Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Cash Flows from Operating Activities
Net Income	$ 9,157	$ 6,962
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation	742	745
Amortization of other assets	418	613
Origination of loans held for sale	(49,256)	(27,627)
Proceeds from sale of loans held for sale	48,540	24,805
Net (gain) on sales of loans	(1,280)	(913)
Provision for credit losses	2,200	1,283
(Gain) on other real estate owned	0	(7)
(Gain) on the sale of marine finance assets	0	(463)
Loss (gain) on the sale and disposal of premises and equipment	11	(14)
Loss on the sale of repossessed assets	204	0
Amortization of subordinated debt issuance costs	51	51
Stock-based compensation expense	644	903
Premium amortization on securities, net	208	266
Bank-owned life insurance income	(814)	(542)
(Gain) on bank-owned life insurance settlement	(907)	0
Changes in assets and liabilities:
Decrease (increase) in other assets	278	(5,472)
Increase in other liabilities	2,251	12,297
Net cash provided by operating activities	12,447	12,887
Cash Flows from Investing Activities
Proceeds from maturities, calls, and principal payments of securities available for sale	11,716	10,987
Proceeds from the sale of restricted investments	1,425	4,975
Purchases of restricted investments	(1,824)	(4,326)
Proceeds of bank-owned life insurance settlement	935	0
Purchases of bank premises and equipment	(746)	(1,127)
Proceeds from the sale of bank premises and equipment	0	39
Proceeds from the sale of other real estate owned	0	115
Proceeds from the sale of repossessed assets	112	0
Proceeds from sale of marine finance business	0	53,537
Proceeds from sales of loans	0	49,325
Origination of loans net of principal collected	(21,986)	(218,755)
Funding of capital commitments related to other investments	(664)	(495)
Net cash (used in) investing activities	(11,032)	(105,725)
Cash Flows from Financing Activities
Net (decrease) in noninterest bearing demand deposits, savings, and interest bearing demand deposits	(23,842)	(19,160)
Net increase in time deposits	63,456	253,465
Net increase (decrease) in federal funds purchased	244	(32,980)
Net (decrease) in short-term Federal Home Loan Bank advances	(20,000)	(175,000)
Advances of long-term Federal Home Loan Bank advances	25,000	145,000
Issuance of common stock, employee benefit plan	0	133
Repurchase and retirement of common stock	(237)	(303)
Cash dividends paid	(3,198)	(3,173)
Net cash provided by financing activities	41,423	167,982
Increase in cash and cash equivalents	42,838	75,144
Cash and Cash Equivalents
Beginning	138,353	66,894
Ending	181,191	142,038
Supplemental Disclosures of Cash Flow Information
Interest	29,695	22,016
Income taxes	80	1,706
Supplemental Schedule of Noncash Investing and Financing Activities:
Unrealized gain (loss) on securities available for sale	4,532	(3,927)
Minimum postretirement liability adjustment	(5)	(8)
Repossessed assets acquired in settlement of loans	$ 111	$ 304