Supplement to Prospectus Dated May 1, 2002, revised effective November 18, 2002
                                                    Supplement dated April 4, 2003


This Supplement  should be retained with the current  Prospectus for your variable  annuity  contract  issued by American  Skandia Life
Assurance  Corporation  ("American  Skandia").  If  you  do  not  have  a  current  prospectus,  please  contact  American  Skandia  at
1-800-444-3970.

Pursuant to a shareholder  vote the portfolios of the Galaxy VIP Fund ("VIP Funds") are being  reorganized  into  portfolios of Liberty
Variable  Investment Trust ("Liberty") and SteinRoe Variable Investment Trust  ("SteinRoe").  Under the reorganization,  the assets and
liabilities of each of the VIP Funds will be transferred into similar portfolios of the Liberty and SteinRoe Funds.

Due to this reorganization the following changes are being made to your Galaxy Variable Annuity prospectus effective following the
close of business on April 4, 2003:

Galaxy VIP Fund                             Corresponding Liberty/SteinRoe Fund
- ---------------                             -----------------------------------
GAL VIP Money Market                                 Stein Roe Money Market Fund, Variable Series*
GAL VIP Quality Plus Bond Fund                       Liberty Federal Securities Fund, Variable Series
GAL VIP Asset Allocation Fund                        Stein Roe Balanced Fund, Variable Series**

Due to this reorganization the following changes are being made to your Galaxy Variable Annuity prospectus effective following the
close of business on April 11, 2003:

Galaxy VIP Fund                             Corresponding Liberty/SteinRoe Fund
- ---------------                             -----------------------------------
GAL VIP Equity Fund                                  Liberty Equity Fund, Variable Series
GAL VIP Growth and Income Fund              Liberty Equity Fund, Variable Series
GAL VIP Small Company Growth Fund           Stein Roe Small Company Growth Fund, Variable Series***
GAL VIP Columbia Real Estate Equity Fund II Columbia Real Estate Equity Fund, Variable Series
GAL VIP Columbia High Yield Fund II         Columbia High Yield Fund, Variable Series

*    After the  reorganization,  the Stein Roe Money Market Fund, Variable Series expects to immediately change its name to the Liberty
     Money Market Fund, Variable Series.
**   After the  reorganization,  the Stein Roe Balanced Fund,  Variable  Series  expects to immediately  change its name to the Liberty
     Asset Allocation Fund, Variable Series.
***  After the  reorganization,  the Stein Roe Small Company Growth Fund, Variable Series expects to immediately change its name to the
     Liberty Small Company Growth Fund, Variable Series.

- ----------------------------------------------------------------------------------------------------------------------------------------
                                           Underlying Mutual Fund Portfolio Annual Expenses
                               (as a percentage of the average net assets of the underlying Portfolios)
- ----------------------------------------------------------------------------------------------------------------------------------------

- --------------------------------------- --------------- --------------- --------------- ---------------- --------------- ---------------

                                          Management        Other         12b-1 Fees     Total Annual     Fee Waivers     Net Annual
         UNDERLYING PORTFOLIO                Fees          Expenses                        Portfolio      and Expense     Portfolio
                                                                                           Operating     Reimburse-ment   Operating
                                                                                           Expenses                        Expenses
- --------------------------------------- --------------- --------------- --------------- ---------------- --------------- ---------------
- --------------------------------------- --------------- --------------- --------------- ---------------- --------------- ---------------
SteinRoe Variable Investment Trust:
  Liberty Small Company                      0.65%          0.17%            0.00%            0.82%           0.02%           0.80%
    Growth
  Liberty Asset Allocation                   0.60%          0.10%            0.00%            0.70%           0.00%           0.70%
  Liberty Money Market                       0.50%          0.15%            0.00%            0.65%           0.00%           0.65%
Liberty Variable Investment Trust:
  Liberty Equity                             0.84%          0.25%            0.00%            1.09%           0.03%           1.06%
  Liberty Federal Securities                 0.55%          0.11%            0.00%            0.66%           0.00%           0.66%
  Columbia Real Estate Equity                0.84%          6.79%            0.00%            7.63%           6.43%           1.20%
  Columbia High Yield                        0.69%          2.68%            0.00%            3.37%           2.48%           0.89%
- --------------------------------------- --------------- --------------- --------------- ---------------- --------------- ---------------





INVESTMENT OPTIONS

- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
      STYLE/                                        INVESTMENT OBJECTIVES/POLICIES                                         PORTFOLIO
       TYPE                                                                                                                 ADVISOR/
                                                                                                                          SUB-ADVISOR
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
 SMALL CAP EQUITY   Liberty Small Company  Growth Fund,  Variable  Series:  seeks  long-term  growth.  Under normal   Columbia Management
                    market  conditions,  the Portfolio  invests at least 80% of its net assets (plus any borrowings
                    for investment  purposes) in small-cap  stocks.  Small-cap stocks are stocks of small companies
                    that have market capitalizations  similar in size to those companies in the Russell 2000 Growth
                    Index.  As of October 31, 2002,  that Index  included  companies with  capitalizations  between
                    approximately  $20 million and $2 billion.  The  Portfolio  invests in  companies  that compete
                    within  large and  growing  markets and that have the ability to grow their  market  share.  As
                    part of the  reorganization,  the name of the Stein Roe Small  Company  Growth  Fund,  Variable  Group, Inc./Stein Roe
                    Series was changed to its current name,  Liberty Small Company  Growth Fund,  Variable  Series.  & Farnham Incorporated
                    The GAL VIP Small Company Growth Fund no longer exists following the reorganization.
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
 LARGE CAP EQUITY   Liberty Equity Fund,  Variable  Series:  seeks long-term  growth by investing in companies that   Columbia Management
                    the  Portfolio's  investment  advisor  believes  have  above-average  earnings  potential.  The
                    Portfolio  normally  invests at least 80% of its net assets (plus any borrowings for investment
                    purposes) in a broadly  diversified  portfolio of equity securities  issued by U.S.  companies,
                    primarily  common  stocks  and  securities  that  can be  converted  into  common  stocks.  The
                    Portfolio  invests mainly in companies which the investment  advisor  believes will have faster
                    earnings  growth  than  the  economy  in  general.  The  investment  advisor  looks  for  large
                    capitalization  companies  (generally  over $2  billion)  in growing  industries,  focusing  on
                    technological  advances,  good product  development,  strong management and other factors which
                    support  future  growth.  The  investment  advisor seeks out  companies  that have a history of
                    strong  earnings growth and are projected to continue a similar pattern of growth over the next
                    three to five years.  The Liberty Equity Fund,  Variable Series  represents the combined assets       Group, Inc.
                    of  the  GAL  VIP  Equity  and  GAL  VIP  Growth  and  Income  Funds  as of  the  date  of  the
                    reorganization.  The GAL VIP  Equity  and GAL VIP  Growth  and  Income  Funds no  longer  exist
                    following the reorganization.
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
                    Columbia  Real Estate  Equity  Fund,  Variable  Series:  seeks,  with equal  emphasis,  capital
                    appreciation and above-average  current income by investing  primarily in the equity securities
                    of companies in the real estate industry.  Under normal  circumstances,  the Portfolio  invests
   REAL ESTATE      at least 80% of its net assets  (plus any  borrowings  for  investment  purposes) in the equity   Columbia Management
      (REIT)        securities,  primarily  common  stocks,  of  companies  principally  engaged in the real estate       Group, Inc.
                    industry,  primarily real estate investment  trusts ("REITs").  The Portfolio invests primarily
                    in the  securities  of U.S.  companies.  The GAL VIP  Columbia  Real  Estate  Equity II Fund no
                    longer exists following the reorganization.
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
ASSET ALLOCA-TION   Liberty Asset  Allocation  Fund,  Variable  Series:  seeks high total  investment  return.  The   Columbia Management
                    Portfolio  seeks to achieve  its goal by  allocating  the  Portfolio's  assets  amoung  various
                    classes of equity and debt  securities,  including:  large cap growth  stocks;  large cap value
                    stocks; mid cap growth stocks; mid cap value stocks;  small cap growth stocks;  small cap value
                    stocks;  real estate investment trusts  ("REITs");  foreign stocks;  investment grade bonds and
                    non-investment  grade  bonds.  In  selecting  equity  securities,  the  Portfolio's  investment
                    advisor favors stocks with  long-term  growth  potential that are expected to outperform  their
                    peers over time.  Further,  the investment advisor forecasts the direction and degree of change
                    in long-term  interest rates to help in the selection of debt  securities.  The Portfolio keeps
                    at least 25% of its total assets in fixed income  investments,  including  debt  securities and
                    preferred  stocks,  at all  times.  As part of the  reorganization,  the name of the  Stein Roe  Group, Inc./Stein Roe
                    Balanced Fund,  Variable Series was changed to its current name, Liberty Asset Allocation Fund,  & Farnham Incorporated
                    Variable   Series.   The  GAL  VIP  Asset  Allocation  Fund  no  longer  exists  following  the
                    reorganization.
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------





- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
      STYLE/                                        INVESTMENT OBJECTIVES/POLICIES                                         PORTFOLIO
       TYPE                                                                                                                 ADVISOR/
                                                                                                                          SUB-ADVISOR
                    ------------------------------------------------------------------------------------------------ -----------------------
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
 HIGH YIELD BOND    Columbia High Yield Fund,  Variable  Series:  seeks a high level of current income by investing   Columbia Management
                    primarily  in  lower-rated  fixed  income  securities.  Capital  appreciation  is  a  secondary
                    objective  when  consistent   with  the  objective  of  high  current   income.   Under  normal
                    circumstances,  the Portfolio  invests at least 80% of its net assets (plus any  borrowings for
                    investment purposes) in high yielding corporate debt securities,  such as bonds, debentures and
                    notes.  These  securities  will  generally  be rated BB or lower by  Standard & Poor's  Ratings
                    Group  ("S&P"),  Ba or  lower  by  Moody's  Investors  Service,  Inc.  ("Moody's")  or  unrated
                    securities  which the investment  advisor has determined to be of comparable  quality.  The GAL       Group, Inc.
                    VIP Columbia High Yield II Fund no longer exists following the reorganization.
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
                    Liberty Federal Securities Fund,  Variable Series:  seeks the highest possible level of current
                    income,  consistent with safety of principal and maintenance of liquidity.  Under normal market
                    conditions,  the  Portfolio  invests at least 80% of its net assets  (plus any  borrowings  for
                    investment  purposes) in U.S. government  securities,  including U.S. treasuries and securities   Columbia Management
  LONG-TERM BOND    of  various  U.S.  government  agencies.  Agency  securities  include  debt  issued by  various  Group, Inc./Stein Roe
                    agencies  as  well as  mortgage-backed  securities,  which  represent  interests  in  pools  of  & Farnham Incorporated
                    mortgages.  The  Portfolio  may also  invest  up to 20% of its  assets  in  corporate  bonds or
                    mortgage- or asset-backed  securities that are issued by private entities.  The GAL VIP Quality
                    Plus Bond Fund no longer exists following the reorganization.
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------
   MONEY MARKET     Liberty Money Market Fund,  Variable  Series:  seeks maximum  current  income,  consistent with   Columbia Management
                    capital  preservation and the maintenance of liquidity.  The Portfolio  invests in high-quality
                    money market securities,  including:  securities issued or guaranteed by the U.S. government or
                    by its agencies;  securities issued or guaranteed by the government of any foreign country that
                    have a long-term rating at the time of purchase of A or better (or an equivalent  rating) by at
                    least  one  nationally  recognized  bond  rating  agency;  certificates  of  deposit,  bankers'
                    acceptances,  time deposits and other short-term securities issued by domestic or foreign banks
                    or their subsidiaries or branches;  commercial paper of domestic or foreign issuers,  including
                    variable-rate  demand notes;  short-term  debt securities  having a long-term  rating at the of
                    purchase of A or better (or an equivalent  rating) by at least one nationally  recognized  bond
                    rating agency;  repurchase  agreements;  taxable municipal  securities;  and other high-quality  Group, Inc./Stein Roe
                    short-term obligations.  As part of the reorganization,  the name of the Stein Roe Money Market  & Farnham Incorporated
                    Fund,  Variable  Series was changed to its current name,  Liberty  Money Market Fund,  Variable
                    Series.  The GAL VIP Money Market Fund no longer exists following the reorganization.
- ------------------- ------------------------------------------------------------------------------------------------ -----------------------



GAL 3 PROS - SUPP (04/04/2003)                                                                                             GAL3PROS