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REGULATORY MATTERS AND CAPITAL (Tables)
12 Months Ended
Dec. 31, 2017
Regulatory Capital Requirements [Abstract]  
Schedule of Bank Capital Amount and Ratio
The Company and the Bank’s capital amounts and ratios are also presented in the following table at December 31, 2017 and 2016 (dollars in thousands):
 
 
Actual
 
Required for Capital
Adequacy Purposes
 
Required in Order to Be
Well Capitalized Under
PCA
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2017
 
 
 

 
 

 
 

 
 

 
 

Common equity Tier 1 capital to risk weighted assets:
 

 
 

 
 

 
 

 
 

 
 

Consolidated
$
737,204

 
9.04
%
 
$
367,073

 
4.50
%
 
NA

 
NA

Union Bank & Trust
947,432

 
11.66
%
 
365,616

 
4.50
%
 
528,111

 
6.50
%
Tier 1 capital to risk weighted assets:
 

 
 

 
 

 
 

 
 

 
 

Consolidated
826,979

 
10.14
%
 
489,428

 
6.00
%
 
NA

 
NA

Union Bank & Trust
947,432

 
11.66
%
 
487,488

 
6.00
%
 
649,983

 
8.00
%
Total capital to risk weighted assets:
 

 
 

 
 

 
 

 
 

 
 

Consolidated
1,013,788

 
12.43
%
 
652,573

 
8.00
%
 
NA

 
NA

Union Bank & Trust
986,040

 
12.14
%
 
649,983

 
8.00
%
 
812,478

 
10.00
%
Tier 1 capital to average adjusted assets:
 

 
 

 
 

 
 

 
 

 
 

Consolidated
826,979

 
9.42
%
 
351,230

 
4.00
%
 
NA

 
NA

Union Bank & Trust
947,432

 
10.82
%
 
350,126

 
4.00
%
 
437,657

 
5.00
%
As of December 31, 2016
 

 
 

 
 

 
 

 
 

 
 

Common equity Tier 1 capital to risk weighted assets:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
699,728

 
9.72
%
 
$
324,035

 
4.50
%
 
NA

 
NA

Union Bank & Trust
901,783

 
12.58
%
 
322,531

 
4.50
%
 
465,878

 
6.50
%
Tier 1 capital to risk weighted assets:
 

 
 

 
 

 
 

 
 

 
 

Consolidated
790,228

 
10.97
%
 
432,047

 
6.00
%
 
NA

 
NA

Union Bank & Trust
901,783

 
12.58
%
 
430,042

 
6.00
%
 
573,389

 
8.00
%
Total capital to risk weighted assets:
 

 
 

 
 

 
 

 
 

 
 

Consolidated
976,145

 
13.56
%
 
576,062

 
8.00
%
 
NA

 
NA

Union Bank & Trust
939,700

 
13.11
%
 
573,390

 
8.00
%
 
716,737

 
10.00
%
Tier 1 capital to average adjusted assets:
 

 
 

 
 

 
 

 
 

 
 

Consolidated
790,228

 
9.87
%
 
320,316

 
4.00
%
 
NA

 
NA

Union Bank & Trust
901,783

 
11.31
%
 
319,046

 
4.00
%
 
398,807

 
5.00
%