424B3 1 d424b3.txt CHOICE 2000 PRUDENTIAL ANNUITIES LIFE ASSURANCE CORPORATION ADVANCED SERIES ADVISOR/SM/ PLAN III ("ASAP III")/SM/ ADVANCED SERIES APEX II/SM/ ("APEX II")/SM/ ADVANCED SERIES LIFEVEST II/SM/ ("ASL II")/SM/ ADVANCED SERIES XTRA CREDIT/SM/ SIX ("XT6")/SM/ ADVANCED SERIES ADVISORS CHOICE/SM/ 2000 ("CHOICE 2000") Amendment to Supplement dated February 23, 2009 To Prospectuses dated May 1, 2008, as Supplemented This supplement should be read and retained with the prospectus and supplements for your ASAP III, APEX II, ASL II, XT6 and Choice 2000 Annuity. If you would like another copy of the prospectus or the supplements, please call us at 1-800-752-6342. The terms used in this supplement are defined in the Glossary of Terms in the Prospectus, unless specifically defined in a supplement to the Prospectus. The February 23, 2009 Supplement offering the following optional living benefits: Highest Daily Lifetime 7 Plus, Spousal Highest Daily Lifetime 7 Plus, Highest Daily Lifetime 7 Plus with Beneficiary Income Option ("BIO"), Spousal Highest Daily Lifetime 7 Plus with BIO and Highest Daily Lifetime 7 Plus with Lifetime Income Accelerator ("LIA"), is hereby amended as follows. The "Summary of Contract Fees and Charges - Your Optional Benefit Fees and Charges" Table on pages 3 and 4 of your Supplement is hereby replaced in its entirety with the following Table. The Table is being revised to clarify how the Optional Benefit Fee is deducted from your Annuity. In the Table below, "AV" refers to Account Value and "PWV" refers to Protected Withdrawal Value. CORESUP8 The following line items are added to the prospectus (page 8 or page 7 for Choice 2000) section "Summary of Contract Fees and Charges - Your Optional Benefit Fees and Charges." The entire table of "Summary of Contract Fees and Charges" can be found on page 6 of your prospectus. SUMMARY OF CONTRACT FEES AND CHARGES
------------------------------------------------------------------------------------------------------------------------ YOUR OPTIONAL BENEFIT FEES AND CHARGES /1/ ------------------------------------------------------------------------------------------------------------------------ OPTIONAL BENEFIT OPTIONAL TOTAL TOTAL TOTAL TOTAL TOTAL BENEFIT FEE/ ANNUAL ANNUAL ANNUAL ANNUAL ANNUAL CHARGE CHARGE /2/ CHARGE /2/ CHARGE /2/ CHARGE/ 2/ CHARGE /2/ for ASAP III for APEX II for ASL II for XT6 for CHOICE 2000 ------------------------------------------------------------------------------------------------------------------------ HIGHEST DAILY LIFETIME 7 PLUS Maximum Charge /3/ 1.50% 1.25% + 1.65% + 1.65% + 1.65% + 0.65% + of greater of 1.50% of 1.50% of 1.50% of 1.50% of 1.50% of AV and PWV greater of greater of greater of greater of greater of AV AV and AV and AV and AV and and PWV PWV PWV PWV PWV Current Charge 0.75% of 1.25% + 1.65% + 1.65% + 1.65% + 0.65% + greater of AV 0.75% of 0.75% of 0.75% of 0.75% of 0.75% of and PWV greater of greater of greater of greater of greater of AV AV and AV and AV and AV and and PWV PWV PWV PWV PWV ------------------------------------------------------------------------------------------------------------------------ SPOUSAL HIGHEST DAILY LIFETIME 7 PLUS Maximum Charge /3/ 1.50% of 1.25% + 1.65% + 1.65% + 1.65% + 0.65% + greater of AV 1.50% of 1.50% of 1.50% of 1.50% of 1.50% of and PWV greater of greater of greater of greater of greater of AV AV and AV and AV and AV and and PWV PWV PWV PWV PWV Current Charge 0.90% of 1.25% + 1.65% + 1.65% + 1.65% + 0.65% + greater of AV 0.90% of 0.90% of 0.90% of 0.90% of 0.90% of and PWV greater of greater of greater of greater of greater of AV AV and AV and AV and AV and and PWV PWV PWV PWV PWV ------------------------------------------------------------------------------------------------------------------------ HIGHEST DAILY LIFETIME 7 PLUS WITH BIO Maximum Charge /3/ 2.00% of 1.25% + 1.65% + 1.65% + 1.65% + 0.65% + greater of AV 2.00% of 2.00% of 2.00% of 2.00% of 2.00% of and PWV greater of greater of greater of greater of greater of AV AV and AV and AV and AV and and PWV PWV PWV PWV PWV Current Charge 1.10% of 1.25% + 1.65% + 1.65% + 1.65% + 0.65% + greater of AV 1.10% of 1.10% of 1.10% of 1.10% of 1.10% of and PWV greater of greater of greater of greater of greater of AV AV and AV and AV and AV and and PWV PWV PWV PWV PWV ------------------------------------------------------------------------------------------------------------------------ SPOUSAL HIGHEST DAILY LIFETIME 7 PLUS WITH BIO Maximum Charge /3/ 2.00% of 1.25% + 1.65% + 1.65% + 1.65% + 0.65% + greater of AV 2.00% of 2.00% of 2.00% of 2.00% of 2.00% of and PWV greater of greater of greater of greater of greater of AV AV and AV and AV and AV and and PWV PWV PWV PWV PWV Current Charge 1.10% of 1.25% + 1.65% + 1.65% + 1.65% + 0.65% + greater of AV 1.10% of 1.10% of 1.10% of 1.10% of 1.10% of and PWV greater of greater of greater of greater of greater of AV AV and AV and AV and AV and and PWV PWV PWV PWV PWV ------------------------------------------------------------------------------------------------------------------------
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------------------------------------------------------------------------------------------------------------------------ YOUR OPTIONAL BENEFIT FEES AND CHARGES /1/ ------------------------------------------------------------------------------------------------------------------------ OPTIONAL BENEFIT OPTIONAL TOTAL TOTAL TOTAL TOTAL TOTAL BENEFIT FEE/ ANNUAL ANNUAL ANNUAL ANNUAL ANNUAL CHARGE CHARGE /2/ CHARGE /2/ CHARGE /2/ CHARGE/ 2/ CHARGE /2/ for ASAP III for APEX II for ASL II for XT6 for CHOICE 2000 ------------------------------------------------------------------------------------------------------------------------ HIGHEST DAILY LIFETIME 7 PLUS WITH LIA Maximum Charge /3/ 2.00% of 1.25% + 1.65% + 1.65% + 1.65% + 0.65% + greater of AV 2.00% of 2.00% of 2.00% of 2.00% of 2.00% of and PWV greater of greater of greater of greater of greater of AV AV and AV and AV and AV and and PWV PWV PWV PWV PWV Current Charge 1.10% of 1.25% + 1.65% + 1.65% + 1.65% + 0.65% + greater of AV 1.10% of 1.10% of 1.10% of 1.10% of 1.10% of and PWV greater of greater of greater of greater of greater of AV AV and AV and AV and AV and and PWV PWV PWV PWV PWV ------------------------------------------------------------------------------------------------------------------------
How Charge is Determined 1. Highest Daily Lifetime 7 Plus. Charge for this benefit is assessed against the greater of the Account Value ("AV") and the Protected Withdrawal Value ("PWV"). As discussed in the description of the benefit, the charge is taken out of the Sub-accounts. For ASAP III, 0.75% of the greater of the AV and the PWV is in addition to 1.25% annual charge of amounts invested in the Sub-accounts (in Annuity Years 1-8) and 0.65% annual charge of amounts invested in the Sub-accounts in subsequent Annuity Years. For APEX II and ASL II, 0.75% of the greater of the AV and the PWV is in addition to 1.65% annual charge of amounts invested in the Sub-accounts. For XT6, 0.75% of the greater of the AV and the PWV is in addition to 1.65% annual charge of amounts invested in the Sub-accounts (in Annuity Years 1-10) and 0.65% annual charge of amounts invested in the Sub-accounts in subsequent Annuity Years. For Choice 2000, 0.75% of the greater of the AV and the PWV is in addition to 0.65% annual charge of amounts invested in the Sub-accounts. Spousal Highest Daily Lifetime 7 Plus. Charge for this benefit is assessed against the greater of the Account Value ("AV") and the Protected Withdrawal Value ("PWV"). As discussed in the description of the benefit, the charge is taken out of the Sub-accounts. For ASAP III, 0.90% of the greater of the AV and the PWV is in addition to 1.25% annual charge of amounts invested in the Sub-accounts (in Annuity Years 1-8) and 0.65% annual charge of amounts invested in the Sub-accounts in subsequent Annuity Years. For APEX II and ASL II, 0.90% of the greater of the AV and the PWV is in addition to 1.65% annual charge of amounts invested in the Sub-accounts. For XT6, 0.90% of the greater of the AV and the PWV is in addition to 1.65% annual charge of amounts invested in the Sub-accounts (in Annuity Years 1-10) and 0.65% annual charge of amounts invested in the Sub-accounts in subsequent Annuity Years. For Choice 2000, 0.90% of the greater of the AV and the PWV is in addition to 0.65% annual charge of amounts invested in the Sub-accounts. Highest Daily Lifetime 7 Plus with BIO. Charge for this benefit is assessed against the greater of the Account Value ("AV") and the Protected Withdrawal Value ("PWV"). As discussed in the description of the benefit, the charge is taken out of the Sub-accounts. For ASAP III, 1.10% of the greater of the AV and the PWV is in addition to 1.25% annual charge of amounts invested in the Sub-accounts (in Annuity Years 1-8) and 0.65% annual charge of amounts invested in the Sub-accounts in subsequent Annuity Years. For APEX II and ASL II, 1.10% of the greater of the AV and the PWV is in addition to 1.65% annual charge of amounts invested in the Sub-accounts. For XT6, 1.10% of the greater of the AV and the PWV is in addition to 1.65% annual charge of amounts invested in the Sub-accounts (in Annuity Years 1-10) and 0.65% annual charge of amounts invested in the Sub-accounts in subsequent Annuity Years. For Choice 2000, 1.10% of the greater of the AV and the PWV is in addition to 0.65% annual charge of amounts invested in the Sub-accounts. Spousal Highest Daily Lifetime 7 Plus with BIO. Charge for this benefit is assessed against the greater of the Account Value ("AV") and the Protected Withdrawal Value ("PWV"). As discussed in the description of the benefit, the charge is taken out of the Sub-accounts. For ASAP III, 1.10% of the greater of the AV and the PWV is in addition to 1.25% annual charge of amounts invested in the Sub-accounts (in Annuity Years 1-8) and 0.65% annual charge of amounts invested in the Sub-accounts in subsequent Annuity Years. For APEX II and ASL II, 1.10% of the greater of the AV and the PWV is in addition to 1.65% annual charge of amounts invested in the Sub-accounts. For XT6, 1.10% of the greater of the AV and the PWV is in addition to 1.65% annual charge of amounts invested in the Sub-accounts (in Annuity Years 1-10) and 0.65% annual charge of amounts invested in the Sub-accounts in subsequent Annuity Years. For Choice 2000, 1.10% of the greater of the AV and the PWV is in addition to 0.65% annual charge of amounts invested in the Sub-accounts. Highest Daily Lifetime 7 Plus with LIA. Charge for this benefit is assessed against the greater of the Account Value ("AV") and the Protected Withdrawal Value ("PWV"). As discussed in the description of the benefit, the charge is taken out of the Sub-accounts. For ASAP III, 1.10% of the greater of the AV and the PWV is in addition to 1.25% annual charge of amounts invested in the Sub-accounts (in Annuity Years 1-8) and 0.65% annual charge of amounts invested in the Sub-accounts in subsequent Annuity Years. For APEX II and ASL II, 1.10% of the greater of the AV and the PWV is in addition to 1.65% annual charge of amounts invested in the Sub-accounts. For XT6, 1.10% of the greater of the AV and the PWV is in addition to 1.65% annual charge of amounts invested in the Sub-accounts (in Annuity Years 1-10) and 0.65% annual charge of amounts invested in the Sub-accounts in subsequent Annuity Years. For Choice 2000, 1.10% of the greater of the AV and the PWV is in addition to 0.65% annual charge of amounts invested in the Sub-accounts. 2. The Total Annual Charge includes the Insurance Charge and Distribution Charge (if applicable) assessed against the average daily net assets allocated to the Sub-accounts. If you elect more than one optional benefit, the Total Annual Charge would be increased to include the charge for each optional benefit. 3. We reserve the right to increase the charge to the maximum charge indicated, upon any step-up or reset under the benefit, or new election of the benefit. 3 ---------------- [LOGO] Prudential PRSRT STD The Prudential Insurance Company of America U.S. POSTAGE 751 Broad Street PAID Newark, NJ 07102-3777 LANCASTER, PA PERMIT NO. 1793 ----------------
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