[K7F\)GBMJ.E1' M$ISSHC/=:(T^,*<'?[?%94S34CM(_$DR2/RIL: ,GP9 ME +3ROI0JO0>BTZXV%#*E-I0)= ZC!VI/P(W$C$_PLN"7!N8NYX@OQVC(+2/+.OY,7RZ!5S(E@-[5'<*AP,B=: .6F(405-5%,;BT0= M\TRW]+00S5_C1>4X9.4!3+5;]!:%K(Z1D2:+)N9KHK\B['J?-G$"J9C9"4HP M^PXZ;4-]0TJ><5%4=03!V.JLV=6-<6RAV#=I2#FQ@X3MN5WW-CS?= MM2(V+2)M;F!-41^.@&T5=DQ4^30<.<)Y001 MGFH-+:(1YAAY[1?:3O>&YI\]Q'3&9(S&0.*;])E1D!E'J/I3>GPW.5YE/;D/ MRN]K,J$T'&=,&9>H<*]A7E6:8CC$S[SA\5^\L*/ZBI#!9'YQMX*;?$DH])6W M?!UX!,?S/6"%STN[ *P0]WGS-X!Z8[GRJZ;@W=NS)V(6KOA:5M[GX>!'$L7S M.!0%!-C7A$9PG F*N^/H0W\@