-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, CgIxDI5u8hnzjXnopFlgL0A/OmDR0IHAmW+du6BNxp65yAmQpRfetUaPOSroMO5w gSxOWMj/tU+WFV1RYY53Eg== 0000884589-98-000159.txt : 19981008 0000884589-98-000159.hdr.sgml : 19981008 ACCESSION NUMBER: 0000884589-98-000159 CONFORMED SUBMISSION TYPE: SC 13G/A PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 19981007 SROS: NASD SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: CREDIT DEPOT CORP CENTRAL INDEX KEY: 0000869276 STANDARD INDUSTRIAL CLASSIFICATION: MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162] IRS NUMBER: 581909265 STATE OF INCORPORATION: DE FISCAL YEAR END: 0630 FILING VALUES: FORM TYPE: SC 13G/A SEC ACT: SEC FILE NUMBER: 005-42167 FILM NUMBER: 98722059 BUSINESS ADDRESS: STREET 1: 700 WACHOVIA CENTER CITY: GAINESVILLE STATE: GA ZIP: 30501 BUSINESS PHONE: 7705319927 MAIL ADDRESS: STREET 1: 700 WACHOVIA CENTER CITY: GAINESVILLE STATE: GA ZIP: 30501 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: KENNEDY CAPITAL MANAGEMENT INC CENTRAL INDEX KEY: 0000884589 STANDARD INDUSTRIAL CLASSIFICATION: [] IRS NUMBER: 431225960 STATE OF INCORPORATION: MO FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G/A BUSINESS ADDRESS: STREET 1: 10829 OLIVE BLVD CITY: ST LOUIS STATE: MO ZIP: 63141 BUSINESS PHONE: 3144320400 MAIL ADDRESS: STREET 1: 10829 OLIVE BLVD CITY: ST LOUIS STATE: MO ZIP: 63141 SC 13G/A 1 SCHEDULE 13G FOR CREDIT DEPOT SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3 )* CREDIT DEPOT (lend) ----------------------------------------- (Name of Issuer) Common Stock ----------------------------------------- (Title of Class of Securities) 225324102 ----------------------------------------- (CUSIP Number) heck the following box if a fee is being paid with this statement [ ]. (A fee is not required only if the filing person: (1) has a previous statement on file reporting beneficial ownership of more than five percent of the class of securities described in Item 1; and (2) has no amendment subsequent thereto reporting beneficial ownership of five percent or less of such class.) (See Rule 13d-7.) *The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page. The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). (Continued on following page(s)) CUSIP NO. 225324102 13G 1 NAME OF REPORTING PERSON S.S OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON Kennedy Capital Management, Inc. Tax ID #43-1225960 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ] (b) [ X ] 3 SEC USE ONLY 4 CITIZENSHIP OR PLACE OF ORGANIZATION Missouri Corporation 5 SOLE VOTING POWER None NUMBER OF 6 SHARED VOTING POWER SHARES BENEFICIALLY None OWNED BY EACH REPORTING 7 SOLE DISPOSITIVE POWER PERSON WITH None 8 SHARED DISPOSITIVE POWER None 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON None 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES * 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 None 12 TYPE OF REPORTING PERSON* IA ============================================ CUSIP NO. 225324102 13G 1 NAME OF REPORTING PERSON S.S OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON Municipal Employees' Retirement System of Michigan 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ] (b) [ X ] 3 SEC USE ONLY 4 CITIZENSHIP OR PLACE OF ORGANIZATION Michigan 5 SOLE VOTING POWER None NUMBER OF 6 SHARED VOTING POWER SHARES BENEFICIALLY None OWNED BY EACH REPORTING 7 SOLE DISPOSITIVE POWER PERSON WITH None 8 SHARED DISPOSITIVE POWER None 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON None 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES * 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 None 12 TYPE OF REPORTING PERSON* EP SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 10549 --------------------------------- SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 --------------------------------- Item 1. (a). Name of Issuer: CREDIT DEPOT (b). Address of Issuer's Principal Executive Offices: 700 Wachovia Center Gainesville, GA 30501 Item 2. (a). Name of Person Filing: Kennedy Capital Management, Inc. Municipal Employees' Retirement System of Michigan (b). Address of Principal Business Office: Kennedy Capital Management, Inc. 10829 Olive Blvd. St. Louis, MO 63141 Municipal Employees' Retirement System of Michigan 7150 Harris Drive Lansing, MI 48909 Item 2. (c). Citizenship: Kennedy Capital Management, Inc. is a Missouri Corporation. The situs of the Municipal Employees' Retirement System of Michigan is the state of Michigan. (d). Title of Class of Securities: Common Stock (e). CUSIP Number: 225324102 Item 3. This statement is filed pursuant to Rule 13d-1(b)(ii)(E) as to Kennedy Capital Management, Inc., which is an investment adviser registered under Section 203 of the Investment Advisers Act of 1940. The statement is filed pursuant to Rule 13d-1(b)(ii)(F) as to the Municipal Employees' Retirement System of Michigan, an employee benefit plan maintained primarily for the benefit of the employees of municipalities within the state of Michigan. Item 4. Ownership. (a). Amount Beneficially Owned None (b). Percent of Class: None (c). Number of Shares as to which such entity has: (i) sole power to vote or to direct the vote: None (ii) shared power to vote or to direct the vote None (iii) sole power to dispose or to direct the disposition: None (iv) shared power to dispose or to direct the disposition of None Item 5. If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following. [ X ] Item 6. Ownership of More Than Five Percent on Behalf of Another Person: Item 7. Identification and Classification of Subsidiaries which Acquired the Security Being Reported on by the Parent Holding Company: Item 8. Identification and Classification of Members of the Group: Item 9. Notice of Dissolution of Group: Item 10. Certification: By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired in the ordinary course of business and were not acquired for the purpose of and do not have the effect of changing or influencing the control of the issuer of such securities and were not acquired in connection with or as a participant in any transaction having such purpose or effect. Signature: After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. By: Gerald Kennedy ---------------------------- Title: President Dated: 10-7-98 Exhibit A Agreement This agreement is made as of May 11, 1998 by and between Kennedy Capital Management, Inc. ("KCM") and the Municipal Employees' Retirement System of Michigan ("MERS"). Whereas, KCM is an investment advisor registered with the Securities and Exchange Commission pursuant to Section 203 of the Investment Advisors Act of 1940, as amended, and Whereas, the Municpal Employees' Retirement System of Michigan, a benefit plan maintained primarily for the public sector employees of municipalities within the State of Michigan, has retained KCM as an investment advisor, Now, therefore, in consideration of the premises and the covenants set forth below, KCM and MERS agree as follows: 1. KCM and MERS agree to file one Schedule 13G as and if required by Section 13 of the Securities Exchange Act of 1934, as amended, and the rules of the Securities Exchange Commission thereunder with respect to the beneficial ownership of KCM and MERS of the outstanding common stock of Credit Depot. 2. KCM shall prepare and file such Schedule 13G. 3. This agreement shall be attached as an exhibit to such Schedule 13G. Municipal Employees' Retirement System of Michigan /s/ Anne M. Wagner - --------------------------- Anne M. Wagner Director of Investments Kennedy Capital Management, Inc. /s/ Gerald T. Kennedy - ----------------------------- Gerald T. Kennedy President -----END PRIVACY-ENHANCED MESSAGE-----