Note 9 - Non-interest Income and Non-interest Expense

12 Months Ended

Dec. 31, 2019

Notes to Financial Statements

Other Income and Other Expense Disclosure [Text Block]

(9) Non-Interest Income and Non-Interest Expense

The significant components of non-interest income and non-interest expense for the years ended December 31, 2019, 2018 and 2017 are presented below:

	In Thousands
	2019			2018			2017
Non-interest income:
Service charges on deposits	$	6,952			6,799			6,124
Other fees and commissions		14,233			13,704			11,752
BOLI and annuity earnings		810			841			871
Security losses, net		(268	)		(650	)		(175	)
Fees and gains on sales of mortgage loans		6,802			4,639			4,258
Gain (loss) on sale of other real estate, net		(48	)		(80	)		6
Loss on sale of fixed assets, net		(128	)		(2	)		—
Loss on sale of other assets, net		(4	)		(3	)		(15	)
	$	28,349			25,248			22,821

	In Thousands
	2019		2018		2017
Non-interest expense:
Employee salaries and benefits	$	42,541		39,590		35,830
Equity-based compensation		786		1,237		692
Occupancy expenses		4,789		4,403		3,718
Furniture and equipment expenses		3,110		2,767		2,085
Data processing expenses		4,495		2,900		2,834
Advertising expenses		2,498		2,552		2,326
ATM & interchange fees		3,439		3,091		2,569
Accounting, legal & consulting expenses		1,382		977		500
FDIC insurance		373		843		683
Directors’ fees		586		543		677
Other operating expenses		10,629		10,177		8,477
	$	74,628		69,080		60,391