The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM COM 023135106 865 8,140 SH   OTR   0 8,140 0
AMAZON COM INC COM COM 023135106 12,640 119,013 SH   SOLE   119,013 0 0
UNDER ARMOUR INC CL A COM 904311107 86 10,334 SH   SOLE   10,334 0 0
HEWLETT PACKARD ENTERPRISE CO COM COM 42824C109 162 12,230 SH   SOLE   12,230 0 0
INVESCO QQQ TRUST ETF 46090E103 397 1,415 SH   SOLE   1,415 0 0
STARBUCKS CORP COM COM 855244109 247 3,228 SH   OTR   0 3,228 0
STARBUCKS CORP COM COM 855244109 5,230 68,468 SH   SOLE   68,468 0 0
OLD REP INTL CORP COM COM 680223104 7 300 SH   OTR   0 300 0
OLD REP INTL CORP COM COM 680223104 1,487 66,515 SH   SOLE   66,515 0 0
ELEVANCE HEALTH INC COM COM 036752103 91 188 SH   OTR   0 188 0
ELEVANCE HEALTH INC COM COM 036752103 948 1,965 SH   SOLE   1,965 0 0
MONSTER BEVERAGE CORP NEW COM COM 61174X109 768 8,286 SH   SOLE   8,286 0 0
JOHNSON & JOHNSON COM COM 478160104 1,116 6,285 SH   OTR   0 6,285 0
JOHNSON & JOHNSON COM COM 478160104 16,745 94,332 SH   SOLE   94,332 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 432 2,291 SH   SOLE   2,291 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 692 3,669 SH   OTR   0 3,669 0
COSTCO WHSL CORP NEW COM COM 22160K105 63 131 SH   OTR   0 131 0
COSTCO WHSL CORP NEW COM COM 22160K105 3,042 6,348 SH   SOLE   6,348 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 145 488 SH   OTR   0 488 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 5,918 19,924 SH   SOLE   19,924 0 0
SHELL PLC SPON ADS ADR 780259305 10 200 SH   OTR   0 200 0
SHELL PLC SPON ADS ADR 780259305 289 5,518 SH   SOLE   5,518 0 0
YUM BRANDS INC COM COM 988498101 7 60 SH   OTR   0 60 0
YUM BRANDS INC COM COM 988498101 367 3,236 SH   SOLE   3,236 0 0
PROCTER AND GAMBLE CO COM COM 742718109 171 1,192 SH   OTR   0 1,192 0
PROCTER AND GAMBLE CO COM COM 742718109 5,979 41,579 SH   SOLE   41,579 0 0
COCA COLA CO COM COM 191216100 215 3,425 SH   OTR   0 3,425 0
COCA COLA CO COM COM 191216100 2,583 41,063 SH   SOLE   41,063 0 0
GENERAL MLS INC COM COM 370334104 291 3,860 SH   SOLE   3,860 0 0
TRUIST FINL CORP COM COM 89832Q109 79 1,656 SH   OTR   0 1,656 0
TRUIST FINL CORP COM COM 89832Q109 2,238 47,188 SH   SOLE   47,188 0 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825 46 2,233 SH   OTR   0 2,233 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825 273 13,365 SH   SOLE   13,365 0 0
UNITED PARCEL SERVICE INC CL B COM 911312106 300 1,645 SH   OTR   0 1,645 0
UNITED PARCEL SERVICE INC CL B COM 911312106 6,463 35,407 SH   SOLE   35,407 0 0
COHEN & STEERS REIT & PFD & IN COM CEF 19247X100 2,642 123,815 SH   SOLE   123,815 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 339 3,717 SH   SOLE   3,717 0 0
INTEL CORP COM COM 458140100 253 6,754 SH   OTR   0 6,754 0
INTEL CORP COM COM 458140100 6,825 182,428 SH   SOLE   182,428 0 0
MEDTRONIC PLC SHS COM G5960L103 252 2,812 SH   OTR   0 2,812 0
MEDTRONIC PLC SHS COM G5960L103 6,732 75,010 SH   SOLE   75,010 0 0
LAUDER ESTEE COS INC CL A COM 518439104 25 100 SH   OTR   0 100 0
LAUDER ESTEE COS INC CL A COM 518439104 4,811 18,892 SH   SOLE   18,892 0 0
MERCK & CO INC COM COM 58933Y105 261 2,862 SH   OTR   0 2,862 0
MERCK & CO INC COM COM 58933Y105 9,897 108,555 SH   SOLE   108,555 0 0
OSHKOSH CORP COM COM 688239201 312 3,800 SH   SOLE   3,800 0 0
SPDR S&P 500 ETF ETF 78462F103 1,465 3,883 SH   SOLE   3,883 0 0
MASTERCARD INCORPORATED CL A COM 57636Q104 13 41 SH   OTR   0 41 0
MASTERCARD INCORPORATED CL A COM 57636Q104 199 630 SH   SOLE   630 0 0
ILLINOIS TOOL WKS INC COM COM 452308109 2 9 SH   OTR   0 9 0
ILLINOIS TOOL WKS INC COM COM 452308109 783 4,295 SH   SOLE   4,295 0 0
STEEL DYNAMICS INC COM COM 858119100 232 3,500 SH   SOLE   3,500 0 0
EMERSON ELEC CO COM COM 291011104 32 400 SH   OTR   0 400 0
EMERSON ELEC CO COM COM 291011104 1,164 14,634 SH   SOLE   14,634 0 0
ALLSTATE CORP COM COM 020002101 89 700 SH   OTR   0 700 0
ALLSTATE CORP COM COM 020002101 573 4,520 SH   SOLE   4,520 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 42 240 SH   OTR   0 240 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 1,696 9,740 SH   SOLE   9,740 0 0
HORACE MANN EDUCATORS CORP NEW COM COM 440327104 322 8,400 SH   SOLE   8,400 0 0
CORNING INC COM COM 219350105 22 700 SH   OTR   0 700 0
CORNING INC COM COM 219350105 871 27,654 SH   SOLE   27,654 0 0
BANK NEW YORK MELLON CORP COM COM 064058100 283 6,777 SH   SOLE   6,777 0 0
INSIGHT SELECT INCOME FD COM CEF 45781W109 1,122 69,835 SH   SOLE   69,835 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 465 9,159 SH   OTR   0 9,159 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 10,973 216,213 SH   SOLE   216,213 0 0
CHUBB LIMITED COM COM H1467J104 250 1,274 SH   SOLE   1,274 0 0
PEPSICO INC COM COM 713448108 959 5,755 SH   OTR   0 5,755 0
PEPSICO INC COM COM 713448108 16,220 97,321 SH   SOLE   97,321 0 0
KIMBERLY-CLARK CORP COM COM 494368103 126 930 SH   OTR   0 930 0
KIMBERLY-CLARK CORP COM COM 494368103 1,138 8,419 SH   SOLE   8,419 0 0
TE CONNECTIVITY LTD SHS COM H84989104 120 1,061 SH   OTR   0 1,061 0
TE CONNECTIVITY LTD SHS COM H84989104 182 1,612 SH   SOLE   1,612 0 0
HONEYWELL INTL INC COM COM 438516106 168 968 SH   OTR   0 968 0
HONEYWELL INTL INC COM COM 438516106 7,254 41,738 SH   SOLE   41,738 0 0
US BANCORP DEL COM NEW COM 902973304 181 3,927 SH   SOLE   3,927 0 0
US BANCORP DEL COM NEW COM 902973304 184 4,000 SH   OTR   0 4,000 0
BP PLC SPONSORED ADR ADR 055622104 14 511 SH   OTR   0 511 0
BP PLC SPONSORED ADR ADR 055622104 279 9,847 SH   SOLE   9,847 0 0
HOME DEPOT INC COM COM 437076102 168 612 SH   OTR   0 612 0
HOME DEPOT INC COM COM 437076102 7,948 28,979 SH   SOLE   28,979 0 0
BAXTER INTL INC COM COM 071813109 18 280 SH   OTR   0 280 0
BAXTER INTL INC COM COM 071813109 204 3,178 SH   SOLE   3,178 0 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103 10 46 SH   OTR   0 46 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103 2,055 9,782 SH   SOLE   9,782 0 0
SPDR GOLD SHARES ETF 78463V107 898 5,328 SH   OTR   0 5,328 0
SPDR GOLD SHARES ETF 78463V107 22,451 133,271 SH   SOLE   133,271 0 0
SOUTHERN CO COM COM 842587107 48 675 SH   OTR   0 675 0
SOUTHERN CO COM COM 842587107 890 12,483 SH   SOLE   12,483 0 0
BECTON DICKINSON & CO COM COM 075887109 293 1,188 SH   OTR   0 1,188 0
BECTON DICKINSON & CO COM COM 075887109 8,522 34,569 SH   SOLE   34,569 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 305 4,226 SH   SOLE   4,226 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 496 9,911 SH   SOLE   9,911 0 0
AON PLC SHS CL A COM G0403H108 5 18 SH   OTR   0 18 0
AON PLC SHS CL A COM G0403H108 210 779 SH   SOLE   779 0 0
GALLAGHER ARTHUR J & CO COM COM 363576109 236 1,445 SH   OTR   0 1,445 0
GALLAGHER ARTHUR J & CO COM COM 363576109 8,175 50,139 SH   SOLE   50,139 0 0
TELEFLEX INCORPORATED COM COM 879369106 771 3,138 SH   SOLE   3,138 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 4 40 SH   OTR   0 40 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 372 4,023 SH   SOLE   4,023 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 854 3,128 SH   OTR   0 3,128 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 5,305 19,431 SH   SOLE   19,431 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 100 273 SH   OTR   0 273 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 4,281 11,696 SH   SOLE   11,696 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 810 10,616 SH   SOLE   10,616 0 0
ALPHABET INC CAP STK CL A COM 02079K305 368 169 SH   OTR   0 169 0
ALPHABET INC CAP STK CL A COM 02079K305 11,206 5,142 SH   SOLE   5,142 0 0
EASTMAN CHEM CO COM COM 277432100 29 320 SH   OTR   0 320 0
EASTMAN CHEM CO COM COM 277432100 239 2,662 SH   SOLE   2,662 0 0
CONSTELLATION BRANDS INC CL A COM 21036P108 44 187 SH   OTR   0 187 0
CONSTELLATION BRANDS INC CL A COM 21036P108 3,139 13,470 SH   SOLE   13,470 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 579 12,631 SH   SOLE   12,631 0 0
NEWMONT CORP COM COM 651639106 1,324 22,186 SH   SOLE   22,186 0 0
CSX CORP COM COM 126408103 98 3,384 SH   OTR   0 3,384 0
CSX CORP COM COM 126408103 807 27,759 SH   SOLE   27,759 0 0
COMCAST CORP NEW CL A COM 20030N101 40 1,030 SH   OTR   0 1,030 0
COMCAST CORP NEW CL A COM 20030N101 3,561 90,737 SH   SOLE   90,737 0 0
MICROSOFT CORP COM COM 594918104 5,312 20,681 SH   OTR   0 20,681 0
MICROSOFT CORP COM COM 594918104 28,174 109,698 SH   SOLE   109,698 0 0
VALERO ENERGY CORP COM COM 91913Y100 1,208 11,367 SH   SOLE   11,367 0 0
SCHLUMBERGER LTD COM STK COM 806857108 13 367 SH   OTR   0 367 0
SCHLUMBERGER LTD COM STK COM 806857108 487 13,622 SH   SOLE   13,622 0 0
CVS HEALTH CORP COM COM 126650100 235 2,537 SH   OTR   0 2,537 0
CVS HEALTH CORP COM COM 126650100 9,230 99,611 SH   SOLE   99,611 0 0
MASCO CORP COM COM 574599106 1,537 30,380 SH   SOLE   30,380 0 0
TILRAY BRANDS INC COM CL 2 COM 88688T100 59 18,820 SH   SOLE   18,820 0 0
ARES CAPITAL CORP COM CEF 04010L103 21 1,195 SH   OTR   0 1,195 0
ARES CAPITAL CORP COM CEF 04010L103 1,984 110,671 SH   SOLE   110,671 0 0
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108 7,361 18 SH   SOLE   18 0 0
BOEING CO COM COM 097023105 98 718 SH   SOLE   718 0 0
BOEING CO COM COM 097023105 164 1,198 SH   OTR   0 1,198 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 979 4,972 SH   SOLE   4,972 0 0
NEXTERA ENERGY INC COM COM 65339F101 109 1,403 SH   OTR   0 1,403 0
NEXTERA ENERGY INC COM COM 65339F101 8,627 111,380 SH   SOLE   111,380 0 0
NIKE INC CL B COM 654106103 222 2,174 SH   OTR   0 2,174 0
NIKE INC CL B COM 654106103 6,476 63,367 SH   SOLE   63,367 0 0
LINDE PLC SHS COM G5494J103 177 615 SH   OTR   0 615 0
LINDE PLC SHS COM G5494J103 1,835 6,381 SH   SOLE   6,381 0 0
ARCOSA INC COM COM 039653100 532 11,456 SH   SOLE   11,456 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654 619 12,222 SH   SOLE   12,222 0 0
ATLANTIC UN BANKSHARES CORP COM COM 04911A107 10,328 304,470 SH   SOLE   100,830 0 203,640
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 109 3,450 SH   OTR   0 3,450 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 251 7,990 SH   SOLE   7,990 0 0
NORFOLK SOUTHN CORP COM COM 655844108 84 370 SH   OTR   0 370 0
NORFOLK SOUTHN CORP COM COM 655844108 3,338 14,687 SH   SOLE   14,687 0 0
UDR INC COM REIT 902653104 5 105 SH   OTR   0 105 0
UDR INC COM REIT 902653104 2,066 44,864 SH   SOLE   44,864 0 0
BLACKROCK TAX MUNICPAL BD TR SHS CEF 09248X100 914 47,689 SH   SOLE   47,689 0 0
BLACKROCK CORE BD TR SHS BEN INT CEF 09249E101 416 36,754 SH   SOLE   36,754 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH COM 112585104 115 2,597 SH   OTR   0 2,597 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH COM 112585104 3,980 89,496 SH   SOLE   89,496 0 0
WELLTOWER INC COM REIT 95040Q104 834 10,125 SH   SOLE   10,125 0 0
DOW INC COM COM 260557103 79 1,534 SH   OTR   0 1,534 0
DOW INC COM COM 260557103 612 11,858 SH   SOLE   11,858 0 0
VANGUARD S&P 500 ETF ETF 922908363 371 1,070 SH   SOLE   1,070 0 0
GLOBAL X RUSSELL 2000 COVERED CALL ETF ETF 37954Y459 322 15,675 SH   SOLE   15,675 0 0
AGREE RLTY CORP COM REIT 008492100 487 6,750 SH   SOLE   6,750 0 0
CONSOLIDATED EDISON INC COM COM 209115104 55 575 SH   OTR   0 575 0
CONSOLIDATED EDISON INC COM COM 209115104 242 2,546 SH   SOLE   2,546 0 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 1,132 9,042 SH   OTR   0 9,042 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 42,428 338,775 SH   SOLE   338,775 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 292 2,179 SH   SOLE   2,179 0 0
VANECK GOLD MINERS ETF ETF 92189F106 285 10,411 SH   OTR   0 10,411 0
VANECK GOLD MINERS ETF ETF 92189F106 9,336 340,962 SH   SOLE   340,962 0 0
TEKLA LIFE SCIENCES INVS SH BEN INT CEF 87911K100 24 1,700 SH   OTR   0 1,700 0
TEKLA LIFE SCIENCES INVS SH BEN INT CEF 87911K100 954 67,051 SH   SOLE   67,051 0 0
LILLY ELI & CO COM COM 532457108 199 614 SH   OTR   0 614 0
LILLY ELI & CO COM COM 532457108 4,740 14,619 SH   SOLE   14,619 0 0
AIR PRODS & CHEMS INC COM COM 009158106 230 958 SH   OTR   0 958 0
AIR PRODS & CHEMS INC COM COM 009158106 5,715 23,767 SH   SOLE   23,767 0 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 609 10,820 SH   OTR   0 10,820 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 1,753 31,155 SH   SOLE   31,155 0 0
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771 72 1,500 SH   OTR   0 1,500 0
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771 169 3,545 SH   SOLE   3,545 0 0
TEKLA HEALTHCARE INVS SH BEN INT CEF 87911J103 15 800 SH   OTR   0 800 0
TEKLA HEALTHCARE INVS SH BEN INT CEF 87911J103 404 21,624 SH   SOLE   21,624 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 399 2,354 SH   SOLE   2,354 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 185 1,729 SH   OTR   0 1,729 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 4,574 42,663 SH   SOLE   42,663 0 0
DIGITAL RLTY TR INC COM REIT 253868103 261 2,012 SH   OTR   0 2,012 0
DIGITAL RLTY TR INC COM REIT 253868103 8,743 67,340 SH   SOLE   67,340 0 0
CARRIER GLOBAL CORPORATION COM COM 14448C104 25 700 SH   OTR   0 700 0
CARRIER GLOBAL CORPORATION COM COM 14448C104 523 14,673 SH   SOLE   14,673 0 0
AFLAC INC COM COM 001055102 19 350 SH   OTR   0 350 0
AFLAC INC COM COM 001055102 590 10,670 SH   SOLE   10,670 0 0
SYSCO CORP COM COM 871829107 51 600 SH   OTR   0 600 0
SYSCO CORP COM COM 871829107 181 2,131 SH   SOLE   2,131 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 828 14,930 SH   OTR   0 14,930 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 23,016 415,076 SH   SOLE   415,076 0 0
AMERICAN ELEC PWR CO INC COM COM 025537101 211 2,196 SH   SOLE   2,196 0 0
EVERSOURCE ENERGY COM COM 30040W108 29 340 SH   OTR   0 340 0
EVERSOURCE ENERGY COM COM 30040W108 177 2,098 SH   SOLE   2,098 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 95 1,205 SH   OTR   0 1,205 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 2,266 28,607 SH   SOLE   28,607 0 0
MARATHON PETE CORP COM COM 56585A102 537 6,535 SH   SOLE   6,535 0 0
ERIE INDTY CO CL A COM 29530P102 28,838 150,050 SH   SOLE   150,050 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 917 5,230 SH   SOLE   5,230 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 314 4,381 SH   OTR   0 4,381 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 4,034 56,323 SH   SOLE   56,323 0 0
COUPANG INC CL A COM 22266T109 310 24,282 SH   SOLE   24,282 0 0
VISA INC COM CL A COM 92826C839 135 688 SH   OTR   0 688 0
VISA INC COM CL A COM 92826C839 4,875 24,762 SH   SOLE   24,762 0 0
KELLOGG CO COM COM 487836108 317 4,445 SH   SOLE   4,445 0 0
PROSHARES BITCOIN STRATEGY ETF ETF 74347G440 379 32,645 SH   SOLE   32,645 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 348 2,639 SH   SOLE   2,639 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 43 195 SH   OTR   0 195 0
VANGUARD GROWTH INDEX FUND ETF 922908736 416 1,868 SH   SOLE   1,868 0 0
GRAB HOLDINGS LIMITED CLASS A ORD COM G4124C109 39 15,519 SH   SOLE   15,519 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 22 90 SH   OTR   0 90 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 2,297 9,505 SH   SOLE   9,505 0 0
PHILLIPS 66 COM COM 718546104 156 1,906 SH   OTR   0 1,906 0
PHILLIPS 66 COM COM 718546104 7,550 92,085 SH   SOLE   92,085 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 14 53 SH   OTR   0 53 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 621 2,429 SH   SOLE   2,429 0 0
IRON MTN INC NEW COM REIT 46284V101 484 9,940 SH   SOLE   9,940 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 785 9,373 SH   SOLE   9,373 0 0
ROYCE VALUE TR INC COM CEF 780910105 22 1,600 SH   OTR   0 1,600 0
ROYCE VALUE TR INC COM CEF 780910105 2,754 197,139 SH   SOLE   197,139 0 0
GLADSTONE INVT CORP COM CEF 376546107 1,641 116,525 SH   SOLE   116,525 0 0
META PLATFORMS INC CL A COM 30303M102 61 376 SH   OTR   0 376 0
META PLATFORMS INC CL A COM 30303M102 3,971 24,625 SH   SOLE   24,625 0 0
INGREDION INC COM COM 457187102 88 1,000 SH   SOLE   1,000 0 0
INGREDION INC COM COM 457187102 1,234 14,000 SH   OTR   0 14,000 0
WARNER BROS DISCOVERY INC COM SER A COM 934423104 25 1,872 SH   OTR   0 1,872 0
WARNER BROS DISCOVERY INC COM SER A COM 934423104 183 13,610 SH   SOLE   13,610 0 0
PALO ALTO NETWORKS INC COM COM 697435105 12 24 SH   OTR   0 24 0
PALO ALTO NETWORKS INC COM COM 697435105 4,504 9,119 SH   SOLE   9,119 0 0
MONDELEZ INTL INC CL A COM 609207105 331 5,327 SH   OTR   0 5,327 0
MONDELEZ INTL INC CL A COM 609207105 7,447 119,931 SH   SOLE   119,931 0 0
BROADCOM INC COM COM 11135F101 349 718 SH   OTR   0 718 0
BROADCOM INC COM COM 11135F101 7,520 15,480 SH   SOLE   15,480 0 0
D R HORTON INC COM COM 23331A109 97 1,471 SH   OTR   0 1,471 0
D R HORTON INC COM COM 23331A109 3,633 54,881 SH   SOLE   54,881 0 0
METLIFE INC COM COM 59156R108 1,043 16,612 SH   SOLE   16,612 0 0
CANADIAN PAC RY LTD COM COM 13645T100 182 2,611 SH   OTR   0 2,611 0
CANADIAN PAC RY LTD COM COM 13645T100 4,396 62,949 SH   SOLE   62,949 0 0
NEW YORK CMNTY BANCORP INC COM COM 649445103 2 200 SH   OTR   0 200 0
NEW YORK CMNTY BANCORP INC COM COM 649445103 116 12,651 SH   SOLE   12,651 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 95 1,127 SH   OTR   0 1,127 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 2,316 27,401 SH   SOLE   27,401 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 267 4,537 SH   SOLE   4,537 0 0
ACCENTURE PLC IRELAND SHS CLASS A COM G1151C101 229 826 SH   OTR   0 826 0
ACCENTURE PLC IRELAND SHS CLASS A COM G1151C101 8,232 29,650 SH   SOLE   29,650 0 0
NVIDIA CORPORATION COM COM 67066G104 63 413 SH   OTR   0 413 0
NVIDIA CORPORATION COM COM 67066G104 2,435 16,066 SH   SOLE   16,066 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 571 11,287 SH   SOLE   11,287 0 0
ISHARES SHORT TREASURY BOND ETF ETF 464288679 70 640 SH   OTR   0 640 0
ISHARES SHORT TREASURY BOND ETF ETF 464288679 142 1,294 SH   SOLE   1,294 0 0
CUMMINS INC COM COM 231021106 655 3,382 SH   SOLE   3,382 0 0
GENUINE PARTS CO COM COM 372460105 169 1,269 SH   OTR   0 1,269 0
GENUINE PARTS CO COM COM 372460105 4,741 35,648 SH   SOLE   35,648 0 0
ABBVIE INC COM COM 00287Y109 443 2,894 SH   OTR   0 2,894 0
ABBVIE INC COM COM 00287Y109 6,874 44,879 SH   SOLE   44,879 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 361 7,350 SH   SOLE   7,350 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 36 721 SH   OTR   0 721 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 825 16,507 SH   SOLE   16,507 0 0
OWENS & MINOR INC NEW COM COM 690732102 137 4,350 SH   OTR   0 4,350 0
OWENS & MINOR INC NEW COM COM 690732102 360 11,438 SH   SOLE   11,438 0 0
ZOETIS INC CL A COM 98978V103 12 69 SH   OTR   0 69 0
ZOETIS INC CL A COM 98978V103 1,845 10,732 SH   SOLE   10,732 0 0
MORGAN STANLEY EMERGING MKTS COM CEF 617477104 50 11,175 SH   SOLE   11,175 0 0
BLACKSTONE INC COM COM 09260D107 64 700 SH   OTR   0 700 0
BLACKSTONE INC COM COM 09260D107 583 6,385 SH   SOLE   6,385 0 0
JACOBS ENGR GROUP INC COM COM 469814107 83 649 SH   OTR   0 649 0
JACOBS ENGR GROUP INC COM COM 469814107 5,455 42,907 SH   SOLE   42,907 0 0
STRYKER CORPORATION COM COM 863667101 12 60 SH   OTR   0 60 0
STRYKER CORPORATION COM COM 863667101 552 2,776 SH   SOLE   2,776 0 0
QUALCOMM INC COM COM 747525103 430 3,369 SH   OTR   0 3,369 0
QUALCOMM INC COM COM 747525103 10,204 79,880 SH   SOLE   79,880 0 0
GENERAL DYNAMICS CORP COM COM 369550108 15 69 SH   OTR   0 69 0
GENERAL DYNAMICS CORP COM COM 369550108 267 1,205 SH   SOLE   1,205 0 0
MCDONALDS CORP COM COM 580135101 374 1,513 SH   OTR   0 1,513 0
MCDONALDS CORP COM COM 580135101 9,860 39,937 SH   SOLE   39,937 0 0
INTERCONTINENTAL EXCHANGE INC COM COM 45866F104 522 5,555 SH   SOLE   5,555 0 0
CISCO SYS INC COM COM 17275R102 505 11,839 SH   OTR   0 11,839 0
CISCO SYS INC COM COM 17275R102 9,212 216,044 SH   SOLE   216,044 0 0
CAPITAL ONE FINL CORP COM COM 14040H105 804 7,713 SH   SOLE   7,713 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 2,103 32,531 SH   OTR   0 32,531 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 61,600 952,679 SH   SOLE   952,679 0 0
VANECK JUNIOR GOLD MINERS ETF ETF 92189F791 65 2,017 SH   OTR   0 2,017 0
VANECK JUNIOR GOLD MINERS ETF ETF 92189F791 2,990 93,429 SH   SOLE   93,429 0 0
AT&T INC COM COM 00206R102 179 8,548 SH   OTR   0 8,548 0
AT&T INC COM COM 00206R102 1,323 63,125 SH   SOLE   63,125 0 0
GLOBAL X S&P 500 COVERED CALL ETF ETF 37954Y475 1,513 35,440 SH   SOLE   35,440 0 0
PHYSICIANS RLTY TR COM REIT 71943U104 429 24,575 SH   SOLE   24,575 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100 233 3,159 SH   SOLE   3,159 0 0
INDEPENDENCE RLTY TR INC COM REIT 45378A106 41 2,000 SH   OTR   0 2,000 0
INDEPENDENCE RLTY TR INC COM REIT 45378A106 1,563 75,400 SH   SOLE   75,400 0 0
ISHARES BIOTECHNOLOGY FUND ETF 464287556 181 1,542 SH   OTR   0 1,542 0
ISHARES BIOTECHNOLOGY FUND ETF 464287556 5,355 45,528 SH   SOLE   45,528 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 219 2,740 SH   SOLE   2,740 0 0
ROYCE GLOBAL VALUE TR INC COM CEF 78081T104 180 20,174 SH   SOLE   20,174 0 0
BLACKROCK SHORT MATURITY BOND ETF ETF 46431W507 213 4,320 SH   SOLE   4,320 0 0
BRIXMOR PPTY GROUP INC COM REIT 11120U105 619 30,625 SH   SOLE   30,625 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 66 173 SH   OTR   0 173 0
ISHARES CORE S&P 500 ETF ETF 464287200 2,661 7,019 SH   SOLE   7,019 0 0
INVESCO BULLETSHARES 2022 CORPORATE BOND ETF ETF 46138J882 738 34,847 SH   SOLE   34,847 0 0
UNION PAC CORP COM COM 907818108 377 1,769 SH   OTR   0 1,769 0
UNION PAC CORP COM COM 907818108 957 4,485 SH   SOLE   4,485 0 0
ECOLAB INC COM COM 278865100 51 329 SH   OTR   0 329 0
ECOLAB INC COM COM 278865100 3,073 19,985 SH   SOLE   19,985 0 0
CARMAX INC COM COM 143130102 7 80 SH   OTR   0 80 0
CARMAX INC COM COM 143130102 312 3,449 SH   SOLE   3,449 0 0
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 476 14,480 SH   SOLE   14,480 0 0
SALESFORCE INC COM COM 79466L302 96 579 SH   OTR   0 579 0
SALESFORCE INC COM COM 79466L302 3,829 23,199 SH   SOLE   23,199 0 0
MICROCHIP TECHNOLOGY INC. COM COM 595017104 2,300 39,596 SH   SOLE   39,596 0 0
NORTHROP GRUMMAN CORP COM COM 666807102 63 132 SH   OTR   0 132 0
NORTHROP GRUMMAN CORP COM COM 666807102 837 1,750 SH   SOLE   1,750 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 116 213 SH   OTR   0 213 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 5,650 10,400 SH   SOLE   10,400 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 672 5,187 SH   SOLE   5,187 0 0
LOCKHEED MARTIN CORP COM COM 539830109 90 209 SH   OTR   0 209 0
LOCKHEED MARTIN CORP COM COM 539830109 294 684 SH   SOLE   684 0 0
ONE LIBERTY PPTYS INC COM REIT 682406103 234 8,991 SH   SOLE   8,991 0 0
JPMORGAN CHASE & CO COM COM 46625H100 531 4,713 SH   OTR   0 4,713 0
JPMORGAN CHASE & CO COM COM 46625H100 13,815 122,677 SH   SOLE   122,677 0 0
HARTFORD FINL SVCS GROUP INC COM COM 416515104 1,391 21,266 SH   SOLE   21,266 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 340 6,667 SH   SOLE   6,667 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 24 698 SH   OTR   0 698 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 1,003 28,837 SH   SOLE   28,837 0 0
CHEVRON CORP NEW COM COM 166764100 713 4,924 SH   OTR   0 4,924 0
CHEVRON CORP NEW COM COM 166764100 12,617 87,145 SH   SOLE   87,145 0 0
ALBEMARLE CORP COM COM 012653101 87 416 SH   OTR   0 416 0
ALBEMARLE CORP COM COM 012653101 479 2,290 SH   SOLE   2,290 0 0
MARKEL CORP COM COM 570535104 493 381 SH   SOLE   381 0 0
DANAHER CORPORATION COM COM 235851102 167 659 SH   OTR   0 659 0
DANAHER CORPORATION COM COM 235851102 2,454 9,681 SH   SOLE   9,681 0 0
TJX COS INC NEW COM COM 872540109 202 3,616 SH   SOLE   3,616 0 0
BK OF AMERICA CORP COM COM 060505104 203 6,521 SH   OTR   0 6,521 0
BK OF AMERICA CORP COM COM 060505104 3,712 119,234 SH   SOLE   119,234 0 0
WALMART INC COM COM 931142103 129 1,061 SH   OTR   0 1,061 0
WALMART INC COM COM 931142103 2,509 20,635 SH   SOLE   20,635 0 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101 470 3,329 SH   OTR   0 3,329 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101 889 6,300 SH   SOLE   6,300 0 0
ORACLE CORP COM COM 68389X105 91 1,306 SH   OTR   0 1,306 0
ORACLE CORP COM COM 68389X105 4,444 63,601 SH   SOLE   63,601 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 311 3,238 SH   OTR   0 3,238 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 9,159 95,293 SH   SOLE   95,293 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 59 1,426 SH   OTR   0 1,426 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 470 11,276 SH   SOLE   11,276 0 0
TEXAS INSTRS INC COM COM 882508104 183 1,192 SH   OTR   0 1,192 0
TEXAS INSTRS INC COM COM 882508104 2,305 15,004 SH   SOLE   15,004 0 0
TARGET CORP COM COM 87612E106 104 737 SH   OTR   0 737 0
TARGET CORP COM COM 87612E106 3,181 22,523 SH   SOLE   22,523 0 0
PFIZER INC COM COM 717081103 438 8,360 SH   OTR   0 8,360 0
PFIZER INC COM COM 717081103 5,866 111,889 SH   SOLE   111,889 0 0
3M CO COM COM 88579Y101 82 630 SH   OTR   0 630 0
3M CO COM COM 88579Y101 584 4,514 SH   SOLE   4,514 0 0
KLA CORP COM NEW COM 482480100 202 633 SH   OTR   0 633 0
KLA CORP COM NEW COM 482480100 10,599 33,216 SH   SOLE   33,216 0 0
HP INC COM COM 40434L105 33 1,000 SH   OTR   0 1,000 0
HP INC COM COM 40434L105 1,703 51,953 SH   SOLE   51,953 0 0
GILEAD SCIENCES INC COM COM 375558103 28 460 SH   OTR   0 460 0
GILEAD SCIENCES INC COM COM 375558103 314 5,082 SH   SOLE   5,082 0 0
CATERPILLAR INC COM COM 149123101 26 148 SH   OTR   0 148 0
CATERPILLAR INC COM COM 149123101 1,953 10,927 SH   SOLE   10,927 0 0
ALPHABET INC CAP STK CL C COM 02079K107 101 46 SH   OTR   0 46 0
ALPHABET INC CAP STK CL C COM 02079K107 2,107 963 SH   SOLE   963 0 0
AMERICAN EXPRESS CO COM COM 025816109 176 1,270 SH   OTR   0 1,270 0
AMERICAN EXPRESS CO COM COM 025816109 7,031 50,724 SH   SOLE   50,724 0 0
AMGEN INC COM COM 031162100 55 225 SH   OTR   0 225 0
AMGEN INC COM COM 031162100 651 2,674 SH   SOLE   2,674 0 0
OTIS WORLDWIDE CORP COM COM 68902V107 25 350 SH   OTR   0 350 0
OTIS WORLDWIDE CORP COM COM 68902V107 545 7,710 SH   SOLE   7,710 0 0
GLOBAL X NASDAQ 100 COVERED CALL ETF ETF 37954Y483 728 41,682 SH   SOLE   41,682 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 403 8,461 SH   SOLE   8,461 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 479 10,795 SH   SOLE   10,795 0 0
EATON CORP PLC SHS COM G29183103 83 662 SH   OTR   0 662 0
EATON CORP PLC SHS COM G29183103 6,121 48,581 SH   SOLE   48,581 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 46 720 SH   OTR   0 720 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 203 3,188 SH   SOLE   3,188 0 0
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF ETF 46138J866 48 2,289 SH   OTR   0 2,289 0
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF ETF 46138J866 867 41,386 SH   SOLE   41,386 0 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841 47 2,249 SH   OTR   0 2,249 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841 719 34,657 SH   SOLE   34,657 0 0
NATIONAL RETAIL PROPERTIES INC COM REIT 637417106 17 400 SH   OTR   0 400 0
NATIONAL RETAIL PROPERTIES INC COM REIT 637417106 197 4,575 SH   SOLE   4,575 0 0
PHILIP MORRIS INTL INC COM COM 718172109 360 3,649 SH   OTR   0 3,649 0
PHILIP MORRIS INTL INC COM COM 718172109 7,602 76,987 SH   SOLE   76,987 0 0
PARKER-HANNIFIN CORP COM COM 701094104 183 742 SH   OTR   0 742 0
PARKER-HANNIFIN CORP COM COM 701094104 5,347 21,732 SH   SOLE   21,732 0 0
TRINITY INDS INC COM COM 896522109 770 31,798 SH   SOLE   31,798 0 0
PNC FINL SVCS GROUP INC COM COM 693475105 253 1,601 SH   OTR   0 1,601 0
PNC FINL SVCS GROUP INC COM COM 693475105 1,342 8,506 SH   SOLE   8,506 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 155 2,011 SH   OTR   0 2,011 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 3,598 46,722 SH   SOLE   46,722 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 225 1,034 SH   SOLE   1,034 0 0
ALTRIA GROUP INC COM COM 02209S103 59 1,412 SH   OTR   0 1,412 0
ALTRIA GROUP INC COM COM 02209S103 1,060 25,379 SH   SOLE   25,379 0 0
DOMINION ENERGY INC COM COM 25746U109 788 9,874 SH   OTR   0 9,874 0
DOMINION ENERGY INC COM COM 25746U109 13,231 165,781 SH   SOLE   165,781 0 0
EXXON MOBIL CORP COM COM 30231G102 783 9,144 SH   OTR   0 9,144 0
EXXON MOBIL CORP COM COM 30231G102 5,029 58,719 SH   SOLE   58,719 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 472 918 SH   OTR   0 918 0
UNITEDHEALTH GROUP INC COM COM 91324P102 15,571 30,315 SH   SOLE   30,315 0 0
TRAVELERS COMPANIES INC COM COM 89417E109 94 554 SH   OTR   0 554 0
TRAVELERS COMPANIES INC COM COM 89417E109 1,078 6,375 SH   SOLE   6,375 0 0
LOWES COS INC COM COM 548661107 790 4,521 SH   OTR   0 4,521 0
LOWES COS INC COM COM 548661107 10,921 62,526 SH   SOLE   62,526 0 0
LINCOLN NATL CORP IND COM COM 534187109 1,002 21,417 SH   SOLE   21,417 0 0
DEERE & CO COM COM 244199105 45 150 SH   OTR   0 150 0
DEERE & CO COM COM 244199105 226 755 SH   SOLE   755 0 0
COLGATE PALMOLIVE CO COM COM 194162103 777 9,693 SH   SOLE   9,693 0 0
SPROTT PHYSICAL GOLD & SILVER TR UNIT CEF 85208R101 261 15,500 SH   SOLE   15,500 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 435 6,208 SH   OTR   0 6,208 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 8,879 126,601 SH   SOLE   126,601 0 0
PAYPAL HLDGS INC COM COM 70450Y103 58 830 SH   OTR   0 830 0
PAYPAL HLDGS INC COM COM 70450Y103 2,058 29,473 SH   SOLE   29,473 0 0
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 430 2,553 SH   OTR   0 2,553 0
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 9,769 58,020 SH   SOLE   58,020 0 0
BLACKROCK INC COM COM 09247X101 32 53 SH   OTR   0 53 0
BLACKROCK INC COM COM 09247X101 3,299 5,416 SH   SOLE   5,416 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 31 135 SH   OTR   0 135 0
ISHARES S&P MIDCAP FUND ETF 464287507 282 1,247 SH   SOLE   1,247 0 0
ISHARES MSCI EAFE ETF ETF 464287465 12 200 SH   OTR   0 200 0
ISHARES MSCI EAFE ETF ETF 464287465 500 7,999 SH   SOLE   7,999 0 0
APPLE INC COM COM 037833100 1,765 12,907 SH   OTR   0 12,907 0
APPLE INC COM COM 037833100 38,768 283,558 SH   SOLE   283,558 0 0
GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF ETF 381430503 304 4,057 SH   SOLE   4,057 0 0
GSK PLC SPONSORED ADR ADR 37733W105 22 500 SH   OTR   0 500 0
GSK PLC SPONSORED ADR ADR 37733W105 235 5,405 SH   SOLE   5,405 0 0
ABBOTT LABS COM COM 002824100 565 5,199 SH   OTR   0 5,199 0
ABBOTT LABS COM COM 002824100 13,016 119,793 SH   SOLE   119,793 0 0
DISNEY WALT CO COM COM 254687106 242 2,566 SH   OTR   0 2,566 0
DISNEY WALT CO COM COM 254687106 7,033 74,500 SH   SOLE   74,500 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 32 154 SH   SOLE   154 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 216 1,042 SH   OTR   0 1,042 0
MARSH & MCLENNAN COS INC COM COM 571748102 8 53 SH   OTR   0 53 0
MARSH & MCLENNAN COS INC COM COM 571748102 625 4,028 SH   SOLE   4,028 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 200 1,382 SH   SOLE   1,382 0 0