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Deposits

12 Months Ended

Dec. 31, 2013

Banking And Thrift [Abstract]

(8)

Deposits

Deposits at December 31, 2013 and 2012 are summarized as follows:


		In Thousands
		2013				2012

Demand deposits		$	136,525				126,953
Savings accounts			93,130				94,441
Negotiable order of withdrawal accounts			329,572				310,080
Money market demand accounts			406,984				339,417
Certificates of deposit $100,000 or greater			251,722				260,641
Other certificates of deposit			240,815				263,095
Individual retirement accounts $100,000 or greater			42,487				44,845
Other individual retirement accounts			53,020				54,450

		$	1,554,255				1,493,922

Principal maturities of certificates of deposit and individual retirement accounts at December 31, 2013 are as follows:


		(In Thousands)
Maturity		Total

2014		$	346,191
2015			129,837
2016			48,508
2017			38,167
2018			25,341
Thereafter			—

		$	588,044

The aggregate amount of overdrafts reclassified as loans receivable was $212,000 and $256,000 at December 31, 2013 and 2012, respectively.

As of December 31, 2013 and 2012, the Bank was not required to maintain a cash balance with the Federal Reserve.

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

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