0000897069-11-000347.txt : 20110920 0000897069-11-000347.hdr.sgml : 20110920 20110920172320 ACCESSION NUMBER: 0000897069-11-000347 CONFORMED SUBMISSION TYPE: SC 13D/A PUBLIC DOCUMENT COUNT: 8 FILED AS OF DATE: 20110920 DATE AS OF CHANGE: 20110920 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: HF FINANCIAL CORP CENTRAL INDEX KEY: 0000881790 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 460418532 STATE OF INCORPORATION: DE FISCAL YEAR END: 0630 FILING VALUES: FORM TYPE: SC 13D/A SEC ACT: 1934 Act SEC FILE NUMBER: 005-42844 FILM NUMBER: 111100097 BUSINESS ADDRESS: STREET 1: 225 SOUTH MAIN AVE CITY: SIOUX FALLS STATE: SD ZIP: 57102 BUSINESS PHONE: 6053337556 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: PL Capital, LLC CENTRAL INDEX KEY: 0001518768 IRS NUMBER: 364050713 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13D/A BUSINESS ADDRESS: STREET 1: 20 EAST JEFFERSON AVENUE, SUITE 22 CITY: NAPERVILLE STATE: IL ZIP: 60540 BUSINESS PHONE: 630-848-1340 MAIL ADDRESS: STREET 1: 20 EAST JEFFERSON AVENUE, SUITE 22 CITY: NAPERVILLE STATE: IL ZIP: 60540 SC 13D/A 1 sc13dahf09202011.htm AMENDMENT NO. 5 TO SCHEDULE 13D sc13dahf09202011.htm
 
CUSIP No. 404172108
Page 1 of 28 Pages




SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


SCHEDULE 13D/A

Amendment No. 5

Under the Securities Exchange Act of 1934



HF Financial Corp.
(Name of Issuer)

Common Stock, par value $0.01 per share
(Title of Class of Securities)


404172108
(CUSIP Number)

Mr. John Palmer
PL Capital, LLC
20 E. Jefferson Ave.
Suite 22
Naperville, IL 60540
630-848-1340
(Name, Address and Telephone Number of Person
Authorized to Receive Notices and Communications)

September 16, 2011
(Date of Event which Requires Filing of this Statement)


If the filing person has previously filed a statement on Schedule 13G to report the acquisition which is the subject of this Schedule 13D, and is filing this schedule because of Rule 13d-1(b)(3) or (4), check the following box ¨.
 

 
 
 
CUSIP No. 404172108
Page 2 of 28 Pages


 
1
NAME OF REPORTING PERSON
Financial Edge Fund, L.P.
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
 
 
(a)   T
(b)  £
 
3
SEC USE ONLY
 
 
4
SOURCE OF FUNDS
WC, OO
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
 
£
 
6
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
255,316
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
255,316
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
255,316
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
T
 
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
3.7%
14
TYPE OF REPORTING PERSON
PN

 
 
 
CUSIP No. 404172108
Page 3 of 28 Pages



1
NAME OF REPORTING PERSON
Financial Edge—Strategic Fund, L.P.
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
 
 
(a)   T
(b)  £
 
3
SEC USE ONLY
 
 
4
SOURCE OF FUNDS
WC, OO
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
 
£
 
6
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
93,588
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
93,588
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
93,588
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
T
 
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
1.3%
14
TYPE OF REPORTING PERSON
PN


MILW_
 
 
 
CUSIP No. 404172108
Page 4 of 28 Pages



1
NAME OF REPORTING PERSON
Goodbody/PL Capital, L.P.
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
 
 
(a)   T
(b)  £
 
3
SEC USE ONLY
 
 
4
SOURCE OF FUNDS
WC, OO
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
 
£
 
6
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
37,847
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
37,847
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
37,847
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
T
 
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
0.5%
14
TYPE OF REPORTING PERSON
PN


 
 
 
CUSIP No. 404172108
Page 5 of 28 Pages



1
NAME OF REPORTING PERSON
PL Capital/Focused Fund, L.P.
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a)   T
(b)  £
3
SEC USE ONLY
 
 
4
SOURCE OF FUNDS
WC, OO
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
 
£
 
6
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
169,344
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
169,344
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
169,344
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
T
 
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
2.4%
14
TYPE OF REPORTING PERSON
PN
 
 
 
 
 
CUSIP No. 404172108
Page 6 of 28 Pages



1
NAME OF REPORTING PERSON
PL Capital, LLC
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
 
 
(a)   T
(b)  £
 
3
SEC USE ONLY
 
 
4
SOURCE OF FUNDS
AF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
 
£
 
6
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
529,905
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
529,905
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
529,905
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
T
 
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
7.6%
14
TYPE OF REPORTING PERSON
PN


 
 
 
CUSIP No. 404172108
Page 7 of 28 Pages



1
NAME OF REPORTING PERSON
PL Capital Advisors, LLC
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
 
 
(a)   T
(b)  £
 
3
SEC USE ONLY
 
 
4
SOURCE OF FUNDS
AF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
 
£
 
6
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
556,095
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
556,095
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
556,095
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
T
 
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
8.0%
14
TYPE OF REPORTING PERSON
PN


 
 
 
CUSIP No. 404172108
Page 8 of 28 Pages



1
NAME OF REPORTING PERSON
Goodbody/PL Capital, LLC
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
 
 
(a)   T
(b)  £
 
3
SEC USE ONLY
 
 
4
SOURCE OF FUNDS
AF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
 
£
 
6
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
37,847
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
37,847
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
37,847
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
T
 
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
0.5%
14
TYPE OF REPORTING PERSON
PN


 
 
 
CUSIP No. 404172108
Page 9 of 28 Pages



1
NAME OF REPORTING PERSON
John W. Palmer
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
 
 
(a)   T
(b)  £
 
3
SEC USE ONLY
 
 
4
SOURCE OF FUNDS
AF, PF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
 
£
 
6
CITIZENSHIP OR PLACE OF ORGANIZATION
USA
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
100
8
SHARED VOTING POWER
567,752
9
SOLE DISPOSITIVE POWER
100
10
SHARED DISPOSITIVE POWER
567,752
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
567,852
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
T
 
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
8.1%
14
TYPE OF REPORTING PERSON
IN


 
 
 
CUSIP No. 404172108
Page 10 of 28 Pages



1
NAME OF REPORTING PERSON
Richard J. Lashley
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
 
 
(a)   T
(b)  £
 
3
SEC USE ONLY
 
 
4
SOURCE OF FUNDS
AF, PF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
 
£
 
6
CITIZENSHIP OR PLACE OF ORGANIZATION
USA
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
500
8
SHARED VOTING POWER
571,752
9
SOLE DISPOSITIVE POWER
500
10
SHARED DISPOSITIVE POWER
571,752
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
572,252
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
T
 
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
8.2%
14
TYPE OF REPORTING PERSON
IN


 
 
 
CUSIP No. 404172108
Page 11 of 28 Pages



1
NAME OF REPORTING PERSON
PL Capital Defined Benefit Pension Plan
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
 
 
(a)   T
(b)  £
 
3
SEC USE ONLY
 
 
4
SOURCE OF FUNDS
AF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
 
£
 
6
CITIZENSHIP OR PLACE OF ORGANIZATION
USA
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
11,657
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
11,657
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11,657
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
T
 
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
0.2%
14
TYPE OF REPORTING PERSON
EP


 
 
 
CUSIP No. 404172108
Page 12 of 28 Pages


1
NAME OF REPORTING PERSON
Beth R. Lashley
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
 
 
(a)   T
(b)  £
 
3
SEC USE ONLY
 
 
4
SOURCE OF FUNDS
PF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
 
£
 
6
CITIZENSHIP OR PLACE OF ORGANIZATION
USA
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
2,000
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
2,000
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
2,000
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
£
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
Less Than 0.1%
14
TYPE OF REPORTING PERSON
IN


 
 
 
CUSIP No. 404172108
Page 13 of 28 Pages



1
NAME OF REPORTING PERSON
Robin Lashley
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
 
 
(a)   T
(b)  £
 
3
SEC USE ONLY
 
 
4
SOURCE OF FUNDS
PF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
 
£
 
6
CITIZENSHIP OR PLACE OF ORGANIZATION
USA
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
2,000
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
2,000
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
2,000
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
T
 
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
Less Than 0.1%
14
TYPE OF REPORTING PERSON
IN



 
 
 
CUSIP No. 404172108
Page 14 of 28 Pages



 
1
NAME OF REPORTING PERSON
Kevin V. Schieffer Grantor Retained Annuity Trust, Kevin V. Schieffer Trustee
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
 
 
(a)   £
(b)  £
 
3
SEC USE ONLY
 
 
4
SOURCE OF FUNDS
PF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
 
£
 
6
CITIZENSHIP OR PLACE OF ORGANIZATION
South Dakota
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
116,365
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
116,365
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
116,365
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
T
 
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
1.7%
14
TYPE OF REPORTING PERSON
OO


 
 
 
CUSIP No. 404172108
Page 15 of 28 Pages





1
NAME OF REPORTING PERSON
Kevin V. Schieffer
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
 
 
(a)   £
(b)   £
 
3
SEC USE ONLY
 
 
4
SOURCE OF FUNDS
PF
5
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
 
£
 
6
CITIZENSHIP OR PLACE OF ORGANIZATION
USA
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
7
SOLE VOTING POWER
0
8
SHARED VOTING POWER
116,365
9
SOLE DISPOSITIVE POWER
0
10
SHARED DISPOSITIVE POWER
116,365
11
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
116,365
12
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
T
 
13
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
1.7%
14
TYPE OF REPORTING PERSON
IN


 
 
 
CUSIP No. 404172108
Page 16 of 28 Pages


Item 1.
Security and Issuer
 
This Amended Schedule 13D relates to the common stock, $0.01 par value (“Common Stock”), of HF Financial Corp. (the “Company” or “HF Financial”).  The address of the principal executive offices of the Company is 225 South Main Avenue, Sioux Falls, SD 57104.
 
Item 2.
Identity and Background
 
This Amended Schedule 13D is being filed jointly by the parties identified below.
 
By virtue of Kevin R. Schieffer agreeing to serve as a nominee for election to the Company’s Board of Directors in connection with the nomination of director candidates by the PL Capital Group (as defined below), Mr. Schieffer and the Kevin V. Schieffer Grantor Retained Annuity Trust (the “Grantor Trust”), established for the benefit of family members of Kevin V. Schieffer, with Kevin V. Schieffer as the sole trustee, may be deemed to constitute a “group” with the PL Capital Group for purposes of Section 13(d)(3) of the Securities Exchange Act of 1934, as amended (the “Exchange Act”).  Mr. Schieffer and the Grantor Trust expressly disclaim beneficial ownership of securities held by the PL Capital Group.  The securities reported herein as being beneficially owned by Mr. Schieffer and the Grantor Trust do not include any securities held by any member of the PL Capital Group.
 
The parties identified in the list below constitute the “PL Capital Group”.  The PL Capital Group expressly disclaims beneficial ownership of securities held by Mr. Schieffer and the Grantor Trust.  The securities reported herein as being beneficially owned by the PL Capital Group do not include any securities held by Mr. Schieffer and the Grantor Trust.
 
·  
Financial Edge Fund, L.P., a Delaware limited partnership (“Financial Edge Fund”).
 
·  
Financial Edge-Strategic Fund, L.P., a Delaware limited partnership (“Financial Edge Strategic”).
 
·  
PL Capital/Focused Fund, L.P., a Delaware limited partnership (“Focused Fund”).
 
·  
PL Capital, LLC, a Delaware limited liability company and General Partner of Financial Edge Fund, Financial Edge Strategic and Focused Fund and beneficiary of the PL Capital Defined Benefit Pension Plan (“PL Capital”).
 
·  
PL Capital Advisors, LLC, a Delaware limited liability company and investment advisor to Financial Edge Fund, Financial Edge Strategic, Focused Fund and Goodbody/PL Capital, L.P. (“PL Capital Advisors”).
 
·  
Goodbody/PL Capital, L.P., a Delaware limited partnership (“Goodbody/PL LP”).
 
·  
Goodbody/PL Capital, LLC, a Delaware limited liability company and General Partner of Goodbody/PL LP (“Goodbody/PL LLC”).

 
 
 
CUSIP No. 404172108
Page 17 of 28 Pages


·  
John W. Palmer and Richard J. Lashley, Managing Members of PL Capital, PL Capital Advisors and Goodbody/PL LLC and beneficiaries of the PL Capital Defined Benefit Pension Plan (“PL Capital Pension Plan”).
 
·  
John W. Palmer as an individual.
 
·  
PL Capital Pension Plan, a pension plan for PL Capital and its managing members Messrs. Palmer and Lashley.
 
·  
Richard J. Lashley as an individual and jointly with his spouse, Beth R. Lashley; and as holder of certain discretionary authority over an account held by Dr. Robin Lashley, his sister.
 
·  
Beth R. Lashley jointly with her spouse, Richard J. Lashley.
 
·  
Dr. Robin Lashley as an individual.
 
The joint filing agreement of the PL Capital Group, Kevin R. Schieffer and the Grantor Trust is attached as Exhibit 1 to Amendment No. 4 to the Schedule 13D.  While Mr. Schieffer and the Grantor Trust may be deemed to constitute a “group” with the PL Capital Group for purposes of Section 13(d)(3) of the Exchange Act, due to Mr. Schieffer agreeing to serve as a nominee for election to the Company’s Board of Directors in connection with the nomination of director candidates by the PL Capital Group, Mr. Schieffer is not and will not become a party to any agreement, arrangement or understanding with, and has not given any commitment or assurance to, the PL Capital Group as to how Mr. Schieffer, if elected as a director of the Company, will act or vote on any issue or question.
 
(a)-(c)             This statement is filed by Mr. John Palmer and Mr. Richard Lashley, with respect to the shares of Common Stock beneficially owned by them, as follows:
 
(1)  
shares of Common Stock held in the name of Financial Edge Fund, Financial Edge Strategic and Focused Fund, in Mr. Palmer’s and Mr. Lashley’s capacity as Managing Members of PL Capital, the General Partner of Financial Edge Fund, Financial Edge Strategic and Focused Fund.
 
(2)  
shares of Common Stock held in the name of Financial Edge Fund, Financial Edge Strategic, Focused Fund and Goodbody/PL LP, in Mr. Palmer’s and Mr. Lashley’s capacity as Managing Members of PL Capital Advisors, the investment advisor to Financial Edge Fund, Financial Edge Strategic, Focused Fund and Goodbody/PL LP.
 
(3)  
shares of Common Stock held in the name of Goodbody/PL LP, in Mr. Palmer’s and Mr. Lashley’s capacity as Managing Members of Goodbody/PL LLC, the General Partner of Goodbody/PL LP.
 
(4)  
shares of Common Stock held in the name of PL Capital Pension Plan.  Messrs. Lashley and Palmer are the beneficiaries of the plan.

 
 
 
CUSIP No. 404172108
Page 18 of 28 Pages


(5)  
Shares of Common Stock held by Mr. Palmer as an individual.
 
(6)  
shares of Common Stock held by Mr. Lashley: (A) as an individual; (B) jointly with Mrs. Lashley; and (C) a holder of certain discretionary authority over an account held by his sister Dr. Robin Lashley.
 
The business address of Financial Edge Fund, Financial Edge Strategic, Focused Fund, PL Capital, PL Capital Advisors, Goodbody/PL LP, Goodbody/PL LLC, PL Capital Pension Plan, Mr. Palmer, Mr. Lashley, Mrs. Lashley and Dr. Robin Lashley is:  c/o PL Capital, 20 East Jefferson Avenue, Suite 22, Naperville, Illinois 60540.  Each of Financial Edge Fund, Financial Edge Strategic, Focused Fund, PL Capital, PL Capital Advisors, Goodbody/PL LP and Goodbody/PL LLC are engaged in various interests, including investments.
 
The principal employment of Messrs. Palmer and Lashley is investment management with each of PL Capital, PL Capital Advisors and Goodbody/PL LLC, whose principal business is investments.
 
PL Capital Pension Plan is a defined benefit pension plan for the benefit of the principals of PL Capital, Messrs. Palmer and Lashley.
 
Beth Lashley is a certified public accountant (inactive) who is not currently employed.
 
The principal employment of Dr. Robin Lashley is college professor at Kent State University, Tuscarawas Campus, 330 University Drive NE, New Philadelphia, Ohio 44663.
 
The business address of Mr. Schieffer and the Grantor Trust is c/o Schieffer Consulting, Inc., 1601 E. 16th Street, Suite 300, Sioux Falls, SD 57108.  Mr. Schieffer is a self-employed investor.  The Grantor Trust was organized under the laws of the state of South Dakota.
 
 (d)           During the past five years, no member of the PL Capital Group has been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors).  During the past five years, neither Mr. Schieffer nor the Grantor Trust has been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors).
 
(e)           During the past five years, no member of the PL Capital Group has been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and, as a result of such proceeding was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, Federal or State securities laws or finding any violation with respect to such laws.  During the past five years, neither Mr. Schieffer nor the Grantor Trust has been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and, as a result of such proceeding was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, Federal or State securities laws or finding any violation with respect to such laws.
 
(f)           All of the individuals who are members of the PL Capital Group and Mr. Schieffer are citizens of the United States.

 
 
 
CUSIP No. 404172108
Page 19 of 28 Pages


Item 3.
Source and Amount of Funds or Other Consideration
 
In aggregate, the PL Capital Group, Mr. Schieffer and the Grantor Trust own 688,717 shares of Common Stock of the Company acquired at an aggregate cost of $7,255,061.
 
The amount of funds expended by Financial Edge Fund to acquire the 255,316 shares of Common Stock it holds in its name is $2,611,818.  Such funds were provided from Financial Edge Fund’s available capital and from time to time by margin loans provided by BNP Paribas Prime Brokerage, Inc. (BNP Paribas).
 
The amount of funds expended by Financial Edge Strategic to acquire the 93,588 shares of Common Stock it holds in its name is $954,782.  Such funds were provided from Financial Edge Strategic’s available capital and from time to time from margin loans provided by BNP Paribas.
 
The amount of funds expended by Goodbody/PL LP to acquire the 37,847 shares of Common Stock it holds in its name is $359,030.  Such funds were provided from Goodbody/PL LP’s available capital and from time to time from margin loans provided by BNP Paribas.
 
The amount of funds expended by Focused Fund to acquire the 169,344 shares of Common Stock it holds in its name is $1,681,125.  Such funds were provided from Focused Fund’s available capital and from time to time from margin loans provided to BNP Paribas.
 
The amount of funds expended by PL Capital Pension Plan to acquire the 11,657 shares of Common Stock it holds in its name is $97,671.  Such funds were provided from PL Capital Pension Plan’s available capital.
 
The amount of funds expended by Mr. Palmer to acquire the 100 shares of Common Stock he holds in his name is $919.  Such funds were provided from Mr. Palmer’s personal funds.
 
The amount of funds expended by Mr. Lashley to acquire the 500 shares of Common Stock he holds in his name is $6,259.  Such funds were provided from Mr. Lashley’s personal funds.
 
The amount of funds expended by Mr. and Mrs. Lashley to acquire the 2,000 shares of Common Stock they hold jointly is $17,009.  Such funds were provided from their personal funds.
 
The amount of funds expended by the Grantor Trust to acquire the 116,365 shares of Common Stock is $1,507,023.  Such funds were provided from Mr. Schieffer’s personal funds.
 
Any purchases of Common Stock made by members of the PL Capital Group, Mr. Schieffer or the Grantor Trust using funds borrowed from BNP Paribas, if any, were made in margin transactions on that firms’ usual terms and conditions.  All or part of the shares of Common Stock owned by members of the PL Capital Group, Mr. Schieffer or the Grantor Trust may from time to time be pledged with one or more banking institutions or brokerage firms as collateral for loans made by such entities to such parties.  Such loans, if any, generally bear interest at a rate based upon the federal funds rate plus a margin.  Such indebtedness, if any, may be refinanced with other banks or broker-dealers.  As of the date of this filing no member of the PL Capital Group, Mr. Schieffer or the Grantor Trust has margin or other loans outstanding secured by Common Stock other than Financial Edge Fund, Financial Edge Strategic,  Goodbody/PL LP and Focused Fund.

 
 
 
CUSIP No. 404172108
Page 20 of 28 Pages


Item 4.
Purpose of Transaction
 
This is the fifth amendment to the PL Capital Group’s initial Schedule 13D filing.  The PL Capital Group acquired shares of Common Stock because it believes that the Common Stock is undervalued.  Mr. Schieffer and the Grantor Trust acquired shares of Common Stock because they believed that the Common Stock was undervalued and represented an attractive investment.
 
On September 16, 2011, the PL Capital Group sent a letter to the Company requesting that the Company delay the current search for a Chief Executive Officer, among other things.  A copy of the letter is attached hereto as Exhibit 12.
 
On August 17, 2011, Mr. Lashley submitted notice to the Company of his intent to nominate Mr. Palmer and Mr. Schieffer as nominees for election as directors at the Company’s 2011 Annual Stockholder Meeting.  A copy of the nomination letter is attached hereto as Exhibit 5 to Amendment No. 4 to the Schedule 13D.
 
In connection with Mr. Lashley’s intent to nominate directors, Mr. Lashley submitted a stockholder demand for inspection of stockholder records to the company on August 18, 2011, a copy of which is attached hereto as Exhibit 6 to Amendment No. 4 to the Schedule 13D.  The Company responded to the demand letter on August 25, 2011 to indicate that it would provide to the PL Capital Group the information it is entitled to examine under Delaware law.  See Exhibit 7 attached hereto.  The PL Capital Group and the Company then exchanged letters clarifying the information to be provided to the PL Capital Group and the cost of such information.  See Exhibit 8, Exhibit 9, Exhibit 10 and Exhibit 11 attached hereto.
 
On January 8, 2010, the PL Capital Group sent a letter to the Board of Directors outlining concerns related to the Company’s compliance with the Standstill Agreement discussed below, a copy of which is attached as Exhibit 4 to Amendment No. 3 to the Schedule 13D.
 
On December 1, 2009, the PL Capital Group sent a letter to the Board of Directors outlining concerns related to the Company’s common stock offering, a copy of which was attached as Exhibit 3 to Amendment No. 2 to the Schedule 13D.
 
On August 26, 2009, the PL Capital Group entered into a Standstill Agreement (the “Agreement”) with HF Financial, a copy of which was attached as Exhibit 2 to Amendment No. 1 to the Schedule 13D.  The Agreement was entered into after HF Financial’s board of directors decided to adopt a majority voting policy, and the Agreements has now expired.
 
Members of the PL Capital Group, Mr. Schieffer or the Grantor Trust may make further purchases of shares of Common Stock.  Members of the PL Capital Group,  Mr. Schieffer or the Grantor Trust may dispose of any or all the shares of Common Stock held by them.

 
 
 
CUSIP No. 404172108
Page 21 of 28 Pages


To the extent the actions described herein may be deemed to constitute a “control purpose” with respect to the Exchange Act and the regulations thereunder, the PL Capital Group, Mr. Schieffer and the Grantor Trust have such a purpose.  Except as noted in this Amended Schedule 13D, no member of the PL Capital Group, Mr. Schieffer or the Grantor Trust has any plans or proposals, which relate to, or would result in, any of the matters referred to in paragraphs (b) through (j), inclusive of Item (4) of Schedule 13D.  Such individuals may, at any time and from time to time, review or reconsider their positions and formulate plans or proposals with respect thereto.
 
Item 5.
Interest in Securities of the Company
 
The percentages used in this Amended Schedule 13D are calculated based upon 6,974,272 outstanding shares of Common Stock, as determined by the Issuer’s most recently available public information, as of the close of business on June 30, 2011.  The transactions of the PL Capital Group, Mr. Schieffer and the Grantor Trust in the Common Stock since the filing of Amendment No. 4 to the Schedule 13D are noted below:
 
(A)   Financial Edge Fund
 
(a)-(b)    See cover page.
 
(c)           Financial Edge Fund has made no purchases or sales since the date of Amendment No. 4 to the Schedule 13D.
 
(d)           Because Mr. Palmer and Mr. Lashley are the Managing Members of PL Capital, the general partner of Financial Edge Fund, they have the power to direct the affairs of Financial Edge Fund, including the voting and disposition of shares of Common Stock held in the name of Financial Edge Fund.  Therefore, Mr. Palmer and Mr. Lashley are deemed to share voting and dispositive power with Financial Edge Fund with regard to those shares of Common Stock.
 
(B)   Financial Edge Strategic
 
(a)-(b)           See cover page.
 
(c)           Financial Edge Strategic has made no purchases or sales since the date of Amendment No. 4 to the Schedule 13D.
 
(d)           Because Mr. Palmer and Mr. Lashley are the Managing Members of PL Capital, the general partner of Financial Edge Strategic, they have the power to direct the affairs of Financial Edge Strategic, including the voting and disposition of shares of Common Stock held in the name of Financial Edge Strategic.  Therefore, Mr. Palmer and Mr. Lashley are deemed to share voting and dispositive power with Financial Edge Strategic with regard to those shares of Common Stock.

 
 
 
CUSIP No. 404172108
Page 22 of 28 Pages



(C)   Goodbody/PL LP
 
(a)-(b)           See cover page.
 
(c)           Goodbody/PL LP has made no purchases or sales since the date of Amendment No. 4 to the Schedule 13D.
 
(d)           Goodbody/PL LLC is the general partner of Goodbody/PL LP.  Because Mr. Palmer and Mr. Lashley are the Managing Members of Goodbody/PL LLC, they have the power to direct the affairs of Goodbody/PL LP.  Therefore, Goodbody/PL LLC may be deemed to share with Messrs. Palmer and Lashley voting and dispositive power with regard to the shares of Common Stock held by Goodbody/PL LP.
 
(D)   Focused Fund
 
(a)-(b)           See cover page.
 
(c)           Focused Fund has made no purchases or sales since the date of Amendment No. 4 to the Schedule 13D.
 
(d)           PL Capital is the general partner of Focused Fund.  Because Mr. Palmer and Mr. Lashley are the Managing Members of PL Capital, they have the power to direct the affairs of PL Capital.  Therefore, PL Capital may be deemed to share with Messrs. Palmer and Lashley voting and dispositive power with regard to the shares of Common Stock held by PL Capital.
 
(E)   PL Capital
 
(a)-(b)           See cover page.
 
(c)           PL Capital has made no purchases or sales since the date of Amendment No. 4 to the Schedule 13D.
 
(d)           PL Capital is the general partner of Financial Edge Fund, Financial Edge Strategic and Focused Fund.  Because Mr. Palmer and Mr. Lashley are the Managing Members of PL Capital, they have the power to direct the affairs of PL Capital.  Therefore, PL Capital may be deemed to share with Mr. Palmer and Mr. Lashley voting and dispositive power with regard to the shares of Common Stock held by Financial Edge Fund, Financial Edge Strategic and Focused Fund.
 
(F)   PL Capital Advisors
 
(a)-(b)           See cover page.
 
(c)           PL Capital Advisors has made no purchases or sales of Common Stock directly.

 
 
 
CUSIP No. 404172108
Page 23 of 28 Pages


(d)           PL Capital Advisors is the investment advisor to Financial Edge Fund, Financial Edge Strategic, Goodbody/PL LP and Focused Fund.  Because Mr. Palmer and Mr. Lashley are the Managing Members of PL Capital Advisors, they have the power to direct the affairs of PL Capital Advisors.  Therefore, PL Capital Advisors may be deemed to share with Mr. Palmer and Mr. Lashley voting and dispositive power with regard to the shares of Common Stock held by Financial Edge Fund, Financial Edge Strategic, Goodbody/PL LP, and Focused Fund.
 
(G)   Goodbody/PL LLC
 
(a)-(b)           See cover page.
 
(c)           Goodbody/PL LLC has made no purchases or sales of Common Stock directly.
 
(d)           Goodbody/PL LLC is the general partner of Goodbody/PL LP.  Because Mr. Palmer and Mr. Lashley are the Managing Members of Goodbody/PL LLC, they have the power to direct the affairs of Goodbody/PL LLC.  Therefore, Goodbody/PL LLC may be deemed to share with Messrs. Palmer and Lashley voting and dispositive power with regard to the shares of Common Stock held by Goodbody/PL LP.
 
(H)   Mr. John W. Palmer
 
(a)-(b)           See cover page.
 
(c)           Mr. Palmer has made no purchases or sales since the date of Amendment No. 4 to the Schedule 13D.
 
(I)   Richard J. Lashley and Beth R. Lashley
 
(a)-(b)           See cover page.
 
(c)           Mr. Lashley and Mrs. Lashley have made no purchases or sales since the transactions reported in Amendment No. 4 to the Schedule 13D.
 
(J)   PL Capital Pension Plan
 
(a)-(b)           See cover page.
 
(c)           PL Capital Pension Plan has made no purchases or sales since the date of Amendment No. 4 to the Schedule 13D.
 
(d)           PL Capital Pension Plan is a defined benefit plan for PL Capital and its managing members Messrs. Lashley and Palmer.  Because Mr. Palmer and Mr. Lashley are the Managing Members of PL Capital, they have the power to direct the affairs of PL Capital Pension Plan.  Therefore, PL Capital and PL Capital Pension Plan may be deemed to share with Messrs. Palmer and Lashley voting and dispositive power with regard to the shares of Common Stock held by PL Capital Pension Plan.

 
 
 
CUSIP No. 404172108
Page 24 of 28 Pages


(K)   Dr. Robin Lashley
 
(a)-(b)           See cover page.
 
(c)           Dr. Lashley has made no purchases or sales since the date of Amendment No. 4 to the Schedule 13D.
 
 
(L)   Grantor Trust and Kevin V. Schieffer
 
(a)-(b)           See cover page.
 
(c)           Neither the Grantor Trust nor Mr. Schieffer has made no purchases or sales since the date of Amendment No. 4 to the Schedule 13D.
 
(d)           Mr. Schieffer established the Grantor Trust for the benefit of his family members and is the sole trustee of the Grantor Trust.  As the sole trustee, Mr. Schieffer has the power to direct the affairs of the Grantor Trust.
 
 
Item 6.
Contracts, Arrangements, Understandings or Relationships with Respect to Securities of the Company
 
With respect to Financial Edge Fund, Financial Edge Strategic and Focused Fund:   PL Capital  and/or PL Capital Advisors are entitled to (1) an allocation of a portion of profits, if any, and (2) a management fee based upon a percentage of total capital.  With respect to Goodbody/PL LP:  Goodbody/PL LLC and/or PL Capital Advisors are entitled to (1) an allocation of a portion of profits, if any, and (2) a management fee based upon a percentage of total capital.
 
Mr. Palmer has agreements with the limited partnerships and companies managed and advised by PL Capital, LLC, Goodbody/PL Capital, LLC and PL Capital Advisors, LLC, whereby Mr. Palmer is indemnified by the limited partnerships and companies for any liabilities he may incur in connection with his duties, including PL Capital Group’s intended solicitation of proxies for use at the 2011 Annual Meeting of Shareholders of the Company.  Those limited partnerships and companies will also reimburse Mr. Palmer for any expenses that he reasonably incurs in connection with the PL Capital Group’s intended solicitation of proxies for use at the 2011 Annual Meeting of Shareholders of the Company.  Mr. Palmer is not and will not become a party to any agreement, arrangement or understanding with, and has not given any commitment or assurance to, the PL Capital Group, Mr. Schieffer or the Grantor Trust (or any other person) as to how Mr. Palmer, if elected as a director of the Company, will act or vote on any issue or question.
 
Mr. Schieffer has an agreement with the limited partnerships and companies managed and advised by PL Capital, LLC, Goodbody/PL Capital, LLC and PL Capital Advisors, LLC, whereby Mr. Schieffer is indemnified by the limited partnerships and companies for any liabilities he may incur in connection with PL Capital Group’s intended solicitation of proxies for use at the 2011 Annual Meeting of Shareholders of the Company.  Those limited partnerships and companies will also reimburse Mr. Schieffer for any expenses that he reasonably incurs in connection with the PL Capital Group’s intended solicitation of proxies for use at the 2011 Annual Meeting of Shareholders of the Company.  Mr. Schieffer is not and will not become a party to any agreement, arrangement or understanding with, and has not given any commitment or assurance to, the PL Capital Group (or any other person) as to how Mr. Schieffer, if elected as a director of the Company, will act or vote on any issue or question.

 
 
 
CUSIP No. 404172108
Page 25 of 28 Pages


Other than the foregoing agreements and arrangements, and the Joint Filing Agreement filed as Exhibit 1 to Amendment No. 4 to the Schedule 13D, there are no contracts, arrangements, understandings or relationships among the persons named in Item 2 hereof and between such persons and any person with respect to any securities of the Company.
 
Item 7.
Material to be Filed as Exhibits
 

Exhibit No.
Description
   
1
Joint Filing Agreement.*
   
2
Standstill Agreement, dated August 26, 2009.*
   
3
Letter from PL Capital to Board of Directors dated December 1, 2009.*
   
4
Letter from PL Capital to Board of Directors dated January 8, 2009.*
   
5
Notice of Intent to Nominate Directors from Richard J. Lashley to Secretary of the Company dated August 17, 2011.*
   
6
Stockholder Demand for Inspection of Stockholder Records from Richard J. Lashley to Secretary of the Company dated August 18, 2011.*
   
7
Letter from Secretary of the Company to Richard J. Lashley dated August 25, 2011.
   
8
Letter from Richard J. Lashley to Secretary of the Company dated August 30, 2011.
   
9
Letter from Secretary of the Company to Richard J. Lashley dated September 6, 2011.
   
10
Correspondence via e-mail from Richard J. Lashley to Secretary of the Company dated September 6, 2011.
   
11
Letter from Secretary of the Company to Richard J. Lashley dated September 8, 2011.
   
12
Letter from Richard J. Lashley and John W. Palmer to the Board of Directors of the Company dated September 16, 2011.
   
*  Filed previously.

 
 
 
CUSIP No. 404172108
Page 26 of 28 Pages


 
SIGNATURES
 
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
 
Date:           September 20, 2011
 
FINANCIAL EDGE FUND, L.P.
 
 
By:           PL CAPITAL, LLC
General Partner
 
 
By:           /s/ John W. Palmer                                             /s/ Richard J. Lashley         
John W. Palmer                                                              Richard J. Lashley
Managing Member                                                        Managing Member
 
FINANCIAL EDGE-STRATEGIC FUND, L.P.
 
 
By:           PL CAPITAL, LLC
General Partner
 
By:           /s/ John W. Palmer                                             /s/ Richard J. Lashley         
John W. Palmer                                                              Richard J. Lashley
Managing Member                                                        Managing Member
 
PL CAPITAL/FOCUSED FUND, L.P.
 
 
By:           PL CAPITAL, LLC
General Partner
 
 
By:           /s/ John W. Palmer                                             /s/ Richard J. Lashley         
John W. Palmer                                                              Richard J. Lashley
Managing Member                                                        Managing Member
 


 
 
 
CUSIP No. 404172108
Page 27 of 28 Pages


GOODBODY/PL CAPITAL, L.P.
 
 
By:           GOODBODY/PL CAPITAL, LLC
General Partner
 
 
By:           /s/ John W. Palmer                                             /s/ Richard J. Lashley         
John W. Palmer                                                              Richard J. Lashley
Managing Member                                                        Managing Member
 
GOODBODY/PL CAPITAL, LLC
 
 
By:           /s/ John W. Palmer                                             /s/ Richard J. Lashley         
John W. Palmer                                                              Richard J. Lashley
Managing Member                                                        Managing Member
 
PL CAPITAL, LLC
 
 
By:           /s/ John W. Palmer                                             /s/ Richard J. Lashley         
John W. Palmer                                                              Richard J. Lashley
Managing Member                                                        Managing Member
 
PL CAPITAL ADVISORS, LLC
 
 
By:           /s/ John W. Palmer                                             /s/ Richard J. Lashley         
John W. Palmer                                                              Richard J. Lashley
Managing Member                                                        Managing Member
 


 
 
 
CUSIP No. 404172108
Page 28 of 28 Pages





PL CAPITAL DEFINED BENEFIT PENSION PLAN
 
 
By:           /s/ John W. Palmer                                             /s/ Richard J. Lashley         
 John W. Palmer                                                             Richard J. Lashley
                
KEVIN V. SCHIEFFER GRANTOR RETAINED ANNUITY TRUST
 
 
By:           /s/ Kevin V. Schieffer         
 Kevin V. Schieffer
 Trustee                                           

 

 
By:          /s/ John W. Palmer         
John W. Palmer
 
By:           /s/ Richard J. Lashley        
 Richard J. Lashley
 
By:           /s/ Beth R. Lashley         
 Beth R. Lashley
 
By:           /s/ Robin Lashley         
 Robin Lashley
 
By:           /s/ Kevin V. Schieffer        
 Kevin V. Schieffer
 

EX-99.7 2 sc13dahf092011ex7.htm EXHIBIT 99.7 sc13dahf092011ex7.htm
Exhibit 7
HF FINANCIAL CORP.

August 25, 2011



VIA EMAIL AND OVERNIGHT COURIER

Mr. Richard J. Lashley
2 Trinity Place
Warren, NJ  07059

Dear Mr. Lashley:

On behalf of HF Financial Corp. (the “Company”), I am writing in response to your letter, dated August 18, 2011 (the “August 18 Letter”).  In the August 18 Letter, you demanded certain records of the Company pursuant to Section 220 (“Section 220”) of the General Corporation Law of the State of Delaware.
 
The Company will make available to you such information referred to in the August 18 Letter that is currently available to the Company and that a stockholder of the Company is entitled to examine under Section 220.  The Company has been informed that the costs it will incur in connection with furnishing such information will be $4,000.  Payment to the Company should be made by delivery of a certified check, payable to HF Financial Corp., Attn: Pamela Russo, Corporate Secretary, at 225 South Main Avenue, Sioux Falls, South Dakota 57104.
 
Very truly yours,
 
/s/ Pamela F. Russo
 
Pamela F. Russo
Corporate Secretary




P.O. Box 5000 · Sioux Falls, South Dakota 57117-5000
Phone (605) 333-7556 · Fax (605) 333-7621
 EX-99.8 3 sc13dahf092011ex8.htm EXHIBIT 99.8 sc13dahf092011ex8.htm
Exhibit 8
Mr. Richard J. Lashley
2 Trinity Place
Warren, NJ 07059


August 30, 2011

Ms. Pamela F. Russo
Corporate Secretary
HF Financial Corp.
225 South Main Avenue
Sioux Falls, South Dakota 57104


Re:           Access to Stockholder List and Demand to Inspect Stockholder Records
Pursuant to Section 220 of the Delaware General Corporation Law

Dear Ms. Russo:

I am in receipt of your letter dated August 25, 2011 responding to my demand, pursuant to Section 220 of the Delaware General Corporation Law (“Section 220”), for an opportunity for myself, or my duly authorized agent, to inspect and to make copies and extracts from the records and documents of HF Financial Corp. (the “Company”).  My demand was made in a letter dated August 18, 2011 (the “Original Letter”).
 
In your letter, you indicate that you will make available to me those Demand Materials (as defined in the Original Letter) that are currently available to the Company and that a stockholder of the Company is entitled to examine under Section 220, at an estimated cost of $4,000.  While I appreciate your willingness to make such information available to me, it is not clear to me which of the Demand Materials you will make available to me.  It is important for me to know which of the Demand Materials you will make available to me to allow me to confirm that the costs you expect to incur in connection with the delivery of such information are reasonable, and to confirm that you are providing all such information that I am entitled to examine under Section 220.
 
So, as soon as possible, please provide my counsel, Phillip M. Goldberg of Foley & Lardner LLP, 321 North Clark Street, Chicago, Illinois 60610 (telephone number: 312-832-4549; email pgoldberg@foleylaw.com), with a list of each item of the Demand Materials that you will provide, the estimated cost of each item and the pick up/delivery instructions. 
 
Very truly yours,

/s/ Richard J. Lashley

Richard J. Lashley

cc:  Mr. Phillip Goldberg

 EX-99.9 4 sc13dahf092011ex9.htm EXHIBIT 99.9 sc13dahf092011ex9.htm
Exhibit 9
HF FINANCIAL CORP.



September 6, 2011



VIA EMAIL AND OVERNIGHT COURIER

Mr. Richard J. Lashley
2 Trinity Place
Warren, NJ 07059

 
Re:
Access to Stockholder List and Demand to Inspect Stockholder Records
Pursuant to Section 220 of the Delaware General Corporation Law
 
Dear Mr. Lashley:

I am in receipt of your letter dated August 30, 2011 following up on your demand letter dated August 18, 2011,  to which we provided a response on August 25, 2011.
 
We intend to make available to you all materials you are entitled to examine under Section 220 of the General Corporation Law of the State of Delaware. We have confirmed with Innisfree M&A that the estimated costs of such materials are $4,000. If you wish to reduce the scope of your request, we may be able to provide you with a lower cost estimate.
 
Please either submit a check in payment of the estimated costs or consider revising your request in an effort to reduce such cost. Payment to the Company should be made by delivery of a certified check, payable to H.F. Financial Corp., Attn: Pamela Russo, Corporate Secretary, at 225 South Main Avenue, Sioux Falls, South Dakota 57104. Once you submit your check, you or your counsel should feel free to coordinate pick-up with Scott Winter at Innisfree. Mr. Winter can be reached at (212) 750-7271.
 
Very truly yours,

/s/ Pamela F. Russo

Pamela F. Russo
Corporate Secretary







P. O. Box 5000 • Sioux Falls, South Dakota 57117-5000
Phone (605) 333-7556 • Fax (605) 333-7621

 EX-99.10 5 sc13dahf092011ex10.htm EXHIBIT 99.10 sc13dahf092011ex10.htm
Exhibit 10
 
From:  BANKFUND@aol.com [mailto:BANKFUND@aol.com]
Sent:  Tuesday, September 06, 2011 6:01 PM
To:  prusso@homefederal.com
Cc:  Fetzer, Peter D.; Goldberg, Phillip M.; jpalmer@plcapitalllc.com
Subject: Re: Demand Letter
 
Ms.  Russo:
 
Your reply is not responsive.  Nonetheless, we will send to your attention a $4,000 check tomorrow, payable to the Company.  We will then contact Mr. Winter at Innisfree M&A to arrange delivery of the materials.
 
Please verify to me that the Company will provide us with invoices for the actual direct costs incurred in producing the materials and that we will be reimbursed for any excess amount paid in advance.
 
I trust that your advisors have advised you that we are entitled to these materials and that dragging out the process with non responsive letters and delays will only lead to us filing an action in Delaware court, an outcome we would like to avoid, but one we will pursue if we don't receive the demanded materials shortly.
 
Regards,
 
Rich Lashley
 EX-99.11 6 sc13dahf092011ex11.htm EXHIBIT 99.11 sc13dahf092011ex11.htm
Exhibit 11
 
HF FINANCIAL CORP.
 



September 8, 2011



VIA EMAIL AND OVERNIGHT COURIER

Mr. Richard J. Lashley
2 Trinity Place
Warren, NJ 07059

 
Re:
Access to Stockholder List and Demand to Inspect Stockholder Records
Pursuant to Section 220 of the Delaware General Corporation Law
 
Dear Mr. Lashley:

In response to your email dated September 6, 2011, following upon on your demand letter dated August 18, 2011 and your related correspondence dated August 30, 2011, we made another inquiry of Innisfree M&A to verify costs yesterday. In our effort to be cooperative and get you the requested materials, we have just now learned the following additional cost information from Innisfree: BNY Mellon has advised that the "daily transfer sheets" are $25 per page per day. The span between 8/18 and 9/22 (23 business days) would cost at least $575. If there is more than one page per day, it would cost an incremental $25 per page. Further, as to the "stop lists," they are $500 per list, so $1,000 for the lists as of 8/18 and 9/22. Innisfree has advised that these costs are in excess of the original $4,000 estimate.
 
Given the concern you have articulated about the cost of the requested information, we wanted to verify with you that you wish for us to obtain this particular data. If so, please provide an additional check for $2,000. If you wish to omit these particular portions of the request, $4,000 remains a valid estimate.
 
Very truly yours,

/s/ Pamela F. Russo

Pamela F. Russo
Corporate Secretary







P. O. Box 5000 • Sioux Falls, South Dakota 57117-5000
Phone (605) 333-7556 • Fax (605) 333-7621
 EX-99.12 7 sc13dahf092011ex12.htm EXHIBIT 99.12 sc13dahf092011ex12.htm
 
Exhibit 12


September 16, 2011


via email, facsimile and mail

Board of Directors
HF Financial Corp.
225 South Main Avenue
Sioux Falls, SD  57104


Dear Directors:

As you know, the PL Capital Group and its affiliates are the largest outside shareholder of HF Financial Corp. (“HF Financial” or “the Company”), holding approximately 9.9% of the current outstanding shares.  We have also nominated two outstanding candidates (John Palmer and Kevin Schieffer) for election to the Board of Directors of HF Financial at the upcoming 2011 Annual Meeting of Shareholders.  We are highly confident that our nominees will be elected at the 2011 Annual Meeting.
 
The upcoming election will effectively be a shareholder referendum on the Company’s management and Board and on the strategic direction of the Company.  For that reason, and given that the Annual Meeting is only two months away, we believe it is inappropriate for the current Board to recruit a new CEO or make other important strategic decisions until the election is completed and the newly elected board is able to participate in these matters.
 
Therefore, we strongly believe that the Board should:
 
·  
Delay the current CEO search (Curt Hage can be asked to extend his planned retirement or an interim CEO can be promoted from within the Company).
 
After the Annual Meeting, we believe the newly elected Board should:
 
·  
Conduct a full scope review of the Company’s strategic alternatives (e.g. a sale or merger of the Company now or in the future, remain independent, pursue acquisitions, grow organically, etc.)
 
We believe the majority of HF Financial shareholders support this approach.  To verify this for yourselves, we suggest that the Board contact its major shareholders to solicit their views.
 
In our view, the Board is not fulfilling its fiduciary duties to shareholders if it ploughs ahead with the current CEO search.  For example, if the consensus among shareholders, the newly elected Board and management is that the Company should pursue a business combination, will the current Board members reimburse the Company’s shareholders out of their own pockets for the cost of an expensive change in control contract for a newly hired short-term CEO?  If your initial reaction to that is “why should we?” then you know how we as shareholders would feel about paying for such an unnecessary expense.
 
 
 
 
While on the topic of evaluating strategic alternatives, we sincerely hope that in the past the Board has not missed opportunities to maximize shareholder value by inappropriately rejecting or ignoring bona fide potential acquirers of the Company.  If elected, examining that subject will be one of the first tasks that Messrs. Schieffer and Palmer will perform as Directors.
 
The Board has a fiduciary duty to shareholders which we believe is now heightened by our putting the Board on written notice that we believe shareholders want a different approach.  The Board is taking on risk by ignoring what we believe shareholders want.  We are distributing this letter to all major shareholders of HF Financial in hopes that those shareholders will let their views be known to the Board, as we have done, and to let them know that they may (hopefully) receive a call from a representative of HF Financial.
 
Indeed, we encourage all shareholders to express their views to the Board even if they are not contacted by the Company.
 
 
Sincerely,
  
/s/ Richard J. Lashley
/s/ John W. Palmer
   
Richard  J. Lashley
John W. Palmer
Principal
Principal
 
cc:  Major Shareholders of HF Financial


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