The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
19000 GENITO ROAD, L.L.C. COM 999012691 296 1 SH   SOLE   1 0 0
1BRISTOL MYERS SQUIBB CO COM 110122108 151 2,358 SH   SOLE   2,358 0 0
1INTEL CORP COM 458140100 503 8,406 SH   OTR   7,183 1,223 0
1RAYTHEON CO COM NEW 755111507 4,468 20,333 SH   SOLE   20,294 0 39
2020 INC DE CONVERTIBLE NOTE COM 44979A904 100 278,050 SH   SOLE   278,050 0 0
3 CHOPT 8201, LLC COM 17040A905 218 1 SH   OTR   1 0 0
3M CO COM 88579Y101 3,055 17,315 SH   SOLE   17,287 0 28
3M CO COM 88579Y101 192 1,091 SH   OTR   932 159 0
3M CO COM 88579Y101 806 4,570 SH   OTR   4,565 0 5
48.375percent INTEREST IN THE EDWA COM 28165A901 612 1 SH   OTR   1 0 0
ABBOTT LABORATORIES COM 002824100 5,960 68,617 SH   OTR   68,102 0 515
ABBOTT LABS COM 002824100 4,428 50,981 SH   SOLE   50,774 0 207
ABBOTT LABS COM 002824100 467 5,372 SH   OTR   5,052 320 0
ABBVIE INC COM 00287Y109 822 9,279 SH   SOLE   9,279 0 0
ABBVIE INC COM 00287Y109 237 2,675 SH   OTR   2,475 200 0
ABBVIE INC COM 00287Y109 226 2,550 SH   SOLE   2,550 0 0
ABBVIE INC. COM 00287Y109 5,296 59,810 SH   OTR   59,645 0 165
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,799 18,043 SH   SOLE   18,007 0 36
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 175 832 SH   OTR   748 84 0
AEA, LLC COM 00101A907 1,403 2,500 SH   OTR   2,500 0 0
AEA, LLC COM 00101B905 4,208 7,500 SH   OTR   7,500 0 0
AFFINITY ENERGY HEALTH LTD SPONSORED ADR 00832L107 1 30,000 SH   SOLE   30,000 0 0
AFLAC INC COM 001055102 283 5,353 SH   SOLE   5,353 0 0
AFLAC INC COM 001055102 56 1,065 SH   OTR   1,065 0 0
AFLAC INC. COM 001055102 505 9,550 SH   SOLE   9,550 0 0
AGREE REALTY CORP. COM 008492100 1,036 14,760 SH   SOLE   14,760 0 0
AIR PRODS & CHEMS INC COM 009158106 586 2,493 SH   SOLE   2,493 0 0
AIR PRODS & CHEMS INC COM 009158106 117 500 SH   OTR   500 0 0
AIR PRODUCTS & CHEMICALS COM 009158106 642 2,734 SH   OTR   2,734 0 0
ALBEMARLE CORP. COM 012653101 266 3,646 SH   OTR   3,646 0 0
ALCON AG COM H01301128 254 4,483 SH   OTR   4,462 0 21
ALLERGAN PLC COM G0177J108 602 3,148 SH   SOLE   2,998 0 150
ALLSTATE CORP COM 020002101 174 1,543 SH   SOLE   1,543 0 0
ALLSTATE CORP COM 020002101 51 450 SH   OTR   450 0 0
ALLSTATE CORP. COM 020002101 1,788 15,897 SH   OTR   15,682 0 215
ALPHABET INC CAP STK CL C 02079K107 880 658 SH   SOLE   658 0 0
ALPHABET INC CAP STK CL A 02079K305 1,256 938 SH   SOLE   938 0 0
ALPHABET INC CAP STK CL A 02079K305 146 109 SH   OTR   109 0 0
ALPS ETF TR ALERIAN MLP 00162Q866 1,648 193,863 SH   SOLE   193,373 0 490
ALPS ETF TR ALERIAN MLP 00162Q866 64 7,528 SH   OTR   7,528 0 0
ALTRIA GROUP INC COM 02209S103 608 12,183 SH   SOLE   12,183 0 0
ALTRIA GROUP INC COM 02209S103 116 2,325 SH   OTR   2,325 0 0
ALTRIA GROUP INC. COM 02209S103 904 18,118 SH   OTR   18,118 0 0
AMAZON COM INC COM 023135106 2,910 1,575 SH   SOLE   1,574 0 1
AMAZON COM INC COM 023135106 288 156 SH   OTR   141 15 0
AMAZON INC. COM 023135106 2,944 1,593 SH   OTR   1,593 0 0
AMERICAN EXPRESS CO COM 025816109 4,048 32,520 SH   SOLE   32,372 0 148
AMERICAN EXPRESS CO COM 025816109 241 1,933 SH   OTR   1,844 89 0
AMERICAN EXPRESS CO. COM 025816109 329 2,645 SH   OTR   2,645 0 0
AMERICAN NATIONAL BANKSHARES INC. COM 027745108 529 13,372 SH   OTR   13,372 0 0
AMERICAN TOWER REIT COM 03027X100 307 1,336 SH   SOLE   1,231 0 105
AMGEN INC COM 031162100 268 1,113 SH   SOLE   1,113 0 0
AMGEN INC COM 031162100 30 125 SH   OTR   125 0 0
AMGEN INC. COM 031162100 601 2,492 SH   OTR   2,492 0 0
ANNALY CAPITAL MGMT INC COM 035710409 124 13,200 SH   OTR   13,200 0 0
ANTHEM INC COM 036752103 569 1,885 SH   SOLE   1,885 0 0
ANTHEM INC COM 036752103 60 200 SH   OTR   200 0 0
ANTHEM INC COM 036752103 439 1,452 SH   OTR   1,452 0 0
APPLE COMPUTER, INC. COM 037833100 13,192 44,925 SH   OTR   44,545 0 380
APPLE INC COM 037833100 10,794 36,758 SH   SOLE   36,714 0 44
APPLE INC COM 037833100 1,324 4,509 SH   OTR   4,352 157 0
ARCOSA INC. COM 039653100 615 13,801 SH   OTR   13,801 0 0
ARES CAPITAL CORP COM 04010L103 458 24,568 SH   SOLE   24,568 0 0
ARES CAPITAL CORP. COM 04010L103 1,636 87,744 SH   OTR   87,575 0 169
ASSOCIATED BANC-CORP PFD SER E PFD STK 045487204 564 21,100 SH   SOLE   21,100 0 0
AT& T INC COM 00206R102 402 10,296 SH   SOLE   10,296 0 0
AT&T INC COM 00206R102 630 16,109 SH   SOLE   16,109 0 0
AT&T INC COM 00206R102 356 9,102 SH   OTR   8,302 800 0
AT&T INC PFD PFD STK 00206R300 453 17,000 SH   OTR   17,000 0 0
AT&T INC. COM 00206R102 4,872 124,676 SH   OTR   124,526 0 150
ATLANTIC UN BANKSHARES CORP COM 04911A107 2,700 71,893 SH   SOLE   71,893 0 0
ATLANTIC UN BANKSHARES CORP COM 04911A107 66 1,750 SH   OTR   1,500 250 0
AUTOMATIC DATA PROCESSING COM 053015103 1,659 9,733 SH   SOLE   9,733 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 311 1,823 SH   SOLE   1,823 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 60 354 SH   OTR   308 46 0
BANK AMER CORP COM 060505104 1,731 49,160 SH   SOLE   49,076 0 84
BANK AMER CORP COM 060505104 152 4,302 SH   OTR   4,302 0 0
BANK NEW YORK MELLON COM 064058100 678 13,480 SH   SOLE   13,480 0 0
BANK OF AMERICA CORP PFD SER LL PFD STK 06055H202 207 7,900 SH   SOLE   7,900 0 0
BANK OF AMERICA CORP. COM 060505104 1,907 54,158 SH   OTR   52,608 0 1,550
BAXTER INTERNATIONAL INC. COM 071813109 368 4,405 SH   OTR   4,405 0 0
BECTON DICKINSON & CO COM 075887109 4,561 16,770 SH   SOLE   16,702 0 68
BECTON DICKINSON & CO COM 075887109 233 856 SH   OTR   806 50 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 773 3,413 SH   SOLE   3,413 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 136 600 SH   OTR   600 0 0
BERKSHIRE HATHAWAY INC. CL A COM 084670108 7,131 21 SH   SOLE   21 0 0
BERKSHIRE HATHAWAY INC. CL B COM 084670702 2,273 10,034 SH   OTR   10,034 0 0
BERKSHIRE HATHAWAY INC-CLASS A COM 084670108 340 1 SH   SOLE   1 0 0
BLACKROCK INC. COM 09247X101 1,949 3,878 SH   SOLE   3,785 0 93
BLACKSTONE GROUP INC. CL A COM 09260D107 315 5,636 SH   OTR   5,224 0 412
BOEING CO COM 097023105 24 75 SH   SOLE   75 0 0
BOEING CO COM 097023105 326 1,000 SH   OTR   0 1,000 0
BOOKING HLDGS INC. COM 09857L108 370 180 SH   SOLE   163 0 17
BP PLC SPONSORED ADR 055622104 3,659 96,941 SH   SOLE   96,761 0 180
BP PLC SPONSORED ADR 055622104 249 6,603 SH   OTR   6,334 269 0
BP PLC ADR COM 055622104 2,263 59,976 SH   OTR   59,726 0 250
BP PLC-SPONSORED ADR ADR 055622104 269 7,140 SH   SOLE   7,140 0 0
BRIGHTHOUSE FINANCIAL INC PFD PFD STK 10922N202 428 15,825 SH   OTR   15,825 0 0
BRISTOL MYERS SQUIBB COM 110122108 3,111 48,466 SH   OTR   48,446 0 20
BRISTOL MYERS SQUIBB CO COM 110122108 91 1,425 SH   OTR   1,200 225 0
BRISTOL-MYERS SQUIBB CO COM 110122108 575 8,950 SH   SOLE   8,950 0 0
BROADCOM INC COM 11135F101 3,713 11,749 SH   SOLE   11,726 0 23
BROADCOM INC COM 11135F101 275 870 SH   OTR   778 92 0
CABLE ONE INC. COM 12685J105 968 650 SH   SOLE   650 0 0
CAPITAL ONE FINANCIAL COM 14040H105 2,551 24,785 SH   OTR   24,550 0 235
CAPITAL ONE FINL CORP COM 14040H105 245 2,378 SH   SOLE   2,378 0 0
CARMAX INC. COM 143130102 299 3,412 SH   OTR   3,412 0 0
CATERPILLAR, INC. COM 149123101 1,646 11,149 SH   OTR   11,054 0 95
CHESAPEAKE COURT ASSOCIATES, COM 16490A902 1,041 1 SH   SOLE   1 0 0
CHESAPEAKE VILLAGE ASSOCIATE COM 16490A910 794 1 SH   SOLE   1 0 0
CHEVRON CORP NEW COM 166764100 5,936 49,260 SH   SOLE   49,138 0 122
CHEVRON CORP NEW COM 166764100 561 4,659 SH   OTR   4,551 108 0
CHEVRON CORP. COM 166764100 5,548 46,036 SH   OTR   45,699 0 337
CHUBB LTD. COM H1467J104 233 1,496 SH   OTR   1,496 0 0
CISCO SYS INC COM 17275R102 5,877 122,547 SH   SOLE   121,985 0 562
CISCO SYS INC COM 17275R102 395 8,228 SH   OTR   7,459 769 0
CISCO SYSTEMS INC. COM 17275R102 3,121 65,071 SH   OTR   64,028 0 1,043
CITY OFFICE REIT INC COM 178587101 453 33,511 SH   SOLE   33,511 0 0
CITY OFFICE REIT, INC. COM 178587101 1,779 131,605 SH   OTR   131,605 0 0
CME GROUP INC COM 12572Q105 317 1,580 SH   SOLE   1,580 0 0
COCA COLA CO COM 191216100 295 5,328 SH   SOLE   5,161 0 167
COCA COLA CO COM 191216100 108 1,952 SH   OTR   1,952 0 0
COCA COLA COMPANY COM 191216100 2,126 38,416 SH   OTR   38,416 0 0
COLGATE-PALMOLIVE CO. COM 194162103 855 12,426 SH   OTR   12,426 0 0
COMCAST CORP NEW CL A 20030N101 438 9,729 SH   SOLE   9,729 0 0
COMCAST CORP NEW CL A COM 20030N101 2,704 60,123 SH   OTR   59,769 0 354
CONSOLIDATED EDISON INC COM 209115104 287 3,176 SH   SOLE   3,176 0 0
CONSOLIDATED EDISON INC COM 209115104 52 575 SH   OTR   575 0 0
CONSTELLATION BRANDS INC CL A COM 21036P108 1,201 6,330 SH   SOLE   6,110 0 220
CORNING INC COM 219350105 1,977 67,903 SH   SOLE   67,663 0 240
CORNING INC COM 219350105 193 6,614 SH   OTR   6,033 581 0
CORNING INC COM 219350105 300 10,300 SH   SOLE   10,300 0 0
CORNING INC. COM 219350105 1,121 38,495 SH   OTR   38,495 0 0
COSTCO WHOLESALE CORP COM 22160K105 2,026 6,893 SH   OTR   6,893 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 6,544 46,036 SH   SOLE   45,844 0 192
CROWN CASTLE INTL CORP NEW COM 22822V101 469 3,300 SH   OTR   2,983 317 0
CSX CORP COM 126408103 207 2,867 SH   SOLE   2,867 0 0
CSX CORP COM 126408103 128 1,768 SH   OTR   1,768 0 0
CSX CORP. COM 126408103 326 4,505 SH   SOLE   4,505 0 0
CUMMINS INC COM 231021106 736 4,110 SH   SOLE   4,110 0 0
CVS HEALTH CORP COM 126650100 305 4,100 SH   SOLE   4,100 0 0
CVS HEALTH CORP. COM 126650100 3,012 40,548 SH   OTR   40,218 0 330
DANAHER CORP. COM 235851102 1,460 9,514 SH   OTR   9,514 0 0
DANAHER CORPORATION COM 235851102 504 3,281 SH   SOLE   3,281 0 0
DANAHER CORPORATION COM 235851102 126 820 SH   OTR   820 0 0
DARDEN RESTAURANTS INC COM 237194105 245 2,248 SH   SOLE   2,248 0 0
DARDEN RESTAURANTS INC COM 237194105 22 200 SH   OTR   200 0 0
DARDEN RESTAURANTS, INC. COM 237194105 1,552 14,236 SH   OTR   14,161 0 75
DIAGEO P L C SPON ADR NEW 25243Q205 2,926 17,374 SH   SOLE   17,333 0 41
DIAGEO P L C SPON ADR NEW 25243Q205 105 624 SH   OTR   525 99 0
DIGITAL REALTY TRUST INC. COM 253868103 1,542 12,880 SH   OTR   12,600 0 280
DIGITAL RLTY TR INC COM 253868103 4,093 34,185 SH   SOLE   34,122 0 63
DIGITAL RLTY TR INC COM 253868103 253 2,113 SH   OTR   2,008 105 0
DISNEY WALT CO COM DISNEY 254687106 6,522 45,093 SH   SOLE   44,874 0 219
DISNEY WALT CO COM DISNEY 254687106 604 4,176 SH   OTR   3,916 260 0
DOMINION ENERGY INC COM 25746U109 7,376 89,056 SH   SOLE   88,962 0 94
DOMINION ENERGY INC COM 25746U109 1,110 13,406 SH   OTR   12,423 983 0
DOMINION ENERGY INC COM 25746U109 386 4,666 SH   SOLE   4,666 0 0
DOMINION ENERGY INC. COM 25746U109 6,474 78,164 SH   OTR   77,769 0 395
DOW INC COM 260557103 789 14,418 SH   SOLE   14,395 0 23
DOW INC COM 260557103 99 1,803 SH   OTR   1,613 190 0
DOW INC COM 260557103 326 5,950 SH   SOLE   5,950 0 0
DOW INC. COM 260557103 2,237 40,880 SH   OTR   40,781 0 99
DUKE ENERGY CORP NEW COM NEW 26441C204 349 3,827 SH   SOLE   3,827 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 82 895 SH   OTR   895 0 0
DUKE ENERGY CORP NEW COM 26441C204 1,165 12,768 SH   OTR   12,658 0 110
DUKE ENERGY CORP PFD PFD STK 26441C402 231 8,525 SH   SOLE   8,525 0 0
DUPONT DE NEMOURS INC COM 26614N102 863 13,443 SH   SOLE   13,420 0 23
DUPONT DE NEMOURS INC COM 26614N102 116 1,803 SH   OTR   1,613 190 0
DUPONT DE NEMOURS INC. COM 26614N102 808 12,582 SH   OTR   12,526 0 56
EASTMAN CHEMICAL COMPANY COM 277432100 1,330 16,779 SH   OTR   16,599 0 180
EATON CORP. PLC COM G29183103 3,755 39,639 SH   OTR   39,049 0 590
ECOLAB INC. COM 278865100 644 3,336 SH   SOLE   3,181 0 155
EDGEWATER WIRELESS SYS INC COM 00B46LQ17 1 15,666 SH   SOLE   15,666 0 0
ELI LILLY & CO COM 532457108 2,185 16,628 SH   OTR   16,588 0 40
EMERSON ELECTRIC CO. COM 291011104 765 10,038 SH   OTR   10,038 0 0
EOG RESOURCES INC COM 26875P101 1,301 15,529 SH   OTR   15,039 0 490
ERIE INDTY CO CL A 29530P102 23,742 143,025 SH   SOLE   143,025 0 0
ESTEE LAUDER COM 518439104 4,675 22,637 SH   OTR   22,442 0 195
EVERSOURCE ENERGY COM 30040W108 188 2,214 SH   SOLE   2,214 0 0
EVERSOURCE ENERGY COM 30040W108 54 630 SH   OTR   630 0 0
EXXON MOBIL CORP COM 30231G102 3,606 51,673 SH   SOLE   51,610 0 63
EXXON MOBIL CORP COM 30231G102 792 11,352 SH   OTR   11,023 329 0
EXXON MOBIL CORP COM 30231G102 225 3,231 SH   SOLE   3,231 0 0
EXXON MOBIL CORP. COM 30231G102 4,229 60,606 SH   OTR   60,586 0 20
FACEBOOK, INC. COM 30303M102 2,233 10,877 SH   SOLE   10,587 0 290
FIRST DEFIANCE FINL CORP COM 32006W106 252 8,000 SH   SOLE   8,000 0 0
GALLAGHER ARTHUR J & CO COM 363576109 3,433 36,054 SH   SOLE   35,963 0 91
GALLAGHER ARTHUR J & CO COM 363576109 116 1,220 SH   OTR   1,047 173 0
GENERAL ELECTRIC CO. COM 369604103 534 47,838 SH   OTR   47,838 0 0
GENERAL MILLS, INC. COM 370334104 215 4,014 SH   OTR   4,014 0 0
GENUINE PARTS CO COM 372460105 3,844 36,181 SH   SOLE   36,002 0 179
GENUINE PARTS CO COM 372460105 186 1,755 SH   OTR   1,663 92 0
GILEAD SCIENCES INC. COM 375558103 835 12,856 SH   OTR   12,856 0 0
GLADSTONE INVESTMENT CORP COM 376546107 278 21,000 SH   SOLE   21,000 0 0
GLADSTONE INVESTMENT CORPORATION COM 376546107 1,824 137,675 SH   OTR   137,675 0 0
GOODLOE ASPHALT L C-30 PERCENT COM 38287A903 222 1 SH   OTR   1 0 0
HARTFORD FINANCIAL SERVICES GROUP COM 416515104 2,355 38,757 SH   OTR   38,757 0 0
HEARTSONG INVESTING LIMITED COM 42236A907 8,486 1 SH   OTR   1 0 0
HEWLETT PACKARD ENTEPRISE CO. COM 42824C109 476 29,995 SH   OTR   29,995 0 0
HOLLYFRONTIER CORP COM 436106108 318 6,275 SH   SOLE   6,275 0 0
HOLLYFRONTIER CORPORATION COM 436106108 1,862 36,718 SH   OTR   36,718 0 0
HOME DEPOT INC COM 437076102 1,253 5,737 SH   SOLE   5,737 0 0
HOME DEPOT INC COM 437076102 161 735 SH   OTR   735 0 0
HOME DEPOT, INC. COM 437076102 3,147 14,409 SH   OTR   14,341 0 68
HONEYWELL INTL INC COM 438516106 6,525 36,862 SH   OTR   36,622 0 240
HORACE MANN EDUCATORS CORP. COM 440327104 450 10,300 SH   SOLE   10,300 0 0
HP INC. COM 40434L105 1,954 95,078 SH   OTR   95,078 0 0
HSBC HOLDINGS PLC SER A PFD PFD STK 404280604 276 10,350 SH   SOLE   10,350 0 0
IBM COM 459200101 3,755 28,013 SH   OTR   27,988 0 25
ILLINOIS TOOL WKS INC COM 452308109 935 5,204 SH   SOLE   5,204 0 0
ILLINOIS TOOL WKS INC COM 452308109 39 216 SH   OTR   216 0 0
INDEPENDENCE REALTY TRUST COM 45378A106 653 46,350 SH   SOLE   46,350 0 0
INDEPENDENCE REALTY TRUST, INC. COM 45378A106 2,199 156,200 SH   OTR   155,200 0 1,000
INTEL CORP COM 458140100 5,705 95,320 SH   SOLE   94,931 0 389
INTEL CORP COM 458140100 7,171 119,815 SH   OTR   119,550 0 265
INTERNATIONAL BUSINESS MACHINE COM 459200101 393 2,931 SH   SOLE   2,931 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 142 1,059 SH   SOLE   1,059 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 396 2,955 SH   OTR   655 2,300 0
IRON MOUNTAIN INC. COM 46284V101 777 24,373 SH   OTR   24,373 0 0
ISHARES TR CORE S&P500 ETF 464287200 992 3,068 SH   SOLE   3,068 0 0
ISHARES TR 20 YR TR BD ETF 464287432 6,206 45,805 SH   SOLE   45,715 0 90
ISHARES TR 20 YR TR BD ETF 464287432 411 3,037 SH   OTR   2,937 100 0
ISHARES TR RUS MID CAP ETF 464287499 164 2,752 SH   SOLE   2,752 0 0
ISHARES TR RUS MID CAP ETF 464287499 63 1,050 SH   OTR   1,050 0 0
ISHARES TR CORE S&P MCP ETF 464287507 28,187 136,950 SH   SOLE   136,726 0 224
ISHARES TR CORE S&P MCP ETF 464287507 1,558 7,572 SH   OTR   7,572 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 773 4,665 SH   SOLE   4,665 0 0
ISHARES TR CRE U S REIT ETF 464288521 12,569 230,249 SH   SOLE   229,527 0 722
ISHARES TR CRE U S REIT ETF 464288521 837 15,331 SH   OTR   14,623 708 0
ISHARES TR RUS TP200 GR ETF 464289438 45,817 474,396 SH   SOLE   473,442 0 954
ISHARES TR RUS TP200 GR ETF 464289438 1,894 19,610 SH   OTR   19,177 433 0
J.P. MORGAN CHASE & CO. COM 46625H100 321 2,300 SH   SOLE   2,300 0 0
JOHNSON & JOHNSON COM 478160104 5,487 37,613 SH   SOLE   37,506 0 107
JOHNSON & JOHNSON COM 478160104 914 6,269 SH   OTR   5,033 1,236 0
JOHNSON & JOHNSON COM 478160104 7,924 54,319 SH   OTR   54,239 0 80
JOHNSON & JOHNSON COM 478160104 400 2,745 SH   SOLE   2,745 0 0
JP MORGAN CHASE & CO 5.75 PERCENT PFD SER DD PFD STK 48128B655 592 21,625 SH   SOLE   21,625 0 0
JP MORGAN CHASE & CO. COM 46625H100 10,197 73,148 SH   OTR   72,675 0 473
JPMORGAN CHASE & CO COM 46625H100 7,162 51,377 SH   SOLE   51,183 0 194
JPMORGAN CHASE & CO COM 46625H100 625 4,483 SH   OTR   4,142 341 0
KELLOGG CO. COM 487836108 307 4,445 SH   SOLE   4,445 0 0
KIMBERLY CLARK CORP COM 494368103 264 1,917 SH   SOLE   1,917 0 0
KIMBERLY CLARK CORP COM 494368103 146 1,065 SH   OTR   965 100 0
KIMBERLY CLARK CORP COM 494368103 234 1,700 SH   SOLE   1,700 0 0
KIMBERLY CLARK CORP. COM 494368103 1,004 7,301 SH   OTR   7,301 0 0
KLA-TENCOR CORP COM 482480100 3,326 18,666 SH   OTR   18,191 0 475
KONINKLIJKE PHILIPS ELECTRS ADR COM 500472303 244 5,000 SH   SOLE   5,000 0 0
L3 HARRIS TECNOLOGIES INC COM 502431109 811 4,100 SH   SOLE   4,100 0 0
L3HARRIS TECHNOLOGIES INC. COM 502431109 1,573 7,951 SH   OTR   7,951 0 0
LINCOLN NATIONAL CORP COM 534187109 465 7,888 SH   SOLE   7,888 0 0
LINCOLN NATIONAL CORP. COM 534187109 2,066 35,006 SH   SOLE   35,006 0 0
LINDE PLC COM G5494J103 1,550 7,282 SH   OTR   7,282 0 0
LOCKHEED MARTIN CORP COM 539830109 2,651 6,808 SH   SOLE   6,792 0 16
LOCKHEED MARTIN CORP COM 539830109 291 748 SH   OTR   716 32 0
LOCKHEED MARTIN CORP COM 539830109 334 859 SH   OTR   859 0 0
LOWES COMPANIES INC. COM 548661107 2,773 23,153 SH   OTR   22,768 0 385
LOWES COS INC COM 548661107 6,529 54,515 SH   SOLE   54,329 0 186
LOWES COS INC COM 548661107 676 5,643 SH   OTR   5,068 575 0
MARATHON PETROLEUM CORP. COM 56585A102 556 9,225 SH   OTR   9,225 0 0
MARKEL CORP COM 570535104 396 346 SH   SOLE   346 0 0
MARSH & MCLENNAN CO'S INC. COM 571748102 449 4,028 SH   SOLE   4,028 0 0
MASCO CORPORATION COM 574599106 1,742 36,308 SH   SOLE   35,333 0 975
MCDONALDS CORP COM 580135101 3,882 19,643 SH   SOLE   19,621 0 22
MCDONALDS CORP COM 580135101 415 2,098 SH   OTR   1,858 240 0
MCDONALD'S CORP COM 580135101 282 1,425 SH   SOLE   1,425 0 0
MCDONALD'S CORP. COM 580135101 4,413 22,331 SH   OTR   22,261 0 70
MEDTRONIC INC. COM G5960L103 501 4,416 SH   OTR   4,401 0 15
MEDTRONIC PLC SHS G5960L103 3,532 31,130 SH   SOLE   31,070 0 60
MEDTRONIC PLC SHS G5960L103 323 2,844 SH   OTR   2,753 91 0
MERCK & CO INC COM 58933Y105 2,176 23,929 SH   SOLE   23,929 0 0
MERCK & CO INC COM 58933Y105 82 900 SH   OTR   800 100 0
MERCK & CO INC. COM 58933Y105 4,538 49,897 SH   OTR   49,747 0 150
METLIFE INC COM 59156R108 4,791 93,997 SH   OTR   93,827 0 170
METLIFE INC COM 59156R108 485 9,515 SH   SOLE   9,515 0 0
METLIFE INC PFD SERIES E PFD STK 59156R876 427 15,600 SH   SOLE   15,600 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 4,495 42,920 SH   SOLE   42,225 0 695
MICROSOFT CORP COM 594918104 8,647 54,830 SH   SOLE   54,699 0 131
MICROSOFT CORP COM 594918104 1,139 7,220 SH   OTR   6,877 343 0
MICROSOFT CORP COM 594918104 10,301 65,319 SH   OTR   64,935 0 384
MONDELEZ INTERNATIONAL INC COM 609207105 226 4,100 SH   SOLE   4,100 0 0
MONDELEZ INTERNATIONAL, INC. COM 609207105 2,956 53,671 SH   OTR   53,051 0 620
MONDELEZ INTL INC CL A 609207105 2,798 50,795 SH   SOLE   50,699 0 96
MONDELEZ INTL INC CL A 609207105 177 3,211 SH   OTR   2,905 306 0
MORGAN STANLEY COM 617446448 1,536 30,049 SH   SOLE   29,087 0 962
NATIONAL RETAIL PPTYS INC. COM 637417106 369 6,875 SH   OTR   6,875 0 0
NEW RESIDENTIAL INVESTMENT CORP. COM 64828T201 166 10,300 SH   OTR   9,600 0 700
NEW YORK CMNTY BANCORP INC COM 649445103 340 28,302 SH   OTR   28,302 0 0
NEWMARKET CORP. COM 651587107 415 853 SH   OTR   853 0 0
NEXTERA ENERGY INC COM 65339F101 907 3,746 SH   SOLE   3,746 0 0
NEXTERA ENERGY INC COM 65339F101 24 100 SH   OTR   100 0 0
NEXTERA ENERGY INC. COM 65339F101 4,487 18,531 SH   OTR   18,337 0 194
NIKE INC CLASS B COM 654106103 5,639 55,662 SH   OTR   55,242 0 420
NORFOLK SOUTHERN CORP COM 655844108 403 2,076 SH   SOLE   2,076 0 0
NORFOLK SOUTHERN CORP COM 655844108 78 400 SH   OTR   400 0 0
NORFOLK SOUTHERN CORP COM 655844108 2,980 15,351 SH   OTR   15,264 0 87
NORTHERN TRUST CORP PFD SER E PFD STK 665859856 273 10,500 SH   SOLE   10,500 0 0
NOVARTIS A G SPONSORED ADR 66987V109 3,375 35,647 SH   SOLE   35,470 0 177
NOVARTIS A G SPONSORED ADR 66987V109 175 1,845 SH   OTR   1,736 109 0
NOVARTIS ADR ADR 66987V109 289 3,050 SH   SOLE   3,050 0 0
NOVARTIS AG SPONSORED ADR COM 66987V109 2,714 28,667 SH   OTR   28,562 0 105
NVIDIA CORP COM 67066G104 212 900 SH   SOLE   900 0 0
OLD REPUBLIC INTERNATIONAL COR COM 680223104 352 15,743 SH   SOLE   15,743 0 0
OLD REPUBLIC INTERNATIONAL CORP COM 680223104 1,974 88,232 SH   OTR   87,732 0 500
ONE LIBERTY PROPERTIES COM 682406103 2,298 84,499 SH   OTR   83,949 0 550
ONE LIBERTY PROPERTIES INC COM 682406103 651 23,935 SH   SOLE   23,935 0 0
ORACLE CORPORATION COM 68389X105 4,005 75,591 SH   OTR   74,511 0 1,080
OSHKOSH CORPORATION COM 688239201 629 6,650 SH   OTR   6,650 0 0
OWENS & MINOR INC. COM 690732102 57 11,000 SH   SOLE   11,000 0 0
PALO ALTO NETWORKS INC COM 697435105 3,499 15,130 SH   OTR   14,855 0 275
PARKER HANNIFIN CORP COM 701094104 3,280 15,936 SH   SOLE   15,900 0 36
PARKER HANNIFIN CORP COM 701094104 241 1,170 SH   OTR   1,170 0 0
PARKER-HANNIFIN CORPORATION COM 701094104 1,208 5,869 SH   SOLE   5,649 0 220
PEPSICO INC COM 713448108 5,404 39,541 SH   SOLE   39,495 0 46
PEPSICO INC COM 713448108 824 6,030 SH   OTR   4,960 1,070 0
PEPSICO INC. COM 713448108 6,035 44,157 SH   OTR   44,102 0 55
PFIZER INC COM 717081103 3,771 96,253 SH   SOLE   95,829 0 424
PFIZER INC COM 717081103 502 12,816 SH   OTR   12,552 264 0
PFIZER INC COM 717081103 516 13,169 SH   SOLE   13,169 0 0
PFIZER INC. COM 717081103 7,169 182,983 SH   OTR   181,705 0 1,278
PHEUMA RESPIRATORY COM 69290A903 257 2,942 SH   SOLE   2,942 0 0
PHILIP MORRIS INTL INC COM 718172109 3,191 37,499 SH   SOLE   37,438 0 61
PHILIP MORRIS INTL INC COM 718172109 349 4,102 SH   OTR   4,037 65 0
PHILIP MORRIS INTL INC COM 718172109 2,631 30,915 SH   OTR   30,900 0 15
PHILLIPS 66 COM 718546104 283 2,539 SH   SOLE   2,539 0 0
PHILLIPS 66 COM 718546104 1,690 15,172 SH   OTR   15,060 0 112
PHYSCIANS REALTY TRUST COM 71943U104 214 11,275 SH   SOLE   11,275 0 0
PHYSICIANS REALTY TRUST COM 71943U104 402 21,200 SH   OTR   21,200 0 0
PITNEY BOWES INC. COM 724479100 172 42,650 SH   OTR   42,650 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105 382 2,395 SH   OTR   2,395 0 0
PNC FINL SVCS GROUP INC COM 693475105 2,562 16,049 SH   SOLE   16,028 0 21
PNC FINL SVCS GROUP INC COM 693475105 353 2,213 SH   OTR   2,178 35 0
PPG INDUSTRIES COM 693506107 205 1,538 SH   OTR   1,538 0 0
PREFERRED APARTMENT COMMUNITIE COM 74039L103 554 41,615 SH   SOLE   41,615 0 0
PREFERRED APARTMENT COMMUNITIES, INC. COM 74039L103 1,688 126,755 SH   OTR   125,755 0 1,000
PROCTER & GAMBLE CO COM 742718109 782 6,265 SH   SOLE   6,265 0 0
PROCTER & GAMBLE CO COM 742718109 154 1,231 SH   OTR   1,031 200 0
PROCTER & GAMBLE CO COM 742718109 2,885 23,098 SH   OTR   23,098 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 475 6,279 SH   SOLE   6,279 0 0
PRUDENTIAL FINL INC COM 744320102 2,471 26,358 SH   SOLE   26,309 0 49
PRUDENTIAL FINL INC COM 744320102 139 1,483 SH   OTR   1,240 243 0
PRUDENTIAL FINL INC COM 744320102 444 4,740 SH   OTR   4,740 0 0
QUALCOMM INC COM 747525103 6,041 68,464 SH   SOLE   68,160 0 304
QUALCOMM INC COM 747525103 385 4,367 SH   OTR   3,917 450 0
QUALCOMM INC COM 747525103 526 5,960 SH   OTR   5,910 0 50
RAYTHEON CO COM NEW 755111507 275 1,251 SH   OTR   1,180 71 0
RAYTHEON CO COM 755111507 214 975 SH   SOLE   975 0 0
RAYTHEON CO. COM 755111507 600 2,730 SH   SOLE   2,730 0 0
RENAISSANCERE HOLDINGS LTD SER E PFD PFD STK G7498P119 510 20,100 SH   SOLE   20,100 0 0
RODGERS FAMILY INVESTMENTS COM 77487A909 1,084 10 SH   SOLE   10 0 0
ROYAL DUTCH SHELL PLC A ADR COM 780259206 237 4,013 SH   OTR   4,013 0 0
ROYCE VALUE TRUST INC (FUND) COM 780910105 633 42,873 SH   SOLE   42,873 0 0
SAREPTA THERAPEUTICS INC COM 803607100 258 2,000 SH   SOLE   2,000 0 0
SCE TRUST II TR PFD PFD STK 78407R204 1,175 47,012 SH   OTR   47,012 0 0
SCHLUMBERGER COM 806857108 1,445 35,957 SH   OTR   34,802 0 1,155
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,039 17,946 SH   SOLE   17,946 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 102 1,765 SH   OTR   1,765 0 0
SCOTTISH HILLS ASSOC LLC COM 81013A904 513 1 SH   SOLE   1 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 248 4,136 SH   SOLE   4,136 0 0
SHENANDOAH TELECOMMUNICATIONS COMPANY COM 82312B106 280 6,720 SH   SOLE   6,720 0 0
SNYDER-HUNT CO LLP COM 83344A900 1,218 25 SH   OTR   25 0 0
SNYDER-HUNT CO LLP COM 83344B908 3,653 75 SH   OTR   75 0 0
SOUTHERN CO COM 842587107 278 4,360 SH   SOLE   4,360 0 0
SOUTHERN CO COM 842587107 43 675 SH   OTR   675 0 0
SOUTHERN CO. COM 842587107 634 9,950 SH   SOLE   9,950 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 4,440 31,069 SH   SOLE   30,993 0 76
SPDR GOLD TRUST GOLD SHS 78463V107 257 1,799 SH   OTR   1,697 102 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,388 36,934 SH   SOLE   36,934 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 89 2,379 SH   OTR   2,379 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 200 7,777 SH   SOLE   7,777 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,184 3,680 SH   SOLE   3,680 0 0
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 618 16,336 SH   SOLE   16,336 0 0
STARBUCKS CORP COM 855244109 3,579 40,704 SH   SOLE   40,538 0 166
STARBUCKS CORP COM 855244109 423 4,814 SH   OTR   4,428 386 0
STARBUCKS CORP COM 855244109 3,734 42,476 SH   OTR   41,951 0 525
STEEL DYNAMICS INC COM 858119100 235 6,900 SH   SOLE   6,900 0 0
STRYKER CORP. COM 863667101 558 2,660 SH   OTR   2,660 0 0
SYSCO CORP COM 871829107 332 3,885 SH   SOLE   3,885 0 0
SYSCO CORP COM 871829107 43 500 SH   OTR   500 0 0
TARGET CORP COM 87612E106 194 1,516 SH   SOLE   1,516 0 0
TARGET CORP COM 87612E106 102 795 SH   OTR   795 0 0
TATE FAMILY HOLDINGS LLC - 3 COM 87656A903 665 1 SH   SOLE   1 0 0
TE CONNECTIVITY LTD REG SHS H84989104 3,280 34,225 SH   SOLE   34,055 0 170
TE CONNECTIVITY LTD REG SHS H84989104 222 2,320 SH   OTR   2,121 199 0
TEGNA INC COM 87901J105 316 18,917 SH   OTR   18,917 0 0
TEKLA LIFE SCIENCES INVESTORS( COM 87911K100 367 21,059 SH   SOLE   21,059 0 0
TELEFLEX INC COM 879369106 407 1,080 SH   SOLE   1,080 0 0
TELEFLEX INC. COM 879369106 2,835 7,530 SH   SOLE   7,530 0 0
TEXAS INSTRUMENTS, INC COM 882508104 2,371 18,482 SH   OTR   18,362 0 120
THERMO FISHER SCIENTIFIC INC COM 883556102 875 2,694 SH   SOLE   2,694 0 0
THERMO FISHER SCIENTIFIC, INC. COM 883556102 1,924 5,922 SH   OTR   5,802 0 120
TJX COS. INC. NEW COM 872540109 2,660 43,568 SH   SOLE   42,883 0 685
TRAVELERS COMPANIES INC COM 89417E109 435 3,176 SH   SOLE   3,176 0 0
TRAVELERS COMPANIES INC COM 89417E109 89 650 SH   OTR   650 0 0
TRAVELERS COMPANIES INC COM 89417E109 315 2,300 SH   SOLE   2,300 0 0
TRAVELERS COS. INC. COM 89417E109 848 6,191 SH   OTR   6,191 0 0
TREX CO INC COM 89531P105 264 2,940 SH   SOLE   2,940 0 0
TRINITY IND INC COM 896522109 924 41,735 SH   OTR   41,735 0 0
TRUIST FINL CORP COM 89832Q109 5,562 98,757 SH   SOLE   98,597 0 160
TRUIST FINL CORP COM 89832Q109 430 7,643 SH   OTR   7,120 523 0
U S CONCRETE INC COM NEW 90333L201 319 7,664 SH   SOLE   7,664 0 0
UDR, INC. COM 902653104 3,194 68,389 SH   OTR   68,139 0 250
UNDER ARMOUR INC. CL C COM 904311206 328 17,099 SH   SOLE   17,099 0 0
UNDER ARMOUR, INC. COM 904311107 398 18,440 SH   SOLE   18,440 0 0
UNILEVER ADR COM 904767704 1,184 20,703 SH   OTR   20,518 0 185
UNION PACIFIC CORP COM 907818108 638 3,527 SH   SOLE   3,527 0 0
UNION PACIFIC CORP COM 907818108 419 2,320 SH   OTR   1,320 1,000 0
UNION PACIFIC CORP COM 907818108 291 1,610 SH   OTR   1,610 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,672 14,281 SH   SOLE   14,263 0 18
UNITED PARCEL SERVICE INC CL B 911312106 138 1,178 SH   OTR   1,142 36 0
UNITED PARCEL SERVICES COM 911312106 1,798 15,363 SH   OTR   15,068 0 295
UNITED TECHNOLOGIES CORP COM 913017109 630 4,209 SH   SOLE   4,209 0 0
UNITED TECHNOLOGIES CORP COM 913017109 139 929 SH   OTR   860 69 0
UNITED TECHNOLOGIES CORP COM 913017109 3,887 25,952 SH   OTR   25,652 0 300
UNITEDHEALTH GROUP INC. COM 91324P102 5,166 17,573 SH   OTR   17,458 0 115
UNUM GROUP COM 91529Y106 783 26,860 SH   SOLE   26,860 0 0
URBAN GRO INC. COM 91704K103 12 10,000 SH   SOLE   10,000 0 0
US BANCORP DEL COM NEW 902973304 30 500 SH   SOLE   500 0 0
US BANCORP DEL COM NEW 902973304 237 4,000 SH   OTR   4,000 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 637 7,595 SH   SOLE   7,595 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 765 14,239 SH   SOLE   14,239 0 0
VERIZON COMMUNICATIONS COM 92343V104 7,787 126,816 SH   OTR   125,826 0 990
VERIZON COMMUNICATIONS COM 92343V104 539 8,779 SH   SOLE   8,779 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 7,330 119,379 SH   SOLE   118,914 0 465
VERIZON COMMUNICATIONS INC COM 92343V104 607 9,890 SH   OTR   9,561 329 0
VISA COM 92826C839 211 1,123 SH   SOLE   1,123 0 0
VISA INC COM CL A 92826C839 1,360 7,237 SH   SOLE   7,237 0 0
VISA INC COM CL A 92826C839 75 400 SH   OTR   400 0 0
VORNADO REALTY TR SER L PFD PFD STK 929042844 252 10,000 SH   SOLE   10,000 0 0
WALMART INC COM 931142103 194 1,633 SH   SOLE   1,633 0 0
WALMART INC COM 931142103 99 835 SH   OTR   835 0 0
WALT DISNEY CO. COM 254687106 7,152 49,448 SH   OTR   49,032 0 416
WEAVER BROS., INCORPORATED OF NEWPORT NEWS COM 999012358 1,528 1 SH   OTR   1 0 0
WELLS FARGO & CO COM 949746101 394 7,330 SH   OTR   7,330 0 0
WELLTOWER INC (HEALTH CARE REI COM 95040Q104 200 2,450 SH   SOLE   2,450 0 0
WESTROCK CO COM 96145D105 2,568 59,836 SH   SOLE   59,741 0 95
WESTROCK CO COM 96145D105 181 4,211 SH   OTR   3,923 288 0
WESTROCK CO COM 96145D105 341 7,950 SH   SOLE   7,950 0 0
WESTROCK COMPANY COM 96145D105 979 22,810 SH   OTR   22,810 0 0
YUM! BRANDS INC. COM 988498101 278 2,761 SH   SOLE   2,761 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 1,434 9,580 SH   OTR   9,335 0 245
ZOETIS INC. COM 98978V103 1,460 11,028 SH   SOLE   10,713 0 315