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COMMITMENTS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2015
COMMITMENTS AND CONTINGENCIES [Abstract]  
Balances of Commitments and Contingencies

 

The following table presents the balances of commitments (dollars in thousands):

 

 

 

 

 

 

 

 

 

2015

 

2014

Commitments with off-balance sheet risk:

 

 

 

 

 

Commitments to extend credit (1)

$

1,557,350 

 

$

1,601,287 

Standby letters of credit

 

139,371 

 

 

117,988 

Mortgage loan rate lock commitments

 

50,369 

 

 

49,552 

Total commitments with off-balance sheet risk

$

1,747,090 

 

$

1,768,827 

Commitments with balance sheet risk:

 

 

 

 

 

Loans held for sale

$

36,030 

 

$

42,519 

Total other commitments

$

1,783,120 

 

$

1,811,346 

 

 

 

 

 

 

(1) Includes unfunded overdraft protection.