The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   391,479 2,101 SH   OTR 1 0 2,101 0
AMAZON COM INC COM Stock 023135106   11,800,279 63,330 SH   SOLE 1 63,330 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   118,113 242 SH   OTR 1 0 242 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   518,818 1,063 SH   SOLE 1 1,063 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   285,812 1,266 SH   SOLE 1 1,266 0 0
STARBUCKS CORP COM Stock 855244109   209,506 2,149 SH   OTR 1 0 2,149 0
STARBUCKS CORP COM Stock 855244109   3,255,581 33,394 SH   SOLE 1 33,394 0 0
OLD REP INTL CORP COM Stock 680223104   10,626 300 SH   OTR 1 0 300 0
OLD REP INTL CORP COM Stock 680223104   1,936,057 54,660 SH   SOLE 1 54,660 0 0
ELEVANCE HEALTH INC COM Stock 036752103   92,560 178 SH   OTR 1 0 178 0
ELEVANCE HEALTH INC COM Stock 036752103   201,240 387 SH   SOLE 1 387 0 0
ISHARES GOLD TRUST ETF 464285204   215,151 4,329 SH   SOLE 1 4,329 0 0
EBAY INC. COM Stock 278642103   82,559 1,268 SH   OTR 1 0 1,268 0
EBAY INC. COM Stock 278642103   2,333,998 35,847 SH   SOLE 1 35,847 0 0
AVANTIS U.S SMALL CAP EQUITY ETF ETF 025072323   694,913 12,864 SH   OTR 1 0 12,864 0
AVANTIS U.S SMALL CAP EQUITY ETF ETF 025072323   27,515,735 509,362 SH   SOLE 1 509,362 0 0
MONSTER BEVERAGE CORP NEW COM Stock 61174X109   854,649 16,382 SH   SOLE 1 16,382 0 0
JOHNSON & JOHNSON COM Stock 478160104   826,344 5,099 SH   OTR 1 0 5,099 0
JOHNSON & JOHNSON COM Stock 478160104   9,548,251 58,918 SH   SOLE 1 58,918 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   1,218,721 4,304 SH   SOLE 1 4,304 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   58,510 66 SH   OTR 1 0 66 0
COSTCO WHSL CORP NEW COM Stock 22160K105   4,684,372 5,284 SH   SOLE 1 5,284 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   160,911 325 SH   OTR 1 0 325 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   4,623,337 9,338 SH   SOLE 1 9,338 0 0
SHELL PLC SPON ADS ADR 780259305   13,190 200 SH   OTR 1 0 200 0
SHELL PLC SPON ADS ADR 780259305   358,570 5,437 SH   SOLE 1 5,437 0 0
OLD DOMINION FREIGHT LINE INC COM Stock 679580100   76,278 384 SH   OTR 1 0 384 0
OLD DOMINION FREIGHT LINE INC COM Stock 679580100   2,294,093 11,549 SH   SOLE 1 11,549 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   107,557 621 SH   OTR 1 0 621 0
PROCTER AND GAMBLE CO COM Stock 742718109   4,927,194 28,448 SH   SOLE 1 28,448 0 0
COCA COLA CO COM Stock 191216100   42,397 590 SH   OTR 1 0 590 0
COCA COLA CO COM Stock 191216100   2,478,523 34,491 SH   SOLE 1 34,491 0 0
TRUIST FINL CORP COM Stock 89832Q109   61,717 1,443 SH   OTR 1 0 1,443 0
TRUIST FINL CORP COM Stock 89832Q109   1,691,725 39,554 SH   SOLE 1 39,554 0 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825   189,071 9,156 SH   OTR 1 0 9,156 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825   9,584,161 464,124 SH   SOLE 1 464,124 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   90,939 667 SH   OTR 1 0 667 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   2,307,827 16,927 SH   SOLE 1 16,927 0 0
COHEN & STEERS REIT & PFD & IN COM CEF 19247X100   1,349,995 57,034 SH   SOLE 1 57,034 0 0
INTEL CORP COM Stock 458140100   55,671 2,373 SH   OTR 1 0 2,373 0
INTEL CORP COM Stock 458140100   735,706 31,360 SH   SOLE 1 31,360 0 0
MEDTRONIC PLC SHS Stock G5960L103   50,597 562 SH   OTR 1 0 562 0
MEDTRONIC PLC SHS Stock G5960L103   174,208 1,935 SH   SOLE 1 1,935 0 0
FORTIVE CORP COM Stock 34959J108   204,271 2,588 SH   SOLE 1 2,588 0 0
LAUDER ESTEE COS INC CL A Stock 518439104   9,969 100 SH   OTR 1 0 100 0
LAUDER ESTEE COS INC CL A Stock 518439104   973,473 9,765 SH   SOLE 1 9,765 0 0
MERCK & CO INC COM Stock 58933Y105   329,097 2,898 SH   OTR 1 0 2,898 0
MERCK & CO INC COM Stock 58933Y105   11,123,088 97,949 SH   SOLE 1 97,949 0 0
OSHKOSH CORP COM Stock 688239201   380,798 3,800 SH   SOLE 1 3,800 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   1,983,488 3,457 SH   SOLE 1 3,457 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   243,443 493 SH   OTR 1 0 493 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   6,456,435 13,075 SH   SOLE 1 13,075 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   191,835 732 SH   OTR 1 0 732 0
ILLINOIS TOOL WKS INC COM Stock 452308109   5,291,455 20,191 SH   SOLE 1 20,191 0 0
STEEL DYNAMICS INC COM Stock 858119100   4,286,720 34,000 SH   SOLE 1 34,000 0 0
EMERSON ELEC CO COM Stock 291011104   43,748 400 SH   OTR 1 0 400 0
EMERSON ELEC CO COM Stock 291011104   1,218,054 11,137 SH   SOLE 1 11,137 0 0
ALLSTATE CORP COM Stock 020002101   30,344 160 SH   OTR 1 0 160 0
ALLSTATE CORP COM Stock 020002101   757,652 3,995 SH   SOLE 1 3,995 0 0
VERTEX PHARMACEUTICALS INC COM Stock 92532F100   46,508 100 SH   OTR 1 0 100 0
VERTEX PHARMACEUTICALS INC COM Stock 92532F100   2,507,246 5,391 SH   SOLE 1 5,391 0 0
CORNING INC COM Stock 219350105   9,030 200 SH   OTR 1 0 200 0
CORNING INC COM Stock 219350105   334,200 7,402 SH   SOLE 1 7,402 0 0
ISHARES S&P 100 ETF ETF 464287101   259,324 937 SH   SOLE 1 937 0 0
BANK NEW YORK MELLON CORP COM Stock 064058100   555,262 7,727 SH   SOLE 1 7,727 0 0
INSIGHT SELECT INCOME FD COM CEF 45781W109   384,064 21,760 SH   SOLE 1 21,760 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   288,637 6,427 SH   OTR 1 0 6,427 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   4,192,169 93,346 SH   SOLE 1 93,346 0 0
CHUBB LIMITED COM Stock H1467J104   331,649 1,150 SH   SOLE 1 1,150 0 0
SHERWIN WILLIAMS CO COM Stock 824348106   272,131 713 SH   SOLE 1 713 0 0
PEPSICO INC COM Stock 713448108   598,066 3,517 SH   OTR 1 0 3,517 0
PEPSICO INC COM Stock 713448108   10,315,913 60,664 SH   SOLE 1 60,664 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   66,018 464 SH   OTR 1 0 464 0
KIMBERLY-CLARK CORP COM Stock 494368103   962,097 6,762 SH   SOLE 1 6,762 0 0
TE CONNECTIVITY PLC ORD SHS Stock G87052109   99,502 659 SH   OTR 1 0 659 0
TE CONNECTIVITY PLC ORD SHS Stock G87052109   235,695 1,561 SH   SOLE 1 1,561 0 0
HONEYWELL INTL INC COM Stock 438516106   110,383 534 SH   OTR 1 0 534 0
HONEYWELL INTL INC COM Stock 438516106   4,786,783 23,157 SH   SOLE 1 23,157 0 0
TRANE TECHNOLOGIES PLC SHS Stock G8994E103   289,604 745 SH   SOLE 1 745 0 0
BP PLC SPONSORED ADR ADR 055622104   16,040 511 SH   OTR 1 0 511 0
BP PLC SPONSORED ADR ADR 055622104   209,685 6,680 SH   SOLE 1 6,680 0 0
HOME DEPOT INC COM Stock 437076102   99,679 246 SH   OTR 1 0 246 0
HOME DEPOT INC COM Stock 437076102   7,806,988 19,267 SH   SOLE 1 19,267 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   12,730 46 SH   OTR 1 0 46 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   1,878,997 6,790 SH   SOLE 1 6,790 0 0
VERISK ANALYTICS INC COM Stock 92345Y106   84,943 317 SH   OTR 1 0 317 0
VERISK ANALYTICS INC COM Stock 92345Y106   1,912,966 7,139 SH   SOLE 1 7,139 0 0
SPDR GOLD SHARES ETF 78463V107   715,326 2,943 SH   OTR 1 0 2,943 0
SPDR GOLD SHARES ETF 78463V107   15,318,613 63,024 SH   SOLE 1 63,024 0 0
SOUTHERN CO COM Stock 842587107   42,836 475 SH   OTR 1 0 475 0
SOUTHERN CO COM Stock 842587107   699,707 7,759 SH   SOLE 1 7,759 0 0
BECTON DICKINSON & CO COM Stock 075887109   114,523 475 SH   OTR 1 0 475 0
BECTON DICKINSON & CO COM Stock 075887109   2,523,112 10,465 SH   SOLE 1 10,465 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308   406,036 4,892 SH   SOLE 1 4,892 0 0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF ETF 46138J783   193,433 9,809 SH   OTR 1 0 9,809 0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF ETF 46138J783   9,894,056 501,727 SH   SOLE 1 501,727 0 0
FORTINET INC COM Stock 34959E109   77,085 994 SH   OTR 1 0 994 0
FORTINET INC COM Stock 34959E109   3,101,612 39,995 SH   SOLE 1 39,995 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   473,658 9,335 SH   OTR 1 0 9,335 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   1,794,775 35,372 SH   SOLE 1 35,372 0 0
GALLAGHER ARTHUR J & CO COM Stock 363576109   285,591 1,015 SH   OTR 1 0 1,015 0
GALLAGHER ARTHUR J & CO COM Stock 363576109   5,616,145 19,960 SH   SOLE 1 19,960 0 0
TELEFLEX INCORPORATED COM Stock 879369106   529,265 2,140 SH   SOLE 1 2,140 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   827,024 7,071 SH   SOLE 1 7,071 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   391,681 851 SH   OTR 1 0 851 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   5,394,247 11,720 SH   SOLE 1 11,720 0 0
ADOBE INC COM Stock 00724F101   220,574 426 SH   OTR 1 0 426 0
ADOBE INC COM Stock 00724F101   8,041,123 15,530 SH   SOLE 1 15,530 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   864,576 5,213 SH   OTR 1 0 5,213 0
ALPHABET INC CAP STK CL A Stock 02079K305   17,756,233 107,062 SH   SOLE 1 107,062 0 0
FISERV INC COM Stock 337738108   242,528 1,350 SH   SOLE 1 1,350 0 0
EASTMAN CHEM CO COM Stock 277432100   247,745 2,213 SH   SOLE 1 2,213 0 0
HALLIBURTON CO COM Stock 406216101   360,278 12,402 SH   SOLE 1 12,402 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704   331,231 5,099 SH   SOLE 1 5,099 0 0
NEWMONT CORP COM Stock 651639106   245,549 4,594 SH   SOLE 1 4,594 0 0
CSX CORP COM Stock 126408103   197,546 5,721 SH   OTR 1 0 5,721 0
CSX CORP COM Stock 126408103   4,189,663 121,334 SH   SOLE 1 121,334 0 0
COMCAST CORP NEW CL A Stock 20030N101   659,507 15,789 SH   SOLE 1 15,789 0 0
MICROSOFT CORP COM Stock 594918104   2,015,956 4,685 SH   OTR 1 0 4,685 0
MICROSOFT CORP COM Stock 594918104   34,016,936 79,054 SH   SOLE 1 79,054 0 0
LENNAR CORP CL A Stock 526057104   106,301 567 SH   OTR 1 0 567 0
LENNAR CORP CL A Stock 526057104   3,957,890 21,111 SH   SOLE 1 21,111 0 0
VALERO ENERGY CORP COM Stock 91913Y100   54,417 403 SH   OTR 1 0 403 0
VALERO ENERGY CORP COM Stock 91913Y100   1,822,500 13,497 SH   SOLE 1 13,497 0 0
HEALTHPEAK PROPERTIES INC COM REIT 42250P103   368,001 16,091 SH   SOLE 1 16,091 0 0
SCHLUMBERGER LTD COM STK Stock 806857108   2,811 67 SH   OTR 1 0 67 0
SCHLUMBERGER LTD COM STK Stock 806857108   237,647 5,665 SH   SOLE 1 5,665 0 0
CVS HEALTH CORP COM Stock 126650100   128,652 2,046 SH   OTR 1 0 2,046 0
CVS HEALTH CORP COM Stock 126650100   4,159,764 66,154 SH   SOLE 1 66,154 0 0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF ETF 46138J791   191,101 9,770 SH   OTR 1 0 9,770 0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF ETF 46138J791   9,697,887 495,802 SH   SOLE 1 495,802 0 0
MASCO CORP COM Stock 574599106   1,074,096 12,796 SH   SOLE 1 12,796 0 0
AMERIPRISE FINL INC COM Stock 03076C106   108,056 230 SH   OTR 1 0 230 0
AMERIPRISE FINL INC COM Stock 03076C106   3,271,287 6,963 SH   SOLE 1 6,963 0 0
GARMIN LTD SHS Stock H2906T109   196,097 1,114 SH   OTR 1 0 1,114 0
GARMIN LTD SHS Stock H2906T109   4,419,585 25,107 SH   SOLE 1 25,107 0 0
ARES CAPITAL CORP COM CEF 04010L103   1,859,116 88,783 SH   SOLE 1 88,783 0 0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF ETF 46138J643   375,199 18,249 SH   SOLE 1 18,249 0 0
VANGUARD MID-CAP ETF ETF 922908629   48,545 184 SH   OTR 1 0 184 0
VANGUARD MID-CAP ETF ETF 922908629   1,041,865 3,949 SH   SOLE 1 3,949 0 0
VANGUARD LARGE-CAP ETF ETF 922908637   234,855 892 SH   OTR 1 0 892 0
NEXTERA ENERGY INC COM Stock 65339F101   54,437 644 SH   OTR 1 0 644 0
NEXTERA ENERGY INC COM Stock 65339F101   4,479,160 52,989 SH   SOLE 1 52,989 0 0
NIKE INC CL B Stock 654106103   114,390 1,294 SH   OTR 1 0 1,294 0
NIKE INC CL B Stock 654106103   2,673,393 30,242 SH   SOLE 1 30,242 0 0
TESLA INC COM Stock 88160R101   3,538,807 13,526 SH   SOLE 1 13,526 0 0
MSCI INC COM Stock 55354G100   5,829 10 SH   OTR 1 0 10 0
MSCI INC COM Stock 55354G100   212,769 365 SH   SOLE 1 365 0 0
LINDE PLC SHS Stock G54950103   194,082 407 SH   OTR 1 0 407 0
LINDE PLC SHS Stock G54950103   1,453,946 3,049 SH   SOLE 1 3,049 0 0
ARCOSA INC COM Stock 039653100   872,834 9,211 SH   SOLE 1 9,211 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654   209,975 4,122 SH   SOLE 1 4,122 0 0
ATLANTIC UN BANKSHARES CORP COM Stock 04911A107   13,267,412 352,201 SH   SOLE 1 101,168 0 251,033
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605   344,115 7,593 SH   SOLE 1 7,593 0 0
NORFOLK SOUTHN CORP COM Stock 655844108   86,975 350 SH   OTR 1 0 350 0
NORFOLK SOUTHN CORP COM Stock 655844108   2,114,487 8,509 SH   SOLE 1 8,509 0 0
UDR INC COM REIT 902653104   4,761 105 SH   OTR 1 0 105 0
UDR INC COM REIT 902653104   1,098,407 24,226 SH   SOLE 1 24,226 0 0
BLACKROCK TAX MUNICPAL BD TR SHS CEF 09248X100   390,205 21,897 SH   SOLE 1 21,897 0 0
BLACKROCK CORE BD TR SHS BEN INT CEF 09249E101   280,062 23,261 SH   SOLE 1 23,261 0 0
WELLTOWER INC COM REIT 95040Q104   1,024,240 8,000 SH   SOLE 1 8,000 0 0
DOW INC COM Stock 260557103   173,341 3,173 SH   OTR 1 0 3,173 0
DOW INC COM Stock 260557103   4,335,273 79,357 SH   SOLE 1 79,357 0 0
VANGUARD S&P 500 ETF ETF 922908363   86,538 164 SH   OTR 1 0 164 0
VANGUARD S&P 500 ETF ETF 922908363   1,509,136 2,860 SH   SOLE 1 2,860 0 0
AGREE RLTY CORP COM REIT 008492100   454,993 6,040 SH   SOLE 1 6,040 0 0
CONSOLIDATED EDISON INC COM Stock 209115104   54,668 525 SH   OTR 1 0 525 0
CONSOLIDATED EDISON INC COM Stock 209115104   229,711 2,206 SH   SOLE 1 2,206 0 0
GENERAL MTRS CO COM Stock 37045V100   12,914 288 SH   OTR 1 0 288 0
GENERAL MTRS CO COM Stock 37045V100   759,545 16,939 SH   SOLE 1 16,939 0 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438   4,915,477 22,338 SH   OTR 1 0 22,338 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438   103,217,313 469,063 SH   SOLE 1 469,063 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   27,232 152 SH   OTR 1 0 152 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   474,595 2,649 SH   SOLE 1 2,649 0 0
VANECK GOLD MINERS ETF ETF 92189F106   31,219 784 SH   OTR 1 0 784 0
VANECK GOLD MINERS ETF ETF 92189F106   2,399,872 60,268 SH   SOLE 1 60,268 0 0
ABRDN LIFE SCIENCES INVESTORS SH BEN INT CEF 87911K100   389,109 25,803 SH   SOLE 1 25,803 0 0
ELI LILLY & CO COM Stock 532457108   256,037 289 SH   OTR 1 0 289 0
ELI LILLY & CO COM Stock 532457108   8,272,908 9,338 SH   SOLE 1 9,338 0 0
AIR PRODS & CHEMS INC COM Stock 009158106   144,999 487 SH   OTR 1 0 487 0
AIR PRODS & CHEMS INC COM Stock 009158106   1,430,343 4,804 SH   SOLE 1 4,804 0 0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF ETF 46138J577   258,337 13,734 SH   OTR 1 0 13,734 0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF ETF 46138J577   13,089,935 695,903 SH   SOLE 1 695,903 0 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680   749,188 7,762 SH   SOLE 1 7,762 0 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680   1,044,346 10,820 SH   OTR 1 0 10,820 0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF ETF 46138J528   235,275 9,607 SH   OTR 1 0 9,607 0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF ETF 46138J528   4,240,174 173,139 SH   SOLE 1 173,139 0 0
ABRDN HEALTHCARE INVESTORS SH BEN INT CEF 87911J103   214,186 11,503 SH   SOLE 1 11,503 0 0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF ETF 46138J510   140,778 5,930 SH   OTR 1 0 5,930 0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF ETF 46138J510   2,274,316 95,801 SH   SOLE 1 95,801 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   438,467 1,985 SH   SOLE 1 1,985 0 0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF ETF 46138J494   235,697 9,945 SH   OTR 1 0 9,945 0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF ETF 46138J494   4,176,983 176,244 SH   SOLE 1 176,244 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   104,577 907 SH   OTR 1 0 907 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   2,525,070 21,900 SH   SOLE 1 21,900 0 0
DIGITAL RLTY TR INC COM REIT 253868103   96,613 597 SH   OTR 1 0 597 0
DIGITAL RLTY TR INC COM REIT 253868103   1,603,735 9,910 SH   SOLE 1 9,910 0 0
CARRIER GLOBAL CORPORATION COM Stock 14448C104   24,147 300 SH   OTR 1 0 300 0
CARRIER GLOBAL CORPORATION COM Stock 14448C104   266,985 3,317 SH   SOLE 1 3,317 0 0
AFLAC INC COM Stock 001055102   138,967 1,243 SH   OTR 1 0 1,243 0
AFLAC INC COM Stock 001055102   3,275,516 29,298 SH   SOLE 1 29,298 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332   177,756 2,987 SH   OTR 1 0 2,987 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332   7,538,667 126,679 SH   SOLE 1 126,679 0 0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF ETF 46138J478   141,528 6,082 SH   OTR 1 0 6,082 0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF ETF 46138J478   2,254,979 96,905 SH   SOLE 1 96,905 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   48,625 360 SH   OTR 1 0 360 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   156,411 1,158 SH   SOLE 1 1,158 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   35,422 302 SH   OTR 1 0 302 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   714,179 6,089 SH   SOLE 1 6,089 0 0
MARATHON PETE CORP COM Stock 56585A102   115,666 710 SH   OTR 1 0 710 0
MARATHON PETE CORP COM Stock 56585A102   3,169,251 19,454 SH   SOLE 1 19,454 0 0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF ETF 46138J460   391,799 23,115 SH   OTR 1 0 23,115 0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF ETF 46138J460   19,500,077 1,150,447 SH   SOLE 1 1,150,447 0 0
F N B CORP COM Stock 302520101   420,478 29,800 SH   SOLE 1 29,800 0 0
REGENERON PHARMACEUTICALS COM Stock 75886F107   37,845 36 SH   OTR 1 0 36 0
REGENERON PHARMACEUTICALS COM Stock 75886F107   1,739,802 1,655 SH   SOLE 1 1,655 0 0
AIRBNB INC COM CL A Stock 009066101   10,779 85 SH   OTR 1 0 85 0
AIRBNB INC COM CL A Stock 009066101   899,844 7,096 SH   SOLE 1 7,096 0 0
ERIE INDTY CO CL A Stock 29530P102   60,663,352 112,377 SH   SOLE 1 112,377 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538   622,553 2,557 SH   SOLE 1 2,557 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   1,039,465 12,297 SH   OTR 1 0 12,297 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   6,574,828 77,781 SH   SOLE 1 77,781 0 0
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF ETF 46138J445   141,782 6,401 SH   OTR 1 0 6,401 0
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF ETF 46138J445   2,287,120 103,256 SH   SOLE 1 103,256 0 0
VISA INC COM CL A Stock 92826C839   138,575 504 SH   OTR 1 0 504 0
VISA INC COM CL A Stock 92826C839   5,775,050 21,004 SH   SOLE 1 21,004 0 0
DIMENSIONAL U.S. EQUITY MARKET ETF ETF 25434V401   1,203,943 19,356 SH   SOLE 1 19,356 0 0
HERSHEY CO COM Stock 427866108   18,794 98 SH   OTR 1 0 98 0
HERSHEY CO COM Stock 427866108   1,046,927 5,459 SH   SOLE 1 5,459 0 0
KELLANOVA COM Stock 487836108   357,142 4,425 SH   SOLE 1 4,425 0 0
PROSHARES BITCOIN ETF ETF 74347G440   867,215 45,191 SH   SOLE 1 45,191 0 0
VIRGINIA NATL BANKSHARES CORP COM Stock 928031103   85,091 2,043 SH   OTR 1 0 2,043 0
VIRGINIA NATL BANKSHARES CORP COM Stock 928031103   535,577 12,859 SH   SOLE 1 12,859 0 0
INVESCO BULLETSHARES 2031 CORPORATE BOND ETF ETF 46138J429   262,219 15,730 SH   OTR 1 0 15,730 0
INVESCO BULLETSHARES 2031 CORPORATE BOND ETF ETF 46138J429   13,311,929 798,556 SH   SOLE 1 798,556 0 0
VANGUARD VALUE ETF ETF 922908744   677,681 3,882 SH   SOLE 1 3,882 0 0
VANGUARD GROWTH ETF ETF 922908736   67,188 175 SH   OTR 1 0 175 0
VANGUARD GROWTH ETF ETF 922908736   729,467 1,900 SH   SOLE 1 1,900 0 0
COSTAR GROUP INC COM Stock 22160N109   71,970 954 SH   OTR 1 0 954 0
COSTAR GROUP INC COM Stock 22160N109   1,473,343 19,530 SH   SOLE 1 19,530 0 0
L3HARRIS TECHNOLOGIES INC COM Stock 502431109   2,084,455 8,763 SH   SOLE 1 8,763 0 0
PHILLIPS 66 COM Stock 718546104   132,896 1,011 SH   OTR 1 0 1,011 0
PHILLIPS 66 COM Stock 718546104   5,551,528 42,233 SH   SOLE 1 42,233 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100   12,326 53 SH   OTR 1 0 53 0
AMERICAN TOWER CORP NEW COM REIT 03027X100   310,235 1,334 SH   SOLE 1 1,334 0 0
IRON MTN INC DEL COM REIT 46284V101   970,960 8,171 SH   SOLE 1 8,171 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   226,116 1,800 SH   SOLE 1 1,800 0 0
ROYCE SMALL CAP TRUST INC COM CEF 780910105   1,546,952 98,532 SH   SOLE 1 98,532 0 0
CONSTELLATION ENERGY CORP COM Stock 21037T109   223,617 860 SH   SOLE 1 860 0 0
GLADSTONE INVT CORP COM CEF 376546107   1,293,925 89,545 SH   SOLE 1 89,545 0 0
META PLATFORMS INC CL A Stock 30303M102   419,026 732 SH   OTR 1 0 732 0
META PLATFORMS INC CL A Stock 30303M102   11,861,529 20,721 SH   SOLE 1 20,721 0 0
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF ETF 25434V799   296,764 10,546 SH   SOLE 1 10,546 0 0
PALO ALTO NETWORKS INC COM Stock 697435105   24,610 72 SH   OTR 1 0 72 0
PALO ALTO NETWORKS INC COM Stock 697435105   5,515,285 16,136 SH   SOLE 1 16,136 0 0
MONDELEZ INTL INC CL A Stock 609207105   205,097 2,784 SH   OTR 1 0 2,784 0
MONDELEZ INTL INC CL A Stock 609207105   4,008,237 54,408 SH   SOLE 1 54,408 0 0
BROADCOM INC COM Stock 11135F101   790,050 4,580 SH   OTR 1 0 4,580 0
BROADCOM INC COM Stock 11135F101   19,900,463 115,365 SH   SOLE 1 115,365 0 0
INVESCO BULLETSHARES 2032 CORPORATE BOND ETF ETF 46139W858   393,565 18,768 SH   OTR 1 0 18,768 0
INVESCO BULLETSHARES 2032 CORPORATE BOND ETF ETF 46139W858   19,575,998 933,524 SH   SOLE 1 933,524 0 0
WORKDAY INC CL A Stock 98138H101   65,257 267 SH   OTR 1 0 267 0
WORKDAY INC CL A Stock 98138H101   2,126,611 8,701 SH   SOLE 1 8,701 0 0
D R HORTON INC COM Stock 23331A109   342,051 1,793 SH   OTR 1 0 1,793 0
D R HORTON INC COM Stock 23331A109   9,046,886 47,423 SH   SOLE 1 47,423 0 0
METLIFE INC COM Stock 59156R108   798,736 9,684 SH   SOLE 1 9,684 0 0
CANADIAN PACIFIC KANSAS CITY COM Stock 13646K108   58,338 682 SH   OTR 1 0 682 0
CANADIAN PACIFIC KANSAS CITY COM Stock 13646K108   1,559,480 18,231 SH   SOLE 1 18,231 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   2,037,119 17,711 SH   SOLE 1 17,711 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   287,458 3,683 SH   SOLE 1 3,683 0 0
DIMENSIONAL US LARGE CAP VALUE ETF ETF 25434V666   323,998 10,516 SH   SOLE 1 10,516 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   174,266 493 SH   OTR 1 0 493 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   5,487,070 15,523 SH   SOLE 1 15,523 0 0
NVIDIA CORPORATION COM Stock 67066G104   1,135,707 9,352 SH   OTR 1 0 9,352 0
NVIDIA CORPORATION COM Stock 67066G104   22,795,017 187,706 SH   SOLE 1 187,706 0 0
CUMMINS INC COM Stock 231021106   708,776 2,189 SH   SOLE 1 2,189 0 0
SANDY SPRING BANCORP INC COM Stock 800363103   298,235 9,507 SH   SOLE 1 9,507 0 0
EOG RES INC COM Stock 26875P101   70,685 575 SH   OTR 1 0 575 0
EOG RES INC COM Stock 26875P101   2,134,925 17,367 SH   SOLE 1 17,367 0 0
GENUINE PARTS CO COM Stock 372460105   71,656 513 SH   OTR 1 0 513 0
GENUINE PARTS CO COM Stock 372460105   1,764,298 12,631 SH   SOLE 1 12,631 0 0
ABBVIE INC COM Stock 00287Y109   400,489 2,028 SH   OTR 1 0 2,028 0
ABBVIE INC COM Stock 00287Y109   9,282,350 47,004 SH   SOLE 1 47,004 0 0
INVESCO BULLETSHARES 2032 MUNICIPAL BOND ETF ETF 46139W833   193,173 7,537 SH   OTR 1 0 7,537 0
INVESCO BULLETSHARES 2032 MUNICIPAL BOND ETF ETF 46139W833   3,895,529 151,991 SH   SOLE 1 151,991 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   218,273 3,802 SH   SOLE 1 3,802 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   42,273 671 SH   OTR 1 0 671 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   1,322,937 20,999 SH   SOLE 1 20,999 0 0
ZOETIS INC CL A Stock 98978V103   13,481 69 SH   OTR 1 0 69 0
ZOETIS INC CL A Stock 98978V103   1,490,163 7,627 SH   SOLE 1 7,627 0 0
MORGAN STANLEY EMERGING MKTS COM CEF 617477104   53,928 10,700 SH   SOLE 1 10,700 0 0
BLACKSTONE INC COM Stock 09260D107   107,191 700 SH   OTR 1 0 700 0
BLACKSTONE INC COM Stock 09260D107   642,533 4,196 SH   SOLE 1 4,196 0 0
JACOBS SOLUTIONS INC COM Stock 46982L108   6,152 47 SH   OTR 1 0 47 0
JACOBS SOLUTIONS INC COM Stock 46982L108   317,825 2,428 SH   SOLE 1 2,428 0 0
VERISIGN INC COM Stock 92343E102   39,512 208 SH   OTR 1 0 208 0
VERISIGN INC COM Stock 92343E102   1,564,321 8,235 SH   SOLE 1 8,235 0 0
STRYKER CORPORATION COM Stock 863667101   985,156 2,727 SH   SOLE 1 2,727 0 0
QUALCOMM INC COM Stock 747525103   603,167 3,547 SH   OTR 1 0 3,547 0
QUALCOMM INC COM Stock 747525103   12,480,310 73,392 SH   SOLE 1 73,392 0 0
ISHARES IBONDS DEC 2033 TERM TREASURY ETF ETF 46436E148   331,263 13,193 SH   OTR 1 0 13,193 0
ISHARES IBONDS DEC 2033 TERM TREASURY ETF ETF 46436E148   16,288,987 648,731 SH   SOLE 1 648,731 0 0
GENERAL DYNAMICS CORP COM Stock 369550108   20,852 69 SH   OTR 1 0 69 0
GENERAL DYNAMICS CORP COM Stock 369550108   279,535 925 SH   SOLE 1 925 0 0
DISCOVER FINL SVCS COM Stock 254709108   106,059 756 SH   OTR 1 0 756 0
DISCOVER FINL SVCS COM Stock 254709108   2,383,808 16,992 SH   SOLE 1 16,992 0 0
MCDONALDS CORP COM Stock 580135101   196,104 644 SH   OTR 1 0 644 0
MCDONALDS CORP COM Stock 580135101   7,677,611 25,213 SH   SOLE 1 25,213 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   635,652 3,957 SH   SOLE 1 3,957 0 0
INVESCO BULLETSHARES 2033 MUNICIPAL BOND ETF ETF 46139W791   133,278 5,058 SH   OTR 1 0 5,058 0
INVESCO BULLETSHARES 2033 MUNICIPAL BOND ETF ETF 46139W791   2,250,949 85,425 SH   SOLE 1 85,425 0 0
CISCO SYS INC COM Stock 17275R102   338,852 6,367 SH   OTR 1 0 6,367 0
CISCO SYS INC COM Stock 17275R102   10,271,300 192,997 SH   SOLE 1 192,997 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105   473,446 3,162 SH   SOLE 1 3,162 0 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499   4,012,574 45,525 SH   OTR 1 0 45,525 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499   59,685,588 677,168 SH   SOLE 1 677,168 0 0
AUTODESK INC COM Stock 052769106   100,275 364 SH   OTR 1 0 364 0
AUTODESK INC COM Stock 052769106   2,708,795 9,833 SH   SOLE 1 9,833 0 0
VANECK JUNIOR GOLD MINERS ETF ETF 92189F791   17,816 365 SH   OTR 1 0 365 0
VANECK JUNIOR GOLD MINERS ETF ETF 92189F791   2,577,754 52,812 SH   SOLE 1 52,812 0 0
AT&T INC COM Stock 00206R102   155,166 7,053 SH   OTR 1 0 7,053 0
AT&T INC COM Stock 00206R102   350,900 15,950 SH   SOLE 1 15,950 0 0
INDEPENDENCE RLTY TR INC COM REIT 45378A106   1,218,213 59,425 SH   SOLE 1 59,425 0 0
GE AEROSPACE COM NEW Stock 369604301   295,505 1,567 SH   SOLE 1 1,567 0 0
ISHARES IBONDS DEC 2044 TERM TREASURY ETF ETF 46438G638   179,669 6,711 SH   OTR 1 0 6,711 0
ISHARES IBONDS DEC 2044 TERM TREASURY ETF ETF 46438G638   9,589,169 358,175 SH   SOLE 1 358,175 0 0
ISHARES IBONDS DEC 2034 TERM TREASURY ETF ETF 46438G646   174,152 6,592 SH   OTR 1 0 6,592 0
ISHARES IBONDS DEC 2034 TERM TREASURY ETF ETF 46438G646   9,961,858 377,076 SH   SOLE 1 377,076 0 0
BRIXMOR PPTY GROUP INC COM REIT 11120U105   226,363 8,125 SH   SOLE 1 8,125 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   325,922 1,653 SH   SOLE 1 1,653 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   567,798 5,930 SH   SOLE 1 5,930 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   99,790 173 SH   OTR 1 0 173 0
ISHARES CORE S&P 500 ETF ETF 464287200   5,482,097 9,504 SH   SOLE 1 9,504 0 0
METTLER TOLEDO INTERNATIONAL COM Stock 592688105   35,993 24 SH   OTR 1 0 24 0
METTLER TOLEDO INTERNATIONAL COM Stock 592688105   2,260,048 1,507 SH   SOLE 1 1,507 0 0
WELLS FARGO CO NEW COM Stock 949746101   229,519 4,063 SH   OTR 1 0 4,063 0
WELLS FARGO CO NEW COM Stock 949746101   6,332,303 112,096 SH   SOLE 1 112,096 0 0
UNION PAC CORP COM Stock 907818108   326,340 1,324 SH   OTR 1 0 1,324 0
UNION PAC CORP COM Stock 907818108   972,610 3,946 SH   SOLE 1 3,946 0 0
CARMAX INC COM Stock 143130102   239,568 3,096 SH   SOLE 1 3,096 0 0
ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687   648,583 19,518 SH   SOLE 1 19,518 0 0
SALESFORCE INC COM Stock 79466L302   171,616 627 SH   OTR 1 0 627 0
SALESFORCE INC COM Stock 79466L302   5,202,953 19,009 SH   SOLE 1 19,009 0 0
MICROCHIP TECHNOLOGY INC. COM Stock 595017104   1,658,310 20,654 SH   SOLE 1 20,654 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102   59,672 113 SH   OTR 1 0 113 0
NORTHROP GRUMMAN CORP COM Stock 666807102   837,519 1,586 SH   SOLE 1 1,586 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   25,361 41 SH   OTR 1 0 41 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   2,659,232 4,299 SH   SOLE 1 4,299 0 0
VANGUARD MID-CAP VALUE ETF ETF 922908512   1,621,201 9,669 SH   SOLE 1 9,669 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   85,930 147 SH   OTR 1 0 147 0
LOCKHEED MARTIN CORP COM Stock 539830109   326,769 559 SH   SOLE 1 559 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   801,268 3,800 SH   OTR 1 0 3,800 0
JPMORGAN CHASE & CO. COM Stock 46625H100   22,873,882 108,479 SH   SOLE 1 108,479 0 0
HARTFORD FINL SVCS GROUP INC COM Stock 416515104   2,234,590 19,000 SH   SOLE 1 19,000 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   20,640 500 SH   OTR 1 0 500 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   184,398 4,467 SH   SOLE 1 4,467 0 0
CHEVRON CORP NEW COM Stock 166764100   520,010 3,531 SH   OTR 1 0 3,531 0
CHEVRON CORP NEW COM Stock 166764100   7,676,891 52,128 SH   SOLE 1 52,128 0 0
CONOCOPHILLIPS COM Stock 20825C104   150,550 1,430 SH   OTR 1 0 1,430 0
CONOCOPHILLIPS COM Stock 20825C104   3,792,291 36,021 SH   SOLE 1 36,021 0 0
DANAHER CORPORATION COM Stock 235851102   111,208 400 SH   OTR 1 0 400 0
DANAHER CORPORATION COM Stock 235851102   2,320,633 8,347 SH   SOLE 1 8,347 0 0
M & T BK CORP COM Stock 55261F104   219,088 1,230 SH   SOLE 1 1,230 0 0
TJX COS INC NEW COM Stock 872540109   146,102 1,243 SH   OTR 1 0 1,243 0
TJX COS INC NEW COM Stock 872540109   3,820,050 32,500 SH   SOLE 1 32,500 0 0
BANK AMERICA CORP COM Stock 060505104   388,428 9,789 SH   OTR 1 0 9,789 0
BANK AMERICA CORP COM Stock 060505104   8,222,966 207,232 SH   SOLE 1 207,232 0 0
WALMART INC COM Stock 931142103   168,525 2,087 SH   OTR 1 0 2,087 0
WALMART INC COM Stock 931142103   2,762,538 34,211 SH   SOLE 1 34,211 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   499,641 2,260 SH   OTR 1 0 2,260 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   1,148,068 5,193 SH   SOLE 1 5,193 0 0
ORACLE CORP COM Stock 68389X105   212,318 1,246 SH   OTR 1 0 1,246 0
ORACLE CORP COM Stock 68389X105   8,731,637 51,242 SH   SOLE 1 51,242 0 0
RTX CORPORATION COM Stock 75513E101   188,646 1,557 SH   OTR 1 0 1,557 0
RTX CORPORATION COM Stock 75513E101   4,213,218 34,774 SH   SOLE 1 34,774 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   206,616 4,318 SH   SOLE 1 4,318 0 0
TEXAS INSTRS INC COM Stock 882508104   219,377 1,062 SH   OTR 1 0 1,062 0
TEXAS INSTRS INC COM Stock 882508104   2,474,295 11,978 SH   SOLE 1 11,978 0 0
TARGET CORP COM Stock 87612E106   29,458 189 SH   OTR 1 0 189 0
TARGET CORP COM Stock 87612E106   395,729 2,539 SH   SOLE 1 2,539 0 0
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3M CO COM Stock 88579Y101   17,771 130 SH   OTR 1 0 130 0
3M CO COM Stock 88579Y101   609,272 4,457 SH   SOLE 1 4,457 0 0
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HP INC COM Stock 40434L105   21,522 600 SH   OTR 1 0 600 0
HP INC COM Stock 40434L105   1,541,442 42,973 SH   SOLE 1 42,973 0 0
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CATERPILLAR INC COM Stock 149123101   3,206,793 8,199 SH   SOLE 1 8,199 0 0
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ALPHABET INC CAP STK CL C Stock 02079K107   2,508,519 15,004 SH   SOLE 1 15,004 0 0
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AMERICAN EXPRESS CO COM Stock 025816109   7,813,001 28,809 SH   SOLE 1 28,809 0 0
AMGEN INC COM Stock 031162100   609,299 1,891 SH   SOLE 1 1,891 0 0
APPLIED MATLS INC COM Stock 038222105   52,937 262 SH   OTR 1 0 262 0
APPLIED MATLS INC COM Stock 038222105   1,429,908 7,077 SH   SOLE 1 7,077 0 0
OTIS WORLDWIDE CORP COM Stock 68902V107   130,341 1,254 SH   OTR 1 0 1,254 0
OTIS WORLDWIDE CORP COM Stock 68902V107   2,897,120 27,873 SH   SOLE 1 27,873 0 0
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ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   477,134 7,611 SH   SOLE 1 7,611 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854   679,286 10,062 SH   SOLE 1 10,062 0 0
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EATON CORP PLC SHS Stock G29183103   8,079,513 24,377 SH   SOLE 1 24,377 0 0
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INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841   306,113 14,494 SH   SOLE 1 14,494 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   347,204 2,860 SH   OTR 1 0 2,860 0
PHILIP MORRIS INTL INC COM Stock 718172109   8,346,129 68,749 SH   SOLE 1 68,749 0 0
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NUCOR CORP COM Stock 670346105   3,609,964 24,012 SH   SOLE 1 24,012 0 0
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VANGUARD MEGA CAP ETF ETF 921910873   16,752,718 81,072 SH   SOLE 1 81,072 0 0
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BRISTOL-MYERS SQUIBB CO COM Stock 110122108   86,458 1,671 SH   OTR 1 0 1,671 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   1,569,740 30,339 SH   SOLE 1 30,339 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689   210,087 643 SH   SOLE 1 643 0 0
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DEERE & CO COM Stock 244199105   106,419 255 SH   OTR 1 0 255 0
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COLGATE PALMOLIVE CO COM Stock 194162103   567,218 5,464 SH   SOLE 1 5,464 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886   8,886 110 SH   OTR 1 0 110 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886   194,761 2,411 SH   SOLE 1 2,411 0 0
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ISHARES MSCI EAFE ETF ETF 464287465   488,065 5,836 SH   SOLE 1 5,836 0 0
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BOOKING HOLDINGS INC COM Stock 09857L108   8,516,907 2,022 SH   SOLE 1 2,022 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622   235,793 750 SH   SOLE 1 750 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102   898,607 4,028 SH   SOLE 1 4,028 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   869,094 4,579 SH   SOLE 1 4,579 0 0
ACCENTURE PLC Stock G1151C101   3,527,522 9,980 SH   SOLE 1 9,980 0 0
ACCENTURE PLC Stock G1151C101   32,871 93 SH   DFND 1 93 0 0
EATON CORP PLC Stock G29183103   1,404,950 4,239 SH   SOLE 1 4,239 0 0
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MEDTRONIC PLC Stock G5960L103   1,939,094 21,539 SH   SOLE 1 21,539 0 0
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GARMIN LTD Stock H2906T109   1,686,337 9,580 SH   SOLE 1 9,580 0 0
ASML HOLDING NV FOREIGN EQUITIES N07059210   3,415,421 4,099 SH   SOLE 1 4,099 0 0
ASML HOLDING NV FOREIGN EQUITIES N07059210   16,665 20 SH   DFND 1 20 0 0
NXP SEMICONDUCTORS FOREIGN EQUITIES N6596X109   4,924,204 20,517 SH   SOLE 1 20,517 0 0
NXP SEMICONDUCTORS FOREIGN EQUITIES N6596X109   52,080 217 SH   DFND 1 217 0 0
AFLAC INC Stock 001055102   747,258 6,684 SH   SOLE 1 6,684 0 0
AT&T INC Stock 00206R102   584,804 26,582 SH   SOLE 1 26,582 0 0
ABBOTT LABORATORIES Stock 002824100   3,587,699 31,469 SH   SOLE 1 31,469 0 0
ABBOTT LABORATORIES Stock 002824100   37,508 329 SH   DFND 1 329 0 0
ABBVIE INC Stock 00287Y109   9,039,114 45,773 SH   SOLE 1 45,773 0 0
ABBVIE INC Stock 00287Y109   60,625 307 SH   DFND 1 307 0 0
ADOBE SYSTEM INC Stock 00724F101   2,110,924 4,077 SH   SOLE 1 4,077 0 0
AIR PRODUCTS AND CHEMICALS INC. Stock 009158106   337,610 1,134 SH   SOLE 1 1,134 0 0
ALPHABET INC. CLASS C Stock 02079K107   10,506,785 62,844 SH   SOLE 1 62,844 0 0
ALPHABET INC. CLASS C Stock 02079K107   84,931 508 SH   DFND 1 508 0 0
ALPHABET INC. CLASS A Stock 02079K305   1,600,603 9,651 SH   SOLE 1 9,651 0 0
ALTRIA GROUP INC Stock 02209S103   1,176,096 23,043 SH   SOLE 1 23,043 0 0
AMAZON.COM INC Stock 023135106   9,264,418 49,721 SH   SOLE 1 49,721 0 0
AMAZON.COM INC Stock 023135106   78,257 420 SH   DFND 1 420 0 0
AVANTIS US SMALL CAP EQUITY ETF ETF 025072323   788,682 14,600 SH   SOLE 1 14,592 0 8
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101   592,597 5,776 SH   SOLE 1 5,776 0 0
AMERIPRISE FINANCIAL Stock 03076C106   1,286,767 2,739 SH   SOLE 1 2,739 0 0
AMETEK INC NEW COM COMMON STOCK 031100100   4,743,043 27,623 SH   SOLE 1 27,623 0 0
AMETEK INC NEW COM COMMON STOCK 031100100   59,924 349 SH   DFND 1 349 0 0
AMGEN INC Stock 031162100   645,990 2,005 SH   SOLE 1 2,005 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   5,059,491 21,982 SH   SOLE 1 21,982 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   34,525 150 SH   DFND 1 150 0 0
ELEVANCE HEALTH INC (FORMERLY ANTHEM) Stock 036752103   3,157,440 6,072 SH   SOLE 1 6,072 0 0
ELEVANCE HEALTH INC (FORMERLY ANTHEM) Stock 036752103   14,040 27 SH   DFND 1 27 0 0
APPLE INC Stock 037833100   25,967,384 111,448 SH   SOLE 1 111,448 0 0
APPLE INC Stock 037833100   174,517 749 SH   DFND 1 749 0 0
APPLIED MATERIALS INC Stock 038222105   483,086 2,391 SH   SOLE 1 2,391 0 0
ARISTA NETWORKS INC COMMON STOCK 040413106   846,318 2,205 SH   SOLE 1 2,205 0 0
ASTRAZENECA PLC NPV ADR FOREIGN EQUITIES 046353108   359,566 4,616 SH   SOLE 1 4,616 0 0
ATLANTIC UNION BANKSHARES CORP Stock 04911A107   5,374,828 142,720 SH   SOLE 1 142,720 0 0
AUTODESK INC Stock 052769106   1,571,790 5,706 SH   SOLE 1 5,706 0 0
AUTOZONE INC Stock 053332102   1,215,907 386 SH   SOLE 1 386 0 0
BANK OF AMERICA CORP Stock 060505104   3,080,124 77,625 SH   SOLE 1 77,625 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   10,033,570 21,800 SH   SOLE 1 21,800 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   129,793 282 SH   DFND 1 282 0 0
BLACKROCK INC. Stock 09247X101   1,039,698 1,095 SH   SOLE 1 1,095 0 0
BOOKING HOLDINGS INC Stock 09857L108   2,834,741 673 SH   SOLE 1 673 0 0
BROADCOM INC Stock 11135F101   6,979,521 40,461 SH   SOLE 1 40,461 0 0
BROADCOM INC Stock 11135F101   51,750 300 SH   DFND 1 300 0 0
BROOKFIELD CORP NVP FOREIGN EQUITIES 11271J107   4,584,585 86,259 SH   SOLE 1 86,259 0 0
BROOKFIELD CORP NVP FOREIGN EQUITIES 11271J107   50,916 958 SH   DFND 1 958 0 0
BROOKFIELD RENEWABLE CORP FOREIGN EQUITIES 11284V105   296,379 9,078 SH   SOLE 1 9,078 0 0
BROOKFIELD ASSET MGMT LTD CLASS A VOTING SHA FOREIGN EQUITIES RE1130041   945,251 19,990 SH   SOLE 1 19,990 0 0
BROOKFIELD ASSET MGMT LTD CLASS A VOTING SHA FOREIGN EQUITIES RE1130041   10,545 223 SH   DFND 1 223 0 0
CBRE GROUP INC CL A Stock 12504L109   246,712 1,982 SH   SOLE 1 1,982 0 0
CME GROUP INC COMMON STOCK 12572Q105   366,036 1,659 SH   SOLE 1 1,659 0 0
CSX CORP COM COMMON STOCK 126408103   1,098,925 31,835 SH   SOLE 1 31,835 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   782,779 12,449 SH   SOLE 1 12,449 0 0
CADENCE DESIGN SYSTEMS INC COMMON STOCK 127387108   1,384,348 5,108 SH   SOLE 1 5,108 0 0
CHEMED CORPORATON COMMON STOCK 16359R103   1,768,537 2,943 SH   SOLE 1 2,943 0 0
CHEMED CORPORATON COMMON STOCK 16359R103   10,216 17 SH   DFND 1 17 0 0
CHEVRON CORPORATION COMMON STOCK 166764100   4,446,542 30,194 SH   SOLE 1 30,194 0 0
CHEVRON CORPORATION COMMON STOCK 166764100   24,004 163 SH   DFND 1 163 0 0
CISCO SYSTEMS INC Stock 17275R102   2,649,667 49,788 SH   SOLE 1 49,788 0 0
CITIGROUP INC NEW COMMON STOCK 172967424   530,207 8,470 SH   SOLE 1 8,470 0 0
COCA COLA CO COM COMMON STOCK 191216100   1,710,387 23,802 SH   SOLE 1 23,802 0 0
COLGATE PALMOLIVE COMPANY COMMON STOCK 194162103   814,075 7,842 SH   SOLE 1 7,842 0 0
COLGATE PALMOLIVE COMPANY COMMON STOCK 194162103   12,353 119 SH   DFND 1 119 0 0
COMCAST CORP CLASS A Stock 20030N101   262,418 6,283 SH   SOLE 1 6,283 0 0
COMCAST CORP CLASS A Stock 20030N101   6,933 166 SH   DFND 1 166 0 0
CONOCOPHILLIPS COM Stock 20825C104   1,809,517 17,188 SH   SOLE 1 17,188 0 0
CONSTELLATION BRANDS CLASS A COMMON STOCK 21036P108   2,747,938 10,664 SH   SOLE 1 10,664 0 0
CONSTELLATION BRANDS CLASS A COMMON STOCK 21036P108   13,915 54 SH   DFND 1 54 0 0
COSTCO WHOLESALE CORP Stock 22160K105   2,908,663 3,281 SH   SOLE 1 3,281 0 0
COSTAR GROUP, INC. Stock 22160N109   662,493 8,782 SH   SOLE 1 8,782 0 0
D R HORTON INC Stock 23331A109   2,704,704 14,178 SH   SOLE 1 14,178 0 0
DEERE & CO. COMMON STOCK 244199105   594,249 1,424 SH   SOLE 1 1,424 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205   1,408,263 10,035 SH   SOLE 1 10,035 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205   11,648 83 SH   DFND 1 83 0 0
DISCOVER FINANCIAL SERVICES COMMON STOCK 254709108   1,249,824 8,909 SH   SOLE 1 8,909 0 0
DOLLAR GEN CORP NEW COM COMMON STOCK 256677105   783,824 9,270 SH   SOLE 1 9,270 0 0
DOLLAR GEN CORP NEW COM COMMON STOCK 256677105   6,003 71 SH   DFND 1 71 0 0
DOMINION RES INC VA NEW Stock 25746U109   346,911 6,003 SH   SOLE 1 6,003 0 0
DOW HOLDINGS INC COMMON STOCK 260557103   752,280 13,771 SH   SOLE 1 13,771 0 0
DUKE ENERGY CORP NEW Stock 26441C204   1,299,407 11,270 SH   SOLE 1 11,270 0 0
EOG RESOURCES INC Stock 26875P101   1,013,616 8,246 SH   SOLE 1 8,246 0 0
EBAY INC COMMON STOCK 278642103   813,922 12,501 SH   SOLE 1 12,501 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   674,350 6,166 SH   SOLE 1 6,166 0 0
ENBRIDGE INC NPV FOREIGN EQUITIES 29250N105   750,403 18,479 SH   SOLE 1 18,479 0 0
ENBRIDGE INC NPV FOREIGN EQUITIES 29250N105   6,741 166 SH   DFND 1 166 0 0
EXXON MOBIL CORP COM Stock 30231G102   2,936,664 25,053 SH   SOLE 1 25,053 0 0
META PLATFORMS (FORMERLY FACEBOOK INC) Stock 30303M102   11,813,329 20,637 SH   SOLE 1 20,637 0 0
META PLATFORMS (FORMERLY FACEBOOK INC) Stock 30303M102   60,678 106 SH   DFND 1 106 0 0
FIDELITY MSCI INFO TECH ETF - EQUITY 316092808   479,001 2,745 SH   SOLE 1 2,745 0 0
FORTINET INC Stock 34959E109   691,858 8,923 SH   SOLE 1 8,923 0 0
GARTNER INC. COMMON STOCK 366651107   241,214 476 SH   SOLE 1 476 0 0
GENERAL MILLS INC COMMON STOCK 370334104   768,755 10,410 SH   SOLE 1 10,410 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   1,563,508 18,649 SH   SOLE 1 18,649 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,416,553 3,496 SH   SOLE 1 3,496 0 0
HOME DEPOT INC COMMON STOCK 437076102   32,821 81 SH   DFND 1 81 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106   3,190,443 15,435 SH   SOLE 1 15,435 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106   29,558 143 SH   DFND 1 143 0 0
HOOKER FURNITURE CORP COMMON STOCK 439038100   246,474 13,640 SH   SOLE 1 13,640 0 0
HUNTINGTON BANKSHARES INC COMMON STOCK 446150104   458,604 31,199 SH   SOLE 1 31,199 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   941,079 3,591 SH   SOLE 1 3,591 0 0
INTUITIVE SURGICAL INC. COMMON STOCK 46120E602   1,103,857 2,247 SH   SOLE 1 2,247 0 0
INVESCO BULLETSHS 2031 ETF 46138J429   2,656,324 159,447 SH   SOLE 1 159,447 0 0
INVESCO BULLETSHS 2030 ETF 46138J460   3,899,223 230,182 SH   SOLE 1 230,182 0 0
INVESCO BULLETSHS 2029 ETF 46138J577   2,510,405 133,535 SH   SOLE 1 133,535 0 0
INVESCO BULLETSHS 2027 ETF 46138J783   1,877,224 95,246 SH   SOLE 1 95,246 0 0
INVESCO BULLETSHS 2026 ETF 46138J791   1,730,858 88,538 SH   SOLE 1 88,538 0 0
INVESCO BULLETSHS 2025 ETF 46138J825   1,707,500 82,731 SH   SOLE 1 82,731 0 0
INVESCO BULLETSHS 2032 ETF 46139W858   4,140,417 197,542 SH   SOLE 1 197,542 0 0
I SHARES TR S & P 500 INDEX FUND ETF - EQUITY 464287200   686,414 1,190 SH   SOLE 1 1,190 0 0
I SHARES TR S & P 500 INDEX FUND ETF - EQUITY 464287200   1,132,874 1,964 SH   DFND 1 1,964 0 0
ISHARES 7-10 YEAR TRES ETF ETF - FIXED 464287440   230,966 2,354 SH   SOLE 1 2,354 0 0
ISHARES 7-10 YEAR TRES ETF ETF - FIXED 464287440   24,530 250 SH   DFND 1 250 0 0
ISHARES 1-3 YR TREASURY BOND ETF - FIXED 464287457   262,081 3,152 SH   SOLE 1 3,152 0 0
ISHARES MSCI EAFE ETF FOREIGN EQUITIES 464287465   5,846,232 69,906 SH   SOLE 1 69,906 0 0
I SHARES TR RUSSEL MIDCAP INDEX FD ETF - EQUITY 464287499   1,643,889 18,651 SH   SOLE 1 18,637 0 14
ISHARES S&P MIDCAP 400 ETF - EQUITY 464287507   210,606 3,380 SH   SOLE 1 3,380 0 0
ISHARES CORE S&P SMALLCAP ETF - EQUITY 464287804   498,365 4,261 SH   SOLE 1 4,261 0 0
ISHARES NATIONAL MUNI BD ETF - FIXED 464288414   612,564 5,639 SH   SOLE 1 5,639 0 0
ISHARES INTERMED GOVT/CREDITBOND ETF - FIXED 464288612   615,287 5,745 SH   SOLE 1 5,745 0 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF - EQUITY 464289438   1,003,415 4,560 SH   SOLE 1 4,556 0 4
ISHARES RUSSELL TOP 200 GROWTH ETF ETF - EQUITY 464289438   25,745 117 SH   DFND 1 117 0 0
ISHARES TR CORE MSCI EAFE ETF 46432F842   397,376 5,092 SH   SOLE 1 5,092 0 0
ETF ISHARES TTL CORE US BND ETF - FIXED 46434V613   339,372 7,204 SH   SOLE 1 7,204 0 0
ISHARES IBONDS DEC 2033 ETF 46436E148   3,988,046 158,889 SH   SOLE 1 158,889 0 0
ISHARES IBONDS DEC 2024 ETF 46436E874   461,856 19,244 SH   SOLE 1 19,244 0 0
ISHARES IBONDS DEC 2044 TREAS ETF ETF - FIXED 46438G638   1,815,628 67,825 SH   SOLE 1 67,825 0 0
ISHARES IBONDS DEC TREAS ETF ETF - FIXED 46438G646   2,608,545 98,773 SH   SOLE 1 98,773 0 0
J P MORGAN CHASE & CO Stock 46625H100   9,700,914 46,007 SH   SOLE 1 46,007 0 0
J P MORGAN CHASE & CO Stock 46625H100   76,330 362 SH   DFND 1 362 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332   396,987 6,671 SH   SOLE 1 6,664 0 7
JP MORGAN ULTRA SHORT INC ETF ETF 46641Q837   851,619 16,784 SH   SOLE 1 16,784 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   1,934,475 11,937 SH   SOLE 1 11,937 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   35,977 222 SH   DFND 1 222 0 0
LABCORP HOLDINGS INC COMMON STOCK 504922105   290,075 1,298 SH   SOLE 1 1,298 0 0
LENNAR CORP COMMON STOCK 526057104   1,741,849 9,291 SH   SOLE 1 9,291 0 0
ELI LILLY & CO COMMON STOCK 532457108   1,636,328 1,847 SH   SOLE 1 1,847 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   856,341 1,465 SH   SOLE 1 1,465 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   5,260 9 SH   DFND 1 9 0 0
LOWES COMPANY INC COMMON STOCK 548661107   7,306,070 26,976 SH   SOLE 1 26,976 0 0
LOWES COMPANY INC COMMON STOCK 548661107   72,584 268 SH   DFND 1 268 0 0
MARATHON PETE CORP Stock 56585A102   1,354,230 8,313 SH   SOLE 1 8,313 0 0
MARKEL GROUP INC FORMERLY MARKEL CO COMMON STOCK RP5705351   2,489,256 1,587 SH   SOLE 1 1,587 0 0
MARKEL GROUP INC FORMERLY MARKEL CO COMMON STOCK RP5705351   39,214 25 SH   DFND 1 25 0 0
MASTERCARD INC Stock 57636Q104   8,463,938 17,141 SH   SOLE 1 17,141 0 0
MASTERCARD INC Stock 57636Q104   62,216 126 SH   DFND 1 126 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   871,177 2,861 SH   SOLE 1 2,861 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   13,702 45 SH   DFND 1 45 0 0
MERCADOLIBRE INC COMMON STOCK 58733R102   223,655 109 SH   SOLE 1 109 0 0
MERCK & CO NEW Stock 58933Y105   6,340,379 55,834 SH   SOLE 1 55,834 0 0
MERCK & CO NEW Stock 58933Y105   80,513 709 SH   DFND 1 709 0 0
METTLER-TOLEDO INTL COMMON STOCK 592688105   812,823 542 SH   SOLE 1 542 0 0
MICROSOFT CORPORATION COMMON STOCK 594918104   23,053,084 53,576 SH   SOLE 1 53,576 0 0
MICROSOFT CORPORATION COMMON STOCK 594918104   196,210 456 SH   DFND 1 456 0 0
MONDELEZ INTERNATIONAL INC. COMMON STOCK 609207105   795,466 10,798 SH   SOLE 1 10,798 0 0
MORGAN STANLEY DEAN WITTER DISCOVER & CO COMMON STOCK 617446448   311,030 2,984 SH   SOLE 1 2,984 0 0
NEXTERA ENERGY INC Stock 65339F101   3,925,055 46,435 SH   SOLE 1 46,435 0 0
NEXTERA ENERGY INC Stock 65339F101   19,695 233 SH   DFND 1 233 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   269,124 1,083 SH   SOLE 1 1,083 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   2,173,468 4,116 SH   SOLE 1 4,116 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   11,089 21 SH   DFND 1 21 0 0
NUCOR COMMON STOCK 670346105   1,476,158 9,819 SH   SOLE 1 9,819 0 0
NVIDIA CORPORATION Stock 67066G104   19,926,879 164,089 SH   SOLE 1 164,089 0 0
NVIDIA CORPORATION Stock 67066G104   57,076 470 SH   DFND 1 470 0 0
OLD DOMINION FREIGHT LINES COMMON STOCK 679580100   921,677 4,640 SH   SOLE 1 4,640 0 0
OTIS WORLDWIDE CORP Stock 68902V107   993,755 9,561 SH   SOLE 1 9,561 0 0
PNC BANK CORP COMMON STOCK 693475105   2,083,004 11,269 SH   SOLE 1 11,269 0 0
PNC BANK CORP COMMON STOCK 693475105   21,811 118 SH   DFND 1 118 0 0
PAYCHEX INC COM COMMON STOCK 704326107   644,756 4,805 SH   SOLE 1 4,805 0 0
PEPSICO INC COM COMMON STOCK 713448108   3,878,730 22,810 SH   SOLE 1 22,810 0 0
PEPSICO INC COM COMMON STOCK 713448108   9,522 56 SH   DFND 1 56 0 0
PFIZER INC COM COMMON STOCK 717081103   297,224 10,274 SH   SOLE 1 10,274 0 0
PHILLIP MORRIS INTL INC COMMON STOCK 718172109   968,030 7,974 SH   SOLE 1 7,974 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109   5,844,544 33,745 SH   SOLE 1 33,745 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109   17,839 103 SH   DFND 1 103 0 0
PROLOGIS INC COMMON STOCKS REITS DTC 74340W103   258,601 2,048 SH   SOLE 1 2,048 0 0
QUALCOMM INC COMMON STOCK 747525103   2,931,103 17,237 SH   SOLE 1 17,237 0 0
RTX CORPORATION (FORMERLY RAYTHEON TECH) Stock 75513E101   5,605,726 46,268 SH   SOLE 1 46,268 0 0
RTX CORPORATION (FORMERLY RAYTHEON TECH) Stock 75513E101   43,373 358 SH   DFND 1 358 0 0
REGENERON PHARMACEUTICALS Stock 75886F107   605,491 576 SH   SOLE 1 576 0 0
ROPER INDS INC NEW COMMON STOCK 776696106   4,478,694 8,049 SH   SOLE 1 8,049 0 0
ROPER INDS INC NEW COMMON STOCK 776696106   33,386 60 SH   DFND 1 60 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   4,281,575 8,288 SH   SOLE 1 8,288 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   53,726 104 SH   DFND 1 104 0 0
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103   14,300,389 24,924 SH   SOLE 1 24,924 0 0
SALESFORCE INC (FORMERLY SALESFORCE.COM INC COMMON STOCK 79466L302   1,915,561 6,999 SH   SOLE 1 6,999 0 0
STARBUCKS CORPORATION COMMON STOCK 855244109   670,800 6,881 SH   SOLE 1 6,881 0 0
SYSCO CORPORATION COMMON STOCK 871829107   222,622 2,852 SH   SOLE 1 2,852 0 0
SYSCO CORPORATION COMMON STOCK 871829107   9,757 125 SH   DFND 1 125 0 0
TJX COMPANIES INC COMMON STOCK 872540109   8,175,489 69,556 SH   SOLE 1 69,556 0 0
TJX COMPANIES INC COMMON STOCK 872540109   82,747 704 SH   DFND 1 704 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   1,239,391 6,000 SH   SOLE 1 6,000 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   6,816 33 SH   DFND 1 33 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   5,771,160 9,330 SH   SOLE 1 9,330 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   47,010 76 SH   DFND 1 76 0 0
TRACTOR SUPPLY CO COMMON STOCK 892356106   688,895 2,368 SH   SOLE 1 2,368 0 0
TRAVELERS COMPANIES INC Stock 89417E109   541,495 2,313 SH   SOLE 1 2,313 0 0
TRUIST FINANCIAL CORPORATION Stock 89832Q109   446,003 10,428 SH   SOLE 1 10,428 0 0
US BANCORP COMMON STOCK 902973304   294,558 6,443 SH   SOLE 1 6,443 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   3,625,376 14,709 SH   SOLE 1 14,709 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   28,344 115 SH   DFND 1 115 0 0
UNITED PARCEL SERVICE CLASS B COMMON STOCK 911312106   558,690 4,098 SH   SOLE 1 4,098 0 0
UNITED PARCEL SERVICE CLASS B COMMON STOCK 911312106   3,953 29 SH   DFND 1 29 0 0
UNITEDHEALTH GROUP INC Stock 91324P102   200,540 343 SH   SOLE 1 343 0 0
VALERO ENERGY Stock 91913Y100   965,429 7,150 SH   SOLE 1 7,150 0 0
VANGUARD MID CAP ETF COMMON STOCK 922908629   431,081 1,634 SH   SOLE 1 1,634 0 0
VERISIGN INC Stock 92343E102   480,775 2,531 SH   SOLE 1 2,531 0 0
VERIZON COMMUNICATIONS INC Stock 92343V104   750,556 16,717 SH   SOLE 1 16,717 0 0
VERISK ANALYTICS INC Stock 92345Y106   548,741 2,048 SH   SOLE 1 2,048 0 0
VERTEX PHARMACEUTICAL INC Stock 92532F100   961,304 2,067 SH   SOLE 1 2,067 0 0
VISA INC COM CL A Stock 92826C839   7,498,597 27,274 SH   SOLE 1 27,274 0 0
VISA INC COM CL A Stock 92826C839   69,284 252 SH   DFND 1 252 0 0
WAL-MART STORES COMMON STOCK 931142103   1,222,536 15,140 SH   SOLE 1 15,140 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101   3,469,063 61,411 SH   SOLE 1 61,411 0 0
WORKDAY INC Stock 98138H101   635,926 2,602 SH   SOLE 1 2,602 0 0
XYLEM INC COMMON STOCK 98419M100   2,422,363 17,940 SH   SOLE 1 17,940 0 0
XYLEM INC COMMON STOCK 98419M100   12,962 96 SH   DFND 1 96 0 0