8-K 1 d8k.txt FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 8, 2001 -------------------------------------------------------- IMPERIAL CREDIT INDUSTRIES, INC. (Exact name of registrant as specified in its charter) California 0-19861 95-4054791 ---------- ------- ---------- (State or other jurisdiction of (Commission File Number) (IRS Employer incorporation or organization) Identification Number) 23550 Hawthorne Boulevard, Building 1, Suite 110 90505 Torrance, California ----- -------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (310) 373-1704 -------------- Page 1 Item 5. Other Events and Regulation FD Disclosure. In order to update the descriptions of risk factors we previously filed with the Commission on a Current Report on Form 8-K, dated May 28, 1999, and to provide current information about our business and financial condition, we are hereby filing the attached Risk Factors discussion identifying important factors that could cause our actual consolidated results of operations to differ materially from those projected in the forward-looking statements made by us or on our behalf. The information contained in the attached Risk Factors discussion attached as Exhibit 99 hereto is incorporated herein by reference. Item 7. Financial Statements and Exhibits. (c) Exhibits 99 Risk Factors. Page 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, hereunto duly authorized. Date: May 8, 2001 IMPERIAL CREDIT INDUSTRIES, INC. By: /s/ Irwin L. Gubman -------------------------------------------- General Counsel and Secretary Page 3