XML 70 R21.htm IDEA: XBRL DOCUMENT v2.4.0.6
Significant Accounting Policies and Pronouncements (Details)
6 Months Ended
Jun. 30, 2012
Significant Accounting Policies [Line Items]  
Contractual Due Date The Company defines “past due” as principal or interest not collected at least 30 days past the scheduled contractual due date.
Accruing interest on Non performing Loans The Company discontinues accruing interest on loans after the loans become 90 days delinquent as to principal or interest payments, or earlier when the Company has doubts about collectability.
Loan-to-value ratios 100.00%
Debt service coverage ratios 1.0