STI CLASSIC FUNDS


                                               Short-Term Bond Fund
                                          U.S. Government Securities Fund

                                      Supplement dated January 1, 2003 to the
                          Bond and Money Market Funds - Trust Shares Prospectus,
                             Bond Funds - Flex and Investor Shares Prospectus,
                                       SunTrust 401(k) Plan Prospectus, and
                           For Participants   of   SunTrust   Banks   Sponsored
                                       Retirement  Plans  Prospectus  dated
                                  October 1, 2002, and any supplements thereto


THIS  SUPPLEMENT   PROVIDES  NEW  AND  ADDITIONAL   INFORMATION   THAT  REPLACES
INFORMATION  CONTAINED IN THE PROSPECTUS AND SHOULD BE READ IN CONJUNCTION  WITH
THE PROSPECTUS.

o Under the heading "INVESTMENT  STRATEGY" relating to the Short-Term Bond Fund,
on page 25 of the Bond and Money Market Funds - Trust Shares Prospectus, page 12
of the SunTrust 401(k) Plan  Prospectus,  and page 28 of the For Participants of
SunTrust Banks Sponsored  Retirement Plans  Prospectus,  the second sentence has
been deleted and replaced with the following:

         The Fund expects that it will normally  maintain an effective  maturity
         of 3 years or less.

o Under the heading "INVESTMENT  STRATEGY" relating to the Short-Term Bond Fund,
on page 24 of the Bond Funds - Flex and Investor  Shares  Prospectus,  the first
sentence has been deleted and replaced with the following:

         The  Short-Term  Bond Fund  invests at least 80% of its net assets in a
         diversified  portfolio of short- to medium-term  investment  grade U.S.
         Treasury,  corporate debt,  mortgage-baked and asset-backed securities.
         The Fund expects that it will normally  maintain an effective  maturity
         of 3 years or less.

o Under the heading "PORTFOLIO MANAGERS" on page 54 of the Bond and Money Market
Funds - Trust Shares  Prospectus,  page 43 of the Bond Funds - Flex and Investor
Shares Prospectus,  page 19 of the SunTrust 401(k) Plan Prospectus,  and page 67
of the For Participants of SunTrust Banks Sponsored Retirement Plans Prospectus,
the following paragraph has been added:

         Effective  January 1, 2003, the Short-Term  Bond Fund will be
         co-managed by Mr. H. Rick Nelson and Mr. Robert W. Corner. Mr. Nelson
         has served as a Managing Director of Trusco since March 2002. Prior to
         joining Trusco,  Mr. Nelson served as a Senior Vice  President at
         Wachovia  Asset  Management.  He has more than 21 years of investment
         experience.  Mr.  Corner has served as a Vice  President of Trusco
         since September 1996. He has more than 15 years of investment
         experience.

o Under the heading "PORTFOLIO MANAGERS" on page 54 of the Bond and Money Market
Funds - Trust Shares  Prospectus,  page 43 of the Bond Funds - Flex and Investor
Shares  Prospectus,  and  page  67 of the For  Participants  of  SunTrust  Banks
Sponsored Retirement Plans Prospectus, the following paragraph has been added:

         Effective  January 1, 2003,  Mr.  Michael G. Sebesta will manage the
         U.S.  Government  Securities Fund.  Mr.  Sebesta  has  served  as a
         Managing  Director  of Trusco  since  May 2002.  Prior to joining
         Trusco,  Mr. Sebesta served as a Senior Vice President and a Senior
         Fixed Income Manager at Wachovia Asset Management.  He has more than 15
         years of investment experience.



                      PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE.



                                                                      STI-SU-021


Morgan, Lewis & Bockius LLP
1111 Pennsylvania Avenue NW
Washington, DC  20004




December 31, 2002
VIA EDGAR

US Securities and Exchange Commission
450 Fifth Street, NW
Judiciary Plaza
Washington, DC  20549

Re:      STI Classic Funds (File Nos. 33-045671 and 811-06557)
         FILING PURSUANT TO RULE 497(E)

Ladies and Gentlemen:

On behalf of our client, STI Classic Funds (the "Trust"), we are filing,
pursuant to Rule 497(e) under the Securities Act of 1933 (the "Securities Act"),
a supplement dated January 1, 2003 to the Bond and Money Market Funds -
Trust Shares, Bond Funds - Flex and Investor Shares, SunTrust 401(k) Plan, and
For Participants of SunTrust Banks Sponsored Retirement Plans Prospectuses dated
October 1, 2002.  The supplement is being filed to reflect new information
regarding "Portfolio Managers."


If you have any questions regarding these materials, please do not hesitate to
contact the undersigned at (202) 739-5808 or Magda El Guindi-Rosnebaum at
(202) 739-5778.

Sincerely,

/S/ SARAH T. SWAIN
---------------------------

Sarah T. Swain
Investment Management Analyst