The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MICROSOFT CORP COM 594918104 47,453 141,094 SH   SOLE   7,212 0 133,882
APPLE INC COM 037833100 46,532 262,048 SH   SOLE   10,651 0 251,397
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 42,867 422,081 SH   SOLE   28,115 0 393,966
ALPHABET INC CAP STK CL A 02079K305 32,780 11,315 SH   SOLE   698 0 10,617
QUALCOMM INC COM 747525103 31,139 170,281 SH   SOLE   9,138 0 161,143
THERMO FISHER SCIENTIFIC INC COM 883556102 27,978 41,931 SH   SOLE   1,105 0 40,826
JPMORGAN CHASE & CO COM 46625H100 26,837 169,482 SH   SOLE   9,515 0 159,967
LOWES COS INC COM 548661107 26,063 100,832 SH   SOLE   2,391 0 98,441
VISA INC COM CL A 92826C839 24,390 112,546 SH   SOLE   7,193 0 105,353
PEPSICO INC COM 713448108 21,797 125,477 SH   SOLE   5,810 0 119,667
UNITEDHEALTH GROUP INC COM 91324P102 21,665 43,145 SH   SOLE   3,392 0 39,753
DISNEY WALT CO COM 254687106 21,247 137,175 SH   SOLE   9,543 0 127,632
CROWN CASTLE INTL CORP NEW COM 22822V101 20,894 100,096 SH   SOLE   5,987 0 94,109
PFIZER INC COM 717081103 20,863 353,312 SH   SOLE   26,676 0 326,636
PROCTER AND GAMBLE CO COM 742718109 20,839 127,392 SH   SOLE   6,323 0 121,069
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 18,886 307,336 SH   SOLE   16,380 0 290,956
AMERICAN WTR WKS CO INC NEW COM 030420103 17,992 95,268 SH   SOLE   3,635 0 91,633
CHEVRON CORP NEW COM 166764100 16,796 143,129 SH   SOLE   7,894 0 135,235
RAYTHEON TECHNOLOGIES CORP COM 75513E101 16,391 190,465 SH   SOLE   6,004 0 184,461
EMERSON ELEC CO COM 291011104 15,888 170,895 SH   SOLE   0 0 170,895
JACOBS ENGR GROUP INC COM 469814107 15,558 111,745 SH   SOLE   4,619 0 107,126
ABBOTT LABS COM 002824100 15,051 106,939 SH   SOLE   8,507 0 98,432
ISHARES TR U.S. MED DVC ETF 464288810 14,880 225,966 SH   SOLE   2,400 0 223,566
MERCK & CO INC COM 58933Y105 14,570 190,114 SH   SOLE   13,073 0 177,041
US BANCORP DEL COM NEW 902973304 14,407 256,486 SH   SOLE   8,633 0 247,853
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 14,003 172,326 SH   SOLE   15,213 0 157,113
MID-AMER APT CMNTYS INC COM 59522J103 12,979 56,566 SH   SOLE   1,115 0 55,451
METLIFE INC COM 59156R108 12,770 204,346 SH   SOLE   7,350 0 196,996
SPDR SER TR PORTFOLIO SHORT 78464A474 11,187 361,210 SH   SOLE   6,300 0 354,910
SPDR SER TR S&P BIOTECH 78464A870 11,026 98,482 SH   SOLE   3,011 0 95,471
CVS HEALTH CORP COM 126650100 10,852 105,191 SH   SOLE   2,710 0 102,481
CONSTELLATION BRANDS INC CL A 21036P108 9,663 38,504 SH   SOLE   1,817 0 36,687
DISCOVER FINL SVCS COM 254709108 9,085 78,618 SH   SOLE   1,875 0 76,743
HOME DEPOT INC COM 437076102 8,667 20,885 SH   SOLE   3,101 0 17,784
CSX CORP COM 126408103 8,038 213,768 SH   SOLE   6,984 0 206,784
VERIZON COMMUNICATIONS INC COM 92343V104 7,252 139,562 SH   SOLE   14,825 0 124,737
JOHNSON & JOHNSON COM 478160104 7,176 41,946 SH   SOLE   3,630 0 38,316
KINDER MORGAN INC DEL COM 49456B101 6,248 393,950 SH   SOLE   28,630 0 365,320
ROPER TECHNOLOGIES INC COM 776696106 6,072 12,345 SH   SOLE   369 0 11,976
UNITED PARCEL SERVICE INC CL B 911312106 6,056 28,256 SH   SOLE   3,635 0 24,621
COSTCO WHSL CORP NEW COM 22160K105 5,929 10,444 SH   SOLE   328 0 10,116
NEWMONT CORP COM 651639106 5,450 87,868 SH   SOLE   3,411 0 84,457
WHEATON PRECIOUS METALS CORP COM 962879102 4,454 103,742 SH   SOLE   8,180 0 95,562
VANGUARD WORLD FDS INF TECH ETF 92204A702 4,267 9,314 SH   SOLE   0 0 9,314
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 4,202 61,580 SH   SOLE   3,295 0 58,285
LOCKHEED MARTIN CORP COM 539830109 4,201 11,819 SH   SOLE   2,200 0 9,619
AT&T INC COM 00206R102 3,878 157,625 SH   SOLE   12,823 0 144,802
CITIGROUP INC COM NEW 172967424 3,785 62,680 SH   SOLE   7,613 0 55,067
CONOCOPHILLIPS COM 20825C104 3,600 49,869 SH   SOLE   9,770 0 40,099
EXXON MOBIL CORP COM 30231G102 3,445 56,305 SH   SOLE   11,830 0 44,475
MONDELEZ INTL INC CL A 609207105 3,068 46,271 SH   SOLE   3,520 0 42,751
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,887 9,654 SH   SOLE   0 0 9,654
ALPHABET INC CAP STK CL C 02079K107 2,798 967 SH   SOLE   15 0 952
ABBVIE INC COM 00287Y109 2,663 19,665 SH   SOLE   588 0 19,077
MCDONALDS CORP COM 580135101 2,642 9,857 SH   SOLE   0 0 9,857
OTIS WORLDWIDE CORP COM 68902V107 2,590 29,749 SH   SOLE   1,925 0 27,824
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,584 41,095 SH   SOLE   0 0 41,095
ISHARES TR US REGNL BKS ETF 464288778 2,384 38,607 SH   SOLE   1,105 0 37,502
EOG RES INC COM 26875P101 2,278 25,648 SH   SOLE   1,055 0 24,593
WASTE MGMT INC DEL COM 94106L109 2,185 13,091 SH   SOLE   175 0 12,916
NEXTERA ENERGY INC COM 65339F101 2,172 23,264 SH   SOLE   0 0 23,264
INTEL CORP COM 458140100 2,017 39,174 SH   SOLE   1,501 0 37,673
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,990 38,156 SH   SOLE   10,875 0 27,281
ECOLAB INC COM 278865100 1,833 7,814 SH   SOLE   0 0 7,814
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,805 3,800 SH   SOLE   530 0 3,270
ORACLE CORP COM 68389X105 1,765 20,244 SH   SOLE   0 0 20,244
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 1,719 21,440 SH   SOLE   1,400 0 20,040
DANAHER CORPORATION COM 235851102 1,675 5,091 SH   SOLE   0 0 5,091
TRAVELERS COMPANIES INC COM 89417E109 1,653 10,567 SH   SOLE   0 0 10,567
COCA COLA CO COM 191216100 1,626 27,460 SH   SOLE   7,050 0 20,410
WEYERHAEUSER CO MTN BE COM NEW 962166104 1,592 38,660 SH   SOLE   1,755 0 36,905
ISHARES TR ISHARES BIOTECH 464287556 1,461 9,575 SH   SOLE   345 0 9,230
ISHARES TR RUS MID CAP ETF 464287499 1,454 17,510 SH   SOLE   0 0 17,510
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 1,440 23,670 SH   SOLE   0 0 23,670
ISHARES TR MSCI EAFE ETF 464287465 1,422 18,070 SH   SOLE   0 0 18,070
VORNADO RLTY TR SH BEN INT 929042109 1,381 33,000 SH   SOLE   0 0 33,000
DEERE & CO COM 244199105 1,360 3,965 SH   SOLE   0 0 3,965
AUTOMATIC DATA PROCESSING IN COM 053015103 1,339 5,431 SH   SOLE   0 0 5,431
KIRKLAND LAKE GOLD LTD COM 49741E100 1,271 30,291 SH   SOLE   225 0 30,066
CISCO SYS INC COM 17275R102 1,256 19,822 SH   SOLE   0 0 19,822
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,251 20,415 SH   SOLE   1,825 0 18,590
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,232 5,104 SH   SOLE   0 0 5,104
KIMBERLY-CLARK CORP COM 494368103 1,229 8,596 SH   SOLE   0 0 8,596
ISHARES TR CORE S&P500 ETF 464287200 1,213 2,542 SH   SOLE   0 0 2,542
NORFOLK SOUTHN CORP COM 655844108 1,180 3,962 SH   SOLE   0 0 3,962
UNION PAC CORP COM 907818108 1,155 4,583 SH   SOLE   0 0 4,583
AMAZON COM INC COM 023135106 1,110 333 SH   SOLE   20 0 313
COMCAST CORP NEW CL A 20030N101 1,067 21,206 SH   SOLE   0 0 21,206
ISHARES TR RUS MDCP VAL ETF 464287473 1,045 8,536 SH   SOLE   736 0 7,800
EVERSOURCE ENERGY COM 30040W108 1,017 11,175 SH   SOLE   0 0 11,175
ISHARES TR RUS MD CP GR ETF 464287481 969 8,412 SH   SOLE   1,012 0 7,400
PROSHARES TR PSHS ULT S&P 500 74347R107 959 6,550 SH   SOLE   0 0 6,550
3M CO COM 88579Y101 959 5,400 SH   SOLE   0 0 5,400
HONEYWELL INTL INC COM 438516106 934 4,479 SH   SOLE   0 0 4,479
STARBUCKS CORP COM 855244109 877 7,497 SH   SOLE   0 0 7,497
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 868 12,123 SH   SOLE   0 0 12,123
SELECT SECTOR SPDR TR ENERGY 81369Y506 862 15,525 SH   SOLE   0 0 15,525
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 861 10,650 SH   SOLE   2,065 0 8,585
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 860 12,039 SH   SOLE   477 0 11,562
ISHARES TR RUSSELL 2000 ETF 464287655 821 3,690 SH   SOLE   0 0 3,690
BK OF AMERICA CORP COM 060505104 814 18,286 SH   SOLE   3,236 0 15,050
ADOBE SYSTEMS INCORPORATED COM 00724F101 802 1,415 SH   SOLE   0 0 1,415
DUKE ENERGY CORP NEW COM NEW 26441C204 763 7,276 SH   SOLE   0 0 7,276
INTERNATIONAL BUSINESS MACHS COM 459200101 755 5,652 SH   SOLE   0 0 5,652
INVESCO EXCHANGE TRADED FD T DYNMC PHRMCTLS 46137V662 738 9,100 SH   SOLE   0 0 9,100
NOVO-NORDISK A S ADR 670100205 736 6,570 SH   SOLE   0 0 6,570
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 712 5,057 SH   SOLE   0 0 5,057
ISHARES TR IBOXX INV CP ETF 464287242 671 5,064 SH   SOLE   0 0 5,064
LILLY ELI & CO COM 532457108 668 2,418 SH   SOLE   0 0 2,418
ENBRIDGE INC COM 29250N105 662 16,930 SH   SOLE   0 0 16,930
COLGATE PALMOLIVE CO COM 194162103 636 7,454 SH   SOLE   0 0 7,454
SVB FINANCIAL GROUP COM 78486Q101 612 902 SH   SOLE   0 0 902
ENTERPRISE PRODS PARTNERS L COM 293792107 576 26,217 SH   SOLE   875 0 25,342
SCHLUMBERGER LTD COM STK 806857108 566 18,900 SH   SOLE   335 0 18,565
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 557 4,894 SH   SOLE   0 0 4,894
WELLS FARGO CO NEW COM 949746101 542 11,291 SH   SOLE   2,775 0 8,516
CARRIER GLOBAL CORPORATION COM 14448C104 540 9,955 SH   SOLE   100 0 9,855
AMERICAN EXPRESS CO COM 025816109 539 3,292 SH   SOLE   0 0 3,292
AMGEN INC COM 031162100 516 2,293 SH   SOLE   0 0 2,293
MOODYS CORP COM 615369105 513 1,314 SH   SOLE   0 0 1,314
SCHWAB CHARLES CORP COM 808513105 504 5,987 SH   SOLE   0 0 5,987
GENUINE PARTS CO COM 372460105 501 3,570 SH   SOLE   0 0 3,570
ISHARES TR INTRM GOV CR ETF 464288612 501 4,405 SH   SOLE   0 0 4,405
WALMART INC COM 931142103 496 3,430 SH   SOLE   0 0 3,430
PRUDENTIAL FINL INC COM 744320102 491 4,540 SH   SOLE   0 0 4,540
GLOBAL PMTS INC COM 37940X102 466 3,450 SH   SOLE   150 0 3,300
TESLA INC COM 88160R101 454 430 SH   SOLE   65 0 365
BIO RAD LABS INC CL A 090572207 453 600 SH   SOLE   0 0 600
SPDR SER TR S&P OILGAS EXP 78468R556 446 4,651 SH   SOLE   0 0 4,651
TEXAS INSTRS INC COM 882508104 433 2,300 SH   SOLE   0 0 2,300
STRYKER CORPORATION COM 863667101 421 1,575 SH   SOLE   0 0 1,575
BLACKROCK INC COM 09247X101 398 435 SH   SOLE   0 0 435
DOW INC COM 260557103 383 6,758 SH   SOLE   0 0 6,758
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 376 4,240 SH   SOLE   0 0 4,240
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 365 2,100 SH   SOLE   0 0 2,100
GENERAL MLS INC COM 370334104 364 5,400 SH   SOLE   0 0 5,400
SEMPRA COM 816851109 337 2,548 SH   SOLE   0 0 2,548
TARGET CORP COM 87612E106 333 1,440 SH   SOLE   126 0 1,314
STARWOOD PPTY TR INC COM 85571B105 325 13,355 SH   SOLE   400 0 12,955
CHUBB LIMITED COM H1467J104 319 1,652 SH   SOLE   0 0 1,652
NVIDIA CORPORATION COM 67066G104 317 1,078 SH   SOLE   0 0 1,078
BRISTOL-MYERS SQUIBB CO COM 110122108 305 4,895 SH   SOLE   0 0 4,895
CALIFORNIA WTR SVC GROUP COM 130788102 302 4,200 SH   SOLE   0 0 4,200
ISHARES TR MSCI USA ESG SLC 464288802 300 2,825 SH   SOLE   0 0 2,825
DEVON ENERGY CORP NEW COM 25179M103 299 6,780 SH   SOLE   1,800 0 4,980
ISHARES TR SELECT DIVID ETF 464287168 288 2,351 SH   SOLE   0 0 2,351
GLOBE LIFE INC COM 37959E102 282 3,004 SH   SOLE   0 0 3,004
WEC ENERGY GROUP INC COM 92939U106 281 2,892 SH   SOLE   0 0 2,892
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 274 1,593 SH   SOLE   0 0 1,593
AIR PRODS & CHEMS INC COM 009158106 262 861 SH   SOLE   0 0 861
TJX COS INC NEW COM 872540109 258 3,400 SH   SOLE   0 0 3,400
AGILENT TECHNOLOGIES INC COM 00846U101 250 1,563 SH   SOLE   0 0 1,563
NATIONAL RETAIL PROPERTIES I COM 637417106 248 5,150 SH   SOLE   0 0 5,150
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 234 5,985 SH   SOLE   0 0 5,985
FORTIVE CORP COM 34959J108 233 3,050 SH   SOLE   0 0 3,050
HEALTHPEAK PROPERTIES INC COM 42250P103 233 6,460 SH   SOLE   0 0 6,460
VMWARE INC CL A COM 928563402 230 1,986 SH   SOLE   0 0 1,986
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 229 3,795 SH   SOLE   0 0 3,795
SPDR GOLD TR GOLD SHS 78463V107 227 1,325 SH   SOLE   0 0 1,325
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 227 2,500 SH   SOLE   0 0 2,500
UNIVERSAL DISPLAY CORP COM 91347P105 222 1,345 SH   SOLE   400 0 945
ISHARES TR MSCI USA MIN VOL 46429B697 216 2,666 SH   SOLE   0 0 2,666
WELLS FARGO CO NEW PERP PFD CNV A 949746804 216 145 SH   SOLE   0 0 145
SYSCO CORP COM 871829107 214 2,730 SH   SOLE   0 0 2,730
ISHARES TR MSCI USA QLT FCT 46432F339 213 1,463 SH   SOLE   0 0 1,463
SOUTHERN COPPER CORP COM 84265V105 213 3,450 SH   SOLE   0 0 3,450
MASTERCARD INCORPORATED CL A 57636Q104 212 591 SH   SOLE   0 0 591
PNC FINL SVCS GROUP INC COM 693475105 210 1,045 SH   SOLE   0 0 1,045
REPUBLIC SVCS INC COM 760759100 209 1,500 SH   SOLE   0 0 1,500
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 207 1,786 SH   SOLE   0 0 1,786
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 206 3,000 SH   SOLE   0 0 3,000
PHILIP MORRIS INTL INC COM 718172109 203 2,140 SH   SOLE   0 0 2,140
EQUITY RESIDENTIAL SH BEN INT 29476L107 201 2,226 SH   SOLE   0 0 2,226
SIRIUS XM HOLDINGS INC COM 82968B103 73 11,500 SH   SOLE   4,000 0 7,500