Note 7 - Regulatory Capital (Tables)

9 Months Ended

Sep. 30, 2020

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	Actual					Regulatory Minimum Capital Requirement with Basel III Capital Conservation Buffer
	Amount		Ratio			Amount		Ratio
	(dollars in thousands)
December 31, 2019
Total capital to risk weighted assets:
Consolidated	$	360,645		15.0	%	$	253,215		10.5	%
Wilson Bank		359,576		14.9			252,675		10.5
Tier 1 capital to risk weighted assets:
Consolidated		331,485		13.7			204,984		8.5
Wilson Bank		330,416		13.7			204,547		8.5
Common equity Tier 1 capital to risk weighted assets:
Consolidated		331,485		13.7			168,810		7.0
Wilson Bank		330,416		13.7			168,451		7.0
Tier 1 capital to average assets:
Consolidated		331,485		12.4			106,565		4.0
Wilson Bank		330,416		11.9			110,764		4.0

	Actual					Regulatory Minimum Capital Requirement Community Bank Leverage Ratio
	Amount		Ratio			Amount		Ratio
	(dollars in thousands)
September 30, 2020
Community Bank Leverage Ratio:
Consolidated	$	358,777		11.2	%	$	224,647		7.0	%(1)
Wilson Bank		355,832		11.1			224,376		7.0	(1)